FAIRA TRANSPARENCY REPORTS Calhoun Rd, Mt Vernon, WA July 3 rd, 2017

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1 608 State St. South Kirkland, WA FAIR Thank you for your interest in this Faira Certified home. FAIRA TRANSPARENCY REPORTS Calhoun Rd, Mt Vernon, WA July 3 rd, 2017 We have coordinated the efforts of certified and licensed inspection and title professionals to create the Faira Transparency Reports for this home. The Faira Transparency Reports are a detailed portfolio of information that is prepared on behalf of buyers in preparation for making an informed offer on the property. You may view more detailed information for this home and can make an offer at All of the information in the Faira Transparency Reports was gathered and compiled without any bias or influence from the seller(s). In fact, these reports are materially identical had you as the buyer(s) ordered the same professionals to perform the evaluations on the same date. Nevertheless, Faira takes no obligation of the reports being complete or accurate. The buyers are recommended to conduct their own due-diligence to their satisfaction. Please contact us if you have any questions or would like more information. We re happy you ve chosen a Faira Certified home and look forward to the opportunity of working with you! The Faira Team

2 111 E George Hopper Rd. PO Box 445 Burlington, WA (360) Fax: (360) Attached Commitment Issued for the sole use of: Faira Real Estate 608 State St. Kirkland, WA Our Order Number: O Escrow Number: Customer Reference Number: When Replying Please Contact: Donald Gregory donald@ltco.com See Attached Commitment to Insure

4 CONDITIONS 1. The term mortgage, when used herein, shall include deed of trust, trust deed, or other security instrument. 2. If the proposed Insured has or acquired actual knowledge of any defect, lien, encumbrance, adverse claim or other matter affecting the estate or interest or mortgage thereon covered by this Commitment other than those shown in Schedule B hereof, and shall fail to disclose such knowledge to the Company in writing, the Company shall be relieved from liability for any loss or damage resulting from any act of reliance hereon to the extent the Company is prejudiced by failure to so disclose such knowledge. If the proposed Insured shall disclose such knowledge to the Company, or if the Company otherwise acquires actual knowledge of any such defect, lien, encumbrance, adverse claim or other matter, the Company at its option may amend Schedule B of this Commitment accordingly, but such amendment shall not relieve the Company from liability previously incurred pursuant to paragraph 3 of these Conditions and Stipulations. 3. Liability of the Company under this Commitment shall be only to the named proposed Insured and such parties included under the definition of Insured in the form of policy or policies committed for and only for actual loss incurred in reliance hereon in undertaking in good faith (a) to comply with the requirements hereof, or (b) to eliminate exceptions shown in Schedule B, or (c) to acquire or create the estate or interest or mortgage thereon covered by this Commitment. In no event shall such liability exceed the amount stated in Schedule A for the policy or policies committed for and such liability is subject to the insuring provisions and Conditions and Stipulations and the Exclusions from Coverage of the form of policy or policies committed for in favor of the proposed Insured which are hereby incorporated by reference and are made a part of this Commitment except as expressly modified herein. 4. This Commitment is a contract to issue one or more title insurance policies and is not an abstract of title or a report of the condition of title. Any action or actions or rights of action that the proposed Insured may have or may bring against the Company arising out of the status of the title to the estate or interest or the status of the mortgage thereon covered by this Commitment must be based on and are subject to the provisions of this Commitment. 5. The policy to be issued contains an arbitration clause. All arbitrable matters when the Amount of Insurance is $2,000,000 or less shall be arbitrated at the option of either the Company of the Insured as the exclusive remedy of the parties. You may review a copy of the arbitration rules at If a policy other than the 2006 ALTA Owner s Policy of Title Insurance, 2006 ALTA Loan Policy of Title Insurance or 2006 ALTA Short Form Residential Loan Policy is ultimately issued, the arbitration provisions of the issued policy shall control.

