On a sour note, new foreclosures spiked to high level. (chart page 16) The reason for that is not clear. Nevertheless, it s a trend to follow.
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- Virginia Tyler
- 5 years ago
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1 No doubt that the inventory of homes for sale is extremely tight. Most Realtors that I talk with are scrambling trying to get offers in on properties as soon as they hit the market. It s probable that some sellers are holding back knowing that their house will likely sell immediately and they ll have to relocate quickly. Regardless though, during the first quarter the overall purchase market (as measured by recorded deeds) was up 7 ½ % when compared to the first quarter of 216. (chart page 13) Where that increase in coming from is interesting. The state sales disclosure data base shows that the number of properties designated to be the buyer s primary residence was the same this past quarter as the first quarter in 216. (chart page 14) Properties not designated as the buyer s primary residence however showed an increase of 35%. (chart page 15) So the overall market increase is coming from investment, commercial and vacant land transactions. On a sour note, new foreclosures spiked to high level. (chart page 16) The reason for that is not clear. Nevertheless, it s a trend to follow. Were you ever wondering about which of our team members to contact about your transaction? No worries. We maintain a companywide box. Everyone here has access to that inbox and it s checked regularly throughout the day. When in doubt just send your to: customerservice@johnbtitle.com March was a great month for our team. The average turn time for new Monroe County commitments was 3.73 days with 8% issued in four days or fewer. Our closing team issued sellers side closing statements two or more days prior to closing 96% of the time. We helped 368 people buy, sell or refinance their property. ~ John Bethell 217
2 1 $14,, Dollars - March 217 Residential and commercial property mortgages filed in Monroe County during March 217. $12,, $1,, $8,, $6,, $4,, $2,, $ IUCU Ger Amer Ruoff Peoples SB OCSB JPMorgan Fifth Third ONB MainSource Bk BloomBank Hallmark First Financial Regions Amer Mtg Svc IUCU 12,79,197 Ger Amer 1,792,888 Ruoff 7,613,395 Peoples SB 4,974,15 OCSB 2,31,35 JPMorgan 1,69,412 Fifth Third 1,648,5 ONB 1,525, MainSource Bk 1,43,95 BloomBank 856,5 Hallmark 54,919 First Financial 55,93 Regions 141,5 Amer Mtg Svc Note- Charts & report do not include re-recordings, modifications, or those recorded without a property description. Fifth Third includes Fifth Third Bank & Fifth Third Mtg, Regions includes Regions Bank & Regions Mtg. Transactions - March 217 IUCU 68 Ruoff 44 Peoples SB 21 Ger Amer 19 JPMorgan 15 ONB 13 Fifth Third 13 OCSB 7 MainSource Bk 6 BloomBank 6 First Financial 5 Hallmark 3 Regions 2 Amer Mtg Svc IUCU Ruoff Peoples SB Ger Amer JPMorgan ONB Fifth Third OCSB MainSource Bk BloomBank First Financial Hallmark Regions Amer Mtg Svc Copyright 217
