Dennis Rosenthal. 2 Harcourt Buildings, Temple London EC4Y 9DB
|
|
- Susanna Webster
- 5 years ago
- Views:
Transcription
1 Dennis Rosenthal Tel: +44 (0) DX: LDE1039 Chancery Lane Web:
2 Contents Consumer Credit & Asset Finance... 1 Banking... 2 Asset Finance & Leasing... 2 Commercial Law & Consumer Law... 2 Financial Services... 3 Data Protection & Fraud Prevention... 3 Company Law... 3 What the directories say... 3 Appointments... 4 Publications... 4 Memberships... 4 Education... 4 Awards & Recognitions... 4 II
3 Dennis Rosenthal Dennis Rosenthal "Nobody can touch Dennis in technical knowledge on consumer credit. Very contactable - his accessibility is second to none. He does everything he can to help." - Chambers UK 2018 Call 2009 (Solicitor: ) Tel: +44 (0) drosenthal@hendersonchambers.co.uk Dennis Rosenthal is consistently recognised in the Legal Directories for his expertise in Consumer Law; Banking and Finance including Consumer Credit and Financial Services. Dennis is listed in the 2018 Edition of Best Lawyers International in the United Kingdom in the practice area of Asset Finance Law. Consumer credit; consumer law; retail banking and finance; asset finance and security; standard form and discrete credit, credit card, hire, mortgage and bridging loan agreements and issues; security documentation; title retention; exempt agreements; dealer documentation; sale and purchase of receivables; marketing and promotions. Payment Services Regulations. Commercial contracts and discrete contractual provisions. Unfair contract terms. Financial Services including FCA Handbook, CONC, MCOB etc, FCA authorisation, operations and procedures. Interest rate swops and PPI claims. Client identification procedures, anti-money laundering, fraud prevention and data protection. Due diligence of agreement portfolios. Compliance. Advisor to the Law Commission on the bills of sale/goods mortgages project. Consumer Credit & Asset Finance Advising on the whole range of matters arising under, and in relation to: CCA 1974; FSMA and Regulated Activities Order; FCA, including Handbook: CONC, MCOB, PERG etc., Compliance; Mortgage Credit Directive and MCD Order. Drafting, and advising on, all types of standard form and bespoke credit agreements, hire agreements, credit card agreements, mortgages, bridging loans, guarantees, security documentation including bills of sale, associated documents, discrete contractual provisions and facilities; unfair relationships and unfair contract terms; exemptions; systems, practice and procedure. Advising on, and settling, marketing and promotional materials and procedures; account statements, notices and debt collection procedures. Conducting due diligence in relation to portfolios of credit agreements, mortgages and related documents. 1
4 Dennis is listed in the 2018 Edition of Best Lawyers International in the United Kingdom in the practice area of Asset Finance Law. Instructions Include Advising credit card services company on its payments services and processing systems and compliance with accounting requirements. Advising bank on enforceability of security and consequences of breaches of MCOB. Advising bridging finance company on avoidance of collective investment scheme and on unregulated mortgage agreements. Advising lenders on qualification and exemption of loan agreements for borrowers business purposes. Drafting finance agreements for motor vehicles, mobile equipment, electrical goods, insurance premiums etc. Advising on FCA authorisation. Banking Advising banks, building societies and institutions on credit products and savings products. Drafting and advising on standard terms and conditions; overdraft and exempt agreements; standard banking agreements and related documents; agreements for loan facilities; credit card and pre-paid card agreements and systems; mortgages, guarantees and security documents; advising on interest-rate swap issues; advising on Payment Services Regulations. Dennis is listed as a leading individual in Banking and Finance in the Legal Asset Finance & Leasing Dennis is listed in the 2018 Edition of Best Lawyers International in the United Kingdom in the practice area of Asset Finance Law. Drafting and advising on leasing agreements, both regulated and unregulated, including trans-border leasing, with respect to a range of assets, including office equipment, industrial catering and laundering equipment, motor vehicles, motor homes and music instruments. Advisor to the Consumer Credit Trade Association. Advisor to the Law Commission on the bills of sale/goods mortgages project. Commercial Law & Consumer Law Drafting and advising on a range of commercial agreements, including asset sale and purchase agreements, assignments of mortgages, sale of goods, supply of services, agency and distribution agreements, dealership agreements, retail distribution agreements, partnership agreements, joint ventures, service contracts, factoring 2
