Open Enrollment 2018

Similar documents
When Am I Eligible? NH, VT, ME, full year. Benefits are effective on the first of the month following 60 days of employment.

Get to know your benefits. Bristol-Myers Squibb 2018 Benefits Guide. Annual Enrollment is OCTOBER 23RD NOVEMBER 10TH, 2017 welcometouhc.

2018 Open Enrollment Guide

benefits know your 2018 City of Jacksonville Benefits Guide Do you have questions about your medical or prescription drug coverage?

Your Aetna catastrophic plan option

2019 Summary of Benefits

Your Plan: Anthem Bronze PPO 3250/50%/6550 Plus w/hsa Your Network: Anthem PPO

2016 Plan HSA $6,000. $6,000 individual/$12,000 family. $6,000 individual/$12,000 family

Get to know your benefits. State of Florida 2018 Benefits Guide. welcometouhc.com/florida

COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948

HealthKeepers, Inc. Your Plan: Anthem HealthKeepers Platinum OAPOS 10/0%/3000 Your Network: HealthKeepers

Your Plan: Anthem Bronze PPO 6350/30%/6850 Plus Your Network: Anthem PPO

2019 Health Net Seniority Plus Amber II (HMO SNP) H0562: Riverside and San Bernardino Counties, CA

health. Our focus Summary of Benefits Health Partners Medicare Prime (HMO) Bucks, Chester, Delaware and Philadelphia counties

Your Plan: Anthem Preferred DirectAccess gpaf Your Network: BlueCare

2019 Health Net Seniority Plus Amber II Premier (HMO SNP) H3561: 001 Fresno County, CA

COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948

Anthem Blue Cross and Blue Shield Your Plan: Anthem Bronze PPO 6550E/0%/6550 w/hsa Your Network: KeyCare

Your Plan: Anthem Bronze Select PPO 5000/30%/6250 Plus Your Network: Select PPO

CHOOSE A PLAN HSA-QUALIFIED DEDUCTIBLE PLANS HSA-QUALIFIED DEDUCTIBLE PLANS. What a deductible plan with an HSA option is and how it works

2019 Summary of Benefits

Summary of Benefits. Allwell Medicare (HMO) Bexar County, TX H Benefits effective January 1, 2018 H0062_18_2962SB_Accepted

Important Questions Answers Why this Matters:

KNOW your BENEFITS. Do you have questions about your medical or prescription drug coverage?

Summary of Benefits. January 1, 2018 December 31, Providence Medicare Harbor + RX (HMO) Providence Medicare Summit + RX (HMO-POS)

Summary of Benefits. Join the WELLfluent Broward County. AvMed Medicare Choice HMO H1016, Plan 021 GET FIT. EAT RIGHT. CONNECT. GROW.

Important Questions Answers Why this Matters: For preferred providers $2,500 person/$5,000 family. For nonpreferred

Your Plan: Anthem Gold Select PPO 1000/20%/4000 Plus Your Network: Select PPO

Important Questions Answers Why this Matters:

IU Health Plans: Southern Indiana Physicians HSA Medical Saver Plan Coverage Period: 01/01/ /31/2018 Summary of Benefits and Coverage:

2018 Summary of Benefits

Aetna Medicare 2015 Benefits at a Glance

MIT Affiliate Health Plans

2019 Summary of Benefits

Summary Of Benefits. UTAH Davis, Salt Lake, Utah and Weber. Healthy Advantage Plus (HMO)

Open Access Plus (OAP1/OAP1N): University of Maine System Coverage Period: 01/01/ /31/2013

2018 Summary of Benefits

Important Questions Answers Why this Matters: In-network: $0/Individual; $0/Family Out-of-network: $750/Individual; $1,500/Family

Your Plan: Bronze Pathway X HMO Plus w/hsa Your Network: Pathway X HMO

The Harvard Pilgrim Best Buy HMO Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Summary of Benefits. Allwell Medicare (HMO) Duval, Lake, Pinellas, Polk and Volusia Counties, Florida H H9276_18_2858SB _A Accepted

Geisinger Health Plan: Qualified High Deductible Coverage Period: 01/01/ /31/2014 Summary of Benefits and Coverage:

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters:

COVERAGE INFORMATION. $2,400 Person/$4,800 Family - Aggregate As Noted Below $2,400 Person/$4,800 Family - Aggregate 0% coinsurance* 0% coinsurance*

Important Questions Answers Why this Matters:

2018 Summary of Benefits. BlueCross Secure SM (HMO)

The Harvard Pilgrim PPO Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Touro University Student Health Insurance Plan Overview

Having a plan designed to work for you.

