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Corporate Partners Programme Important Notes and Terms and Conditions You need to read this document. It sets out specific terms and conditions on which we agree to provide you with any of the products and services under Corporate Partners Programme. You must read it in conjunction with our Client Terms, and the applicable documents referred to in Part A of Client Terms (including the Current/Cheque/Savings Account and Time Deposit Account Terms, and where applicable, the Integrated Deposits Account Terms; and if you are applying for Basic Services of Corporate Partners Programme, also Credit Card Terms, product brochure, Important Notes and promotional terms (if applicable)) and any other documents forming our banking agreement. The banking agreement is available to you at any of our branches or our website at http://www.sc.com/hk. If there is any inconsistency between the approval and any other part of our banking agreement, then the terms in the approval prevail. These terms do not apply to any existing product(s) or service(s) you have with us to the extent that they are subject to separate terms and conditions. Meaning of words Other than the defined terms here or under the product brochure or promotional terms (if applicable), you also need to refer to the other documents that form our banking agreement which define key words used in this document. For instance, please note: You means the person named as the applicant in the application. If there is more than one, you means each person separately as well as every 2 or more of them jointly. We (without limiting the meaning defined in Client Terms) or Bank means Standard Chartered Bank (Hong Kong) Limited for this application. Important Notes 1. Corporate Partners Programme ( Corporate Partners Programme ) includes the following basic product and service ( Basic Services ): i. Priority Banking/Premium programme ( Premium )/Easy Banking ( Designated Banking Plan ); and ii. a HKD statement savings account or an Integrated Deposits Account or Bonus Payroll Account ( BP Account ). BP Account is either a HKD statement savings account or HKD savings account with an Integrated Deposits Account with auto-payroll service; and iii. Standard Chartered Credit Card. 2. To set up auto-payroll services for the BP Account, you will need to get authorization from your employer for crediting the BP Account automatically with your salary through the automatic payment arrangements as we specify. Once the auto-payroll services have been successfully set up, we will act in accordance with such authorization. Electronic payroll payment does not include overseas TT, local CHATS, Cheque or Cash. 3. Annualised Percentage Rate ( APR ) of Standard Chartered Credit Card for retail purchase ranges form 31.73% to 33.41%; annual fee ranges from HKD1,800 to HKD2,400. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. 4. If you apply for more than one credit cards in the application form and the Bank rejects any one of the applications made, the Bank reserves the right to cease processing the remaining applications without further notice. 5. The approval of credit card(s) is subject to the final decision of the Bank. 6. The Bank will obtain a credit report on you and any of its sureties, on more than one occasion (if the Bank considers necessary), from a credit reference agency when considering any application for credit. In the event you or any of its sureties wishes to access the credit report, upon request, the Bank will advise the contact details of the relevant credit reference agency. 7. We reserve the right to determine the criteria and requirements applicable to each of the respective products and services under Corporate Partners Programme (including but not limited to the Banking Plans and credit cards), or to decline your application in its entirety or of each such products and services meaning without giving you any reason for doing so. We also reserve the right to treat your credit card application for a certain card type(s) as application for another card type(s) and grant you the relevant type(s) of credit card as the Bank sees fit. 8. Each of the banking products or services set out in the terms and conditions is subject to the relevant eligibility, application process and product terms and conditions. For further details, please refer to branch staff for assistance. 9. Without limiting the above, our Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance and the Code of Practice on Consumer Credit Data ( Notice, which is available to you at any of our branches and/or on our website at http://www.sc.com/hk) also forms part of the banking agreement. You agree that all information provided by you in connection with this application (including personal information) may be used and disclosed to such persons (whether in or outside Hong Kong) and for such purposes as set out in the Notice. 10. We reserve the right to amend the important notes, terms and conditions or any other contents here at any time without prior notice. Any benefit, promotional offer or welcome gift for successful application is subject to availability and we may change such offer at our discretion from time to time without notice to you. In case of any disputes, our decision shall be final and conclusive. 11. If there is any inconsistency or conflict between the English and the Chinese versions, the English version shall prevail. Promotional Terms and Conditions for Corporate Partners Programme A. General Terms and Conditions: 1. The promotion period is between 1 July 2018 and 31 December 2018, both dates inclusive, ( Promotion Period ). 2. The Corporate Partners Programme comprises the following promotional offers, which are subject to respective terms and conditions below: i. Promotional Saving Interest Rate Offer for New-to-Bank Clients; ii. Fee Waiver Offer; iii. Credit Card Welcome Offer; iv. Salary Package Offers for BP Account (which consists of (a) Preferential Savings Interest Rate Offer; (b) BP Account Welcome Offer; (c) Banking Plan Offer; (d) Autopay Bill Payment Services Set Up Welcome Offer;

