Characteristics of Uninsured North Carolinians

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Characteristics North Carolinians North Carolina Institute Medicine 2011-2012 Data Snapshot Nearly one in five non-elderly North Carolinians were uninsured from 2011 to 2012. This represents a slight increase from the previous year (2010-2011) and a slight increase 0.9% from 2006-2007. This upward five-year trend is largely due to the increase in the number non-elderly uninsured adults (19-64). Since 2006 there has been a 6.7% decline in the number North Carolinians with incomes below 100% FPL who are uninsured. This decline is largely due to the decline in the number children in this income category that are uninsured a decrease 12.2% since 2006. For persons falling between 100% and 138% FPL, there was a 6.4% increase in the number uninsured between 2006 and 2011; although children falling in this category experienced a slight decrease (2.7%) in the number uninsured, adults in this category experienced a 9.7% increase in the number uninsured. Further, there was an increase in the number individuals with incomes above 250% FPL who were uninsured compared to 2006-2007. Adults who were full time workers comprised 45.4% the uninsured adult population in North Carolina, down 6.4% from 2006-2007. From the job industry perspective, there was a 15.9% increase in uninsured transportation workers and a 9.7% increase in uninsured manufacturing workers since 2006. Rates uninsurance among rural and urban North Carolinians remain approximately equal with 19.5% the urban population being uninsured and 20.8% the rural population being uninsured. As October 1, 2013, many uninsured North Carolinians have become eligible for new coverage options through North Carolina s federally facilitated health insurance marketplace, which represents one the major provisions the Patient Protection and Affordable Care Act (ACA). Although North Carolina s state government did not choose to expand Medicaid, many individuals who were eligible under the existing criteria are seeking coverage. More than 200,000 people selected a plan through the health insurance marketplace as March 1, 2014. Many these individuals were previously uninsured. Some, however, may have had prior health insurance coverage, but switched to marketplace plans because they were more affordable or comprehensive. We do not yet have data on the impact the ACA on the total numbers uninsured in North Carolina. 1 This data snapshot provides information about uninsured individuals in North Carolina, including family income, race/ethnicity, workforce status, age, gender, citizenship, rural/urban residence, health status, and industry. estimates are presented for 2011-2012, using data from the US Census Bureau. County-level estimates the uninsured are available at www.nciom.org. 1 State Marketplace Statistics. The Kaiser Family Foundation. (March 12, 2014). http://kff.org/health-reform/stateindicator/state-marketplace-statistics-2/. 1

Interpreting the Data Consider the second row data for the uninsured non-elderly persons with family incomes less than 138% the FPL. In North Carolina: Total Population Ages 0-64 1,627 100 19.9 107 0 0.9 < 100% FPG 430 26.4 29.3-27 -3.6-6.7 In 2011-2012 There were 430,000 non-elderly uninsured with family incomes less than 100% the FPL 26.4% the non-elderly uninsured had family incomes less than 100% the FPL. 29.3% non-elderly families with incomes less than 100% the FPL were uninsured. From 2006-2007 to 2011-2012: The number non-elderly uninsured with incomes less than 100% the FPL decreased by 27,000. The percentage non-elderly uninsured with incomes less than 100% the FPL decreased by 3.6% (i.e. from 2006-2007 30.0% the non-elderly uninsured had family incomes less than 100% FPL compared to 26.4% from 2011-2012). The percentage non-elderly with family incomes less than 100% FPL who were uninsured decreased by 6.7% (i.e. from 2006-2007 36% the non-elderly with incomes below 100% FPL were uninsured compared to 29.3% from 2011-2012). 2

