N.V. Hagelunie Openbaar te maken QRT's 216
S.2.1.2 - Balance sheet 1. Assets Solvency II value Intangible assets Deferred tax assets Pension benefit surplus Property, plant & equipment held for own use Investments (other than assets held for index-linked and unit-linked contracts) 28.36 Property (other than for own use) Holdings in related undertakings, including participations Equities 21.655 Equities - listed 21.655 Equities - unlisted Bonds 186.214 Government Bonds 153.539 Corporate Bonds 32.676 Structured notes Collateralised securities Collective Investments Undertakings Derivatives 166 Deposits other than cash equivalents Other investments Assets held for index-linked and unit-linked contracts Loans and mortgages Loans on policies Loans and mortgages to individuals Other loans and mortgages Re recoverables from: 6.78 Non-life and health similar to non-life 6.78 Non-life excluding health 6.78 Health similar to non-life Life and health similar to life, excluding health and index-linked and unit-linked Health similar to life Life excluding health and index-linked and unit-linked Life index-linked and unit-linked Deposits to cedants Insurance and intermediaries receivables 889 Re receivables 9.565 Receivables (trade, not ) 6.436 Own shares (held directly) Amounts due in respect of own fund items or initial fund called up but not yet paid in Cash and cash equivalents 5.684 Any other assets, not elsewhere shown 2.62 Total assets 293.991 S.2.1.2 - Balance sheet 1. Liabilities Solvency II value Technical provisions non-life 89.57 Technical provisions non-life (excluding health) 89.57 TP calculated as a whole Best Estimate 86.719 Risk margin 2.338 Technical provisions - health (similar to non-life) TP calculated as a whole Best Estimate Risk margin Technical provisions - life (excluding index-linked and unit-linked) Technical provisions - health (similar to life) TP calculated as a whole Best Estimate Risk margin Technical provisions life (excluding health and index-linked and unit-linked) TP calculated as a whole Best Estimate Risk margin Technical provisions index-linked and unit-linked TP calculated as a whole Best Estimate Risk margin Contingent liabilities Provisions other than technical provisions 3.21 Pension benefit obligations Deposits from reinsurers Deferred tax liabilities 8.77 Derivatives 557 Debts owed to credit institutions Financial liabilities other than debts owed to credit institutions Insurance & intermediaries payables 42 Re payables Payables (trade, not ) 12.478 Subordinated liabilities Subordinated liabilities not in BOF Subordinated liabilities in BOF Any other liabilities, not elsewhere shown 7.234 Total liabilities 121.347 Excess of assets over liabilities 172.644
S.5.1.2 - Premiums, claims and expenses by line of business 1. Line of Business for: non-life and re obligations (direct business and accepted proportional re) Medical expense Income protection Workers' compensation Motor vehicle liability Other motor Marine, aviation and transport Fire and other damage to property General liability Credit and suretyship Premiums written Gross - Direct Business 151 67.551 Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share 28.44 Net 151 39.56 Premiums earned Gross - Direct Business 152 65.12 Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share 27.231 Net 152 37.889 Claims incurred Gross - Direct Business 16 151.66 Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share 118.21 Net 16 33.396 Changes in other technical provisions Gross - Direct Business Gross - Proportional re accepted Gross - Non- proportional re accepted Reinsurers'share Net Expenses incurred 4 7.87 Other expenses Total expenses Line of Business for: non-life and re obligations (direct business and accepted proportional re) Line of business for: accepted non-proportional re Legal expenses Miscellaneous financial Marine, aviation, Assistance Health Casualty Property Total loss transport Premiums written Gross - Direct Business 67.72 Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share 28.44 Net 39.657 Premiums earned Gross - Direct Business 65.272 Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share 27.231 Net 38.42 Claims incurred Gross - Direct Business 151.622 Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share 118.21 Net 