3. To be eligible for Corporate Partners Programme, clients must fulfil the following requirements ( Selected Client ) i. Being an employee of a selected company for the Corporate Partners Programme; and ii. Successfully sign up for the respective Basic Services (as defined in the Important Note) as the primary account holder during Promotion Period at designated promotion booth run by the Bank 4. If the HKD statement savings account or Integrated Deposits Account or BP Account is suspended or terminated or if the Selected Client ceases to use the BP Account for auto-payroll services, from the effective date of such suspension, termination or cessation (or any other date which we may specify at our sole and absolute discretion), the Selected Client will no longer be entitled to any of the relevant offers of Corporate Partners Programme and the HKD statement savings account or Integrated Deposits Account or BP Account will be converted into an ordinary Hong Kong Dollar savings account. 5. Employees of the Bank are not entitled to the Corporate Partners Programme. 6. Selected Client s subscription for respective banking products and services as mentioned under each offer must remain valid at the time when the corresponding offer is rewarded or delivered to the client. Otherwise, the reward will be forfeited absolutely and will not be provided to the client through any other means. 7. In the event that the Selected Client is also entitled to other prevailing promotional offer(s) or deposit privilege(s), we reserve the right to provide only one or some of the offer(s) and/or privilege(s) at our discretion. 8. The Bank reserves the right to determine the calculation methods applied under the offers (including in ascertaining the amount of any applicable balance requirement) and verify the client s transaction records in considering the client s eligibility for the offers. In case of any disputes, the Bank s decision shall be final and binding. The deposit and/or balance maintenance requirement mentioned in these terms and conditions are part of a promotion offer for gift, cash rebate or fee waiver. They are not mandatory requirements which must be met before any client may apply and be granted any banking products or services. Any one of our product or service may be applied and granted independently. 9. The Bank reserves the right to vary, extend and/or terminate any of the following offer(s) and to amend any of the terms and conditions below from time to time. In case of disputes, the decision of the Bank shall be final and binding. 10. Selected Client acknowledges that the Miles earned under the Corporate Partners Programme Offers shall be credited to his/her membership account by Limited. The Bank will use its best endeavour to provide the necessary information to Limited to facilitate this purpose; however, the Bank makes no warranty that the earned will be accurately credited to the membership account by Limited and accepts no liability for failure or delay in the crediting of to the Selected Client s membership account for any reason beyond the Bank s control. The Bank accepts no liability relating to the, including but not limited to the expiry date, usage and redemption. For enquiries relating to crediting of the Miles and the relevant terms and conditions, please contact Limited and/or refer to website at asiamiles.com. 11. Terms and conditions of apply for redemption and/or use of. For details, please visit asiamiles.com. The Bank is not obliged to notify you of any changes or latest announcements Limited. Selected Client understands and accepts that the Bank is not the supplier of the membership account or the provided. The Bank shall bear no liability relating to any aspect of the membership account or the, including without limitation, the supply, the descriptions of the membership account and the provided by the merchant, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the membership account or the provided by the merchant, its employees, officers or agents. 12. Any benefit, promotional offer or welcome gift for successful application is subject to availability and we may change such offer at our discretion from time to time without notice to you. In case of any disputes, our decision shall be final and conclusive. 13. If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions, the English version shall prevail. B. Terms and Conditions for Promotional Savings Interest Rate Offer for New-to-Bank Clients ( Promotional Interest Rate Offer ): 1. To be eligible for the Promotional Interest Rate Offer, Selected Client must fulfil the following requirements ( Eligible Promotional Rate Client ): i. Successfully open any one of the following account as the primary account holder during the Promotion Period ( Designated Account ): (a) HKD statement savings account; OR (b) Integrated Deposits Account; OR (c ) BP Account of the Bank; and ii. Is a New-to-Bank client who does not maintain any deposit account whether in his/her sole name or jointly with others with the Bank in preceding 12 months prior to the commencement date of Promotion Period ; and iii. Successfully sign up for Designated Banking Plan at the time of signing up for this offer with the Bank. Separate terms and conditions apply to Designated Banking Plan; and iv. Submit the income proof at the designated promotional booth at the same time when applying for a HKD statement savings account or an Integrated Deposits Account or BP Account as primary account holder or Standard Chartered Credit Card as primary cardholder. 2. Eligible Promotional Rate Client may enjoy the following HKD Promotional Savings Interest Rate ( HKD Promotional Savings Interest Rate ) for his/her Designated Account for deposit balance of up to HKD5,000,000 for the period specified below ( Promotional Rate Period ) with the Bank. Savings Interest Rate as stipulated in Clause 3 below shall apply to any deposit balance over HKD5,000,000. Promotional Rate HKD Promotional Saving Interest Period Rate First 3 years starting from the opening date of the Designated Account 1% p.a. OR the Bank s prevailing interest rate for Ordinary Hong Kong Dollar Savings Account as at the interest calculation date, whichever is higher 3. Depending on the type of Designated Account, Eligible Promotional Rate Client may enjoy HKD Savings Interest Rate below i) after the Promotional Rate Period and/or ii) for any deposit balance over HKD5,000,000 during the Promotional Rate Period.

