CITIBANK, N. A. COLOMBO, SRI LANKA Rated AAA (lka) by Fitch Ratings Lanka Ltd.

Transcription

1 CITIBANK, N. A. COLOMBO, SRI LANKA Rated AAA (lka) by Fitch Ratings Lanka Ltd. INCOME STATEMENT STATEMENT OF CASH FLOWS 01/01/14 to 30/09/14 01/01/13 to 30/09/13 30/09/14 31/12/13 Interest income 1,432,359 1,802,377 Interest expenses 428, ,723 Net interest income 1,003,796 1,384,654 Fee and commission income 405, ,604 Fee and commission expenses 43,837 36,139 Net fee and commission income 361, ,465 Net Interest, fee and commission income 1,365,753 1,748,119 Net gain/(loss) from trading 327, ,640 Net gain/(loss) from financial investments - - Other operating income (net) 364, ,346 Total operating income 2,057,419 2,457,105 Less : Impairment Charge/(reversal) for loans and other losses (21,060 ) (87,225 ) Net operating income 2,078,479 2,544,330 Less: Operating Expenses Personnel expenses 366, ,907 Other expenses 490, ,799 Operating profit/(loss) before value added tax (VAT) 1,221,419 1,696,624 Less: Value added tax (VAT) on financial services 59, ,071 Operating profit/(loss) after value added tax (VAT) 1,162,142 1,483,553 Share of profits of associates and joint ventures - - Profit/(loss) before tax 1,162,142 1,483,553 Less : Tax expenses 409, ,446 Profit/(loss) for the year 752,904 1,021,107 Profit attributable to: Owners of the parent 752,904 1,021,107 Non-controlling interests ,904 1,021,107 Earnings per share on profit - - CASH FLOWS FROM OPERATING ACTIVITIES Interest & commision receipts 1,498,231 2,819,162 Interest & commision payments (428,563 ) (630,327 ) Receipts from other Operating Activities 1,169, ,886 Cash Payment to Employees. (366,072 ) (494,112 ) Other Overhead Expenses (621,455 ) (906,200 ) Operating Profit before changes in Operating Assets & Liabilities 1,251,596 1,396,409 (Increase)/Decrease in Operating Assets Loans and receivables to other customers and banks (534,974 ) 640,415 Deposits held for regulatory purposes (59,106 ) 13,440 Placements with Bank (862,952 ) 649,361 Other Assets (459,938 ) 32,043 (1,916,970 ) 1,335,259 Increase/(Decrease) in Operating Liabilities Deposits from Customers and Banks 2,864,983 2,010,515 Other Borrowings (797,685 ) 1,583,801 Other Liabilities 8,200 38,716 Net Cash Generated from/(used in) Operating Activities before taxes. 1,410,124 6,364,700 Income Tax Paid (119,625 ) (589,341 ) Net Cash Generated from/(used in) Operating Activities 1,290,499 5,775,359 CASH FLOWS FROM INVESTING ACTIVITIES Net proceeds from Sale, Maturity, and Purchases of Financial Investments (1,024,156 ) (5,180,627 ) Purchase of Property, Plant & Equipment (23,562 ) (42,056 ) Proceeds from Sale of Property, Plant & Equipment 16, Net Cash used in Investing Activities (1,031,279 ) (5,222,188 ) CASH FLOWS FROM FINANCING ACTIVITIES Effect of Currency Translation ,401 Profit remittence to Head Office - (1,207,136 ) Net Cash Generated from/(used in) Financing Activities ,401 STATEMENT OF COMPREHENSIVE INCOME Net Increase/(Decrease) in Cash & Cash Equivalents 260,140 (613,564 ) Cash & Cash Equivalents at the Beginning of the Year 1,803,454 2,417,018 Cash & Cash Equivalents at the End of the Year 2,063,594 1,803,454 From 01/01/14 to 30/09/14 From 01/01/13 to 30/09/13 Profit/(loss) for the year 752,904 1,021,107 Other comprehensive income, net of tax Gains and losses on re-measuring available-for-sale financial assets 115,832 (3,449 ) Net amount transferd to profit or loss on available-for-sale financial assets - - Less: Tax expense/(income) relating to components of other comprehensive income - - Other comprehensive income for the year, net of taxes 115,832 (3,449 ) Total comprehensive income for the year 868,736 1,017,658 Reconciliation of Cash & Cash Equivalents Cash in hand 378, ,600 Balances with banks 1,530,323 1,332,971 Money at call and short notice 186,777 47,883 2,095,259 1,803,454 SUPPLEMENTARY INFORMATION - CITIGROUP Attributable to: Owners of the parent 868,736 1,017,658 Non-controlling interests - - (In millions of dollars, except per share amounts and as otherwise noted) Nine Months 2014 Nine Months 2013 STATEMENT OF FINANCIAL POSITION Assets Cash and cash equivalents 2,097,072 1,803,454 Balances with central banks 473, ,784 Placements with banks 3,488,463 2,625,511 Derivative financial instruments 441, ,032 Other financial assets held-for-trading 7,573,413 6,550,894 Loans and receivables to banks 3,105,778 2,402,416 Loans and receivables to other customers 8,493,428 8,661,816 Financial investments Available-for-sale 5,426,107 5,377,651 Property, plant and equipment 71,389 71,366 Deferred tax assets 25,658 25,658 Other assets 857, ,316 Total assets 32,053,665 28,818,898 Liabilities Due to banks 995,000 1,848,818 Derivative financial instruments 379, ,967 Due to other customers 15,653,906 12,788,923 Other Borrowings 3,354,917 3,260,137 Current tax liabilities 831, ,828 Other liabilities 618, ,799 Total liabilities 21,833,583 19,468,472 Equity Stated capital/assigned capital 1,524,250 1,524,250 Statutory reserve fund 437, ,058 Retained earnings 7,011,210 6,324,491 Other reserves 1,247,564 1,064,627 Total equity 10,220,082 9,350,426 Total equity and liabilities 32,053,665 28,818,898 Contingent liabilities and commitments 15,919,678 12,798,201 Total Revenue, Net of Interest Expense $ 59,070 $ 58,640 Provision for Credit Losses and for Benefits and Claims 5,454 6,442 Income from Continuing Operations before Income Taxes 12,991 16,082 Citigroup's Net Income $ 6,963 $ 11,217 Diluted Earnings per Share Income from Continuing Operations $ 2.14 $ 3.55 Citigroup's Net Income $ 2.14 $ 3.57 Shares (in millions) Average Basic 3, ,038.4 Average Diluted 3, ,044.0 Financial Ratios 3Q Q 2013 Common Equiy Tier 1 Capital Ratio 10.66% 10.50% Tier 1 Capital Ratio 11.43% 10.93% Total Capital Ratio 12.77% 13.15% Estimated Supplementary Leverage Ratio 5.99% 5.26% Return on Average Common Equity 5.3% 6.4% Total Allowance for Loan Losses as a Percentage of Total Loans 2.60% 3.16% Balance Sheet Data, EOP (in Billions, except Book Value per Share) Total Assets $ 1,882.8 $ 1,899.5 Total Deposits Citigroup's Stockholder's Equity Book Value Per Share $ $ Tangible Book Value Per Share $ $ Memorandum information Number of emoloyees Number of branches 1 1 Supplementary Citigroup information has been extracted from interim financials available on STATEMENT OF CHANGES IN EQUITY AND RESERVES Stated capital/assigned capital Ordinary voting shares Ordinary non-voting shares Assigned capital Statutory Reserve Fund Investment Fund Account Exchange Equallization Account Available for Sale Reserve Exchange equalization Reserve Retained Earnings Total Non-Controlling Interest Total Equity Balance as at 01/01/14 (Opening balance) - - 1,524, , ,716 5,170 53, ,749 6,324,491 9,350,426-9,350,426 Total comprehensive income for the year Profit/(loss) for the year , , ,904 Other comprehensive income (net of tax) , , ,832 Total comprehensive income for the year , , , ,736 Transactions with equity holders, recognised directly in equity Profit Transferred to head office Transfers to reserves during the period , (66,185 ) Effect of Currency Translation Total transactions with equity holders , (66,185 ) Balance as at 30/09/14 (Closing balance) - - 1,524, , ,901 5, , ,669 7,011,210 10,220,082-10,220,082 52cm x 10col BW Ad

