SERVICE CHARGES WITH EFFECT FROM TRANSACTION TYPE SAVINGS CURRENT / OD / CC

Similar documents
SERVICE CHARGES FOR NRI ACCOUNTS

Service Charges - (Updates up to 01/07/2017) : Rates in INR (I) SAVING DEPOSIT ACCOUNT A)OPENING & MAINTENANCE OF MINIMUM BALANCE IN THE ACCOUNT

BURGUNDY FEES & CHARGES

Schedule of Charges with effective from 5 th March 2018 ( )

BURGUNDY FEES & CHARGES

Schedule of Charges with effective from 5 th March 2018 ( )

INDEX. I) Fee Based Services. II) Other Services

Revised Service Charges W.E.F. 01 st January 2016

Schedule of Charges for all Current Accounts

Schedule of Charges for Savings Accounts

BASSEIN CATHOLIC CO-OP. BANK LTD. (Scheduled Bank)

SCHEDULE OF CHARGES. 1.0 Account related Charges/Fees: Service Description

Service Charges (Effective from 15 th April 2014) (Service taxes as applicable will be collected extra) ACCOUNT RELATED. <=Rs.

NEPAL CREDIT AND COMMERCE BANK LTD.

HIMALAYAN BANK LIMITED Schedule of Fees and Charges - November 2014 / Mangsir 2071 (Fiscal Year 2071 / 2072)

Service Charges. S. No Nature of Services TMB Revised Charges w.e.f Cheque Book Issue Charges. thereafter 3 per leaf.

HSBC Savings/Current Account Tariff Schedule (Senior Citizens)

CENTRAL BANK OF INDIA Schedule of service charges (revised w.e.f 01/11/2018 Schedule-I BASIC BANKING SERVICES

Revised Service Charges W.E.F. 01 st May 2018

Union Bank of Colombo PLC- Tariffs - (w.e.f. 1st July 2017)

Collection of Outstation Cheques (refer to circular for max ceiling amount)

United Overseas Bank Limited, Mumbai - Trade and Remittance Services

UNION BANK OF INDIA. Service Charges w.e.f (inclusive of Service Tax & Education

Mega Standard Charges

Schedule of Charges of Retail Banking

SCHEDULE OF CHARGES (SC 2012/2069)

SCHEDULE OF CHARGES. Average Balance Tk.25,000 + Nil Nil

SERVICE CHARGES WITH EFFECT FROM (Applicable GST presently 18% to be collected on and above the rate mentioned below) PART-A

UNION BANK OF INDIA. Particulars. RTGS - Inward Nil Nil a) `2 lacs to 5 lacs (As per time of entry in FINACLE as follows)

(B) EXPORT LETTER OF CREDIT

Finance Cheque Return Rs.300/- per instrument Rs.300/- per instrument

Rs 3,000 Rs 10,000 Medium. Rs 5,000 Rs 15,000 Large. Rs 7,000 Rs 20,000 Extra Large

Tariffs & Charges. Deposit Accounts. Account Maintenance Fee. -BDT Accounts (SND) Avg balance 5,001 to 25,000/-

SCHEDULE OF FEES AND SERVICE CHARGES w.e.f

Effective from January 1, Page 1 of 8

Rs 3,000 Rs 10,000 Medium. Rs 5,000 Rs 15,000 Large. Rs 7,000 Rs 20,000 Extra Large

STATE BANK OF INDIA, RETAIL BRANCH, KINGDOM OF BAHRAIN REVISED SERVICE CHARGES AND FEES W.E.F Deposit Accounts

Rs 3,000 Rs 10,000 Medium. Rs 5,000 Rs 15,000 Large. Rs 7,000 Rs 20,000 Extra Large

INR 200 each additional request. previous year - INR 200 per month

SERVICECHARGES IN RESPECT OF CASA ACCOUNTS W.E.F

SCHEDULE OF CHARGES. Retail Business Division United Commercial Bank Limited

Monthly average balance (MAB) requirement

Prabhu Bank Limited. STANDARD TARIFF CHARGES (Summary) Rs.500/- flat (Free in case of payment to be made by the Bank itself)

SCHEDULE OF CHARGES SUNRISE BANK LTD

Schedule of Charges. Charges / Commission/ Fees Account Maintenance Fee

REVISED BANK CHARGES WITH EFFECT FROM JANUARY 1, 2012 Annexure I

Tariffs & Charges. -BDT Accounts (SND) Avg balance 5,001 to 25,000/-

SERVICE CHARGES ON FOREIGN EXCHANGE TRANSACTIONS w.e.f 01 st April, 2015.

