By Antonia Tomljanovic, News USG
|
|
- Peregrine Collins
- 5 years ago
- Views:
Transcription
1 By Antonia Tomljanovic, News USG Welcome delegates, both new and old! With less than a month away, I am sure you are all anxiously awaiting the start of HSMUN. This year we have a wonderful news team prepared to deliver up-to-date coverage and information regarding the conference. The conference will take part over three exciting days, where you will make friends (and enemies), discuss relevant realworld issues, and grow in your understanding of how the UN works. You will be challenged on your own beliefs and ideals as you are forced to adopt those of your country, and make concessions in order to pass resolutions (just be sure to stick to your foreign policy). Unfortunately, this year lap-tops are not allowed in committee. This means that, unlike last year, the Daily Delegate will be circulated as a hard-copy in addition to online. Be sure to keep your eyes peeled for new editions! Good luck with those position papers I know you are all diligently working on, and look forward to seeing all your energetic faces at the conference! T h e D a i l y D e l e g a t e I s s u e 1, N i n t h E d i t i o n 1
2 What You Need To Know: Your Position Paper By Aseel Othman Dear delegates, The position paper is one of the most important ways you will prepare for HSMUN. Your position paper gives you the chance to explore everything you need to know about your country, with particular consideration to the committee you will be sitting on. Use your time now to ensure that you truly understand your country s policies regarding the given topics. A delegate that knows their country well will often feel more confident when debating with delegates from other nations during the conference and may even be better at defending their countries policies. Considering laptops are not allowed during the conference this year, it would be wise for you to finish your research early using your position paper as a guide. Writing a position paper is not difficult. The entire purpose of this paper is to explain your country s background in regards to the topic at hand. You need to be able to show what your country is concerned or worried about, and what their goals are. It s also helpful to be aware of who your country s allies and enemies are. This will help you know whom to talk to during the conference and whom to avoid or target during debate. You can start your paper with a general description of your country and their perspective on the topic. How does the given topic affect your country and what does your country think should be done about the issue? What does your country think about the UN s approach to this issue in the past? The most important thing you can do when answering these questions is referring back to your research. Understanding why your country has a certain approach to the topic will help you in writing a powerful and impressive position paper. What details do you need to know about the position paper? Well, it needs to be about 1000 words. Your paper should be concise and specific. You need a lot of details, facts, and statistics to prove that your country supports something or opposes the issue. Stay on topic and avoid insignificant information. Remember to cite your sources so that the appropriate source gets the credit that it is due. If you are still unsure about how to write your paper, visit hsmun.org/students/positionpapers/ for sample position papers and more details on what is expected of you. Also, do not forget your position papers are due by February , the first day of the conference. Good research is the key to success with your position paper and your debate at the conference. You are representing a nation and you need to be as accurate as possible to do that role justice. It is truly disappointing when a country is misrepresented by a delegate who may not have done enough research. Prepare well, delegates, by researching and writing a well done position paper and you will find that you will have an easy and enjoyable conference. T h e D a i l y D e l e g a t e I s s u e 1, N i n t h E d i t i o n 2
3 MUN 1 01 By Sushmitha Karunakaran Whether you re a seasoned veteran of Model UN conferences, or it s your first time in attendance, the procedures of Model UN can be a little daunting and hard to keep track of. However, the rules are set in place to maintain order in committee and allow each delegation to convey their position. With some familiarization of the rules being utilized, it s easy to take part. ROLL CALL At the beginning of each committee session, the Chair will start a roll call and ask if each country is present, or present and voting. Present and voting means that your delegation is allowed cast a vote, while just present means that you are not allowed to vote on policy. However, all parties must vote on procedural matters, for example, on a motion to set the speaking time. If you arrive late and miss roll call, send a note to the Chair indicating your preference of present or present and voting. SETTING THE AGENDA After roll call, a Primary Speakers List will be established to determine the order in which the topics are to be discussed. The Chair will ask if any delegates wish to be added to the speaker s list. If you want to speak, raise your placard. Delegates state their preference of topic order by making a motion (for example: The delegation of Canada motions to set the agenda in the order of Topic II, Topic I, and Topic III ). The committee will then vote on the motions in the order received. The first motion with the majority of the committee s votes will be adopted and the agenda will be set in that order. T h e D a i l y D e l e g a t e I s s u e 1, N i n t h E d i t i o n 3
