Benefit claims: Matrix & Legacy
|
|
- Bennett Caldwell
- 5 years ago
- Views:
Transcription
1 Benefit claims: Matrix & Legacy 1 January May 2017 Summary: Benefit claims Disability claims Admit % R 114,247, Decline % R 10,273, Total % R 124,520, Reasons for decline (Disability claims) Misrepresentation % R 2,528, Specific underwriting exclusions % R 613, Benefit definition not met % R 7,132, Total % R 10,273, Accident claims Admit % R 5,090, Decline % R 8,956, Total % R 14,047, Reasons for decline (Accident claims) Benefit definition not met % R 7,767,497.00
2 Cover not in force % R 267, Condition not covered by benefits % R 921, Total % R 8,956, Trauma claims (including Child illness and Injury) Admit % R 109,667, Decline % R 38,966, Total % R 148,633, Reasons for decline (Trauma claims) Misrepresentation % R 1,832, General exclusions % R 4,254, Specific underwriting exclusions % R 700, Benefit definition not met % R 27,798, Benefit doesn't exist % R 1,500, Condition not covered by benefits % R 2,880, Total % R 38,966, Income Protector Claims Admit % R 4,032, Decline % R 138, Total % R 4,170, Reasons for decline (Income Protector claims) Specific underwriting exclusions % R 41, Benefit definition not met % R 47, yet expired % R 49,946.00
3 Total % R 138, Functional Impairment Claims Admit % R 7,314, Decline % R 9,519, Total % R 16,833, Reasons for decline (Functional Impairment claims) Misrepresentation % R 1,172, Benefit definition not met % R 7,725, Condition not covered by benefits % R 621, Total % R 9,519, Physical Impairment Claims Admit % R 1,544, Decline % R 4,754, Total % R 6,299, Reasons for decline (Physical Impairment claims) Misrepresentation % R 17, Specific underwriting exclusions % R 850, Benefit definition not met % R 3,887,139.00
4 Total % R 4,754, Sickness Benefit Claims Admit % R 23,720, Decline % R 723, Total % R 24,444, Reasons for decline (Sickness Benefit claims) Misrepresentation % R 172, Specific underwriting exclusions % R 94, Benefit definition not met % R 294, yet expired % R 101, Benefit doesn't exist % R 40, Condition not covered by benefits % R 20, Total % R 723, Accidental Disability Admit % R 2,726, Decline % R 200, Total % R 2,926, Reasons for decline (Accidental Disability claims) Benefit definition not met % R 200, Total % R 200,000.00
5 Comprehensive and Living protector: Loss of income Admit 0 #DIV/0! R 0.00 Decline 0 #DIV/0! R 0.00 Total 0 #DIV/0! R 0.00 Reasons for decline (Comprhensive and Living Protector : Loss of income claims) Misrepresentation 0 #DIV/0! R 0.00 General exclusions 0 #DIV/0! R 0.00 Specific underwriting exclusions 0 #DIV/0! R 0.00 Benefit definition not met 0 #DIV/0! R 0.00 yet expired 0 #DIV/0! R 0.00 Policy lapsed 0 #DIV/0! R 0.00 Premium position not in order 0 #DIV/0! R 0.00 Cover not in force 0 #DIV/0! R 0.00 Benefit doesn't exist 0 #DIV/0! R 0.00 Condition not covered by benefits 0 #DIV/0! R 0.00 Total 0 #DIV/0! R 0.00 Comprehensive and Living protector: Retrenchment Admit % R 1,022, Decline % R 32, Total % R 1,054, Reasons for decline (Retrenchment) Benefit definition not met % R 8, Condition not covered by benefits % R 24, Total % R 32,391.80
6
Benefit claims: Matrix & Legacy
Benefit claims: Matrix & Legacy 1 January 2017-31 December 2017 Summary: Benefit claims Disability claims Admit 369 85.22% R 231,352,985.52 Decline 64 14.78% R 43,593,957.53 Total 433 100.00% R 274,946,943.05
More informationLiving Benefits Claim Guide. To help you claim. Short description of benefit DIS001E
Living Benefits Claim Guide To help you claim In this difficult time we want to make it as easy as possible for you to claim. The purpose of this document is to guide you through the process of a claim
More informationFSC Statistics QUARTERLY RETURN FOR TRADITIONAL AND RISK BUSINESS - PRODUCT SUMMARY. Quarter: 30/06/2016 ANNUAL PREMIUMS $000
QUARTERLY RETURN FOR AND BUSINESS - PRODUCT SUMMARY Quarter: 30/06/2016 ANNUAL PREMIUMS $000 ANNUAL PREMIUM SINGLE PREMIUM Product In force at start Contractual premium changes Revisions New business Transfers
More informationShort description of benefit
