ERIDANO SPV SERVICER REPORT. ViViBanca S.p.A. Eridano SPV S.r.l.; Zenith Service S.p.A.; BNP Paribas Securities Services, Milan branch; Moody's; DBRS

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1 FROM: TO: ViViBanca S.p.A. Eridano SPV S.r.l.; Zenith Service S.p.A.; BNP Paribas Securities Services, Milan branch; Moody's; DBRS ERIDANO SPV SERVICER REPORT Subservicer Report Date: 30-set-18 Relating to the Collection Period: 01-set set-18 Relating to the Interest Period: 01-set set-18 Payment Date: 29-ott-18

2 Principal not yet due PORTFOLIO DESCRIPTION Principal instalments due and unpaid The Unpaid interest instalment Total (Principal + Interest) (a) (b) (c)=(a)+(b) (d) (e)=(c)+(d) Performing receivables not in arrears , , , , ,28 Performing receivables in arrears , , , , ,44 Delinquent receivables , , , , ,48 Collateral portfoglio: Oustading Principal Due , , , , ,20 Default receivables , , , , ,35 Total portfoglio , , , , ,55

3 LOANS IN ARREARS AND DELINQUENT RECEIVABLES instalments in arrears at the end of collection period Total number of Principal Due , , , , , , ,97 Total ,51 Defaulted Loans Principal Defaulted Loans in the current Collection Period Principal in the current Collection Period Overdue installment > ,04 Loans in "Sofferenza" Life damage , ,91 Job damage , ,37 Defaulted , ,28 Loans DEFAULTED RECEIVABLES Public administration Pensioners Private companies Parapublics companies Principal Loans Principal Loans Principal Loans Principal Overdue instalment > , , ,88 Loans in "Sofferenza" Life damage , , ,90 Job damage , , ,01 Total defaulted , , , ,91 RECOVERIES ON DEFAULTED LOANS Oustanding Principal Overdue instalment > ,04 Loans in "Sofferenza" Life damage ,80 Job damage ,02 Total defaulted ,86 net default ratio Cash Trapping Condition 0,58% 4,00% Breach No Public administration Pensioners Private companies Parapublics companies Principal Principal Principal Overdue instalment > , , ,88 Loans in "Sofferenza" Principal

4 Life damage , ,51 Job damage , , ,00 Total recoveries , , , ,00

5 COLLECTIONS Collections during the monthly collection period Principal Interest Total Instalments , , ,85 Prepayments , , , ,19 780, ,19 Default interest/penalties Payments under the transfer and servicing agreement Payments under the warranty and indemnity agreement Total proceeds , , ,15 Receivables purchased by the originator , , ,61 Total amounts paid to the issuer , , ,76 SERVICING FEES Servicing fees on Performing and Delinquent Receivables Servicing fees on Default Receivables Servicing fee for monitory activities Total servicing fees % Servicing fees (VAT included) Servicing fees 0,45% ,42 1,22% 1.751, , , ,24

6 COLLATERAL PORTFOLIO SCHEDULED AMORTISATION PLAN Date Principal instalment Interest instalment 31/10/ , ,17 30/11/ , ,57 31/12/ , ,46 31/01/ , ,82 28/02/ , ,99 31/03/ , ,75 30/04/ , ,22 31/05/ , ,05 30/06/ , ,08 31/07/ , ,22 31/08/ , ,12 30/09/ , ,56 31/10/ , ,73 30/11/ , ,10 31/12/ , ,04 31/01/ , ,19 29/02/ , ,89 31/03/ , ,07 30/04/ , ,69 31/05/ , ,33 30/06/ , ,91 31/07/ , ,37 31/08/ , ,53 30/09/ , ,84 31/10/ , ,76 30/11/ , ,85 31/12/ , ,53 31/01/ , ,02 28/02/ , ,57 31/03/ , ,20 30/04/ , ,30 31/05/ , ,62 30/06/ , ,37 31/07/ , ,97 31/08/ , ,44 30/09/ , ,28 31/10/ , ,96 30/11/ , ,68 31/12/ , ,68 31/01/ , ,54 28/02/ , ,15 31/03/ , ,09 30/04/ , ,80 31/05/ , ,56 30/06/ , ,51 31/07/ , ,95 31/08/ , ,21 30/09/ , ,69 31/10/ , ,19 30/11/ , ,63 31/12/ , ,51 31/01/ , ,99 28/02/ , ,93 31/03/ , ,53 30/04/ , ,56 31/05/ , ,77 30/06/ , ,04 31/07/ , ,80 31/08/ , ,65 30/09/ , ,54 31/10/ , ,93 30/11/ , ,72 31/12/ , ,83 31/01/ , ,42 29/02/ , ,21 31/03/ , ,00 30/04/ , ,38 31/05/ , ,85 30/06/ , ,92 31/07/ , ,91 31/08/ , ,08 30/09/ , ,42 31/10/ , ,43 30/11/ , ,46 31/12/ , ,07 31/01/ , ,82 28/02/ , ,79 31/03/ , ,24 30/04/ , ,31 31/05/ , ,28 30/06/ , ,07 31/07/ , ,43

