6TH PLENARY MEETING CONCERTED ACTION FOR THE ENERGY EFFICIENCY DIRECTIVE
|
|
- Poppy Henderson
- 5 years ago
- Views:
Transcription
1 6TH PLENARY MEETING CONCERTED ACTION FOR THE ENERGY EFFICIENCY DIRECTIVE Financing for energy efficiency from commercial bank experience of BOS Bank (Poland) 20 October 2015 Z korzyścią dla Ciebie i świata w którym żyjesz Slajd 1 z 15
2 Bank Ochrony Środowiska S.A. Mission of the Bank for 25 years Support of undertakings dedicated to: renewable energy sources, clean environment (water management, waste management etc.) development of industry and services dedicated to the environment protection, energy efficiency, promotion of proecological attitudes and initiatives for the environment protection. Slajd 2 z 15 2
3 Proenvironmental lending in BOŚ Bank Structure of the loan portfolio (1H 2015) Size of the proenvironmental portfolio PLN 4 bln (44,5% of corporate and public finance portfolio) Other 38% Renewable Energy Sources 41% Energy Efficiency 21% 12% 6% 2% 1% Energy - saving construction Thermomodernisation Modernisation of technological processes Boilers modernisation Slajd 3 z 15
4 Ways of EE financing in BOŚ Bank Every choice may be the right one Commercial loans Price conditions Share of own funds Adaptation of financing to the implementation schedule - flexibility Acceptance of various financing sources Preferential loans Preferential pricing lower interest Incentives regarding investment expenditures subsidy, bonus Incentives in the financing construction lowered share of own funds, longer grace period, longer financing period. Slajd 4 z 15
5 Financing of EE in BOŚ product portfolio Wisdom is expressed with the right choice LOAN WITH GOOD ENERGY Investment and revolving credits dedicated to RES implemented by SPVs Value of investment loan: up to 90% of net investment value (in case of communities up to 100% gross investment value) Maturity period: up to 20 years PROGRAM PROSUMER Credit with grant dedicated to purchase and installation of micro RES (electricity/heat) EKOCREDIT PV A bundle covering: PV panels, financing, installation services, guarantee and insurance of the PV system LOAN ENERGY SAVING HOUSE Loan for individuals supporting construction or purchase of a house or an apartment meeting defined energy standards TERMOULGA (TERMORELIEF) Loan dedicated to thermal modernization and rehabilitation of buildings, including: replacement of conventional heating source with renewable. Slajd 5 z 15
6 Financing of EE in BOŚ product portfolio Co-operation with national and international counterparties LOANS IN COOPERATION WITH INTERNATIONAL FINANCIAL INSTITUTIONS Scope of financing and type of the investor agreed in loan agreements, Maturity period: up to 10 years, Grace period in capital repayment: up to 2 years, Margin and fees lower than in the standard offer LOANS IN COOPERATION WITH REGIONAL FUNDS FOR ENVIRONMENT PROTECTION AND WATER MANAGEMENT Scope od the loan, type of the investor and coditions of the financing defined in agreements with separate Funds Type of incentive: Lowered margin Subsidy to eligible costs Slajd 6 z 15
7 Barriers: Conclusions: BARRIERS FOR THE INVESTORS cost of investment / of financing, access to long term financing, lack of collateral. BARRIERS FOR THE COMMERCIAL BANK lack of collateral, credit worthness of the investor, legal issues. Subsidy needed Slajd 7 z 15
8 Thank you for your attention! Małgorzata Dusza Director of Financial Institutions Departament Phone: Please visit our web site Slajd 8 z 15
BOŚ S.A. Group 1H 2015
BOŚ S.A. Group 1H 2015 Key financial data of BOŚ S.A. Group 1H 2014 1H 2015 Change Y/Y 1Q 2015 2Q 2015 Change q/q Net interest income 151 974 120 856-20,5% 59 835 61 021 2,0% Net commission & fee income
More informationTHE ECOLOGICAL SIDE OF BUSINESS
THE ECOLOGICAL SIDE OF BUSINESS BOŚ Eko Profit offers active forms of investment support. The offer is addressed in particular to those who develop their own investment projects. What we have to offer
More informationSupporting cities to cut carbon: perspective of EIB
EIB Headquarters, Luxembourg : perspective of EIB 15 October 2009 Edward Calthrop Economist, IAD. Profile The European Investment Bank is the European Union s long-term financing institution. The Bank
More informationState Aid in Energy Efficiency (Financial Instruments)
State Aid in Energy Efficiency (Financial Instruments) 19 March 2019 Seville Development Finance Innovation Public Investment Development Agency About VIPA VIPA Established in 2012 Development Owned by