24 X Burlington Anacortes Oak Harbor Freeland Camano/Stanwood Prepared For: Agent Order No.: O Faira Real Estate Customer Reference: Seller: Singleton 608 State St. Buyer/Borrower: To come Kirkland, WA Attn: Christopher Ellis By: Donald Gregory, Title Officer For Service on this order call: (360) Effective Date: May 3, 2017 at 8:00 A.M. 2. Policy or Policies to be issued: SCHEDULE A [X] ALTA Owner s Policy Amount: $ To come [X] Standard [ ] Extended Premium: $ Proposed Insured: (Short Term Rate) Tax: $ TO BE DETERMINED [ ] ALTA Loan Policy Amount: $ [ ] Standard [ ] Extended Premium: $ Proposed Insured: Tax: $ 3. The estate or interest in the land described or referred to in the Commitment and covered herein is: FEE SIMPLE ESTATE 4. Title to the estate or interest in said land is at the effective date hereof vested in: STEPHEN D. SINGLETON and LESA A. SINGLETON, husband and wife 5. The land referred to in this Commitment is in the State of Washington, County of Skagit and is described as follows: (See Schedule A-1, attached.) ALTA Commitment (6/06)

25 Schedule A O DESCRIPTION: Tract 1, Skagit County Short Plat No , approved December 22, 1987, recorded December 23, 1987, in Volume 8 of Short Plats, page 9, under Auditor s File No , records of Skagit County, Washington; being a portion of the East ½ of the East ½ of the Southwest ¼ of the Southwest ¼ of Section 26, Township 34 North, Range 3 East, W.M. Situate in the County of Skagit, State of Washington.

26 ALTA COMMITMENT Order No.: O SCHEDULE B Part I Schedule B of the policy or policies to be issued will contain exceptions to the following matters unless the same are disposed of to the satisfaction of the Company: GENERAL EXCEPTIONS A. Taxes or assessments which are not shown as existing liens by the public records. B. (i) Unpatented mining claims, (ii) reservations or exceptions in patents or in acts authorizing the issuance thereof; (iii) water rights, claims or title to water, whether or not the matters excepted under are shown by the public records, (iv) Indian tribal codes or regulations, Indian treaty or aboriginal rights, including easements or equitable servitudes. C. Rights or claims of parties in possession not shown by the public records. D. Easements, claims of easements or encumbrances which are not shown by the public records. E. Encroachments, overlaps, boundary line disputes, or other matters which would be disclosed by an accurate survey and inspection of the premises and which are not shown by the public records. F. Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the public records. G. Any service, installation, connection, maintenance, tap, capacity, construction or reimbursement charges for sewer, water, electricity or other utilities, or for garbage collection and disposal. H. Any titles or rights asserted by anyone, including but not limited to persons, corporations, governments, or other entities, to tidelands, or lands comprising the shores or bottoms of navigable rivers, lakes, bays ocean or gulf, or lands beyond the line of the harbor or bulkhead lines as established or changed by the United States Government, or riparian rights, if any. SPECIAL EXCEPTIONS TO FOLLOW: 1. Excise tax, if unpaid, said tax in the unincorporated areas of Skagit County being The basic rate charged by the State of Washington is.0128, plus a surcharge of.0050 being levied by Skagit County. Therefore, the total excise tax due will be figured by multiplying the sales price times Effective July 1, 2005, transactions that are taxable an additional $5.00 will be due. NOTE: Under the provision of Chapter 245, Laws of 1991 and 2005 (SHB 1316 and SBH 1240), transactions that are either tax exempt or the tax calculated is less than $5.00 the total due for those transactions will be $ General taxes, together with interest, penalty and statutory foreclosure costs, if any, first half delinquent May 1, 2017, if unpaid, second half delinquent November 1, 2017, if unpaid: Amount Amount Balance Account No. Year Billed Paid Owing $ 7, $3, $3, Property I.D. No.: P22800

