Interest income 1,877,305 2,384,758 Interest expenses 555, ,157 Net interest income 1,322,051 1,804,601

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1 INCOME STATEMENT 01/01/14 to 31/12/14 01/01/13 to 31/12/13 Interest income 1,877,305 2,384,758 Interest expenses 555, ,157 Net interest income 1,322,051 1,804,601 Fee and commission income 550, ,203 Fee and commission expenses 59,255 51,120 Net fee and commission income 491, ,083 Net Interest, fee and commission income 1,813,711 2,282,684 Net gain/(loss) from trading 335, ,922 Net gain/(loss) from financial investments - 1,004 Other operating income (net) 485, ,683 Total operating income 2,634,634 3,181,293 Less : Impairment Charge/(reversal) for loans and other losses (15,486 ) (99,486 ) Net operating income 2,650,120 3,280,779 Less: Operating Expenses Personnel expenses 512, ,168 Other expenses 705, ,595 Operating profit/(loss) before value added tax (VAT) 1,432,756 2,114,016 Less: Value added tax (VAT) on financial services, and Nation Building Tax 124, ,616 Operating profit/(loss) after value added tax (VAT) 1,307,877 1,835,400 Share of profits of associates and joint ventures - - Profit/(loss) before tax 1,307,877 1,835,400 Less : Tax expenses 333, ,708 Profit/(loss) for the year 974,162 1,291,692 Profit attributable to: Owners of the parent 974,162 1,291,692 Non-controlling interests ,162 1,291,692 Earnings per share on profit - - STATEMENT OF COMPREHENSIVE INCOME From 01/01/14 to 31/12/14 From 01/01/13 to 31/12/13 Profit/(loss) for the year 974,162 1,291,692 Other comprehensive income, net of tax Net actuarial gains/(losses) on defined benefit plans (27,578 ) (31,472 ) Net change in fair value on available-for-sale financial assets 55,153 40,439 Effects of Currency Transalation 23,296 - Net amount transferd to profit or loss on available-for-sale financial assets - (1,004 ) Other comprehensive income for the year, net of taxes 50,871 7,963 Total comprehensive income for the year 1,025,033 1,299,655 Attributable to: Owners of the parent 1,025,033 1,299,655 Non-controlling interests - -

2 STATEMENT OF FINANCIAL POSITION As at 31/12/14 As at 31/12/13 Assets Cash and cash equivalents 3,392,735 1,803,454 Balances with central banks 514, ,784 Placements with banks 7,021,260 2,625,511 Derivative financial instruments 274, ,032 Other financial assets held-for-trading 6,287,009 6,550,894 Loans and receivables to banks 3,011,900 2,402,416 Loans and receivables to other customers 8,166,815 8,661,816 Financial investments Available-for-sale 5,140,248 5,377,651 Property, plant and equipment 82,526 71,366 Deferred tax assets 20,877 25,658 Other assets 370, ,316 Total assets 34,282,754 28,818,898 Liabilities Due to banks 1,104,726 1,848,818 Derivative financial instruments 218, ,967 Due to other customers 19,386,093 12,788,923 Other Borrowings 2,163,165 3,260,137 Current tax liabilities 329, ,828 Employee Benefits 234, ,178 Other liabilities 470, ,621 Total liabilities 23,907,295 19,468,472 Equity Stated capital/assigned capital 1,524,250 1,524,250 Statutory reserve fund 485, ,058 Retained earnings 7,763,083 6,191,857 Other reserves 602,360 1,197,261 Total equity 10,375,459 9,350,426 Total equity and liabilities 34,282,754 28,818,898 Contingent liabilities and commitments 13,954,143 12,798,201 Memorandum information Number of emoloyees Number of branches 1 1

3 SELECTED PERFORMANCE INDICATORS As at 31/12/14 Bank As at 31/12/13 Regulatory Capital Adequacy Core Capital (Tier 1 Capital), Rs. Mn 9,344 9,473 Total Capital Base, Rs. Mn 9,386 9,516 Core Capital Adequacy Ratio, as % of Risk Weighted Assets (Minimum Requirement, 5%) 42.36% 33.86% Total Capital Adequacy Ratio, as % of Risk Weighted Assets (Minimum Requirement, 10%) 42.55% 34.02% Assets Quality (Quality of Loan Portfolio) Gross Non-Performing Advances Ratio, % (net of interest in suspense) 0.00% 0.00% Net-non performing Advances,%(net of interest in 0.00% 0.00% Profitability Interest Margin, % 4.29% 6.33% Return on Assets (before Tax), % 4.24% 6.44% Return on Equity, % 9.82% 13.29% Regulatory Liquidity Statutory Liquid Assets - DBU Rs.Mn. 17,744 11,837 Statutory Liquid Assets - FCBU Rs.Mn. 5,678 2,453 Statutory Liquid Assets Ratio, % (Minimum Requirement, 20%) Domestic Banking Unit % 86.93% Off-Shore Banking Unit % 70.62%

