Strength for enduring stability Help secure your retirement plan when you choose annuities issued by American General Life Insurance Company.

Polaris Choice IV Quarterly Performance Report June 30, 2016 Polaris: For Those Who Want More when your goals are: Performance for the growth potential you need Maximize long-term growth potential with respected money managers, a broad range of investment options, asset allocation models and actively managed funds-of-funds. Protection for the sense of security you want Help safeguard your retirement assets from uncertain markets with an optional enhanced death benefit to help protect beneficiaries, and optional retirement income protection features (available for an additional fee and subject to restrictions and limitations). Contract and optional benefit guarantees are backed by the claims-paying ability of the issuing insurance company. Strength for enduring stability Help secure your retirement plan when you choose annuities issued by American General Life Insurance Company. Annuities are long-term investments designed for retirement purposes. Early withdrawals may be subject to withdrawal charges. Partial withdrawals may reduce benefi ts available under the contract, such as the death benefi t, as well as the amount available upon a full surrender. Withdrawals of taxable amounts are subject to ordinary income tax, and if taken prior to age 59½, an additional 10% federal tax may apply. Not FDIC or NCUA/NCUSIF Insured May Lose Value No Bank or Credit Union Guarantee Not a Deposit Not Insured by any Federal Government Agency

Important Note: We are pleased to provide you with this Performance Report PDF. Please be aware that performance data in this report is not as current as the performance data shown on the web site. For the most current performance figures, you should refer to the Performance section of aig.com/annuities.

Polaris Choice IV Quarterly Performance Report June 30, 2016 Current performance may be higher or lower than the performance stated due to market volatility. The performance data shown represents past performance, which does not guarantee future results. The investment return and principal value of an investment will fluctuate and an investor s shares, when redeemed, may be worth more or less than their original cost. For most recent month-end performance, please visit aig.com/annuities. Early withdrawals may incur a withdrawal charge. Polaris Choice IV withdrawal charges decline over four years as follows: 8 7 6 5 0%. The Polaris Choice IV Variable Annuity is sold by prospectus only, which contains the investment objectives, risks, fees, charges, expenses and other information regarding the contract and underlying funds that should be considered carefully before investing. A prospectus may be obtained by calling 1-800-445-7862. Please read the prospectus carefully before investing. THE SEPARATE ACCOUNT. The Separate Account is divided into variable portfolios. The Separate Account that funds Polaris Choice IV also funds other contracts that have been available for sale to the public longer than Polaris Choice IV. Many of the variable portfolios available in Polaris Choice IV were available in the predecessor contract, Polaris Choice, Polaris Choice II and Polaris Choice III. The variable portfolios have been part of the Separate Account since the portfolio inception dates shown. TRUSTS. When you invest in a variable portfolio offered in the Polaris Choice IV Variable Annuity, the Separate Account makes a corresponding investment in an underlying fund of the related trust the Anchor Series Trust (AST), AIM Variable Insurance Funds (Invesco Variable Insurance Funds AVIF), Franklin Templeton Variable Insurance Trust (FTVIPT), Lord Abbett Series Fund (LASF), Season Series Trust (SST) and/or the SunAmerica Series Trust (SAST). Certain of the underlying funds of AST, AVIF, FTVIPT and LASF existed prior to the date that the variable portfolios became available in the Separate Account that funds Polaris Choice IV. The AST underlies the Government and Quality Bond, Asset Allocation, Growth, Natural Resources, and Capital Appreciation s; the AVIF underlies the Invesco V.I. Comstock, Invesco V.I. Growth and Income, and Invesco V.I. American Franchise s; the FTVIPT underlies the Franklin Income Securities Fund and Franklin Templeton VIP Founding Funds Allocation s; the LASF underlies the Lord Abbett Series Fund Growth & Income ; the SST underlies the Managed Allocation Balanced, Managed Allocation Moderate, Managed Allocation Moderate Growth, Managed Allocation and Real Return portfolios; the SAST underlies the remaining portfolios. RETURNS. All returns are annualized, except for those reported for periods of less than 1 year. The following types of returns are included: Actual Returns (not in italics) are the standardized returns of the variable portfolios since their inception in the Separate Account. These returns are net of certain fees and charges (as disclosed below) of the Polaris Choice IV Variable Annuity. Hypothetical Adjusted Historical Returns (shown in italics) are returns for periods prior to the date the variable portfolios became available in the Separate Account. These returns are derived from the performance of the corresponding underlying fund in the trust (AST, AVIF, FTVIPT, LASF, SST, or SAST), net of certain fees and charges (as disclosed below) of Polaris Choice IV Variable Annuity as if the portfolio had been available in the Separate Account during the stated period. We provide the AST, AVIF, FTVIPT, LASF, SST, SAST trust portfolio inception dates to help you understand the time frame for the hypothetical adjusted historical returns since the trust s inception. In the case of the American Funds SAST portfolios, the hypothetical adjusted historical returns are derived from the performance of the corresponding portfolio in the underlying American Funds Insurance Series (AFIS) trust. Annual Returns (Actual and Hypothetical Adjusted Historical) represent what your return would be if you remain invested at the end of the stated period. Figures are net of management fees and contract charges, but not withdrawal charges or fees for optional features. Returns would be lower if withdrawal charges and fees for optional features were included in the calculations. Total Annual Returns (Actual and Hypothetical Adjusted Historical) represent what your return would have been if you withdrew all your money at the end of the stated period. Figures are net of management fees, contract charges and withdrawal charges but not fees for optional features. Returns would be lower if the fees for optional features were included in the calculations. Year-to-Date Returns (Returns YTD) show the change in unit value and are net of the separate account charges and portfolio operating expenses, but not the annual contract administration charge, fees from optional features, and withdrawal charges. Returns would be lower if the annual contract administration charge, fees for optional features, and withdrawal charges were included in the calculations. Allocator Model Returns. The investments in each model are reconfi gured annually. However, once you invest in a model, your investments are considered static because the variable portfolios and the percentages of contract value allocated to each variable portfolio within a model will not be changed by us, unless you contact us to update your allocations. The current investment allocations and inclusion of variable portfolios may differ from allocations in past years. The performance numbers represent blended performance of the actual variable portfolios and their respective allocations that were offered as part of each model each year since inception. It is assumed that the initial hypothetical investment is made on the model inception date and rebalanced and updated annually in accordance with the reconfi gured model on each evaluation date. The model inception date is the date when the model was fi rst offered for investment.