Designated Account Type i) a HKD statement savings account or HKD savings account with an Integrated Deposits Account (but not applicable to BP Account) ii) BP Account HKD Savings Interest Rate The Bank s prevailing interest rate for Ordinary Hong Kong Dollar Savings Account Preferential Savings Interest Rate as stipulated in Section E below 4. Each Eligible Promotional Rate Client can enjoy the offer ONCE only during the Promotion Period. Promotional Savings Interest Rate is not guaranteed. We reserve the right to make any adjustment to such Promotional Savings Interest Rate from time to time at our sole and absolute discretion. The Bank s prevailing interest rate for Ordinary Hong Kong Dollar Savings Account can be obtained from any of our branches. 5. After the expiry of the maintenance fee waiver period as stipulated in Section C or the client s BP Account is suspended or terminated or if the client ceases to use the BP Account for autopayroll services, a quarterly maintenance fee will be charged if the average daily Relationship Balance of the Selected Client within the quarter falls below the amount determined by the Bank. For details, please refer to the Service Charges booklet and Banking Terms & Conditions which can be obtained at any of our branches or at our website sc.com/hk. Average Daily Relationship Balance Quarterly within the quarter Maintenance falls below Fee Priority Banking HKD1,000,000 HKD900 Premium HKD200,000 HKD360 Easy Banking HKD10,000 HKD120 The Bank reserves the right to, upon prior notification to the client, provide another banking plan (other than existing Banking Plan) with a different minimum Relationship Balance requirement that would better suit the banking needs of the client. C. Terms and Conditions for Fee Waiver Offer: 1. To be eligible for Fee Waiver Offer, Selected Client must fulfil the following requirements: i Successfully sign up for a Designated Banking Plan during Promotion Period and meet the entry relationship balance requirement stipulated in Clause 2 of this section (if applicable) within 2 weeks upon the date of signing up of the Designated Banking Plan; and ii. Declare the income; and iii. Make a Standard Chartered Credit Card application. 2. who fulfil the above requirements will be entitled to the Fee Waiver Offer, depending on the Designated Banking Plan they have signed up. Clients who have used a designated banking plan during the previous 12 months prior to the opening date of designated banking plan are NOT ELIGIBLE for the Offer, details below: i. Priority Banking: Only applicable to client who has not been a Priority Banking client in the preceding 12 months from the date of Priority Banking sign-up. ii. Premium: Only applicable to client who has not been a Premium or Priority Banking client in the preceding 12 months from the date of Priority Banking or Premium sign-up. iii. Easy Banking: Only applicable to client who has not been an Easy Banking, Premium or Priority Banking client in the preceding 12 months from the date of Priority Banking or Premium or Easy Banking sign-up. For details, please refer to the Terms and Conditions as set out separately on the Priority Banking, Premium programme and Easy Banking. Designated Banking Plan signed up during Client Banking Plan Eligibility Promotion Period Priority Banking Premium Easy Banking declared income of HKD80,000 or above with monthly salary HKD80,000 or above # declared income of HKD20,000 or above with monthly salary HKD20,000 or above # with monthly salary of any amount # Entry Relationship Balance* Requirement Waived Fee Waiver Offer Waived for First 4-quarter Waived for First 4-quarter Perpetual Maintenance Fee Waiver # are required to start using the auto-payroll services with the Bank within 2 months from the Banking Plan sign-up in order to enjoy the offer. 3. After the expiry of the maintenance fee waiver period or the client s BP Account is suspended or terminated or if the client ceases to use the BP Account for auto-payroll services, a quarterly maintenance fee will be charged if the average daily Relationship Balance of the Selected Client within the quarter falls below the amount determined by the Bank. For details, please refer to the Service Charges booklet and Banking Terms & Conditions which can be obtained at any of our branches or at our website sc.com/hk. Average Daily Relationship Balance Quarterly within the quarter Maintenance falls below Fee Priority Banking HKD1,000,000 HKD900 Premium HKD200,000 HKD360 Easy Banking HKD10,000 HKD120 The Bank reserves the right to, upon prior notification to the client, provide another banking plan (other than existing Banking Plan) with a different minimum Relationship Balance requirement that would better suit the banking needs of the client.

