FAIRA TRANSPARENCY REPORTS NW Gustafson Rd, Silverdale, WA 98383

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1 608 State St. South Kirkland, WA FAIR Thank you for your interest in this Faira Certified home. FAIRA TRANSPARENCY REPORTS 4397 NW Gustafson Rd, Silverdale, WA We have coordinated the efforts of certified and licensed inspection and title professionals to create the Faira Transparency Reports for this home. The Faira Transparency Reports are a detailed portfolio of information that is prepared on behalf of buyers in preparation for making an informed offer on the property. You may view more detailed information for this home and can make an offer at All of the information in the Faira Transparency Reports was gathered and compiled without any bias or influence from the seller(s). In fact, these reports are materially identical had you as the buyer(s) ordered the same professionals to perform the evaluations on the same date. Nevertheless, Faira takes no obligation of the reports being complete or accurate. The buyers are recommended to conduct their own due-diligence to their satisfaction. Please contact us if you have any questions or would like more information. We re happy you ve chosen a Faira Certified home and look forward to the opportunity of working with you! The Faira Team

2 Thank you for your transaction! We have generated an electronic copy of your file for you. Within you will find both the preliminary title commitment and historical documents on your transaction; they are designed such that you can navigate between the commitment and related documentation with greater ease. The navigation bar along the left can be used to go directly to bookmarked pages in the file. If you have questions or desire further information or clarification on your file, contact the title unit by clicking one of the links below. Title Department Contacts: Title Department Phone: (360) / Fax: (360) Andy Buskirk - Title Officer ABuskirk@pnwtkitsap.com Mike Mjelde - Senior Title Officer MikeMjelde@pnwtkitsap.com Marian Scott -Senior Title Officer MarianS@pnwtkitsap.com Lori Bullard -Senior Title Officer, Title Manager LoriB@pnwtkitsap.com Julie Goodman - Chief Title Officer JGoodman@pnwtkitsap.com Shelley Hill - Recording/Title Technician ShelleyH@pnwtkitsap.com We appreciate this opportunity to be of service to you! <TitleUnit@pnwtkitsap.com> Web Site: < NW Myhre Road, Suite 300, PO Box 3607, Silverdale, WA 98383

3 Title Insurance Escrow Service Real Estate Resources Our Privacy Policy We may collect nonpublic personal information about you from the following sources: Information we receive from you such as on applications or other forms. Information about your transactions we secure from our files, or from others. Information we receive from a consumer reporting agency. Information that we receive from others involved in your transaction, such as the real estate agent or lender. Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional nonpublic personal information will be collected about you. WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE. We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Thank you for choosing Pacific Northwest Title. We value you as a customer and appreciate the opportunity to serve you. Silverdale Bainbridge Island Myhre Road NW Suite Hildebrand, Suite 200 Silverdale, WA Bainbridge Island, WA 98110

4 Commitment for Title Insurance Issued By Old Republic National Title Insurance Company Old Republic NationalTitle Insurance Company, a Minnesota corporation ( Company ), for a valuable, consideration, commits to issue its policy or policies of title insurance, as identified in Schedule A, in favor of the Proposed Insured named in Schedule A, as owner or mortgagee of the estate or interest in the land described or referred to in Schedule A, upon payment of the premiums and charges and compliance with the Requirements; all subject to the provisions of Schedules A and B and to the Conditions of this Commitment. This Commitment shall be effective only when the identity of the Proposed Insured and the amount of the policy orpolicies committed for have been inserted in Schedule A by the Company. All liability and obligation under this Commitment shall cease and terminate six (6) months after the Effective Date or when the policy or policies committed for shall issue, whichever first occurs, provided that the failure to issue the policy or policies is not the fault of the Company. The Company will provide a sample of the policy form upon request. IN WITNESS WHEREOF, Old Republic National Title Insurance Company has caused its corporate name and seal to be affixed by its duly authorized officers on the date shown in Schedule A. Issued through the Office of Pacific Northwest Title of Kitsap Post Office Box 3607 Silverdale, WA Continued on next page OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY A Stock Company 400 Second Avenue South, Minneapolis, Minnesota (612) By Authorized Signatory Attest President ORT Form 4308 ALTA Commitment for Title Insurance 6/06 Secretary

