Your Healthcare Package
|
|
|
- Joel Hardy
- 5 years ago
- Views:
Transcription
1 Your Healthcare Package The Sickness Insurance Ordinance The medical services that are covered in the Sickness Insurance Ordinance is based on the regulations established by the law in the Sickness insurance ordinance (, AB 2013 GT no. 802).
2 ABOUT THE SICKNESS INSURANCE ORDINANCE AND YOUR HEALTHCARE PACKAGE: The sickness insurance ensures that employees with an income under the wage limit are insured for the costs of medical care and loss of wages as a consequence of being unfit for work due to an illness. All employed persons on St. Maarten contribute to the Sickness insurance fund. The employee contribution to the sickness insurance fund is currently 4.2 % of the daily gross wages for the year The insured, which can be employee or ex-employee, can register their spouse and/or child(ren) the Sickness Insurance. These are known as dependent(s). Dependent(s) must be legal resident(s) of St. Maarten. For both situations, conditions may apply. Your family doctor/physician must be registered with S. Your insurance is only valid on St. Maarten. What is covered: o Visits to the family doctor o Treatment by specialists o Treatment by allied health professionals o Admission and nursing care in the hospital (3rd class) o Prenatal care and delivery care o District nursing o Emergency room care o Prescribed medications What is not covered: o Preventive medicine o Over the counter medicines o Artificial devices and alternative/homeopathic remedies o Certain prostheses o Cosmetic surgery o Cosmetic dental treatments Last updated: February 23rd, 2017
3 SERVICES 1) General practitioner a) Consultations or visits to the general practitioner outlined on your insurance card b) Small procedures; office procedures c) Laboratory tests d) X-rays, MRI, CAT scan, ultrasonography, echo (medically indicated) e) Prescribed medication f) Wound dressings (bandages) g) Alternative medicine h) Medically indicated nutritional support (Glucerna/Ensure) 2) Hospitalization a) Cost of hospitalization in the class insured b) Emergency treatment in hospital c) Additional costs when hospitalized (laboratory tests, x-rays, blood transfusion, anesthesia, etc.) d) Daycare in hospital (outpatient treatment) e) Radiation therapy f) Chemo therapy 3) Specialist a) Dermatologist, ENT specialist, general surgeon, gynecologist, pediatrician, internist, cardiologist, gastroenterologist, psychiatrist (available at SMMC) b) Dialysis c) Psychiatric hospitalization (inpatient treatment) d) Psychiatric treatment (outpatient) e) Psychiatric supervised living f) Psychiatric daycare g) Purchase or replacement of covered medical equipment (standard models, medically indicated) 4) Allied Health Services a) Physical therapy, speech therapy per person, psychologist, dietician, speech therapist b) Rehabilitation c) Dermatological outpatient procedures d) Medically-required transportation by ambulance 5) Maternity a) Delivery in hospital and prenatal care b) Consultation during pregnancy by specialist, general practitioner or midwife c) Maternity care at home, following a stay of up to 4 days in hospital/maternity (postnatal) care, max.10 sessions (subject to prior approval from S medical advisor) d) Sterilization e) Oral contraceptives f) Fertility treatment/artificial insemination g) Therapeutic Abortion 1) Services paid by the Sickness Insurance ordinance Generic or equivalent according to S-approved list Subject to prior approval
4 6) Dental a) Dental care 4) b) Orthodontics c) Maxillofacial surgeon 7) Glasses a) Glasses and contact lenses 4) 8) Medical referral abroad a) Medical costs b) Travel expenses (airline ticket/air ambulance/ground ambulance, appointments transfers) c) Daily allowance d) Accommodation expenses 9) AVBZ a) Nursing home b) Home care (district nursing) c) Psychiatric care (specified section 3) d) Home Care-Allied Health Services (specified section 4) 10) Various a) Traveler s vaccination and prophylactic care Only if due to mouth disease not as a result of caries Subject to prior approval Legend 1) Therapeutic abortion induced when pregnancy constitutes a threat to the physical or mental health of the mother or baby 2) Prior approval of S s medical advisor is needed before travelling abroad for medical care that will be covered according to the S allowance sheet. If client travels without prior approval all medical costs abroad need to be paid by the client in advance and can be submitted by S through the reimbursement form. The medical bills need to be paid in full prior to submission. Costs will not be fully reimbursed, but only according to S tariffs and after S s medical advisor establishes that the medical care abroad was necessary. 3) All clients that are not referred abroad by S are advised to take out a travel health insurance when travelling abroad (anywhere outside of Sint Maarten). All health care plans only cover medical costs made in Sint Maarten, or made abroad with prior approval by S s medical advisor. 4) In case of an occupational accident, coverage will be according S policy. Disclaimer : No rights can be derived from this sheet. This sheet is subject to change without notice. Personal Responsibility : It is the personal responsibility of the insured party to pursue a healthy lifestyle and make conscious pro-health choices.
