NUI Galway Pensin Self Service User Guide 1. Lgging On Use yur Campus Accunt credentials t lg in t Cre Prtal. G t ess.nuigalway.ie Type in yur NUI Galway username and passwrd Click Sign In Select Other Prducts (Tab n tp f page) & Pensin: Nte: Prblems with accessing Pensin nline will be dealt with by ISS Service Desk within 24 hurs f lgging a ticket. Please see hw t lg a ticket n the fllwing link: - ISS Service Desk Ticketing System Link https://servicedesk.nuigalway.ie/helpdesk/webobjects/helpdesk.wa
2. Hme Page: (a) My Pensin ESS Optins: I. Ntinal Service Calculatr II. III. IV. Appintment Histry Service Adjustments Ntinal Service
I. Ntinal Service Calculatr: This allws yu t estimate the cst f purchasing additinal service (by peridic mnthly payments frm next birthday t Age 60/65 r by Lump sum) Click n Ntinal Service Calculatr Enter amunt f service t purchase (9.8466 in abve example). The amunt f service t purchase can be amended as required. Ntes: - Default is maximum allwed fr purchase t Age 65 (Sample abve 40 Years minus 30.1534 ptential service at Age 65). - Nn-new entrants (i.e. in the public sectr prir t 1 April 2004) can als purchase t Age 60 (Amend Purchase t Age: t 60) - Ptential Pensinable Service nly includes service at NUI Galway, service being purchased and service transferred in t date. It des nt include deferred benefits with previus emplyers. The Revenue maximum service allwed at retirement is 40 years (frm all emplyments). Click : And then Click:
Ttal cst f Purchasing 9.8466 years is 8,507.43 per annum. Click (as apprpriate):
II. Appintment Histry This allws yu t view all f yurs appintments at NUI Galway III. Service Adjustments This allws yu t view all appintment n r befre 30 Nvember 2013 plus any transferred Service frm a previus emplyer (if applicable). IV. Ntinal Service This allws yu t view service being purchased (if applicable).
(b) My Pensin Benefits Details: My Persnal Details: Date Jined Pensin The date pensin cntributins t the scheme started. This is nt necessarily the same as the date yur pensinable service starts, as yu may have previus temprary service, which was nt pensinable at the time but has subsequently becme pensinable. Check yur pensinable service figure in the Appintment Histry & Service Adjustment tabs fr a breakdwn f yur pensinable service. Date f Calculatin Tday s date Pensinable Salary The current full time equivalent pensinable earnings. In calculating pensin benefits fr a part time member f staff, the pensinable service is reduced pr rata t the full time equivalent but the fulltime equivalent salary is used. My Benefits (Nrmal Retirement) - Benefits are based n ptential pensinable service t nrmal pensin age (Age 65) and current pensinable earnings. Pensin The annual pensin amunt payable at nrmal retirement age. Lump Sum The lump sum amunt payable at nrmal retirement age. My Benefits (Death in service): Widws Pensin The annual pensin amunt payable n date f death t a spuse. Lump Sum The lump sum amunt payable t the spuse / legal and persnal representatives. This benefit is the greater f the lump sum based n pensinable service and pensinable earnings at date f death r ne year s salary. Childs Pensin The annual pensin amunt payable n date f death t a child dependant.