Rs 2,000 Rs 10,000 Medium. Rs 4,000 Rs 15,000 Large. Rs 6,000 Rs 20,000 Extra Large

Service Charges (Excluding GST) Statement (CA/CC/OD accounts): Once in a month - Free. Balance Certificate (SB/CD/CC/OD): Rs.150/- per occasion.

SERVICE CHARGES AND FEES (With effect from )

SCHEDULE OF CHARGES. 1.3 Account Maintenance Fee Personal Current Account Half Yearly Average Balance Urban branches Rural branches

Rs 3,000 Rs 10,000 Medium. Rs 5,000 Rs 15,000 Large. Rs 7,000 Rs 20,000 Extra Large

Service Charges (Effective from 1 st April 2015) (Service taxes as applicable will be collected extra) ACCOUNT RELATED.

SERVICE CHARGES AND FEES (With effect from )

MONTHLY FREE LIMITS. Home Branch Withdrawal. (in Rs) - Business Advantage (MAB) 25,000. Normal Current Account(MAB) 10,000 3,00,000

THE JALGAON PEOPLES CO-OP. BANK LTD., SERVICE CHARGES w.e.f. 01/10/2016

Current Account / CC accounts. QAB >=1 Lakh

SCHEDULE OF SERVICE CHARGES w.e.f S.N. Nature of Transaction Details Charges & Commission

Schedule of Charges. January to June 2018

STATE BANK OF INDIA Republic of Maldives

Updated on

Not Just Another Bank. SCHEDULE of Charges. Effective from March 23,

Effective from January 1, 2014

SCHEDULE OF SERVICE CHARGES

General Banking. Savings Account

SERVICE CHARGES & FEES ON BASIC BANKING W.E.F

8. SERVICE CHARGES AND INTEREST RATES AT A GLANCE. RBI FORMAT ================ DEPOSIT ACCOUNTS

Schedule of Charges and Fees Twenty-Fourth Edition: Effective from 1st March 2019

Kenya Centre. Schedule of Service Charges w.e.f (Inclusive excise duty to be effective from )

Bank AL Habib Limited Schedule of Bank Charges ISLAMIC BANKING

Updated on May 10, 2016

Service charges related to various Savings Bank and Current Account products (Updated as on ) Details

STATE BANK OF SIKKIM ANNEXURE-A SERVICE CHARGES W.E.F

Standard Tariff of Charges 2019

Description of Service Charge Issue of Multi city Cheque books : Current Account (CA)/Cash Credit (CC) Account. Current Account / CC accounts

1. Basic Banking Services. Ref. Description Charges Cheque book destruction fee NPR

SCHEDULE OF BANK CHARGES

January Premier Schedule of Services and Tariffs

Amount of cheque : Collection of high value cheques i.e above Re.1 lac per cheque presented in speed clearing. System Drawee Bank Presenting Bank

SCHEDULE OF CHARGES AND FEES. Eighteenth Edition

Schedule of Charges Effective from August 01, 2015

SERVICE CHARGES AND INTEREST RATES AT A GLANCE RBI FORMAT. NATURE RATE OF INTEREST MINIMUM BALANCE Normal Sr. Citizen Rural Semi urban

BASIC Bank Limited. " T~ [OI'lN(O SCiHOUlCO 8"NI< Treasury Division Head Office, Dhaka.

INDEX OF ANNEXURE SN.