5 agreements and standard terms and conditions of trading; codes of practice. Advising on retention of title clauses, restrictive covenants, termination provisions and interpretation of contracts generally. Advising on consumer law, consumer protection law, unfair contract terms, Consumer Rights Act Unfair Contract Terms Act 1977, Consumer Protection from Unfair Trading Regulations 2008, Cancellation of Contracts made in a Consumer s Home or place of Work etc. Regulations 2008, Financial Services (Distance Marketing) Regulations 2004, Timeshare, Holiday Products, Resale and Exchange Contracts Regulations 2010 etc. Advisor to the Consumer Credit Trade Association. Advisor to the Law Commission on the bills of sale/goods mortgages project. Financial Services Advising on the Financial Services and Markets Act 2000 (FSMA); the Financial Services and Markets Act 2000 (Regulated Activities Order) 2001, (RAO); the FCA Handbook and various sourcebooks, including CONC, BCOBS, MCOB, PERG; FCA authorisation, permission and appointed representatives; systems and procedures. Drafting a range of agreements and documentation. Data Protection & Fraud Prevention Advising on data protection, fraud prevention and anti-money laundering rules, regulations and procedures. Founding advisor to CIFAS and draftsman of CIFAS rules. Company Law Advising on various company law matters, including shareholder and minority shareholder disputes, security interests, priority issues, and claims upon insolvency, directors and shareholders rights and responsibilities. What the directories say "His main strength is his breadth of knowledge of Consumer Credit La, and his ability to apply the law in commercial situations." Chambers UK
6 "An extremely good communicator with a very in-depth knowledge of the subject." Legal "He is so sharp. He knows his stuff and is totally brilliant." Chambers UK 2015 "His advice is thorough, user-friendly and is invariably produced within the deadline promised." Chambers UK 2014 Appointments Called to the Bar (2009, Grays Inn) Solicitor of the Supreme Court of Judicature, England (1977 to 2009) Attorney of the Supreme Court of South Africa International Advisory Panel on Consumer Credit Law Reform in South Africa Publications Author: Consumer Credit Law and Practice- A Guide (5th Edition, Bloomsbury Professional) Contributing Editor: Goode: Consumer Credit Law and Practice Contributing Editor (and founding editor): Goode: Consumer Credit Reports Contributor: Encyclopaedia of Forms and Precedents: Consumer Credit; among other publications Memberships COMBAR Gray s Inn FSLA Education BA LLB (Witwatersrand) BA Hons (University of South Africa) Awards & Recognitions 4
7 5
020 3735 8070 pcurrie@forumchambers.com020 ORUM C H A M B E R S PHIL CURRIE YEAR OF CALL 2009 PRACTICE OVERVIEW Philip is a commercial barrister with particular expertise in insolvency, banking, property
More informationGeorge Mallet. 2 Harcourt Buildings, Temple London EC4Y 9DB
George Mallet Tel: +44 (0)20 7583 9020 DX: LDE1039 Chancery Lane Web: www.hendersonchambers.co.uk Email: clerks@hendersonchambers.co.uk Contents Property... 1 Representative Cases... 2 Banking, Finance
More informationFuture regulatory treatment of CCA regulated first charge mortgages
Financial Conduct Authority Future regulatory treatment of CCA regulated first charge mortgages November 2015 Consultation Paper CP15/36* Future regulatory treatment of CCA regulated first charge mortgages
More informationThe FCA Consumer Credit Regime
The FCA Consumer Credit Regime The FCA Consumer Credit Regime Introduction Responsibility for the consumer credit regime was transferred to the FCA from the OFT on 1 April 2014 and the licensing regime
More informationAndreas Gledhill QC Exceptional, modest and spot on; his elevation to silk was wholly deserved.
Andreas Gledhill QC Exceptional, modest and spot on; his elevation to silk was wholly deserved. LEGAL 500, 2015 Year of call: 1992 Appointed to silk: 2015 Degree: MA (Cambridge) (first class hons, 1988)
More informationV0215 Copyright Comply
An Introduction to Financial Conduct Authority (FCA) Regulation V0215 FCA Regulation Module Objectives Welcome to the training module for an introduction to the Financial Conduct Authority Regulation for
More informationFuture regulatory treatment of CCA regulated first charge mortgages
Financial Conduct Authority Policy Statement PS16/7 Future regulatory treatment of CCA regulated first charge mortgages March 2016 Future regulatory treatment of CCA regulated first charge mortgages PS16/7
More informationCONSUMER CREDIT (CREDIT BROKING) INSTRUMENT 2014
CONSUMER CREDIT (CREDIT BROKING) INSTRUMENT 2014 Powers exercised A. The Financial Conduct Authority makes this instrument in the exercise of the following powers and related provisions in the Financial
More informationMortgages and Home Finance: Conduct of Business Sourcebook. Chapter 1. Application and purpose
Mortgages and Home Finance: Conduct of Business Sourcebook Chapter Application and MCOB : Application and Section. : Application and. Application and.. Application MCOB applies as described in this chapter...2
More informationLia Moses. 2 Harcourt Buildings, Temple London EC4Y 9DB
Tel: +44 (0)20 7583 9020 DX: LDE1039 Chancery Lane Web: www.hendersonchambers.co.uk Email: clerks@hendersonchambers.co.uk Contents Product Liability... 1 Commercial... 1 Property... 2 Insolvency... 2 Consumer...