Quarter-end Annual Returns withdrawal charge not deducted (Actual and Adjusted Historical) Variable Trust Returns Money Manager YTD 1-year 3 -year 5-year 10-year 2016 Since Inception SA AB Growth AllianceBernstein L.P. 2/9/93 2/9/93-2.92% -0.85% 13.36% 11.05% 6.17% 7.43% 7.43% Capital Growth The Boston Company Asset Management, LLC 7/5/00 7/5/00-0.88% 0.09% 8.81% 7.47% 4.21% 0.41% 0.41% American Funds Growth SAST 2 Capital Research and Management Company 9/5/06 2/8/84-0.01% -0.10% 9.19% 7.98% 4.65% 4.64% 9.66% SA Janus Focused Growth 4 Janus Capital Management, LLC 12/29/00 12/29/00-6.18% -9.69% 5.29% 6.41% 3.72% 3.03% 3.03% Blue Chip Growth 7/10/00 7/5/00-1.12% -3.06% 10.33% 7.57% 4.64% -0.64% -0.57% Fundamental Growth Wells Capital Management, Incorporated 2/9/93 2/9/93-2.14% -3.62% 8.02% 7.01% 3.96% 3.87% 3.87% SA MFS Massachusetts Investors Trust 2/9/93 2/9/93 0.72% -1.59% 7.74% 8.45% 5.33% 5.32% 5.32% Equity Opportunities OppenheimerFunds, Inc. 6/3/96 6/3/96 3.72% 3.59% 9.91% 10.01% 5.07% 5.39% 5.39% SA Legg Mason BW Large Cap Value 1 Brandywine Global Investment Management, LLC 10/28/94 10/28/94 1.17% -1.32% 6.41% 7.10% 3.62% 7.51% 7.51% American Funds Growth-Income SAST 2 Capital Research and Management Company 9/5/06 2/8/84 2.12% -0.40% 9.20% 9.06% 4.43% 4.25% 8.41% Invesco V.I. Comstock Invesco Advisers, Inc. 10/15/01 4/30/99-1.10% -8.76% 3.86% 7.00% 3.54% 4.04% 4.07% Invesco V.I. Growth and Income Invesco Advisers, Inc. 10/15/01 12/23/96-0.01% -5.97% 5.08% 7.10% 3.94% 4.86% 6.23% Growth-Income J.P. Morgan Investment Management Inc. 2/9/93 2/9/93 5.24% 3.16% 8.40% 10.02% 4.59% 6.44% 6.44% Lord Abbett Growth and Income Lord Abbett & Co. LLC 5/1/02 12/11/89 4.02% -0.52% 6.75% 7.02% 3.00% 3.64% 7.33% Dogs of Wall Street SunAmerica Asset Management, LLC 4/1/98 4/1/98 9.95% 11.28% 10.33% 12.81% 7.67% 4.72% 4.72% Small & Mid Cap Value AllianceBernstein L.P. 8/1/02 8/1/02 4.38% -4.51% 6.23% 7.32% 5.41% 8.02% 8.02% Small Company Value Franklin Advisory Services LLC 5/1/06 12/14/98 11.09% 0.30% 5.73% 7.25% 3.79% 3.33% 6.86% Growth Opportunities Invesco Advisers, Inc. 7/6/00 7/5/00-4.36% -15.47% 4.27% 5.11% 4.48% -1.20% -1.21% Mid-Cap Growth J.P. Morgan Investment Management Inc. 4/1/99 4/1/99-4.36% -11.71% 8.84% 7.50% 5.80% 3.41% 3.41% Aggressive Growth Wells Capital Management, Incorporated 6/3/96 6/3/96 0.15% -10.73% 4.60% 6.76% 1.89% 3.05% 3.05% Invesco V.I. American Franchise Invesco Advisers, Inc. 10/15/01 7/3/95-4.81% -3.42% 9.87% 6.95% 5.12% 3.03% 6.48% Capital Appreciation Wellington Management Company, LLP 2/12/93 3/23/87-2.72% -3.69% 11.78% 9.77% 8.19% 9.52% 9.99% Growth Wellington Management Company, LLP 2/19/93 9/5/84-0.25% -4.62% 6.97% 6.56% 3.96% 6.50% 7.79% Technology Columbia Management Advisors LLC 7/5/00 7/5/00-1.21% -2.28% 14.70% 9.20% 5.39% -6.07% -6.07% Telecom Utility 6/3/96 6/3/96 13.74% 0.32% 5.48% 6.20% 6.24% 4.11% 4.11% Real Estate Pyramis Global Advisors, LLC 6/2/97 6/2/97 12.66% 20.47% 10.64% 9.00% 3.18% 6.80% 6.80% Natural Resources Wellington Management Company, LLP 10/31/94 1/4/88 12.49% -10.14% -7.31% -10.41% -3.34% 5.41% 5.68% FOREIGN AND GLOBAL STOCK American Funds Global Growth SAST 2 Capital Research and Management Company 9/5/06 4/30/97-4.35% -6.28% 6.16% 5.60% 4.75% 4.43% 6.61% Global Equities J.P. Morgan Asset Management Inc. 2/9/93 2/9/93-3.60% -9.03% 3.66% 2.54% 1.56% 3.66% 3.66% International Diversified Equities Morgan Stanley Investment Management Inc. 10/28/94 10/28/94-2.89% -10.07% -0.38% -1.16% -0.10% 0.91% 0.91% International Growth and Income Putnam Investment Management, LLC 6/2/97 6/2/97-5.78% -14.13% -1.92% -1.47% -2.05% 1.33% 1.33% Foreign Value Templeton Investment Counsel, LLC 8/1/02 8/1/02-7.12% -18.21% -1.86% -1.79% -0.52% 3.54% 3.54% Emerging Markets J.P. Morgan Investment Management Inc. 6/2/97 6/2/97 4.65% -14.42% -4.82% -7.82% -0.59% 1.84% 1.84% ASSET ALLOCATION SA BlackRock VCP Global Multi Asset BlackRock Investment Management, LLC 1/25/16 1/25/16 3.99% 3.99% VCP Managed Asset Allocation SAST Capital Research and Management Company 10/15/12 9/28/12 2.16% -0.07% 3.15% 4.76% 4.73% American Funds Asset Allocation SAST 2 Capital Research and Management Company 9/5/06 8/1/89 3.60% 3.00% 5.71% 6.92% 4.22% 4.01% 5.75% Asset Allocation Edge Asset Management, Inc. 7/1/93 7/1/93 5.13% 0.30% 5.36% 5.31% 4.55% 5.44% 5.44% Franklin Income VIP Fund Franklin Advisors, Inc. 2/4/08 1/24/89 4.78% -2.39% 2.19% 3.31% 3.55% 2.96% 6.47% Franklin Founding Funds Allocation VIP Fund Franklin Templeton Services, LLC 2/4/08 7/2/07 1.47% -6.23% 2.29% 3.65% 1.78% 0.24% VCP Value