Wales (Registered Number FC Branch No: BR000696), as an Overseas Company with Registered Office: 15-17, King Street, London EC2V 8EA We a

Transcription

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

32

33

34

35

36

37 Wales (Registered Number FC Branch No: BR000696), as an Overseas Company with Registered Office: 15-17, King Street, London EC2V 8EA We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if we are unable to meet our financial obligations. Most depositors including most individuals and small businesses are covered by the scheme In respect of deposits, an eligible depositor is entitled to claim up to 85,000. For joint Accounts each Account holder is treated as having a claim in respect of their share so, for a joint Account held by two eligible depositors, the maximum amount that could be claimed would be 85,000 each (making a total of 170,000). The 85,000 limit relates to the combined amount in all the eligible depositor s Accounts with us, including their share of any joint Account, and not to each separate Account For further information about the scheme (including the amounts covered and eligibility to claim) please ask us or, refer to the FSCS website or call or

38

39

40

41

42

43

44 complying with clauses 7 and 8 above, and this causes losses, you will be responsible for them. You will not be responsible, other than where you have acted fraudulently and without reasonable care, for any loss if someone else uses your debit card before you receive it. You will be responsible for losses up to 50 if someone else uses your card before you notify us that it has been lost or stolen or if someone else knows your PIN, unless you acted fraudulently, or did not take reasonable care, in which case, you will be responsible for all the losses. 11 Ending your use of the Card 11.1 If your Account is closed you will not be able to use your card You will not be able to use your card if we suspend or end its use under section 9 above We can end your use of the card at any time by giving you at least two months written notice in accordance with our General Terms and Conditions You can end your use of the card at any time by telling us in writing and returning your card to us immediately (cut into at least 4 pieces, making sure you cut through the magnetic strip). 12 Disabled customers 12.1 We offer card services to disabled customers who are unable to use a PIN due to a disability or medical condition. For more information call us on Lines are open Monday, Tuesday, Wednesday and Friday 9.00am to 6.00pm, Thursday 9.00am to 5.00pm (effective from 02 March 2017), Saturday 9.00am to 3.00pm and Sunday closed. Cards can be used at Point-of-Sale terminals of selected merchants who accept payments against MasterCard Debit Cards without the need for a PIN. You may be required by the merchant to sign a receipt. You must also allow the merchant to verify the signature on the receipt against the signature on the back of your card. 13 MasterCard Secure Code Terms and Conditions 13.1 These section supplements and is in addition to the Terms and Conditions prescribed for our Debit Cards, issued in association with MasterCard.

45

46

47

48

49

50 State Bank of India is able to provide literature in alternative formats. If you would like to register to receive correspondence in an alternative format please telephone State Bank of India 2014 all rights reserved. State Bank of India 15, King Street, London EC2V 8EA. Customer Services Telephone (if you are calling from within the UK) or +44 (0) (if you are calling from outside the UK) Authorised and regulated by Reserve Bank of India. Authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority (FCA) and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request. State Bank of India is a member of the Financial Services Compensation Scheme established under the Financial Services and Market Act The Financial Services Compensation Scheme protects deposits held with our UK branches. Payments under this scheme are limited to 85,000 of your total deposits with us in the UK. In practice, this means that each eligible depositor will be compensated up to a maximum of 85,000 of their total deposits. State Bank of India is a bank incorporated and headquartered in India and is regulated by the Reserve Bank of India. State Bank of India is the sole owner of SBI Logo. State Bank of India is not responsible for anyone using SBI name in an unauthorized manner.

51

52 SBIUK/C318/Apr17