4. For avoidance of doubt, Selected Client who signs up for Priority Banking or Premium and is entitled to corresponding welcome offers (including but not limited to the New Funds Growth Offer and Wealth Management Product Reward) is NOT entitled to this Fee Waiver Offer. Priority Banking Welcome Offers and Premium Welcome Offers are subject to separate terms and conditions. Please check with the Bank s staff for details. 5. If Selected Client terminates Priority Banking or Premium within 12 months from the date of signing up for such banking plan, the Bank reserves the right to charge the relevant client who has received this offer for the amount equivalent to the value of Fee Waiver Offer or sum as administration fee and debit the same from any of the client s account with the Bank without prior notice. Important Notes: * Extract from the Bank s Service Charges: For Priority Banking and Premium clients, Relationship Balance includes the aggregate balance of deposits, investments, accumulated premiums of selected insurance, utilised amounts of secured/unsecured overdraft facilities, outstanding balances on Standard Chartered credit cards^ and outstanding balances of Standard Chartered Personal Loans you maintain with the Bank under personal accounts. For Easy Banking clients, only relationship balance under personal accounts in sole name or joint names as primary account holder will be counted. ^ Standard Chartered credit cards refer to Standard Chartered Credit Card and Standard Chartered co-branded credit card (including supplementary cards and corporate cards) issued by the Bank. Outstanding balances on supplementary cards will contribute to the Relationship Balance of the principal cardholder only. D. Terms and Conditions for Credit Card Welcome Offer: Please refer to the Important Information and Terms and Conditions for Application of Standard Chartered Credit Card leaflet or contact the Bank s staff for details. E. Terms and Conditions for Preferential Savings Interest Rate Offer: 1. To be eligible for Preferential Savings Interest Rate Offer, Selected Client must fulfil the following requirements: i. have not used the Bank s auto-payroll services within the past 12 months prior to the date of signing up for the BP Account; and ii. successfully open a BP Account as the primary account holder and use the BP Account for our auto-payroll services within the first 2 months since the opening date of the BP Account. 2. Selected Client who fulfil the requirements in Clause 1 of this section may enjoy the Preferential Savings Interest Rate as stipulated in Clause 3 of this section ( Preferential Savings Interest Rate ) for the BP Account of the Selected Client starting from the next business day on which the Selected Client has first used the BP Account for auto-payroll services with us. Selected Client who has used our auto-payroll services during the previous 12 months prior to the date of signing up for the BP Account is NOT eligible for the Preferential Savings Interest Rate Offer. 3. The Preferential Savings Interest Rate shall be the Bank s prevailing highest tiered interest rate for Hong Kong Dollar Savings Account as at the interest calculation date or 0.05% p.a., whichever is higher. 4. The Preferential Savings Interest Rate is not guaranteed. We reserve the right to make any adjustment to the Preferential Savings Interest Rate from time to time at our sole and absolute discretion. The Bank s prevailing interest rate for Ordinary Hong Kong Dollar Savings Account can be obtained from any of our branches. 