(c) My Pensin Calculatr: Click n Open Pensin Calculatr Yu will need t read and agree (Click calculatr. ) t the Disclaimer t access the A breakdwn f the service details can be viewed by clicking the Service Details buttn. i. Actual Service: 1. Service t 30 Nv 2013 is NUI Galway service accrued t 30 Nvember 2013. 2. Sundry Service represents any deductins fr nn-pensinable leave e.g. parental leave, career breaks, carers leave, and shrter wrking year (prir t 30 Nv 2013). 3. Transferred In is previus public/private service transferred int NUI Galway r bught back 4. Full Time Pst 1 Dec 2013 t Calc Date is all Full Time Service since 1 December 2013. 5. Part Time Pst 1 Dec 2013 is all Part Time Service since 1 December 2013. ii. Ntinal Service: 1. Purchased Ntinal Service is any ntinal service purchased by lump sum r peridic deductin. Retirement Optins: 2. Discretinary Added Years (Nt Guaranteed) refers t ptential added years which are nt guaranteed and will nt appear n yur recrd. i. Nrmal Retirement Benefits are payable at age 65* ii. Retirement Benefits at varius selected ages iii. Actuarially Reduced Early Retirement, als knwn as cst neutral early retirement (CNER), is available frm the ages f 50-60 (r 55-65 - New Entrants). Benefits are actuarially reduced fr early payment. iv. Death in Service Benefits payable in the event f death t yur spuse/ legal representatives.
v. Deferred/ Preserved Benefits If yu leave NUI Galway prir t nrmal retirement age and have mre than 2 years service, yu will be due deferred benefits at nrmal retirement age. The Calculatr will return the criteria used alng with the annual pensin amunt, lump sum amunt and the spuses annual pensin amunt where relevant. Clicking n these figures will prvide the frmulae, salary and service figures used. Prjectin Tl The Cre Pensins Calculatr is als a pwerful prjectin tl allwing yu t mdel varius different ther scenaris. The Cre Pensins Calculatr knws rules particular t yur membership f the pensin scheme and can therefre intelligently guide yu thrugh the ptins pen t yu. It als allws yu t view the effect f: Change f wrk patterns (Enter the Future Wrk Pattern) Change in salary (Enter yur Pensinable Salary) Salary Increases (Enter Estimated Salary Increase per Year) *Nte: New entrants frm 1 Jan 2013 enrlled in the Single Public Service Pensin Scheme (Career Average Pensin Scheme): Retirement age is initially set at 66 years (frm 1 Jan 2014). It will rise in step with statutry SPC age (increases t 67 frm 1 Jan 2021 and 68 frm 1 Jan 2028). Scheme members must retire at the age f 70. New entrants & Nn New Entrants (Pre 1 Jan 2013) enrlled in the Mdel / JPS Scheme : - New Entrant: Minimum retirement Age: 65, Maximum retirement age: Nne - Nn New Entrant: Minimum Retirement: Age 60, Maximum Retirement: Age 65 PUBLIC SERVICE SUPERANNUATION (MISCELLANEOUS PROVISIONS) ACT 2004 Sectin 2 defines a new entrant as... a persn wh is nt serving in a public service bdy... n 31 March 2004 but becmes a public servant n r after 1 April 2004
(d) My Pensin Scheme Explanatry Bklet: The Explanatry Bklet prvides details (incl link t Pensin web-site) relating t the relevant scheme. (e) My Pensin FAQs: A link is prvided t the Pensins Web-site FAQ s (f) My Dependents Details: This is a facility t recrd yur dependents details (g) Cre Pensins Dcuments: I. NUIG Pensin Self Service User Guide this dcument II. ESS Online Pensin Self Service Disclaimer The data, infrmatin r results cntained in, furnished by r btained frm the use f the Pensin Calculatr is fr the general guide f members with respect t pensin scheme benefits. N respnsibility is accepted by r n behalf f the University fr any errrs, missins, r misleading statements btained thrugh the use f the Pensins Calculatr. The data, infrmatin r results btained thrugh the use f the Pensin Calculatr have n legal authrity. The legislatin, plicies and terms applicable t yur pensin scheme will gvern any entitlement t pensin scheme benefits. The calculatin prvided by this Pensins Calculatr is based n the infrmatin prvided by yu. In the event f any errr r missin in this estimate, the legal requirements f the scheme rules will gvern. At the time f retirement r shuld yu require an fficial estimate, yur Age, Ttal Pensinable Service and salary details will be verified by the University and used t determine yur pensin entitlement.