33.412 Changes in other technical provisions Gross - Direct Business Gross - Proportional re accepted Gross - Non- proportional re accepted Reinsurers'share Net Expenses incurred 7.127 Other expenses 267 Total expenses 7.394 Line of Business for: life obligations Line of business for: life re obligations Health Insurance with profit participation Index-linked and unitlinked Other life Annuities stemming Annuities stemming from non-life from non-life contracts and relating contracts and relating to obligations to health other than health obligations obligations Health re Life re Total Premiums written Gross Reinsurers' share Net Premiums earned Gross Reinsurers' share Net Claims incurred Gross Reinsurers' share Net Changes in other technical provisions Gross Reinsurers' share Net Expenses incurred Other expenses Total expenses
S.5.2.1 - Premiums, claims and expenses by country 1. Home Country Top 5 countries (by amount of gross premiums written) - non-life obligations Total Top 5 and home country BE FR UK CA DE Premiums written Gross - Direct Business 56.649 5.173 2.126 1.686 922 465 67.21 Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share 24.153 1.913 825 55 69 169 27.678 Net 32.496 3.26 1.32 1.136 853 296 39.344 Premiums earned Gross - Direct Business 55.377 4.763 1.929 1.721 414 426 64.63 Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share 23.63 1.744 784 56 59 156 26.879 Net 31.747 3.19 1.145 1.215 355 27 37.751 Claims incurred Gross - Direct Business 149.628 1.657 265 36 3 151.859 Gross - Proportional re accepted Gross - Non-proportional re accepted Reinsurers' share 117.516 577-24 32-4 118.96 Net 32.112 1.8 289 275 7 33.764 Changes in other technical provisions Gross - Direct Business Gross - Proportional re accepted Gross - Non- proportional re accepted Reinsurers'share Net Expenses incurred 6.468 249 251 56 64-16 7.72 Other expenses 267 Total expenses 7.34 Home Country Top 5 countries (by amount of gross premiums written) - life obligations Total Top 5 and home country Premiums written Gross Reinsurers' share Net Premiums earned Gross Reinsurers' share Net Claims incurred Gross Reinsurers' share Net Changes in other technical provisions Gross Reinsurers' share Net Expenses incurred Other expenses Total expenses
S.17.1.2 - Non-life Technical Provisions 1. Direct business and accepted proportional re Medical expense Income protection Workers' compensation Motor vehicle liability Other motor Marine, aviation and transport Fire and other damage to property General liability Credit and suretyship Technical provisions calculated as a whole Total Recoverables from re/spv and Finite Re after the adjustment for expected losses due to counterparty default associated to TP as a whole Technical provisions calculated as a sum of BE and RM Best estimate Premium provisions Gross 22.136 Total recoverable from re/spv and Finite Re after the adjustment for expected losses due to counterparty default Net Best Estimate of Premium Provisions 22.136 Claims provisions Gross 64.583 Total recoverable from re/spv and Finite Re after the 6.78 adjustment for expected losses due to counterparty default Net Best Estimate of Claims Provisions 3.84 Total Best estimate - gross 86.719 Total Best estimate - net 25.939 Risk margin 2.338 Amount of the transitional on Technical Provisions Technical Provisions calculated as a whole Best estimate Risk margin Technical provisions - total Technical provisions - total 89.57 Recoverable from re contract/spv and Finite Re after the adjustment for expected losses due to counterparty default - 6.78 total Technical provisions minus recoverables from re/spv 28.277 and Finite Re - total Direct business and accepted proportional re Accepted non-proportional re Legal expenses Assistance Miscellaneous financial loss Non-proportional health re Non-proportional casualty re Non-proportional marine, aviation and transport re Non-proportional property re Total Non-Life obligation Technical provisions calculated as a whole Total Recoverables from re/spv and Finite Re after the adjustment for expected losses due to counterparty default associated to TP as a whole Technical provisions calculated as a sum of BE and RM Best estimate Premium provisions Gross 22.136 Total recoverable from re/spv and Finite Re after the adjustment