4 DEBATE After the agenda is set, the Secondary Speakers List is opened and delegates who wish to speak on topic being discussed are added. When called on to speak, a delegate can speak about their country s position about the topic, their recommended course of action, or regarding any resolutions on the floor. Motions can also be made during this time. Motion for a Moderated Caucus: A motion to suspend the speaker s list to discuss a specific topic. Speakers making the motion must include the purpose and suggested time limit for discussion. If successful, delegates can indicate their desire to speak by raising their placards and are chosen by the Chair. Motion for an Unmoderated Caucus: This motion suspends the rules of meeting for a certain amount of time and delegates are free to move about and discuss ideas with one another. Countries can also start to compose draft resolutions, and gather support from others. As well, speakers may also motion to extend the moderated or unmoderated caucus if they believe that the committee would benefit from the additional time. T h e D a i l y D e l e g a t e I s s u e 1, N i n t h E d i t i o n 4
5 POINTS Delegates can also wish to make points at any time during a committee session. Point of Order: This indicates an instance where someone s conduct is against parliamentary procedure. Point of Personal Privilege: If there is a discomfort that hinders your ability to participate, make a point to the Chair so that they can fix the problem. Point of Inquiry: If you re unsure of the committee s proceeding, you can ask the Chair but not during other delegations speeches. Right of Reply: If you feel that another delegation has insulted your delegation or country, you can make a motion to respond directly after their speech. You cannot, however, claim Right of Reply to a Right of Reply. YIELDS If you have time leftover at the end of your speech, you can yield your remaining time in one of 3 ways to another delegation, to questions posed by other delegates, or to the Chair (who will then move onto the next speaker). At first glance, it may seem like there are a lot of things to be aware of during committee, but once you are in committee you will be able to easily follow the flow of debate. The best way to develop your skills is to practice, so don t be afraid to speak up, make motions and get involved during sessions. If you want more details regarding procedures, or you want to delve more into the rules of resolutions and voting, visit the HSMUN website: procedure/. T h e D a i l y D e l e g a t e I s s u e 1, N i n t h E d i t i o n 5
6 Dress to Impress By Narisa Bandali At HSMUN we try to emulate the United Nations conduct very closely. We use points of order, amendments, and debate real issues of the world. We also try to maintain a business formal dress code. We discourage all delegates from wearing jeans, tshirts, and ripped attire to the conference. Dress for success in clothes that will present you as a professional with great ideas to discuss. Your favourite band tshirt, while probably very loved and fashionable, is not the best course of wear for HSMUN. blouse to emphasize your power in committee. Try this great pencil skirt from H&M ($14.95) or this soft cardigan, also from H&M, to keep warm in the committee room ($14.95). Men, it s time to break out your suit and tie. Change policy in true Timberlake style with straight legged dress pants and a collared dress shirt and tie. Try these H&M chinos ($34.95) with this simple shirt ($17.95). For ladies, a skirt that falls to the knees (or lower) paired with a blazer is an excellent combo when debating legislation. Or pair some simple dress pants with a button down Banquet is your time to shine with a beautiful dress or a whimsical bow-tie. Pull out all the stops for what promises to be the best night of the conference. Of course, try to adhere to the dress code on banquet night as well. Avoid dresses that are shorter than your middle finger when you lay your arms flat by your sides. Avoid gang signs and other violent graphics. Avoid ripped apparel. You want to look your best! T h e D a i l y D e l e g a t e I s s u e 1, N i n t h E d i t i o n 6
7 An Interview with Muhammad Patel By Sonia Grewal Muhammed Patel is a fourth year Commerce student at MacEwan University. In previous years, he has been a delegate from UNICEF and the Chair of DISEC. We spoke with him on the phone to find out what his experience at HSMUN was like. Daily Delegate (DD): How long have you done HSMUN for and how did you get involved? Muhammed Patel (MP): I ve been involved with HSMUN for six years. Three of those years was as a delegate and three as a member of the volunteer staff. When I was in grade 10, my history IB teacher, Mr. Lavold, had recommended students to join it. He said it would be a good experience in public speaking and foreign affairs. DD: How has HSMUN affected you? MP: It definitely helped me with my public speaking as well as how to research and cite sources. Because of HSMUN, I was able to understand foreign relations and how they are formed. DD: Why did you keep coming back? MP: I kept coming back because it was really fun. The staff all became really close and we all became good friends. I kept coming back because it was really fun. The staff all became really close and we all became good friends. DD: Do you have any advice for this year s delegates, including newcomers? MP: I think the same thing can be said for everyone: don t be afraid to talk! Even if it s only one thing, or just restating other s points, just try to say something. If you don t understand, don t be afraid to ask others for clarification. Also, be sure that you do your research and come prepared. T h e D a i l y D e l e g a t e I s s u e 1, N i n t h E d i t i o n 7