More informationSIDBI s Initiatives in. Sustainable Finance WE EMPOWER MSME
SIDBI s Initiatives in Sustainable Finance 1 An overview of Indian MSME MSME Sector Contribution to Indian Economy 8% of GDP of the country 45% of manufactured output 40% share in exports More than 8000
More informationWARSAW, 8 SEPTEMBER ANALYSIS OF LEGAL CONDITIONS FOR THE IMPLEMENTATION OF THE JESSICA INITIATIVE IN POLAND
WARSAW, 8 SEPTEMBER 2008. ANALYSIS OF LEGAL CONDITIONS FOR THE IMPLEMENTATION OF THE JESSICA INITIATIVE IN POLAND 1 INTRODUCTION 4 ISSUE NO. 1 5 1.1. General background 5 1.2. Indication of possible application
More informationFinancial Instruments in Energy Efficiency in Lithuania Agnė KAZLAUSKAITĖ, Ministry of Finance Junona BUMELYTĖ, EIB
Financial Instruments in Energy Efficiency in Lithuania Agnė KAZLAUSKAITĖ, Ministry of Finance Junona BUMELYTĖ, EIB Strategic context: EU funds investment over 2 PP 2007 2013 EUR 6,775.5m 2014 2020 EUR
More informationEU financial engineering instruments for revitalization of degraded urban areas BGK experiences
EU financial engineering instruments for revitalization of degraded urban areas BGK experiences Ewa Kołodziej Mateusz Andrzejewski Bank Gospodarstwa Krajowego Brussels 7th March 2016 BANK GOSPODARSTWA
More informationEIB group experience in managing financial instruments and banks role. Vilnius, 17 th May 2016 CITYnvest Lithuania
EIB group experience in managing financial instruments and banks role Vilnius, 17 th May 2016 CITYnvest Lithuania 1 European Investment Bank Group 2 European Investment Bank Group 3 Poland - JESSICA financing
More informationREELIH FINANCIAL MODELING OPTIONS FOR FINANCING ENERGY EFFICIENCY MEASURES IN TUZLA CANTON
REELIH FINANCIAL MODELING OPTIONS FOR FINANCING ENERGY EFFICIENCY MEASURES IN TUZLA CANTON Contents 1. Financing options for energy efficiency measures for households in Bosnia and Herzegovina... 4 1.1.
More informationENERGY SAVINGS BY 2030 ACCORDING TO EU TARGETS : POTENTIAL, COSTS AND IMPACTS ON ECONOMY, EMPLOYMENT AND PUBLIC SPENDING
ENERGY SAVINGS BY 2030 ACCORDING TO EU TARGETS : POTENTIAL, COSTS AND IMPACTS ON ECONOMY, EMPLOYMENT AND PUBLIC SPENDING Contractor: ENVIROS, s.r.o. October 2017 ABSTRACT The study on Energy Savings by
More informationPLAN OF MEASURES TO DRIVE GROWTH, COMPETITIVENESS AND EFFICIENCY
PLAN OF MEASURES TO DRIVE GROWTH, COMPETITIVENESS AND EFFICIENCY 6 June, 2014 The National Reform Programme 2014 reflects the intense reforming activity of the last two years, which has led to the Spanish
More informationExpense Summary Information
Real Estate Taxes Fixed Expense Fixed Reimburseable CAM Reimburseable % of Total Expenses 27.46% Real estate taxes are based upon an assessment that is to be 100% of Fair Market Value. The current assessment
More informationNational Coalition for Homeless Veterans. May 28, USDA Rural Development Housing Programs Community Facilities Programs
National Coalition for Homeless Veterans May 28, 2014 USDA Rural Development Housing Programs Community Facilities Programs Organizational Structure USDA s Rural Housing Service is part of the Rural Development
More informationPROPOSED SUPPORT MECHANISM FOR THE RENOVATION OF SINGLE-FAMILY BUILDINGS
Report Summary INTRODUCTION In 2016, BPIE held two workshops on the topic of improving the framework conditions for the deep renovation of the Polish building stock. These workshops explored issues ranging
More informationGreen Banks: Financing Residential Energy Efficiency
Green Banks: Financing Residential Energy Efficiency Promoting Energy Efficiency Finance: Examples of Tools and Best Practices DOE / Clean Energy Solutions Center Webinar Carolina Herrera Jáuregui November
More informationInternational Experience
International Experience Financial Products Offered by FIs Models for IFI Participation 1 Financial Products Distributed Generation: PPAs or Leases EE Home Improvement/SME Loans C15 ESCOs: Loans,Equity/Quasi
More informationThe European Investment Bank (EIB): Financing for Sustainable Economic Growth in the Caribbean
The (EIB): Financing for Sustainable Economic Growth in the Caribbean 16 May 2017 Floris Vermeulen Investment Officer f.vermeulen@eib.org +1 (246) 434 8550 The EIB: the bank of the European Union What
More informationFinancing Clean Energy: USAID Experiences and Lessons Learned