3 2 Mortgage Report covering all mortgages on Monre County property, both residential and commercial, filed with the Monroe County Recorder during the month of March 217. to $49,999 $5, to $199,999 $2,-$499,999 $5, & up Total Total Lender Docs Amount Docs Amount Docs Amount Docs Amount Docs % Amount % AMERICAN MTG SERVICE BAXTER CREDIT UNION 1 44, 4 443, , ,11, BANK OF AMERICA BLOOMBANK 1 1, 5 846, ,5 1.2 CRANE FEDERAL CU 3 11,5 1 9, ,5.3 FARM CREDIT MID AMERICA 1 45, ,.1 FIRST FINANCIAL BANK 5 55, ,93.7 FREEDOM HOME MORTGAGE 3 358, ,293.5 FARMERS AND MECHANICS FIFTH THIRD BANK 3 95, 3 3, 1 5, , 1.3 FIFTH THIRD MORTGAGE 6 753, ,5 1.1 GERMAN AMERICAN BANCORP 2 4, 9 1,123, ,282,44 3 8,347, ,792, HOOSIER HILLS CU HALLMARK HOME MTG 2 286, , ,919.8 INDIANA UNIVERSITY CU , ,497, ,127,12 4 6,411, ,79, JPMORGAN CHASE BANK 3 66, 1 1,18, , ,69, MAINSOURCE BANK 3 342, 3 1,61, ,43,95 2 MORTGAGE MASTERS 2 285, ,373, ,659, OWEN COUNTY STATE BANK 5 561,35 2 1,74, 7 2 2,31, OLD NATIONAL BANK 2 63, 1 1,13, , ,525, 2.2 PEOPLES STATE BANK 4 25, 12 1,58,28 4 1,137, ,33, ,974, REGIONS BANK 1 18, , REGIONS MORTGAGE 1 123, ,5.2 RUOFF MORTGAGE 1 45, 3 3,481, ,86, ,613, SAGAMORE HOME MORTGAGE UNITED STATES OF AMERICA UNION SAVINGS BANK 4 529, , , WATERSTONE MORTGAGE 1 99, ,17.1 WELLS FARGO BANK 1 111, 1 424, ,1.8 All Others , ,379, ,26, ,48, ,49, ====================== ===== =============== ================= ============ ===== ================= ====== ============ ====== TOTALS 6 1,515, ,773, ,797, ,781, ,868,852 1 Copyright 217
4 3 $35,, Dollars - Year-to-Date through March 217 Residential and commercial property mortgages filed in Monroe County during 217. $3,, $25,, $2,, $15,, $1,, $5,, $ IUCU Ger Amer Peoples SB Ruoff ONB OCSB MainSource Bk JPMorgan Fifth Third Hallmark BloomBank First Financial Amer Mtg Svc Regions IUCU 32,25,712 Ger Amer 3,487,961 Peoples SB 15,645,35 Ruoff 13,269,6 ONB 8,764,624 OCSB 6,847,155 MainSource Bk 5,773,325 JPMorgan 5,62,298 Fifth Third 3,18,915 Hallmark 2,15,964 BloomBank 2,81,25 First Financial 1,723,459 Amer Mtg Svc 915,214 Regions 888,8 Note- Charts & report do not include re-recordings, modifications, or those recorded without a property description. Fifth Third includes Fifth Third Bank & Fifth Third Mtg, Regions includes Regions Bank & Regions Mtg. 2 Transactions - Year-to-Date through March IUCU 173 Ruoff 81 Peoples SB 74 Ger Amer 59 ONB 51 JPMorgan 37 Fifth Third 28 MainSource Bk 21 BloomBank 19 OCSB 15 First Financial 11 Regions 1 Hallmark 1 Amer Mtg Svc IUCU Ruoff Peoples SB Ger Amer ONB JPMorgan Fifth Third MainSource Bk BloomBank OCSB First Financial Regions Hallmark Amer Mtg Svc Copyright 217
5 4 Mortgage Report covering all mortgages on Monre County property, both residential and commercial, filed with the Monroe County Recorder during 217. to $49,999 $5, to $199,999 $2,-$499,999 $5, & up Total Total Lender Docs Amount Docs Amount Docs Amount Docs Amount Docs % Amount % AMERICAN MTG SERVICE 5 7, , ,214.4 BAXTER CREDIT UNION 3 122, ,15 5 1,476, ,151,97.9 BANK OF AMERICA 1 87, 1 289,6 2 3,524, 4.4 3,9,6 1.5 BLOOMBANK 5 139,4 12 1,541,85 2 4, ,81,25.8 CRANE FEDERAL CU 3 11, , , ,.4 FARM CREDIT MID AMERICA 1 45, 2 253, ,879.1 FIRST FINANCIAL BANK 3 81, , , ,723,459.7 FREEDOM HOME MORTGAGE 3 358, , ,752.2 FARMERS AND MECHANICS 1 136, ,.1 FIFTH THIRD BANK 5 149, , 1 5, ,43,375.6 FIFTH THIRD MORTGAGE 1 48, 13 1,657, ,75,54.7 GERMAN AMERICAN