Tk per instance excluding DPS & Loan Installment Payment No charge for Defence Personnel & TBL Employees

Tariffs & Charges. Account Maintenance Fee. -BDT Accounts (SND) Avg balance 5,001 to 25,000/-

SERVICE CHARGES AND INTEREST RATES AT A GLANCE RBI FORMAT 1. DEPOSIT ACCOUNTS

Schedule of Charges. Account Maintenance Fee. Account Transfer Charge

Schedule of Charges 2018

General Service Corporate and SME Banking

Closure of a/c within 1 year Rs.200/- for SB a/cs. and Rs.500/- for CD a/cs. Closure after 1 year NIL 8 Cheques Return Charges Cheques drawn on us

SCHEDULE OF BANK CHARGES

HSBC Advance Tariff Schedule

Schedule of Charges, Fees & Commissions Effective from January 01, 2018 General

Schedule of Tariffs and Fees Retail Banking

Corporate Banking. Tariff of Charges

Schedule of Charges and Fees Twenty-Second Edition: Effective from 1 st May 2018

Schedule of Charges 1 January June 2018

INTERNATIONAL DIVISION

Transcription:

TRANSACTION TYPE SAVINGS CURRENT / OD / CC MINIMUM BALANCE Rs.1000/- Rs.5000/- Account Maintenance Fee (applicable in case of non-maintenance of MINIMUM BALANCE) Shortfall Amount Charges (Rs.) 1-250 35 251-500 60 501-750 85 751-1000 110 Account closed within 1 Year Rs.220/- Rs.520/- Rs.115/- Per Month 1 cheque book of 25 leaves free in a year 1 cheque book of 50 leaves free in a year Cheque Books Rs.90/- thereafter Rs.150/- thereafter Certificate of Cheque Issuance Rs.90/- Rs.90/- Account Statements Monthly Statements N.A Duplicate Statements Less than 12 months Rs.95/- (per statement) Rs.95/- (per statement) 12 months and above Rs.160/- (per statement) Rs.160/- (per statement) Duplicate Passbook Rs.115/- N.A Duplicate TD Receipt Rs.135/- Rs.135/- Duplicate TDS Certificates Rs.77/- Rs.77/- Duplicate Interest Certificates Rs.77/- Rs.77/- Pending Cheque book Requested but not collected within 3 months of request Folio Charges Standing Instructions Rs.40/- per cheque book N.A Rs.40/- per cheque book Rs.77/- per 45 lines per half year Max. Rs.2500/- Setting up (per instruction) Amendments (per amendment) Rs.77/- Rs.77/- Photocopies of paid cheque Less than 1 year old Rs.140/- Rs.140/- 1 year and above Rs.220/- Rs.220/- Stop payment charges (at branch ) Rs.140/- per instruction Rs.140/- per instruction Signature verification on non - NICB documents Rs.77/- per document Rs.125/- per document All charges are exclusive of Taxes, Taxes as applicable will be charged

TRANSACTION TYPE SAVINGS CURRENT / OD / CC Conversion from Joint Account to Sole Account OR Sole Account to Joint Account /change in operating instructions other than Co-operative housing societies Charges on Outward Clearing Cheque deposited in local clearing & returned unpaid Charges on Inward Clearing Cheques drawn on us and returned for technical reason Rs.140/- Rs.125/- NIL Rs.140/- Rs.125/- Insufficient Opening Balance Rs.130/- Rs.130/- Cheque returned unpaid due to want of sufficient funds Charges on ECS return Returned unpaid due to want of sufficient funds Outstation Cheque Collection Domestic Upto Rs.50,000/- Above Rs.50,000/- Rs.240/- Rs.240/- Upto Rs.5000/- Rs.5001/- Upto Rs.10000/- Rs.240/- + Int @ 18% p.a. Rs.25/- Rs.50/- NIL Upto Rs.50,000/- Above Rs.50,000/- Rs.285/- Upto Rs.10000/- Rs.285/- Rs.285/- + Int @ 18% p.a. Rs.65/- Rs.10001/- Upto Rs.1 lakh Rs.100/- Rs.10001/-Upto Rs.1 lakh Rs.120/- Above Rs.1 lakh Rs.175/- Above Rs.1 lakh Rs.175/- Outstation Cheques deposited for collection & returned unpaid Rs.120/- + actual postage if any Rs.120/- + actual postage if any Pay Order Charges a) Issuance of Pay Order Rs.75/- Rs.75/- b) Cancellation Charges (per cancellation) Rs.47/- Rs.47/- Issuance of Duplicate Pay Order Rs.75/- Rs.75/- At par cheques of HDFC Bank Upto Rs.20 Above Rs.20 Rs.5/- per Rs.1,000/-, Min. Rs.80/- Max. Rs.1250/- Min Rs.1,250/- thereafter Rs.5/- per Rs.1000/- Max Rs.2,500/- Rs.5/- per Rs.1,000/-, Min. Rs.80/- Max. Rs.1250/- Min Rs.1,250/- thereafter Rs.5/- per Rs.1000/- Max Rs.2,500/- RTGS/NEFT Charges RTGS Payment to other Bank account NEFT Payment to other Bank account Break open of locker Delay in payment of Locker Rent "Rs.2 to "Rs.2 to Rs.25/- Rs.5 " Rs.5 " Rs.25/- Above Rs.5 Rs.55/- Above Rs.5 Rs.55/- Amounts Up to Rs.10000/- Rs.2.50 Amounts Up to Rs.10000/- Rs.2.50 Amounts from Rs.10001/- Amounts from Rs.10001/- to Rs.5.00 to 1 lakh 1 lakh Rs.5.00 Amounts above Amounts above Rs.15/- Rs.1 lakh to Rs.2 Rs.1 lakh to Rs.2 Rs.15/- Above Rs.2 Rs.25/- Above Rs.2 Rs.25/- Rs.1000/- + Actual charges of the vendor 18 % p.a for number of days delay after due date.