Financing Clean Energy: USAID Experiences and Lessons Learned Jas Singh, Energy Advisor Infrastructure & Engineering Office Mobilizing Private Sector Financing for Energy Commission for Sustainable Development
More informationLithuanian experience on financing instruments for energy efficiency. Vaida Lauruseviciene Public Investment Development Agency (VIPA)
Lithuanian experience on financing instruments for energy efficiency Vaida Lauruseviciene Public Investment Development Agency (VIPA) 2017 04 27 VIPA managed financial instruments DORMITORY RENOVATION
More informationExperience in implementing financial instruments
Experience in implementing financial instruments 11/01/2017 Gedas Janėnas Project Manager at Department for Development of Financial Services Šiaulių Bankas at a glance Position Rating Network Employees
More informationFinancing models for energy-efficient urban street lighting Matthias Hessling Aleksandra Novikova Kateryna Stelmakh Julie Emmrich
training Financing models for energy-efficient urban street lighting Matthias Hessling Aleksandra Novikova Kateryna Stelmakh Julie Emmrich Private finance Public finance Funding sources recap Own resources
More informationREPORT ON THE ACTIVITIES OF KOMPUTRONIK S.A. CAPITAL GROUP
Komputronik REPORT ON THE ACTIVITIES OF KOMPUTRONIK S.A. CAPITAL GROUP for the period from 1st April 2014 to 31st March 2015 Poznan, 19th June 2015. Komputronik www.komputronik.com Poznan, 19th June 2015.
More informationI. Consolidated Balance Sheet
I. Consolidated Balance Sheet At 30 June At 31 December ASSETS Non-current assets Property, plant and equipment 375,932 352,949 Investment real estates 14,909 7,876 Goodwill 44,061 44,061 Other intangible
More informationThe drafts of the resolutions of the Extraordinary General Meeting have been included in Current Report RB 28/2011.
RB 27/2011 Announcement of the Calling of BOŚ S.A. Extraordinary General Meeting for the day of 23 Sep. 2011 publicised on 26 Aug. 2011 According to Par. 38 Section 1 Items 1 and 2 of the Finance Minister's
More informationI. Consolidated Balance Sheet
I. Consolidated Balance Sheet At 31 At 31 ASSETS Non-current assets Property, plant and equipment 387,459 352,949 Investment real estates 15,359 7,876 Goodwill 44,061 44,061 Other intangible assets 70,214
More informationRenEsco. A residential private ESCO and social enterprise. Financing housing modernization through energy conservation
RenEsco A residential private ESCO and social enterprise Financing housing modernization through energy conservation External parts are corroding due to the effects of weather Crushed panel joints Collapsing
More informationScaling up Climate Change Finance Barriers, Options and the Private Sector
Scaling up Climate Change Finance Barriers, Options and the Private Sector Clean Energy Finance Workshop, June 28, Ankara, Turkey Martin Dasek Sustainability and Climate Business, EMENA Coordinator IFC,
More informationEnergy Efficiency Financing 27 September 2012 Amit Bando Moderator Dr. Jae Hoon LEE, Amit Kumar, Gudrun Gumb, Dr. Henrike Koschel - Panelists
The International Partnership for Energy Efficiency Cooperation (IPEEC) - Clean Energy Solutions Center Energy Efficiency Financing 27 September 2012 Amit Bando Moderator Dr. Jae Hoon LEE, Amit Kumar,
More informationMANAGEMENT BOARD S REPORT OF THE BANK OCHRONY ŚRODOWISKA S.A. FOR THE YEAR 2015
MANAGEMENT BOARD S REPORT OF THE BANK OCHRONY ŚRODOWISKA S.A. FOR THE YEAR 2015 WARSAW, MARCH 2016 TABLE OF CONTENTS SUMMARY OF THE PERFORMANCE OF THE BOŚ S.A. IN 2015... 4 I. FACTORS AND EVENTS AFFECTING
More informationVI. Capital buffers, Indicators of global systemic importance (CRR Articles 440, 441)
The rules for establishing credit reserves for credit risk are presented in the section entitled Financial risk management - Credit risk of the Yearly Financial Report. Article 439.c The Group does not
More informationWorld Bank Presentation
World Bank Presentation State Energy Office Revolving Loan Programs Washington, D.C. February 20, 2008 Bill Nesmith National Association of State Energy Officials Loan Program Design Considerations Loan
More informationYanino Waste Processing Plant City of St. Petersburg
Yanino Waste Processing Plant City of St. Petersburg Project Briefing 26 October 2009 Page 1 Table of Contents Sections 1. Executive Summary. 3 2. Waste Processing Industry in St. Petersburg.....4 3. Project
More informationA. Establishment of the operating framework for the financial intermediary.