2 CITIBANK, N. A. COLOMBO, SRI LANKA Rated AAA (lka) by Fitch Ratings Lanka Ltd. ANALYSIS OF FINANCIAL INSTRUMENTS BY MEASUREENT BASIS NOTES TO THE FINANCIAL STATEMENT Current Period - 30th September 2014 HFT Designated HTM Amortised AFS Hedging Total at fair value cost ASSETS Cash and cash equivalents ,097, ,097,072 Balances with central banks , ,890 Placements with banks ,488, ,488,463 Derivative financial instruments 441, ,213 Other financial assets held-for-trading 7,573, ,573,413 Loans and receivables to banks ,105, ,105,778 Loans and receivables to other customers ,493, ,493,428 Financial investments ,426,107-5,426,107 Total financial assets 8,014, ,658,631 5,426,107-31,099,364 LIABILITIES Due to banks , ,000 Derivative financial instruments 379, ,320 Due to other customers ,653, ,653,906 Other borrowings ,354, ,354,917 Total financial liabilities 379, ,003, ,383,143 Previous Period - 31st December 2013 HFT Designated HTM Amortised AFS Hedging Total at fair value cost ASSETS Cash and cash equivalents ,803, ,803,454 Balances with central banks , ,784 Placements with banks ,625, ,625,511 Derivative financial instruments 488, ,032 Other financial assets at fair value through profit or loss 6,550, ,550,894 Loans and receivables to banks ,402, ,402,416 Loans and receivables to other customers ,661, ,661,816 Financial investments ,377,651-5,377,651 Total financial assets 7,038, ,907,981 5,377,651-28,324,558 LIABILITIES Due to banks ,848, ,848,818 Derivative financial instruments 417, ,967 Due to other customers ,788, ,788,923 Other borrowings ,260, ,260,137 Total financial liabilities 417, ,897, ,315,845 Held for trading - HFT Designated at fair value through profit or loss - Designated at fair value Loans and receivables/deposits at amortised cost - Amortised cost Held-to-maturity - HTM Available-for-sale AFS Instruments of fair value and cash flow hedging - Hedging SELECTED PERFORMANCE INDICATORS CERTIFICATION: We, the undersigned, being the Citi Country Officer and Chief Financial Officer of Citi Bank certify jointly that:- Regulatory Capital Adequacy Core Capital (Tier 1 Capital), Rs. Mn 9,921 9,473 Total Capital Base, Rs. Mn 9,964 9,516 CoreCapitalAdequacyRatio,as%ofRiskWeightedAssets (Minimum Requirement, 5%) 38.93% 33.86% TotalCapitalAdequacyRatio,as%ofRiskWeightedAssets (Minimum Requirement, 10%) 39.09% 34.02% Assets Quality (Quality of Loan Portfolio) Gross Non-Performing Advances Ratio, % (net of interest in suspense) 0.00% 0.00% Net-non performing Advances,%(net of interest in 0.00% 0.00% Profitability Interest Margin, % 4.51% 6.33% Return on Assets (before Tax), % 5.22% 6.44% Return on Equity, % 10.25% 13.29% Regulatory Liquidity Statutory Liquid Assets - DBU Rs.Mn. 15,071 11,837 Statutory Liquid Assets - FCBU Rs.Mn. 2,789 2,453 StatutoryLiquidAssetsRatio,%(MinimumRequirement, 20%) Domestic Banking Unit % 86.93% Off-Shore Banking Unit 98.07% 70.62% (a) the above statements have been prepared in compliance with the format and definitions prescribed by the Central Bank of Sri Lanka; (b) the information contained in these statements have been extracted from the unaudited