Invesco Advisers, Inc. 5/1/13 5/1/13-1.70% -5.76% 3.01% 3.20% 3.20% Balanced J.P. Morgan Investment Management Inc. 6/3/96 6/3/96 1.00% -0.75% 5.99% 6.40% 4.33% 4.16% 4.16% SA MFS Total Return 10/28/94 10/28/94 4.49% 1.84% 5.66% 5.99% 3.95% 6.10% 6.10% VCP Total Return Balanced Pacific Investment Management Company, LLC 5/1/13 5/1/13 2.00% -2.58% 3.45% 2.71% 2.71% SA Schroders VCP Global Allocation Schroder Investment Management North America Inc. 1/25/16 1/25/16 5.52% 5.52% SunAmerica Dynamic Allocation SunAmerica Asset Management LLC/AllianceBernstein L.P. 1/23/12 1/23/12 0.75% -4.93% 1.88% 3.51% 3.51% SunAmerica Dynamic Strategy SunAmerica Asset Management LLC/AllianceBernstein L.P. 7/16/12 7/16/12 0.82% -4.50% 1.63% 3.74% 3.74% SA T. Rowe Price VCP Balanced T. Rowe Price Associates, Inc. 1/25/16 1/25/16 3.22% 3.22% CORPORATE/GOV T BOND Ultra Short Bond 3 Dimensional Fund Advisors LP 2/9/93 2/9/93-0.88% -1.97% -2.12% -2.14% -1.27% 0.49% 0.49% Corporate Bond Federated Investment Management Company 7/1/93 7/1/93 6.67% 3.85% 3.06% 3.39% 5.24% 4.51% 4.51% Global Bond Goldman Sachs Asset Mgmt. International 7/1/93 7/1/93 7.96% 8.04% 0.60% -0.44% 2.35% 3.42% 3.42% 10/28/94 10/28/94 4.48% 3.38% 1.28% 1.47% 3.71% 5.41% 5.41% Government & Quality Bond Wellington Management Company, LLP 2/22/93 9/5/84 3.64% 3.39% 1.42% 1.31% 2.32% 5.37% 4.87% Real Return Wellington Management Company, LLP 1/19/10 2/13/05 2.83% 0.64% -0.67% -0.76% 1.04% -0.09% 0.97% High-Yield Bond PineBridge Investments LLC 2/9/93 2/9/93 7.48% -1.37% 1.41% 3.49% 3.25% 4.05% 4.05% Trust POLARIS PORTFOLIO ALLOCATOR MODELS designed by Ibbotson Associates YTD 1-year 3 -year 5-year 10-year Since Inception Model 1 Equity 50% / Fixed Income 50% 9/30/02 2.73% 0.01% 4.24% 4.69% 4.22% 5.37% Model 2 Equity 60% / Fixed Income 40% 9/30/02 2.48% -0.70% 4.64% 4.85% 4.02% 5.96% Model 3 Equity 70% / Fixed Income 30% 9/30/02 1.91% -1.49% 5.20% 5.01% 4.03% 6.68% Model 4 Equity 90% / Fixed Income 10% 9/30/02 1.03% -2.13% 6.56% 6.21% 4.03% 7.07%

Quarter-end Total Annual Returns withdrawal charge deducted (Actual and Adjusted Historical) Money Manager 1-year 3 -year 5-year 10-year Variable Trust Since Inception SA AB Growth AllianceBernstein L.P. 2/9/93 2/9/93-8.85% 11.79% 11.05% 6.17% 7.43% 7.43% Capital Growth The Boston Company Asset Management, LLC 7/5/00 7/5/00-7.91% 7.09% 7.47% 4.21% 0.41% 0.41% American Funds Growth SAST 2 Capital Research and Management Company 9/5/06 2/8/84-8.10% 7.49% 7.98% 4.65% 4.64% 9.66% SA Janus Focused Growth 4 Janus Capital Management, LLC 12/29/00 12/29/00-17.69% 3.46% 6.41% 3.72% 3.03% 3.03% Blue Chip Growth 7/10/00 7/5/00-11.06% 8.67% 7.57% 4.64% -0.64% -0.57% Fundamental Growth Wells Capital Management, Incorporated 2/9/93 2/9/93-11.62% 6.28% 7.01% 3.96% 3.87% 3.87% SA MFS Massachusetts Investors Trust 2/9/93 2/9/93-9.59% 5.99% 8.45% 5.33% 5.32% 5.32% Equity Opportunities OppenheimerFunds, Inc. 6/3/96 6/3/96-4.41% 8.23% 10.01% 5.07% 5.39% 5.39% SA Legg Mason BW Large Cap Value 1 Brandywine Global Investment Management, LLC 10/28/94 10/28/94-9.32% 4.62% 7.10% 3.62% 7.51% 7.51% American Funds Growth-Income SAST 2 Capital Research and Management Company 9/5/06 2/8/84-8.40% 7.49% 9.06% 4.43% 4.25% 8.41% Invesco V.I. Comstock Invesco Advisers, Inc. 10/15/01 4/30/99-16.76% 1.98% 7.00% 3.54% 4.04% 4.07% Invesco V.I. Growth and Income Invesco Advisers, Inc. 10/15/01 12/23/96-13.97% 3.24% 7.10% 3.94% 4.86% 6.23% Growth-Income J.P. Morgan Investment Management Inc. 2/9/93 2/9/93-4.84% 6.68% 10.02% 4.59% 6.44% 6.44% Lord Abbett Growth and Income Lord Abbett & Co. LLC 5/1/02 12/11/89-8.52% 4.96% 7.02% 3.00% 3.64% 7.33% Dogs of Wall Street SunAmerica Asset Management, LLC 4/1/98 4/1/98 3.28% 8.66% 12.81% 7.67% 4.72% 4.72% Small & Mid Cap Value AllianceBernstein L.P. 8/1/02 8/1/02-12.51% 4.43% 7.32% 5.41% 8.02% 8.02% Small Company Value Franklin Advisory Services LLC 5/1/06 12/14/98-7.70% 3.91% 7.25% 3.79% 3.33% 6.86% Growth Opportunities Invesco Advisers, Inc. 7/6/00 7/5/00-23.47% 2.40% 5.11% 4.48% -1.20% -1.21% Mid-Cap Growth J.P. Morgan Investment Management Inc. 4/1/99 4/1/99-19.71% 7.12% 7.50% 5.80% 3.41% 3.41% Aggressive Growth Wells Capital Management, Incorporated 6/3/96 6/3/96-18.73% 2.74% 6.76% 1.89% 3.05% 3.05% Invesco V.I. American Franchise Invesco Advisers, Inc. 10/15/01 7/3/95-11.42% 8.19% 6.95% 5.12% 3.03% 6.48% Capital Appreciation Wellington Management Company, LLP 2/12/93 3/23/87-11.69% 10.16% 9.77% 8.19% 9.52% 9.99% Growth Wellington Management Company, LLP 2/19/93 9/5/84-12.62% 5.19% 6.56% 3.96% 6.50% 7.79% Technology Columbia