5. If the Selected Client fails to use the BP Account for auto-payroll services within the first 2 months from the BP Account opening date or ceases to use the BP Account for auto-payroll services anytime, even if the client uses or resumes of using auto-payroll services thereafter, the Preferential Savings Interest Rate will no longer be applicable to the BP Account again. Applicable interest rate for the BP Account will subsequently be changed to prevailing interest rate of ordinary Hong Kong Dollar Savings Account. F. Terms and Conditions for BP Account Welcome Offer: 1. BP Account Welcome Offer ( BP Account Welcome Offer ) refers to New Payroll Services Client Cash Rebate Offer ( Payroll Cash Rebate Offer ) as set out in Clause 6 of Section F or Offer ( Payroll Offer ) as set out in Clause 7 of Section F. 2. Selected Client may only enjoy Payroll Cash Rebate Offer or Payroll Offer. Selected Client who selects Payroll Offer must have successfully registered online via designated webpage of the Bank within the period from 1 July 2018 to 31 October 2018, both dates inclusive (if the BP Account is signed up between 1 July 2018 and 30 September 2018) or from 1 October 2018 to 31 January 2019, both dates inclusive (if BP Account is signed up between 1 October 2018 and 31 December 2018) ( BP Account Registration Period ) (or such period as informed by the Bank). Successful registration cannot be cancelled or modified. who have not registered for the Payroll Offer during BP Account Registration Period shall be deemed to have chosen Payroll Cash Rebate Offer as rewards under the BP Account Welcome Offer. 3. To be eligible for the BP Account Welcome Offer, Selected Client must fulfil the requirements below: i. have not used the Bank s auto-payroll services within the past 12 months prior to the date of signing up for the BP Account; and ii. use the BP Account for our auto-payroll services within the first 2 months since the opening date of the BP Account; and iii. subject to fulfilling the respective monthly salary requirement for each reward tier as set in the table below. Selected Client who makes the payroll deposit through standing instruction from local banks other than the Bank is also eligible for the Payroll Cash Rebate Offer or Payroll Offer. The actual monthly amount of deposit made through standing instruction into the BP Account would be regarded as the client s monthly salary for the purpose of calculating the BP Account Welcome Offer. 4. are only entitled to the BP Account Welcome Offer once during the Promotion Period. Clients who have used our auto-payroll services during the previous 12 months prior to the opening date of the BP Account are NOT ELIGIBLE for the BP Account Welcome Offer. 5. To be eligible for the BP Account Welcome Offer, all the accounts opened under the Corporate Partners Programme must be in good financial standing at the time the relevant offer or reward is awarded or credited to the Selected Client. 6. Payroll Cash Rebate Offer a. Depending on the actual amount of monthly salary credited, will be rewarded with Cash Rebate in the BP Account as follows: Average Monthly Salary Range (HKD) (Within the Payroll Cash Rebate Offer first 3 months) (HKD) 80,000 or above 600 20,000 to below 80,000 300 5,000 to below 20,000 100

b. Reward amount is calculated according to the actual monthly payroll deposited into the BP Account. If the monthly payroll amount varies from month to month, the reward amount shall be calculated according to the Selected Client s average monthly payroll amount within the first 3 months after BP Account is first used. The Bank s records of the Selected Client s payroll amount and number of payroll transactions are final and conclusive evidence. In case of disputes, the Bank s decision shall be final and binding. c. Cash rebate will be credited to the BP Account by the date specified in the table below after fulfilling the relevant requirements herein. A notification SMS for the relevant cash rebate will be sent to the Selected Client within one month after the posting of cash rebate. The counting period and credit month for Payroll Cash Rebate Offer are as below: BP Account Opening Date 1 July 2018 to 30 September 2018 1 October 2018 to 31 December 2018 Commence the use of BP Account for our auto-payroll services Within the first 2 months since the opening date of the BP Account Cash rebate to be posted by the date below 31 March 2019 30 June 2019 d. If the BP Account is suspended or terminated or if the Selected Client ceases to use the BP Account for autopayroll services at the time the cash rebate being posted to Selected Client as specified in the table under Clause 6(c) of Section F, the Selected Client will not be entitled to the Payroll Cash Rebate Offer. 