8 DD: What are some things that Dais look for in a delegate when it comes to giving awards? MP: We look for delegates who stick to their foreign policy as well as their country s interest. You could be a neutral party and still have a huge impact on the committee. Just don t be afraid to speak whenever you can! DD: In your opinion, what did you like best about the conference? MP: Meeting new people from different High Schools across the city and province. You get to form friendships that will last for years after. Oh, and of course the banquet because once you go, you ll keep coming back. DD: Last year was your last year at HSMUN. What was one of your favourite moments from the conference? MP: There are too many good times to choose. If I were to choose one, I would have to say that my one favourite was being the chair of the first DISEC committee to pass a resolution in five years. I was in grade 10 that was when I was part of the last DISEC committee to pass a paper before that long time without any resolutions being passed. To see papers finally being passed on my last year as staff was a great way to end the drought. DD: Have you been involved with any projects since your leave of HSMUN? MP: At the moment, I am part of the MUN club at MacEwan and I will be attending the National MUN conference in New York this coming April. We are also planning on going to Rome in November. DD: Is there a difference between HSMUN and MUN? MP: In university MUN, there are a lot more procedures and students are responsible for their own work. You really get to see more diversity in the types of students and some of them can be quite intense as there is less room for error. The issues at this level are more complex and delegates really stick to their foreign policy. That means that delegates are unwilling to compromise. Overall, though, the experience is still really fun and I definitely recommend doing it. DD: Can you answer this riddle for me? What work can one never finish? MP: Homework. (Author s note: The correct answer was autobiography ). DD: Describe yourself in three words? MP: Awesome, ambitious, and lazy. (Author s note: He didn t want to toot his horn too much and let me pick the last word) DD: Any final words? MP: Have a good time and make sure to talk. There s nothing too silly that the Dais hasn t heard before. T h e D a i l y D e l e g a t e I s s u e 1, N i n t h E d i t i o n 8
9 T h e D a i l y D e l e g a t e I s s u e 1, N i n t h E d i t i o n 9
10 T h e D a i l y D e l e g a t e I s s u e 1, N i n t h E d i t i o n 10
A budget is a spending plan. An estimation of income and expenses over time. A budget is simply spending your money with purpose.
Debt Free Seminar Agenda: Define Budget Why do we need to budget our finances? How to create a budget? How to pay off debt? How to identify Needs and Wants? What s Next? BUDGET WHAT IS IT? A budget is
More informationScript to follow the Orientation Presentation
Orientation Presentation Script to follow the Orientation Presentation January 23, 2018 Finastra January 23, 201823 January 2018 Orientation Presentation Script to follow the Orientation Presentation 1
More informationActivity: After the Bell Before the Curtain
Activity: After the Bell Before the Curtain Activity Objective: Students will review terms and concepts from the Stock Market Game. They will also realize that winning the SMG is not the most important
More informationA Trader s Opportunity of a Generation
A Trader s Opportunity of a Generation How legacy fortunes will be made starting right now in the upcoming market recovery! By Norman Hallett, 28-year Veteran Trader and Founder, The Disciplined Trader
More informationStudent Senate. mission
Student Senate H o l y o k e C o m m u n i t y C o l l e g e 2014-2015 Student Senate mission To serve as the representative voice of the student body, facilitating communication among and between students
More informationMonthly Treasurers Tasks
As a club treasurer, you ll have certain tasks you ll be performing each month to keep your clubs financial records. In tonights presentation, we ll cover the basics of how you should perform these. Monthly
More informationDiscover How To PROTECT Yourself From the IRS In Case You Get An Income Tax Notice or Audit
Garry L. Albert CPA PC (303) 683-7171 galbert@albertcpa.com Discover How To PROTECT Yourself From the IRS In Case You Get An Income Tax Notice or Audit Sleep Better at Night Knowing You Don t Have to Pay
More informationOn track. with The Wrigley Pension Plan
Issue 2 September 2013 On track with The Wrigley Pension Plan Pensions: a golden egg? There s a definite bird theme to this edition of On Track. If you want to add to your nest egg for retirement, we ll
More informationFind Private Lenders Now CHAPTER 10. At Last! How To. 114 Copyright 2010 Find Private Lenders Now, LLC All Rights Reserved
CHAPTER 10 At Last! How To Structure Your Deal 114 Copyright 2010 Find Private Lenders Now, LLC All Rights Reserved 1. Terms You will need to come up with a loan-to-value that will work for your business
More informationThe power of borrowing like a boss
The power of borrowing like a boss Borrowing can help you do some pretty wonderful things. Like getting that home that s right for you and your family (or family to be!). The place where you ll make memories
More informationEpisode 116: Budgeting Basics
Episode 116: Budgeting Basics Episode 116 Synopsis: BIZ KID$ The Biz Kid$ learn the first rule of money management: you can t manage what you don t know. Join the kids and you ll look at spending and expenses
More informationIn this example, we cover how to discuss a sell-side divestiture transaction in investment banking interviews.
