Introduction... 1 Survey Methodology... 1 Industry Breakouts... 2 Organization Size Breakouts... 3 Geographic Breakouts... 3... 4... 8 148 282 414 536 662... 8 148 282 414 536 662... 8 148 282 414 536 662... 9 149 283 415 537 663... 9 149 283 415 537 663... 10 150 284 416 538 664 Formal PTO Programs... 10 150 284 416 538 664 Vacation... 18 156 290 422 544 671 Personal Days and Holidays... 25 163 297 429 549 677 Sick Days... 26 164 298 430 550 678 Other Paid Days... 27 165 299 431 550 679... 28 166 300 432 552 680 Plan Type Offered... 28 166 300 432 552 680 Cost Containment & Reduction Measures... 29 167 301 433 553 681 Wellness Options & Rewards... 30 168 302 434 554 682 Alternative Treatments... 31 169 303 435 555 683... 33 171 305 437 557 685 Premiums Paid by Organization... 33 171 305 437 557 685 Premiums Paid by Employee... 39 176 310 441 560 688 Premium Increases... 42 178 312 442 562 690 Annual Deductibles... 43 179 313 443 562 691 Co-Insurance... 45 180 314 444 563 692 Co-Pay Amounts... 46 181 314 444 564 692 Maximum Out-of-Pocket Expense... 46 181 315 445 564 693 Drug Co-Pays... 49 183 316 446 565 694... 50 184 318 447 566 695 Premiums Paid by Organization... 50 184 318 447 566 695 Premiums Paid by Employee... 56 190 324 452 572 701 Premium Increases... 59 193 327 455 575 704 Annual Deductibles... 60 194 328 456 576 705 Co-Insurance... 62 196 330 457 578 707 Co-Pay Amounts... 63 197 330 457 579 707 Maximum Out-of-Pocket Expense... 64 198 331 458 580 708 Drug Co-Pays... 67 201 333 460 582 710... 68 202 335 461 584 712 Premiums Paid by Organization... 68 202 335 461 584 712 Compdata Surveys, Dolan Technologies Corporation - Benefits USA 2010/2011 i
(Continued) National South Central Premiums Paid by Employee... 74 208 341 467 590 718 Premium Increases... 77 211 344 470 593 721 Annual Deductibles... 78 212 345 471 594 722 Co-Insurance... 80 214 347 473 596 724 Co-Pay Amounts... 81 215 348 474 597 725 Maximum Out-of-Pocket Expense... 82 216 349 475 598 726 Drug Co-Pays... 84 218 351 477 600 728... 86 220 353 479 602 730 Premiums Paid by Organization... 86 220 353 479 602 730 Premiums Paid by Employee... 92 226 359 484 608 736 Premium Increases... 95 229 362 486 611 739 Annual Deductibles... 96 230 363 487 612 740 Co-Insurance... 98 232 364 488 614 742 Co-Pay Amounts... 99 233 365 489 614 742 Maximum Out-of-Pocket Expense... 100 234 366 489 615 743 Drug Co-Pays... 102 236 368 491 617 745... 104 238 370 492 619 746 Premiums Paid by Organization... 104 238 370 492 619 746 Premiums Paid by Employee... 110 244 376 498 625 752 Premium Increases... 113 247 379 501 628 755 Annual Deductibles... 114 248 380 502 629 756 Co-Insurance... 116 250 382 504 631 758 Co-Pay Amounts... 117 251 383 505 632 759 Maximum Out-of-Pocket Expense... 118 252 384 505 632 760 Drug Co-Pays... 120 254 386 508 634 762... 122 256 388 509 636 764 Consumer-Driven Health Plans Offered... 122 256 388 509 636 764 Percent of Employees Enrolled in HSA & HRA... 122 256 388 509 636 764 Organization s Contributions to HSA... 123 257 389 510 637 765 Annual Deductible for HDHP - HSA... 124 258 390 511 638 766 Organization s Contributions to HRA... 125 259 391 512 639 767 Annual Deductible for HDHP - HRA... 126 260 392 513 640 768 Dental Coverage... 127 261 393 514 641 769 Organizations Offering Dental Insurance... 127 261 393 514 641 769 Premiums Paid by Employee... 127 261 393 514 641 769... 129 263 395 516 643 771 Annual Dental Deductibles... 129 263 395 516 643 771 Orthodontia... 131 265 397 518 645 773... 132 266 398 519 646 774 Organizations Offering & Method of Computation... 132 266 398 519 646 774... 132 266 398 519 646 774 ii
TABLE OF CONTENTS (Continued) Dependent Life Insurance... 133 267 399 520 647 775... 135 269 401 522 649 777 Offering STD, LTD and Long-Term Care... 135 269 401 522 649 777 Vision... 135 269 401 522 649 777 Supplemental Retiree Health Coverage... 136 270 402 523 650 778... 137 271 403 524 651 779 Type of Retirement Plan Offered... 137 271 403 524 651 779... 138 272 404 525 652 780 Matching Formulas... 139 273 405 526 653 781 Vesting Requirements... 141 275 407 528 655 783... 142 276 408 529 656 784... 142 276 408 529 656 784 143 277 409 530 657 785 Work Requirement... 143 277 409 530 657 785... 144 278 410 531 658 786... 146 280 412 533 660 788... 789 Compdata Surveys, Dolan Technologies Corporation - Benefits USA 2010/2011 iii
Compdata Surveys is pleased to present the twelfth edition of. 6 million employees in 47 states, participant data is never revealed. No information is presented if data was collected but the minimum
organizations. Includes direct care facilities such as critical access hospitals, hospitals, long-term care facilities and managed care entities. Also includes medical practice and diagnostic facilities. Does not include non-patient independent living facilities. Includes hotels, inns, resorts, restaurants, casinos and other similar organizations. Includes organizations providing sales, service and basic insurance programs for the public and private sector. Includes facilities producing durable or non-durable tangible goods. Includes organizations primarily involved in the distribution, warehousing or transportation of goods. Includes associations, libraries, museums, educational institutions, religious organizations and government entities. estate/construction companies, household goods moving companies or trucking, technology and data processing organizations, and business and personal service companies. Includes electric power, natural gas, water, sewage, and other similar organizations.
Organization size breakouts are grouped by the number of employees in terms of full-time equivalent (FTE) units reported by participating organizations. Organization size is grouped by the number of employees as follows: Organization Size Breakouts (by number of employees) Up to 100 101-200 201-500 501-1000 1001-5000 Over 5000 Geographic breakouts are presented as follows: National Includes the Midwest, Northeast, South Central, Southeast and West regions. Includes the states of Illinois, Indiana, Iowa, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, South Dakota and Wisconsin. Includes the states of Connecticut, Delaware, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Vermont and Virginia. South Central Includes the states of Alabama, Arkansas, Kentucky, Louisiana, Mississippi, Oklahoma, Tennessee and Texas. Includes the states of Florida, Georgia, North Carolina, South Carolina, Virginia and West Virginia. Includes the states of Arizona, California, Colorado, Idaho, Montana, Nevada, New Mexico, Oregon, Utah, Washington and Wyoming. 3