Living Benefits Claims Guide To help you claim In this difficult time we want to make it as easy as possible for you to claim. The purpose of this document is to guide you through the process of a claim
More informationLIFESTYLE PROTECTOR PRODUCT SUMMARY
LIFESTYLE PROTECTOR PRODUCT SUMMARY The information contained in this Lifestyle Protector Product Summary is the latest product information available as at publication. Any legal, product or technical
More informationOccupation. Occupation Class Employment status Annual income. Total monthly premium $ Total yearly premium $200.52
Asteron Life Limited Level 13 Asteron Centre, 55 Featherston Street Wellington 6011 Prepared by: Succession First robbie@successionfirst.co.nz 04 939 6748 Client summary - Example One Date of Birth Gender
More informationPROTECTING YOU FOR 172 YEARS, AND COUNTING. We paid out over R4 billion in claims in 2016.
PROTECTING YOU FOR 172 YEARS, AND COUNTING. We paid out over R4 billion in claims in 2016. Life is full of adventures, and we re here to protect you through them. GREENLIGHT risk cover is your safety net
More informationIssue Date: 15 May Zurich Active. Product Disclosure Statement including policy conditions
Issue Date: 15 May 2017 Zurich Active Product Disclosure Statement including policy conditions This PDS This PDS contains information about the Zurich Active policies, as well as the policy conditions.
More informationHowever as a financial adviser you would be concerned mainly with providing advice on Personal insurances namely the following 4 insurances:
An Introduction to Personal Insurances The concept of insurance has been with us for Millennia and there are a vast array of different types and categories of insurances, ranging from insuring a $10 billion
More informationProduct Summary Issued 21 December Zurich Life Risk Zurich Income Protector / Plus. Adviser use only PREVIEW VERSION
Product Summary Issued 21 December 2015 Zurich Life Risk Zurich / Adviser use only PREVIEW VERSION Summary These tables outline the in-built benefits, optional extras and product parameters for Zurich.
More informationAIA Priority Protection Supplementary Product Disclosure Statement
AIA Priority Supplementary Product Disclosure Statement Date Prepared 29 July 2017 This AIA Priority Supplementary Product Disclosure Statement ( SPDS ) supplements information contained in the AIA Priority
More informationDetailed Client Information (DCI) transaction manual
Detailed Client Information (DCI) transaction manual The client information or data can be used as a Marketing opportunity to identify new business prospects. Why DCI clients? In addition, this transaction
More informationEducator Options Voluntary Long Term Disability Coverage Highlights Texas Garland Independent School District
Voluntary Long Term Disability Insurance Standard Insurance Company has developed this document to provide you with information about the optional insurance coverage you may select through the. Written
More informationClearView LifeSolutions
ClearView LifeSolutions Product Disclosure Statement and Policy Document Product Disclosure Statement and Policy Document Issue 2 / 28 December 2015 ClearView LifeSolutions issued by ClearView Life Assurance
More informationIncome Protector. Unwrap 2015 campaign. The launch of our new. Income Protector
For intermediaries April 2015 Income Protector Unwrap 2015 campaign The launch of our new Income Protector product, which offers a wider range of benefits, enables us to offer clients even more comprehensive
More informationDiscovery Life Plan Guide. This document will help you understand the finer details of your Discovery Life Plan
Discovery Life Plan Guide This document will help you understand the finer details of your Discovery Life Plan CONTENTS SECTION 1 Welcome 1 SECTION 2 The Life Plan 2 SECTION 3 When your cover starts and
More informationBLET Long Island Railroad Group Plan Benefits Life, AD&D, STD, LTD (Underwritten by Aetna)
BENEFIT HIGHLIGHTS ILLUSTRATION BLET Long Island Railroad Group Plan Benefits Life, AD&D, STD, LTD (Underwritten by Aetna) Railroad Retirement Benefits fall short of giving you and your family complete
More informationHEALTH CARE IN THE U.S.
