Pricing Guide. Ranked by Bloomberg Markets WORLD S STRONGEST BANK

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1 T PB Pricing Guide.ai 1 4/4/1 6:13 PM Pricing Guide Ranked by Bloomberg Markets WORLD S STRONGEST BANK

2 T PB Pricing Guide.ai 4/4/1 6:13 PM CONTENTS PREMIER CENTRE DIRECTORY Deposit Accounts Premier Deposit Accounts (SGD) 1 Other Savings/Current Accounts (SGD) 1 Time Deposit Accounts (SGD) 1 Global Deposit Accounts (Foreign Currency) Cheque 3 Remittances Inward Remittance 4 Outward Remittance 4 Cancellations / Amendments / Stop Payments 5 Other Funds Transfer Services 5 ebanking Services ATM 6 Online Banking 6 Phone Banking 6 Other Banking Services Safe Deposit Box 7 Cash Transactions at Teller Counters 7 Guarantees 7 Document Retrieval 7 Audit Confirmation 7 Credit Card 8 To experience the Premier difference for yourself, come visit us at any of our Premier Centres. You can also call our Premier Hotline at 1800 PREMIER ( ) if you have any queries or wish to make an appointment with us. For more information, please visit OPEN FROM MONDAYS TO SUNDAYS ANG MO KIO HUB 53 Ang Mo Kio Avenue 3 #B1-3/33 Singapore BEDOK Blk 04 Bedok North Street 1 #01-403/405/407 Singapore HOLLAND VILLAGE 49 Holland Avenue Level Singapore OPEN FROM MONDAYS TO SATURDAYS EAST COAST 174/176 East Coast Road Singapore HOUGANG MALL 90 Hougang Avenue 10 #01-01/0/03/04/05 Singapore ION ORCHARD Orchard Turn #B-56/57 Singapore JURONG POINT 1 Jurong West Central #B1-31 Singapore CENTRE 65 Chulia Street Centre, Mezzanine Floor Singapore MARINA BAY SANDS Bayfront Avenue #01-17, Marina Bay Sands Shoppes Singapore NEX 3 Serangoon Central #B-8/9 Singapore SERANGOON GARDEN 86/88 Serangoon Garden Way Level Singapore Mortgage 8 Premier Centre Directory 9 MARINA BAY FINANCIAL CENTRE 10 Marina Boulevard Marina Bay Financial Centre Tower #01-04 Singapore ORCHARD 160 Orchard Road #B1-1/13, Orchard Point Singapore 3884 SIXTH AVENUE 87 Bukit Timah Road Singapore We also have dedicated Premier Banking teller counters at over 50 Bank branches to help you with your banking transactions. For a list of locations, please visit Premier Centre Directory 9

3 T PB Pricing Guide.ai 3 4/4/1 6:13 PM CREDIT CARDS DEPOSIT ACCOUNTS Principal Supplementary Premier Mortgage Annual Fee^ Elite World Card S$1, Titanium MasterCard S$19.60 S$96.30 Robinsons VISA Platinum Elite S$19.60 S$96.30 Robinsons VISA Platinum S$18.40 S$64.0 Platinum MasterCard S$ S$80.5 Arts Platinum MasterCard S$ S$80.5 BEST- Platinum MasterCard S$53.50 S$3.10 ^Inclusive of GST MORTGAGE Interest Rates Please speak to your Relationship Manager or call the Premier Hotline at 1800-PREMIER ( ) for more details on the latest home loan packages Legal Fee^ Legal Fee 0.40% of the loan amount capped at S$,400 subject to a claw back if the loan is fully redeemed within 3 years Valuation Fee^ Valuation Fee Subsidy available, subject to a claw back if the loan is fully redeemed within 3 years Fire Insurance* 1 year free fire insurance provided by OAC ^For residential properties in Singapore only. *For non-mcst residential properties in Singapore only. These fees and charges are effective from 1 April 01 and are subject to change from time to time. Premier Deposit Accounts (SGD) Other Savings/Current Accounts (SGD) Time Deposit Accounts (SGD) Standard Fees for all SGD Deposit Accounts Premier Statement Savings Minimum Initial Deposit Service Fee Premier EasiSave Account Minimum Initial Deposit Service Fee Not Applicable Account Fee Chequebook Fee Premier Dividend+ Savings Account Service Fee Premier Trade SGD Cash Account Service Fee Passbook Savings Account Minimum