Nordea Price List for banks January 2018 Nordea terms and conditions Nordea Danmark, Filial af Nordea Bank Abp,, Nordea Bank Abp Nordea Bank Abp, filial i Norge, DKK covers the ISO code, the country as well as the legal unit of Nordea Danmark, filial af Nordea Bank Abp,. EUR covers the ISO code, the country as well as the legal unit of Nordea Bank Abp. NOK covers the ISO code, the country as well as the legal unit of Nordea Bank Abp, filial i Norge. SEK covers the ISO code, the country as well as the legal unit of. This document supersedes all previous editions. Nordea is a member of all relevant domestic clearing systems in the Nordic countries and TARGET, EBA Euro1, EBA STEP1 and STEP2 as well as CLS. Charging of item fees will generally take place monthly unless otherwise stated or agreed. The charges will normally be debited in the local currency. Table of contents Account services... 2 Payments... 3 Bank-to-bank payments... 3 Customer payments... 4 Sub-custody... 7 Securities lending... 7 Markets... 7 Notes and coins... 7 Trade Finance... 8 Nordea contact information... 9
Account services Nordea is a provider of clearing services in the Nordic region. Interest conditions Credit interest Debit interest Account maintenance fee per month As agreed As agreed As agreed Reporting MT 950/MT 940 Free of charge Interest statement Free of charge Additional statement 100 10 100 100 Copy of statement ad hoc per item 250 25 250 250 Fax statement per item 250 25 250 250 MT 900/910 per item 10 1.50 10 10 MT 210 Subject to agreement Quality report/additional request 750 100 750 900 Older than 6 months, minimum per demand 1,500 200 1,600 1,800 Audit report Confirmation of balances 250 30 250 300 Complete report for audit purposes 1,000 135 1,200 1,200 Web access Please contact your relationship manager. Use of funds Please contact your relationship manager. Please contact your relationship manager for special requests such as additional copy of statements, statements by fax and other matters. Should you consider concentrating your business to Nordea in more than one of the Nordic markets and currencies, please contact your relationship manager to receive information about our favourable pan-nordic terms. CLS nostro agent services Nordea offers CLS Nostro agent services in DKK, NOK and SEK and also a pan-scandinavian offering. Please contact your relationship manager for details. CLS third party services Nordea also offers CLS Third Party Services in the Nordic market. Please contact your relationship manager for details. Loro Account Management For and : For Phone +45 5547 4730 Phone +358 9 53007220 E-mail loroaccounts@nordea.com E-mail loroaccounts@nordea.com For Norway: Phone +47 24 01 2001 E-mail investigations.no@nordea.com 2
Payments Bank-to-bank payments Cut-off times Payments in DKK 13.30 (CET) Book transfers in EUR 17.00 (CET) 17.00 (CET) Book transfers in DKK and EUR 17.00 (CET) Norway Payments in NOK Book transfers in NOK Payments in SEK Book transfers in SEK and EUR 15.15 (CET) 15.15 (CET) 17.00 (CET) For other currencies, please contact Loro Account Management for details. Payments received after cut-off will be handled on a best effort basis. Charges Debits STP (straight-through processing) 30 4 30 30 Debits non-stp 50 6 50 50 Cancellations Not yet executed 400 50 400 450 Executed (effected on a best effort basis) 750 100 750 900 Note: Additional charges from other banks may apply. For EUR, compensation rates are paid according to EBF (European Banking Federation) guidelines. Back-valuations (three months or less) Administrative fee, in house Nordea 750 100 750 500 Administrative fee, where other banks are involved, minimum 750 100 750 1,500 Compensation rate Day-to-day EONIA NIBOR REPO rate + 1 % + 0.25 % +1% + 0,25 % Amendment of future value date Administrative fee, in house Nordea 750 100 750 500 Administrative fee, where other banks are involved, minimum 750 100 750 1,500 Compensation interest will not be applicable for amendment of future value dates. 3
