Online Subscription Agreement (Medical)

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1 Online Subscription Agreement (Medical) Company Name: Address City ST Zip Contact Phone Fax Web Site A. Introduction Welcome to the EFS Loan Management Center! We start every new subscriber relationship with a contract. The following contract spells out what you can expect from us, and what we expect from you. If you agree to what you read below, you should authorize with your signature at the end of the contract to acknowledge that you have agreed. We intend this to be the legal equivalent of your signature on a written contract, and equally binding. By your signature you are able to access and use the exciting services available on the EFS Loan Management Center. B. Access and Services Your access to the various services available on the EFS Loan Management Center depends on the level of access you select. When you login to the EFS Loan Management Center, you will have access to multiple direct and in-direct lenders. You may change your account information at any time. We reserve the right to modify, suspend or terminate access to the service on our system at any time for any reason without notice or refund, including the right to require you to change your login identification code or password. We also reserve the right to delete all program and data files associated with your account and/or other information you have on our system. C. Fees and Payment We will charge you a standard monthly fee for using our system. You should review the complete and current price list before signing up for any services. There is a $ registration and set up fee that will need to be completed with this form and monthly Subscription of $ which will be billed by efinancing Solutions. You will be given the opportunity to pay by a business check when you sign up. This is a 12 month agreement, automatically renewable for one (1) year terms. We require a 60 day written notice prior to your anniversary date for discontinuing this service. We reserve the right to change our fees at any time for any reason, but we will give you 30 day written advance notice of such change.

2 D. System Rules You agree to be bound by certain rules, which are important for the proper use of the online system. Your failure to follow these rules, whether listed below in the contract or in bulletins posted at various points in the system, may result in termination of your service. First, do not tell others your password or let your account be used by anyone except yourself. Second, do not attempt to enter fraudulent information. The EFS Loan Management Center is intended to help you get your customer financed. Any fraudulent activity will be immediate grounds for termination of the system and legal actions will follow including holding you responsible for the amount of the fraudulent loan and all legal fees. Third, do not use our system to commit a crime, or to plan, encourage or help others commit a crime, including crimes relating to computers. E. Privacy Considerations Only you and anyone to whom you authorize within the company location indicated in this agreement in most cases, view your communications on the EFS Loan Management Center. However, as system operators, we may need to review or monitor your user information and other communications from time to time. In addition, we reserve the right to any information associated with your activities on the system. F. Proprietary Rights By posting messages, uploading files, inputting data, or engaging in any form of communication on our system, you are hereby granting an unrestricted license to use, copy, modify, adapt or document in any form any communications, information or any underlying work in which you may possess proprietary rights, including but not limited to copyright rights. All users of the system are therefore deemed to have disclaimed or waived all copyright ownership rights in their messages or files, even if they contain copyright notices. You shall have absolutely no recourse against us as the system provider for any alleged or actual infringement of any proprietary rights to which you may claim ownership. Your use of our system affords you access to many of the features of our system, but some aspects of our system remain within our exclusive proprietary control. We or our suppliers own the intellectual property rights to any and all protectable components of our system, including but not limited to the computer software, the related documentation, the "look and feel," the enduser interfaces, the name of our system, many of the individual features, and the collective works consisting of sequences of all public messages on our system. You may not reproduce any sequence of messages from our system, either electronically or in print, without our permission. In addition, you may not copy, modify, adapt, reproduce, translate, distribute, reverse engineer, decompile or dissemble any aspect of the system, which we or our suppliers own. G. Limitation of Liability You must bear the risk of any liability relating to your use of our system. We would not be able to afford to operate this system if we were held accountable for every wrongful action by every online subscriber. ACCORDINGLY, YOUR USE OF THE ONLINE SYSTEM IS ENTIRELY AT YOUR SOLE RISK. WE WILL NOT BE RESPONSIBLE TO YOU OR ANY THIRD PARTIES FOR ANY DIRECT OR INDIRECT, CONSEQUENTIAL, SPECIAL OR PUNITIVE DAMAGES OR LOSSES YOU MAY INCUR IN CONNECTION WITH OUR SYSTEM, YOUR USE THEREOF OR ANY OF THE DATA OR OTHER MATERIALS TRANSMITTED THROUGH OR RESIDING ON OUR SYSTEM, REGARDLESS OF THE TYPE OF CLAIM OR THE NATURE OF THE CAUSE OF ACTION, EVEN IF WE HAVE ADVISED OF THE POSSIBILITY OF SUCH DAMAGE OR LOSS.

