RETIREMENT ACCOUNT. This information is for UK financial adviser use only and should not be distributed to or relied upon by any other person.

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RETIREMENT ACCOUNT We ve been continually enhancing our Retirement Account digital services, making it even easier for you to do business with us online This information is for UK financial adviser use only and should not be distributed to or relied upon by any other person.

IT S EASY TO DO BUSINESS WITH SCOTTISH WIDOWS ONLINE CLICK EACH ICON FOR MORE DETAILS

QUOTE AND APPLY Doing business online allows you to streamline processing. Our Retirement Account online capability includes: A Quick Quote feature Smooth and simple transition from illustration to application Signature-free applications The ability to transact easily for planning, immediate vesting and drawdown The ability to define an adviser charging profile For further information please click here.

INCREMENTS It s easy to submit increment requests, our online functionality allows you to: Increase existing regular contributions, start new regular contributions and make single payments Recall increment illustrations and quickly progress into applications Transfer in policies from other providers Use our Quick To Up feature

PORTFOLIO MANAGEMENT SERVICE Our Portfolio Management Service provides a simple way of creating and managing your own Adviser Portfolios. The service allows you to: Manage clients with similar investment aims and objectives consistently Link new and existing policies to an Adviser Portfolio Define investment content for your own Adviser Portfolio to use for illustrations and applications Rebalance client assets held within an Adviser Portfolio back to the target asset allocation Manipulate the monetary holding in the Control Account as part of the transaction Adviser Portfolios can be made up of Scottish Widows and Fund Supermarket funds, exclusive to your clients.

END STATE SWITCHING End State Switching makes it simple for you to restructure your clients Scottish Widows and Fund Supermarket funds. It allows you to: Input your clients desired investment split, our system will then calculate the individual sells, switches and buys required to create this end state Manipulate the monetary holding in the Control Account as part of the transaction Have the option of whether to include the Control Account as part of the investment mix Mirror the investment split across to any existing regular premiums

CLIENT REPORTING Our client reporting services are designed to make it easy for you to view and print detailed client information, including: Policy values Payment histories Investment histories Full asset analysis You can customise the report to meet your clients needs. You can select a simple policy summary or a full report, and use our asset analyser to provide visual representation of the client s portfolio.

NEXT STEPS If you would like to know more about Retirement Account digital services please speak to your Scottish Widows Account Manager or contact our Web Support team on 0345 7697888

Scottish Widows Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655. 26810 08/17