Management Advisors LLC 7/5/00 7/5/00-10.28% 13.16% 9.20% 5.39% -6.07% -6.07% Telecom Utility 6/3/96 6/3/96-7.68% 3.65% 6.20% 6.24% 4.11% 4.11% Real Estate Pyramis Global Advisors, LLC 6/2/97 6/2/97 12.47% 8.99% 9.00% 3.18% 6.80% 6.80% Natural Resources Wellington Management Company, LLP 10/31/94 1/4/88-18.14% -9.70% -10.41% -3.34% 5.41% 5.68% FOREIGN AND GLOBAL STOCK American Funds Global Growth SAST 2 Capital Research and Management Company 9/5/06 4/30/97-14.28% 4.36% 5.60% 4.75% 4.43% 6.61% Global Equities J.P. Morgan Asset Management Inc. 2/9/93 2/9/93-17.03% 1.76% 2.54% 1.56% 3.66% 3.66% International Diversified Equities Morgan Stanley Investment Management Inc. 10/28/94 10/28/94-18.07% -2.43% -1.16% -0.10% 0.91% 0.91% International Growth and Income Putnam Investment Management, LLC 6/2/97 6/2/97-22.13% -4.04% -1.47% -2.05% 1.33% 1.33% Foreign Value Templeton Investment Counsel, LLC 8/1/02 8/1/02-26.21% -3.98% -1.79% -0.52% 3.54% 3.54% Emerging Markets J.P. Morgan Investment Management Inc. 6/2/97 6/2/97-22.42% -7.08% -7.82% -0.59% 1.84% 1.84% ASSET ALLOCATION SA BlackRock VCP Global Multi Asset BlackRock Investment Management, LLC 1/25/16 1/25/16-4.01% -4.01% VCP Managed Asset Allocation SAST Capital Research and Management Company 10/15/12 9/28/12-8.07% 1.24% 3.56% 3.54% American Funds Asset Allocation SAST 2 Capital Research and Management Company 9/5/06 8/1/89-5.00% 3.89% 6.92% 4.22% 4.01% 5.75% Asset Allocation Edge Asset Management, Inc. 7/1/93 7/1/93-7.70% 3.52% 5.31% 4.55% 5.44% 5.44% Franklin Income VIP Fund Franklin Advisors, Inc. 2/4/08 1/24/89-10.39% 0.24% 3.31% 3.55% 2.96% 6.47% Franklin Founding Funds Allocation VIP Fund Franklin Templeton Services, LLC 2/4/08 7/2/07-14.23% 0.35% 3.65% 1.78% 0.24% VCP Value Invesco Advisers, Inc. 5/1/13 5/1/13-13.76% 1.09% 1.70% 1.70% Balanced J.P. Morgan Investment Management Inc. 6/3/96 6/3/96-8.75% 4.18% 6.40% 4.33% 4.16% 4.16% SA MFS Total Return 10/28/94 10/28/94-6.16% 3.84% 5.99% 3.95% 6.10% 6.10% VCP Total Return Balanced Pacific Investment Management Company, LLC 5/1/13 5/1/13-10.58% 1.55% 1.19% 1.19% SA Schroders VCP Global Allocation Schroder Investment Management North America Inc. 1/25/16 1/25/16-2.48% -2.48% SunAmerica Dynamic Allocation SunAmerica Asset Management LLC/AllianceBernstein L.P. 1/23/12 1/23/12-12.93% -0.09% 3.51% 3.51% SunAmerica Dynamic Strategy SunAmerica Asset Management LLC/AllianceBernstein L.P. 7/16/12 7/16/12-12.50% -0.34% 2.58% 2.58% SA T. Rowe Price VCP Balanced T. Rowe Price Associates, Inc. 1/25/16 1/25/16-4.78% -4.78% CORPORATE/GOV T BOND Ultra Short Bond 3 Dimensional Fund Advisors LP 2/9/93 2/9/93-9.97% -4.26% -2.14% -1.27% 0.49% 0.49% Corporate Bond Federated Investment Management Company 7/1/93 7/1/93-4.15% 1.14% 3.39% 5.24% 4.51% 4.51% Global Bond Goldman Sachs Asset Mgmt. International 7/1/93 7/1/93 0.04% -1.41% -0.44% 2.35% 3.42% 3.42% 10/28/94 10/28/94-4.62% -0.71% 1.47% 3.71% 5.41% 5.41% Government & Quality Bond Wellington Management Company, LLP 2/22/93 9/5/84-4.61% -0.56% 1.31% 2.32% 5.37% 4.87% Real Return Wellington Management Company, LLP 1/19/10 2/13/05-7.36% -2.74% -0.76% 1.04% -0.09% 0.97% High-Yield Bond PineBridge Investments LLC 2/9/93 2/9/93-9.37% -0.57% 3.49% 3.25% 4.05% 4.05% POLARIS PORTFOLIO ALLOCATOR MODELS designed by Ibbotson Associates 1-year 3 -year 5-year 10-year Since Inception Model 1 Equity 50% / Fixed Income 50% 9/30/02-7.99% 2.37% 4.69% 4.22% 5.37% Model 2 Equity 60% / Fixed Income 40% 9/30/02-8.70% 2.78% 4.85% 4.02% 5.96% Model 3 Equity 70% / Fixed Income 30% 9/30/02-9.49% 3.36% 5.01% 4.03% 6.68% Model 4 Equity 90% / Fixed Income 10% 9/30/02-10.13% 4.77% 6.21% 4.03% 7.07% 1 Effective September 8, 2015, the Davis Venture Value portfolio managed by Davis Advisors, changed to the SA Legg Mason BW Large Cap Value portfolio managed by Brandywine Global Investment Management, LLC. Trust

Polaris Allocator Models Please note: The investment allocations shown below were updated as of 5/2/16, and may differ from allocations of the past years. Money Manager Model 1 Model 2 Model 3 Model 4 SA AB Growth AllianceBernstein, L.P. 1% 1% 1% 2% SA Janus Focused Growth 4 Janus Capital Management, LLC 1% 1% 1% 2% Blue Chip Growth 2% 3% 4% 4% Capital Growth The Boston Company Asset Management, LLC 2% 3% 3% 4% SA MFS Massachusetts Investors Trust 6% 6% 7% 8% Equity Opportunities Oppenheimer Funds, Inc. 3% 4% 4% 6% SA Legg Mason BW Large Cap Value 1 Brandywine Global Investment Management, LLC 4% 4% 4% 5% American Funds Growth-Income SAST 2 Capital Research and Management Company 1% 4% Invesco V.I. Comstock