financial statements of the bank unless indicated as audited. Signed Signed Ravin Basnayake Asanga de Silva (Sgd.) Citi Country Officer (Sgd.) Chief Financial Officer Date: 27/11/14 Date: 27/11/14 1) Loans and Receivables to Other Customers Gross loans and receivables 8,551,208 8,740,656 (Less): Individual impairment Collective impairment (57,780 ) (78,840 ) Net loans and receivables including at fair value through profit or loss 8,493,428 8,661,816 (Less) : Loans and receivables designated at fair value through profit or loss - - Net loans and receivables 8,493,428 8,661,816 2) Loans and receivables to Other Customers - By Product By Product - Domestic Currency Overdrafts 3,877,832 2,520,646 Bills of Exchange Staff loans 147, ,524 Short-term 1,967,795 3,334,260 Sub Total 5,993,590 6,009,601 By Product - Foreign Currency Overdrafts 821,739 1,031,924 Bills of Exchang - 86,357 Short-term 1,735,879 1,612,774 Sub Total 2,557,618 2,731,055 Total 8,551,208 8,740,656 3) Movements in Individual and Collective Impairment during the Year Individual impairment Opening balance - - Charge/(Write back) to income statement - - Write-off during the year - - Other movements - - Closing balance - - Collective impairment Opening balance at 01/01/ , ,325 Charge/(Write back) to income statement (21,060 ) (99,485 ) Other movements Closing balance at 30/09/ ,780 78,840 Total 57,780 78,840 4) Due to Other Customer - By Product By Product - Domestic Currency Demand deposits (current accounts) 3,951,211 3,642,943 Savings deposits 1,970,055 2,431,712 Time deposits 4,830,573 3,450,612 Other deposits 88, ,462 Sub Total 10,840,306 9,667,729 By Product - Foreign Currency Demand deposits (current accounts) 1,712, ,649 Savings deposits 2,297,895 1,244,027 Time deposits 767, ,683 Other deposits 35,310 92,835 Sub Total 4,813,600 3,121,194 Total 15,653,906 12,788,923 27cm x 10col BW Ad

3 INCOME STATEMENT 01/01/14 to 30/09/14 01/01/13 to 30/09/13 Interest income 1,432,359 1,802,377 Interest expenses 428, ,723 Net interest income 1,003,796 1,384,654 Fee and commission income 405, ,604 Fee and commission expenses 43,837 36,139 Net fee and commission income 361, ,465 Net Interest, fee and commission income 1,365,753 1,748,119 Net gain/(loss) from trading 327, ,640 Net gain/(loss) from financial investments - - Other operating income (net) 364, ,346 Total operating income 2,057,419 2,457,105 Less : Impairment Charge/(reversal) for loans and other losses (21,060 ) (87,225 ) Net operating income 2,078,479 2,544,330 Less: Operating Expenses Personnel expenses 366, ,907 Other expenses 490, ,799 Operating profit/(loss) before value added tax (VAT) 1,221,419 1,696,624 Less: Value added tax (VAT) on financial services 59, ,071 Operating profit/(loss) after value added tax (VAT) 1,162,142 1,483,553 Share of profits of associates and joint ventures - - Profit/(loss) before tax 1,162,142 1,483,553 Less : Tax expenses 409, ,446 Profit/(loss) for the year 752,904 1,021,107 Profit attributable to: Owners of the parent 752,904 1,021,107 Non-controlling interests ,904 1,021,107 Earnings per share on profit - - STATEMENT OF COMPREHENSIVE INCOME From 01/01/14 to 30/09/14 From 01/01/13 to 30/09/13 Profit/(loss) for the year 752,904 1,021,107 Other comprehensive income, net of tax Gains and losses on re-measuring available-for-sale financial assets 115,832 (3,449 ) Net amount transferd to profit or loss on available-for-sale financial assets - - Less: Tax expense/(income) relating to components of other comprehensive income - - Other comprehensive income for the year, net of taxes 115,832 (3,449 ) Total comprehensive income for the year 868,736 1,017,658 Attributable to: Owners of the parent 868,736 1,017,658 Non-controlling interests - -