5 ANSWERS TO YOUR F.A.Q. S MAKE APPOINTMENTS ONLINE OVERVIEW OF APPLICABLE LAWS DOWNLOAD FORMS AND REQUIREMENTS IMPORTANT NEWS & UPDATES OPENING HOURS: MONDAY - THURSDAY: 7:30 A.M. - 3:30 P.M. FRIDAY: 7:30 A.M. - 3:00 P.M. Harbour View Building, Sparrow Road 4, Philipsburg, St. Maarten S Social & Health nsurances Call us: +1(721) us: info@szv.sx HAS THE ANSWERS!
You can see the specialist you choose without permission from this plan.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.bcbsla.com/ogb by calling 1-800-392-4089. Important Questions
SUMMARY OF BENEFITS. Alliance Behavioral Healthcare Open Access Plus Plan Effective 7/1/12. Cigna Health and Life Insurance Co.
SUMMARY OF BENEFITS Cigna Health and Life Insurance Co. Alliance Behavioral Healthcare Effective 7/1/12 Network: GWH/CIGNA Open Access Plus CIGNA has multiple networks. Your plan is paired with the GWH-CIGNA
You can see the specialist you choose without permission from this plan.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.bcbsla.com/ogb by calling 1-800-392-4089. Important Questions
TRINET GROUP, INC. : Health Network Only SM - IL HMO 20
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-888-982-3862.
Important Questions Answers Why this Matters: Network: $3,500 Individual $7,000 Family Non-Network: $10,000 Individual $20,000 Family
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.inhealthohio.org or by calling 1-800-580-8502. Important
Complementary health insurance ILO/ITU
Information note Edition 2014 Complementary health insurance ILO/ITU BENEFICIARIES The Provident and Insurance Group of International Officials (GPAFI) is a non-profit-making association that provides
Massachusetts Laborers' Health Fund: Plan A Summary of Benefits and Coverage: What this Plan Covers & What it Costs
Massachusetts Laborers' Health Fund: Plan A Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 01/01/2017-12/31/2017 Coverage for: Individual + Family Plan Type: PPO
Employee Benefit Plan: Missoula County Public Schools Coverage Period: 01/01/ /31/2014 Summary of Benefits and Coverage:
Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual Plan Type: HDHP This is only a summary. If you want more detail about your coverage and costs, you can get
Highest level of coverage with free-choice of hospitals and physicians worldwide, with the richest maternity and organ transplant benefits.
Highest level of coverage with free-choice of hospitals and physicians worldwide, with the richest maternity and organ transplant benefits. Global Superior Plus is tailored exclusively for individuals
OFFICE OF GROUP BENEFITS PELICAN HRA
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.bcbsla.com/ogb by calling 1-800-392-4089. Important Questions
ExpatPlus Benefits Guide Effective 1 st January 2008
In the tables below we have summarised the benefits applicable for each product option. Please refer to the general conditions for full benefit details and definitions. All benefits shown are per insured
Expatriate Health Insurance U.S. coverage. Care
Expatriate Health Insurance U.S. coverage Care PA Group offers comprehensive expatriate healthcare solutions so you can focus on what matters most. In this schedule of benefits you will find detailed information
THE NORTHERN MEDICAL AID SOCIETY
THE NORTHERN MEDICAL AID SOCIETY Management Rules and Schedule of Benefits As of 1 st November 2013 NMAS Rules 8/13 Page 1 DIGEST OF RULES This digest of rules only contains a summary of those Rules of
Important Questions Answers Why this Matters:
Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual + Family Plan Type: PPO This is only a summary. If you want more detail about your coverage and costs, you
TRINET GROUP, INC. : Aetna Open Access Elect Choice - NY Tri-State EPO 20
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-888-982-3862.