for expected losses due to counterparty default Net Best Estimate of Premium Provisions 22.136 Claims provisions Gross 64.583 Total recoverable from re/spv and Finite Re after the adjustment for expected losses due to counterparty default 6.78 Net Best Estimate of Claims Provisions 3.84 Total Best estimate - gross 86.719 Total Best estimate - net 25.939 Risk margin 2.338 Amount of the transitional on Technical Provisions Technical Provisions calculated as a whole Best estimate Risk margin Technical provisions - total Technical provisions - total 89.57 Recoverable from re contract/spv and Finite Re after the adjustment for expected losses due to counterparty default - 6.78 total Technical provisions minus recoverables from re/spv 28.277 and Finite Re - total
S.19.1.21 - Non-life Insurance Claims Information 1. Total Non-Life Business Accident year Gross Claims Paid (non-cumulative) (absolute amount) Development year In Current Sum of years (cumulative) Year 1 2 3 4 5 6 7 8 9 1 & + year Prior 3 3 N-9 123 32.784 9.137 366 78 63-41 155 138 119 123 42.922 N-8 15.734 17.694 926 39 71 2 7 139 34.9 N-7 23.6 7.395 327 16 144 137-28 -28 31.736 N-6 18.882 5.817 44 217 165 6 1 1 25.536 N-5 18.419 6.974 1.595-383 69-3 -3 26.645 N-4 19.612 7.122 65 11 87 87 27.581 N-3 6.679 11.273 1.66 186 186 19.799 N-2 2.995 9.527 557 557 31.79 N-1 3.52 1.969 1.969 41.21 N 79.44 79.44 79.44 91.281 36.623 Total Gross undiscounted Best Estimate Claims Provisions (absolute amount) Development year Year end (discounted Year 1 2 3 4 5 6 7 8 9 1 & + Prior 251 252 N-9 14 14 N-8 N-7 N-6 6 6 N-5 N-4 5 5 N-3 151 151 N-2 2.146 2.148 N-1 1.487 1.488 N 6.483 6.52 64.583 Total Underwriting year Gross Claims Paid (non-cumulative) (absolute amount) Development year In Current Sum of years (cumulative) Year 1 2 3 4 5 6 7 8 9 1 & + year Prior N-9 N-8 N-7 N-6 N-5 N-4 N-3 N-2 N-1 N Total Gross undiscounted Best Estimate Claims Provisions (absolute amount) Year end Development year (discounted Year 1 2 3 4 5 6 7 8 9 1 & + data) Prior N-9 N-8 N-7 N-6 N-5 N-4 N-3 N-2 N-1 N Total
S.22.1.21 - Impact of long term guarantees and transitional measures 1. Amount with LTG measures and transitionals Impact of transitional on technical provisions Impact of transitional on interest rate Impact of volatility adjustment set to zero Impact of matching adjustment set to zero Technical provisions 89.57 63 Basic own funds 172.644-6 Eligible own funds to meet SCR 172.644-6 SCR 63.184 Eligible own funds to meet MCR 172.644-6 Minimum Capital Requirement 15.796
S.23.1.1 - Own funds 1. Total Tier 1 - unrestricted Tier 1 - restricted Tier 2 Tier 3 Basic own funds before deduction for participations in other financial sector as foreseen in article 68 of Delegated Regulation (EU) 215/35 Ordinary share capital (gross of own shares) 5.18 5.18 Share premium account related to ordinary share capital Initial funds, members' contributions or the equivalent basic own - fund item for mutual and mutual-type undertakings Subordinated mutual member accounts Surplus funds Preference shares Share premium account related to preference shares Reconciliation reserve 167.536 167.536 Subordinated liabilities An amount equal to the value of net deferred tax assets Other own fund items approved by the supervisory authority as basic own funds not specified above Own funds from the financial statements that should not be represented by the reconciliation reserve and do not meet the criteria to be classified as Solvency II own funds Own funds from the financial statements that should not be represented by the reconciliation reserve and do not meet the criteria to be classified as Solvency II own funds Deductions Deductions for participations in financial and credit institutions Total basic own funds after deductions 172.644 172.644 Ancillary own funds Unpaid and uncalled ordinary share capital callable on demand Unpaid and uncalled initial funds, members' contributions or the equivalent basic own fund item for mutual and mutual - type undertakings, callable on demand Unpaid and uncalled preference shares callable on demand A legally binding commitment to subscribe and pay for subordinated liabilities on demand Letters of credit and guarantees under Article 96(2) of the Directive 29/138/EC Letters of credit and guarantees other than