More informationTerms of Business for Intermediaries. Effective from 17 May 2018
Terms of Business for Intermediaries Effective from 17 May 2018 These terms of business ('Terms of Business') set out the way We will work with You and bring to Your attention the terms under which We
More informationConsumer credit authorisation Guidance for housing associations
Consumer credit authorisation Guidance for housing associations www.housing.org.uk Contents Introduction 3 When is authorisation required? 4 Activities requiring authorisation 6 Summary of regulated activities
More informationFinance & Leasing Association Representing Business and Consumer Finance
Finance & Leasing Association Representing Business and Consumer Finance What s included in this resource: Introduction Find out how to use this material and how the Finance & Leasing Association (FLA)
More informationMORTGAGES AND HOME FINANCE (MISCELLANEOUS AMENDMENTS) INSTRUMENT 2016
FCA 2016/60 MORTGAGES AND HOME FINANCE (MISCELLANEOUS AMENDMENTS) INSTRUMENT 2016 Powers exercised A. The Financial Conduct Authority makes this instrument in the exercise of the following powers and related
More informationExtension of the Senior Managers and Certification Regime to insurers May 2018
Extension of the Senior Managers and Certification Regime to insurers May 2018 2 Extension of the Senior Managers and Certification Regime to insurers Linklaters 3 Contents 1. Senior Managers Regime 6
More informationPAUL LEWIS CALL: 2007 PRACTICE AREAS PROPERTY & ESTATES INHERITANCE, WILLS & ESTATES. Chambers UK
PAUL LEWIS CALL: 2007 "Charming and sensible." "Sources praise his excellent grasp of the important issues and the practical nature of his advice." Chambers UK Email: paul.lewis@guildhallchambers.co.uk
More informationConsumer Credit sourcebook. Chapter 11. Cancellation
Consumer Credit sourcebook Chapter Cancellation Section.1 : The right to cancel.1 The right to cancel.1.1 Except as provided for in CONC.1.2 or where POF 5.4.1 (1) or POF 5.4.1 (2) applies, a consumer
More informationPayment Services and Electronic Money Our Approach
DRAFT FOR CONSULTATION Payment Services and Electronic Money Our Approach The FCA s role under the Payment Services Regulations 2017 and the Electronic Money Regulations 2011 DRAFT April 2017 1 DRAFT FOR
More informationHANDBOOK ADMINISTRATION (DATA PROTECTION) INSTRUMENT 2018
HANDBOOK ADMINISTRATION (DATA PROTECTION) INSTRUMENT 2018 Powers exercised A. The Financial Conduct Authority makes this instrument in the exercise of the following powers and related provisions in the
More informationFinancial Regulation: An overview of the FCA s proposal of the new Consumer Credit regime October 2013
Financial Regulation: An overview of the FCA s proposal of the new Consumer Credit regime October 2013 Consultation Paper 13/10: Detailed Proposals for the FCA regime for Consumer Credit In early October
More informationApplication form for banks
1 Regulatory business plan Application for authorisation Application form for banks Full name of applicant firm Before completing the application form for banks, you should review the banking authorisations
More informationDetails of FCA Consumer Credit Regime (13/29) 14 October 2013
CPA Audit LLP, Talbot House, 8-9 Talbot Court, London EC3V 0BP Telephone: 020 7621 9010 Facsimile: 020 7621 9011 email: info@cpaaudit.co.uk web: www.cpaaudit.co.uk Details of FCA Consumer Credit Regime
More informationThe Perimeter Guidance Manual. Chapter 15. Guidance on the scope of the Payment Services Regulations 2017
The Perimeter Guidance Manual Chapter Guidance on the scope of the Payment Services PERG : Guidance on the Section.1 : Introduction.1 Introduction The purpose of this chapter is to help businesses in the
More informationFinancial Conduct Authority. Mortgage Credit Directive. The Authorisation Process
Financial Conduct Authority Mortgage Credit Directive The Authorisation Process What Type of Firm Are You Key: Firm Type 1 A firm doing 2C business and holds required mortgage permissions*. Firm Type 2
