UBS Swiss Equity Conference 2008

UBS Swiss Equity Conference 2008 Lawrence D. Howell, CEO Zurich, 17 January 2008 Practitioners of the craft of private banking 1

Disclaimer This presentation has been prepared by EFG International solely for use by you for general information only and does not contain and is not to be taken as containing any securities advice, recommendation, offer or invitation to subscribe for or purchase any securities regarding EFG International. This presentation contains specific forward-looking statements, e.g. statements which include terms like "believe", "assume", "expect" or similar expressions. Such forward-looking statements are subject to known and unknown risks, uncertainties and other factors which may result in a substantial divergence between the actual results, the financial situation, and/or the development or performance of the company and those explicitly or implicitly presumed in these statements. These factors include (1) general market, macro-economic, governmental and regulatory trends, (2) movements in securities markets, exchange rates and interest rates, (3) competitive pressures, (4) our ability to continue to recruit CROs, (5) our ability to implement our acquisition strategy, (6) our ability to manage our economic growth and (7) other risks and uncertainties inherent in our business. EFG International is not under any obligation to (and expressly disclaims any such obligation to) update or alter its forward-looking statements whether as a result of new information, future events or otherwise. 2

EFG International At a glance A global private banking organisation 14 banks/booking centres Present in 50 locations in over 30 countries 2,000 employees 528 Client Relationship Officers (CROs) CHF 97.6 billion clients assets under management CHF 446.6 million operating income (1H07) Demonstrating a successful track record of organic and external growth with continued strong momentum for the future CHF 143.7 million net profit attributable (1H07) CHF 2.4 billion shareholders equity (1H07) Publicly listed on SWX Swiss Exchange Current market capitalisation of CHF 5.9 billion Note: CRO and AUM data as of 30 September 2007 incl. announced acquisitions as of year-end 2007 AUM data includes shares of EFGI which do not form part of the current free float at the SWX Swiss Exchange (CHF 5.2 bn) 3

Organic growth initiatives Continue developing existing businesses, as well as launching new operations in attractive markets Hong Kong Singapore New York Luxembourg Bahamas Bank Bahrain Luxembourg Bank Athens Bangkok Jersey Bank Miami Broker- Dealer Buenos Aires EFG Investment Bank, Sweden Bogota Caracas 1995 1996 1999 2000 2002 2004 2005 2006 2007 Cayman Madrid Founding of EFG Bank Guernsey Taipei Jakarta Manila Barcelona Dubai Mexico City Panama City Quito 4

A track record as an acquirer Continued success in buying, and integrating, culturally compatible businesses 2001 BanSabadell Finance (Geneva) Banque Edouard Constant 2003 DLFA Dresdner LatAm Financial Advisors Chiltern Wealth Management (London) Bank von Ernst (Liechtenstein) Banco Sabadell Bahamas PRS Group* (Cayman/Miami) Quesada Kapitalförvaltning (Sweden) 2004 2005 2006 2007 Bull Wealth Management (Canada) Ashby London Financial Services Ltd (UK) IBP Fondkommission (Sweden) Banco Atlantico Gibraltar Ltd EFG Eurofinanciere d Investissements SAM (Monaco) EFG Private Bank Limited (London) Capital Management Advisors (Bermuda) Harris Allday (UK) Marble Bar AM LLP (UK) Stratcap Securities India (Mumbai) A&G Group (Spain) Structured Notes Business (Scandinavia, Europe) Banque Monégasque de Gestion On Finance SA (Lugano) * Announced on January 8, 2007 5

Our international footprint An expanding global network - plus complete CRO flexibility Lulea Helsinki Gothenburg Birmingham Stockholm Kristianstad Malmo Toronto London Mexico Panama Quito New York Bermuda Miami Nassau Cayman Islands Bogotá Caracas Athens Bahrain Dubai Mumbai* Bangkok* Singapore Taipei Hong Kong Manila Jersey, Guernsey Valladolid* Madrid* Gibraltar Luxembourg Switzerland Monaco Barcelona* Liechtenstein Booking centre Other offices Lima Jakarta Birmingham region includes: Bridgnorth Banbury Wolverhampton Worcester Buenos Aires Switzerland includes: Geneva Zurich Martigny * Subject to closing of announced acquisition Sion Cans-Montana Proximity to our clients a key ingredient of any relationship Verbier Lugano* 6