Draft Phase I Report ESMAP Innovative Finance Program in Poland The ESMAP Team began operations in June 2004. Since that time, all Team members have been active in their respective areas of assignment
More informationMicro-finance and Credit in the Development of Renewable Energy Sector
Micro-finance and Credit in the Development of Renewable Energy Sector Renewable Energy (RE) projects have distinct differences from other projects (even those involved with the development of conventional
More informationEIB SUPPORT TO ENERGY EFFICIENCY. An overview of (some) solutions for the financing of thermal renovation of buildings
EIB SUPPORT TO ENERGY EFFICIENCY An overview of (some) solutions for the financing of thermal renovation of buildings European Conference Climate Finance for Subnational Actors Paris, October 1st, 2015
More informationEE NATIONAL FUNDS (SLOVENIA S IMPLEMENTATION OF EED ARTICLE 7 THROUGH FINANCIAL INCENTIVES OF ECO FUND, SLOVENIAN ENVIRONMENTAL PUBLIC FUND)
EE NATIONAL FUNDS (SLOVENIA S IMPLEMENTATION OF EED ARTICLE 7 THROUGH FINANCIAL INCENTIVES OF ECO FUND, SLOVENIAN ENVIRONMENTAL PUBLIC FUND) Tadeja Kovačič, Eco Fund Councilor Workshop on Annual energy
More informationLessons Learnt & Policy recommendations
Lessons Learnt & Policy recommendations FINAL DISSEMINATION EVENT, Brussels, Feb. 21 st, 2017 Athanassios (Nassos) Petsopoulos Bulgaria: Lessons learnt - BCC & EAP (1) Most sports hall owners haven t heard
More informationFinancing Energy Efficiency Projects for SMEs
Financing Energy Efficiency Projects for SMEs UNEP Workshop: Corporate Social Responsibility & Sustainable reporting Mumbai, Tuesday the 5 th December 2006 1 SMEs In India Industries with investment upto
More informationCONSOLIDATED FINANCIAL STATEMENTS OF THE BANK OCHRONY ŚRODOWISKA S.A. GROUP FOR THE THIRD QUARTER 2015
CONSOLIDATED FINANCIAL STATEMENTS OF THE BANK OCHRONY ŚRODOWISKA S.A. GROUP FOR THE THIRD QUARTER 2015 November 2015 Contents BOŚ S.A. GROUP INTERIM FINANCIAL STATEMENTS... 3 Interim consolidated income
More informationMicro-enterprise Loan Fund Model oals of Micro-enterprise Programs
11.437 Class 14: Micro-enterprise Loan Funds Micro-enterprise Loan Fund Model New model that has mushroomed over past ten years with foundation and federal government support Serves start-up businesses
More informationMember Business Lending
MOTIVATE. BUILD. LEAD. Member Business Lending Foremost provider of Commerical lending services WHO WE ARE Member Business Lending (MBL) is a credit union service organization (CUSO) established in 2004
More informationEnergy Efficiency (EE) Financing Strategies and Considerations in Commercial Real Estate
Energy Efficiency (EE) Financing Strategies and Considerations in Commercial Real Estate Ioannis Orfanos Director, Green Value Associates Head of ULI Greece & Cyprus Sustainability Council 25 OCTOBER 2018
More informationKOGENERACJA S.A. Management Board s Report on the Activities in 2013 MANAGEMENT BOARD'S REPORT ON THE ACTIVITIES OF KOGENERACJA S.A.
MANAGEMENT BOARD'S REPORT ON THE ACTIVITIES OF KOGENERACJA S.A. 2013 1 Contents I. Profile of the Company... 4 1. Legal basis... 4 2. Key information on the Company... 4 3. Employment... 4 4. Organisational
More informationFinancial Instruments supported by the European Structural and Investment (ESI) Funds in
Financial Instruments supported by the European Structural and Investment (ESI) Funds in 2014-2020 EU Finance Day for SMEs, 5 February 2014, Dublin Dr. Wolfgang Streitenberger, Conseiller-Adviser, DG Regional
More informationFirst Synthetic Securitization of. SME Loans in CEE. Lessons Learned. Worldbank Conference. Bratislava, May
Bratislava, May 16 2008 Worldbank Conference Page 1 First Synthetic Securitization of SME Loans in CEE Lessons Learned May 2008 Why securitisation? The profitability of CEE banking business frequently
More informationMaximizing PV Project Return on Investment Alternate Energy Revolving Loan Program (AERLP) William Haman, P.E.