5 CONDITIONS 1. The term mortgage, when used herein, shall include deed of trust, trust deed, or other security instrument. 2. If the proposed Insured has or acquired actual knowledge of any defect, lien, encumbrance, adverse claim or other matter affecting the estate or interest or mortgage thereon covered by this Commitment other than those shown in Schedule B hereof, and shall fail to disclose such know - edge to the Company in writing, the Company shall be relieved from liability for any loss or damage resulting from any act of reliance hereon to the extent the Company is prejudiced by failure to so disclose such knowledge. If the proposed Insured shall disclose such knowledge to the Company, or if the Company otherwise acquires actual knowledge of any such defect, lien, encumbrance, adverse claim or other matter, the Company at its option may amend Schedule B of this Commitment accordingly, but such amendment shall not relieve the Company from liability previously incurred pursuant to paragraph 3 of these Conditions and Stipulations. 3. Liability of the Company underthis Commitment shall be only to the named proposed Insured and such parties included under the definition of Insured in the form of policy or policies committed for and only for actual loss incurred in reliance hereon in undertaking in good faith (a) to comply with the requirements hereof, or (b) to eliminate exceptions shown in Schedule B, or (c) to acquire orcreate the estate or interest or mortgage thereon covered by this Commitment. In no event shall such liability exceed the amount stated in Schedule A for the policy or policies committed for and such liability is subject to the insuring provisions and Conditions and Stipulations and the Exclusions from Coverage ofthe form of policy or policies committed for in favor of the proposed Insured which are hereby incorporated by reference and are made a part of this Commitment except as expressly modified herein. 4. This Commitment is a contract to issue one or more title insurance policies and is not an abstract of title or a report of the condition of title. Any action or actions or rights of action that the proposed Insured may have or may bring against the Company arising out of the status of the title to the estate or interest or the status of the mortgage thereon covered by this Commitment must be based on and are subject to the provisions of this Commitment. 5. The policy to be issued contains an arbitration clause. All arbitrable matters when the Amount of Insurance is $2,000,000 or less shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. You may review a copy of the arbitration rules at: Page 2

6 rev. 07/2016 FACTS WHAT DOES OLD REPUBLIC TITLE DO WITH YOUR PERSONAL INFORMATION? Why? What? How? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and employment information Mortgage rates and payments and account balances Checking account information and wire transfer instructions When you are no longer our customer, we continue to share your information as described in this notice. All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Old Republic Title chooses to share; and whether you can limit this sharing. Reasons we can share your personal information Does Old Republic Title share? Can you limit this sharing? For our everyday business purposes such as to process your transactions, maintain your account(s), or respond to court orders and legal investigations, or report to credit bureaus For our marketing purposes to offer our products and services to you Yes No No We don t share For joint marketing with other financial companies No We don t share For our affiliates everyday business purposes information about your transactions and experiences For our affiliates everyday business purposes information about your creditworthiness Yes No No We don t share For our affiliates to market to you No We don t share For non-affiliates to market to you No We don t share Questions Go to (Contact Us)

7 Page 2 Who we are Who is providing this notice? Companies with an Old Republic Title name and other affiliates. Please see below for a list of affiliates. What we do How does Old Republic Title protect my personal information? How does Old Republic Title collect my personal information? Why can t I limit all sharing? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. For more information, visit We collect your personal information, for example, when you: Give us your contact information or show your driver s license Show your government-issued ID or provide your mortgage information Make a wire transfer We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Federal law gives you the right to limit only: Sharing for affiliates everyday business purposes - information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See the "Other important information" section below for your rights under state law. Definitions Affiliates Non-affiliates Joint marketing Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with an Old Republic Title name, and financial companies such as Attorneys Title Fund Services, LLC, Lex Terrae National Title Services, Inc., Mississippi Valley Title Services Company, and The Title Company of North Carolina. Companies not related by common ownership or control. They can be financial and non-financial companies. Old Republic Title does not share with non-affiliates so they can market to you A formal agreement between non-affiliated financial companies that together market financial products or services to you. Old Republic Title doesn t jointly market.

8 Page 3 Other Important Information Oregon residents only: We are providing you this notice under state law. We may share your personal information (described on page one) obtained from you or others with non-affiliate service providers with whom we contract, such as notaries and delivery services, in order to process your transactions. You may see what personal information we have collected about you in connection with your transaction (other than personal information related to a claim or legal proceeding). To see your information, please click on "Contact Us" at and submit your written request to the Legal Department. You may see and copy the information at our office or ask us to mail you a copy for a reasonable fee. If you think any information is wrong, you may submit a written request online to correct or delete it. We will let you know what actions we take. If you do not agree with our actions, you may send us a statement. Affiliates Who May be Delivering This Notice American First Abstract, LLC American First Title & Trust Company American Guaranty Title Insurance Company Attorneys' Title Fund Services, LLC Compass Abstract, Inc. erecording Partners Network, LLC Genesis Abstract, LLC Kansas City Management Group, LLC L.T. Service Corp. Lenders Inspection Company Lex Terrae National Title Services, Inc. Lex Terrae, Ltd. Mara Escrow Company Mississippi Valley Title Services Company National Title Agent's Services Company Old Republic Branch Information Services, Inc. Old Republic Diversified Services, Inc. Old Republic Exchange Company Old Republic National Title Insurance Company Old Republic Title and Escrow of Hawaii, Ltd. Old Republic Title Co. Old Republic Title Company of Conroe Old Republic Title Company of Indiana Old Republic Title Company of Nevada Old Republic Title Company of Oklahoma Old Republic Title Company of Oregon Old Republic Title Company of St. Louis Old Republic Title Company of Tennessee Old Republic Title Information Concepts Old Republic Title Insurance Agency, Inc. Old Republic Title, Ltd. Republic Abstract & Settlement, LLC Sentry Abstract Company The Title Company of North Carolina Title Services, LLC Trident Land Transfer Company, LLC