Breaking Into Wall Street Investment Banking Interview Guide Sample Deal Discussion #1 Sell-Side Divestiture Transaction Narrator: Hello everyone, and welcome to our first sample deal discussion. In this
More informationABOUT FREEDOM CLUB ABOUT DR. TONY
1 ABOUT FREEDOM CLUB The Freedom Club is a mentoring and coaching program designed to guide you along the path to Financial Freedom. The Freedom Club is also a place where like-minded people can associate
More informationCongratulations! You ve decided to get to grips with your. Exploring the Basics COPYRIGHTED MATERIAL. Chapter 1
In This Chapter Chapter 1 Exploring the Basics Benefiting from getting a grasp on your finances Looking at your financial picture Working out how you can get out of debt Figuring out what you want from
More informationHOW YOU CAN INVEST YOUR MONEY IN TODAY S MARKET THROUGH PRIVATE MONEY LENDING
HOW YOU CAN INVEST YOUR MONEY IN TODAY S MARKET THROUGH PRIVATE MONEY LENDING Legal Notice Copyright Notice. All rights reserved. No part of this publication may be reproduced or transmitted in any form
More informationFINANCIAL FOUNDATIONS
FINANCIAL FOUNDATIONS A Financial Beginnings Financial Education Program BUDGETING Presenter's Guide Presented by Our Mission Financial Beginnings empowers youth and adults to take control of their financial
More informationGetting Ready For Tax Season
Getting Ready For Tax Season Topics of Discussion Filing requirements Process overview Timing Records verification Cost basis reporting changes Scope of bivio program Tax loss harvesting Things to do before
More informationWORKPLACE SAVINGS GUIDE
WORKPLACE SAVINGS GUIDE START HERE. We understand that pensions can be confusing and difficult to understand. That s why we ve created this guide, to explain to you how they work and why they re so important
More informationStakeholder Pension. The simple way to start a pension plan. Retirement Investments Insurance Health
Stakeholder Pension The simple way to start a pension plan Retirement Investments Insurance Health Introduction Any decision you make about investing for your future retirement needs careful consideration
More informationFidelity Wealth Service
Fidelity Wealth Service Dear Investor, New opportunities. The perfect property. The ideal retirement. Or maybe just the freedom to make it up as you go along. At Fidelity Wealth, we know every investor
More informationIncome for Life #31. Interview With Brad Gibb
Income for Life #31 Interview With Brad Gibb Here is the transcript of our interview with Income for Life expert, Brad Gibb. Hello, everyone. It s Tim Mittelstaedt, your Wealth Builders Club member liaison.
More informationWork with a partner. All these words are connected to getting a mortgage. Do you know their meaning?
Warm Up Work with a partner. Are you planning to move house in the near future? Conversation Practice with a partner. Well I finally did it! I ve decided to buy a house! That s great! Have you found a
More informationFlexible Trust - Settlor as trustee with optional survivorship clause. Your questions answered
Flexible Trust - Settlor as trustee with optional survivorship clause Flexible Trust - Settlor as trustee with optional survivorship clause Understanding trusts and their implications can be pretty complicated.
More informationWant more background and training tips?
Learner Outcomes Outcome #1: Participants will be able to explain what credit is. Outcome #2: Participants will be able to explain why using a credit card is a form of borrowing. Outcome #3: Participants
More informationGuide to buying an annuity
Guide to buying an annuity 2 Welcome to our guide to buying an annuity You now have more choice than ever before when it comes to using your pension savings. Of course having more options can make it difficult
More informationA better approach to Roth conversions
A better approach to Roth conversions Jason Method: One beneficial aspect of our current retirement system is that it allows you to choose when to pay taxes on at least some of the money you ve saved.
More informationNo Credit Needed. Debt Reduction Guide. For more information about debt reduction visit: No Credit Needed. All Rights Reserved.
No Credit Needed Debt Reduction Guide For more information about debt reduction visit: No Credit Needed All Rights Reserved. Copyright 2008 by Up In Three, LLC All Rights Reserved. Copyright 2008 Up In
More informationUnilever UK Pension Fund At Retirement Booklet
Unilever UK Pension Fund At Retirement Booklet Please complete your details in this table Your name Your date of birth Your retirement date Your State Pension Age * * If you don t know your state pension
More informationHow to Find and Qualify for the Best Loan for Your Business
How to Find and Qualify for the Best Loan for Your Business With so many business loans available to you these days, where do you get started? What loan product is right for you, and how do you qualify
More informationWhat is credit and why does it matter to me?
