RAPPORT SUR LA SOLVABILITE ET LA SITUATION FINANCIERE

RAPPORT SUR LA SOLVABILITE ET LA SITUATION FINANCIERE Cardif Assurances Risques Divers Annexes Quantitative Reporting Templates - QRT 31 décembre 2016

Balance sheet S.02.01.21 Solvency II value C0010 Assets Goodwill R0010 Deferred acquisition costs R0020 Intangible assets R0030 Deferred tax assets R0040 19 673 127 Pension benefit surplus R0050 0 Property, plant & equipment held for own use R0060 3 207 444 Investments (other than assets held for index-linked and unit-linked contracts) R0070 1 469 861 767 Property (other than for own use) R0080 Holdings in related undertakings, including participations R0090 7 271 000 Equities R0100 53 169 560 Equities - listed R0110 53 168 560 Equities - unlisted R0120 1 000 Bonds R0130 1 044 581 875 Government Bonds R0140 509 945 637 Corporate Bonds R0150 530 852 238 Structured notes R0160 3 784 000 Collateralised securities R0170 0 Collective Investments Undertakings R0180 347 590 000 Derivatives R0190 0 Deposits other than cash equivalents R0200 17 249 332 Other investments R0210 Assets held for index-linked and unit-linked contracts R0220 Loans and mortgages R0230 Loans on policies R0240 Loans and mortgages to individuals R0250 Other loans and mortgages R0260 Re recoverables from: R0270 90 232 728 Non-life and health similar to non-life R0280 74 735 906 Non-life excluding health R0290 57 336 327 Health similar to non-life R0300 17 399 579 Life and health similar to life, excluding health and index-linked and unit-linked R0310 15 496 822 Health similar to life R0320 15 496 822 Life excluding health and index-linked and unit-linked R0330 0 Life index-linked and unit-linked R0340 0 Deposits to cedants R0350 27 080 000 Insurance and intermediaries receivables R0360 111 247 553 Re receivables R0370 54 343 625 Receivables (trade, not ) R0380 78 416 937 Own shares (held directly) R0390 0 Amounts due in respect of own fund items or initial fund called up but not yet paid in R0400 0 Cash and cash equivalents R0410 23 578 497 Any other assets, not elsewhere shown R0420 2 104 774 Total assets R0500 1 879 746 452 Liabilities Technical provisions non-life R0510 547 967 565 Technical provisions non-life (excluding health) R0520 442 687 366 Technical provisions calculated as a whole R0530 Best Estimate R0540 332 663 395 Risk margin R0550 110 023 971 Technical provisions - health (similar to non-life) R0560 105 280 200 Technical provisions calculated as a whole R0570 Best Estimate R0580 90 948 549 Risk margin R0590 14 331 650 Technical provisions - life (excluding index-linked and unit-linked) R0600-91 907 120 Technical provisions - health (similar to life) R0610-91 907 148 Technical provisions calculated as a whole R0620 Best Estimate R0630-139 056 266 Risk margin R0640 47 149 118 Technical provisions life (excluding health and index-linked and unit-linked) R0650 28 Technical provisions calculated as a whole R0660 Best Estimate R0670 Risk margin R0680 28 Technical provisions index-linked and unit-linked R0690 Technical provisions calculated as a whole R0700 Best Estimate R0710 Risk margin R0720 Other technical provisions R0730 Contingent liabilities R0740 Provisions other than technical provisions R0750 9 067 000 Pension benefit obligations R0760 5 775 876 Deposits from reinsurers R0770 32 920 000 Deferred tax liabilities R0780 81 623 740 Derivatives R0790 1 112 000 Debts owed to credit institutions R0800 42 840 000 Debts owed to credit institutions resident domestically ER0801 42 840 000 Debts owed to credit institutions resident in the euro area other than domestic