Table 1: Ages 0-64 Total Population Ages 0-64 1,627 100 19.9 107 0 2 0.9 <100% FPG 430 26.4 29.3-27 -3.6-6.7 100%- 138% FPG 217 13.4 35.4 53 2.5 6.4 138-200% FPG 327 20.1 31.7 48 1.7-0.6 200-250% FPG 142 8.7 19.5-32 -2.7-6 250%-400%FPG 298 18.3 16.4 10-0.6 2.1 >400% FPG 214 13.1 8.4 56 2.7 2.5 Gender Male 851 52.3 21.3 26-1.9 0.8 Female 776 47.7 18.5 80 1.9 1.1 Race/Ethnicity White, Not Hispanic 755 46.4 15.4 57 0.5 2.2 Black, Not Hispanic 374 23 20-19 -2.9-1.6 Not White or Black or Hispanic 126 7.7 21 5-0.2-12.8 Hispanic 372 22.9 45.8 64 2.6-7.6 Age 0-18 213 13.1 8.7-93 -7-4.2 19-29 459 28.2 32.4 55 1.6 2.2 30-44 493 30.3 26.7 51 1.2 4.3 45-54 290 17.8 22.8 74 3.6 5.4 55-64 172 10.6 14.3 19 0.5 0.6 Citizenship Citizen 1,298 79.8 17 50-2.3 0.5 Not a citizen 329 20.2 60.9 56 2.3-0.6 Urban/rural Urban 1,079 66.3 19.5 104 2.2 1.2 Rural 548 33.7 20.8 3-2.2 0.4 Health Status Excellent 390 24 14.9 18-0.5 2 Very Good 536 33 19.1 14-1.4-0.9 Good 514 31.6 26.6 25-0.6-0.4 Fair 141 8.7 24.6 43 2.2 5.5 Poor 45 2.8 17.4 7 0.2-1.1 Family Workforce Status No Workers 244 15 21 57 2.7 0.4 Only PT Workers 186 11.4 27.1 21 0.6-4.3 1 FT Worker 803 49.3 21.2 136 5.5 1.9 2+ FT Workers 394 24.2 15.4-107 -8.7-0.5 2 100% non-elderly uninsured individuals (ages 0-64) were used in the calculation for both years. Therefore there is no change in the percent all uninsured between 2006-2007 and 2011-2012. 3

Table 2: Ages 0-18 Total Population Ages 0-18 213 100 8.7-93 0-4.2 <100% FPG 52 24.6 8.6-54 -10.3-12.2 100%- 138% FPG 34 16 16.4-9 1.9-2.7 138-200% FPG 48 22.7 15-10 3.5-4.9 200-250% FPG 22 10.4 9.2-7 1-4.3 250%-400%FPG 30 14.3 6.1-9 1.4-1.2 >400% FPG 26 12 4.4-4 2.5-0.6 Gender Male 104 48.9 8.4-55 -3-4.7 Female 109 51.1 8.9-38 3-3.7 Race/Ethnicity White, Not Hispanic 79 37.3 6-40 -1.6-2.4 Black, Not Hispanic 49 22.9 8.2-37 -5-5.3 Not White or Black or Hispanic 32 15.2 14.3 2 5.3-11.7 Hispanic 52 24.6 16.6-19 1.3-18 Citizenship Citizen 187 87.9 7.8-92 -3.5-4.3 Not a citizen 26 12.1 50.6-1 3.5 6.8 Urban/rural Urban 145 67.9 8.9-66 -0.9-4.5 Rural 68 32.1 8.2-27 0.9-3.6 Health Status Excellent 107 50.3 9.1-5 13.6-0.4 Very Good 58 27.3 7.2-65 -12.9-9.4 Good 40 18.9 9.8-28 -3.4-7.2 Fair 7 3.5 15.6 5 2.7 8.5 Poor 0 0 0 0 0 0 Living with Parents? Both parents 114 56.9 7.2-29 5.8-2.6 Mother only 44 21.7 7.5-58 -14.6-9.3 Father only 22 11 26.5 13 7.8 14.1 Neither parent 21 10.4 21.7-5 1-4.1 Family Workforce Status No Workers 29 13.7 9.3 2 4.9-3.1 Only PT Workers 11 5.1 5-25 -6.7-13.8 1 FT Worker 124 58.2 9.9-36 6-4.1 2+ FT Workers 49 23.1 7.3-34 -4.2-2.8 4