Investigations 1 month or less 400 50 400 450 1-6 months 750 100 750 900 Other 1,500 200 1,600 1,800 Note: Additional charges from other banks may apply. Compensation interest will not be applicable for amendment of future value dates. Customer payments Cut-off times Payments in DKK 13.30 (CET) Payments in USD Payments in USD Payments in GBP Payments in GBP Norway Payments in NOK Payments in SEK Payments in USD Payments in USD Payments in GBP 15:30 (CET) Payments in GBP 15:30 (CET) For other currencies, please contact Loro Account Management for details. Funds available To our customers DK FI NO SE Without conversion D D D With conversion between in EEA currencies D D D D + 1** D D + 1* D With conversion between in non-eea currencies D + 1 D + 1 D + 1 D +1 *Until PSD2 enters in force in (preliminary May 2018), payments in non-eea currencies are available on D+1. After implementation funds will be available on D. ** Until PSD2 enters in force in Norway, payments with conversion involving EUR are available on D. All other payments with conversion are available on D+1. 3rd party payments D D D D 3rd party payments in other currencies than the receiving countries currency and EUR are only accepted if there is an account relationship in the instructed currency in place. 4
Charges to the sending bank 3 rd party payment with charge option BEN/SHA 20 3 20 20 Payments with charge option OUR 60 10 100* 60** * Payments below NOK 2,000 or equivalent are only charged NOK 50. ** In addition to the above charges Repair fees In favour of both our own customers and 3rd party in addition to the above charges 60 10 60 60 3rd party payments in other currencies than the receiving countries currency and EUR are only accepted if there is an account relationship in the instructed currency in place. 3rd party payments with charge option BEN or SHA in favour of a Nordea unit in a country different from the receiving country will be settled with same day value and free of charge. 5
Cancellations Not yet executed 400 50 400 450 Executed (effected on a best effort basis) 750 100 750 900 Note: Additional charges from other banks may apply. For EUR, compensation rates are paid according to EBF (European Banking Federation) Guidelines. Back-valuations (three months or less) Administrative fee, in house Nordea 750 100 750 500 Administrative fee, where other banks are involved, minimum 750 100 750 1,500 Compensation rate Day-to-day EONIA NIBOR REPO rate + 1 % + 0.25 % +1% + 0.25 % Amendment of future value date Administrative fee, in house Nordea 750 100 750 500 Administrative fee, where other banks are involved, minimum 750 100 750 1,500 Compensation interest will not be applicable for amendment of future value dates. Investigations 1 month or less 400 50 400 450 1-6 months 750 100 750 900 Other 1,500 200 1,600 1,800 Reporting Accumulated monthly charging Ad hoc quality reports Subject to agreement Note: Additional charges from other banks may apply. CM Operations, CM Operations, Norway Phone +48 42 232 0316 Phone +47 24 01 2001 CM Operations, CM Operations, Phone +358 102 765868 Phone +46 10 156 1860 6
Sub-custody Nordea provides sub-custody services in the Nordic region for financial institutions. Nordea Danmark, Filial af Nordea Bank Abp, Investor Solutions & Services, Client Relations P.O. Box 850 DK-0900 Copenhagen C Fax +45 33 33 10 31 Nordea Bank Abp, filial i Norge Investor Solutions & Services, Client Relations P.O.Box 1166, Sentrum NO-0107 Oslo Norway Fax +47 22 36 97 04 Nordea Bank Abp Investor Solutions & Services, Client Relations Aleksis Kiven katu 3-5, VC210 FIN-00020 NORDEA Fax +358 9 753 0712 Investor Solutions & Services, Client Relations Mäster Samuelsgatan 21 SE-111 44 Stockholm Fax +46 8 791 76 45 Markets Markets serves both Nordic and major international corporate and institutional customers. Some 700 individuals with a wide range of skills and functions assist in covering these customers different financial needs. Please see: www.nordea.com/e-markets Notes and coins Notes and coins deposited. Sale and remittance of notes and coins abroad Nordea Danmark, Filial af Nordea Bank Abp, Cash Products P.O. Box 850 DK-0900 Copenhagen C Phone +45 33 33 42 02 Fax +45 33 33 60 45 Nordea Bank Abp 2713 Cash Products and Services FI-00020 NORDEA Phone +358 9 165 87621 Fax +358 9 165 87630 For Nordea in Norway and : Notes and coins are handled by an external vendor. Securities lending Equities Finance Smålandsgatan 15 SE-105 71 Stockholm Phone +46 8 614 9868 Fax +46 8 614 7380 7