Understanding Credit 1 Money Matters The BIG Idea What is credit and why does it matter to me? AGENDA Approx. 45 minutes I. Warm Up: What Do You Know About Credit? (10 minutes) II. Credit: The Good, The
More informationSTART HERE. Small Business Retirement Plans. Prospecting Guide to. American National Insurance Company
American National Insurance Company START HERE Prospecting Guide to Small Business Retirement Plans 1 Getting Started Every business owner needs a plan for retirement. 2 WHY? They work hard to make their
More informationMonthly Treasurers Tasks
As a club treasurer, you ll have certain tasks you ll be performing each month to keep your clubs financial records. In tonights presentation, we ll cover the basics of how you should perform these. Monthly
More informationRobert s Rules of Order. Kwin Peterson Records Program Specialist
Robert s Rules of Order Kwin Peterson Records Program Specialist W E S T E R N E L E C T R I C I T Y C O O R D I N A T I N G C O U N C I L Robert s Rules of Order Rules governing the running of meetings:
More informationClub Accounts - David Wilson Question 6.
Club Accounts - David Wilson. 2011 Question 6. Anyone familiar with Farm Accounts or Service Firms (notes for both topics are back on the webpage you found this on), will have no trouble with Club Accounts.
More informationCLOTHING POLICY SUMMER Please Don t Bring. Please Bring
CLOTHING POLICY SUMMER 2015 YouthWorks loves the community where you are serving this summer! As you serve, your actions and appearance speak loudly and have the potential to influence the community s
More informationA survival guide to Dealing with tax credit overpayments
A survival guide to Dealing with tax credit overpayments Making sense of the law and your rights Introduction If you ve received a letter saying you ve been overpaid tax credits and demanding repayment
More informationA Guide to Setting up and Running a Residents Association
A Guide to Setting up and Running a Residents Association This guide is an introduction to Residents Associations. It includes useful advice on forming a Residents Association and making it successful.
More informationWords on Wealth. Welcome to the winter edition of Meridian s Words on Wealth. Meridian W INTER 2015
Meridian Words on Wealth W INTER 2015 Welcome to the winter edition of Meridian s Words on Wealth. The holiday season has passed, which can only mean one thing: it s time to turn (at least some of) your
More informationSales Secrets: How to Sell Less Term and More Perm
Sales Secrets: How to Sell Less Term and More Perm Jeffrey Ranz, CFP, CLU The description of this session promises you sales secrets and how to sell less term and more perm. So is there anyone today who
More informationAppendix B: Messages. The (5,7)-game
Appendix B: Messages The (5,7)-game In the tables below: R = Roll, D = Don't. We classify messages as HR = Promise High & Roll, IHR = Implicit promise High & Roll, LD = Promise Low, then Don t, ILD = Implicit
More informationBenchmarking. Club Fund. We like to think about being in an investment club as a group of people running a little business.
Benchmarking What Is It? Why Do You Want To Do It? We like to think about being in an investment club as a group of people running a little business. Club Fund In fact, we are a group of people managing
More informationExercise: Investment Fear-Factor Scale
Suze ORMA N TH E UL T I M A T E PR O T ECTION PO R T F OLIO Exercise: Investment Fear-Factor Scale Fear is one of the biggest obstacles preventing many of us from taking action with our money. The way
More informationApproval of the Minutes: Item No. 1. The Providence City Planning Commission will consider for approval the minutes of December 13, 2017.
1 1 1 1 1 1 0 1 PROVIIDENCE CITY PLANNING COMMISSION Providence City Office Building, 1 North Gateway Drive, Providence UT January, 01 :00 p.m. ATTENDANCE Chair: Commissioners: Alternates: Absent: B Fresz
More informationAdvisory Services. Introducing
Introducing Your Pension. Our Promise. Advisory Services A new level of service There will come a point when you will face a major pension decision: you have past service you are considering purchasing,
More informationKey Features of the WorkSave Pension Plan. This is an important document which you should keep in a safe place.
Key Features of the WorkSave Pension Plan This is an important document which you should keep in a safe place. Welcome to your Key Features Document. It explains the important information you need to know
More informationThe Secret of the Lion
The Secret of the Lion Pay yourself first, live off the rest THE SECRET OF THE LION The lion eats first, ahead of the pack. You too should eat first by arranging an automatic deduction from your salary
More informationDo I Really Need to Save for Retirement Now?
Do I Really Need to Save for Retirement Now? Retirement Savings Guide For TRS Participants YES! Start Early. As an employee of Barrow County School System, your retirement plan has three parts: Part 1:
More informationUSaver. USaver Reach. USaver SMSF. UHomeLoan. Features. 1. Save money. 2. Save time. 3. Save worry
U BANK UBank information 13.10.2017 U BANK ubank.com.au 13 30 80 Hello. We designed UBank with one thing in mind; to help you make more of your money, the easy way. Lee Hatton, CEO, UBank UBank is all
More informationIs it time to talk about you-know-what?