7. Payroll Offer a. Depending on the actual amount of monthly salary credited, will be rewarded with as follows: Average Monthly Salary Range (HKD) (Within the first 3 months) 80,000 or above 6,000 Miles 20,000 to below 80,000 3,000 Miles 5,000 to below 20,000 1,000 Miles b. The to be awarded is calculated according to the actual monthly payroll deposited into the BP Account. If the monthly payroll amount varies from month to month, the shall be calculated according to the Selected Client s average monthly payroll amount within the first 3 months after BP Account is first used. The Bank s records of the Selected Client s payroll amount and number of payroll transactions are final and conclusive evidence on the matters. In case of disputes, the Bank s decision shall be final and binding. c. Selected Client must have an existing membership account. Otherwise Selected Client has to set up an membership account through Limited. Selected Client must successfully register online during BP Account Registration Period with valid membership account in the name of the Selected Client via designated webpage of the Bank to enjoy the relevant. Successful registration cannot be cancelled or modified. For Selected Client who has made multiple online registration submissions, only the latest registration record will be taken by the Bank for the purpose of crediting of. The Bank will provide the Selected Client s membership, surname, given name, membership number and the number of earned, if any, to by 31 March 2019 (if the BP Account is signed up between 1 July 2018 and 30 September 2018) or 30 June 2019 (if the BP Account is signed up between 1 October 2018 and 31 December 2018) for the purpose of crediting of. Upon receiving such information from the Bank, Limited will credit the earned to the respective Selected Client s credit the earned to the respective Selected Client s membership account within 4 to 6 weeks after 31 March 2019 or 30 June 2019 (please refer to the time schedule in Clause 7(d) below). In case of information submitted is incorrect or insufficient for the purpose of crediting of as considered by the Bank or Limited or if any of the criteria relating to this Offer has not been met, the Bank reserves the right to cancel or forfeit absolutely the entitlement under this Offer. d. The counting period and credit month for Payroll Offer are as below: BP Account Opening Date 1 July 2018 to 30 September 2018 1 October 2018 to 31 December 2018 Commence the use of BP Account for our auto-payroll services Within the first 2 months since the opening date of the BP Account credited into relevant account Within 4-6 weeks after 31 March 2019 Within 4-6 weeks after 30 June 2019 e. If the BP Account is suspended or terminated or if the Selected Client ceases to use the BP Account for auto-payroll services at the time when the are rewarded as specified in the table under Clause 7(d) of Section F, the Selected Client will not be entitled to the Payroll Offer. G. Terms and Conditions for Banking Plan Offer: 1. Selected Client may only enjoy Cash Rebate or under the Banking Plan Offer. To be eligible for Banking Plan Offer, Selected Client must fulfil the following requirements: i. use the BP Account for our auto-payroll services within the first 2 months since the opening date of the BP Account, and ii. start using the auto-payroll services with the Bank within 2 months from the Banking Plan sign-up. 2. who fulfil the above requirements will be entitled to the Banking Plan Offer, depending on the Designated Banking Plan they have signed up. Clients who have used a designated banking plan during the previous 12 months prior to the opening date of designated banking plan are NOT ELIGIBLE for the Offer, details below: i. Priority Banking: Only applicable to client who has not been a Priority Banking client in the preceding 12 months from the date of Priority Banking sign-up. ii. Premium: Only applicable to client who has not been a Premium or Priority Banking client in the preceding 12 months from the date of Priority Banking or Premium sign-up. For details, please refer to the Terms and Conditions as set out separately on the Priority Banking and Premium programme.