Medical Schedule of Benefits (Effective January 01, December 31, 2017) Johns Hopkins University Employees and Eligible Dependents
Plan Year Deductible Out-of-Pocket Maximum Lifetime Maximum EHP Network Provider Out of Network Provider Individual $250 $500 Family $750 $1500 Individual $2000 $4000 Family $6000 $12000 Unlimited Acupuncture
TRINET GROUP, INC. : Aetna Open Access Managed Choice - NY Tri-State Portfolio POS 15
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-888-982-3862.
Nationwide Life Insurance Co.: Oral Roberts University Coverage Period: 8/10/13 8/9/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
Even though you pay these expenses, they don t count toward the out-ofpocket limit.
Anthem HealthKeepers Premier POS: Henrico County General Government and Public Schools Coverage Period: 1/1/2017-12/31/2017 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage
Signature Health Plan Option: Elite
All benefits are subject to Usual, Customary and Reasonable (UCR) fees. The benefits, coverage and exclusions listed herein are only a summary, and are subject to the specific terms and conditions of the
Deductible plus $50 Deductible plus $50 40% after Deductible 1, 6. Deductible plus $50
204 Benefits Summary - RETIREMENT VISION PAID TIME OFF MEDICAL DENTAL LIFE DISABILITY RETIREMENT VISION PAID TIME OFF MEDICAL DENTAL LIFE DISABILITY RETIREMENT VISION PAID TIME OFF MEDICAL DENTAL LIFE
You don t have to meet deductibles for specific services, but see the chart starting on page 3 for other costs for services this plan covers.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.nipponlifebenefits.com or by calling 1-800-374-1835.
SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. Cornerstone Systems, Inc. Open Access Plus
SUMMARY OF BENEFITS Cigna Health and Life Insurance Co. Cornerstone Systems, Inc. Open Access Plus General Services In-network Out-of-network Primary care physician You pay $30 copay per visit Physician
Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.preferredhealthchoices.com or by calling 1-563-584-4783
Table of Benefits All monetary figures shown are in US Dollars ($). INDIVIDUAL POLICIES
Allianz Care International Healthcare Plans for Egypt Valid from 1st July 2018 INDIVIDUAL POLICIES Table of Benefits All monetary figures shown are in US Dollars ($). REASONS TO CHOOSE US Flexible modular
Important Questions Answers Why this Matters: What is the overall deductible?
Molina Healthcare of Florida, Inc.: Molina Silver 100 Plan Coverage Period: 01/01/2016-12/31/2016 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual + Family
Comprehensive benefit plan including high benefit limits and a worldwide open provider network.
2018 Comprehensive benefit plan including high benefit limits and a worldwide open provider network. Global Freedom Plus is tailored exclusively for individuals and families residing in Latin America and
Molina Healthcare of Texas, Inc.: Molina Choice Silver 250 Plan Coverage Period: 01/01/ /31/2016 Summary of Benefits and Coverage:
Molina Healthcare of Texas, Inc.: Molina Choice Silver 250 Plan Coverage Period: 01/01/2016-12/31/2016 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual +
Employee Assistance Program (EAP) counseling is provided at no cost to the employee, spouse or dependents.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document by calling 1-906-225.3145. Important Questions Answers Why this
HMO Louisiana, Inc.: Blue Connect POS Copay 70/50 $3000 Summary of Benefits and Coverage: What this Plan Covers & What it Costs
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.bcbsla.com or by calling 1-800-599-2583. Important Questions
Annual deductibles and maximums In-network Out-of-network Lifetime maximum
SUMMARY OF BENEFITS City of Richmond & Richmond Public Schools (Plan B) Connecticut General Life Insurance Co. Annual deductibles and maximums Lifetime maximum Unlimited per individual Pre-Existing Condition
Coverage for: Individual Plan Type: POS. Important Questions Answers Why this Matters: In network: $0 Out-of -network: $300 Individual; $600 Family
Doctors Community Hospital BlueChoice Opt-Out Plus OA Coverage Period: 01/01/2016 12/31/2016 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual Plan Type:
HMO - Aetna Value Network
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-888-982-3862.
Yes, written or oral approval is required, based upon medical policies.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.uhc.com/calpers or by calling 1-877-359-3714. Important
Adventist Health System Schedule of Benefits for Adventist Health System Effective January 1, 2018
Adventist Health System Schedule of Benefits for Adventist Health System Effective January 1, 2018 High Health Plan with Health Savings Account (Health Savings Plan) TIER 1 TIER 2 TIER 3 CALENDAR YEAR
CHILDREN'S HOME SOCIETY OF FLORIDA : Aetna Open Access Managed Choice - FL Plan 8
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-888-982-3862.