ER0802 Debts owed to credit institutions resident in rest of the world ER0803 Financial liabilities other than debts owed to credit institutions R0810 49 313 000 Debts owed to non-credit institutions ER0811 Debts owed to non-credit institutions resident domestically ER0812 Debts owed to non-credit institutions resident in the euro area other than domestic ER0813 Debts owed to non-credit institutions resident in rest of the world ER0814 Other financial liabilities (debt securities issued) ER0815 49 313 000 Insurance & intermediaries payables R0820 201 278 004 Re payables R0830 23 775 382 Payables (trade, not ) R0840 106 870 325 Subordinated liabilities R0850 261 513 000 Subordinated liabilities not in Basic Own Funds R0860 Subordinated liabilities in Basic Own Funds R0870 261 513 000 Any other liabilities, not elsewhere shown R0880 1 437 933 Total liabilities R0900 1 273 586 706 Excess of assets over liabilities R1000 606 159 745

Non-Life & Accepted non-proportional re S.05.01.02.01 Line of Business for: non-life and re obligations (direct business and accepted proportional re) Line of business for: accepted non-proportional re Workers' compensation Motor vehicle liability Marine, aviation and transport Fire and other damage to Credit and suretyship Total Medical expense Income protection Other motor General liability Legal expenses Assistance Miscellaneous financial loss Health Casualty Marine, aviation, transport Property property C0010 C0020 C0030 C0040 C0050 C0060 C0070 C0080 C0090 C0100 C0110 C0120 C0130 C0140 C0150 C0160 C0200 Premiums written Gross - Direct Business R0110 20 582 660 91 328 777 2 719 0 91 016 970 0 19 633 864 6 487 000 0 0 112 102 448 325 803 677 489 894 Gross - Proportional re accepted R0120 0 2 908 000 0 0 285 353 0 0 0 0 0 0 23 140 902 26 334 255 Gross - Non-proportional re accepted R0130 Reinsurers' share R0140 381 000 2 709 148 0 0 558 514 0 3 153 255 1 063 000 0 0 36 021 84 477 639 0 0 0 0 92 378 577 Net R0200 20 201 660 91 527 629 2 719 0 90 743 810 0 16 480 608 5 424 000 0 0 76 081 386 989 066 0 0 0 0 611 445 572 Premiums earned Gross - Direct Business R0210 15 152 932 91 686 924 2 719 0 67 509 304 0 20 164 877 4 418 000 0 0 15 819 459 412 703 658 363 277 Gross - Proportional re accepted R0220 0 3 382 000 0 0 305 212 0 0 0 0 0 0 22 759 216 26 446 428 Gross - Non-proportional re accepted R0230 Reinsurers' share R0240 411 000 2 389 707 0 0 282 616 0 11 641 252 3 538 000 0 0-4 531 76 012 928 0 0 0 0 94 270 971 Net R0300 14 741 932 92 679 217 2 719 0 67 531 900 0 8 523 625 880 000 0 0 20 350 406 158 991 0 0 0 0 590 538 734 Claims incurred Gross - Direct Business R0310 1 445 925 14 765 556-45 083 0 11 515 851 0-834 007 25 000 0 0-21 655 105 524 706 132 376 292 Gross - Proportional re accepted R0320 0 288 000 0 0 89 099 0 0 0 0 0 0 4 248 780 4 625 879 Gross - Non-proportional re accepted R0330 Reinsurers' share R0340 70 000 1 831 919 0 0 25 359 0 548 661 5 000 0 0-11 780 16 130 630 0 0 0 0 18 599 789 Net R0400 1 375 925 13 221 637-45 083 0 11 579 590 0-1 382 668 20 000 0 0-9 874 93 642 856 0 0 0 0 118 402 382 Changes in other technical provisions Gross - Direct Business R0410-4 236 000-4 847 188 0 0-4 109 156 0-3 933 000-1 388 000 0 0 50 067-10 441 320-28 904 596 Gross - Proportional re accepted R0420 0-379 000 0 0 0 0 0 0 0 0 0 0-379 000 Gross - Non- proportional re accepted R0430 Reinsurers'share R0440 0 0 0 0 0 0 0 0 0 0 0-168 000 0 0 0 0-168 000 Net R0500-4 236 000-5 226 188 0 0-4 109 156 0-3 933 000-1 388 000 0 0 50 067-10 273 320 0 0 0 0-29 115 596 Expenses incurred R0550 13 401 956 62 173 428-227 0 67 702 439 0-7 498 243-8 419 000 0 0-13 272 314 674 119 0 0 0 0 442 021 200 Other expenses R1200 0 Total expenses R1300 442 021 200