3 H. Indemnity You shall defend and indemnify us and hold us harmless from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs and expenses (including reasonable attorneys fees), relating to any acts by you or materials or information transmitted by you in connection with our system, leading wholly or partially to claims against us or our system by other subscribers or third parties, regardless of the type of claim or the nature of the cause of action. I. Disclaimers of Warranty THE SYSTEM IS PROVIDED "AS IS" AND WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, AS TO THE MERCHANTABILITY, FITNESS FOR A PARTICULAR USE OR PURPOSE, TITLE, NON- INFRINGEMENT OR ANY OTHER WARRANTY, CONDITION, GUARANTY, OR REPRESENTATION, WHETHER ORAL, IN WRITING OR IN ELECTRONIC FORM, INCLUDING BUT NOT LIMITED TO THE ACCURACY OR COMPLETENESS OF ANY INFORMATION CONTAINED THEREIN OR PROVIDED BY THE SERVICE. J. Choice of Law You agree that this Agreement shall for all purposes be governed by and construed in accordance with the laws of the State of Kansas, and that any action arising out of this Agreement shall be litigated and enforced under the laws of the State of Kansas. In addition, you agree to submit to the jurisdiction of the courts of the State of Kansas, and that any legal action pursued by you shall be within the exclusive jurisdiction of the courts of the State of Kansas. K. Acknowledgment This Agreement represents the entire understanding between you and us regarding your relationship to Online and supersedes any prior statements or representations. IF YOU AGREE TO BE BOUND BY THE TERMS OF THIS ONLINE SUBSCRIBER AGREEMENT, please enter the sign below where indicated. _ Name / Title Date Brian Landry, President Date Note: Depending upon the customers credit situation, additional fees may be charged to the borrower and or to your office. This would include documentation and processing fees associated with the loan. In many cases, they may be included in the loan amount and paid for by the borrower. EFS is a loan-processing only and does not set the rate and terms, approve, deny, or guarantee loan approvals or discriminate against anyone for any reason.

4 Registration and Set up Fee Payment Options: As mention in the on-line subscription agreement, a setup fee of $ will need to be processed at the time you return these documents. Please indicate the payment option below: Plan Type: EF Credit Card Payment Option This Registration Fee is processed by efinancing Solutions I will pay these fees with a Visa/MasterCard/American Express/Discover Card (Please circle one). I agree to pay according to the card holder s terms and conditions I understand that: ALL SALES ARE FINAL. My information is as follows: Your name as it appears on your credit card: Three digit code on the back of your card: Your account number: Expiration date: _ Billing address of your credit card if different from above: Address City Zip Authorized Signature (Owner, Corp Officer) Date Print Name Checking Option I will pay these fees by an automatic debit from my checking account. Please fax a voided check with your application if this is your choice. I hereby authorize you to debit my checking account for the above described amount. Authorized Signature (Owner, Corp Officer) Date Print Name

5 Convenient Payment Plan - Required Complete the information below and we will automatically deduct your $ (Program selected) monthly payment from your checking account or credit card on the 1 st or 15 th of each month. AUTHORIZATION AGREEMENT FOR PREAUTHORIZED PAYMENTS Name(s) SSN Date Name(s) SSN Date I (we) hereby, authorize efinancing Solutions to initiate debit entries to (our) financial institution account indicated on this form. The financial institution named below, hereinafter called FINANCIAL INSTITUTION, is hereby authorize to debit such amounts to the account indicated on this form. I (we) understand that such automatic debits to my (our) account will commence on or after the Effective Date shown on this form. I (we) understand that the amount indicated on this form will be automatically debited to the designated account on the Debit Date specified below, unless the such date falls on a non-banking business day, in which case the amount will be debited on the prior or after banking business day. MONTHLY DEBIT $ (Program amount) EFFECTIVE DATE MONTH DAY YEAR DEBIT DATE (Circle one) 1 st of each month 15 th of each month This authorization is to remain in full force and effect until efinancing Solutions, has received written notice from me (either of us) of its termination in such time and such manner as to afford efinancing Solutions, a reasonable opportunity to act on it. I (we) have the right to stop payment of a debit entry by notification to FINANCIAL INSTITUTION prior to charging my (our) account. FINANCIAL INSTITUTION (Auto Billing is set up by Checking account only) Name: Address: ABA Routing Number Account Number Savings Checking (Note: PLEASE INCLUDE A COPY OF YOUR VOIDED CHECK) Authorized Signature Print

6 DIRECT DEPOSIT FORM (Optional) Dear Doctor, In order to set up your account to be funded electronically, please feel out the following information or a copy of a voided check and fax back to FINANCIAL INSTITUTION Bank Name: Account Name: Account Address: ZIP Routing Account Number Number (Note: Bank information may be left blank if a voided check is attached) TYPE of Account Checking Savings FAX this form to

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