More informationCREDIT UNIONS SOURCEBOOK (AMENDMENT NO 8) INSTRUMENT 2016
CREDIT UNIONS SOURCEBOOK (AMENDMENT NO 8) INSTRUMENT 2016 Powers exercised A. The Financial Conduct Authority makes this instrument in the exercise of the powers and related provisions in or under the
More informationTerms of Business for Intermediaries
Terms of Business for Intermediaries These Terms of Business set out the conditions under which you, an Intermediary, are to submit Applications to us when you are acting as an Appointed Representative
More informationTerms of Business for Intermediary Partners. Introduction
Terms of Business for Intermediary Partners Introduction At Virgin Money our aim is to build strong relationships with our Intermediary Partners that are focussed on delivering the best outcomes for you
More informationIndemnity Policy. S T L Group Ltd, Orion Gate, Guildford Road, Woking, GU22 7NJ
Residential Indemnity Policy STL Group Ltd (Staff), Woking DX: 148060 Woking 12 Fax / E-mail: 01483 221854 / Telephone: 01483 715355 Client Ref: Sample STL Reference: 2554421 Received Date: 26/02/2018
More informationCredit Unions sourcebook. Chapter 10. Application of other parts of the Handbook to credit unions
Credit Unions sourcebook Chapter Application of other parts of the Handbook to credit CREDS : Application of other.1 Application and purpose.1.1 R Application... This chapter applies to all credit..1.2
More informationWorking Together. An Industry Guide to Lender and Intermediary Accountabilities and Responsibilities in Mortgage Sales and Servicing
Working Together An Industry Guide to Lender and Intermediary Accountabilities and Responsibilities in Mortgage Sales and Servicing Issued: September 2016 0 A joint AMI, CML and IMLA paper 1. Introduction
More informationANDREW EASTGATE Mediation CV
ANDREW EASTGATE 2017 Mediation CV Andrew is an experienced mediator having been accredited by CEDR in 2004. He has been a member of the CEDR Solve panel since 2007. Andrew has been ranked by Chambers Guide
More informationConsumer Credit sourcebook. Chapter 1. Application and purpose and guidance on financial difficulties
Consumer Credit sourcebook Chapter Application and purpose and guidance on financial difficulties CONC : Application and Section. : Application and purpose. Application and purpose.. Application () The
More informationForfeiture of Lease (Breach of Covenant) Indemnity Insurance Policy (LENDER ONLY)
Forfeiture of Lease (Breach of Covenant) Indemnity Insurance Policy (LENDER ONLY) This Policy is the contract between You, Your Lender and the Insurer and it includes the Schedule and any endorsement,
More informationMyerson Commercial. a full service independent law firm providing the highest quality advice tailored to your business. Myerson Solicitors LLP
Myerson Commercial a full service independent law firm providing the highest quality advice tailored to your business Myerson Solicitors LLP Grosvenor House, 20 Barrington Road, Altrincham, Cheshire WA14
More information1 March Dear CEO. Second charge lenders and responsible lending
1 March 2018 Dear CEO Second charge lenders and responsible lending I am asking you as a CEO of a firm that enters into regulated second charge mortgage contracts to review your mortgage lending processes
More informationPepper Money Terms of Business for Intermediaries
Pepper Money Terms of Business for Intermediaries 1 INTERPRETATION For purposes of these Terms of Business for Intermediaries, the following expressions have the meanings specified below: Applicable Laws
More informationStephen Butler. Barrister Profiles. New York. London. Abu Dhabi. Manchester. Dubai. Outer Temple Chambers The Outer Temple 222 Strand London WC2R 1BA
Barrister Profiles Stephen Butler Contents Stephen Butler... 1 Commercial & Chancery... 2 Alternative Dispute Resolution... 3 Employment & Discrimination... 4 Financial Services... 5 Pensions & Trusts...
More information0 in total. This amount will increase to match actual increases in the value of the Property, up to a maximum of 200% of the sum stated here.