HEALTH CARE IN THE U.S. Health Care in America! The U.S. government does not pay any part of the medical expenses for international students studying here.! The average cost of a visit to an urgent care
More informationZurich Australia Limited ABN AFSLN Product Accreditation Test for Zurich Active At date: 1 October 2016
Name: Date: Signature: / / Phone Number: Zurich Australia Limited ABN 92 000 010 195 AFSLN 232510 Product Accreditation Test for Zurich Active At date: 1 October 2016 Participant instructions 1. Please
More informationBLET Division 71 Members SEPTA
BENEFIT HIGHLIGHTS G ILLUSTRATION BLET Division 71 Members SEPTA Voluntary Group Plan Benefits STD, LTD, and Life Insurance with AD&D (New Benefit Option!) (Underwritten by Lincoln Financial Group Rated
More informationSupplementary Product Disclosure Statement FutureWise
Supplementary Product Disclosure Statement FutureWise Issued by: Macquarie Life Limited ABN 56 003 963 773 AFSL 237 497 (Macquarie Life) Macquarie Investment Management Limited ABN 66 002 867 003 AFSL
More informationMacquarie Life Super Protector. Macquarie Life
Macquarie Life Super Protector Macquarie Life Product Disclosure Statement issued by: Macquarie Life Limited ABN 56 003 963 773 AFSL 237 497 Dated 23 April 2010 Contents 01 The importance of insurance
More informationDisability Definitions
Disability Definitions Accident - Unintended, unforeseen and unexpected event that causes injury. Accidental Death and Dismemberment - Insurance providing payment if the insured's death or dismemberment
More informationPriority Protection Supplementary Product Disclosure Statement
Priority Protection Supplementary Product Disclosure Statement 1 July 2014 Life s better with the right partner This Priority Protection Supplementary Product Disclosure Statement ( SPDS ) supplements
More informationEducator Options Voluntary Long Term Disability Coverage Highlights Texas Pearland Independent School District
Voluntary Long Term Disability Insurance Standard Insurance Company has developed this document to provide you with information about the optional insurance coverage you may select through the. Written
More informationDisability Insurance Plans
Most of us depend on our paychecks to keep our lives running smoothly. What would we do if illness or injury kept us out of work for a long time and those paychecks stopped? It is something we do not like
More informationLesson 4 Common Characteristics of Life Insurance Policies
Lesson 4 Common Characteristics of Life Insurance Policies Lesson 4 Introduction p1 (LHE) An interesting difference between life contracts and property and casualty contracts is that the application for
More informationLifetime Benefit Universal Life
Lifetime Benefit Universal Life UL f r o m For nt/broker Use Only PRODUC SPECIFICAIONS Individual s ( Last Birthday) ( s ) Nontobacco User ( s ) obacco User ( s ) Minimum Size Band $,$, Band $, and above
More informationiselect Life Insurance Glossary & Reference Guide
iselect Life Insurance Glossary & Reference Guide Types of Insurance Cover: Term Life Insurance: Life cover can help your family cope financially in the event of your death. Life Insurance typically pays
More informationYour Choice Voluntary Long Term Disability Coverage Highlights Texas Northside Independent School District
Your Choice Voluntary Long Term Disability Coverage Highlights Texas Voluntary Long Term Disability Insurance Standard Insurance Company has developed this document to provide you with information about
More informationOptional Riders and Endorsements. Reference Guide
Optional Riders and Endorsements Reference Guide Customize Your Coverage Because every family and business situation can be unique, Protective Life has designed its policies for maximum flexibility. But
More informationZurich Wealth Protection
Zurich Wealth Protection Product Disclosure Statement including Policy conditions Issue date: 1 March 2010 Zurich proudly supports About this PDS Date of preparation: 29 January 2010 This Product Disclosure
More informationGUARANTEED ISSUE PRODUCTS SIMPLIFIED ISSUE/NON-MED PRODUCTS