Initial Deposit S$500 Service fee if monthly average balance falls below S$1,000 S$ per month Smart Senior Account Minimum Initial Deposit S$1,000 Service fee if monthly average balance falls below S$1,000 S$ per month SGD Time Deposit Minimum Initial Deposit S$5,000 Premature Termination Fee Applicable for withdrawal made prior to maturity Other Service Charges Early Account Closure Fee (Within 6 months of opening) Passbook Replacement Fee S$15 per passbook Excess Fee 1 Minimum or Prime % p.a., whichever is higher, on the excess amount 1 Excess fee is an incidental overdraft charge for accounts without limits. 8 Credit Cards & Mortgage Deposit Accounts 1

4 T PB Pricing Guide.ai 4 4/4/1 6:13 PM DEPOSIT ACCOUNTS OTHER BANKING SERVICES Global Deposit Accounts (Foreign Currency) Premier Standard Fees for all Deposit/withdrawal 1% minimum 0.75% minimum Foreign Currency in foreign currency notes commission-in-lieu commission-in-lieu Deposit Accounts (depending on currency of exchange of exchange type) Early Account Closure Fee (Within 6 months of opening) US$0 Excess Fee 1 Minimum US$5 or equivalent for foreign currency accounts Premier Trade Global Service Fee Cash Account Not Applicable Global Savings Account Minimum Initial Deposit USD 5,000 and end day balance to EUR 5,000 earn interest AUD 5,000 GBP 5,000 CAD 5,000 JPY 500,000 HKD 50,000 NZD 5,000 CHF 5,000 USD Chequeing Account Minimum Initial Deposit US$1,000 Service fee if monthly average balance falls below US$1,000 US$10 Global Time Deposit Minimum Initial Deposit USD 5,000 and end day balance to EUR 5,000 earn interest AUD 5,000 GBP 5,000 CAD 5,000 JPY 500,000 HKD 50,000 NZD 5,000 CHF 5,000 THB 500,000 Premature To avoid premature termination fees, maturity instructions Termination Fee are to be given to the bank working days prior to the maturity of Time Deposit 1 Excess fee is an incidental overdraft charge for accounts without limits. Commission-in-lieu of exchange is applicable when there is no foreign exchange involved. Safe Deposit Box Cash Transactions at Teller Counters Guarantees Document Retrieval Audit Confirmation Premier Safe Deposit Box Annual Fee Standard Fees 0% discount on Fees and Charges Standard Annual Fee Key Deposit (refundable) S$150 Lost Key Charges: 1 key S$160.50* keys S$14* Late Payment Fees S$0 Safe Custody Fee Force Opening Charges Bulk Cash Deposit Charges First,000 per day Banker s Guarantee Document/Statement Retrieval Charges 8 per monthly statement Every subsequent S$10,000 or part thereof Issuance Commission (new/renewal) and Amendment (Increase in Amount/ Extension) Other Amendments Audit Confirmation Fee Non-borrowing customer per confirmation Tracers/Investigations * Charges are inclusive of GST Current and previous month (statements only) For retrievals of less than 1 year ago For retrievals of between 1 and 3 years ago For retrievals of between 3 and 6 years ago For retrievals of more than 6 years ago 9 Borrowing customer with retail accounts Borrowing customer without retail accounts Letter of Reference (non loans related) Letter of Reference (loans related) S$160.50* S$107* S$5 (Applicable for all denominations) 1.5% per annum (minimum 1 year or S$150 whichever is higher) S$0 S$50 S$100 S$50 per confirmation S$53.50 per confirmation* per request S$3.10 per request* S$100 per amendment Cable Charges apply (for maximum of documents in a year) (for maximum of waiver per annum) 8 Includes monthly SGD/FCY statement of accounts, SGD/FCY Time Deposit Interest statement and advices, deposit/withdrawal/debit/ credit vouchers, savings account details. Consolidated statement for passbook savings is not chargeable. Retrieval charges debited from FCY accounts will be based on prevailing TT rate applicable. 9 Effective from 1 May 01, and payment to be collected upon retrieval request. Deposit Accounts Other Banking Services 7