Maximizing PV Project Return on Investment Alternate Energy Revolving Loan Program (AERLP) William Haman, P.E. Solar Powering Iowa Conference Cedar Rapids, IA March 24, 2016 Solar Energy Incentives Federal
More informationPromise. TC95558(0517)1 Cat No 63432(0517)
Promise TC95558(0517)1 Cat No 63432(0517) Our promise is our product We don t make widgets or cars or computers. We make promises. Our job since the chartering of National Life Insurance Company in 1848
More informationIMPEL S.A. Management s Presentation. Q Financial Performance April 8 th 2008
IMPEL S.A. Management s Presentation Q1 2008 Financial Performance April 8 th 2008 Consolidated financial results Higher profitability and revenue PLN'000 2007 Q1 2007 Q1 2008 Sales revenue 890 050 211
More informationSocial entrepreneurship and social inclusion: National Fund for Social Entrepreneurship, Poland Brussels, Wednesday, 29 November 2017
Social entrepreneurship and social inclusion: National Fund for Social Entrepreneurship, Poland Brussels, Wednesday, 29 November 2017 Implementing loan and counter-guarantee financial instrument within
More informationKey objectives of a modern and efficient regime on secured transactions in the work of UNCITRAL
Key objectives of a modern and efficient regime on secured transactions in the work of Spyridon V. Bazinas Senior Legal Officer Secretariat Key objectives of a modern and efficient regime on secured transactions
More informationCONSOLIDATED FINANCIAL STATEMENTS OF BANK OCHRONY ŚRODOWISKA S.A. GROUP FOR THE THIRD QUARTER 2016
CONSOLIDATED FINANCIAL STATEMENTS OF BANK OCHRONY ŚRODOWISKA S.A. GROUP FOR THE THIRD QUARTER 2016 November 2016 Contents BOŚ S.A. GROUP SUMMARY RESULTS... 1 1. MACROECONOMIC SITUATION... 2 2. FINANCIAL
More informationBucharest, 21 May 2016 FINANCING PRODUCTS FOR EU FUNDS PROJECTS
Bucharest, 21 May 2016 FINANCING PRODUCTS FOR EU FUNDS PROJECTS SUMMARY I) UNICREDIT BANK HISTORY IN FINANCING EU FUNDS PROJECTS II) 2014 2020 BUDGET ALLOCATIONS III) UNICREDIT BANK PRODUCTS IV) UNICREDIT
More informationEuropean Bank for Reconstruction and Development
European Bank for Reconstruction and Development 12 th Annual Syndications and Co-financiers Meeting London 16 th March 2010 Presentations will be posted to http://www.ebrd.com/oppor/syndi/meeting/index.htm
More informationAnalyzing Incentives and Financial Mechanisms to promote High Energy Efficient Buildings in Thailand
Analyzing Incentives and Financial Mechanisms to promote High Energy Efficient Buildings in Thailand Organized by Thai-German Programme on Energy Efficiency Development Plan (TGP-EEDP) VIE bar 2nd Fl.