Life S.05.01.02.02 Line of Business for: life obligations Life re obligations Annuities stemming from nonlife Insurance with profit Index-linked and unit-linked Annuities stemming from nonlife contracts and contracts and Total Health Other life relating to Health re Life re participation relating to health obligations other than health obligations obligations C0210 C0220 C0230 C0240 C0250 C0260 C0270 C0280 C0300 Premiums written Gross R1410 110 633 897 0 0 93 000 0 0 3 777 170 27 963 684 142 467 752 Reinsurers' share R1420 23 338 115 0 0 0 0 0 0 0 23 338 115 Net R1500 87 295 782 0 0 93 000 0 0 3 777 170 27 963 684 119 129 637 Premiums earned Gross R1510 133 396 957 0 0 93 000 0 0 4 301 740 27 010 808 164 802 505 Reinsurers' share R1520 33 391 248 0 0 0 0 0 0 0 33 391 248 Net R1600 100 005 709 0 0 93 000 0 0 4 301 740 27 010 808 131 411 257 Claims incurred Gross R1610 46 962 888 0 0 11 000 0 0 1 474 065 23 276 778 71 724 731 Reinsurers' share R1620 12 971 024 0 0 0 0 0 0 0 12 971 024 Net R1700 33 991 863 0 0 11 000 0 0 1 474 065 23 276 778 58 753 706 Changes in other technical provisions Gross R1710-3 239 524 0 0 0 0 0 0 0-3 239 524 Reinsurers' share R1720 0 0 0 0 0 0 0 0 0 Net R1800-3 239 524 0 0 0 0 0 0 0-3 239 524 Expenses incurred R1900 69 299 232 0 0 49 000 0 0 2 355 039 4 500 459 76 203 730 Other expenses R2500 0 Total expenses R2600 76 203 730 Total amount of surrenders R2700 0 0 0 0 0 0 0 0 0

Non-life obligations for home country S.05.02.01.01 Home country Total for top 5 countries and home country (by amount of AT PL IT ES DE gross C0080 C0090 C0090 C0090 C0090 C0090 C0140 Premiums written Gross - Direct Business R0110 253 309 000 26 807 000 44 463 424 125 525 000 62 644 000 102 966 000 615 714 424 Gross - Proportional re accepted R0120 2 683 000 416 000 0 2 264 000 2 745 000 13 491 000 21 599 000 Gross - Non-proportional re accepted R0130 0 0 0 0 0 0 0 Reinsurers' share R0140 35 305 000 8 858 000 175 121 6 944 000 1 924 000 33 798 000 87 004 121 Net R0200 220 687 000 18 365 000 44 288 303 120 845 000 63 465 000 82 659 000 550 309 303 Premiums earned Gross - Direct Business R0210 254 495 000 19 414 000 30 768 220 139 446 000 65 823 000 85 229 000 595 175 220 Gross - Proportional re accepted R0220 3 167 000 513 000 0 6 668 000 2 729 000 8 706 000 21 783 000 Gross - Non-proportional re accepted R0230 0 0 0 0 0 0 0 Reinsurers' share R0240 36 210 000 2 559 000 16 311 24 680 000 1 786 000 24 870 000 90 121 311 Net R0300 221 452 000 17 368 000 30 751 909 121 434 000 66 766 000 69 065 000 526 836 909 Claims incurred Gross - Direct Business R0310 74 019 000 5 456 000 5 418 545 22 617 000 5 814 000 8 047 000 121 371 545 Gross - Proportional re accepted R0320 798 000 33 000 0 1 477 000-1 079 000 3 343 000 4 572 000 Gross - Non-proportional re accepted R0330 0 0 0 0 0 0 0 Reinsurers' share R0340 9 715 000 373 000-10 421 3 098 000-237 000 3 234 000 16 172 579 Net R0400 65 102 000 5 116 000 5 428 966 20 996 000 4 972 000 8 156 000 109 770 966 Changes in other technical provisions Gross - Direct Business R0410-615 000-3 000 583 131-27 537 000 0-7 000-27 578 869 Gross - Proportional re accepted R0420-379 000 0 0 0 0 0-379 000 Gross - Non-proportional re accepted R0430 0 0 0 0 0 0 0 Reinsurers' share R0440-168 000 0 0 0 0 0-168 000 Net R0500-826 000-3 000 583 131-27 537 000 0-7 000-27 789 869 Expenses incurred R0550 184 124 000 11 562 000 23 039 578 61 157 000 54 567 000 55 077 000 389 526 578 Other expenses R1200 0 Total expenses R1300 389 526 578