Is it time to talk about you-know-what? Let s get the conversation started We know that talking about death and funerals can feel a bit awkward. But, as a trusted adviser, you ll appreciate that dealing
More informationA FLEXIBLE RETIREMENT INCOME FOR WHATEVER THE FUTURE HOLDS LET S TALK HOW. PENSION DRAWDOWN
A FLEXIBLE RETIREMENT INCOME FOR WHATEVER THE FUTURE HOLDS LET S TALK HOW. PENSION DRAWDOWN INTRODUCING FLEXIBLE RETIREMENT INCOME What do you think you ll be doing in ten years time? Or twenty? It s not
More informationIntroduction. What exactly is the statement of cash flows? Composing the statement
Introduction The course about the statement of cash flows (also statement hereinafter to keep the text simple) is aiming to help you in preparing one of the apparently most complicated statements. Most
More informationReal Estate Private Equity Case Study 3 Opportunistic Pre-Sold Apartment Development: Waterfall Returns Schedule, Part 1: Tier 1 IRRs and Cash Flows
Real Estate Private Equity Case Study 3 Opportunistic Pre-Sold Apartment Development: Waterfall Returns Schedule, Part 1: Tier 1 IRRs and Cash Flows Welcome to the next lesson in this Real Estate Private
More informationEntrepreneur to CFO Guide
Entrepreneur to CFO Guide Everything you need to know about small biz financing to become the money-savvy entrepreneur your biz needs a not e from my r a Hi there! I m Myra! I am the owner of Good Biz
More informationThis presentation is part of a three part series.
As a club treasurer, you ll have certain tasks you ll be performing each month to keep your clubs financial records. In tonights presentation, we ll cover the basics of how you should perform these. Monthly
More informationWelcome to NEST. All the key information you need about being a member of NEST
Welcome to NEST All the key information you need about being a member of NEST 2 Please write your NEST ID here: You ll find this number on the welcome letter we sent when you joined NEST. Welcome to NEST
More informationIn most cases, it s beneficial to roll your 401(k) or 403(b) into an IRA. Almost 95% of funds in IRAs come from retirement plan rollovers.
INVESTMENT ROLLOVER Transferring your money in your 401(k) or 403(b) to an IRA is often a wise financial decision but, like all other financial decisions, you need to know the facts. This guide will explain
More informationDEMOTT BANKRUPTCY GUIDE. 10 Steps. to rebuilding your financial life BY RUSSELL A. DEMOTT
DEMOTT BANKRUPTCY GUIDE 10 Steps to rebuilding your financial life BY RUSSELL A. DEMOTT Table of Contents The Initial Consultation 3 The Client Questionnaire 4 Documents 5 The Intake Interview 8 Case Preparation
More informationFirst Time Home Buyer Guide. Are you ready to learn the steps to homeownership?
First Time Home Buyer Guide Are you ready to learn the steps to homeownership? Is this your first time going through the home buying process? If so, don t worry, this guide is designed to answer any questions
More information5 Tips to Choose the Factoring Company that Works for You
5 Tips to Choose the Factoring Company that Works for You introduction Do your homework when searching for a factoring company; never settle for the first factoring company you see in a Google search or
More informationMONEY. Of course, going to college means. Managing Your Money CHAPTER 3. Watching everyday spending
CHAPTER 3 Managing Your Money MONEY Of course, going to college means attending classes, writing papers, and taking exams. But making money choices also is an important part of your college life. Good
More informationMy Home Storage IRA Get the Facts
My Home Storage IRA Get the Facts Table of Contents Introduction... 3 What is a Home Storage Precious Metals IRA?... 5 This is How a Home Storage IRA Works... 6 Home Storage Precious Metals IRA FAQs...
More informationTHE AURUM COMPANY PENSION GROUP PERSONAL PENSION. A guide to help you prepare for the retirement you want
THE AURUM COMPANY PENSION GROUP PERSONAL PENSION A guide to help you prepare for the retirement you want Your AURUM company pension is provided by Scottish Widows. SUPPORTING LITERATURE AND TOOLS TO HELP
More informationTranscript - The Money Drill: Where and How to Invest for Your Biggest Goals in Life
Transcript - The Money Drill: Where and How to Invest for Your Biggest Goals in Life J.J.: Hi, this is "The Money Drill," and I'm J.J. Montanaro. With the help of some great guest, I'll help you find your
More information10 Errors to Avoid When Refinancing
10 Errors to Avoid When Refinancing I just refinanced from a 3.625% to a 3.375% 15 year fixed mortgage with Rate One (No financial relationship, but highly recommended.) If you are paying above 4% and
More informationSPECIAL REPORT: Elder Law: Asset Protection Planning Explained
Call today: 757-399-7506. We help families navigate the legal maze and implement plans to secure their futures. SPECIAL REPORT: Elder Law: Asset Protection Planning Explained ELDER LAW: ASSET PROTECTION
More informationOral History Program Series: Civil Service Interview no.: S11
An initiative of the National Academy of Public Administration, and the Woodrow Wilson School of Public and International Affairs and the Bobst Center for Peace and Justice, Princeton University Oral History
More informationBy JW Warr
By JW Warr 1 WWW@AmericanNoteWarehouse.com JW@JWarr.com 512-308-3869 Have you ever found out something you already knew? For instance; what color is a YIELD sign? Most people will answer yellow. Well,
More informationThis presentation is part of a three part series.