Blue Care Elect $250 Deductible MIIA Coverage Period: on or after 07/01/2015
Blue Care Elect $250 Deductible MIIA Coverage Period: on or after 07/01/2015 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual and Family Plan Type: PPO This
$ 600 individual / $ 1,200 family Does not apply to prescription drugs or exercise facility reimbursements. $ 4,000 individual / $ 8,000 family
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.metroplus.org or by calling 1-855-809-4073. Important
benefits guide 2017 euro POund sterling us dollar swiss franc
2017 EURO POUND STERLING US DOLLAR SWISS FRANC Tailor your Cigna expatplus Insurance Choose your core plan You can choose from 3 plans: Globe Orbit Universe You can choose from 2 areas of cover: Worldwide
Yes. Some of the services this plan doesn t cover are listed on page 4
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.centuryhealthcare/com/user/login or by calling 1-877-685-2432.
HealthTrust: LUMENOS $2500 Coverage Period: 07/01/ /30/2017
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-888-224-4896. Important Questions
Important Questions Answers Why this Matters: What is the overall deductible? Are there other deductibles for specific services?
Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual Plan Type: Prev. Plus Plan This is only a summary. If you want more detail about your coverage and costs,
State Farm Group Medical PPO Plan: Eligible Retirees Coverage Period: 01/01/ /31/2014 Summary of Benefits and Coverage:
Important Questions This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.bcbsil.com/statefarm or by calling
Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.summacare.com or by calling 1-800-996-8701. Important
Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document by calling 1-888-294-1515. Important Questions Answers Why this
PLAN DESIGN AND BENEFITS - IN MANAGED CHOICE POS OPEN ACCESS 90/60/60 $1,000 PREFERRED CARE
PLAN FEATURES NON- Deductible (per calendar year) $1,000 Individual $2,000 Individual $2,000 Family $4,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being payable.
Board of Huron County Commissioners : HSA
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at MedMutual.com/SBC or by calling 800.540.2583. Important Questions
Some of the services this plan doesn t cover are listed on pages 5. See your policy Yes. doesn t cover?
Molina Healthcare of Wisconsin, Inc.: Molina Bronze Plan Coverage Period: 01/01/2015-12/31/2015 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual + Family
OSMA Health - Health Plan HDHP Single/Family Coverage Period: 1/1/ /31/2018 Summary of Benefits and Coverage:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.clftpaedi.com or by calling 888-244-5096. Important Questions
Start saving more on healthcare.
Start saving more on healthcare. What is an HDHP? Is a major-medical health plan What is an HSA? A tax-advantaged savings account Investment accounts are not FDIC insured, may lose value and are not a
NETWORK: $4,000 single / $10,000 family
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.clftpaedi.com or by calling 888-244-5096. Important Questions
UConn Co-op Plan I: Grandfathered Coverage Period: 1/1/14 12/31/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpbenefits.com or by calling 1-800-633-7867. Important
Lourdes Health System Proposed Effective Date: Aetna Helathfund Aetna Choice POS ll - ASC Salary Band: Less than $21,000 to $41,999
PROVIDED BY LIFE INSURANCE COMPANY FUND FEATURES HealthFund Amount $750 Employee $1,500 Employee + Spouse $1,500 Employee + Child(ren) $1,500 Family Amount contributed to the Fund by the employer Fund
Some of the services this plan doesn t cover are listed on pages 5. See your policy Yes. doesn t cover?
Molina Healthcare of Florida, Inc.: Molina Silver 100 Plan Coverage Period: 01/01/2015-12/31/2015 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual + Family
to pay for covered services you use. Check your policy or plan document to see What is the overall deductible?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.aetna.com or by calling 1-800-560-3724. Important Questions
ZARA USA, INC. : Aetna Open Access Elect Choice - Middle Plan
ZARA USA, INC. Aetna Open Access Elect Choice - Middle Coverage Period 10/01/2016-09/30/2017 Summary of Benefits and Coverage What this Covers & What it Costs This is only a summary. If you want more detail
Some of the services this plan doesn t cover are listed on pages 5. See your policy Yes. doesn t cover?
