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1 Get Alerts Get RSS Feed NASDAQ Market Value ($M) Change ($) Change (%) Volume Stock Quote ($) ZION 10, ,682, As of April 27, Minimum 20 minute delay. Corporate Profile Zions Bancorporation is one of the nation's premier financial services companies with total assets exceeding $65 billion. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington and Wyoming. The company is a national leader in Small Business Administration lending and public finance advisory services, and is a consistent top recipient of Greenwich Excellence awards in banking. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices. CLICK HERE FOR FIRST QUARTER 2018 EARNINGS RESULTS CLICK HERE FOR PRESENTATION SLIDES FOR FIRST QUARTER 2018 EARNINGS RESULTS Webcast Link Click Here First Quarter 2018 Earnings Results Monday, April 23, :30 p.m. ET Dial-in: Conference ID: Webcast Link - Click Here Harris Simmons, Chairman and CEO Ed Schreiber, Chief Risk Officer James Abbott, Director of Investor Relations will present at the RBC Capital Markets Financial Institutions Conference, 2018 Wednesday, March 7, :00 p.m. ET Webcast Audio Link Click Here Presentation Slides - Click Here Zions Bancorporation 2018 Biennial Investor Conference Thursday, March 1, :00am - 12:00 p.m. MST Page 1 of 7

2 Press Releases 4/26/2018 Zions Bancorporation Board Declares Dividends 4/23/2018 Zions Bancorporation Reports First Quarter Financial Results 4/12/2018 Jill Vaughan Named First Female Honoree In Texas Bankers Hall Of Fame 4/10/2018 Zions Bancorporation To Report First Quarter 2018 Earnings Results 2/23/2018 Zions Bancorporation To Webcast 2018 Biennial Investor Conference 2/14/2018 Zions Bancorporation Receives Sixteen Greenwich Excellence Awards For /26/2018 Zions Bancorporation Board Declares Dividends 1/22/2018 Zions Bancorporation Reports Fourth Quarter Financial Results 1/22/2018 Zions Bancorporation Reports Fourth Quarter Financial Results 1/02/2018 Zions Bancorporation Announces Increase In Employees' Compensation Related To The Tax Cuts And Jobs Act Of /22/2017 Zions Bancorporation To Report Fourth Quarter 2017 Earnings Results 11/29/2017 Zions Bancorporation To Present At The Goldman Sachs U.S. Financial Services Conference /20/2017 Zions Bancorporation Announces Plans To Simplify Its Structure By Merging Parent Company Into Its Banking Subsidiary 10/27/2017 Zions Bancorporation Board Declares Dividends 10/23/2017 Zions Bancorporation Reports Third Quarter Financial Results 10/23/2017 Zions Bancorporation Reports Third Quarter Financial Results 10/06/2017 Zions Bancorporation To Report Third Quarter 2017 Earnings Results 9/26/2017 Zions Bancorporation Women Featured As "Top Team" In American Banker Magazine's "Most Powerful Women In Banking" Issue 9/06/2017 Zions Bancorporation To Present At The Barclays 2017 Global Financial Services Conference and Updates Warrant Information 8/30/2017 Amegy Bank Offers Relief Following Hurricane Harvey Contact Information Zions Bancorporation One South Main Street Salt Lake City, UT Page 2 of 7

3 For inquiries regarding Zions common stock, preferred stock or debt issued by Zions, please contact: Investor Relations Contact James Abbott, Director Copyright 2018, S&P Global Market Intelligence Terms of Use Page 3 of 7

4 Stock Graph/Chart Notify me with an end-of-day stock quote. Current Quote Price $ Change From Last Close NM 52 Week Range $ $ Year Avg Daily Volume 2,433,639 Stock Price Performance Last Close $ As Of April 27, 2018 (minimum 20 minute delay) Today's Range $ $ Today's Volume 1,682,170 Click on the graph for more detailed market information. Period: One Year 6 Update Chart Copyright 2018, S&P Global Market Intelligence Terms of Use Page 4 of 7

5 The website declined to show this webpage HTTP 403 Most likely causes: This website requires you to log in. What you can try: Go back to the previous page. More information This error (HTTP 403 Forbidden) means that this program was able to connect to the website, but it does not have permission to view the webpage. Page 5 of 7

6 Financial Highlights Trend Analysis--Quarterly (click here for Annual Analysis) For the definition of a financial field, click on the field name. Balance Sheet ($000) Ch (%) Ch (%) Loans Held for Investment, before Reserves 45,083,000 42,742, ,780, Loans Held for Sale, before Reserves 90, ,000 (29.69) 44, Loan Loss Reserve 473, ,000 (13.05) 518,000 (34.75) Net Loans Receivable 44,700,000 42,326, ,306, Intangible Assets 1,016,000 1,021,000 (0.49) 1,016, Total Assets 66,481,000 65,463, ,288, Deposits 52,963,000 53,475,000 (0.96) 52,621, Debt, Senior and Subordinated 5,250,000 3,520, ,359,000 (8.14) Common Equity 7,078,000 7,020, ,113,000 (1.97) Total Shareholders' Equity 7,644,000 7,730,000 (1.11) 7,679,000 (1.82) Shares Outstanding (actual) 197,050, ,595,000 (2.74) 197,532,000 (0.98) Income Statement ($000) Ch (%) Ch (%) Net Interest Income 542, , , Provision for Loan Losses (40,000) 23,000 NM (11,000) 1, Noninterest Income 138, , ,073 (3.09) Noninterest Expense 412, ,000 (0.24) 416,042 (3.89) Net Income Before Taxes 308, , , Provision for Taxes 70,000 45, ,000 (194.12) Net Income 238, , , Per Share Items ($) Ch (%) Ch (%) Book Value per Share (0.99) Tangible Book Value (1.32) Diluted EPS Before Extra Diluted EPS After Extra Dividends Declared Performance Ratios (%) Page 6 of 7

7 ROAA ROAE Net Interest Margin Loans / Deposits Efficiency Ratio (460) (30) Balance Sheet Ratios (%) Tangible Equity/ Tangible Assets (29) (8) Equity/ Assets (31) (9) Asset Quality Ratios (%) Nonperforming Assets/ Assets (35) 0.84 (4) Loan Loss Reserves/ Gross Loans (22) 1.16 (11) Loan Loss Reserves/ NPAs , (464) Net Charge-offs/ Avg Loans (39) 0.11 (6) Regulatory Capital Ratios (%) Tier 1 Capital Ratio (34) Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4 * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four. Copyright 2018, S&P Global Market Intelligence Terms of Use Page 7 of 7

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