More informationFinancing & Funding RE Projects
Financing & Funding RE Projects Decentralized Power and Heat Supply in Peru Facilitator Overview Introduction / Types of Financing German public financing programs International public financing programs
More informationActivity of credit intermediation and factoring companies in Poland
Invention Journal of Research Technology in Engineering & Management (IJRTEM) ISSN: 2455-3689 www.ijrtem.com Volume 3 Issue 2 ǁ February 2019 ǁ PP 01-05 Activity of credit intermediation and factoring
More informationRole of Green Banks and Energy Efficiency Financing
Role of Green Banks and Energy Efficiency Financing NGA State Workshop on Innovations in Energy Efficiency Policy February 20, 2014 Jeffrey Schub, Vice President Coalition for Green Capital Agenda Washington,
More informationANNUAL CONSOLIDATED FINANCIAL STATEMENTS OF THE CAPITAL GROUP OF BANK OCHRONY ŚRODOWISKA S.A. FOR THE YEAR ENDED 31 DECEMBER 2015 WITH THE
ANNUAL CONSOLIDATED FINANCIAL STATEMENTS OF THE CAPITAL GROUP OF BANK OCHRONY ŚRODOWISKA S.A. FOR THE YEAR ENDED 31 DECEMBER 2015 WITH THE INDEPENDENT AUDITORS` REPORT Warsaw, March 2016 Contents of the
More informationUSA Palm Desert Energy Independence Program
USA Palm Desert Energy Independence Program Context Palm Desert Energy Independence Program is one of a number of Property Assessed Clean Energy (PACE) Schemes implemented in the United States. Under these
More informationMANAGEMENT BOARD S REPORT OF THE BANK OCHRONY ŚRODOWISKA S.A. FOR THE YEAR 2016
MANAGEMENT BOARD S REPORT OF THE BANK OCHRONY ŚRODOWISKA S.A. FOR THE YEAR 2016 Warsaw, March 2017 TABLE OF CONTENTS SUMMARY OF THE PERFORMANCE OF THE BOŚ S.A. IN 2016... 4 I. FACTORS AND EVENTS AFFECTING
More informationLoan Funds for Social Enterprises (TISE, Poland)
Loan Funds for Social Enterprises (TISE, Poland) Michał Radziwiłł, TISE, Poland About TISE (Social and Economic Investment Company) Celebrates 25th anniversary of activities: fully owned subsidiary of
More informationCentral Bank of Lebanon Financing Unit
Central Bank of Lebanon Financing Unit The safeguarding of currency as a fundamental guarantee for permanent economic and social development: Safeguard a sound Lebanese currency. Safeguard economic stability.
More informationRESTRUCTURING PAPER ON A PROPOSED PROJECT RESTRUCTURING OF ENERGY EFFICIENCY PROJECT GEF TRUST FUND GRANT NUMBER TF OCTOBER 14, 2004 TO THE
Public isclosure Authorized Public isclosure Authorized Public isclosure Authorized Public isclosure Authorized ocument of The World Bank RESTRUCTURING PAPER ON A PROPOSE PROJECT RESTRUCTURING OF ENERGY
More informationAlternate Energy Revolving Loan Program (AERLP) William Haman, P.E. AERLP & Renewable Energy Programs Manager Iowa Energy Center
Alternate Energy Revolving Loan Program (AERLP) William Haman, P.E. AERLP & Renewable Energy Programs Manager Iowa Energy Center Solar Energy Incentives Federal Income Tax Credit 30% of eligible costs;
More informationRenewable Energy Finance and Investment Panel: Iowa
Renewable Energy Finance and Investment Panel: Iowa Alternate Energy Revolving Loan Program (AERLP) William Haman, P.E. Minnesota Renewable Energy Roundtable Maple Grove, MN October 27, 2016 Who is the
More informationI. Consolidated Balance Sheet
I. Consolidated Balance Sheet At 31 March 2014 At 31 December 2013 ASSETS Non-current assets Property, plant and equipment 366 918 360 825 Goodwill 44 061 44 061 Other intangible assets 78 365 79 720 Non-current
More informationCITY OF GAINESVILLE. CHIP 1 st TIME HOMEBUYER DOWN PAYMENT ASSISTANCE UNDERWRITING GUIDELINES
CITY OF GAINESVILLE CHIP 1 st TIME HOMEBUYER DOWN PAYMENT ASSISTANCE UNDERWRITING GUIDELINES Mission Statement The City of Gainesville Housing and Community Development Division is dedicated to improving
More informationFinancing: Leveraging Capital Markets to Scale Building Energy Efficiency in China
Financing: Leveraging Capital Markets to Scale Building Energy Efficiency in China Presented by Carolyn Szum, China Energy Group, Lawrence Berkeley National Laboratory March 5, 2018 Discussion Topics 1.
More informationThe following is guidance on terms used throughout data items FSA071 FSA082
The following is guidance on terms used throughout data items FSA071 FSA082 Unless otherwise specified, definitions should be in line with those used for other supervisory reporting (e.g. Common Reporting
More informationThe Programme Solidarity across generations. Measures aiming at increasing the economic activity of people over 50
The Programme Solidarity across generations. Measures aiming at increasing the economic activity of people over 50 Małgorzata Sarzalska Ministry of Labour and Social Policy The rationale Unfavorable labour
More informationThis document is a translation of a document originally issued in Polish. The only binding version is the original Polish version.