As a club treasurer, you ll have certain tasks you ll be performing each month to keep your clubs financial records. In tonight s presentation, we ll cover the basics of how you should perform these. Monthly
More informationPLANNING AN EVENT. SG Guide 2014
PLANNING AN EVENT SG Guide 2014 STEP 1: BRAINSTORM IDEAS Meet with your student club/organization to hold a thorough brainstorm session. It is vital to have a brainstorm session to get out everyone's ideas.
More informationCreate your own contest on the web's #1 free stock market game site.
Contest Guidelines Create your own contest on the web's #1 free stock market game site. Join the 2,000+ teachers, professors, clubs, offices, and other groups that have created their own contests. Its
More informationAD T URNING NEEDS AND CONCERNS INTO SALE S
Headline Care Sales Ideas Long-Term TSUBHE IPS FOR AD T URNING NEEDS AND CONCERNS INTO SALE S 17521 For producer use only. Not for use with the general public. Table of Contents Sales Ideas Do you ever
More informationENGIE Prepayment. A Guide to your prepayment meter
ENGIE Prepayment A Guide to your prepayment meter 1 An introduction to prepayment Welcome to prepayment from all of us here at ENGIE. This guide is here to give you lots of information about prepayment
More informationInvestor questionnaire
Investor questionnaire COMPARE LEARN SAVE INVEST REVIEW What type of investor are you? As a member of a Marsh & McLennan Companies (UK) defined contribution (DC) pension arrangement, one of the most important
More informationMODULE 7: Borrowing Basics INSTRUCTOR GUIDE. MONEY SMART for Adults
MODULE 7: Borrowing Basics MONEY SMART for Adults SEPTEMBER 2018 The Federal Deposit Insurance Corporation is an independent agency created by the Congress to maintain stability and public confidence in
More informationFirst Timer s Guide: Credit Cards. Used the right way, your credit card can be your new financial BFF.
First Timer s Guide: Credit Cards Used the right way, your credit card can be your new financial BFF. Like most things, with great power comes great responsibility. And credit cards are no different. Used
More informationKey Features of the WorkSave Pension Plan. This is an important document which you should keep in a safe place.
Key Features of the WorkSave Pension Plan This is an important document which you should keep in a safe place. Welcome to your Key Features Document. It explains all the important information you need
More informationIFRS Today. Introducing blockchain and cryptocurrencies. KPMG s podcast series on IFRS and financial reporting EPISODE 4 TRANSCRIPT. Host.
IFRS Today: Introducing blockchain and cryptocurrencies 1 IFRS Today KPMG s podcast series on IFRS and financial reporting 19 July 2018 EPISODE 4 TRANSCRIPT Introducing blockchain and cryptocurrencies
More informationThe Ultimate Guide to Contracting
The Ultimate Guide to Contracting Accountants Experts for Experts Contents About us 3 Welcome to contracting 4 The benefits of contracting How to find your first contract 5 Limited vs Umbrella 6 Limited
More information2015 Performance Report
2015 Performance Report Signals Site -> http://www.forexinvestinglive.com
More informationRESPs and Other Ways to Save
for Indigenous Peoples Workbook 4 RESPs and Other Ways to Save Copyright 2017 ABC Life Literacy Canada First published in 2016 by ABC Life Literacy Canada All rights reserved. ABC Life Literacy Canada
More informationDo I Really Need to Save for Retirement Now?
Do I Really Need to Save for Retirement Now? Retirement Savings Guide For PSERS Participants YES! Start Early. As an employee of Barrow County School System, your retirement plan has three parts: Part
More informationWe re really excited to announce 6 new initiatives we re rolling out between now and the first quarter of 2017.