Invesco Advisers, Inc. 5% 5% 6% 8% Invesco V.I. Growth and Income Invesco Advisers, Inc. 6% 7% 8% 8% Growth-Income J.P. Morgan Investment Management Inc. 6% 7% 8% 8% Dogs of Wall Street SunAmerica Asset Management, LLC 3% 3% 3% 5% Small & Mid Cap Value AllianceBernstein, L.P. 1% 1% 1% 2% Small Company Value Franklin Advisory Services LLC 2% 2% 1% Capital Appreciation Wellington Management Company, LLP 3% 3% 4% 5% Real Estate Pyramis Global Advisors, LLC 1% FOREIGN & GLOBAL STOCK American Funds Global Growth SAST 2 Capital Research and Management Company 2% 3% 4% 6% International Diversifi ed Equities Morgan Stanley Investment Management Inc. 3% 3% 4% 5% Foreign Value Templeton Investment Counsel, LLC 3% 3% 3% 4% Emerging Markets J.P. Morgan Investment Management Inc. 1% 2% 2% CORPORATE/GOV T Ultra Short Bond 3 Dimensional Fund Advisors LP 2% 1% Corporate Bond Federated Investment Management Company 10% 8% 7% 1% Global Bond Goldman Sachs Asset Mgmt. International 4% 4% 2% 2% 17% 13% 10% 5% Gov t and Quality Bond Wellington Management Company, LLP 8% 8% 7% 2% Real Return Wellington Management Company, LLP 5% 3% 2% High-Yield Bond PineBridge Investments LLC 4% 3% 2% Asset Class Allocation Large Cap Growth Large Cap Core Large Cap Value Small and Mid Cap Multi Cap Specialty Foreign and Global Stock Emerging Markets Balanced Corporate/Gov t Bond High Yield MODEL 1 Equity 50% / Fixed Income 50% MODEL 2 Equity 60% / Fixed Income 40% MODEL 3 Equity 70% / Fixed Income 30% MODEL 4 Equity 90% / Fixed Income 10% 2016 Morningstar Investment Management Managed Allocation s Managed by SunAmerica Asset Management, LLC Asset Class Allocation Large Cap Growth Large Cap Value Mid Cap Growth Mid Cap Value Small Cap International Equity Bonds Cash ALLOCATION BALANCED Annual Returns (withdrawal charge not deducted actual and adjusted historical) Since Inception 1-year 3-year 5-year ALLOCATION MODERATE ALLOCATION MODERATE GROWTH Total Annual Returns (withdrawal charge deducted actual and adjusted historical) Since Inception 1-year 3-year 5-year Variable Trust YTD Return Trust Trust Allocation Balanced 1/19/10 2/13/05 2.28% -0.93% 3.22% 3.28% 3.99% 2.83% -8.93% 1.31% 3.28% 3.99% 2.83% Allocation Moderate 1/19/10 2/13/05 1.50% -2.36% 3.35% 3.20% 4.13% 2.79% -10.36% 1.45% 3.20% 4.13% 2.79% Allocation Moderate Growth 1/19/10 2/13/05 1.00% -3.34% 3.61% 3.38% 4.40% 2.67% -11.34% 1.71% 3.38% 4.40% 2.67% Allocation Growth 1/19/10 2/13/05 0.14% -4.90% 4.32% 3.91% 5.03% 2.94% -12.90% 2.45% 3.91% 5.03% 2.94% ALLOCATION GROWTH Equity 40% / Fixed Income 60% Equity 55% / Fixed Income 45% Equity 65% / Fixed Income 35% Equity 80% / Fixed Income 20%

Calendar Year Returns withdrawal charge not deducted (Actual and Adjusted Historical) Money Manager 2015 2014 2013 2012 2011 Variable Trust SA AB Growth AllianceBernstein L.P. 2/9/93 2/9/93 9.12% 11.97% 34.81% 14.35% -4.19% Capital Growth The Boston Company Asset Management, LLC 7/5/00 7/5/00 3.54% 6.50% 26.78% 11.73% -3.22% American Funds Growth SAST 2 Capital Research and Management Company 9/5/06 2/8/84 4.75% 6.37% 27.57% 15.58% -6.18% SA Janus Focused Growth 4 Janus Capital Management, LLC 12/29/00 12/29/00-1.67% 9.09% 32.12% 9.11% -3.34% Blue Chip Growth 7/10/00 7/5/00 2.37% 9.76% 31.40% 9.42% -7.42% Fundamental Growth Wells Capital Management, Incorporated 2/9/93 2/9/93-0.43% 5.52% 34.44% 13.92% -7.31% SA MFS Massachusetts Investors Trust 2/9/93 2/9/93-1.72% 8.74% 29.29% 13.92% -3.81% Equity Opportunities OppenheimerFunds, Inc. 6/3/96 6/3/96 1.01% 8.31% 28.71% 14.60% -2.04% SA Legg Mason BW Large Cap Value 1 Brandywine Global Investment Management, LLC 10/28/94 10/28/94-0.65% 4.68% 31.12% 10.54% -6.08% American Funds Growth-Income SAST 2 Capital Research and Management Company 9/5/06 2/8/84-0.54% 8.43% 30.87% 15.19% -3.79% Invesco V.I. Comstock Invesco Advisers, Inc. 10/15/01 4/30/99-7.78% 7.26% 33.39% 16.92% -3.76% Invesco V.I. Growth and Income Invesco Advisers, Inc. 10/15/01 12/23/96-4.95% 8.12% 31.54% 12.42% -3.91% Growth-Income J.P. Morgan Investment Management Inc. 2/9/93 2/9/93-4.07% 11.91% 29.23% 11.55% 6.25% Lord Abbett Growth and Income Lord Abbett & Co. LLC 5/1/02 12/11/89-4.50% 5.84% 33.63% 10.20% -7.67% Dogs of Wall Street SunAmerica Asset Management, LLC 4/1/98 4/1/98 0.10% 8.62% 34.00% 11.63% 10.51% Small & Mid Cap Value AllianceBernstein L.P. 8/1/02 8/1/02-7.66% 7.03% 35.16% 16.32% -9.77% Small Company Value Franklin Advisory Services LLC 5/1/06 12/14/98-9.25% -1.91% 32.78% 15.59% -5.10% Growth Opportunities Invesco Advisers, Inc. 7/6/00 7/5/00-2.58% 1.73% 35.15% 15.30% -4.26% Mid-Cap