Life obligations for home country S.05.02.01.04 Home country Total for top 5 countries and home country (by amount of gross AT RO JP IT BG C0220 C0230 C0230 C0230 C0230 C0230 C0280 Premiums written Gross R1410 0 14 034 000 4 148 981 104 342 748 17 738 000 1 524 184 141 787 913 Reinsurers' share R1420 0 4 488 000 882 19 994 780-1 146 000 0 23 337 662 Net R1500 0 9 546 000 4 148 099 84 347 968 18 884 000 1 524 184 118 450 252 Premiums earned Gross R1510 0 8 280 000 4 362 755 102 880 121 46 931 000 1 756 315 164 210 191 Reinsurers' share R1520 0 1 287 000 882 20 089 913 12 013 000 0 33 390 795 Net R1600 0 6 993 000 4 361 873 82 790 208 34 918 000 1 756 315 130 819 396 Claims incurred Gross R1610 0 1 639 000-37 245 60 736 275 9 334 000-34 768 71 637 261 Reinsurers' share R1620 0 270 000 661 11 712 496 989 000 0 12 972 157 Net R1700 0 1 369 000-37 906 49 023 779 8 345 000-34 768 58 665 104 Changes in other technical provisions Gross R1710 0-1 000-8 375 0-3 246 000 15 850-3 239 524 Reinsurers' share R1720 0 0 0 0 0 0 0 Net R1800 0-1 000-8 375 0-3 246 000 15 850-3 239 524 Expenses incurred R1900 0 5 783 000 3 542 259 28 132 571 37 118 000 1 439 309 76 015 139 Other expenses R2500 0 Total expenses R2600 76 015 139

Life and Health SLT Technical Provisions S.12.01.02 Index-linked and unit-linked Other life Health (direct business) Insurance with profit participation Total Contracts without options and guarantees Contracts with options or guarantees Total Contracts without options and guarantees Contracts with options or guarantees Annuities stemming from nonlife contracts and relating to obligation other than health obligations Accepted re Total (Life other than health, incl. Unit-Linked) Total Contracts without options and guarantees Contracts with options or guarantees Annuities stemming from nonlife contracts and relating to health obligations Health re (re accepted) Total (Health similar to life ) C0020 C0030 C0040 C0050 C0060 C0070 C0080 C0090 C0100 C0150 C0160 C0170 C0180 C0190 C0200 C0210 Technical provisions calculated as a whole R0010 0 0 0 0 0 0 0 0 0 0 Total Recoverables from re/spv and Finite Re after the adjustment for expected losses due to counterparty default associated to TP calculated as a whole R0020 0 0 0 0 0 0 0 0 0 0 Technical provisions calculated as a sum of BE and RM Best Estimate Gross Best Estimate R0030 0 0 0 0 0 0 0 0 62 197 488-226 763 507 0 25 509 754-139 056 266 Total recoverables from re/spv and Finite Re before the adjustment for expected losses R0040 0 0 0 0 0 0 0 0 4 299 959 11 218 118 0 0 15 518 077 due to counterparty default Best estimate minus recoverables from re/spv and Finite Re R0090 0 0 0 0 0 0 0 0 57 914 055-237 976 896 0 25 509 754-154 553 088 Risk Margin R0100 0 0 0 28 0 2 672 803 47 149 118 0 28 44 476 315 Amount of the transitional on Technical Provisions Technical Provisions calculated as a whole R0110 0 0 0 0 0 0 0 0 0 0 Best estimate R0120 Risk margin R0130 Technical provisions - total R0200 0 0 28 0 0 28-120 089 704 0 28 182 556-91 907 148

Medical expense Cardif Assurances Risques Divers Non-Life Technical Provisions S.17.01.02 Segmentation for: Technical provisions calculated as a whole Total Recoverables from re/spv and Finite Re after the adjustment for expected losses due to counterparty default associated to TP calculated as a whole Technical provisions calculated as a sum of BE and RM Direct business and accepted proportional re accepted non-proportional re: Non-proportional marine, Total Non-Life obligation Workers' compensation Motor vehicle liability Marine, aviation and transport Fire