RESIDENTIAL SEARCH INDEMNITY INSURANCE NO SEARCH - PURCHASE COVER, LENDER ONLY pages 2-8 NO SEARCH - PURCHASE COVER, PURCHASER & LENDER pages 9-15 NO SEARCH - RE-MORTGAGE COVER, LENDER ONLY pages 16-22
More informationTREASURY MANAGEMENT POLICY The Association s Treasury Management Policy will be operated by the following principles:
1.0 STATEMENT OF PRINCIPLES TREASURY MANAGEMENT POLICY 2017 The Association s Treasury Management Policy will be operated by the following principles: (i) (ii) (iii) The Association regards the successful
More informationEstablishing a business presence in the UK. lewissilkin.com
Establishing a business presence in the UK lewissilkin.com Contents 1. Establishing a UK branch or other place of business 1 2. Establishing a UK subsidiary 3 3. Establishing a UK limited liability partnership
More informationREVOLVING CREDIT APPLICATION
REVOLVING CREDIT APPLICATION If you are not completing this form online please complete in black ink and BLOCK CAPITALS. Please complete in full and ensure that the form is signed by all borrowers. If
More informationSRA BOARD 21 January 2015
Regulation of Consumer Credit Activities Purpose 1 The purpose of this paper is: i) to provide the Board with an update on discussions with the Financial Conduct Authority (FCA) and the Treasury (HMT)
More informationTERMS OF BUSINESS FOR INTERMEDIARIES
TERMS OF BUSINESS FOR INTERMEDIARIES These terms of business (Terms) set out the terms upon which State Bank of India (UK) accepts mortgage business (Business) introduced to it by an Intermediary (referred
More informationPrudential sourcebook for Mortgage and Home Finance Firms, and Insurance Intermediaries. Chapter 4. Capital resources
Prudential sourcebook for Mortgage and Home Finance Firms, and Insurance Intermediaries Chapter Capital resources MIPU : Capital resources.1 Application and purpose.1.1 Application This chapter applies
More informationFINANCIAL GUIDANCE AND CLAIMS BILL: BACKGROUND APPENDIX FOR BILL COMMITTEE ON CONSIDERATION OF AMENDMENT NC12.
FINANCIAL GUIDANCE AND CLAIMS BILL: BACKGROUND APPENDIX FOR BILL COMMITTEE ON CONSIDERATION OF AMENDMENT NC12. 1. INTRODUCTION 1.1 LawWorks (the Solicitors Pro Bono Group) is a charity that brokers free
More informationBRIDGING LOAN APPLICATION
BRIDGING LOAN APPLICATION If you are not completing this form online please complete using black ink and in BLOCK CAPITALS. Please complete in full and ensure that the form is signed by all borrowers.
More informationNicholas Preston (1986)
Mediation 01823 704 099 Barristers for Lawyers 01823 247 247 Nicholas Preston (1986) General Information Gray s Inn Barrister 1986, Advocate (Scotland) 1999. Member of the Chancery Bar Association, participant
More informationClient Agreement & Terms and Conditions for Business
Client Agreement & Terms and Conditions for Business Important Information Defined Terms Account means the account you open with us in connection with the provision of the Services, and which is accessible
More informationDavid Hopkins. Practice Areas. Sectors. Year called 2013
David Hopkins Year called 2013 david.hopkins@39essex.com David s practice concentrates on commercial dispute resolution, financial services, construction, public and regulatory law. David frequently represents
More informationThe Standards of Lending Practice. Business Customers Asset Finance
The Standards of Lending Practice Business Customers Asset Finance Introduction The Standards of Lending Practice for business customers, sets good practice in relation to lending to business customers,
More informationGuidance on credit-related regulated activities
Guidance on credit-related regulated activities The following provides guidance on the credit-related regulated activities that a consumer credit firm may undertake under the arrangements set out in the
More informationASSET FINANCE & LEASING. Delivering expert solutions
ASSET FINANCE & LEASING Delivering expert solutions Delivering expert solutions Winners of the Legal Firm of the Year award LEASING WORLD AWARDS 2014 A MEETING OF MINDS Asset finance is an increasingly
More information12 January Contents Page
12 January 2016 Memorandum of Understanding between the Competition and Markets Authority and the Financial Conduct Authority on the use of concurrent powers under consumer protection legislation Contents
More informationCalled Contact Senior Clerk - John Pyne Telephone Fax
Called 2005 Email jamiesharma@187fleetstreet.com Contact Senior Clerk - John Pyne Telephone 0207 430 7423 Fax 0207 430 7431 Jamie Sharma Profile Jamie is a specialist lawyer in business crime and civil
More informationReader's Guide: An introduction to the Handbook
Reader's Guide: An introduction to the Handbook January 2019 Reader's Guide: An introduction to the Handbook Contents 1 What is the Handbook? 3 2 Where can I find the Handbook? 4 3 Structure of the Handbook
More informationISLAMIC FINANCE
INTRODUCTION Foot Anstey is a Top 100 UK law firm with five offices and 450 lawyers and staff. We provide a range of services and bespoke Islamic finance advice to a number of key players in the UK Islamic
More informationPolicy Terms & Conditions. Legal Expenses s - Property Disputes
Policy Terms & Conditions Legal Expenses s - Property Disputes Legal Expenses Property Disputes This Insurance provides legal expenses for property owners and is available as an additional cover; your
More informationMr and Mrs Sample and future owners or occupants of the Property and Your/their mortgage lender(s).