TRANSACTION TYPE SAVINGS CURRENT / OD / CC FOREX SERVICES Issue of foreign currency Demand Draft Rs.1,500/- Rs.1,500/- Cancellation of foreign currency Demand Draft Rs.300/- Rs.300/- Overseas Cheque Collection Overseas Outward TT Remittance Overseas (Miscellaneous Remittances A2) Inward TT Remittances Upto US$1000 Rs.500/- Upto US$1000 Rs.500/- US$1001-$5000 Rs.1000/- US$1001-$5000 Rs.1000/- US$5001-$25000 Comm@0.50% US$5001-$25000 Comm@0.50% US$25001 & above Upto Rs.8 Abv. Rs.8 Comm.@0.50%. Rs.1,500/- Comm @ 0.15% + Swift US$25001 & above Upto Rs.8 Abv. Rs.8 Foreign Currency Rs.600/- Rs.600/- Issue of FIRCs Rs.200/- Rs.200/- Comm.@0.50%. Rs.1,500/- Reissue of FIRCs Rs.300/- Rs.300/- Foreign Currency Notes Issue Prevailing Market Rate Prevailing Market Rate Encashment Prevailing Market Rate Prevailing Market Rate Travelers Cheques Issue Prevailing Market Rate Prevailing Market Rate Encashment Prevailing Market Rate Prevailing Market Rate Travel Cards Issue Prevailing Market Rate Prevailing Market Rate Encashment Prevailing Market Rate Prevailing Market Rate TRADE SERVICES Exports Export collections/ Regularisation N.A. Upto Rs.12 Abv. Rs.12 upto Rs.18 Abv. Rs.18 Comm @ 0.15%+ Swift Comm.Rs.1100/- +courier chrg. Comm.Rs.1300/- +courier chrg. Comm.@ 0.063% + courier chrg. Upto Rs.12 Comm.Rs.1100/- + courier chrg. Export Bill Negotiation under DC N.A. Abv. Rs.12 upto Rs.18 Comm.Rs.1300/- +courier chrg. Abv. Rs.18 Comm.@ 0.063% + courier chrg.