and other damage to Credit and suretyship Non-proportional health Non-proportional casualty Non-proportional property Income protection Other motor General liability Legal expenses Assistance Miscellaneous financial loss aviation and transport property re re re re C0020 C0030 C0040 C0050 C0060 C0070 C0080 C0090 C0100 C0110 C0120 C0130 C0140 C0150 C0160 C0170 C0180 R0010 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 R0050 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Best estimate Premium provisions Gross R0060 5 316 436 10 984 826 0 0 28 216 278 0 4 285 990 2 560 933 0 0 146 704 199 809 103 0 0 0 0 251 320 270 Total recoverable from re/spv and Finite Re before the adjustment for expected losses due to counterparty default R0100-41 821-796 207 0 0 690 784 0 284 837-13 948 0 0 56 484 38 427 364 0 0 0 0 38 607 493 Net Best Estimate of Premium Provisions R0150 5 358 300 11 783 091 0 0 27 525 531 0 4 001 216 2 574 877 0 0 90 219 161 522 413 0 0 0 0 212 855 647 Claims provisions Gross R0160 698 722 73 942 136 6 430 0 4 164 418 0 5 549 145 20 965 0 0 1 172 87 908 686 0 0 0 0 172 291 674 Total recoverable from re/spv and Finite Re after the adjustment for expected losses due to counterparty default R0240 40 276 18 199 432 0 0 16 573 0 1 050 577 7 185 0 0 22 16 957 217 0 0 0 0 36 271 283 Net Best Estimate of Claims Provisions R0250 658 446 55 742 704 6 430 0 4 147 845 0 4 498 568 13 780 0 0 1 150 70 951 469 0 0 0 0 136 020 391 Total Best estimate - gross R0260 6 015 158 84 926 962 6 430 0 32 380 696 0 9 835 136 2 581 899 0 0 147 876 287 717 789 0 0 0 0 423 611 944 Total Best estimate - net R0270 6 016 746 67 525 795 6 430 0 31 673 376 0 8 499 784 2 588 657 0 0 91 369 232 473 882 0 0 0 0 348 876 038 Risk margin R0280 1 516 630 12 814 450 570 0 9 202 251 0 2 637 559 803 413 105 028 0 5 024 97 270 697 0 0 0 0 124 355 621 Amount of the transitional on Technical Provisions TP as a whole Best estimate Risk margin Technical provisions - total R0290 R0300 R0310 Technical provisions - total R0320 7 531 788 97 741 412 7 000 0 41 582 947 0 12 472 694 3 385 311 105 028 0 152 899 384 988 486 0 0 0 0 547 967 565 Recoverable from re contract/spv and Finite Re after the adjustment for expected losses due to counterparty default - total R0330-1 588 17 401 167 0 0 707 320 0 1 335 352-6 758 0 0 56 506 55 243 907 0 0 0 0 74 735 906 Technical provisions minus recoverables from re/spv and Finite Re- total R0340 7 533 376 80 340 245 7 000 0 40 875 627 0 11 137 343 3 392 069 105 028 0 96 393 329 744 579 0 0 0 0 473 231 659

0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 & + In Current year Cardif Assurances Risques Divers Non-life claims S.19.01.21.01 Gross Claims Paid (non-cumulative) - Current year, sum of years Gross Claims Paid (non-cumulative) - Development year (absolute amount) (cumulative) C0010 C0020 C0030 C0040 C0050 C0060 C0070 C0080 C0090 C0100 C0110 C0120 C0130 C0140 C0150 C0160 C0170 C0180 Prior R0100 265 700 Prior R0100 265 700 265 700 N-14 R0110 N-14 R0110 13 061 961 800 5 201 647 23 710 829 13 421 040 4 996 355 2 049 511 935 211 653 065 414 063 296 467 125 670 89 253 17 544 27 860 10 227 13 061 51 N-13 R0120 12 267 259 41 079 405 13 308 125 4 052 965 1 279 974 757 027 310 580 210 958 142 149 31 144 36 214 19 884 12 027 8 941 N-13 R0120 8 941 73 516 652 N-12 R0130 21 793 718 41 999 667 12 020 987 3 192 488 1 149 309 666 140 370 996 143 146 77 906 70 497 28 054 1 531 147 N-12 R0130 147 81 514 586 N-11 R0140 22 862 666 40 837 558 9 939 924 2 692 455 746 461 385 755 285 430 107 479 105 512 21 471 18 546 3 796 N-11 R0140 3 796 78 007 053 N-10 R0150 