Credit and Money Management

Transcription

1 Credit and Money Management Disclaimer: The appearance of hyperlinks does not constitute endorsement by the U.S. Air Force of this Web site or the information, products, or services contained therein. For other than authorized activities such as military exchanges and morale, welfare and recreation sites, the U.S. Air Force does not exercise any editorial control over the information you may find at these locations. Such links are provided consistent with the stated purpose of this DoD Web site. A Dollar Saved Here and There Adds Up to Big Money Contains an informatinal article on saving money, a little here and there. A Recipe For Financial Success Provides resources and information on reaching financial success. From Ameriforce Publishing, Inc. About.com Credit Learn budget debt reduction, wise use of credit, credit report and repair and much more through these articles, Newsletter, and Forum interaction... all for free. America Saves America Saves is a nationwide campaign in which a coalition of nonprofit, corporate, and government groups helps individuals and families save and build wealth. Through information, advice, and encouragement, they assist those who wish to pay down debt, build an emergency fund, save for a home, save for an education, or save for retirement. American Express Contains information on credit cards and financial services for consumers. Avoiding the Cash Advance Debt Trap Provides information on payday lending and how to avoid the debt trap. From Ameriforce Publishing, Inc. Bankrate.Com Contains rates and news on auto loans, checking/atm fees, credit cards, credit unions, home equity, money markets, mortgages, online finance, and savings. Also includes online calculator to "calculate the real cost of your debt." Budgeting Tips for Newlyweds Provides budgeting tips for newlyweds, including six topics to ask each other about. Clearpoint Financial Solutions Established in 1980, Credit Counselors, is a non-profit consumer credit counseling agency. Our goal is to provide money management counseling, including personal budget planning and consumer credit counseling and education to all age levels. Over the past 25 years, we've counseled over 500,000 families in the wise use of credit. This is experience you can count on and we look forward to providing you and your family with financial solutions as well

2 Consumer Corner Contains online articles, pamphlets and links on credit management, repair and reports, and consumer credit counseling services. Credit Cards and Credit Card Rates Contains a credit card search for the best rates. Credit Information Center Contains resources on credit reports, rebuilding credit, credit cards, loans and mortgages, and credit repair. Dealing with Delinquent Debt Provides information on how to deal with delinquent debt. Debit Cards - Like Credit Cards, But Without The Debt Provides an informational article regarding debit cards. Equifax Order credit profile online also includes consumer center with resources. Experian Credit Information Provides information solutions to consumers regarding consumer credit and credit advice. Federal Citizen Information Center Contains articles on cars, money, housing, and much more. FinanCenter Contains excellent information on homes, retirement, credit lines, credit cards, autos, savings, mutual funds, insurance, budgeting, stocks, and bonds. Financial Basic Training Provides resources on how to get your finances in shape. From Ameriforce Publishing, Inc. Financial Planning Guide Financial Planning Guide from Stars and Stripes Newspaper. General Budgeting Tips

3 Contains a tip list with general budgeting information. Healthy Credit Learn more about how your credit report and credit score affect your ability to borrow money and stay healthy financially. Household Finance Contains tips on money management, career opportunities and financial facts. Is a lower rate worth the annual fee? Contains and online calculator to compare lower rates verses annual fees. Kiplinger Online Contains personal finance and business forecasting guidance, financial news of the day, business forecasts, stock quotes, calculators, yields & rates, retirement advice, kids & money, great money sites, and financial Frequently Asked Questions. Managing Your Budget Gets Harder During Summer Vacation Contains an informational article on how to manage your budget during summer vacation, when it becomes harder to manage. MasterCard International Contains information about MasterCard also includes financial links and resources. Money Managment International Money Management International (MMI) is a nonprofit, community service organization that provides professional financial guidance, counseling, community-wide educational programs, and debt management assistance. Money Management International (MMI), and its family of agencies, has over 46 years experience helping consumers regain financial control of their lives and reduce their debt liabilities. Thousands of consumers nationwide have chosen the Money Management International (MMI) Debt Management Program as an alternative to bankruptcy. Money Management International (MMI) is the largest full service, non-profit credit counseling agency affiliated with the National Foundation for Credit Counseling (NFCC) Money Matters: Your Guide To Financial Security Provides helpful tips on how to set financial goals, organize your financial files, find a financial professional, understand your investment options and responsibilities, and be a wise borrower. Money Personal Finance Center Features include calculating your retirement savings, index that tracks stocks, online Americans and their money survey, interactive mortgage calculator also includes links to more resources.

4 Money Savings Tips Provides a list of money saving tips to help you be successful in saving money. Myths of Budgeting Contiains information on budgeting, including common myths. Personal Budgeting Contains tips on personal budgeting. Protecting Yourself From Overdraft and Bounced Check Fees Find out how much overdraft and bounced check fees can cost you and learn how to avoid these fees. Save and Invest Manage Your Money with Confidence A free online service of the FINRA Investor Education Foundation that offers unbiased information and tools to help servicemembers and their families learn to manage their money with confidence. Selecting a Budgeting System Provides features to look for when selecting a budgeting method. Should I Consolidate My Debts Contains an online calculator to help with the decision to consolidate all debts. Simple Strategies for Managing Your Money Informational article from the FDIC including simple strategies for managing your money. Trans Union Contains consumer products and information on credit reports. Understanding your debt: Introduction To learn to manage your debt, begin by using our debt load analyzer to see if you've already got too much to handle. Next, learn that not all debt is bad -- but you have to learn how to use the "good" debt in your financial plan. Finally, we'll look at the top 10 reasons why people are in debt. Some of the situations are unavoidable -- like losing your job or unexpected medical expenses -- but all can be managed with proper planning. Visa Includes information about Visa and other financial tips for consumers.

5 Why Budget? A budget is the most fundamental and most effective financial management tool available to anyone. This information guide provides information on budgeting, including the seven benefits of budgeting. Your Credit Scores Your credit score shows how likely you are to pay a loan on time. Learn why your credit score matters, what good and bad scores are, the elements of your FICO credit score, and how to raise your score