SHARELINES. Summer live in the moment.

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1 SHARELINES Summer 2018 live in the moment.

2 As a part of my WellQ visit, I had the pleasure of working with an Allegacy representative to set up a free savings account. During our meeting I shared with her my concerns about managing my credit card debt. The representative typed out two very detailed scenarios available to help. She was professional, courteous, and extremely patient with me. table of contents Letter From Your President + CEO 4 Product Promotion: SaveSmart 10-Month Certificate 6 Commercial Banking 8 Product Feature: Home Loans 10 Member Perk: Sprint Discount 11 AMBER B., MEMBER, ABOUT A VISIT TO WAKE FOREST BIOTECH FINANCIAL CENTER

3 From the Desk of Cathy J. Pace, President and CEO Here at Allegacy, we are inspired by our members. Celebrating your graduates and hearing about your summer travel adventures fill us with a sense of purpose. As we listen to what s happening in your lives, we can better uncover ways to do the right thing for your money. After all, most of life s moments can be enhanced with a positive impact to your financial wellbeing. We are inspired by you our members. 4 Your voice (or more literally, your perspective) is in our mind often! It s why we recently extended our Contact Center hours and why we now offer Appointment Concierge Services. It s even why you re reading this newsletter. In a recent focus group, our members expressed an interest in learning more about what Allegacy has to offer. So instead of burying this newsletter in your inbox, we hope a printed piece is easier and more enjoyable to digest. Many deposit product promotions this year have also had your best interest at heart helping you to save smarter. We know you work hard for your money, and putting it in an account that earns premium dividends helps those dollars work as hard as you do! Visit us online or in your nearest Financial Center to plan for the future while you live in the moment this summer. And speaking of living in the moment I loved meeting some of you this spring at community events like the Hospice HOPE Run and Komen Race for the Cure. Look for Allegacy at upcoming community events in Winston-Salem and Greensboro and share your story. I know we are all looking forward to supporting the efforts of one another and the overall health of our community to meet its needs together. Cathy Pace, President + CEO, with members of Team Allegacy at the Northwest NC Komen Race for the Cure on May 5th, 2018.

4 PRODUCT PROMOTION: Earn 1.65% APY on our SaveSmart 10-Month Certificate. * We know you re looking for healthy returns that make your savings grow. So put your money to work this summer with our new SaveSmart 10-Month Certificate, available to Allegacy members only until August 31st, With a premium APY of 1.65%, it helps you strengthen your financial position safely and securely. Open a SaveSmart 10-Month Certificate today with as little as $1,000. Allegacy is federally insured by the NCUA and is an Equal Housing Lender. *APY: Annual Percentage Yield. The APY is 1.65% with a dividend rate of 1.64% for this 10-Month Certificate and is effective 06/01/2018. Minimum opening deposit: $1, Member must maintain minimum balance of $1, to earn dividends. Early withdrawal penalty may apply. Fees may reduce earnings. Offer is not available for businesses and non-profits. All products, services and terms are subject to change without notice Allegacy Federal Credit Union. GOOD RETURNS ARE MAKING A COMEBACK. Visit us online or stop by your nearest Allegacy Financial Center to get started. 7

5 COMMERCIAL BANKING: Good business starts with smart banking. LOCAL DECISION M A K I N G A F F O R DA B L E FINANCING HIGH -YIE LD DEPOSITS 8 At Allegacy, we offer sound financial advice backed by a full suite of business products from checking accounts and cash management to loans. Each product has been carefully designed to cover a range of needs and assist you in reaching your business goals. Our products work smarter and harder for you with features like higher yields, lower fees and lots of free services. In addition, we offer a variety of ways to save with low-maintenance accounts, so you can accomplish your goals faster, smarter and with less effort. To see our full suite of business services, visit us online or contact a Business Representative at

6 HOME LOANS: find your nest. be at home. member perks Homes aren t one-size-fits-all. Neither are home loans. That s why we begin by evaluating the big picture before offering a personal solution designed to fit your lifestyle. With competitive rates and lower fees than most lenders, our mortgages are easy to live with, today and for years to come. Focus on what s possible: Visit Home Loans under the Borrow + Buy section of Allegacy.org and download free home evaluation sheets. discounts Members of Allegacy are eligible to take advantage of discounts and special offers listed on our website. For example, the Sprint Credit Union Discount offers a 10% discount on select regularly priced Sprint monthly service. Talk about savings! 10 Allegacy is an Equal Housing Lender. allegacy.org

7 SPECIAL OFFER INSIDE FOR YOUR SAVINGS GOALS

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