4 STATEMENT OF CASH FLOWS 31/12/14 31/12/13 CASH FLOWS FROM OPERATING ACTIVITIES Interest & commision receipts 2,517,297 2,819,162 Interest & commision payments (624,002 ) (630,327) Receipts from other Operating Activities 538, ,886 Cash Payment to Employees. (483,912 ) (494,112) Other Overhead Expenses (801,659 ) (906,200) Operating Profit before changes in Operating Assets & Liabilities 1,146,024 1,396,409 (Increase)/Decrease in Operating Assets Loans and receivables to other customers and banks (188,074 ) 640,415 Deposits held for regulatory purposes (99,243 ) 13,440 Placements with Bank (4,395,749 ) 649,361 Other Assets 14,658 32,043 (4,668,409 ) 1,335,259 Increase/(Decrease) in Operating Liabilities Deposits from Customers and Banks 5,862,571 2,010,515 Other Borrowings (1,096,972 ) 1,583,801 Other Liabilities 27,951 38,716 Net Cash Generated from/(used in) Operating Activities before taxes. 1,271,166 6,364,700 Income Tax Paid (540,101 ) (589,341) Net Cash Generated from/(used in) Operating Activities 731,065 5,775,359 CASH FLOWS FROM INVESTING ACTIVITIES Net proceeds from Sale, Maturity, and Purchases of Financial Investments 860,541 (5,180,627) Purchase of Property, Plant & Equipment (41,799 ) (42,056) Proceeds from Sale of Property, Plant & Equipment 16, Net Cash used in Investing Activities 834,920 (5,222,188) CASH FLOWS FROM FINANCING ACTIVITIES Effect of Currency Translation 23,296 40,401 Profit remittence to Head Office - (1,207,136) Net Cash Generated from/(used in) Financing Activities 23,296 (1,166,735) Net Increase / (Decrease) in Cash & Cash Equivalents 1,589,281 (613,564) Cash & Cash Equivalents at the Beginning of the Year 1,803,454 2,417,018 Cash & Cash Equivalents at the End of the Year 3,392,735 1,803,454 Reconciliation of Cash & Cash Equivalents Cash in hand 450, ,600 Balances with banks 2,830,114 1,332,971 Money at call and short notice 111,936 47,883 3,392,735 1,803,454

5 SUPPLEMENTARY INFORMATION - CITIGROUP (In millions of dollars, except per share amounts and as otherwise noted) Twelve Months 2014 Twelve Months 2013 Total revenues, net of interest expense $76,882 $76,419 Total provision for credit losses and for benefits and claims Income from continuing operations before income taxes 7,467 14,364 8,514 19,497 Citigroup's net income 7,313 13,673 Basic earnings per share Income from continuing operations $2.21 $4.27 Net income Shares (in millions) Weighted average common shares outstanding 3, ,035.8 Adjusted weighted average common shares outstanding 3, , Q Q 2013 Financial Ratios Performance Matrics Return on average common stockholders' equity 3.4% 7.0% Basel III Ratios - Full Implementation Common Equiy Tier 1 Capital 10.56% 10.11% Tier 1 Capital 11.45% 10.74% Total Capital 12.80% 12.08% Estimated Supplementary Leverage Ratio 5.95% 5.43% Balance Sheet Data, EOP (in Billions, except Book Value per Share) Total assets $1,843 $1,880 Total deposits Total Citigroup stockholders' equity Book value per common share $66.16 $65.23 Tangible book value per share

6 CERTIFICATION: We, the undersigned, being the Chief Executive officer and the Chief Financial Officer of Citi Bank certify jointly that: (a) the above statements have been prepared in compliance with the format and definitions prescribed by the Central Bank of Sri Lanka; (b) the information contained in these statements have been extracted from the unaudited financial statements of the bank unless indicated as audited. Signed Signed Ravin Basnayake Asanga de Silva (Sgd.) Citi Country Officer (Sgd.) Chief Financial Officer Date: 28/05/15 Date: 28/05/15