7 31/08/ , ,41 30/09/ , ,62 31/10/ , ,25 30/11/ , ,86 31/12/ , ,98 31/01/ , ,33 28/02/ , ,19 31/03/ , ,54 30/04/ , ,16 31/05/ , ,65 30/06/ , ,16 31/07/ , ,29 31/08/ , ,85 30/09/ , ,66 31/10/ , ,95 30/11/ , ,38 31/12/ , ,64 31/01/ , ,21 28/02/ , ,41 31/03/ , ,96 30/04/ , ,56 31/05/ , ,27 30/06/ , ,14 31/07/ , ,63 31/08/ , ,22 30/09/ , ,08 31/10/ , ,66 30/11/ , ,11 31/12/ , ,80 31/01/ ,50 910,71 29/02/ ,48 147,65 31/03/ ,07 4,52 30/04/ ,90 1,26 Total , ,22

8 DESCRIPTION OF AGGREGATE PORTFOLIO BREAKDOWN BY OUTSTANDING Range (Euro) < , , , , , , , ,95 > , ,71 BREAKDOWN BY RESIDUAL LIFE Range (Years) < , , , , , , , , , ,21 BREAKDOWN BY EMPLOYER'S REGION Region Northern Italy , ,25 Abruzzo , ,70 Emilia Romagna , ,89 Friuli Venezia Giulia , ,92 Lazio , ,54 Liguria , ,16 Lombardia , ,50 Marche , ,96 Piemonte , ,36 Toscana , ,98 Trentino Alto Adige , ,46 Umbria , ,74 Valle d'aosta , ,79 Veneto , ,10 Southern Italy , ,96 Basilicata , ,91 Calabria , ,24 Campania , ,05 Molise , ,92 Puglia , ,55 Sardegna , ,90 Sicilia , ,16 BREAKDOWN BY TYPE OF LOAN Category CQS , ,79 CQP , ,84 DEL , ,77 BREAKDOWN OF DELINQUENT LOAN Delinquent instalments Perfoming , , , , , , , , , ,48 BREAKDOWN BY INSURANCE COMPANY (Life insurance) Insurance company Net Insurance Life S.p.A , ,17 AXA France Vie S.a , ,66 Metlife Europe Limited , ,08 Metlife Europe Limited Flat , ,09 HDI Assicurazioni S.p.A. Vita , ,21 Eurovita S.p.A , ,49 Credit Life A.G , ,12 Metlife (GAI) , ,14 Afi Esca S.A , ,04 Aviva Life S.p.A , ,78 BREAKDOWN BY INSURANCE COMPANY (Credit insurance) Insurance company Net Insurance S.p.A , ,25 HDI Assicurazioni S.p.A. Impiegho , ,21 AXA France Iard S.a , ,87 Great American International Insurance Ltd , ,14 BREAKDOWN BY TYPE OF EMPLOYER Administration Public , ,01 Private , ,59 Pensioners (Public) , ,79 Parapublic (Public) , ,59 THE FIRST TEN EMPLOYERS BY OUTSTANDING PRINCIPAL DUE (Total without Pubblic and Pensioners) Employers number 1 - Poste Italiane S.p.A , , ATAC S.p.A. - Agenzia per la mobilità , , FIAT Chrysler Finance S.p.A , , COOP 23 Giugno A.r.l , , AMA S.P.A , , Auchan S.p.A , , Esselunga S.p.A , , Risorse Ambiente S.p.A , , Lidl Italia S.r.l , , SEUS - Sicilia emergenze S.c.p.A , ,46

9 ADVANCES DURING THE MONTHLY COLLECTION PERIOD Principal Interest Total Installment and prepayment , , ,15 Total amounts paid to the issuer , , ,15 TOTAL ADVANCES Principal Interest Total Installment and prepayment , , ,31 Total amounts paid to the issuer , , ,31 Is the in line with schedule (pursuant to Transfer Agreeement)? Yes STATEMENT Confirmation of net economic interest held by Originator (ViViBanca) The retention rule (Min 5%) is respected? 5,0359% Yes

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