Carrier Product Name Product Type GUARANTEED ISSUE PRODUCTS Americo Ultra Protector III 50-75 $2,000 - $10,000 Mutual of Omaha/United of Omaha Classes / Issue Ages Face Limits s Benefit Highlights Year
More informationplus Universal & Term Life Insurance Client Brochure Policy Series 295/300/ (05/17) Americo
plus Universal & Term Life Insurance Client Brochure Policy Series 295/300/395 15-100-7 (05/17) Americo Your home may be your most valuable asset... Help provide peace of mind when you and your family
More informationBLET/CSXT Eastern Lines GCA - Members
BENEFIT HIGHLIGHTS ILLUSTRATION BLET/CSXT Eastern Lines GCA - Members Group Plan Benefits Life, AD&D, STD, LTD Railroad Retirement and Social Security Benefits fall short of giving you and your family
More informationVoluntary Term Life Insurance FOR EMPLOYEES OF AEROVIRONMENT, INC.
Voluntary Term Life Insurance FOR EMPLOYEES OF AEROVIRONMENT, INC. ELIGIBILITY - ALL ELIGIBLE EMPLOYEES Eligibility Requirement You must be actively working a minimum of 30 hours per week to be eligible
More informationVoluntary Term Life Insurance FOR EMPLOYEES OF PALFINGER NORTH AMERICA
Voluntary Term Life Insurance FOR EMPLOYEES OF PALFINGER NORTH AMERICA ELIGIBILITY - ALL ELIGIBLE EMPLOYEES Eligibility Requirement You must be actively working a minimum of 30 hours per week to be eligible
More informationFree Benefit. How it works. Children s Life Cover. What it does
Free Benefit Children s Life Cover What it does Offered for free by Zurich to all lives insured of Preferred Choice as an added benefit, this cover will pay a single lump sum amount in the event of the
More informationAsteron Life Personal Insurance at a Glance
Asteron Life Personal Insurance at a Glance What s available under Asteron Life s Personal Insurance Policy? Life Covers Trauma Covers TPD Covers Benefit payment type Lump Sum Lump Sum Stand Alone Accelerated
More informationINDIVIDUAL DISABILITY INSURANCE. Boss plus AT A GLANCE
INDIVIDUAL DISABILITY INSURANCE Boss plus AT A GLANCE Table of Contents Boss plus............................................1 Built-in features................................. 2 Basic policy.....................................2
More information(03/17) Americo. Client Brochure
08-298-2 (03/17) Americo Client Brochure You work hard to give your family the very best. You make sure all of their needs are met and protect them in every way possible. You ve probably purchased insurance
More informationRiders to Enhance Coverage for Yourself and Your Family
Accumulation Builder Select Indexed Universal Life Riders This information complements, and therefore, must be accompanied by the Accumulation Builder Select IUL Brochure Riders to Enhance Coverage for
More informationStag Protector II Variable Universal Life Insurance
INDIVIDUAL LIFE INSURANCE A Consumer Resource FACTS-AT-A-GLANCE Stag Protector II Variable Universal Life Insurance Permanent Life Insurance Offering Flexibility and Choice INSURANCE PRODUCTS: NOT INSURED
More informationHelping you make an informed decision
Helping you make an informed decision Financial products, such as life insurance and investment policies, are designed to give you financial security. There are many products out there and the choice can
More informationChapter 20 Individual Health Insurance Coverages
Chapter 20 Individual Health Insurance Coverages Overview In this chapter we examine individual health insurance coverage. After a discussion of major problems with the present health care system, the
More informationING Supplemental Term Life Insurance Plan
ING Supplemental Term Life Insurance Plan Effective Date: July 1, 2015 (pending underwriting approval) Supplemental Employee Life Insurance Your employer-sponsored basic life coverage provides important
More informationProduct Options Summary
Product Options Summary A summary of the options available on your policy or plan. This document is for your reference only. No action is required. AMP Product Options Summary It s important that you re
More informationGet more out of life LIFE PRODUCTS AT A GLANCE
Get more out of life LIFE PRODUCTS AT A GLANCE Get more out of life You know that price is not the only factor you need to consider when choosing the very best life insurance products for your clients.