5 T PB Pricing Guide.ai 5 4/4/1 6:13 PM EBANKING SERVICES CHEQUE Premier Premier ATM Card Replacement Lost/Stolen card S$5 per card (Maximum requests per annum) Reissuance of PIN S$5 per card Cheque Book Charge Premier EasiSave Account Not Applicable Cheque Retrieval^ For retrieval of less than S$1.40* 1 year ago Damaged Card ATM Charges Shared ATM 30 cents from 3 rd withdrawal per calendar month Overseas ATM 3% is levied on the S$ equivalent of (a) the amount withdrawn For retrieval between 1 & 3 years ago For retrieval of more than 3 years ago S$3.10* S$53.50* (for maximum of cheques per customer per month) ATM Malaysia and BANK NISP ATMs and (b) such service fee as may be imposed by the acquirer bank, which may vary from bank to bank (minimum S$5 and maximum S$0 per transaction) S$ per transaction Physical Cheque Retrieval S$53.50 per cheque* Stop Cheque Payment Reported via Branch per cheque SGD Cheques Reported via Phone/ Online Banking S$15 per cheque (for maximum of cheques per customer per month) Online Banking Fees Participating MEPS ATM in Malaysia 6 Remittance to China 7 Funds transfer to other bank S$5 per withdrawal S$15 per remittance Cheque Charges USD Cheques U per cheque Loss of Cheque Book SGD Reported via Branch S$60 Cheque Reported via Phone/ books Online Banking USD Cheque books U (for maximum of cheques per customer per month) Online Banking Per returned item from funds transfer to other bank FA Hardware token replacement fee S$0.50 S$0 per token Returned Cheques SGD Cheque S$40 per cheque (Outward) USD Cheque US$40 per cheque Marked Cheques Bank Cheques 3 S$40 per cheque Other Bank's Cheques S$80 per cheque + courier charges (if applicable) Phone banking Online Remittance S$15 per remittance to China 7 Phone Banking Fees Open COE Bidding S$10 per submission S$10 per revision Funds transfer to other S$0.50 per returned item bank 6 Applicable to ATM and Debit Cards only. 7 Applicable to participating China UnionPay member banks. Foreign Currency Cheques Clearing Charges Sent for Local Clearing: USD cheques drawn on local banks Sent for Overseas Collection: In Brunei Dollars In other currencies S$15 per cheque + 1/4% commission in lieu of exchange (min S$5) + Postage and/or Agent Fees (if applicable) 1/8% commission (min, max S$100) + Postage and/or Agent Fees (if applicable) ^ NOTE: Each urgent cheque image retrieval (within 7 business days) will incur an additional charge of S$1.40 * Charges are inclusive of GST Commission-in-lieu of exchange is applicable when there is no foreign exchange. 3 Service is not available on Sundays and Public Holidays. 6 ebanking Services Cheque 3

6 T PB Pricing Guide.ai 6 4/4/1 6:13 PM REMITTANCES REMITTANCES Premier Premier Telegraphic Transfer Credit to Time Deposit Credit to SGD or FCY Account S$10 Cashier s Order Payable to Own Name Payable to Third Party S$5 per cashier's order MEPS (Electronic Payment System) Incoming Payments MEPS (Electronic Payment System) Outgoing Payments S$0 Inward Remittance Demand Draft (Credit to SGD or FCY Account) Drawn on Bank Telegraphic Transfers to Commission Same as fees for first party accounts overseas Telegraphic Transfers to non- or/and third party accounts Drawn on other bank 1/8% commission (min ) + Agent Fees and/or Postage (if applicable) Traveller s cheques Encashment of Traveller s Cheque except for cheques in: Australian Dollar: 5% or 7.00, whichever is