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters:

Western Kentucky University Anthem BlueCross BlueShield Basic PPO Plan Coverage Period: 01/01/ /31/2018 Summary of Benefits and Coverage:

Maine's Choice HSA HMO 5000 Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Coverage for: Single Enrollee Plan Type: TRAD/PPO. Important Questions Answers Why This Matters: $2,500/single Network $5,000/single Non-Network

Anthem Blue Cross Blue Shield: Anthem Silver DirectAccess - cbka Coverage Period: 01/01/ /31/2014

2018 Independence Blue Cross Medicare Group Options

Medicare Advantage HMO plans

Summary of Benefits. Allwell Medicare (HMO) Palm Beach, Manatee, Marion and Seminole Counties, Florida H

Important Questions Answers Why this Matters:

You don t have to meet deductibles for specific services, but see the chart starting on page 2 for other costs for services this plan covers.

Important Questions Answers Why this Matters:

The chart on page 2 describes any limits that may be applicable. See the chart on page 2 for information about excluded services.

Important Questions Answers Why this Matters:

Even though you pay these expenses, they don t count toward the out-ofpocket limit.

Important Questions Answers Why this Matters:

Summary of Benefits and Insurance Offerings

Summary of Benefits. Join the WELLfluent Miami-Dade County. AvMed Medicare Choice HMO H1016, Plan 001 GET FIT. EAT RIGHT. CONNECT. GROW.

Summary of Insurance and Benefits Offerings Effective March 1, 2017 February 28, 2018

Your Plan: Anthem Platinum Priority Select HMO 10/10%/2500 Plus Your Network: Priority Select HMO

Medical Plan Summary: PPO Core Plan

Important Questions Answers Why this Matters:

Anthem Blue Cross: Anthem Silver DirectAccess, a Multi-State Plan Coverage Period: 01/01/ /31/2014

Standard Bronze Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Standard Gold Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Embrace it 2019 Aetna Federal Plans

Anthem BlueCross BlueShield Christian Care Communities Blue Access PPO Coverage Period: 01/01/ /31/2015 Summary of Benefits and Coverage:

Glossary of Terms. Adjudication: The way a health plan decides how much it will pay for certain expenses.

Your Plan: Anthem HealthKeepers Essential Guided Access Plus w/dental gcpa Your Network: HealthKeepers

Important Questions Answers Why this Matters:

The Real Estate Agent Medical Plan

CHRISTUS Health Plan Generations (HMO) Summary of Benefits. Finally, access to the doctor and hospital you know and trust. christushealthplan.

2018 Summary of Benefits

UnitedHealthcare Choice Plus Health Savings Account (HSA) Plans User Guide

Best Buy HMO FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Important Questions Answers Why this Matters: What is the overall deductible?

Health Plan Update Open Enrollment 2017

Important Questions Answers Why this Matters:

Best Buy HSA HMO FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Important Questions Answers Why this Matters: What is the overall deductible? Are there other deductibles for specific services?

Best Buy HMO FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Important Questions Answers Why this Matters: What is the overall deductible?

Benefit Highlights. CALIFORNIA Alameda, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Joaquin, Santa Clara 01/01/ /31/2016

HMO - FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Best Buy HSA HMO FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Summary Of Benefits. Optima Medicare. January 1, December 31, Optima Medicare Basic HMO Optima Medicare Enhanced HMO

Part-Time Employees BENEFITS GUIDE

What is the overall deductible? Are there other deductibles for specific services?