9 Pacific Northwest Title Agent for Old Republic National Title Insurance Company 2021 NW Myhre Road, Suite 300 P.O. Box 3607 Silverdale, Washington (360) Fax (360) A.L.T.A. Commitment Schedule A Faira Real Estate Title Order No.: State Street Title Officer: Andy Buskirk Kirkland, WA Sr. Title Officer: Lori Bullard Attention: Christopher Ellis Sr. Title Officer: Mike Mjelde Customer Ref: Sterling Sr. Title Officer: Marian Scott 1. Effective Date: June 1, 2018 at 8:00 A.M. 2. Policy or Policies to be issued: (X) ALTA Homeowner's Policy Proposed Insured: To Come Amount: To Come Premium: $ 0.00 Tax: $ 0.00 **See Note 2 for Kitsap County recording charges, including E-record fees** 3. The estate or interest in the land described or referred to in the Commitment and covered herein is: Fee Simple as to Parcel I and Easement as to Parcel II 4. Title to the said estate or interest in said land is at the effective date hereof vested in: Sidney J. Sterling, III and Lisa Sterling, husband and wife, and Vikki S. Sterling, as her separate estate (Note: See Special Exception Number 7 regarding execution of the forthcoming document(s) to be insured.) 5. The land referred to in this Commitment is in the State of Washington, County of Kitsap, and is described as follows: See Exhibit "A" Attached Hereto Page 1

10 Exhibit A Order No.: Parcel I: Lot B of Kitsap County Short Plat No recorded under Auditor s File No , being a portion of the North 8 acres of the East half of the Southwest quarter of the Northwest quarter, Section 8, Township 25 North, Range 1 East, W.M., in Kitsap County, Washington. Parcel II: A non-exclusive easement as described and delineated on said Short Plat No recorded under Auditor s File No End of Exhibit A Page 2

11 Pacific Northwest Title A.L.T.A. Commitment Schedule B Order No.: I. The following are the requirements to be complied with: II. A. Instruments necessary to create the estate or interest to be insured must be properly executed, delivered and duly filed for record. B. Payment to or for the account of the grantors or mortgagors of the full consideration for the estate or interest to be Insured. Schedule B of the policy or policies to be issued will contain exceptions to the following matters unless the same are disposed of to the satisfaction of the Company: A. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public records, or attaching subsequent to the effective date hereof but prior to the date the proposed Insured acquires of record for value the estate or interest or mortgage thereon covered by this commitment. B. General Exceptions: 1. Rights or claims of parties in possession not shown by the public records. 2. Public or private easements, or claims of easements, not shown by the public records. 3. Encroachments, overlaps, boundary line disputes, or other matters which would be disclosed by an accurate survey or inspection of the premises. 4. Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the public records, or liens under the Workmen's Compensation Act not shown by the public records. 5. Any title or rights asserted by anyone including but not limited to persons, corporations, governments or other entities, to tide lands, or lands comprising the shores or bottoms of navigable rivers, lakes, bays, ocean or sound, or lands beyond the line of the harbor lines as established or changed by the United States Government. 6. (a)unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water. 7. Indian tribal codes or regulations, Indian treaty or aboriginal rights, including, but not limited to, easements or equitable servitudes. 8. Any service, installation, connection, maintenance, capacity, or construction charges for sewer, water, electricity or garbage removal. 9. General taxes not now payable or matters relating to special assessments and special levies, if any, preceding the same becoming a lien. C. Special Exceptions: As on Schedule B, attached. Continued on Next Page Page 3

