Your partner in small business financing. Australia s #1 online lender to small business, and first choice partner for brokers and intermediaries.

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1 Your partner in small business financing Australia s #1 online lender to small business, and first choice partner for brokers and intermediaries. July 2018

2 Opportunities in the SME market Small businesses are the backbone of our economy. Yet accessing finance remains one of the biggest challenges facing small business owners today. The digital revolution has made it easier for them to get the funding they need. Partner with Prospa, so you can harness digital innovation to better serve your customers and ensure the future of your business million small businesses in Australia 2 $20 billion potential market opportunity 3 1 in 5 small business owners need cash flow finance at least once a year 4 36% report short-term cash flow as the most common reason for seeking finance 21% Financing 30% Finding customers 18% Business strategies Top challenges faced by small business owners 5 16% Other reasons 15% Hiring Sources: 1. Australian Bureau of Statistics, (ABS) 8165 June 2017 (released in February 2018) 2. Prospa Prospectus, June ASIC Australian Bureau of Statistics, (ABS) (released August 2017) 5. Goldman Sachs 10,000 Small Business Report, 2014

3 Prospa small business loan Our small business loan offers fast access to funds for small businesses fast application and decision, and funding is possible in 24 hours *. Features Amount $5,000 - $250,000 Terms 3-24 months Repayments daily or weekly Factor rate from 1% per month Security not required to access up to $100,000 Benefits Cash flow friendly repayments Total repayment detailed upfront Early payout discount available No application fee Criteria & requirements Income of $6,000+ per month Trading for 6+ months (or purchased an existing business 3+ months ago) Driver s licence, ABN and 3 months of bank statements for loans up to $100,000 Of all of the finance that we provide, Prospa provides the most simple process for us as brokers to be able to get from A to Z. The customers are happy and satisfied with Prospa. And we still maintain that relationship by coming up with the ideal solution that helped that customer. Glen, Prospa Partner, WA * Standard credit criteria, and terms and conditions apply. ^ Net Promoter Score (NPS) is a measure of the performance of a business through its customers eyes, and is simply the percentage of promoters minus the percentage of detractors.

4 Partnering with Prospa #1 online lender to Australian small business We focus on building real partnerships, that s why we work with thousands of partners from large corporations and industry associations through to small independent finance brokers. Plus we re on the panel of Australia s leading aggregators. Our partnership program We offer flexibility and benefits like excellent commission, a dedicated national BDM team, and marketing tools and support. 9.7/10 Trustpilot rating +77 average Net Promoter ^ Score 70% customer repeat rate Flexibility Choose the level of interaction you feel most comfortable with. Commission Earn an ongoing revenue stream from a single referral. Support Our dedicated BDM team can advise on ways to find and retain customers. Education Access tools, resources and education to help you grow your business. Spot & refer End to end New loan 4% Repeat loan 2% National representation Face to face & on the phone Events (offline) Webinars (online) Ready to get started? Talk to us today.

5 Identifying a Prospa prospect Because the small business sector can typically be unpredictable, many small business owners require immediate access to capital to fund growth or opportunity. Traditional sources of funding can prove challenging especially when security is required up front. Loan uses A Prospa business loan can be used for a variety of purposes: Purchase stock or inventory Update technology Expand and renovate Scenario: Brewery given Green Light for expansion Background Funds required quickly to expand Traditional sources of funding declined Loan amount required: $75,000 Solution Partner referred client to Prospa Marketing Buy equipment Repair vehicles Application received mid-morning Funds settled the same day Commission earned Manage cash flow Hire more staff during busy periods Meet BAS or ATO obligations Partner earned $3,000 (paid the same week) Industries Prospa provides business loans across a wide range of industries. Contact us on or partners@prospa.com to find out more. prospa.com/partners / partners@prospa.com

6 Partner with us today You re already a trusted advisor to small business owners. Partner with Prospa to connect customers to the funding they need, 24 hours a day, 7 days a week. Fast accreditation in 3 simple steps: Call or visit prospa.com/partners/apply Complete your accreditation Diversify and grow partners@prospa.com prospa.com/partners NSW, QLD, SA, VIC, WA #1 #2