Molina Healthcare of Florida, Inc.: Molina Silver 250 Plan Coverage Period: 01/01/2015-12/31/2015 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual + Family
1 - Eligibility Period. 2 - Participant's Life Insurance Benefit (Tier 1) 3 - Dependents' Life Insurance Benefit (Tier 1)
A- Present Employees B- Future Employees 1 - Eligibility Period 2 - Participant's Life Insurance Benefit (Tier 1) A- Sum Insured $70,000 B- Reduction Of Sum Insured 50% at age 65 C- Waiver Of Premiums
NETWORK: $500 single / $1,000 family maximum for in-network providers and $750 single / $1,500 family maximum for out-ofnetwork
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.clftpaedi.com or by calling 888-244-5096. Important Questions
CalPERS: Sharp Performance Plus HMO Summary of Benefits and Coverage: What this Plan Covers & What it Costs
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.sharphealthplan.com/calpers or by calling 1-855-995-5004.
Health Plan Benefits and Coverage Matrix
Health Plan Benefits and Coverage Matrix THIS MATRI IS INTENDED TO BE USED TO HELP YOU COMPARE COVERAGE BENEFITS AND IS A SUMMARY ONLY. THE EVIDENCE OF COVERAGE AND PLAN CONTRACT SHOULD BE CONSULTED FOR
Some of the services this plan doesn t cover are listed on page 5. See your policy Yes plan doesn t cover?
Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual Plan Type: Network This is only a summary. If you want more detail about your coverage and costs, you can
Scott & White Health Plan: ERS Coverage Period: 9/1/2015 8/31/2016 Summary of Benefits and Coverage:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.ers.swhp.org or by calling (800) 321-7947, TTY (800)
Important Questions Answers Why this Matters:
This is only a summary. Medical benefits are covered through Anthem Blue Cross and Blue Shield. If you want more detail about your coverage and costs for health benefits, you can get the complete terms
CASA, INC. : Health Network Option SM - Low Plan (ACO)
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-888-982-3862.
COSE MEWA : HRA W RX
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at MedMutual.com/SBC or by calling 800.540.2583. Important Questions
CHI Health Coverage Period: 01/01/ /31/2017 Employee Assistance Program
Summary of Benefits and Coverage: What this Plan Covers & What it Costs Plan Type: (EAP) This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in
Coverage Period: 09/01/ /31/2017. Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthselectoftexas.com or by calling (866) 336-9371
Health Plan Benefits and Coverage Matrix
Health Plan Benefits and Coverage Matrix THIS MATRI IS INTENDED TO BE USED TO HELP YOU COMPARE COVERAGE BENEFITS AND IS A SUMMARY ONLY. THE EVIDENCE OF COVERAGE AND PLAN CONTRACT SHOULD BE CONSULTED FOR
University of New Hampshire Student Health Plan: Self-Funded Coverage Period: 8/24/13 8/22/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
Important Questions. Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.cnichs.com or http://secure.healthx.com/cnic_new.aspx
SUMMARY OF BENEFITS Connecticut General Life Insurance Co.
SUMMARY OF BENEFITS General Life Insurance Co. Tolland and Tolland Public Schools (H.S.A) Health Savings Account Your coverage includes a health savings account that you can use to pay for eligible out-of-pocket
PLAN DESIGN AND BENEFITS MC Open Access Plan 1913
PLAN FEATURES PREFERRED CARE NON-PREFERRED CARE Deductible (per calendar year) $1,500 Individual $4,500 Family $4,000 Individual $12,000 Family Unless otherwise indicated, the Deductible must be met prior
EXPAT VIP PLATINUM INFORMATIVE BOOKLET
INFORMATIVE BOOKLET ABOUT VUMI VIP Universal Medical Insurance Group, LTD (VUMI) is an international health insurance company offering exclusive major medical insurance plans and VIP medical services to
Student Health Insurance Plan Insurance Company Coverage Period: 08/15/ /14/2015
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.studentplanscenter.com or by calling 1-800-756-3702.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.summacare.com or by calling 1-800-996-8701. Important
Important Questions Answers Why this Matters:
Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual Plan Type: Premium Plan This is only a summary. If you want more detail about your coverage and costs, you
Nationwide Life Insurance Co.: University of Southern Maine (International) Coverage Period: 8/1/13-7/31/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
UFCW: Self-Funded Comprehensive Medical Plan Two Coverage Period: 03/01/ /31/2017 Summary of Benefits and Coverage:
This is only a summary. If you want more detail about your medical coverage and costs, you can get the complete terms in the policy or plan document at www.hma-hi.com or by calling 1-866-331-5913. If you
1199SEIU National Benefit Fund Summary of Benefits and Coverage: What This Plan Covers and What It Costs
1199SEIU National Benefit Fund Summary of Benefits and Coverage: What This Plan Covers and What It Costs Coverage Period: Beginning 04/01/2014 Coverage for: Wage Classes I & II and Early Retirees with
Inspiration Health by HealthEast MN % City of Minneapolis Coverage Period: Beginning on or after 1/1/2017 Summary of Benefits and Coverage:
This is only a summary: If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.medica.com or by calling 1-855-469-6334. Important Questions
Schedule of Benefits
Schedule of Benefits NHP Prime HMO plan for GIC members Exclusively for members of the Group Insurance Commission health plan meets Minimum Creditable Coverage standards and will satisfy the individual
Anthem Blue Cross: Anthem Silver DirectAccess, a Multi-State Plan Coverage Period: 01/01/ /31/2014
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com/ca or by calling 1-855-333-5730. Important
(Applies to IP, Emergency when the deductible starts over (usually, but not always, January 1st). See the deductible?