27 CONTINUATION SHEET SCHEDULE B Order No.: O EXCEPTIONS CONTINUED: 3. DEED OF TRUST AND THE TERMS AND CONDITIONS THEREOF: Grantor: Trustee: Beneficiary: Amount: $379, MIN No.: Dated: June 29, 2015 Recorded: July 8, 2015 Auditor s No.: Stephen D. Singleton and Lese A. Singleton, husband and wife Land Title of Skagit County Mortgage Electronic Registration Systems, Inc. ( MERS ), solely as Nominee for Lender and Lender s successors and assigns; Lender is Peoples Bank 4. Easements, restrictions, and other matters shown on Schedule "B-1" attached are also excepted from coverage. The easements, restrictions and other matters shown as lettered exceptions on Schedule B-1 are excepted from policy coverage to the same extent that the numbered Schedule B Special Exceptions shown herein are excepted from policy coverage. NOTE #1: Until such time as the amount of liability for the forthcoming policy is disclosed and entered on the face of this commitment as the amount of the policy to be issued, it is agreed by every person relying on this commitment that the company will not be required to approve any policy amount in excess of the assessed value of the subject property, namely $414,000.00, and our total liability under this commitment shall not exceed that amount. NOTE #2: Matters which may be disclosed by a search of the appropriate records on the name(s) of the forthcoming purchaser(s). Supplemental to follow upon disclosure of name(s). NOTE #3: According to records in the office of the Skagit County Treasurer, the address of the subject property is: Calhoun Road Mount Vernon, WA NOTE #4: Unless otherwise specified, this Company has assigned this file to the following Underwriter for the policy to issue: Old Republic National Title Insurance Company. NOTE #5: If this transaction fails to close, a cancellation fee in the minimum amount of $50.00 plus $4.25 sales tax may be charged, the actual amount charged being dependant upon the work actually performed by the company. Please contact the company immediately to notify us of the necessity of cancelling this commitment. END OF SPECIAL EXCEPTIONS

28 ALTA COMMITMENT Order No.: O SCHEDULE B Part II The following are the requirements to be complied with: Item (a) Item (b) Note: Payment to or for the account of the grantors or mortgagors of the full consideration for the estate or interest to be insured. Proper instrument(s) creating the estate or interest to be insured must be executed and duly filed for record Effective January 1, 1997, and pursuant to amendment of Washington state statutes relating to standardization of recorded documents, the following format and content requirements must be met. Failure to comply may result in rejection of the document by the recorder. Format: Margins to be 3 on top of first page, 1 on sides and bottom, 1 on top, sides and bottom of each succeeding page. Font size of 8 points or larger and paper size of no more than 8 ½ by 14. No attachments on pages such as stapled or taped notary seals, pressure seals must be smudged. Information which must appear on the first page: Title or titles of document. if assignment or reconveyance reference to auditor s file number or subject deed of trust. Names of grantor(s) and grantee(s) with reference to additional names on following page(s), if any. Abbreviated legal description (lot, block, plat name or section, township, range and quarter section for unplatted). Assessor s tax parcel number(s) Return address which may appear in the upper left hand 3 top margin For your information, the abbreviated legal description for the subject property is as follows: Tr. 1, S.P , Being A Ptn Of SW 1/4 SW 1/4, WM

29 Schedule B O EXCEPTIONS: A. Notes contained on the face of Short Plat No , as follows: All maintenance and construction of private roads are the responsibility of the lot owners and the responsibility of maintenance shall be in direct relationship to usage of road; Short Plat Number and date of approval shall be included in all deeds and contracts; Zoning Agricultural; Sewage Disposal Individual septic system; Water P.U.D. No. 1. B. TITLE NOTIFICATION, AND THE TERMS AND CONDITIONS THEREOF: Between: Skagit County And: Steven E. Baker Recorded: March 2, 1998 Auditor s File No.: Regarding: This parcel lies in or within 300 feet of land designated as agriculture by Skagit County. A variety of commercial agricultural activities occur in the area that may be inconvenient or cause discomfort to area residents. This may arise from the use of agricultural chemicals including herbicides, pesticides, and fertilizers, or from spraying, pruning, harvesting or extraction which occasionally generates dust, smoke, noise and odor. Skagit County has established agriculture as a priority use on designated agricultural lands and residents of adjacent property should be prepared to accept such inconveniences or discomfort from normal, necessary farm operations when performed in compliance with best management practices and local, state, and federal law.