Acquisition of Marble Bar Asset Management Facts & Figures Strategic rationale Alternative investment manager specialising in long/short equity strategies AUMs of approx. US$ 4.4 billion Strategy of low volatility and low correlation to equity markets with high level of diversification. Low leverage. Targeted performance of 12-15% net of fees Manages four funds families which, since establishment of the first fund nearly ten years ago, have seen annual compound returns since inception in the range of 13-19% Clients comprise institutional clients and HNWIs 2 founding partners, 7 person senior management team, 70 employees in total, including 3 CROs An attractive business in its own right - expected net profit in 2008 of at least US$ 80 million - US$ 100 million Meeting client needs - Growing appetite among clients for valueadding, internally generated solutions Complements existing capabilities - Will broaden capabilities in relation to hedge funds; total clients AUM in hedge funds approx. CHF 15 billion Another important step reinforcing our wealth management approach - CROs and technical specialists provide EFG International with improved competitive position in a joint approach to wealth management 7

Acquisition of A&G Group (Spain) Facts & Figures Private wealth manager providing advisory services to HNWI and portfolio management & third party fund sales to selected institutional clients A&G has 21 CROs and 61 employees Revenue generating AUM of CHF 4.2 billion Head office in Madrid, regional offices in Barcelona and Valladolid EFG International has agreed to acquire a controlling interest of 72% from its management team Strategic rationale It will provide EFG International with a strong local platform to enter the onshore Spanish wealth management market A&G is a well established, profitable independent boutique with an excellent reputation and strong growth track record A&G benefits from established leadership and a loyal client base In Spain EFG International intends to add to the number of CROs progressively over the next few years (more than ten per year) Transaction expected to close during 1Q08 8

Acquisition of Stratcap Securities India Facts & Figures Mumbai-based, offers financial services to private and institutional client base in India Profitable business with 4 CROs and 24 employees in total Has clients assets of CHF 700 million EFG International has agreed to acquire controlling interest of 75% in Stratcap Securities India (SSI) Transaction expected to close during 1Q08 Strategic rationale Provides entry to the Indian wealth management market and complements existing coverage of the Non-Resident Indian community SSI has an established client base, scope to extend capabilities to broaden and deepen client relationships SSI has seats on the National and Bombay Stock exchanges SSI provides a foundation for future growth in India 9

Acquisition of On Finance SA (Lugano) Facts & Figures Financial services boutique, specialising in structured products and financial advisory services Focus on independent investment managers and family offices Established in 2000 by its two founders 2 CROs, 5 employees Handles CHF 750 million in clients AUM Strategic rationale Will provide platform in Lugano for further growth of EFG International s wealth management presence in the area Acquisition of an established, profitable business with strong growth track record Founders highly experienced professionals with strong connections and extensive knowledge of local market Transaction expected to close during 1Q08 10

EFG Financial Products New business initiative Focus on structured investment products Issues instruments in own name & listed products Open to market, not just to existing clients Opened for business on December 17, 2007 Minority stake held by employees www.efgfp.com Strategic rationale Client demand for internally generated solutions Source of innovative products Opportunity to add significant value to clients Source of long-term liabilities EFG FP approach Use of leading edge technology platform High quality professionals Products for Swiss private and institutional clients In general positions fully hedged (excl. small size) 11

CRO growth Announced acquisitions Continued strong CRO growth EFG International continues to be an attractive destination for CROs The four acquisitions announced in December 2007 will add 30 CROs 398 466 528 498 EFG International can confirm that it comfortably exceeded its CRO recruitment target for 2007, taking account of acquisitions and ongoing 268 strong recruitment 160 2004 2005 2006 1H 2007 3Q07 Note: Includes announced acquisitions of Marble Bar Asset Management, Stratcap Securities India, A&G Group and On Finance SA 12

AUM growth Acquisitions Organic Announced acquisitions CHF 92.4 bn 10.6 Balanced organic and external growth of AUM Total revenue-generating AUM stood at CHF 81.8 billion at the end of third quarter 2007 The four acquisitions announced in December 2007 will add CHF 10.6 billion in AUM 33.8 35.7 CHF 22.1 bn 30.0 9.0 13.1 21.9 21.7 35.2 46.0 46.1 2004 2005 2006 1H 2007 3Q 2007 Note: Revenue-generating AUM only; 3Q07 includes announced and now completed acquisitions of Bull Wealth Management and Ashby London; includes announced acquisitions of Marble Bar Asset Management, Stratcap Securities India, A&G Group and On Finance SA 13

Net new assets generation (in CHF billion) Superior organic AUM growth Superior organic AUM growth demonstrated by strong net new 2.5 3.3 0.8 3.7 0.8 4.3 0.8 assets generation Total increase for the year to date in net new assets and client loans is CHF 9.5 billion, up 22% versus last year 0.1 Net new assets improved during the 2.4 2.5 2.9 3.5 1.5 final three months of the year compared to the third quarter 1.5 3Q06 4Q06 1Q07 2Q07 3Q07 Net New Assets Increase in Client Loans 14