7 STATEMENT OF CHANGES IN EQUITY AND RESERVES Ordinary voting shares Stated capital/assigned capital Reserves Total Non Ordinary non-voting shares Assigned capital Statutory reserve fund Investment fund account Exchange equalization account Available for sale reserve Exchange equalilzation reserve Retained earnings controlling interest Total equity Balance as at 01/01/14 (Opening balance) - - 1,524, , ,350 5,170 53, ,749 6,191,857 9,350,426-9,350,426 Total comprehensive income for the year Profit/(loss) for the year , , ,162 Other comprehensive income (net of tax) ,153 - (27,578 ) 27,575-27,575 Total comprehensive income for the year , ,584 1,001,737-1,001,737 Transactions with equity holders, recognised directly in equity Profit Transferred to head office Transfers to reserves during the period ,708 66, (114,893 ) Transfers From reserves during the period (739,535 ) , Effect of Currency Translation ,296-23,296-23,296 Total transactions with equity holders ,708 (673,350 ) , ,642 23,296-23,296 Balance as at 31/12/14 (Closing balance) - - 1,524, ,766-5, , ,045 7,763,083 10,375,459-10,375,459

8 ANALYSIS OF FINANCIAL INSTRUMENTS BY MEASUREMENT BASIS Current period - 31st December 2014 In Thousand HFT Designated HTM Amortised AFS Hedging Total at far value cost ASSETS Cash and cash equivalents ,392, ,392,735 Balances with central banks , ,027 Placements with banks ,021, ,021,260 Derivative financial instruments 274, ,739 Other financial assets held-for-trading 6,287, ,287,009 Loans and receivables to banks ,011, ,011,900 Loans and receivables to other customers ,166, ,166,815 Financial investments ,140,248 5,140,248 Total financial assets 6,561, ,106,737 5,140,248-33,808,733 LIABILITIES Due to banks ,104, ,104,726 Derivative financial instruments 218, ,594 Due to other customers ,386, ,386,093 Other borrowings ,163, ,163,165 Total financial liabilities 218, ,653, ,872,578 Previous period - 31st December 2013 HFT Designated HTM Amortised AFS Hedging Total at far value cost ASSETS Cash and cash equivalents ,803, ,803,454 Balances with central banks , ,784 Placements with banks ,625, ,625,511 Derivative financial instruments 488, ,032 Other financial assets at fair value through profit or loss 6,550, ,550,894 Loans and receivables to banks ,402, ,402,416 Loans and receivables to other customers ,661, ,661,816 Financial investments ,377,651 5,377,651 Total financial assets 7,038, ,907,981 5,377,651-28,324,558 LIABILITIES Due to banks ,848, ,848,818 Derivative financial instruments 417, ,967 Due to other customers ,788, ,788,923 Other borrowings ,260, ,260,137 Total financial liabilities 417, ,897, ,315,845 Held for trading - HFT Designated at fair value through profit or loss - Designated at fair value Loans and receivables/deposits at amortised cost - Amortised cost Held-to-maturity - HTM Available-for-sale AFS Instruments of fair value and cash flow hedging - Hedging

9 NOTES TO THE FINANCIAL STATEMENT As at 31/12/14 As at 31/12/13 Loans and Receivables to Other Customers Gross loans and receivables 8,230,169 8,740,656 (Less): Individual impairment Collective impairment (63,354) (78,840) Net loans and receivables including at fair value through profit or loss 8,166,815 8,661,816 (Less) : Loans and receivables designated at fair value through profit or loss - - Net loans and receivables 8,166,815 8,661,816 Loans and receivables to Other Customers - By Product By Product - Domestic Currency Overdrafts 2,155,542 2,520,646 Bills of Exchange 1, Staff loans 143, ,524 Short-term 3,182,279 3,334,260 Sub Total 5,482,648 6,009,601 By Product - Foreign Currency Overdrafts 826,009 1,031,924 Bills of Exchange ,357 Short-term 1,920,889 1,612,774 Sub Total 2,747,521 2,731,055 Total 8,230,169 8,740,656 Movements in Individual and Collective Impairment during the Year Individual impairment Opening balance - - Charge/(Write back) to income statement - - Write-off during the year - - Other movements - - Closing balance at 31/12/ Collective impairment Opening balance at 01/01/ , ,325 Charge/(Write back) to income statement (15,486) (99,485) Other movements Closing balance at 31/12/ ,354 78,840 Total 63,354 78,840 Due to Other Customer - By Product By Product - Domestic Currency Demand deposits (current accounts) 4,698,032 3,642,943 Savings deposits 3,020,389 2,431,712 Time deposits 4,028,829 3,450,612 Other deposits 85, ,462 Sub Total 11,833,027 9,667,729 By Product - Foreign Currency Demand deposits (current accounts) 3,568, ,649 Savings deposits 3,181,568 1,244,027 Time deposits 708, ,683 Other deposits 94,085 92,835 Sub Total 7,553,066 3,121,194 Total 19,386,093 12,788,923