Hey Flipping Awesome community, Dan and Joe Kalis here We re really excited to announce 6 new initiatives we re rolling out between now and the first quarter of 2017. The first one is something we ve been
More informationJOHN MORIKIS: SEAN HENNESSY:
JOHN MORIKIS: You ll be hearing from Jay Davisson, our president of the Americas Group, Cheri Pfeiffer, our president of our Diversified Brands Division, Joel Baxter, our president of our Global Supply
More informationHow To Retire Early: Your Guide To Getting Rich Slowly And Retiring On Less PDF
How To Retire Early: Your Guide To Getting Rich Slowly And Retiring On Less PDF What makes this book different from all the other books out there on early retirement? We think it's the amount of personal
More informationLaura's Big Day [students] Page 1 of 5. Laura s big day
Laura's Big Day [students] Page 1 of 5 Laura s big day Laura Jones has just left school and got her first job with a local company. She s very excited at earning decent money at last and is looking forward
More informationGuide to taking a secure retirement income
Winner of the Gold Standard Award for Retirement the last three years running www.hl.co.uk/annuity Guide to taking a secure retirement income How to boost your income for life One College Square South,
More informationMOTIONS AND RESOLUTIONS BOARD OF TRUSTEES MEETING APRIL 24, 2008
MOTIONS AND RESOLUTIONS BOARD OF TRUSTEES MEETING APRIL 24, 2008 Trustee Rumbold moved to adopt Resolution No. 19-07-08, Health Benefits. Seconded by Deputy Mayor Matise. On roll call Deputy Mayor Matise
More informationWe re going to cover four advice areas and you ll see how taking a few simple actions can save you money and put you further along the path to
Welcome to our session today and thanks very much for coming. Our talk today is about how everyday banking advice can help you reach your financial goals. So let s get started 1 We re going to cover four
More informationSAMURAI SCROOGE: IMPORTANT CONCEPTS
SAMURAI SCROOGE: IMPORTANT CONCEPTS CONTENTS 1. Trend vs. swing trading 2. Mechanical vs. discretionary trading 3. News 4. Drawdowns 5. Money management 6. Letting the system do the work 7. Trade journal
More informationSession Overview. Budgeting Skills Training - Instructor Notes. Thank you for teaching the Budgeting Skills Training Class :D
Session Overview Budgeting Skills Training - Instructor Notes Thank you for teaching the Budgeting Skills Training Class :D The instructor notes contain suggestions for you on how to teach this class.
More informationGROUP STAKEHOLDER PENSION. A guide to help you prepare for the retirement you want
YOUR COMPANY PENSION GROUP STAKEHOLDER PENSION A guide to help you prepare for the retirement you want Your Sanctuary Group company pension is provided by Scottish Widows. SUPPORTING LITERATURE AND TOOLS
More informationMY TIPS FOR MAKING A LIVING FROM TRADING
MY TIPS FOR MAKING A LIVING FROM TRADING CULTIVATING TRAITS FOR BECOMING A SUCCESSFUL TRADER Giovana Vega - COPYRIGHT 2017. ALL RIGHT RESERVED My Tips for Making a Living from Trading Hi! Thank you for
More informationKey Features of the WorkSave Pension Plan. This is an important document which you should keep in a safe place.
Key Features of the WorkSave Pension Plan This is an important document which you should keep in a safe place. Welcome to your Key Features Document. It explains all the important information you need
More information2015 Performance Report Forex End Of Day Signals Set & Forget Forex Signals
2015 Performance Report Forex End Of Day Signals Set & Forget Forex Signals Main Site -> http://www.forexinvestinglive.com
More informationSocial Studies Coalition of Delaware Signature Lesson: Economics 2, Grades 4-5. The Business of Banking by Jeanine Moore, Indian River School District
The Business of Banking by Jeanine Moore, Indian River School District Revisions and Edits: Judy Austin, Center for Economic Education and Entrepreneurship Lesson Description: In this lesson students will
More informationPROFITING WITH FOREX: BONUS REPORT
PROFITING WITH FOREX: BONUS REPORT PROFITING WITH FOREX: The Most Effective Tools and Techniques for Trading Currencies BIG PROFITS COME FROM LETTING YOUR WINNERS RUN S. Wade Hansen Two axioms pervade
More informationMs. LeGrand is the owner of a State Farm Insurance agency in Arlington, Texas. Her aspirations have always included doing something to help others.
Wi$e Up Teleconference Call Real Estate May 31, 2006 Speaker 3 Gloria LeGrand And now let me turn the program over to Dolores Bischof, who works in the Women s Bureau Regional Office in Dallas, Texas,
More informationPROPERTY INVESTING. Practical advice from a professional property investment consultancy on what to consider when investing in property
T H E I N S I D E R'S G U I D E T O PROPERTY INVESTING Practical advice from a professional property investment consultancy on what to consider when investing in property CONTENTS INTRODUCTION THE THREE
More informationSheryl, thanks for arranging this. I m looking forward to our discussion.
EXCLUSIVE INTERVIEW: Today I m pleased to be talking to Marilyn Lurz, a Certified Financial Planner and owner of the pension consulting firm Lynmar Associates Limited about what CAP members need to know
More informationPTA Transition Checklist How to end this PTA year and plan for the next!
The PTA Council of Frederick County PTA Transition Checklist How to end this PTA year and plan for the next! May 18, 2015 Agenda I. How to Close Out the Year II. Now What? III. Standards of Continuing
More information