Growth J.P. Morgan Investment Management Inc. 4/1/99 4/1/99 1.00% 9.12% 39.69% 13.82% -7.75% Aggressive Growth Wells Capital Management, Incorporated 6/3/96 6/3/96-3.09% -1.39% 40.21% 13.98% -3.87% Invesco V.I. American Franchise Invesco Advisers, Inc. 10/15/01 7/3/95 2.99% 6.35% 37.47% 11.49% -7.97% Capital Appreciation Wellington Management Company, LLP 2/12/93 3/23/87 6.63% 13.03% 33.22% 21.51% -8.85% Growth Wellington Management Company, LLP 2/19/93 9/5/84-1.78% 5.38% 32.59% 11.77% -8.07% Technology Columbia Management Advisors LLC 7/5/00 7/5/00 7.96% 22.44% 23.47% 5.69% -7.21% Telecom Utility 6/3/96 6/3/96-13.74% 10.32% 17.67% 11.29% 4.22% Real Estate Pyramis Global Advisors, LLC 6/2/97 6/2/97-0.14% 27.28% -3.98% 14.97% 6.07% Natural Resources Wellington Management Company, LLP 10/31/94 1/4/88-22.92% -20.11% 3.76% 1.52% -21.81% FOREIGN AND GLOBAL STOCK American Funds Global Growth SAST 2 Capital Research and Management Company 9/5/06 4/30/97 4.86% 0.25% 26.67% 20.18% -10.68% Global Equities J.P. Morgan Asset Management Inc. 2/9/93 2/9/93-3.14% 2.18% 23.78% 14.64% -12.12% International Diversified Equities Morgan Stanley Investment Management Inc. 10/28/94 10/28/94-1.67% -10.23% 18.31% 15.09% -16.26% International Growth and Income Putnam Investment Management, LLC 6/2/97 6/2/97-3.51% -11.21% 19.69% 18.95% -15.46% Foreign Value Templeton Investment Counsel, LLC 8/1/02 8/1/02-6.49% -8.54% 21.02% 17.29% -13.35% Emerging Markets J.P. Morgan Investment Management Inc. 6/2/97 6/2/97-15.94% -7.71% -5.25% 16.46% -27.53% ASSET ALLOCATION SA BlackRock VCP Global Multi Asset BlackRock Investment Management, LLC 1/25/16 1/25/16 VCP Managed Asset Allocation SAST Capital Research and Management Company 10/15/12 9/28/12-3.02% 0.97% 18.15% American Funds Asset Allocation SAST 2 Capital Research and Management Company 9/5/06 8/1/89-0.62% 3.31% 21.29% 13.83% -0.72% Asset Allocation Edge Asset Management, Inc. 7/1/93 7/1/93-3.62% 5.39% 15.62% 9.79% -1.02% Franklin Income VIP Fund Franklin Advisors, Inc. 2/4/08 1/24/89-8.63% 2.85% 12.03% 10.75% 0.66% Franklin Founding Funds Allocation VIP Fund Franklin Templeton Services, LLC 2/4/08 7/2/07-7.80% 1.11% 21.70% 13.39% -3.20% VCP Value Invesco Advisers, Inc. 5/1/13 5/1/13-3.92% 6.43% Balanced J.P. Morgan Investment Management Inc. 6/3/96 6/3/96-1.90% 9.30% 17.18% 13.39% 0.30% SA MFS Total Return 10/28/94 10/28/94-2.38% 6.36% 16.72% 9.17% -0.04% VCP Total Return Balanced Pacific Investment Management Company, LLC 5/1/13 5/1/13-5.45% 4.44% SA Schroders VCP Global Allocation Schroder Investment Management North America Inc. 1/25/16 1/25/16 SunAmerica Dynamic Allocation SunAmerica Asset Management LLC/AllianceBernstein L.P. 1/23/12 1/23/12-6.76% 2.56% 15.17% SunAmerica Dynamic Strategy SunAmerica Asset Management LLC/AllianceBernstein L.P. 7/16/12 7/16/12-7.01% 2.55% 15.58% SA T. Rowe Price VCP Balanced T. Rowe Price Associates, Inc. 1/25/16 1/25/16 CORPORATE/GOVT BOND Ultra Short Bond 3 Dimensional Fund Advisors LP 2/9/93 2/9/93-2.14% -2.21% -2.19% -2.17% -2.20% Corporate Bond Federated Investment Management Company 7/1/93 7/1/93-3.13% 3.76% -0.56% 9.27% 4.36% Global Bond Goldman Sachs Asset Mgmt. International 7/1/93 7/1/93-4.75% -2.26% -5.41% 1.88% 3.71% 10/28/94 10/28/94-2.05% 2.79% -5.45% 5.20% 4.32% Government & Quality Bond Wellington Management Company, LLP 2/22/93 9/5/84-1.40% 3.14% -3.98% 1.79% 5.02% Real Return Wellington Management Company, LLP 1/19/10 2/13/05-3.02% -0.08% -6.84% 2.04% 4.22% High-Yield Bond PineBridge Investments LLC 2/9/93 2/9/93-6.15% -1.10% 5.83% 14.73% 2.27% Calendar Year Returns (Actual and Hypothetical Adjusted Historical) represent the annual return for the one year period January 1 - December 31st of the year identifi ed. The fi gures above are net of management fees and contract charges, but not withdrawal charges or fees for optional features. Please see the following page for calendar year returns that refl ect the deduction of withdrawal charges. 2 The American Funds SAST Funds ( Feeder Funds ), part of the SunAmerica Series Trust ( SAST ), invest all of their assets in corresponding funds ( Master Funds ) of the American Funds Insurance Series ( AFIS ). Investing in a Feeder Fund may result in higher fees and expenses than investing directly in a Master Fund as the Feeder Funds will bear their own portfolio expenses as well as their pro rata share of each Feeder Fund s corresponding Master Fund fees and expenses. Please see the prospectus and Statement of Additional Information for more information regarding the master-feeder fund structure.