22 267 691 37 640 991 10 168 015 2 905 649 1 068 426 447 356 234 639 363 230 52 592 22 374 4 270 N-10 R0150 4 270 75 175 233 N-9 R0160 24 034 590 39 736 020 10 197 464 3 464 392 967 200 371 655 507 443 73 469 14 089 8 990 N-9 R0160 8 990 79 375 313 N-8 R0170 29 986 080 50 779 740 13 666 179 3 174 054 1 092 875 375 717 257 894 344 891-16 463 N-8 R0170-16 463 99 660 967 N-7 R0180 41 316 680 66 692 510 14 333 706 3 389 233 887 343 481 113 388 612 124 550 N-7 R0180 124 550 127 613 746 N-6 R0190 41 291 980 60 426 770 11 875 619 3 396 277 989 141 552 451 252 003 N-6 R0190 252 003 118 784 241 N-5 R0200 44 135 140 57 676 842 15 510 323 3 101 412 1 255 867 452 455 N-5 R0200 452 455 122 132 038 N-4 R0210 49 041 702 63 875 941 16 392 168 3 973 897 1 090 745 N-4 R0210 1 090 745 134 374 454 N-3 R0220 57 161 375 68 503 962 18 946 829 2 828 515 N-3 R0220 2 828 515 147 440 681 N-2 R0230 54 893 128 72 089 023 14 156 039 N-2 R0230 14 156 039 141 138 190 N-1 R0240 58 974 796 55 507 834 N-1 R0240 55 507 834 114 482 630 N R0250 54 687 690 N R0250 54 687 690 54 687 690 Total R0260 129 122 574 1 500 130 975 Sum of all years (cumulative)

0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 & + Cardif Assurances Risques Divers Non-life S.19.01.21.01 Gross undiscounted Best Estimate Claims Provisions - Development year (absolute amount) Gross discounted Best Estimate Claims Provisions - Current year, sum of years (cumulative) Year end (discounted data) C0200 C0210 C0220 C0230 C0240 C0250 C0260 C0270 C0280 C0290 C0300 C0310 C0320 C0330 C0340 C0350 C0360 Prior R0100 356 Prior R0100 0 N-14 R0110 N-14 R0110 113 85 328 18 500 18 500 18 500 18 500 18 500 3 563 2 490 2 146-4 033-3 025 0 0 0 50 113 50 N-13 R0120 68 772 31 718 13 206 13 206 8 866-7 167-10 144-11 090-11 090-9 074 0 0 0 84 641 N-13 R0120 84 641 N-12 R0130 61 248 34 051 22 433 15 626 2 801-1 223-14 115-14 115-14 115 0 0 0 115 322 N-12 R0130 115 322 N-11 R0140 68 793 13 705-2 475-18 799-10 910-11 685-11 685-9 668 0 0 0 112 964 N-11 R0140 112 763 N-10 R0150 129 923-33 056-9 814-14 678-15 321-27 612-10 758 0 1 197 0 118 612 N-10 R0150 118 611 N-9 R0160 146 234 26 748 19 999 11 396 1 301-5 645 0 204 380 0 132 888 N-9 R0160 132 888 N-8 R0170 226 960-13 607-25 934-32 381-32 111-16 038-7 923-16 639 61 852 N-8 R0170 61 563 N-7 R0180 216 405 31 772 4 161-11 216-3 982 140 640 1 669 137 949 N-7 R0180 136 738 N-6 R0190 194 179 12 048-1 498-2 153 272 529 258 812 257 031 N-6 R0190 256 579 N-5 R0200 153 081 26 431 20 499 226 719 44 988 935 955 N-5 R0200 933 512 N-4 R0210 226 934 76 189 1 455 230 88 354 1 898 723 N-4 R0210 1 888 717 N-3 R0220 288 015 11 616 542 960 811 3 177 134 N-3 R0220 3 139 197 N-2 R0230 31 338 880 10 520 143 6 386 686 N-2 R0230 6 246 041 N-1 R0240 36 242 475 22 734 946 N-1 R0240 23 302 002 N R0250 118 803 872 N R0250 118 168 917 Total R0260 154 747 604

Impact of long term guarantees measures and transitionals S.22.01.21.01 Amount with Long Term Guarantee measures and transitionals Impact of transitional on technical provisions Impact of transitional on interest rate Impact of volatility adjustment set to zero Impact of matching adjustment set to zero C0010 C0030 C0050 C0070 C0090 Technical provisions R0010 456 060 445 0 0 1 401 558-1 401 558 Basic own funds R0020 759 055 068 0 0-966 742 0 Eligible own funds to meet Solvency Capital Requirement R0050 759 055 068 0 0-966 742 0 Solvency Capital Requirement R0090 555 254 165 0 0 117 878-117 878 Eligible own funds to meet Minimum Capital Requirement R0100 541 193 271 0 0-938 312 0 Minimum Capital Requirement R0110 181 471 649 0 0 142 153-142 153