Important Questions Answers Why this Matters: For in-network providers Deductible is not applicable innetwork

Important Questions Answers Why this Matters:

Transcription:

Open Enrollment 2018 PLAN YEAR JULY 1, 2018 JUNE 30, 2019 ENROLLMENT SIGN-UP MAY 20 TH MAY 30TH Open Enrollment What do I Need to Know? Significant difference in claims from last year, costs more in line, efforts to save are impactful and we need to stay the course! No plan changes for 2018 NEW items: DayForce - replacing PeopleSoft Wellright - dedicated portal for the Medical Premium Incentive Health Advocate -your own personal health advocate is here to help Enrollment Sign-up in Dayforce May 20 th May 30 th Medical Premium incentive items completed by June 30 th 1

NEW: DAYFORCE Enrollment Prior to Open Enrollment Enter/verify your dependents (family members you are enrolling) Use the Form found in Benefits /Forms Enter/verify your beneficiaries (recipients of your life insurance or 403(b) Use the Form found in Benefits /Forms Must enter your PCP ID number in DayForce get this today! Anthem.com / find a doctor Open Enrollment - May 20-30 Click on Benefits and locate the Open Enrollment link ALL MUST enter benefit selections whether you are enrolling OR waiving Plan Year, July 1, 2018 June 30, 2019 Earning your Medical Premium Incentive NEW this year, a dedicated portal Complete all three steps, in one convenient location by June 30 th Go to https://eastersealsnh.wellright.com Registration code: EASTERSEALS Step 1 Print the PCP Form right from the portal. Once completed, upload completed form to the portal. (Biometric results must have occurred within the past 12 months) Step 2 Complete the Tobacco Affidavit Step 3 - Complete the Health Risk Assessment Complete all three steps to be eligible for the medical premium incentive ($40 per pay period). 2

Anthem, what s NEW? New opportunities to SAVE you money NEW: X-rays and Ultrasounds at Participating Independent Providers are subject to a $125 copayment NEW: MRI and High Diagnostic Imaging at Participating Independent Providers are subject to a $250 copayment NEW: Wellness Rewards with Anthem - can earn up to $700 in gift cards and reimbursement: Preventive Wellness Exam and Flu Shot -$100 Tobacco Free Certification-$50 On-line Wellness Tool Kit- up to $150 Gym Reimbursement- up to $400 Solera, a new preventative benefit for Anthem members. It s a lifestyle management program providing you with the tools and resources to lose weight and adopt healthier habits. If you qualify, this program is FREE. Easterseals / Anthem website: https://enrollment.anthem.com/eastersealsnh Anthem Medical Plan No changes to Plan Design TIER 1 Deductible $3000/$6,000 family max PCP Office Visit $20 copay Specialist $50 Copay RX, $5/$20/$40/$70/$100 OOP Max, $7,150/$14,300 TIER 2 Deductible $5000/$10,000 family max PCP Office Visit $30 copay Specialist $50 Copay RX, $5/$20/$40/$70/$100 OOP Max, $7,150/$14,300 3

All the same Ways to Save Preventive Care covered at 100% Routine physicals, Routine screenings, Routine eye exam Lab services covered in Full at Participating Independent Providers Quest, Labcorp, NorDX Live Health Online - $20 copayment Outpatient Surgery at Participating Ambulatory Surgical Center - $125 copay per admission Pharmacy Home Delivery 90 Day Supply (2x s copay) Vitals SmartShopper, earn CASH incentives to use low cost providers, see our expanded list of services! Convenient MD Urgent Care copay co-share program - $25 copayment with Convenient MD ID card ( Easterseals sponsored program) Use urgent care centers instead of Emergency Room, unless you have a life threatening emergency, you can save money by choosing an urgent care setting SAVINGS don t forget!! Using avail. Savings resources Not using all the savings Live Health Online - $20 Urgent Care - $125 Prescription - $5 Prescription - $5 PCP follow up - $20 PCP follow up - $20 Blood work - $0 Blood work - $450 X-Ray - $125 X-Ray - $250 ASC for tonsils - $125 Hospital setting - $3,000 Vitals incentive - $-150 no incentive - $0 Out of Pocket $145 Out of Pocket $3,850 4

Vitals SmartShopper This continues to be our biggest opportunity for real savings Call or shop online for cost effective choices of common medical services Avoid paying higher costs and earn cash rewards for being a Smart Shopper 1-800-824-9127 www.vitalssmartshopper.com Health Advocate Available to you - July 1, 2018 Welcome to your NEW Health Advocate Benefit A service provided at no additional cost to you, courtesy of Easterseals Health Advocate helps you resolve healthcare and insurance related issues; Help finding a doctor Help scheduling an appointment Help in transferring medical records Help resolving benefit issues Help getting your questions answered Help with a provider bill Simply call the toll-free number or visit online HealthAdvocate.com Welcome Kits are available here today 5