Calendar Year Returns withdrawal charge deducted (Actual and Adjusted Historical) Money Manager 2015 2014 2013 2012 2011 Variable Trust SA AB Growth AllianceBernstein L.P. 2/9/93 2/9/93 1.12% 3.97% 26.81% 6.35% -12.19% Capital Growth The Boston Company Asset Management, LLC 7/5/00 7/5/00-4.46% -1.50% 18.78% 3.73% -11.22% American Funds Growth SAST 2 Capital Research and Management Company 9/5/06 2/8/84-3.25% -1.63% 19.57% 7.58% -14.18% SA Janus Focused Growth 4 Janus Capital Management, LLC 12/29/00 12/29/00-9.67% 1.09% 24.12% 1.11% -11.34% Blue Chip Growth 7/10/00 7/5/00-5.63% 1.76% 23.40% 1.42% -15.42% Fundamental Growth Wells Capital Management, Incorporated 2/9/93 2/9/93-8.43% -2.48% 26.44% 5.92% -15.31% SA MFS Massachusetts Investors Trust 2/9/93 2/9/93-9.72% 0.74% 21.29% 8.86% -11.81% Equity Opportunities OppenheimerFunds, Inc. 6/3/96 6/3/96-6.99% 0.31% 20.71% 6.60% -10.04% SA Legg Mason BW Large Cap Value 1 Brandywine Global Investment Management, LLC 10/28/94 10/28/94-8.65% -3.32% 23.12% 2.54% -14.08% American Funds Growth-Income SAST 2 Capital Research and Management Company 9/5/06 2/8/84-8.54% 0.43% 22.87% 7.19% -11.79% Invesco V.I. Comstock Invesco Advisers, Inc. 10/15/01 4/30/99-15.78% -0.74% 25.39% 8.92% -11.76% Invesco V.I. Growth and Income Invesco Advisers, Inc. 10/15/01 12/23/96-12.95% 0.12% 23.54% 4.42% -11.91% Growth-Income J.P. Morgan Investment Management Inc. 2/9/93 2/9/93-12.07% 3.91% 21.23% 3.55% -1.75% Lord Abbett Growth and Income Lord Abbett & Co. LLC 5/1/02 12/11/89-12.50% -2.16% 25.63% 2.20% -15.67% Dogs of Wall Street SunAmerica Asset Management, LLC 4/1/98 4/1/98-7.90% 0.62% 26.00% 3.63% 2.51% Small & Mid Cap Value AllianceBernstein L.P. 8/1/02 8/1/02-15.66% -0.97% 27.16% 8.32% -17.77% Small Company Value Franklin Advisory Services LLC 5/1/06 12/14/98-17.25% -9.91% 24.78% 7.59% -13.10% Growth Opportunities Invesco Advisers, Inc. 7/6/00 7/5/00-10.58% -6.27% 27.15% 7.30% -12.26% Mid-Cap Growth J.P. Morgan Investment Management Inc. 4/1/99 4/1/99-7.00% 1.12% 31.69% 5.82% -15.75% Aggressive Growth Wells Capital Management, Incorporated 6/3/96 6/3/96-11.09% -9.39% 32.21% 5.98% -11.87% Invesco V.I. American Franchise Invesco Advisers, Inc. 10/15/01 7/3/95-5.01% -1.65% 29.47% 3.49% -15.97% Capital Appreciation Wellington Management Company, LLP 2/12/93 3/23/87-1.37% 5.03% 25.22% 13.51% -16.85% Growth Wellington Management Company, LLP 2/19/93 9/5/84-9.78% -2.62% 24.59% 3.77% -16.07% Technology Columbia Management Advisors LLC 7/5/00 7/5/00-0.04% 14.44% 15.47% -2.31% -15.21% Telecom Utility 6/3/96 6/3/96-21.74% 2.32% 9.67% 3.29% -3.78% Real Estate Pyramis Global Advisors, LLC 6/2/97 6/2/97-8.14% 19.28% -11.98% 6.97% -1.93% Natural Resources Wellington Management Company, LLP 10/31/94 1/4/88-30.92% -28.11% -4.24% -6.48% -29.81% FOREIGN AND GLOBAL STOCK American Funds Global Growth SAST 2 Capital Research and Management Company 9/5/06 4/30/97-3.14% -7.75% 18.67% 12.18% -18.68% Global Equities J.P. Morgan Asset Management Inc. 2/9/93 2/9/93-11.14% -5.82% 15.78% 6.64% -20.12% International Diversified Equities Morgan Stanley Investment Management Inc. 10/28/94 10/28/94-9.67% -18.23% 10.31% 7.09% -24.26% International Growth and Income Putnam Investment Management, LLC 6/2/97 6/2/97-11.51% -19.21% 11.69% 10.95% -23.46% Foreign Value Templeton Investment Counsel, LLC 8/1/02 8/1/02-14.49% -16.54% 13.02% 9.29% -21.35% Emerging Markets J.P. Morgan Investment Management Inc. 6/2/97 6/2/97-23.94% -15.71% -13.25% 8.46% -35.53% ASSET ALLOCATION SA BlackRock VCP Global Multi Asset BlackRock Investment Management, LLC 1/25/16 1/25/16 VCP Managed Asset Allocation SAST Capital Research and Management Company 10/15/12 9/28/12-11.02% -7.03% 10.15% American Funds Asset Allocation SAST 2 Capital Research and Management Company 9/5/06 8/1/89-8.62% -4.69% 13.29% 5.83% -8.72% Asset Allocation Edge Asset Management, Inc. 7/1/93 7/1/93-11.62% -2.61% 7.62% 1.79% -9.02% Franklin Income VIP Fund Franklin Advisors, Inc. 2/4/08 1/24/89-16.63% -5.15% 4.03% 2.75% -7.34% Franklin Founding Funds Allocation VIP Fund Franklin Templeton Services, LLC 2/4/08 7/2/07-15.80% -6.89% 13.70% 5.39% -11.20% VCP Value Invesco Advisers, Inc. 5/1/13 5/1/13-11.92% -1.57% Balanced J.P. Morgan Investment Management Inc. 6/3/96 6/3/96-9.90% 1.30% 9.18% 2.95% -7.70% SA MFS Total Return 10/28/94 10/28/94-10.38% -1.64% 8.72% 1.17% -8.04% VCP Total Return Balanced Pacific Investment Management Company, LLC 5/1/13 5/1/13-13.45% -3.56% SA Schroders VCP Global Allocation Schroder Investment Management North America Inc. 1/25/16 1/25/16 SunAmerica Dynamic Allocation SunAmerica Asset Management LLC/AllianceBernstein L.P. 1/23/12 1/23/12-14.76% -5.44% 7.17% SunAmerica Dynamic Strategy SunAmerica Asset Management LLC/AllianceBernstein