Table 3: Ages 19-64 Total Population Ages 19-64 1,414 100 24.7 200 0 3.2 <100% FPG 377 26.7 43.8 27-2.1-2.4 100%- 138% FPG 183 13 45.1 62 3 9.7 138-200% FPG 279 19.7 39.3 58 1.5 0.6 200-250% FPG 120 8.5 24.5-26 -3.5-6.4 250%-400%FPG 268 18.9 20.3 19-1.6 3.3 >400% FPG 188 13.3 9.6 59 2.7 3.4 Gender Male 747 52.8 27.1 81-2 3.4 Female 667 47.2 22.5 119 2 3.1 Race/Ethnicity White, Not Hispanic 676 47.8 18.8 97 0.1 3.8 Black, Not Hispanic 326 23 25.5 17-2.4-0.5 Not White or Black or Hispanic 94 6.6 25.1 3-0.9-12.5 Hispanic 319 22.6 64.4 83 3.1 0.5 Age 19-29 459 32.5 32.4 55-0.8 2.2 30-44 493 34.8 26.7 51-1.5 4.3 45-54 290 20.5 22.8 74 2.7 5.4 55-64 172 12.2 14.3 19-0.4 0.6 Citizenship Citizen 1,111 78.6 21.2 142-1.2 2.8 Not a citizen 303 21.4 61.9 57 1.2-2.3 Urban/rural Urban 934 66.1 23.8 170 3.1 3.6 Rural 480 33.9 26.5 30-3.1 2.5 Health Status Excellent 283 20 19.7 23-1.4 4.4 Very Good 478 33.8 24 79 0.9 2.6 Good 474 33.5 31.1 53-1.2 1.2 Fair 134 9.4 25.5 38 1.6 5.4 Poor 45 3.2 17.7 7 0-0.9 Family Workforce Status No Workers 215 15.2 25.3 54 2 2.1 Only PT Workers 175 12.4 37.3 47 1.8-1.4 1 FT Worker 679 48 26.9 171 6.2 4.9 2+ FT Workers 345 24.4 18.3-73 -10 0.3 5

Table 3: Ages 19-64 Continued Total Population Ages 19-64 1,414 100 24.7 200 0 3.2 Individual Labor Force Status Not in Labor Force 340 24 23.4 27-1.8-1.3 Unemployed 188 13.3 47.8 88 5.1 0.7 Part Time 245 17.3 36.2 72 3.1 5.9 Full Time 642 45.4 20.3 13-6.4 2.6 Industry Agriculture 25 2.9 52 4 0.2 1.7 Construction 131 14.7 46.1-71 -10.5-2.4 Manufacture 81 9.1 18.5 34 3.3 9.7 Transportation 40 4.5 26.6 23 2.4 15.9 Trade 129 14.6 26.5 30 2.2 9.6 Health & Education 143 16.2 14.5 14 0.1 0.6 Finance 24 2.7 10.1-8 -1.3-0.5 Government 3 0.4 1.9-2 -0.3-0.8 Hospitality 143 16.1 43.3 22 1 7.3 Other 167 18.8 23.9 38 2.8 3.4 Estimates prepared for the North Carolina Institute Medicine by Mark Holmes, PhD, Health Policy and Management, UNC Gillings School Global Public Health. The North Carolina Institute Medicine (NCIOM) serves as a non-political source health policy analysis and advice in North Carolina. The NCIOM is an independent, quasi-state agency that was chartered by the North Carolina General Assembly in 1983 to provide balanced, nonpartisan information on issues relevant to the health North Carolina s population. To meet its mission, the NCIOM convenes task forces knowledgeable and interested individuals to study these issues and develop workable solutions. For more information, visit www.nciom.org. For more information on this publication or the NCIOM, contact Pam Silberman, JD, DrPH, President and CEO the North Carolina Institute Medicine at 919.401.6599, or visit www.nciom.org. 6