Own funds S.23.01.01 Basic own funds before deduction for participations in other financial sector as foreseen in article 68 of Delegated Total Tier 1 - unrestricted Tier 1 - restricted Tier 2 Tier 3 C0010 C0020 C0030 C0040 C0050 Regulation 2015/35 Ordinary share capital (gross of own shares) R0010 16 876 000 16 876 000 0 Share premium account related to ordinary share capital R0030 240 127 000 240 127 000 0 Initial funds, members' contributions or the equivalent basic own - R0040 0 0 0 fund item for mutual and mutual-type undertakings Subordinated mutual member accounts R0050 0 0 0 0 Surplus funds R0070 0 0 Preference shares R0090 0 0 0 0 Share premium account related to preference shares R0110 0 0 0 0 Reconciliation reserve R0130 220 865 941 220 865 941 Subordinated liabilities R0140 261 513 000 27 030 000 234 483 000 0 An amount equal to the value of net deferred tax assets R0160 19 673 127 19 673 127 Other own fund items approved by the supervisory authority as R0180 0 0 0 0 0 basic own funds not specified above Own funds from the financial statements that should not be represented by the reconciliation reserve and do not meet the criteria to be classified as Solvency II own funds Own funds from the financial statements that should not be represented by the reconciliation reserve and do not meet the criteria to be classified as Solvency II own funds Deductions R0220 0 Deductions for participations in financial and credit institutions R0230 0 0 Total basic own funds after deductions R0290 759 055 068 477 868 941 27 030 000 234 483 000 19 673 127 Ancillary own funds Unpaid and uncalled ordinary share capital callable on demand Unpaid and uncalled initial funds, members' contributions or the equivalent basic own fund item for mutual and mutual - type undertakings, callable on demand Unpaid and uncalled preference shares callable on demand A legally binding commitment to subscribe and pay for subordinated liabilities on demand Letters of credit and guarantees under Article 96(2) of the Directive 2009/138/EC Letters of credit and guarantees other than under Article 96(2) of the Directive 2009/138/EC Supplementary members calls under first subparagraph of Article 96(3) of the Directive 2009/138/EC Supplementary members calls - other than under first subparagraph of Article 96(3) of the Directive 2009/138/EC Other ancillary own funds R0300 R0310 0 0 R0320 R0330 R0340 R0350 R0360 0 0 R0370 0 0 0 R0390 Total ancillary own funds R0400 0 0 0 Available and eligible own funds Total available own funds to meet the SCR R0500 759 055 068 477 868 941 27 030 000 234 483 000 19 673 127 Total available own funds to meet the MCR R0510 739 381 941 477 868 941 27 030 000 234 483 000 Total eligible own funds to meet the SCR R0540 759 055 068 477 868 941 27 030 000 234 483 000 19 673 127 Total eligible own funds to meet the MCR R0550 541 193 271 477 868 941 27 030 000 36 294 330 SCR R0580 555 254 165 MCR R0600 181 471 649 Ratio of Eligible own funds to SCR R0620 137% Ratio of Eligible own funds to MCR R0640 298% Reconciliation reserve C0060 Reconciliation reserve Excess of assets over liabilities R0700 606 159 745 Own shares (held directly and indirectly) R0710 0 Foreseeable dividends, distributions and charges R0720 108 617 677 Other basic own fund items R0730 276 676 127 Adjustment for restricted own fund items in respect of matching R0740 0 adjustment portfolios and ring fenced funds Reconciliation reserve R0760 220 865 941 Expected profits Expected profits included in future premiums (EPIFP) - Life R0770 251 173 312 business Expected profits included in future premiums (EPIFP) - Non-life R0780 5 072 389 business Total Expected profits included in future premiums R0790 256 245 701 (EPIFP)