TRANSACTION TYPE SAVINGS CURRENT / OD / CC Bills under L/C scrutiny commission N.A. Min. Rs.500/-, Max. Rs.1300/- Documentary Credit Export Advising N.A. Rs.1,500/- Documentary Credit Export Amendment Advising N.A. Rs.1,000/- GR waivers N.A. Rs.2,000/- Imports % per Qtr. 1 st Qtr. % 2nd Qtr. % Documentary Credit issuance (Minimum Rs.2000/-) N.A. Sight 0.300 0.450 Upto 90 days 0.450 0.600 Upto 120 days 0.525 0.675 Documentary Credit issuance Swift N.A Rs.1000/- Import DC Bills Retirement Import Bills on Collection Documentary Credit Amendment Charges N.A N.A Comm. @ 0.15 % or Min. Rs.2,000/- + Swift + Handling Charges Upto Rs.10 lakh Abv. Rs.10 lakh a) General Amendment N.A Rs.1000/- + Swift b) Amendment of value or period extension N.A Charges as per issuance table + Swift Comm. Rs.2,000/- + Swift Comm. @ 0.125% + Swift Direct Import Payment N.A Upto Rs.10 Abv. Rs.10 Comm. Rs.1,200/- + Swift Comm. @ 0.125% + Swift Advance Remittance N.A Upto Rs.10 Abv. Rs.10 Comm. Rs.1200/- + Swift Comm. @ 0.125% + Swift. Forward Contract-Exports / Imports Forward Booking Charges N.A Rs.2,000/- Cancellation of Forward Booking Charges N.A Rs.750/- Note 1) All the charges mentioned in INR are exclusive of G.S.T, applicable as per the prevailing rates. 2) All Foreign Currency transactions will be charged G.S.T on Foreign Exchange Conversion per transaction as per the Tax slabs given below. Foreign Exchange Service Tax Slabs Transaction Slabs Service Tax Value Slab 1 Upto Rs.1 lakh Rs.45/- or 0.18%, whichever is higher Slab 2 Slab 3 From Rs.1 lakh to 10 Above Rs.10 Rs.180/- + 0.090% on the amount between Rs.1 lakh to 10 Rs.990/- + 0.018% on the amount over Rs.10 subject to a maximum of Rs.9,000/- 3) The forex and trade charges are calculated taking into account the correspondent bank charges being charged presently for the facilities availed.

TRANSACTION TYPE ELITE SAVINGS ELITE CURRENT Average Quarterly Balance Rs.10,000/- Rs.50,000/- Shortfall Amount Charges (Rs) Non - maintenance of Average Quarterly 1-2500 85 Balance 2501-5000 160 Rs.480/- per qtr 5001-7500 235 7501-10000 310 Debit Card Fee Cash Withdrawals / Balance Inquiry In India on any ATMs UNLIMITED TRANSACTIONS UNLIMITED TRANSACTIONS NEFT / RTGS Pay Order/At par cheques of HDFC Bank up to 5 per month, thereafter as per actuals. Cancellation of Pay Order/At par cheques of HDFC Bank Net Banking Insufficient Opening Balance Zero Zero Return Cheque Charges up to 10 per month, thereafter as per actuals. Upto Rs.50,000/- Rs.220/- Upto Rs.50,000/- Rs.275/- Above Rs.50,000/- Rs.220/- + Int @ Above Rs.50,000/- Rs.275/- + Int @ Stop Payment Charges NIL NIL Folio Charges NA NIL O/W Return NIL NIL 18% p.a. 18% p.a. ECS Return Rs.220/- Rs.275/- Cheque Book 4 per year* 6 per year* Rs.75/- per cheque book thereafter. Rs.140/- per cheque book thereafter. SMS Alerts Preferential processing charges on Preferential processing charges on Car Car loan & Home loan subject to loan & Home loan subject to maintenance of AQB for preceding 2 maintenance of AQB for preceding 2 quarters. quarters. 1. 50% discount on processing charges 1. 50% discount on processing charges Additional Features for Car loans. 2. 50% discount on processing charges for Car loans. 2. 50% discount on processing charges for Home loans. for Home loans. 0.25% discount on interest in Gold Loan. Demat A/c 0.25% discount on interest in Gold Loan. Note :- All the other features in the above product category will be same as regular savings and current account product. * If AQB is not maintained for 2 continuous quarters, account will be converted into a regular Savings/Current account * In case of Elite Savings Account a cheque book will contain 25 leaves & 50 leaves in case of Elite Current Account All features of Elite Savings and Elite Current will be available subject to maintenance of AQB