Molina Healthcare of California: Silver 94 HMO Coverage Period: 01/01/2016-12/31/2016 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual + Family I Plan Type:
Schedule of Benefits Summary Group Name: Nebraska Bankers Association VEBA Effective Date: January 01, 2018
Schedule of Benefits Summary Group Name: Nebraska Bankers Association VEBA Effective Date: January 01, 2018 Payment for Services Covered Services are reimbursed based on the Allowable Charge. Blue Cross
Not applicable Optional. CHE PREFERRED CARE (Home Host) Covered 100%
PLAN FEATURES Catholic Health East PROVIDED BY LIFE INSURANCE COMPANY Deductible (per calendar year) Unless otherwise indicated, the Deductible must be met prior to benefits being payable. Once Family
Information note. Edition Complementary health insurance WHO
Information note Edition 2019 Complementary health insurance WHO ADMISSION The WHO complementary health insurance, provided by GPAFI, is intended for people covered by the basic insurance WHO Staff Health
What is the overall deductible?
Regence BlueShield of Idaho: Evolve Core Coverage Period: 07/01/2013 06/30/2014 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual & Eligible Family Plan Type:
Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at https://eoc.empireblue.com/eocdps/fi or by calling 1-855-220-3341.
UConn Co-op Plan II: Grandfathered Coverage Period: 1/1/14 12/31/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpbenefits.com or by calling 1-800-633-7867. Important
What is the overall deductible? Are there other deductibles for specific services?
Standard Gold Point-of-Service (POS) : POS HD 1000 Gold Coverage Period: 2014 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy
Full hospitalization and catastrophic conditions coverage with access to top healthcare providers including GBG s security network in the U.S.
Full hospitalization and catastrophic conditions coverage with access to top healthcare providers including GBG s security network in the U.S. Global Inpatient Plus is tailored exclusively for individuals
HealthTrust: Access Blue 20-RX10/20/45 Coverage Period: 07/01/ /30/2017
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-800-870-3122. Important Questions
$1,500 Individual/$3,000 Family for participating providers. $3,000 Individual/$6,000. Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.calcpahealth.com or by calling 1-877-480-7923. Important
Important Questions Answers Why this Matters: What is the overall deductible?
Important Questions Answers Why this Matters: What is the overall deductible? Are there other deductibles for specific services? Is there an out of pocket limit on my expenses? What is not included in
BENEFITS SCHEDULE. MyHEALTH. Please print only if necessary
BENEFITS SCHEDULE MyHEALTH www.april-international.com Please print only if necessary MyHEALTH BENEFITS SCHEDULE This s schedule provides a summary of the cover we provide per period of insurance unless
The Health Plan: PEIA OPTION C
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document by email at info@healthplan.org or by calling 740.695.3585 or
SUMMARY OF BENEFITS. Montgomery College Open Access Plus Coinsurance Plan. Connecticut General Life Insurance Co. Notice of Grandfathered Plan Status
SUMMARY OF BENEFITS Connecticut General Life Insurance Co. Notice of Grandfathered Plan Status This plan is being treated as a grandfathered health plan under the Patient Protection and Affordable Care
You can see the specialist you choose without permission from this plan.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-877-811-3106. Important Questions
You don t have to meet deductibles for specific services, but see the chart starting on page 2 for other costs for services this plan covers.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document by calling 1-866-497-5711. Important Questions Answers Why this