More informationProtection that lasts you a lifetime. Life Insurance
Life Insurance Protection that lasts you a lifetime AXA TERM PROTECTOR PRIME A comprehensive term insurance plan that protects and preserves your family and business. Your career takes you places and life
More informationANZ SMART CHOICE SUPER FOR EMPLOYERS AND THEIR EMPLOYEES INSURANCE GUIDE ISSUED 17 MARCH 2018 TAILORED EMPLOYER PLANS
ANZ SMART CHOICE SUPER FOR EMPLOYERS AND THEIR EMPLOYEES INSURANCE GUIDE ISSUED 17 MARCH 2018 TAILORED EMPLOYER PLANS ANZ SMART CHOICE SUPER ENTITY DETAILS IN THIS INSURANCE GUIDE Name of legal entity
More informationtrue group and voluntary products
true group and voluntary products EMPLOYER CONTRIBUTION AND PARTICIPATION REQUIREMENTS Employer paid When the employer contributes 100 percent of the cost, 100 percent employee participation is required.
More informationANZ SMART CHOICE SUPER FOR EMPLOYERS AND THEIR EMPLOYEES
ANZ SMART CHOICE SUPER FOR EMPLOYERS AND THEIR EMPLOYEES ONEPATH LIFE LIMITED CISCO SYSTEMS AUSTRALIA PTY LTD SUPERANNUATION PLAN INSURANCE GUIDE ISSUED 17 MARCH 2018 DEATH AND TOTAL AND PERMANENT DISABLEMENT
More informationInsurance Plan for EDUCATIONAL or CULTURAL EXCHANGE Program Participants. Global Adventure
Insurance Plan for EDUCATIONAL or CULTURAL EXCHANGE Program Participants Global Adventure Global Adventure Plan is a travel plan designed to protect you from acute, unexpected, sudden and unforeseen illnesses
More informationGuaranteed Protection Universal Life
Guaranteed Protection Universal Life Guaranteed Protection Universal Life Discover What s Possible PM8416 Page 1 of 8 Turning a plan into action is the key to bridging the gap between today and the future.
More informationZurich Wealth Protection
Zurich Wealth Protection Supplementary Product Disclosure Statement This document is a Supplementary Product Disclosure Statement (SPDS) for the Zurich Wealth Protection Product Disclosure Statement (PDS)
More informationUnderstanding Performax Gold
Understanding Performax Gold With you. Your whole life. Performax Gold is whole life insurance that gives you permanent, lifetime protection with Guaranteed Cash Values. The unique product features help
More informationTravel Insurance Plan for INTERNATIONAL J Visa Travelers
Travel Insurance Plan for INTERNATIONAL J Visa Travelers The Global Adventure Plan offers international travelers with a J-1 and J-2 visa an alternative to more expensive health plans. It is designed to
More informationZurich Wealth Protection
Zurich Wealth Protection Key Features Statements Term Life Insurance Plus Stand Alone Trauma Insurance Plus Superannuation Term Life Insurance Plus Income Replacement Insurance Plus Special Risk Income
More informationGroup Disability Income Insurance Protection for CSEA Members
Group Disability Income Insurance Protection for CSEA Members 1-877-VIP-CSEA (847-2732) Valuable Insurance Programs Sponsored by Administered by Important Benefits for CSEA members Why You Need Disability
More informationProduct Summary. Life Cover. December Complimentary Final Family Expenses. Why consider Life Cover? Family Protection
Product Summary December 2017 This is a summary of the main features and terms of the AIA Australia Priority Protection product. For full details, please refer to the AIA Australia Priority Protection
More informationDisability Claim Form Instructions