4 STATEMENT OF FINANCIAL POSITION Assets Cash and cash equivalents 2,097,072 1,803,454 Balances with central banks 473, ,784 Placements with banks 3,488,463 2,625,511 Derivative financial instruments 441, ,032 Other financial assets held-for-trading 7,573,413 6,550,894 Loans and receivables to banks 3,105,778 2,402,416 Loans and receivables to other customers 8,493,428 8,661,816 Financial investments Available-for-sale 5,426,107 5,377,651 Property, plant and equipment 71,389 71,366 Deferred tax assets 25,658 25,658 Other assets 857, ,316 Total assets 32,053,665 28,818,898 Liabilities Due to banks 995,000 1,848,818 Derivative financial instruments 379, ,967 Due to other customers 15,653,906 12,788,923 Other Borrowings 3,354,917 3,260,137 Current tax liabilities 831, ,828 Other liabilities 618, ,799 Total liabilities 21,833,583 19,468,472 Equity Stated capital/assigned capital 1,524,250 1,524,250 Statutory reserve fund 437, ,058 Retained earnings 7,011,210 6,324,491 Other reserves 1,247,564 1,064,627 Total equity 10,220,082 9,350,426 Total equity and liabilities 32,053,665 28,818,898 Contingent liabilities and commitments 15,919,678 12,798,201 Memorandum information Number of emoloyees Number of branches 1 1

5 STATEMENT OF CHANGES IN EQUITY AND RESERVES Stated capital/assigned capital Ordinary voting shares Ordinary non-voting shares Assigned capital Statutory Reserve Fund Investment Fund Account Exchange Equallization Account Available for Sale Reserve Exchange equalization Reserve Retained Earnings Total Non-Controlling Interest Total Equity Balance as at 01/01/14 (Opening balance) - - 1,524, , ,716 5,170 53, ,749 6,324,491 9,350,426-9,350,426 Total comprehensive income for the year Profit/(loss) for the year , , ,904 Other comprehensive income (net of tax) , , ,832 Total comprehensive income for the year , , , ,736 Transactions with equity holders, recognised directly in equity Profit Transferred to head office Transfers to reserves during the period , (66,185 ) Effect of Currency Translation Total transactions with equity holders , (66,185 ) Balance as at 30/09/14 (Closing balance) - - 1,524, , ,901 5, , ,669 7,011,210 10,220,082-10,220,082

6 STATEMENT OF CASH FLOWS 30/09/14 31/12/13 CASH FLOWS FROM OPERATING ACTIVITIES Interest & commision receipts 1,498,231 2,819,162 Interest & commision payments (428,563 ) (630,327 ) Receipts from other Operating Activities 1,169, ,886 Cash Payment to Employees. (366,072 ) (494,112 ) Other Overhead Expenses (621,455 ) (906,200 ) Operating Profit before changes in Operating Assets & Liabilities 1,251,596 1,396,409 (Increase)/Decrease in Operating Assets Loans and receivables to other customers and banks (534,974 ) 640,415 Deposits held for regulatory purposes (59,106 ) 13,440 Placements with Bank (862,952 ) 649,361 Other Assets (459,938 ) 32,043 (1,916,970 ) 1,335,259 Increase/(Decrease) in Operating Liabilities Deposits from Customers and Banks 2,864,983 2,010,515 Other Borrowings (797,685 ) 1,583,801 Other Liabilities 8,200 38,716 Net Cash Generated from/(used in) Operating Activities before taxes. 