BANCORP 7 157,5 25 2,96, ,256,6 1 22,113, ,487, HOOSIER HILLS CU 2 78, , ,7.1 HALLMARK HOME MTG 4 59, ,515, ,15,964.8 INDIANA UNIVERSITY CU 56 1,577, ,146, ,523, ,3, ,25, JPMORGAN CHASE BANK 3 66, 3 3,31, , 1 1,1, ,62,298 2 MAINSOURCE BANK 2 3, 1 1,58, ,363,7 2 2,321, ,773, MORTGAGE MASTERS 9 1,284, ,373, ,657, OWEN COUNTY STATE BANK 1 1,182, , 4 5,44, ,847, OLD NATIONAL BANK , ,21,4 8 2,146,88 4 3,311, ,764, PEOPLES STATE BANK ,4 34 3,66, ,432, ,38, ,645, REGIONS BANK 3 53, 2 212, ,.1 REGIONS MORTGAGE 1 37, , 1 238, ,8.2 RUOFF MORTGAGE 2 88, ,381, ,798, ,269,6 5.3 SAGAMORE HOME MORTGAGE UNITED STATES OF AMERICA UNION SAVINGS BANK 1 1,283,25 4 1,53, ,336,25.9 WATERSTONE MORTGAGE 3 379, ,725.2 WELLS FARGO BANK 6 87, , ,231,255.5 All Others , ,841, ,26, ,2, ,91, ====================== ===== ================ ================= =========== ===== =========== ===== ====== =================== TOTALS 163 4,137, ,775, ,365, ,412, ,691,374 1 Copyright 217
6 5 Mortgage Report covering all mortgages on Monre County property, both residential and commercial, filed with the Monroe County Recorder during the month of March 217. to $75, $75,1 to $199,999 $2,-$417, $417,1 & up Total Total Lender Docs Amount Docs Amount Docs Amount Docs Amount Docs % Amount % AMERICAN MTG SERVICE BAXTER CREDIT UNION 1 44, 4 443, , ,11, BANK OF AMERICA BLOOMBANK 1 1, 5 846, ,5 1.2 CRANE FEDERAL CU 3 11,5 1 9, ,5.3 FARM CREDIT MID AMERICA 1 45, ,.1 FIRST FINANCIAL BANK 1 65, 4 44, ,93.7 FREEDOM HOME MORTGAGE 3 358, ,293.5 FARMERS AND MECHANICS FIFTH THIRD BANK 4 145, 2 25, 1 5, , 1.3 FIFTH THIRD MORTGAGE 1 72, 5 681, ,5 1.1 GERMAN AMERICAN BANCORP 3 95, 8 1,68, ,282,44 3 8,347, ,792, HOOSIER HILLS CU HALLMARK HOME MTG 2 286, , ,919.8 INDIANA UNIVERSITY CU 35 1,284, ,886, ,77,12 5 6,831, ,79, JPMORGAN CHASE BANK 4 127, , , ,69, MAINSOURCE BANK 3 342, 1 213, , ,43,95 2 MORTGAGE MASTERS 2 285, ,373, ,659, OWEN COUNTY STATE BANK 5 561,35 2 1,74, 7 2 2,31, OLD NATIONAL BANK 4 163, 8 1,3, , ,525, 2.2 PEOPLES STATE BANK 6 141, 1 1,392,28 4 1,137, ,33, ,974, REGIONS BANK 1 18, , REGIONS MORTGAGE 1 123, ,5.2 RUOFF MORTGAGE 5 299, ,227,9 9 2,33, ,756, ,613, SAGAMORE HOME MORTGAGE UNITED STATES OF AMERICA UNION SAVINGS BANK 4 529, , , WATERSTONE MORTGAGE 1 99, ,17.1 WELLS FARGO BANK 1 111, 1 424, ,1.8 All Others 2 688, ,98, ,26, ,48, ,49, ====================== ===== =============== =================== ================== ================ ====== ============== ====== TOTALS 9 3,299, ,989, ,349, ,23, ,868,852 1 Copyright 217
7 6 Mortgage Report covering all mortgages on Monre County property, both residential and commercial, filed with the Monroe County Recorder during 217. to $75, $75,1 to $199,999 $2,-$417, $417,1 & up Total Total Lender Docs Amount Docs Amount Docs Amount Docs Amount Docs % Amount % AMERICAN MTG SERVICE 5 7, , ,214.4 BAXTER CREDIT UNION 5 232, ,15 5 1,476, ,151,97.9 BANK OF AMERICA 1 87, 1 289,6 2 3,524, 4.4 3,9,6 1.5 BLOOMBANK 6 21,9 11 1,479,35 2 4, ,81,25.8 CRANE FEDERAL CU 3 11, , , ,.4 FARM CREDIT MID AMERICA 1 45, 2 253, ,879.1 FIRST FINANCIAL BANK 4 146, , , ,723,459.7 FREEDOM HOME MORTGAGE 3 358, , ,752.2 FARMERS AND MECHANICS 1 136, ,.1 FIFTH THIRD BANK 7 249, , 1 5, ,43,375.6 FIFTH THIRD MORTGAGE 2 