Documentation required upon submitting a Disability Claim: Disability Claim Form Instructions To substantiate a claim for disability benefits covered by the Policy terms, the following documents must be
More informationRULES FOR PPS MUTUAL BENEFIT FUND. Noble Oak Life Limited ABN: AFS Licence Number:
RULES FOR PPS MUTUAL BENEFIT FUND Noble Oak Life Limited ABN: 85 087 648 708 AFS Licence Number: 247302 1/2/2016 CONTENTS PPS Mutual Benefit Fund Rules A. General Provisions (Rules 1 to 14) B. Fund Membership
More informationZurich Wealth Protection. Product Disclosure Statement including Policy conditions Issue date: 1 March 2013
Zurich Wealth Protection Product Disclosure Statement including Policy conditions Issue date: 1 March 2013 About this PDS Date of preparation: 7 February 2013 This Product Disclosure Statement (PDS) is
More informationCATASAUQUA AREA SCHOOL DISTRICT
CATASAUQUA AREA SCHOOL DISTRICT FAMILY & MEDICAL LEAVE ACT OF (FMLA) SECTION: No. 0 Administration TITLE: Family & Medical Leave Policy ADOPTED: November 0, 00 REVISED: November 0, 00 REVIEWED: November
More informationInternal Revenue Code Section 7702B(b)(1) Treatment of qualified long-term care insurance.
Internal Revenue Code Section 7702B(b)(1) Treatment of qualified long-term care insurance. (a) In general. For purposes of this title CLICK HERE to return to the home page (1) a qualified long-term care
More informationANZ SMART CHOICE SUPER FOR EMPLOYERS AND THEIR EMPLOYEES INSURANCE GUIDE ISSUED 17 MARCH 2018 STANDARD EMPLOYER PLANS
ANZ SMART CHOICE SUPER FOR EMPLOYERS AND THEIR EMPLOYEES INSURANCE GUIDE ISSUED 17 MARCH 2018 STANDARD EMPLOYER PLANS ANZ SMART CHOICE SUPER ENTITY DETAILS IN THIS INSURANCE GUIDE Name of legal entity
More informationChapter Three TYPES OF POLICIES AND RIDERS. 3.1 General Policy Definitions LEARNING OBJECTIVES OVERVIEW. Retention Question 1
Chapter Three TYPES OF POLICIES AND RIDERS LEARNING OBJECTIVES Upon the completion of this chapter, you will be able to: 1. Define endow, face amount, cash value and rider 2. Compare and contrast the types
More informationCash benefits paid directly
Accident Disability Direct Cash benefits paid directly to you during times of accident-related disability DID YOU KNOW? 95% of disabling injuries occur off the job which means Worker s Compensation does
More informationSTANDARD INSURANCE COMPANY Home Office: P.O. Box 711, PORTLAND, OREGON
STANDARD INSURANCE COMPANY Home Office: P.O. Box 711, PORTLAND, OREGON 97207 1-800-247-6888 INSURED: POLICY NUMBER: BUSINESS PROTECTOR DISABILITY INCOME PROTECTION COVERAGE OUTLINE OF COVERAGE READ YOUR
More informationYOUR GUIDE TO EQUIMAX
YOUR GUIDE TO EQUIMAX equimax CLIENT GUIDE YOUR GUIDE TO EQUIMAX 02 ABOUT EQUITABLE LIFE OF CANADA Equitable Life is one of Canada s largest mutual life insurance companies. For generations we ve provided
More informationDisability Insurance Basics
Weller Group LLC Timothy Weller, CFP CERTIFIED FINANCIAL PLANNER 6206 Slocum Road Ontario, NY 14519 315-524-8000 tim@wellergroupllc.com www.wellergroupllc.com Disability Insurance Basics March 06, 2016
More informationVoluntary Term Life Insurance
Voluntary Term Life Insurance We ve Got You Covered As an active employee of Ulteig Engineers, Inc., you have access to a life insurance policy from United of Omaha Life Insurance Company. It replaces
More informationA Guide to Income Protection
