INTERNATIONAL STUDENT & SCHOLAR Schedule of Benefits

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www.wellaway.com INTERNATIONAL STUDENT & SCHOLAR Schedule of Benefits

INTERNATIONAL STUDENT & SCHOLAR SCHEDULE OF BENEFITS PLAN DETAILS & COSTSHARE SILVER GOLD Coverage area USA USA Annual aggregate maximum 200,000 300,000 Maximum per injury/illness per benefit period 100,000 200,000 Deductible the amount you owe for covered healh care services before your health plan begins to pay. Coinsurance Your share of costs on covered health care services. 100 per injury or illness 50 per injury or illness Out-of-pocket maximum This amount is the maximum you will pay each benefit period. Deductibles, coinsuance and copayments are included in reaching this amount. 1,500 1,000 OUTPATIENT CARE Outpatient medical expenses Mental illness up to 500 up to 500 Physical therapy 50 per visit (maximum of 10 visits) Acute onset of pre-existing conditions 2,500 allowance Dental Accident Coverage Dental sudden pain relief 100 allowance (per benefit period) 200 allowance (per benefit period) WellAway INTERNATIONAL STUDENT & SCHOLAR 2

HOSPITALIZATION INTERNATIONAL STUDENT & SCHOLAR SCHEDULE OF BENEFITS SILVER GOLD Local emergency transportation Emergency room Hospitalization (inpatient care) 300 deductible (waived if hospitalized) 250 deductible (waived if hospitalized) Intensive care Mental illness (inpatient care) up to 1,500 up to 1,500 PRESCRIPTION DRUGS Tier 1 Generic drugs not covered by this formulary may be obtained through your RexClub Card provided to you by WellAway Limited as part of your pharmacy program for additional discounts at the time of purchase. 40 copay 30 copay Tier 2 (insulin up to 200) 50 copay then 50 copay then EVACUATION & REPATRIATION Medical evacuation and repatriation 50,000 allowance 50,000 allowance Return of mortal remains 25,000 allowance 25,000 allowance Emergency reunion 2,000 allowance Accidental death and dismemberment 10,000 allowance Trip interuption 2,000 allowance WellAway INTERNATIONAL STUDENT & SCHOLAR 3

This material is provided for informational purposes only and is subject to change. The information contained in this schedule of benefits does and will not affect, modify or supersede in any way the policy terms and conditions. This document shall not bind WellAway Limited or require WellAway Limited to offer or write any insurance at any particular rate or to any particular group or individual. The actual premium and benefits are governed by your policy documents. All benefits are subject to exclusions and limitations. To ensure you have all the information you need before purchasing one of our products, we recommend you consult with your independent medical, legal and/or tax advisors. If you decide to purchase a WellAway product, you will be provided with a member package that contains a complete description of benefits, conditions, limitations and exclusions of coverage. Products and services may not be available in all jurisdictions and are expressly excluded where prohibited by applicable law. The contents of this material are the exclusive intellectual property of WellAway Limited. No reproduction, changes or copying is possible without the consent of WellAway Limited. The WellAway name, brand and logos are the registered marks of WellAway Limited and WellAway SA, Hamilton, Bermuda. WellAway INTERNATIONAL STUDENT & SCHOLAR 4

CONTACT US Bermuda: +1 441 296 0651 UK: +44 2036 036 804 France: +33 1 78 90 38 68 Belgium: +32 9 352 00 22 Skype: +1 888 983 2370 info@wellaway.com WellAway Limited Canon s Court, 22 Victoria Street Hamilton HM 12, Bermuda www.wellaway.com Rev. 05/2018