31 rev. 07/2016 FACTS WHAT DOES OLD REPUBLIC TITLE DO WITH YOUR PERSONAL INFORMATION? Why? What? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and employment information Mortgage rates and payments and account balances Checking account information and wire transfer instructions When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Old Republic Title chooses to share; and whether you can limit this sharing. Reasons we can share your personal information For our everyday business purposes such as to process your transactions, maintain your account(s), or respond to court orders and legal investigations, or report to credit bureaus For our marketing purposes to offer our products and services to you Does Old Republic Title share? Yes No Can you limit this sharing? No We don t share For joint marketing with other financial companies No We don t share For our affiliates everyday business purposes information about your transactions and experiences Yes No For our affiliates everyday business purposes information about your creditworthiness No We don t share For our affiliates to market to you No We don t share For non-affiliates to market to you No We don t share Questions Go to (Contact Us)

32 Page 2 Who we are Who is providing this notice? Companies with an Old Republic Title name and other affiliates. Please see below for a list of affiliates. What we do How does Old Republic Title protect my personal information? How does Old Republic Title collect my personal information? Why can t I limit all sharing? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. For more information, visit We collect your personal information, for example, when you: Give us your contact information or show your driver s license Show your government-issued ID or provide your mortgage information Make a wire transfer We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Federal law gives you the right to limit only: Sharing for affiliates everyday business purposes - information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See the "Other important information" section below for your rights under state law. Definitions Affiliates Non-affiliates Joint marketing Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with an Old Republic Title name, and financial companies such as Attorneys Title Fund Services, LLC, Lex Terrae National Title Services, Inc., Mississippi Valley Title Services Company, and The Title Company of North Carolina. Companies not related by common ownership or control. They can be financial and non-financial companies. Old Republic Title does not share with non-affiliates so they can market to you A formal agreement between non-affiliated financial companies that together market financial products or services to you. Old Republic Title doesn t jointly market.

33 Page 3 Other Important Information Oregon residents only: We are providing you this notice under state law. We may share your personal information (described on page one) obtained from you or others with non-affiliate service providers with whom we contract, such as notaries and delivery services, in order to process your transactions. You may see what personal information we have collected about you in connection with your transaction (other than personal information related to a claim or legal proceeding). To see your information, please click on "Contact Us" at and submit your written request to the Legal Department. You may see and copy the information at our office or ask us to mail you a copy for a reasonable fee. If you think any information is wrong, you may submit a written request online to correct or delete it. We will let you know what actions we take. If you do not agree with our actions, you may send us a statement. Affiliates Who May be Delivering This Notice American First Abstract, LLC American First Title & Trust Company American Guaranty Title Insurance Company Attorneys' Title Fund Services, LLC Compass Abstract, Inc. erecording Partners Network, LLC Genesis Abstract, LLC Kansas City Management Group, LLC L.T. Service Corp. Lenders Inspection Company Lex Terrae National Title Services, Inc. Lex Terrae, Ltd. Mara Escrow Company Mississippi Valley Title Services Company National Title Agent's Services Company Old Republic Branch Information Services, Inc. Old Republic Diversified Services, Inc. Old Republic Exchange Company Old Republic National Title Insurance Company Old Republic Title and Escrow of Hawaii, Ltd. Old Republic Title Co. Old Republic Title Company of Conroe Old Republic Title Company of Indiana Old Republic Title Company of Nevada Old Republic Title Company of Oklahoma Old Republic Title Company of Oregon Old Republic Title Company of St. Louis Old Republic Title Company of Tennessee Old Republic Title Information Concepts Old Republic Title Insurance Agency, Inc. Old Republic Title, Ltd. Republic Abstract & Settlement, LLC Sentry Abstract Company The Title Company of North Carolina Title Services, LLC Trident Land Transfer Company, LLC

FAIRA TRANSPARENCY REPORTS S Pine St, Tacoma, WA May 4 th, 2017

FAIRA TRANSPARENCY REPORTS S Pine St, Tacoma, WA May 4 th, 2017 608 State St. South Kirkland, WA 98033 www.faira.com hello@faira.com +1.800.571.FAIR Thank you for your interest in this Faira Certified home. FAIRA TRANSPARENCY REPORTS 5410 S Pine St, Tacoma, WA 98409