Insolvency Act Indemnity Insurance Policy This Policy is the contract between You and the Insurer and it includes the Schedule and any endorsement, extension, plan or appendix issued with it. We have issued
More informationBENCHMARKS REGULATION (AMENDMENT) INSTRUMENT 2018
BENCHMARKS REGULATION (AMENDMENT) INSTRUMENT 2018 Powers exercised A. The Financial Conduct Authority makes this instrument in the exercise of the following powers and related provisions in: (1) the Financial
More informationConsumer Credit sourcebook. Chapter 8. Debt advice
Consumer Credit sourcebook Chapter Debt advice CONC : Debt advice Section.7 : Charging for debt counselling,.7 Charging for debt counselling, debt advice and related services.7.1 (1) The distance marketing
More informationISLAMIC FINANCE
INTRODUCTION ISLAMIC finance Foot Anstey is a Top 100 UK law firm with six offices and approaching 500 staff. We provide a range of services and bespoke Islamic finance advice to a number of key players
More informationMr and Mrs Sample and future owners or occupants of the Property and Your/their mortgage lender(s).
Flying and/or Creeping Freehold Indemnity Insurance Policy This Policy is the contract between You and the Insurer and it includes the Schedule and any endorsement, extension, plan or appendix issued with
More informationLOAN TO INDIVIDUAL - APPLICATION FORM
(this page also serves as the Enquiry Form) INTRODUCER DETAILS Name: Firm & FCA No: Date: Network / Mortgage Club: Tel / Mobile: Email: Product Required: PROPERTY DETAILS Of The Security Property (including
More informationAndrew Bowen QC. DX: Leeds Park Square T: +44 (0) E: F: +44 (0)
Andrew Bowen QC Park Square Upon Tyne Contents Civil & Commercial... 1 Commercial / Company... 2... 2 Property... 2... 2 Construction... 2... 2 Professional Negligence... 3... 3 Public Law... 3... 3 Copyright
More informationPatrick Sherrington. By concentrating on the benefits of a commercial. settlement, Patrick side swept problems. Overview
CEDR Accreditation: CEDR Panel Admission: CEDR Asia Pacific Practice Group: 1998 2000 2013 Languages: Location: English Hong Kong SAR By concentrating on the benefits of a commercial Patrick Sherrington
More informationCourt of Appeal refuses permission to appeal in by way of business FCA lending authorisation exemption case by family run business to a builder
Court of Appeal refuses permission to appeal in by way of business FCA lending authorisation exemption case by family run business to a builder Newmafruit Farms Limited v. Alan Pither A2/2016/3778 Article
More informationANTIKA LAW FIRM. Traditions in law
ANTIKA LAW FIRM Traditions in law 12, Khreschatyk Str., 2 nd floor, Kyiv, 01001, Ukraine tel./fax.: +38 044 390 09 20/21 office@antikalaw.com.ua www.antikalaw.com.ua GENERAL INFORMATION Antika Law Firm
More informationADVISING ON INVESTMENTS (ARTICLE 53(1) OF THE REGULATED ACTIVITIES ORDER) (CONSEQUENTIAL AMENDMENTS) INSTRUMENT 2017
ADVISING ON INVESTMENTS (ARTICLE 53(1) OF THE REGULATED ACTIVITIES ORDER) (CONSEQUENTIAL AMENDMENTS) INSTRUMENT 2017 Powers exercised A. The Financial Conduct Authority makes this instrument in the exercise
More informationCommercial Broker Application & Assessment for Commercial Finance/Asset Finance Brokers
Submitting your Application Complete and return the application and assessment Form to your Commercial Broker Manager by email or fax. If you have any queries regarding this application, please contact
More informationNicola Allsop. Practice Overview. Civil Fraud. Nicola Allsop Called: 2002
Quadrant House 10 Fleet Street, London EC4Y 1AU Nicola Allsop Nicola Allsop Called: 2002 Tel: +44 (0)20 7583 4444 Fax: +44 (0)20 7583 4455 DX: 292 London Chancery Lane info@quadrantchambers.com quadrantchambers.com
More informationApplication by New Zealand Bar Association for a Reporting Entity Class Exemption. for Barristers when instructed by a Solicitor
Application by New Zealand Bar Association for a Reporting Entity Class Exemption for Barristers when instructed by a Solicitor Overview 1. The New Zealand Bar Association ( the Bar Association ) seeks
More informationIn producing this updated guide, our aim is that the relationships in which lenders and intermediaries are engaged deliver good customer outcomes.