higher (Thomas Cook s Travellers Cheques only) Japanese Yen: JPY00 per Traveller's Cheque Cable Charge S$0 Outward Remittance Demand Draft Commission: 1/8% commission 50% Discount (from SGD or FCY Accounts) Debit SGD Account (Min S$15, Max S$100) (Min S$7.50, Max S$50) Debit FCY Account 1/8% commission 50% Discount (involving Foreign Exchange) (Min S$10, Max S$10) (Min S$5, Max S$60) Debit FCY Account 1/8% commission 50% Discount (not involving foreign exchange) (Min S$10, Max S$10) (Min S$5, Max S$60) 1/8% commission in lieu of exchange (Min S$5, Max S$10) Cable Charge (if applicable) S$0 Agent Fee (if applicable) Fixed fee based on remitting currency 4 Postage (if applicable) As per existing rates Demand Draft Payable to Same Party 1st draft per day free, subsequent draft at S$0 each (from FCY Time Deposit) Payable to Third Party Same as fees above for 'Debit FCY Accounts' Outward Remittance Agent Fee (if applicable) Fixed fee based on remitting currency 4 Telegraphic Transfers to Commission: 1/8% commission 50% Discount non- or/and third Debit SGD Account (Min S$10, Max S$100) (Min S$5, Max S$50) party accounts Debit FCY Account 1/8% commission 50% Discount (involving Foreign Exchange) (Min S$10, Max S$10) (Min S$5, Max S$60) Debit FCY Account, including 1/8% commission 50% Discount FCY Time Deposit (Min S$10, Max S$10) (Min S$5, Max S$60) (not involving foreign exchange) and 1/8% commission in lieu of exchange (Min S$5, Max S$10) Cancellations / Amendments / Stop Payments Cancellations Cancel Cashier's Order S$5 per cashier's order Cancel Demand Draft 5 : SGD Account Foreign Currency Account: S$10 per draft US$5 per draft Stop Payment Cashier's Order S$0 per cashier's order Demand Draft 5 : SGD Account Foreign Currency Account S$0 per draft US$10 per draft Amendment Amendment/Investigation: Cable Charge (flat fee S$0) Telegraphic Transfer + Agent Fee (if applicable) Cable Charge S$0 GIRO EasiPay standing Instruction S$10 per transaction Agent Fee (if applicable) Fixed fee based on remitting currency 4 Outward Remittances Telegraphic Transfers/ Same/Third Party: through Online Banking Overseas Fund Transfer 1/8% commission Account Holder: (Min S$10, Max S$100) + Commission Debit from SGD Accounts Agent Fee (if applicable): (Cable Charge S$0 fixed fee based on and Agent Fee apply) remitting currency 4 + Cable Charge (flat fee of S$0) MEPS (MAS Electronic Payment System)/Same day Fund S$5 Transfer Out-going Payment Other Fund Transfer Services Outward GIRO Return Inward GIRO Return S$10 per item Minimum S$0.50 to maximum of S$1.50 per item Standing Instructions Set-up Charge S$10 (Telegraphic Transfer / Standard charges apply Electronic Payment System) Amendment/Cancellation S$10 Rejected items due to insufficient funds Internal Funds Transfer First 3 transactions (within Singapore accounts) 4th Transaction onwards S$5 per transaction (Charges are applicable per submission made through any branch) Commission-in-lieu of exchange is applicable when there is no foreign exchange involved. Commission-in-lieu of exchange is applicable when there is no foreign exchange involved. 4 For telegraphic transfer in JPY, only the fixed agent fee is applicable for amounts up to JPY 100 million. For amounts more than JPY 100 million, both fixed agent fee and 3 rd party bank charges are applicable. 4 For telegraphic transfer in JPY, only the fixed agent fee is applicable for amounts up to JPY 100 million. For amounts more than JPY 100 million, both fixed agent fee and 3 rd party bank charges are applicable. 5 Where applicable, agent fee and/or cable charge will be charged. 4 Remittances Remittances 5