PKO Bank Hipoteczny SA Directors Report for the six-month period ended 30 June 2017 Table of Contents 1. INTRODUCTION... 3 2. EXTERNAL OPERATING CONDITIONS... 4 Macroeconomic environment... 4 Residential
More informationBIHAR ELECTRICITY REGULATORY COMMISSION PATNA
BIHAR ELECTRICITY REGULATORY COMMISSION PATNA NOTIFICATION 2 nd August, 2010 No. BERC-Regl/Solar-2/2010-03 In exercise of powers conferred under Section 61 read with Section 181(2)(zd) of the Electricity
More informationWarmer Homes Scotland
Warmer Homes Scotland Who Is It For? Warmer Home Scotland is designed to assist vulnerable people to improve the energy efficiency of their homes. The Scottish Government is offering assistance to homeowners
More informationSUPPORTING FINANCIAL INSTITUTIONS OF EUROPE AND CENTRAL ASIA IN DEVELOPING ENERGY EFFICIENCY LENDING PRODUCTS
SUPPORTING FINANCIAL INSTITUTIONS OF EUROPE AND CENTRAL ASIA IN DEVELOPING ENERGY EFFICIENCY LENDING PRODUCTS IFC APPROACH AND EXPERIENCE In partnership with Elena Shonya Operations Officer IFC ECA SEF
More informationUpdate: Infrastructure Ontario s Loan Program Zone 2 Treasurers Meeting, October 19, Partnering to modernize Ontario s public assets 1
Update: Infrastructure Ontario s Loan Program Zone 2 Treasurers Meeting, October 19, 2017 Partnering to modernize Ontario s public assets 1 Infrastructure Ontario (IO) Agency of the Ontario government
More informationChichester District Council. THE CABINET 6 September Deficit Reduction Plan
Chichester District Council THE CABINET 6 September 2016 1. Contacts Deficit Reduction Plan Report Author: Diane Shepherd, Chief Executive Tel: 01243 534709 E-mail: dshepherd@chichester.gov.uk Cabinet
More informationOperational Programme INFRASTRUCTURE AND ENVIRONMENT The Ministry of Regional Development 20 October 2008,
Operational Programme INFRASTRUCTURE AND ENVIRONMENT 2007-2013 The Ministry of Regional Development 20 October 2008, National Cohesion Strategy (NCS)/National Strategic Reference Framework (NSRF) 2007-2013
More informationperiod of six months ended June 30, 2015 Magellan S.A. financial statements
Magellan S.A. financial statements List of contents I. Magellan S.A. consolidated financial statements... 3 1. Consolidated statement of comprehensive income... 3 2. Consolidated statement of financial
More informationGrowing Nevada s Clean Energy Markets Quickly with Green Bank Financing
Growing Nevada s Clean Energy Markets Quickly with Green Bank Financing Jeffrey Schub, Executive Director, CGC Nevada Interim Legislative Committee on Energy November 20, 2015 Exhibit K - ENERGY Document
More informationCHARTER OF ING BANK ŚLĄSKI SPÓŁKA AKCYJNA. 1. The business name of the Bank shall be: ING Bank Śląski Spółka Akcyjna.
CHARTER OF ING BANK ŚLĄSKI SPÓŁKA AKCYJNA Consolidated Text As adopted by way of the ING Bank Śląski S.A. Supervisory Board Resolution No. 58/XII/2015 of 17 September 2015, recorded under Rep. A No. 1023/2015,
More informationDB Securities S.A. EMIR Article 39(7) Clearing Member Disclosure Document
S.A. EMIR Article 39(7) Clearing Member Disclosure Document March 2014 Error! Unknown document property name. Clearing Member Disclosure Document Introduction Throughout this document references to we,
More informationUse of Financial Instruments in Pomorskie Region JESSICA Urban Development Fund example
Use of Financial Instruments in Pomorskie Region JESSICA Urban Development Fund example Patrycja Szczygieł Department of Regional and Spatial Development Office of the Marshal of the Pomorskie Voivodeship
More informationCARBON MARKET INSTRUMENTS TO URBAN DEVELOPMENT
Department of Municipal Debts & Securities Odessa City Council UKRAINE CARBON MARKET INSTRUMENTS TO URBAN DEVELOPMENT Barcelona, Spain May 26-29, 2009 Tel: +38 (048) 784-0310 Fax: +38 (048) 784-0311 info@investment.odessa.ua
More informationEkološki Sklad Republike Slovenije, Javni Sklad Environmental Fund of the Republic of Slovenia, Public Fund
Ekološki Sklad Republike Slovenije, Javni Sklad Environmental Fund of the Republic of Slovenia, Public Fund Vesna Vidič, Assistant Director October 2007 Fund overview: The Slovenian Environmental Development
More informationBudget Summary OPER-3. Residential Tax Bill Information. Municipal Price Index (MPI) Corporate Overview. Departmental Breakdown