1 Working together Working Together; An Industry Guide to Lender and Intermediary Accountabilities and Responsibilities in Mortgage Sales and Servicing revised and updated, April 2014 A Joint AMI, IMLA
More informationMr and Mrs Sample and future owners or occupants of the Property and Your/their mortgage lender(s).
Absence of Easement Insurance Policy This Policy is the contract between You and the Insurer and it includes the Schedule and any endorsement, extension, plan or appendix issued with it. We have issued
More informationFINAL NOTICE. Mr Ian David Jones Arle Court, Hatherley Lane, Cheltenham, GL51 6PN
Financial Services Authority FINAL NOTICE To: Of: Individual Ref: Mr Ian David Jones Arle Court, Hatherley Lane, Cheltenham, GL51 6PN IDJ00004 Date: 21 September 2011 TAKE NOTICE: The Financial Services
More informationEmployer Covenant Working Group
Employer Covenant Working Group TYPE A Contingent Asset Guarantee Certification A practical guide for advisors, trustees and sponsors November 2018 1 Contents 1. Objectives 2. Introduction 3. Guidance
More informationMcMEEL AND VIRGO ON FINANCIAL ADVICE AND FINANCIAL PRODUCTS THIRD EDITION. Edited by GERARD MCMEEL AND JOHN VIRGO. With the Assistance of
McMEEL AND VIRGO ON FINANCIAL ADVICE AND FINANCIAL PRODUCTS THIRD EDITION Edited by GERARD MCMEEL AND JOHN VIRGO With the Assistance of RICHARD CLARK, TOM DUNN, ROSS FENTEM, TIM POPE, LUCY WALKER, AND
More informationJargon Buster. Everything you need to know made clear
Jargon Buster Everything you need to know made clear This Jargon Buster is designed to make everything easy to understand and explain our terms from A Z. Keep it safe inside your folder as your go-to-guide
More informationANTI MONEY LAUNDERING AND COUNTERING FINANCING OF TERRORISM BILL RELEASED IN JUNE 2009
1 3 AUG 2009 FORE[GN AFFAIRS, DEFENCE AND TRADE COMMITTEE Australian Finance Conference Level 7, 34 Hunter Street, Sydney, 2000. GPO Box 1595, Sydney 2001 ABN 13 000 493 907 Telephone: (02) 923.1 58_7J.
More informationApplication Form. Guarantor. 1. Loan details
Application Form Guarantor Prior to assessing a loan for an applicant and to meet the conditions of our Australian Credit Licence and the National Credit Code, Big Sky staff will aim to meet the following
More informationLack of Planning and/or Building Regulations Certification Indemnity Insurance Policy
Lack of Planning and/or Building Regulations Certification Indemnity Insurance Policy This Policy is the contract between You and the Insurer and it includes the Schedule and any endorsement, extension,
More informationIntegrity. Bribery Act Procedures
Integrity Bribery Act Procedures The risk of criminal liability for your business The Bribery Act 2010 which comes into force on 1 July 2011 creates the most onerous anti-corruption regime in the world.
More informationDefinitions. local authority
Glossary Definitions L dealing for its own account on markets in financial-futures or options or other derivatives and on cash markets for the sole purpose of hedging positions on derivatives markets
More informationTerms of business for authorised intermediaries
Terms of business for authorised intermediaries For the Barnett Waddingham Self Invested Personal Pension operated by BW SIPP LLP These Terms of Business set out the terms and conditions, upon which you
More informationReferences herein to "this opinion" are to the opinion given in Section 3.
December 2013September 2014 CLIFFORD CHANCE LLP 10 UPPER BANK STREET LONDON E14 5JJ TEL +44 20 7006 1000 FAX +44 20 7006 5555 DX 149120 CANARY WHARF 3 www.cliffordchance.com our ref: JDT/JRW/RHJ/70-4053111940578622
More informationLLOYDS BANKING GROUP. Terms of Business for Intermediaries. P/V7 Page 1 of 15
LLOYDS BANKING GROUP Terms of Business for Intermediaries P/V7 Page 1 of 15 INTERMEDIARY AGREEMENT Introduction Lloyds Bank plc the Bank has agreed to engage the Intermediary named below and the terms
More informationMr and Mrs Sample and future owners or occupants of the Property and Your/their mortgage lender(s).