ATM / Debit Cards EMV REGULAR EMV ELITE EMV YIB RUPAY CLASSIC RUPAY PLATINIUM ANNUAL FEES Rs.155/- Rs.205/- Rs.155/- Rs.205/- ADDITIONAL CARD FEE Rs.155/- Rs.205/- Rs.155/- Rs.205/- NICB ATM CASH WITHDRAWAL /BALANCE ENQUIRIES (INDIA) 5 PER MONTH 5 PER MONTH 5 PER MONTH 5 PER MONTH 5 PER MONTH OTHER BANKS VISA ATMs CASH WITHDRAWAL AND OR BALANCE ENQUIRY (INDIA) - SAVING ACCOUNT(METRO) OTHER BANKS VISA ATMs CASH WITHDRAWAL AND OR BALANCE ENQUIRY (INDIA) - SAVING ACCOUNT(NON METRO) OTHER BANKS VISA ATMs CASH WITHDRAWAL AND OR BALANCE ENQUIRY (INDIA) - CURRENT ACCOUNT ATM CASH WITHDRAWAL (OUTSIDE INDIA) CURRENCY CONVERSATION CHARGES FOR POS / ECOM TRANSACTIONS ABROAD ATM BALANCE ENQUIRY (OUTSIDE INDIA) CARD REPLACEMENT FEE (WITHIN INDIA) 3 PER MONTH 5 PER MONTH Per Transaction 3 PER MONTH 5 PER MONTH Per Transaction 3 PER MONTH 5 PER MONTH NA 3 PER MONTH 5 PER MONTH Per Transaction 3 PER MONTH 5 PER MONTH Per Transaction Rs.255/- Rs.255/- Rs.255/- Rs.255/- Rs.255/- 3.5% of trxn Value 3.5% of trxn Value 3.5% of trxn Value 3.5% of trxn Value 3.5% of trxn Value Rs.50/- Rs.50/- Rs.50/- Rs.50/- Rs.50/- Rs.155/- Rs.205/- Rs.155/- Rs.205/- Rs.155/- PIN REPLACEMENT Rs.75/- Rs.80/- Rs.75/- Rs.75/- Rs.80/-

SALES SLIP RETRIEVAL / CHARGE BACK PROCESSING FEE CASH WITHDRAWAL LIMIT (PER DAY) NUMBER OF TRANSACTIONS (PER DAY) - CASH WITHDRAWAL PURCHASE TRANSACTION LIMIT (PER DAY) NUMBER OF TRANSACTIONS (PER DAY) - POS ONLINE TRANSACTIONS (PER DAY) - ECOM NUMBER OF TRANSACTIONS (PER DAY) - ECOM DECLINE CHARGES FOR INSUFFICIENT BALANCE Rs.275/- Rs.275/- Rs.275/- Rs.275/- Rs.275/- Rs.25,000/- Rs.50,000/- Rs.10,000/- Rs.25,000/- Rs.50,000/- 10 10 5 10 10 Rs.2,00,000/- Rs.5,00,000/- Rs.10,000/- Rs.2,00,000/- Rs.5,00,000/- 20 20 10 20 20 Rs.2,00,000/- Rs.3,00,000/- Rs.10,000/- Rs.2,00,000/- Rs.3,00,000/- 10 10 10 10 10 Rs.20/- Rs.20/- Rs.20/- Rs.20/- Rs.20/- MANUAL CASH TRANSACTIONS Actual charges as per VISA Actual charges as per VISA Actual charges as per VISA Actual charges as per RuPay Actual charges as per RuPay Note :- All the other features in the above product category will be same as regular savings and current account product. * If AQB is not maintained for 2 continuous quarters, account will be converted into a regular Savings/Current account * In case of Elite Savings Account a cheque book will contain 25 leaves & 50 leaves in case of Elite Current Account * All features of Elite Savings and Elite Current will be available subject to maintenance of AQB