L.P. 7/16/12 7/16/12-15.01% -5.45% 7.58% SA T. Rowe Price VCP Balanced T. Rowe Price Associates, Inc. 1/25/16 1/25/16 CORPORATE/GOVT BOND Ultra Short Bond 3 Dimensional Fund Advisors LP 2/9/93 2/9/93-10.14% -10.21% -10.19% -10.17% -10.20% Corporate Bond Federated Investment Management Company 7/1/93 7/1/93-11.13% -4.24% -8.56% 1.27% -3.64% Global Bond Goldman Sachs Asset Mgmt. International 7/1/93 7/1/93-12.75% -10.26% -13.41% -6.12% -4.29% 10/28/94 10/28/94-10.05% -5.21% -13.45% -2.80% -3.68% Government & Quality Bond Wellington Management Company, LLP 2/22/93 9/5/84-9.40% -4.86% -11.98% -6.21% -2.98% Real Return Wellington Management Company, LLP 1/19/10 2/13/05-11.02% -8.08% -14.84% -5.96% -3.78% High-Yield Bond PineBridge Investments LLC 2/9/93 2/9/93-14.15% -9.10% -2.17% 6.73% -5.73% Calendar Year Returns (Actual and Hypothetical Adjusted Historical) represent the annual return for the one year period January 1 - December 31st of the year identifi ed. The fi gures above are net of management fees, contract charges, and withdrawal charges but not fees for optional features. The returns refl ect the deduction of withdrawal charges as if you withdrew all your money at the end of the one year period. 3 Effective May 1, 2016 the Cash Management portfolio changed its name to the Ultra Short Bond portfolio managed by Dimensional Fund Advisors LP. 4 Effective June 30, 2016, the SA Marsico Focused Growth, which may or may not be available in your variable annuity, was renamed SA Janus Focused Growth and the investment manager changed from Marsico Capital Management, LLC to Janus Capital Management, LLC.

The investment objectives and policies of certain variable annuity portfolios may be similar to those of other funds managed by the same investment advisor. No representation is made, and there can be no assurance given, that any portfolio s investment results will be comparable to the investment results of any other fund, including other funds with the same investment advisor or manager. The portfolios investment results may be expected to differ, and may be higher or lower than the investment results of such other funds. Investments in stocks and bonds are subject to risk, including stock market and interest rate fl uctuations. Investments that concentrate on one economic sector or geographic region are generally subject to greater volatility than more diverse investments. s that invest in technology companies are generally subject to additional risks. They may be affected by short product cycles, aggressive pricing of products and services, competition from new market entrants and obsolescence of existing technology. As a result, this portfolio s returns may be considerably more volatile than a fund that does not invest in technology companies. International investing involves special risks, such as foreign taxation, currency risks, risks associated with possible differences in fi nancial standards and other monetary and political risks associated with future political and economic developments. Investments in high-yield bonds have a higher degree of risk than investments in investment grade bonds. Changes in economic conditions or other circumstances may adversely affect a high-yield bond issuer s ability to make principal and interest payments. The Polaris Allocator models are designed and licensed by Morningstar Investment Management, LLC. These models are provided for educational purposes only and should not be considered investment advice. Morningstar does not endorse and/or recommend specifi c fi nancial products that may be used in conjunction with the models. You should consult your fi nancial advisor for assistance in developing a portfolio specifi c to your needs and objectives before investing. The Managed Allocation s investment adviser, SunAmerica Asset Management, LLC ( SAAMCo ), has chosen Wilshire Funds Management, to serve as a consultant to the Managed Allocation s. Wilshire Funds Management is the global investment unit of Wilshire Associates Incorporated. Wilshire is a registered service mark of Wilshire Associates Incorporated, Santa Monica, California. Wilshire is not an affi liate of SunAmerica Asset Management, LLC or the insurance companies listed below. Polaris Choice IV Variable Annuity, form number AG-803 (7/13), is issued by American General Life Insurance Company (AGL) in all states except New York. The purchase of this variable annuity is not required for, and is not a term of the provision of any banking service or activity. AGL and ACS are members of American International Group, Inc. (AIG). Distributed by AIG Capital Services, Inc. (ACS), Member FINRA 21650 Oxnard St., Suite 750, Woodland Hills, CA 91367-4997 (800) 445-7862 R5073Q16.2 (07/16) aig.com/annuities