RESTATED QUARTERLY RESULT SERIES BASED ON FORMAT Paris, March So as to be comparable with, the quarterly result series have been restated of the following main effects as if these had occurred on st January.. The Group announced on February a new organization of its operating divisions which now centers on (i) Retail Bankingg and Services including Domestic Markets and International Financial Services, and (ii) Corporate and Institutional Bankingg (CIB). Domestic Markets scope remains unchanged. The newly created International Financial Services includes Personal Finance, Europe-Mediterranean, BancWest, Insurancee and Wealth and Asset Management. Lastly, CIB now includes Securities Services, together with Corporate Banking and Global Markets (previously Advisory and Capital Markets).. In accordance with this new organization, the restated quarterly series include the effect of the internal transferss of activities that havee been made as of st January J, the main ones being: Securities Services is now part of Corporate and Institutional Banking; B Corporate Finance, previously part of Advisory and Capital Markets, is now part of Corporate Banking; Creation within Global Markets of two new reporting segments, Fixed Income, Currency and Commodities (FICC) and Equity and Prime Services, after a adjustment of scope of activities. These changes do not affect Group resultss as a whole but only their analytical breakdown.. As indicated in note.a of the Consolidated financial statements forr the year ended December, the Group applied IFRIC «Levies» interpretation inn the consolidated financial statements as of st January. The relevant taxes must be recorded once they are payable. Thus, certain taxes previously spread out over the year must be entirely recorded as of st January. The Group quarterly results havee been affected (increase in operating expensess in the st quarter offset by a decrease in the threee other quarters). However, the changes for the annual results are not material. IFRIC «Levies» interpretation was adopted byy the European Union on June. For instance, systemic banking taxes. - -
The attached unaudited appendices disclose results following this neww presentation: - Appendix : effects on operating expenses of the application of IFRIC interpretation, - Appendix : Group restated quarterly result series, - Appendix : operating divisions andd businesses restated quarterly result series. - -
APPENDIX : EFFECTS ON OPERATING EXPENSES OF THE APPLICATION OF IFRIC INTERPRETATION - IFRIC Impacts on Q Q Q Q RETAIL BANKING & SERVICES DOMESTIC MARKETS* French Retail Banking* BNL banca commerciale* Belgian Retail Banking* Other Domestic Markets Activities Including Luxembourg* INTERNATIONAL FINANCIAL SERVICES Personal Finance International Retail Banking* Europe-Mediterranean* BancWest* Insurance Wealth CORPORATE AND INSTITUTIONAL BANKING Corporate Banking Global Markets Securities Services CORPORATE CENTRE ** 7 7 7 7 7 7 7 - - - - - -9-9 - - - - - - - - - -9 BNP PARIBAS GROUP 9 - * Including / of Private Banking ** IFRIC Impacts on LaSer, consolidated using the equity method until July th, and fully consolidated afterwards - -
APPENDIX : GROUP RESTATED QUARTERLY RESULT SERIES GROUP Operating Ex penses and Dep. Grosss Costs related to the comprehensiv e settlement with US authorities Share of Earnings of Equity -Method Entities Corporate Income Tax Net Income Attributable to Minority Interests Net Income Attributable to Equity Holders Cost/Income Q Q Q Q 9, -,,, -,,7 9, -,, 9,,9 -,,, 9,9 -,79, -,7 -, - -, -, - -, 9,99,, -,, 7-9 -,,, -,, -, - -7 - - 7 - -97 7,77,9 -,, 7.7% 7.%.%..%.% - -