Breakdown of AUM (as of end of 1H 2007) Continued relatively low exposure to equities Loans 9.6% Other 4.0% Equities 17.1% Breakdown inline with previous periods No nostro exposure to sub-prime loans, CLOs and CDOs Bonds 10.2% EFG Funds 6.1% Negligible client AUM s in sub-prime loan, CLO and CDO markets Fiduciary placements 8.2% Third party funds 19.6% Deposits 15.7% Structured notes 9.5% 15

Revenue and net profit evolution Strong financial track record 346 447 Operating income quadrupled over last three years Net profit attributable to ordinary shareholders in 1H07 six times higher than in 1H04 289 198 112 124 141 88 116 144 24 20 30 53 1H04 2H04 1H05 2H05 1H06 2H06 1H07 Operating income Net profit attributable 16

Return on average AUM (in bps) Return on AUM well above strategic goal 125 Margin remained strong, in line with previous range due to continued returns from Alternative Investment Products (Hedge Funds, Structured Products, Insurance Products) 121 119 123 A margin close to 1.20% should be achievable for 2007 in current market evironment >110 2005 1H06 2006 1H07 Strategic Goal Return on Assets under Management: Operating income divided by weighted Average Assets under Management 17

RWAs and Tier 1 evolution 50.1% 43.3% 30.0% 4,599 Tier 1 Ratio RWA 22.8% 5,344 Continued high Tier 1 ratio Risk weighted assets increase inline with business growth Reduction in Tier 1 ratio driven by rapid organic business expansion and acquisition strategy BIS Tier 1 capital ratio of 22.8% at the end of 1H07 remains high by international comparison 1,618 3,410 Estimated Basel II Tier 1 ratio after Marble Bar Asset Management acquisition but before recognition of 2007 earnings of approx. 16% 2004 2005 2006 1H07 18

Strategic Goals 2007 2008 CROs 540 675 AUM Growth per CRO Acquisitions CHF 30.0 m per year CHF 10-15 bn per year (incl. in AUM below) CHF 30.0 m per year CHF 10-15 bn per year (incl. in AUM below) Assets under Management CHF 93-99 bn CHF 121-131 bn Revenue Margin Cost-Income Ratio ~1.10% of Average AUM 51% - 55% ~1.10% of Average AUM 50% - 55% 19

20

Overview of 1H 2007 Results 1H 06 2H 06 1H 07 Change vs 1H 06 Operating income 288.6 345.9 446.6 55% Operating expenses (173.9) (200.3) (263.4) 51% Profit before tax 114.6 145.6 183.1 60% Net profit for the period 100.7 129.3 158.0 57% Net profit attributable 88.4 115.6 143.7 63% Return on AUM (bps) 121 117 123 Cost-income ratio (%) 57.0 54.3 54.8 Net new assets & client loans (CHF billion) 5.3 5.8 8.0 21

Consolidated Income Statement 2006 2005 2004 Net interest income 172.1 90.9 45.0 Net banking fee and commission income 406.3 209.0 141.1 Net trading income 53.6 38.4 44.3 Other operating income 2.4 0.1 5.4 Net other income 56.0 38.5 49.8 Operating income 634.4 338.4 235.9 Operating expenses (374.2) (200.3) (178.1) Impairment losses on loans and advances - - - Profit before tax 260.2 138.1 57.8 Income tax expense (30.3) (17.2) (9.8) Net profit for the period 230.0 120.9 48.0 Preference dividend on fiduciary shares (26.0) (37.2) (4.5) Net profit attributable to ordinary shareholders 204.0 83.7 43.5 22

Balance Sheet Highlights Loans and advances to customers Intangible assets Due to customers Total shareholders' equity Risk weighted assets BIS Tier 1 Capital BIS Total Capital BIS Tier 1 Ratio (in %) BIS Total Capital Ratio (in %) 1H07 7'699 1'191 12'504 2'437 5'344 1'216 1'375 22.8 25.7 2006 6'146 910 11'994 2'305 4'599 1'378 1'532 30.0 33.3 23

Financial Calendar 26 February 2008 Full-year 2007 Results 29 April 2008 Annual General Meeting 29 July 2008 1H 2008 Results 24

Contacts EFG International, Bahnhofstrasse 12, P.O. Box 2255, 8022 Zurich, Switzerland Telephone: +41 44 212 73 77 Fax: +41 44 226 18 55 E-mail: investorrelations@efginternational.com Internet: www.efginternational.com Reuters: EFGN.S Bloomberg: EFGN SW EFG International Investor Relations Jens Brueckner, Head of Investor Relations Telephone: +41 44 226 1799 E-mail: jens.brueckner@efggroup.com 25