Trade Finance The ISO codes cover the applicable Nordic country and currency for applicable commissions. Collections The policy of Nordea is to handle only collection items governed by the latest revision of ICC Uniform Rules for Collections. Collection commission 0.25% 0.30% 0.40% 0.25% Minimum 500 105 1,000 1,300 Maximum 3,000 850 3,000 3,500 Amendments 250 50 500 600 Documentary credits (DCs) The policy of Nordea is to handle only DC items governed by the latest revision of ICC Uniform Customs and Practice for Documentary Credits. Advising commission 700 105 1,500 1,500 Confirmation commission 1) Depending on the bank/country risk Minimum 900 120 1,000 1,200 Acceptance or deferred payment 2) Depending on the bank/country risk Minimum 700 120 1,000 1,200 Documentary commission 0.175 % 0.25% 0.275% 0.30% Minimum 800 150 1,000 1,500 Amendments 700 105 800 1,200 Transfer commission 0.50% 0.35% 0.40% 0.50% Minimum 2,000 550 5,000 5,000 Processing of reimbursement claims 600 150 1,000 1,500 Financing/discounting Cost of funds + margin Margin subject to agreement Handling fee (charged for every handling/payment/instalment Subject to agreement 110 1,000 1,500 1) Calculated as per actual/360 days. To be paid together with principal 2) Calculated as per actual/360 days. Paid as per instruction in respective case Guarantees, also in the form of SBLC Guarantee commission Subject to agreement minimum for a period of 6 months or fraction thereof 800 120 1,500 1,100 Transmitting/advising a guarantee without our responsibility 700 250 1,500 1,200 Issuance/commission (Standard/Non-Standard) 700 130/180 2,500/4,000 1,500/3,000 Amendments/ Cancellation 700 130/180 1,500 1,200 Commission for handling claims 1,000 200 3,500 1,500 Confirmation commission of SBLC Subject to agreement Minimum 800 120 1,500 1,100 In addition to the above commissions listed for all Trade Finance products; charge for SWIFT messages minimum EUR 35. Postage, courier, express courier, special handling etc will be subject to a separate charge. Charges for additional special measures, inquiries and advices minimum 80 EUR. A breakage fee for ending agreements prematurely may apply. Commission and charges may be charged in local currency or equivalent in EUR or USD. 8
Nordea contact information Nordea Danmark, Filial af Nordea Bank Abp, Trade Finance Strandgade 3, P.O. Box 850 DK-0900 Copenhagen C Phone: +45 33 33 33 33 Swift: NDEA DK KK Email: tradefinance.dk@nordea.com Nordea Bank Abp, filial i Norge Trade Finance P.O.Box 1166 Sentrum N-0107 Oslo Norway Phone: +47 46 93 16 15 Swift: NDEA NO KK Email: tfdocuments.norway@nordea.com tfguarantee.no@nordea.com Trade Finance Mäster Samuelsgatan 17 S-105 71 Stockholm Phone: +46 101 561290 Swift: NDEA SE SS Email: tradefinance.stockholm@nordea.com Nordea Bank Abp Trade Finance Alexis Kiven Katu 3-5 6b, VC683 FIN-00020 NORDEA Phone: +358 9 1651 / Trade Finance Swift: NDEA FI HH Email: tradefinance.helsinki@nordea.com Kilsgatan 4 SE-405 09 Göteborg Phone: +46 101 569488 Swift: NDEA SE GG Email: tradefinance.goteborg@nordea.com www.nordea.com/tradefinance The following provisions shall apply with respect to the services provided by Nordea Danmark, filial af Nordea Bank Abp,, Nordea Bank Abp, Nordea Bank Abp, filial i Norge and (each and jointly Nordea ) and the execution of instructions received by Nordea. All accounts and transactions are subject to the laws of the country where the service provider bank is situated i.e.,, Norway or and any given general terms and conditions for payments. Nordea shall not be held responsible for any loss or damage resulting from legal enactment, intervention of a public authority, act of war, strike, lockout, boycott, blockade or any other similar circumstance. The reservation in respect of strikes, lockouts, boycotts and blockades thus applies even if Nordea takes such measures or is the subject of such measures. Nordea shall never be responsible for indirect or consequential loss or damage of any kind. Any other loss or damage that may result from any other cause shall not be indemnified by Nordea if the bank has acted with customary caution. 9