Solvency Capital Requirement - for undertakings on Standard Formula S.25.01.21 Basic Solvency Capital Requirement Gross solvency capital requirement USP Simplifications C0110 C0090 C0100 Market risk R0010 145 225 081 Counterparty default risk R0020 27 530 956 Life underwriting risk R0030 0 Health underwriting risk R0040 239 795 033 Non-life underwriting risk R0050 449 199 557 Diversification R0060-271 135 097 Intangible asset risk R0070 0 Basic Solvency Capital Requirement R0100 590 615 530 Calculation of Solvency Capital Requirement C0100 Operational risk R0130 27 128 219 Loss-absorbing capacity of technical provisions R0140 0 Loss-absorbing capacity of deferred taxes R0150-62 489 583 Capital requirement for business operated in accordance with Art. 4 of Directive 2003/41/EC R0160 0 Solvency Capital Requirement excluding capital add-on R0200 555 254 165 Capital add-on already set R0210 0 Solvency capital requirement R0220 555 254 165 Other information on SCR Capital requirement for duration-based equity risk sub-module R0400 0 Total amount of Notional Solvency Capital Requirements for remaining part R0410 555 254 165 Total amount of Notional Solvency Capital Requirements for ring fenced funds R0420 0 Total amount of Notional Solvency Capital Requirements for matching adjustment portfolios R0430 0 Diversification effects due to RFF nscr aggregation for article 304 R0440 0

Minimum Capital Requirement - Only life or only non-life or re activity S.28.01.01 Linear formula component for non-life and re obligations MCR components MCRNL Result R0010 118 425 247 C0010 Background information Background information Net (of re/spv) best Net (of re) written estimate and TP calculated as premiums in the last 12 months a whole C0020 C0030 Medical expense and proportional re R0020 6 016 746 19 758 577 Income protection and proportional re R0030 67 525 795 136 464 535 Workers' compensation and proportional re R0040 6 430 2 735 Motor vehicle liability and proportional re R0050 0 0 Other motor and proportional re R0060 31 673 376 73 603 006 Marine, aviation and transport and proportional re R0070 0 0 Fire and other damage to property and proportional re R0080 8 499 784 11 761 741 General liability and proportional re R0090 2 588 657 3 879 549 Credit and suretyship and proportional re R0100 0 0 Legal expenses and proportional re R0110 0 0 Assistance and proportional re R0120 91 369 76 693 Miscellaneous financial loss and proportional re R0130 232 473 882 353 706 570 Non-proportional health re R0140 0 0 Non-proportional casualty re R0150 0 0 Non-proportional marine, aviation and transport re R0160 0 0 Non-proportional property re R0170 0 0 Linear formula component for life and re obligations MCRL Result R0200 63 046 402 C0040 Total capital at risk for all life (re) obligations Net (of re/spv) best Net (of re/spv) total estimate and TP calculated as capital at risk a whole C0050 C0060 Obligations with profit participation - guaranteed benefits R0210 0 Obligations with profit participation - future discretionary benefits R0220 0 Index-linked and unit-linked obligations R0230 0 Other life (re) and health (re) obligations R0240-154 553 088 Total capital at risk for all life (re) obligations R0250 90 066 288 898 Overall MCR calculation C0070 Linear MCR R0300 181 471 649 SCR R0310 555 254 165 MCR cap R0320 249 864 374 MCR floor R0330 138 813 541 Combined MCR R0340 181 471 649 Absolute floor of the MCR R0350 2 500 000 Minimum Capital Requirement R0400 181 471 649