Prescription Drug Schedule Humana Medicare Employer Plan

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PUB Name: GSB0012 2018 Prescription Drug Schedule Humana Medicare Employer Plan Rx 269 University of Richmond Y0040_GHHK48XEN18 (Pending CMS Approval) Rx 269

Let's talk about Humana Medicare Employer Rx, Find out more about the Humana Medicare Employer Rx plan including the services it covers in this easy-to-use guide. The benefit information provided is a summary of what we cover and what you pay. It doesn't list every service that we cover or list every limitation or exclusion. For a complete list of services we cover, ask us for the "Evidence of Coverage" or you will receive one after you enroll. ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Para obtener información adicional, llame a Servicio al cliente al número que aparece al reverso de su tarjeta de identificación. 2018-3- Summary of Benefits

Monthly Premium, Deductible and Limits Pharmacy (Part D) deductible This plan does not have a deductible. Prescription Drug Benefits Initial coverage (after you pay your deductible, if applicable) You pay the following until your total yearly drug costs reach $3,750. Total yearly drug costs are the total drug costs paid by both you and our Part D plan. Tier Standard Retail Pharmacy Standard Mail Order 30-day supply 1 (Generic or Preferred Generic) $2 copay $2 copay 2 (Preferred Brand) $36 copay $36 copay 3 (Non-Preferred Drug) 40% of the cost 40% of the cost 4 (Specialty Tier) 33% of the cost 33% of the cost 90-day supply 1 (Generic or Preferred Generic) $6 copay $0 copay 2 (Preferred Brand) $108 copay $93 copay 3 (Non-Preferred Drug) 40% of the cost 40% of the cost 4 (Specialty Tier) N/A N/A There may be generic and brand-name drugs, as well as Medicare-covered drugs, in each of the tiers. See the Prescription Drug Guide to identify commonly prescribed prescription drugs in each tier. ADDITIONAL DRUG COVERAGE Home Infusion Therapy Drugs If you take certain types of infusion drugs covered under our Medicare Advantage Prescription Drug plans (MA/PD), you may qualify for this service, which helps you and your doctor manage your care without ongoing hospitalization. This service includes coverage for the "Coverage Gap" portion of your plan. Drugs included in this coverage are those that would be used as an alternative to inpatient treatment. Your cost for the medication is the same as it is before the coverage gap sets in. Your out-of-pocket expenses while using this service apply to your "true out-of-pocket" maximum, which is $5,000 for 2018. Home infusion drugs will be covered based on the tier of the drug at the same cost share amount as listed in the chart above when you have reached a total yearly drug cost of $3,750. Coverage Gap Most Medicare drug plans have a coverage gap (also called the "donut hole"). This means that there's a temporary change in what you will pay for your drugs. The coverage gap begins after the total yearly drug cost (including what our plan has paid and what you have paid) reaches $3,750. After you enter the coverage gap, you pay 35% of the plan's cost for covered brand name drugs and 44% of the cost for covered generic drugs until your costs total $5,000, which is the end of the coverage gap. Not everyone will enter the coverage gap. 2018-4- Summary of Benefits

Catastrophic Coverage After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $5,000, you pay the greater of : $3.3 5 for generic (including brand drugs treated as generic) and a $8.35 copay for all other drugs, or 5% coinsurance 2018-5- Summary of Benefits

Discrimination is Against the Law Humana Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, or sex. Humana Inc. and its subsidiaries do not exclude people or treat them differently because of race, color, national origin, age, disability, or sex. Humana Inc. and its subsidiaries provide: Free auxiliary aids and services, such as qualified sign language interpreters, video remote interpretation, and written information in other formats to people with disabilities when such auxiliary aids and services are necessary to ensure an equal opportunity to participate. Free language services to people whose primary language is not English when those services are necessary to provide meaningful access, such as translated documents or oral interpretation. If you need these services, call 1-877-320-1235 or if you use a TTY, call 711. If you believe that Humana Inc. and its subsidiaries have failed to provide these services or discriminated in another way on the basis of race, color, national origin, age, disability, or sex, you can file a grievance with: Discrimination Grievances P.O. Box 14618 Lexington, KY 40512-4618 If you need help filing a grievance, call 1-877-320-1235 or if you use a TTY, call 711. You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights electronically through the Office for Civil Rights Complaint Portal, available at https://ocrportal.hhs.gov/ocr/portal/lobby.jsf, or by mail or phone at: U.S. Department of Health and Human Services 200 Independence Avenue, SW Room 509F, HHH Building Washington, D.C. 20201 1-800 368 1019, 800-537-7697 (TDD) Complaint forms are available at http://www.hhs.gov/ocr/office/file/index.html GHHJP8DENa

Find out more You can see our plan's pharmacy directory at our website at www.humana.com/medicare/medicare_prescription_drugs or call us at the number listed at the beginning of this booklet and we will send you one. You can see our plan's drug formulary at our website at http://www.humana.com/medicare/medicare_prescription_drugs/medicare_ drug_tools/medicare_drug_list or call us at the number listed at the beginning of this booklet and we will send you one. Humana is a Medicare Advantage organization and a stand-alone prescription drug plan with a Medicare contract. You must continue to pay your Medicare Part B premiums. Enrollment in this Humana plan depends on contract renewal. This is an advertisement. The benefit information provided is a brief summary, not a comprehensive description of benefits. For more information contact the plan. Limitations, copayments and restrictions may apply. Benefits and/or copayments/coinsurance may change each year. Humana.com (Pending CMS Approval) Rx 269