1,410,124 6,364,700 Income Tax Paid (119,625 ) (589,341 ) Net Cash Generated from/(used in) Operating Activities 1,290,499 5,775,359 CASH FLOWS FROM INVESTING ACTIVITIES Net proceeds from Sale, Maturity, and Purchases of Financial Investments (1,024,156 ) (5,180,627 ) Purchase of Property, Plant & Equipment (23,562 ) (42,056 ) Proceeds from Sale of Property, Plant & Equipment 16, Net Cash used in Investing Activities (1,031,279 ) (5,222,188 ) CASH FLOWS FROM FINANCING ACTIVITIES Effect of Currency Translation ,401 Profit remittence to Head Office - (1,207,136 ) Net Cash Generated from/(used in) Financing Activities ,401 Net Increase/(Decrease) in Cash & Cash Equivalents 260,140 (613,564 ) Cash & Cash Equivalents at the Beginning of the Year 1,803,454 2,417,018 Cash & Cash Equivalents at the End of the Year 2,063,594 1,803,454 Reconciliation of Cash & Cash Equivalents Cash in hand 378, ,600 Balances with banks 1,530,323 1,332,971 Money at call and short notice 186,777 47,883 2,095,259 1,803,454

7 SUPPLEMENTARY INFORMATION - CITIGROUP (In millions of dollars, except per share amounts and as otherwise noted) Nine Months 2014 Nine Months 2013 Total Revenue, Net of Interest Expense $ 59,070 $ 58,640 Provision for Credit Losses and for Benefits and Claims 5,454 6,442 Income from Continuing Operations before Income Taxes 12,991 16,082 Citigroup's Net Income $ 6,963 $ 11,217 Diluted Earnings per Share Income from Continuing Operations $ 2.14 $ 3.55 Citigroup's Net Income $ 2.14 $ 3.57 Shares (in millions) Average Basic 3, ,038.4 Average Diluted 3, , Q Q 2013 Financial Ratios Common Equiy Tier 1 Capital Ratio 10.66% 10.50% Tier 1 Capital Ratio 11.43% 10.93% Total Capital Ratio 12.77% 13.15% Estimated Supplementary Leverage Ratio 5.99% 5.26% Return on Average Common Equity 5.3% 6.4% Total Allowance for Loan Losses as a Percentage of Total Loans 2.60% 3.16% Balance Sheet Data, EOP (in Billions, except Book Value per Share) Total Assets $ 1,882.8 $ 1,899.5 Total Deposits Citigroup's Stockholder's Equity Book Value Per Share $ $ Tangible Book Value Per Share $ $ Supplementary Citigroup information has been extracted from interim financials available on

8 SELECTED PERFORMANCE INDICATORS Regulatory Capital Adequacy Core Capital (Tier 1 Capital), Rs. Mn 9,921 9,473 Total Capital Base, Rs. Mn 9,964 9,516 CoreCapitalAdequacyRatio,as%ofRiskWeightedAssets (Minimum Requirement, 5%) 38.93% 33.86% TotalCapitalAdequacyRatio,as%ofRiskWeightedAssets (Minimum Requirement, 10%) 39.09% 34.02% Assets Quality (Quality of Loan Portfolio) Gross Non-Performing Advances Ratio, % (net of interest in suspense) 0.00% 0.00% Net-non performing Advances,%(net of interest in 0.00% 0.00% Profitability Interest Margin, % 4.51% 6.33% Return on Assets (before Tax), % 5.22% 6.44% Return on Equity, % 10.25% 13.29% Regulatory Liquidity Statutory Liquid Assets - DBU Rs.Mn. 15,071 11,837 Statutory Liquid Assets - FCBU Rs.Mn. 2,789 2,453 StatutoryLiquidAssetsRatio,%(MinimumRequirement, 20%) Domestic Banking Unit % 86.93% Off-Shore Banking Unit 98.07% 70.62% CERTIFICATION: We, the undersigned, being the Citi Country Officer and Chief Financial Officer of Citi Bank certify jointly that:- (a) the above statements have been prepared in compliance with the format and definitions prescribed by the Central Bank of Sri Lanka; (b) the information contained in these statements have been extracted from the unaudited financial statements of the bank unless indicated as audited. Signed Signed Ravin Basnayake Asanga de Silva (Sgd.) Citi Country Officer (Sgd.) Chief Financial Officer Date: 27/11/14 Date: 27/11/14