TRANSACTION TYPE SERVICE CHARGES Diamond Savings Account Suvidha Current Account AVERAGE QUARTERLY BALANCE Rs.2500/- NA Account Maintenance Fee ( applicable in case of non-maintenance of AVERAGE QUARTERLY BALANCE) Shortfall Amount 1-625 626-1250 1251-1875 1876-2500 Charges (Rs) 70 130 190 250 Account closed within 1 (One) Year Rs.190/- Rs.445/- Cheque Books 2 cheque books of 25 leaves free in a year Rs.80/- thereafter NA 1 cheque book of 50 leaves free in a year Rs.160/- thereafter Certificate of Cheque Issuance Rs.75/- Rs.75/- Account Statements Monthly Statements N.A Duplicate Statements * Less than 12 months Rs.95/- (per statement) Rs.110/- (per statement) * 12 months and above Rs.160/- (per statement) Rs.170/- (per statement) Duplicate Passbook Rs.115/- N.A Duplicate TD Receipt Rs.140/- Rs.150/- Duplicate TDS Certificates Rs.77/- Rs.90/- Duplicate Interest Certificates Rs.77/- Rs.90/- Pending Cheque book Requested but not collected within 3 months of request Rs.40/- per cheque book Rs.50/- per cheque book Folio Charges Standing Instructions Setting up (per instruction) Amendments (per amendment) Rs.77/- Rs.77/- Photocopies of paid cheque * Less than 1 year old Rs.140/- Rs.140/- * 1 year and above Rs.220/- Rs.220/- N.A Rs.81/- per 45 lines per half year Max. Rs. 2365/- Stop payment charges (at branch) Rs.140/- per instruction Rs.140/- per instruction Signature verification on non-nicb documents Rs.77/- per document Conversion from Joint Account to Sole Account OR Sole Account to Joint Account /change in operating instructions other than co-operative housing societies Rs.140/- Rs.140/- per document Rs.140/-

TRANSACTION TYPE Diamond Savings Account Suvidha Current Account Charges on Outward Clearing Cheque deposited in local clearing & returned unpaid Rs.125/- Rs.125/- Charges on Inward Clearing Cheques drawn on us and returned for technical reason NIL Insufficient Opening Balance Rs.130/- Rs.130/- Cheque returned unpaid due to want of sufficient funds ECS returned unpaid due to want of sufficient funds Outstation Cheques for Collection Domestic Outstation Cheques deposited for collection & returned unpaid Pay Order Charges NIL Upto Rs.50,000/- Rs.240/- Upto Rs.50,000/- Rs.455/- Above Rs.50,000/- Rs.240/- Upto Rs.5000/- Rs.5001/- Upto Rs.10000/- Rs.240/- + Int @ 18 % p.a Rs.25/- Rs.50/- Above Rs.50,000/- Rs.455/- Upto Rs.10000/- Rs.455/-+ Int @ 18 % p.a Rs.65/- Rs.10001/- Upto Rs.1 lakh Rs.100/- Rs.10001/- Upto Rs.1 lakh Rs.120/- Above Rs.1 lakh Rs.175/- Above Rs.1 lakh Rs.175/- Rs.120/- + actual postage if any a) Issuance of Pay Order Rs.75/- Rs.95/- Rs.120/- + actual postage if any b) Cancellation Charges (per cancellation) Rs.47/- Rs.60/- c) Issuance of Duplicate Pay Order Rs.75/- Rs.95/- At par cheques of HDFC Bank Upto Rs.20 Upto Rs.20 RTGS/NEFT Charges RTGS Payment to other Bank account NEFT Payment to other Bank account Rs.5/- per Rs.1,000/-, Min. Rs.70/- Max. Rs.1200/- Min Rs.1,200/- thereafter Rs.5/- per Rs.1000/- Max Rs.2,400/- Rs.2 to Rs.5 Above Rs.5 Amounts Up to Rs.10000/- Amounts from Rs.10001/- to 1 lakh Amounts above Rs.1 lakh to Rs.2 NIL NIL Rs.5/- per Rs.1,000/-, Min. Rs.70/- Max. Rs.1,200/- Min Rs.1,200/- thereafter Rs.5/- per Rs.1000/- Max Rs.2,400/- Rs.25/- Rs.55/- Amounts Up to Rs.10000/- Amounts from Rs.10001/- to 1 lakh Amounts above Rs.1 lakh to Rs.2 Rs.2.50/- Rs.5.00/- Rs.15/- Above Rs.2 Above Rs.2 Rs.25/- VISA Card Annual Fee (p.a) NIL Rs.200/-