12, 12 1,585, ,75,54.7 GERMAN AMERICAN BANCORP , ,625, ,283, ,86, ,487, HOOSIER HILLS CU 2 78, , ,7.1 HALLMARK HOME MTG 4 59, ,515, ,15,964.8 INDIANA UNIVERSITY CU 8 2,952,28 6 7,771, ,679, ,847, ,25, JPMORGAN CHASE BANK , ,583, , 1 1,1, ,62,298 2 MAINSOURCE BANK 4 157, ,25 5 1,515,5 4 3,169, ,773, MORTGAGE MASTERS 9 1,284, ,373, ,657, OWEN COUNTY STATE BANK 1 1,182, , 4 5,44, ,847, OLD NATIONAL BANK , ,756,84 7 1,69,88 5 3,767, ,764, PEOPLES STATE BANK 3 738,4 26 3,165, ,584, ,156, ,645, REGIONS BANK 3 53, 2 212, ,.1 REGIONS MORTGAGE 1 37, , 1 238, ,8.2 RUOFF MORTGAGE 7 41, ,59, ,42, ,756, ,269,6 5.3 SAGAMORE HOME MORTGAGE UNITED STATES OF AMERICA UNION SAVINGS BANK 1 1,283,25 4 1,53, ,336,25.9 WATERSTONE MORTGAGE 3 379, ,725.2 WELLS FARGO BANK 6 87, , ,231,255.5 All Others 49 1,935, ,738, ,255, ,971, ,91, ====================== ===== ================= ============ ===== ================= ================== ====== ============== ====== TOTALS 245 9,17, ,895, ,265, ,512, ,691,374 1 Copyright 217
8 7 Recorded Mortgages by Quarter Between $5K and $5K Recorded Mortgages First Second Third Fourth Quarter Copyright South Walnut St
9 8 Mortgage Loan Dollar Volume by Quarter $5K to $5K $3,, $25,, Stated Original Loan Amount $2,, $15,, $1,, $5,, First Second Third Fourth Quarter Copyright South Walnut St
10 9 Mortgages $75K $2K Monroe County by Quarter 29 to Number of Recorded Mortgages First Second Third Fourth Quarter Copyright South Walnut Street
11 1 Mortgages $2K to $417K by Quarter Recorded Mortgages First Second Third Fourth Quarter Copyright South Walnut Street
12 11 Mortgage Loan Dollar Volume by Quarter Under $5K $7,, $6,, Stated Original Loan Amount $5,, $4,, $3,, $2,, $1,, $- First Second Third Fourth Quarter Copyright South Walnut St
13 12 Recorded Mortgages by Quarter Under $5K Recorded Mortgages Quarter Copyright South Walnut St
14 13 Recorded Sale Transactions - Monroe County Since Recorded Transactions First Second Third Fourth ** Does not include Quit-Claim Deeds, Sheriff's Deeds, or deeds judged not to represent a sale. Quarter Copyright South Walnut St
15 14 8 Monroe County Primary Residence Sales 213 to Present 7 26 T o t a l S a l e s st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd 3rd 4th Quarter Over $5K $2K $5K $125K $2K $5K $125K Disclosures indicating property to be buyer's primary residence. From sales disclosure data submitted to State of Indiana DLGF. Copyright 217
16 15 Monroe County Non Primary Residence Sales 213 Present T o t a l S a l e s Over $5K $2K $5K $125K $2K $5K to $125K st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd 3rd 4th Quarter Disclosures indicating property will not be buyer's primary residence. From sales disclosure data submitted to State of Indiana DLGF. Copyright 217
17 16 Trends: New Foreclosures & Sheriff's Deeds By Month New Foreclosures Deeds Trend Line: New Trend Line: Deeds Month Beginning January 212 Copyright 217
18 17 Foreclosure Started and Finished 212 to Present Recorded Sheriff's Deeds New Foreclosures New Foreclosures Recorded Sheriff's Deeds Number of new case filings in Circuit Court; Number of Recorded Sheriff's Deeds; Monroe County Only Copyright 217
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