HOUSE OF FINANCE PENSIONS INVESTMENTS PROTECTION A Guide to Income Protection Contents What would happen if I was out of work with illness for a long period? What would happen if I was out of work with
More informationTerminal illness is defined as life expectancy medically certified to be less than 12 months
Plan Description A regular premium Plan that provides for the payment of a guaranteed Death Benefit in the event of death of one or more Persons Covered by the Plan. It pays a lump sum on death, whenever
More informationRenewable and Convertible Term Rider
Renewable and Convertible Term Rider This Rider forms part of the Policy and is subject to its terms and provisions. Should any provisions of this Rider be inconsistent with any Policy provisions, the
More informationVoluntary Term Life Insurance
Voluntary Term Life Insurance We ve Got You Covered As an active employee of Roman Catholic Bishop of San Jose, you have access to a life insurance policy from United of Omaha Life Insurance Company. It
More informationADMINISTRATIVE PROCEDURE
I. PURPOSE: To provide information for Worker s Compensation Benefits and Disability Leave for employees of Prince George s County Public Schools for an accidental personal injury arising out of and in
More informationRM RM RM RM RM RM Benefits Sum Insured Limit Up To (RM) Overseas Essential Superior Premier Domestic A Trip Cancellation (Pre-departure) 20,000 22,000 30,000 1,000 B Medical & Associated Expenses 1 Medical
More informationMortgage Protector Life Assurance Cover
Mortgage Protector Life Assurance Cover Your cover in detail. 1 INTRODUCTION This Life Assurance Cover provides you with a lump sum payment if an insured person dies or is diagnosed with a terminal illness.
More informationYOUR GUIDE TO EQUIMAX
EQUIMAX equimax CLIENT GUIDE YOUR GUIDE TO EQUIMAX YOUR GUIDE TO EQUIMAX 02 ABOUT EQUITABLE LIFE OF CANADA Equitable Life is one of Canada s largest mutual life insurance companies. For generations we
More informationFAMILY CARE AND MEDICAL LEAVE - ALL EMPLOYEES 6401
FAMILY CARE AND MEDICAL LEAVE - ALL EMPLOYEES 6401 In accordance with state and federal law, the Board of Trustees shall grant family care leave to eligible employee without discrimination. Employees who
More informationDisability Insurance Basics
Raymond James Financial Services, Inc Clarence Brown 4424 NW American Lane Suite 102 Lake City, FL 32055 386-755-2260 clarence.brown@raymondjames.com Disability Insurance Basics October 21, 2015 In general,
More informationHuman Resources - Certificated AR FAMILY CARE AND MEDICAL LEAVE
AR 4161.8 A. Purpose and Scope FAMILY CARE AND MEDICAL LEAVE To grant family care and medical leave to eligible employees in accordance with current state and federal law. B. General 1. Employees shall
More informationIncome Protection Direct Cash benefits to help cover expenses... during times of total disability.
Income Protection Direct Cash benefits to help cover expenses... during times of total disability. Notice to Our Customers About Supplemental Insurance The supplemental plan discussed in this document
More informationFutura. Key features document
Futura Key features document Helping you decide This important document explains the main features of Futura. You should read this together with your personalised illustration, our fund guide and the policy
More informationAccident Disability Direct Cash benefits paid directly to you... during times of accident-related disability.