YIB SERVICE CHARGES WITH EFFECT FROM 15-06-2018 Sr No. Particulars Offers 1 Average Quarterly Balance Rs.2,500/- (AQB) 2 Non-Maintenance of NIL Average Quarterly Balance (AQB) 3 Cheque Book 1 Cheque Book free for a year. Rs.70/-per Cheque book thereafter. 4 Inward/Outward Return Rs.135/- Cheque Charges 5 ECS Return Rs.135/- 6 At par cheques of HDFC As per actuals Bank 7 Pay Order Free 8 Duplicate DD/PO As per actuals 9 Insufficient Opening Zero Balance 10 Cash Back 1) 0.5% will be credited to YIB A/c on ECOM / POS transaction done on parents/guardian primary card for the account number mentioned on application form provided AQB is maintained.

Locker Rent Charges with effect from 15-06-2018 MUMBAI / THANE LOCKER RENT A 1440 B 1655 C 2310 D 2570 E 3030 F 3750 G 4655 H 6070 H1 3750 L 9400 OA 1440 Z 7160 BIBWEWADI/WAKAD PC 1160 PD 1415 PF 1670 VARACHHA ROAD D 2270 F 4580 L 6840 NERUL B 1390 D 2015 Note: All the charges mentioned in INR are exclusive of G.S.T. applicable as per the prevailing rates

SERVICE CHARGES FOR RETAIL LOANS WITH EFFECT FROM 15-06-2018 Particulars Revised Charges 1 Charge for unsuccessful execution of SI / ECS/ Bouncing of cheque for payment Rs.650/- 2 Duplicate statements Rs.140/- 3 Pre-payment charges (in case of takeover loans) 4 Loan Notice Charges 1 st Notice Rs.220/- 2 nd Notice Rs.650/- Legal Notice 5 Visits to defaulters 6 Recovery Charges While sending file to recovery cell while filing case 7 Stock/Security inspection 8 Solvency Certificate 2% of outstanding balance as on date of prepayment ( plus G.S.T ) Rs.1010/- minimum or as per fees payable to banks advocate Actual Postage charges to be recovered Actual conveyance + Rs.1010/- if within Mumbai ( i.e upto Thane and Dahisar ) beyond Mumbai actual conveyance + Rs.2,000/- Rs.1,530/- / Rs.2,550/- Actual conveyance + Rs.1010/- if within Mumbai ( i.e upto Thane and Dahisar ) beyond Mumbai actual conveyance + Rs.2,000/- 0.10% of amount minimum Rs.520/-and maximum Rs.28,000/- for the purpose of education Rs.520/-max. Additional Rs.40/- per copy

SERVICE CHARGES FOR BUSINESS LOANS WITH EFFECT FROM 15-06-2018 NON FUND BASED LIMITS 1 Inland Documentary Credit Inland Documentary Credit Issuance (Minimum Rs 2000.00) % per Qtr. 1 st Qtr. % 2 nd Qtr. % Documentary Credit issuance Swift Sight 0.40 0.60 Up to 90 days 0.60 0.80 Beyond 90 days 0.20% per every additional month 0.60+ 0.80+ Rs.1000.00 Documentary Credit Bills Retirement Rs.2000.00 flat per bill or per L/C if only 1 Bill Documentary Credit Handling Charges Rs.1000.00 per document / Bill Documentary Credit Amendment Charges a General Amendment Rs.1000.00 per amendment b Amendment of value or period extension Charges as per issuance table + SWIFT Documentary Credit Advising Charges Rs.1000.00 Documentary Credit Amendment Advising Charges Documentary Credit Collection / Negotiation Charges 2 Bank Guarantees Rs.500.00 Rs.1000.00 per Bill inclusive of Courier/Postage Charges a Bank Guarantees issued by NICB Fully Secured by Term Deposit of NICB Partly Secured by Term Deposit of NICB 1%p.a 3%p.a b Bank Guarantees issued by Other Banks Fully Secured by Term Deposit of NICB Partly Secured by Term Deposit of NICB 2%p.a (Inclusive of Notional Cost) + Actual charges of Nationalized/Pvt. Banks 4.50%p.a (Inclusive of Notional Cost) + Actual charges of Nationalized/Pvt. Banks Note: All the charges mentioned in INR are exclusive of G.S.T. applicable as per the prevailing rates.