APPENDIX : OPERATING DIVISIONS S AND BUSINESSES RESULT SERIES RESTATED QUARTERLY RETAIL BANKING & SERVICES Excluding PEL/CEL Effects Gross,9,7,79 -, 7,7 7,7 Q 7,7 -,99,777-9, 9-9,9 Q 7, -,77, -,99, Q Q,999,9 -,7 -,,79,9 - -9,97, 9 9,9,7 7.9 7.9 7. 7. 7. RETAIL BANKING & SERVICES Gross,9,7,7 -, 7, 7, Q 7,9 -,99,77-9, 9-9,97 Q 7,7 -,77,79 -,9, Q Q,99,9 -,7 -,,77,9 - -9,9, 9 9,,7 7.9 7.9 7. 7. 7. Q Q Q Q DOMESTIC MARKETS (including % of Private Banking in France, Italy, Belgium and Luxembourg)* Excluding PEL/CEL Effec cts Gross of Domestic Markets,99-9,9,77 -,7, -, -,7,9 -,,99-9 - 7-9,97 -,7,9-9 997-99 - 97,9 -,7,9-7, -, - 9,9 -,,9-7 7 -....7. Q Q DOMESTIC MARKETS (including / of Private Banking in France, Italy, Belgium and Luxembourg) Gross, -9,7,9 -,7,9 - -,, -,9, - 7 -,79 -,7, -9 9-9 Q Q,7, -, -,,7, - - 9-9....7. *Including % of Private Banking for down to line items - -
FRENCH RETAIL BANKING (including % of Private Banking in France)*,79 Incl. Net Interest Income, Incl. Commissions,7 -, Gross, -, Non,9 - of French Retail Banking,9 Q, 9 7 -,9-7 7 - Q,7 9 9 -, - Q Q,77,7,, 77 7 -,7 -, - - 77 7 - -9 97 9. Q Q FRENCH RETAIL BANKING (including % of Private Banking in France)* Excluding PEL/CEL Effects Incl. Net Interest Income Incl. Commissions Gross Non of French Retail Banking,,,7 -,,9 -,9,9 -,7, 99 7 -,9 9 - -,7, 9 -, - 9 9 Q Q,7,7,, 77 7 -,7 -, - - 7 77 7 7 - -9 9. FRENCH RETAIL BANKING (including / of Private Banking in France), -, Gross,9 -,9 Non,9 Q,7 -,7 - Q, -, - Q Q,, -, -, 99 - - 97 97 9. *Including % of Private Banking for down to line items - -
BNL banca commerciale (Including % of Private Banking in Italy)*,9 -,79 Gross, -,9 Non -9 of BNL bc Q 79 - - Q 79 - - Q Q - - - - - - - -9...7..9 BNL banca commerciale (Including / of Private Banking in Italy) Gross Non, -,7, -,97 Q 7 - - Q 77 - Q Q 797 - -9 7 - - -9-9...7..9 BELGIAN RETAIL BANKING (Including % of Priv ate Banking in Belgium)*, -, Gross 9-9 -9 of Belgian Retail Banking 7 Q 7-7 - 7 - -9 Q -7 7 - Q Q - 7 - - -9 9.. BELGIAN RETAIL BANKING (Including / of Private Banking in Belgium),7 -, Gross 77-9 7 9-9 7 Q - - Q - - Q Q 7-9 - - 9.. *Including % of Private Banking for down to line items - 7 -
Q Q Q Q OTHER DOMESTIC MARKETS ACTIVITIES INCLUDING LUXEMBOURG (Including % of Private Banking in Luxembourg)* Gross of Other Domestic Markets,9 -,, - 7-9 - 99 - - - 7-7 - 9 - - 7 7-9 - - - - -.7.7.7.7.7 Q Q Q Q OTHER DOMESTIC MARKETS ACTIVITIES INCLUDING LUXEMBOURG (Including / of Private Banking in Luxembourg) Gross,79 -,,7-7 -9 97-7 - 7-7 - 9 - - 7 - - - 9 - - 79.7.7.7.7.7 *Including % of Private Banking for down to line items - -
INTERNATIONAL FINANCIAL SERVICES Gross,9 -,,9 -,,7,7 Q, -,, - 99 9, Q, -,, -,, Q Q,,99 -,97 -,97,7, -9-99 7 9,9 9. 9. 9..9.7 PERSONAL FINANCE Gross, -,9, -,9,, Q, -7 79-9 7-7 Q,9-9 Q Q 9 97 - - 9-9 7..... EUROPE-MEDITERRANEAN (Including % of Private Banking in Turkey)*, -,7 Gross 7-7 - of EUROPE-MEDITERRANEAN Q - 9 - Q - 9-7 Q Q 9 - -9 7 99-9 - 9 7 9-9.7.7 EUROPE-MEDITERRANEAN (Including / of Private Banking in Turkey),97 -, Gross -7 79 Q - 9 - Q - 9-7 Q Q 9 7 - - 99-9 - 97 9.7.7 *Including % of Private Banking for down to line items - 9 -
BANCWEST (Including % of Private Banking in United States s)*,9 -, Gross 7-7 7 - of BANCWEST 7 Q - 7 - - Q - - 7 - Q Q 7 - - - - 7 - - 9..... BANCWEST (Including / of Priv ate Banking in United States) Gross Non, -, 77-7 7 Q - - Q 9 - - Q Q - - 99 7 - - 9..... INSURANCE Gross, -,,99 -,9 -, Q 77 9 9 99 7 Q - 7-7 7 - Q Q - - - 7-7..... WEALTH AND ASSET MANAGEMENT Gross, -,7 9-7 Q 7-7 7 77 Q 7 - Q Q 7 7-9 - 97 - - 9.7.7.7.7.7 *Including % of Private Banking for down to line items - -
CORPORATE AND INSTITUTIONAL BANKING Gross,97,,7,79 7-9, Q,7 -,79-9 Q,9 -,9 7 79-797 Q Q,,7 -, -,999 7-9 -9 77 - - - 79..... CORPORATE BANKING Gross Operating Income Non, -,9, -,7,7 Q 9-7 - Q - 7 Q Q 9 7-9 -9 9 - - 7-7.7 7.7 7. 7. 7. GLOBAL L MARKETS incl. FICCC incl. Equity & Prime Services Gross,7,9,7 -,,79,9 -, Q, 79 9-9 7-9 - 9 Q, 7-99 9 - Q Q,9, 7 9 -, -,7 7 7 99 7 7 - - 7.7 7.7 7.7 7.7 7.9 SECURITIES SERVICES Gross Non,77 -, 9 9 Q - Q 7 7 7 Q Q 7-9 9..... - -
CORPORATE CENTRE Incl. Restructuring and Transformation Costs Gross Costs related to the comprehensive settlement with US authorities -, 7-9 - -, -,97 -,7 Q - - - - - -9 - -9 Q Q Q - -97 - - - - - - - 9 -,9 -, -,9 - - - - - -