OPERATING OVERVIEW Table of Contents 2018-2020 Budget Summary OPER-3 Residential Tax Bill Information Municipal Price Index (MPI) Corporate Overview Departmental Breakdown Revenue Breakdown Expense Breakdown
More informationStatus quo on alternative measures across EU-countries, sectors & eligible policy measures
Energy Saving Policies and Energy Efficiency Obligation Scheme Status quo on alternative measures across EU-countries, sectors & eligible policy measures 5th of February 2015 Niki-Artemis Spyridaki, Danai
More informationEstablishing the New York Green Bank (NYGB) and Reforming the Energy Vision (REV)
Establishing the New York Green Bank (NYGB) and Reforming the Energy Vision (REV) Greg Hale, Senior Advisor to the Chairman of Energy & Finance for NYS 1 National Governors Association Energy Advisor Conference
More informationBALANCE SHEET. thousands of PLN
thousands of PLN BALANCE SHEET Notes 2013 2012 ASSETS I. Non-current assets 603,433 578,820 1. Intangible assets 1 11,119 10,563 2. Property, plant and equipment 2 203,731 211,348 3. Non-current investment
More informationLGU GUARANTEE CORPORATION. Your link to progress
LGU GUARANTEE CORPORATION Your link to progress 1.2 Billion people globally have no access to electric grid 1/ In the Philippines, the level of electrification stood at 89.6% as of July 31, 2016 leaving
More informationFINANCING ENERGY EFFICIENCY. Christoph Lassenberger European Investment Bank
FINANCING ENERGY EFFICIENCY Christoph Lassenberger European Investment Bank The EIB: the EU bank Shareholders: 28 EU Member States EIB Group: EIB + EIF EIB Group financing in 2017: EUR 78.2 bn, supporting
More informationRural Development Programmes. Financial Instruments: making funding go further
Financial Instruments: making funding go further EU rural development funding provides significant benefits for EU citizens and even more benefits are possible by using Financial Instruments (FIs) to recycle
More informationResponsibilities of the Management of BBVA and DNV GL
BBVA SDG BOND DNV GL ELIGIBILITY ASSESSMENT Scope and Objectives Banco Bilbao Vizcaya Argentaria SA (henceforth referred to as BBVA ) offers retail, wholesale, and investment banking services. The Bank
More informationCTF/TFC/12/9 October 12, Meeting of the CTF Committee Washington D.C. October 28, Agenda Item 10
Meeting of the CTF Committee Washington D.C. October 28, 2013 CTF/TFC/12/9 October 12, 2013 Agenda Item 10 USE OF LOCAL CURRENCY FOR PRIVATE SECTOR PROJECTS UNDER THE CTF TRUST FUND: PROPOSED TOOLS AND
More informationEXP ASSET is a team of professional managers, traders and analysts dealing with capital markets, cryptocurrencies, alternative investments, IT
EXP ASSET is a team of professional managers, traders and analysts dealing with capital markets, cryptocurrencies, alternative investments, IT start-ups and also with educational activity in the abovementioned
More informationThe role of private sector in GHG mitigation
The role of private sector in GHG mitigation Bilateral Business Matchmaking Event for the Joint Crediting Mechanism, Nov. 7 2018 Romain Brillie, Country Representative to Mongolia, Global Green Growth
More informationDeutsche Bank Polska S.A EMIR Article 39(7) and MiFID RTS 6 Art 27(2) Clearing Member Disclosure Document
Deutsche Bank Deutsche Bank Polska S.A EMIR Article 39(7) and MiFID RTS 6 Art 27(2) Clearing Member Disclosure Document January 2018 WZ_2017_12_01 wer. 1.0 Clearing Member Disclosure Document Introduction
More informationSummary of Social Security and Private Employee Benefits POLAND
Private Employee Benefits POLAND 2014 Your Local Link to IGP in Poland: Pramerica Życie TUiR S.A. Pramerica Życie TUiR SA is a part of Prudential Financial*, Inc. (PFI), a financial services leader based
More informationsolutions for demanding business Asseco Group Results H1 2014
Asseco Group Results H1 2014 Warsaw, 28 August 2014 2 Consolidated financial highlights for H1 2014 2,913 mpln Sales revenues +7% 2,344 mpln Proprietary software and services +5% 383 mpln EBITDA -5% 295
More informationEnergy Efficiency Insurance. Product overview
Energy Efficiency Insurance Product overview High energy prices and evolving legislation, combined with a desire to reduce CO2 emissions, have seen increasing investment in green energy initiatives. With
More information