Accident Disability Direct Cash benefits paid directly to you... during times of accident-related disability. Notice to Our Customers About Supplemental Insurance The supplemental plan discussed in this
More informationApplication for Reinstatement
Application for Reinstatement Completion instructions For owners of adult plans: Read section 3, then Complete sections 1, 2 and 7. Mark boxes with ( ) where appropriate, otherwise use block letters. Leave
More informationFirst Unum Life Insurance Company
First Unum Life Insurance Company Fund For Jewish Education Life Insurance Your Group Life Insurance Plan Policy No. 222940 021 Underwritten by First Unum Life Insurance Company 7/25/2013 CERTIFICATE
More informationAccident Disability Direct
Accident Disability Coverage Accident Disability Direct Cash benefits paid directly to you... during times of accident-related disability. SureBridgeInsurance.com What is Accident Disability? Accidents
More informationFinancial Protection Plan
Financial Protection Plan You should read this brochure carefully, especially the Key Features Statement. This summarises the important information you must know about this product. Life insurance is provided
More informationDisability Insurance Basics
Raymond James & Associates, Inc. Margaret Starner, CFP The Starner Group 2525 Ponce de Leon Blvd Suite 600 Coral Gables, FL 33134 305-461-6660 800-523-3295 margaret.starner@raymondjames.com Disability
More information2.1 For the purposes of this Rider, Policyholder means and includes only such person who is the Policyholder/Proposer as mentioned in the Schedule.
MAX LIFE INSURANCE COMPANY LIMITED Regd. Office : Max House, 1 Dr. Jha Marg, Okhla, New Delhi - 110 020 MAX LIFE PAYOR RIDER [UIN: 104B013V04] Waiver of Premium Benefit 1. THE CONTRACT 1.1 This Rider Contract
More informationTravel Insurance Guide for Professionals. The Introductory Guide to Travel Insurance
Travel Insurance Guide for Professionals The Introductory Guide to Travel Insurance INTRO Welcome to your association travel insurance guide. The purpose of this guide is to provide you with a better understanding
More informationZurich Australia Limited ABN AFSLN Product Accreditation Test for Zurich FutureWise At date: 1 October 2016
Name: Date: Signature: / / Phone Number: Zurich Australia Limited ABN 92 000 010 195 AFSLN 232510 Product Accreditation Test for Zurich FutureWise At date: 1 October 2016 Participant instructions 1. Please
More informationThe life insurance plan is underwritten by Hong Kong Life Insurance Limited ( Hong Kong Life )
Life Insurance Your Wealth Whole Life Savings Protection Plan A Choice for the Road to Your Wealth Always by our side, your dreams be realized The life insurance plan is underwritten by Hong Kong Life
More informationAccident Disability Direct Cash benefits paid directly to you... during times of accident-related disability.
Accident Disability Direct Cash benefits paid directly to you... during times of accident-related disability. Notice to Our Customers About Supplemental Insurance The supplemental plan discussed in this
More information&NWL Secure Term. NWL Term CONSUMER INFORMATION. Term Life Policy - Issued by National Western Life Insurance Company
NWL Term &NWL Secure Term CONSUMER INFORMATION Term Life Policy - Issued by National Western Life Insurance Company National Western Life Insurance Company 850 East Anderson Lane Austin, TX 78752-1602
More informationClaim Form - Medical Gap Cover Policy
admed@guardrisk.co.za 011 263 1419 Claim Form - Medical Gap Cover Policy Return address and Zestlife contact details: E-mail: info@zestlife.co.za or fax: 021 001 0248 or post to Private Bag X1005, Claremont,
More informationFIN2271NY. Allstate Bridge UL SM Lock in potential lifetime protection
FIN2271NY Allstate Bridge UL SM Lock in potential lifetime protection You re already enjoying the peace of mind and simplicity of term life insurance protection why not make it permanent? Owning permanent
More informationDBL & PFL { BENEFIT COMPARISON} New York State OUR TECHNOLOGY IS YOUR FUTURE / POWERED BY 01/01/18 01/01/18 08/01/17
OUR TECHNOLOGY IS YOUR FUTURE New York State DBL & PFL { BENEFIT COMPARISON} PFL EFFECTIVE DATE PFL BENEFITS DATE HIGHLIGHTS UPDATE 01/01/18 01/01/18 08/01/17 POWERED BY NY STATE DISABILITY & PAID FAMILY
More information