under Article 96(2) of the Directive 29/138/EC Supplementary members calls under first subparagraph of Article 96(3) of the Directive 29/138/EC Supplementary members calls - other than under first subparagraph of Article 96(3) of the Directive 29/138/EC Other ancillary own funds Total ancillary own funds Available and eligible own funds Total available own funds to meet the SCR 172.644 172.644 Total available own funds to meet the MCR 172.644 172.644 Total eligible own funds to meet the SCR 172.644 172.644 Total eligible own funds to meet the MCR 172.644 172.644 SCR 63.184 MCR 15.796 Ratio of Eligible own funds to SCR 273% Ratio of Eligible own funds to MCR 193% Reconciliation reserve Excess of assets over liabilities 172.644 Own shares (held directly and indirectly) Foreseeable dividends, distributions and charges Other basic own fund items 5.18 Adjustment for restricted own fund items in respect of matching adjustment portfolios and ring fenced funds Reconciliation reserve 167.536 Expected profits Expected profits included in future premiums (EPIFP) - Life business Expected profits included in future premiums (EPIFP) - Non- life business Total Expected profits included in future premiums (EPIFP)
S.25.2.21 - Solvency Capital Requirement - for undertakings using the standard formula and partial internal model 1. Unique number of component Components description Calculation of the Solvency Capital Requirement 1 Market risk 1.194 2 Counterparty default risk 8.745 Amount modelled USP Simplifications 3 Life underwriting risk None 4 Health underwriting risk None 5 Non-life underwriting risk 73.666 77.136 None 6 Intangible asset risk 7 Operational risk 2.63 8 Loss-absorbing capacity of technical provisions 9 Loss-absorbing capacity of deferred taxes -21.7 1 Loss-absorbing capacity of expected profits -27-27 Calculation of Solvency Capital Requirement Total undiversified components 74.111 Diversification -1.927 Capital requirement for business operated in accordance with Art. 4 of Directive 23/41/EC Solvency capital requirement excluding capital add-on 63.184 Capital add-ons already set Solvency capital requirement 63.184 Other information on SCR Amount/estimate of the overall loss-absorbing capacity of technical provisions Amount/estimate of the overall loss-absorbing capacity ot deferred taxes Capital requirement for duration-based equity risk sub-module Total amount of Notional Solvency Capital Requirements for remaining part Total amount of Notional Solvency Capital Requirements for ring fenced funds (other than those related to business operated in accordance with Art. 4 of Directive 23/41/EC (transitional)) Total amount of Notional Solvency Capital Requirement for matching adjustment portfolios Diversification effects due to RFF nscr aggregation for article 34-21.7
S.28.1.1 - Minimum Capital Requirement - Only life or only non-life or re a 1. Linear formula component for non-life and re obligations MCR NL Result 5.474 Net (of Net (of re) re/spv) best written premiums in the estimate and TP last 12 months calculated as a whole Medical expense and proportional re Income protection and proportional re Workers' compensation and proportional re Motor vehicle liability and proportional re Other motor and proportional re Marine, aviation and transport and proportional re Fire and other damage to property and proportional re 25.947 4.471 General liability and proportional re Credit and suretyship and proportional re Legal expenses and proportional re Assistance and proportional re Miscellaneous financial loss and proportional re Non-proportional health re Non-proportional casualty re Non-proportional marine, aviation and transport re Non-proportional property re Linear formula component for life and re obligations MCR L Result Net (of Net (of re/spv) best re/spv) total estimate and TP capital at risk calculated as a whole Obligations with profit participation - guaranteed benefits Obligations with profit participation - future discretionary benefits Index-linked and unit-linked obligations Other life (re) and health (re) obligations Total capital at risk for all life (re) obligations Overall MCR calculation Linear MCR 5.474 SCR 63.184 MCR cap 28.433 MCR floor 15.796 Combined MCR 15.796 Absolute floor of the MCR 2.5 Minimum Capital Requirement 15.796