Freehold Rent Charge Indemnity Insurance Policy (Commercial) This Policy is the contract between You and the Insurer and it includes the Schedule and any endorsement, extension, plan or appendix issued
More informationSippchoice Bespoke SIPP
Sippchoice Bespoke SIPP Application Form (from 1 January 2019) Please indicate the unique reference number shown on the Key Features Illustration that you received with this application. Failure to complete
More informationS A R A H W A D D I N G T O N S O L I C I T O R S SPECIALIST TIMESHARE & HOLIDAY OWNERSHIP SOLICITORS
S A R A H W A D D I N G T O N S O L I C I T O R S SPECIALIST TIMESHARE & HOLIDAY OWNERSHIP SOLICITORS Contract Disputes Relinquishment Reclaims www.sarahwaddingtonsolicitors.co.uk THANK YOU FOR CHOOSING
More informationAn introduction to EISs and SEISs - Part 2
An introduction to EISs and SEISs - Part 2 An introduction to EISs and SEISs - Part 2 Introduction Part I of our two-part series on the Enterprise Investment Scheme (EIS) and Seed Enterprise Investment
More informationFEES (CONSUMER FINANCIAL EDUCATION BODY LEVY) INSTRUMENT 2018
FEES (CONSUMER FINANCIAL EDUCATION BODY LEVY) INSTRUMENT 2018 Powers exercised A. The Financial Conduct Authority makes this instrument in the exercise of the following powers and related provisions in
More informationFinancial Services Litigation. The right legal advice when you need it most... Great service... Great people... clarkewillmott.com
The right legal advice when you need it most... clarkewillmott.com Great service... Great people... Our Financial Services Litigation team "They provide very pragmatic, commercial advice and don't get
More information1 SCOPE AND OBJECTIVES 1 2 RISK MANAGEMENT 1 3 DECISION MAKING AND ANALYSIS 1 4 APPROVED INSTRUMENTS, METHODS AND TECHNIQUES 1
University of Lincoln TREASURY MANAGEMENT POLICY CONTENTS Section Page 1 SCOPE AND OBJECTIVES 1 2 RISK MANAGEMENT 1 3 DECISION MAKING AND ANALYSIS 1 4 APPROVED INSTRUMENTS, METHODS AND TECHNIQUES 1 5 ORGANISATION
More informationTIME:Advance. An innovative approach to Inheritance Tax TOP UP APPLICATION FORM. Identity Verification Certificate (IVC) How to complete this form:
An innovative approach to Inheritance Tax TOP UP APPLICATION FORM How to complete this form: Please ensure you have read and understood the Brochure and Application Pack. Please answer all questions in
More informationNew Rules Released: Senior Managers and Certification Regime Extended to All Firms
Legal Update August 2017 New Rules Released: Senior Managers and Certification Regime Extended to All Firms The Financial Conduct Authority ( FCA ) and Prudential Regulation Authority ( PRA ) published
More informationCameron Scott Essex Street London WC2R 3AA Profile
Profile Cameron brings over 20 years' of experience as a solicitor and 9 years as a solicitor-advocate to the Bar. His range and depth of experience enables him to advise and represent professional services
More informationLLOYDS BANKING GROUP. Terms of Business for Intermediaries. DA/Ph6/V1 Page 1 of 15
LLOYDS BANKING GROUP Terms of Business for Intermediaries DA/Ph6/V1 Page 1 of 15 INTERMEDIARY AGREEMENT Introduction Lloyds Bank plc the Bank has agreed to engage the Intermediary named below and the terms
More informationA New European Regime for Venture Capital
Ref. Ares(2011)1001117-21/09/2011 A New European Regime for Venture Capital Response of the Law Society of England and Wales ETI Registration number: 24118193117-34 The Law Society of England and Wales
More informationSee article 36A4 of The Financial Services and Markets Act 2000 (Regulated Activities) Order 2001, S.I. 2001/544. 2
SERVICE-SPECIFIC GUIDANCE NOTE Consumer Credit Who should read this? As at October 2014, the Phone-paid Services Authority notes that the primary providers of consumer credit services in the premium rate
More informationLegal Services Board Decision Notice issued under Part 3 of Schedule 4 to the Legal Services Act 2007
Legal Services Board Decision Notice issued under Part 3 of Schedule 4 to the Legal Services Act 2007 Solicitors Regulation Authority (SRA) rule change application for approval of changes to the regulatory
More informationAssociation of Mortgage Intermediaries response to HM Treasury s consultation on the Implementation of the EU mortgage credit directive (MCD)
Association of Mortgage Intermediaries response to HM Treasury s consultation on the Implementation of the EU mortgage credit directive (MCD) This response is submitted on behalf of the Association of
More information