9 NOTES TO THE FINANCIAL STATEMENT 1) Loans and Receivables to Other Customers Gross loans and receivables 8,551,208 8,740,656 (Less): Individual impairment Collective impairment (57,780 ) (78,840 ) Net loans and receivables including at fair value through profit or loss 8,493,428 8,661,816 (Less) : Loans and receivables designated at fair value through profit or loss - - Net loans and receivables 8,493,428 8,661,816 2) Loans and receivables to Other Customers - By Product By Product - Domestic Currency Overdrafts 3,877,832 2,520,646 Bills of Exchange Staff loans 147, ,524 Short-term 1,967,795 3,334,260 Sub Total 5,993,590 6,009,601 By Product - Foreign Currency Overdrafts 821,739 1,031,924 Bills of Exchang - 86,357 Short-term 1,735,879 1,612,774 Sub Total 2,557,618 2,731,055 Total 8,551,208 8,740,656 3) Movements in Individual and Collective Impairment during the Year Individual impairment Opening balance - - Charge/(Write back) to income statement - - Write-off during the year - - Other movements - - Closing balance - - Collective impairment Opening balance at 01/01/ , ,325 Charge/(Write back) to income statement (21,060 ) (99,485 ) Other movements Closing balance at 30/09/ ,780 78,840 Total 57,780 78,840 4) Due to Other Customer - By Product By Product - Domestic Currency Demand deposits (current accounts) 3,951,211 3,642,943 Savings deposits 1,970,055 2,431,712 Time deposits 4,830,573 3,450,612 Other deposits 88, ,462 Sub Total 10,840,306 9,667,729 By Product - Foreign Currency Demand deposits (current accounts) 1,712, ,649 Savings deposits 2,297,895 1,244,027 Time deposits 767, ,683 Other deposits 35,310 92,835 Sub Total 4,813,600 3,121,194 Total 15,653,906 12,788,923

10 ANALYSIS OF FINANCIAL INSTRUMENTS BY MEASUREENT BASIS Current Period - 30th September 2014 HFT Designated HTM Amortised AFS Hedging Total at fair value cost ASSETS Cash and cash equivalents ,097, ,097,072 Balances with central banks , ,890 Placements with banks ,488, ,488,463 Derivative financial instruments 441, ,213 Other financial assets held-for-trading 7,573, ,573,413 Loans and receivables to banks ,105, ,105,778 Loans and receivables to other customers ,493, ,493,428 Financial investments ,426,107-5,426,107 Total financial assets 8,014, ,658,631 5,426,107-31,099,364 LIABILITIES Due to banks , ,000 Derivative financial instruments 379, ,320 Due to other customers ,653, ,653,906 Other borrowings ,354, ,354,917 Total financial liabilities 379, ,003, ,383,143 Previous Period - 31st December 2013 HFT Designated HTM Amortised AFS Hedging Total at fair value cost ASSETS Cash and cash equivalents ,803, ,803,454 Balances with central banks , ,784 Placements with banks ,625, ,625,511 Derivative financial instruments 488, ,032 Other financial assets at fair value through profit or loss 6,550, ,550,894 Loans and receivables to banks ,402, ,402,416 Loans and receivables to other customers ,661, ,661,816 Financial investments ,377,651-5,377,651 Total financial assets 7,038, ,907,981 5,377,651-28,324,558 LIABILITIES Due to banks ,848, ,848,818 Derivative financial instruments 417, ,967 Due to other customers ,788, ,788,923 Other borrowings ,260, ,260,137 Total financial liabilities 417, ,897, ,315,845 Held for trading - HFT Designated at fair value through profit or loss - Designated at fair value Loans and receivables/deposits at amortised cost - Amortised cost Held-to-maturity - HTM Available-for-sale AFS Instruments of fair value and cash flow hedging - Hedging