12 Schedule B - continued Order No.: Special Exceptions: 1. Easement for electric transmission and distribution line, and the terms and conditions thereof, together with necessary appurtenances, as granted by instrument recorded on January 9, 1987, under Kitsap County Auditor's File No To: Puget Sound Power and Light Company Affects: Portion of said premises 2. Covenants, conditions, restrictions, easements and matters delineated, described and noted, if any, in short plat: Recorded: November 4, 1985 Auditor s File No.: Agreement and the terms and conditions thereof: By and Between: Reise M. Sund and Wendy S. Norman Dated: September 23, 2986 Recorded: September 24, 1986 Auditor s File No.: Regarding: Water system, including easement and covenants Said instrument contains a provision for bearing costs of maintenance and/or repair of said water system by the common users. 4. Road Maintenance Agreement and the terms and conditions thereof: By and Between: Reise M. Sund and Wendy S. Norman Dated: September 22, 1986 Recorded: September 24, 1986 Auditor s File No.: Said agreement contains a provision for bearing costs of construction, maintenance and/or repair of said road by the common users. 5. General and Special Taxes and Charges: First half delinquent May 1; Second half delinquent November 1: Year: 2018 Amount Billed: $3, Amount Paid: $1, Amount Due: $1, Tax Account Number: Levy Code: 6380 Assessed Value: $282, Note: If this transaction involves a mobile home, move permit or the recording of a plat, short plat or boundary line adjustment, payment of taxes in full, payment of taxes not yet delinquent and possibly not yet billed may be required. For further questions please contact the Kitsap County Treasurer at (360) Page 4

13 Schedule B continued Order No.: Deed of Trust, and the terms and conditions thereof: Grantor: Sidney J. Sterling, III and Lisa Sterling, husband and wife, and Vikki S. Sterling, an unmarried woman Trustee: Fidelity National Title Insurance Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Directors Mortgage, Inc. Amount: $355,775.00, plus interest Dated: March 3, 2017 Recorded: March 9, 2017 Auditor's File No.: Question of the existence of an "Automatic Homestead": If the subject property is, or will be, the residence of a marital community/domestic partnership, even though the interest therein may be intended to be the separate property of either spouse/partner, execution of the proposed encumbrance, conveyance or contract to convey must be by both husband and wife/domestic partners. 8. Title is to vest in persons not yet revealed and when so vested will be subject to matters disclosed by a search of the records against their names. 9. Until the amount of the policy to be issued is provided to us, and entered on the commitment as the amount of the policy to be issued, it is agreed by every person relying on this commitment that we will not be required to approve any policy amount over $100,000.00, and our total liability under this commitment shall not exceed that amount. 10. Lien of real estate excise tax upon any sale of said premises, if unpaid. Real estate excise tax on said property is subject to tax at the rate of.0178, effective July 1, 2005, an additional $5.00 processing fee is required. Note: If your transaction includes recording of tax exempt documents there is a $10.00 processing fee to the County Treasurer. Note 1: Abbreviated Legal Description: Lot B, Short Plat 4000, AFN , Ptn SW/NW, Section 8, Township 25 North, Range 1 East Note 2: Note 3: Note 4: Pacific Northwest Title electronically records documents, when possible. All checks for excise and recording fees should be made payable to Pacific Northwest Title. Kitsap County recording fees are as follows: E-recording fee: $5.00 per document Deeds: $ st page and $1 each additional page Deeds of Trust: $ st page and $1 each additional page The records of Kitsap County and/or our inspection indicates that the address of the improvements located on said land is 4397 NW Gustafson Road, Silverdale, Washington Pacific Northwest Title has been requested to issue the ALTA Homeowner's Policy of Title Insurance to the buyer. The forthcoming Owner's Policy to issue will not contain items 1-9 of Schedule B-II General Exceptions. Page 5

14 Schedule B continued Order No.: Note 5: Note 6: Please be aware that should this transaction cancel, there will be a minimum cancellation fee of $50.00 plus tax of $4.50. The deeds under which title was acquired were recorded under Kitsap County Auditor's File Nos and There have been no other conveyances in the last 24 months. End of Schedule B cc: Faira Real Estate Attn: Kyle Philbin ( only) Attn: Shannon Pence ( only) Page 6

ORDER NO. 32165655 IMPORTANT: This is not a Plat of Survey. It is furnished as a convenience to locate the land indicated hereon with reference to streets and other land.

15 ORDER NO IMPORTANT: This is not a Plat of Survey. It is furnished as a convenience to locate the land indicated hereon with reference to streets and other land. No liability is assumed by reason of reliance hereon. Portion of Section 8, Township 25 North, Range 1 East, W.M NW Myhre Road, Suite 300, Post Office Box 3607, Silverdale, WA Phone: (360) / Fax: (360) Web Site:

FAIRA TRANSPARENCY REPORTS Chinook Ct NE, Bremerton, WA December 29 th, 2017

FAIRA TRANSPARENCY REPORTS Chinook Ct NE, Bremerton, WA December 29 th, 2017 608 State St. South Kirkland, WA 98033 www.faira.com hello@faira.com +1.800.571.FAIR Thank you for your interest in this Faira Certified home. FAIRA TRANSPARENCY REPORTS 4152 Chinook Ct NE, Bremerton,