Designated Banking Plan signed up Client during Banking Eligibility Plan Promotion Period Priority Banking Premium Selected Clients with monthly salary HKD80,000 or above Selected Clients with monthly salary HKD20,000 or above Entry Relationship Balance* Requirement Waived for First 4-quarter Waived for First 4-quarter Banking Plan Offer HKD300 Cash Rebate Or 3,000 HKD200 Cash Rebate Or 2,000 have to maintain the applicable entry Relationship Balance requirement until the following designated date: If Designated Banking Plan is signed Designated Date up during the following period (both dates inclusive) 1 July 2018 31 July 2018 31 October 2018 1 August 2018 31 August 2018 30 November 2018 1 September 2018 30 September 2018 31 December 2018 1 October 2018 31 October 2018 31 January 2019 1 November 2018 30 November 2018 28 February 2019 31 March 2019 1 December 2018 31 December 2018 3. Selected Client who selects must successfully register online via designated webpage of the Bank within the period from 1 July 2018 to 31 October 2018, both dates inclusive (if Designated Banking Plan is signed up between 1 July 2018 and 30 September 2018) or from 1 October 2018 to 31 January 2019, both dates inclusive (if Designated Banking Plan is signed up between 1 October 2018 and 31 December 2018) ( Registration Period ) (or such period as informed by the Bank). Successful registration cannot be cancelled or modified. who have not registered for the within the Registration Period shall be deemed to have chosen Cash Rebate. For Selected Client who has made multiple online registration submissions, only the latest reward registration record made within Registration Period will be taken by the Bank for the purpose of crediting of. In case of information submitted is incorrect or insufficient for the purpose of crediting of as considered by the Bank or Limited, upon fulfilment of the relevant Terms and Conditions, cash rebate will be made available in replacement of to Selected Client, and will be credited to Selected Client s HKD deposit account (according to the sequence as stated in Clause 6 below) on or before 30 April 2019 (if Designated Banking Plan is signed up between 1 July 2018 and 30 September 2018) or on or before 31 July 2019 (if Designated Banking Plan is signed up between 1 October 2018 and 31 December 2018). 4. After the expiry of the maintenance fee waiver period or the client s BP Account is suspended or terminated or if the client ceases to use the BP Account for auto-payroll services, a quarterly maintenance fee will be charged if the average daily Relationship Balance of the Selected Client within the quarter falls below the amount determined by the Bank. For details, please refer to the Service Charges booklet and Banking Terms & Conditions which can be obtained at any of our branches or at our website sc.com/hk. Average Daily Relationship Balance Quarterly within the quarter Maintenance falls below Fee Priority Banking HKD1,000,000 HKD900 Premium HKD200,000 HKD360 The Bank reserves the right to, upon prior notification to the client, provide another banking plan (other than existing Banking Plan) with a different minimum Relationship Balance requirement that would better suit the banking needs of the client. 5. If the Selected Client is entitled to the above Banking Plan Offer as well as other promotional offers, the Bank reserves the right to grant the client one or part of the prevailing offer or other offers. For avoidance of doubt, Selected Client who signs up for Priority Banking or Premium and is entitled to corresponding welcome offers (including but not limited to the New Funds Growth Offer and Wealth Management Product Reward) is NOT entitled to this Banking Plan Offer. Priority Banking Welcome Offers and Premium Welcome Offers are subject to separate terms and conditions. Please check with the Bank s staff for details. 6. The Bank will credit the Cash Rebate of Banking Plan Offer, if applicable, to the HKD deposit account (exclude MortgageOne Account and Mortgage $aver Current Account) held by Selected Client s in sole name or in the capacity as Primary Account Holder for joint account with the Bank in the following sequence: i) Integrated Deposits Account; ii) Current Account; iii) Statement Savings and; iv) Passbook Savings. If Selected Clients have no valid HKD deposit account, the Bank will credit to Eligible Clients USD deposit account in the above sequence on or before 31 March 2019 (if the relevant Banking Plan is signed up between 1 July 2018 and 30 September 2018) or on or before 30 June 2019 (if the relevant Banking Plan is signed up between 1 October 2018 and 31 December 2018). If Eligible Client has more than one account under same account type, the Bank will select any one of the deposit accounts for the crediting at its discretions with the latest opening date. Notification will be mailed to the Eligible Client upon successful crediting of Cash Rebate of the Banking Plan Offer.

7. Selected Client must have an existing membership account. Otherwise Selected Client has to set up an membership account through Limited. Selected Client must successfully register online during Banking Plan Registration Period with valid membership account in the name of the Selected Client via designated webpage of the Bank to enjoy the relevant. Successful registration cannot be cancelled or modified. For Selected Client who has made multiple online registration submissions, only the latest registration record will be taken by the Bank for the purpose of crediting of. The Bank will provide the Eligible Client s membership, surname, given name, membership number and the number of earned, if any, to by 31 March 2019 (If the relevant Banking Plan is signed up between 1 July 2018 and 30 September 2018)or 30 June 2019 (If the relevant Banking Plan is signed up between 1 October 2018 and 31 December 2018) for the purpose of crediting of. Upon receiving such information from the Bank, Limited will credit the earned to the respective Selected Client s membership account within 4 to 6 weeks after 31 March 2019 (If the relevant Banking Plan is signed up between 1 July 2018 and 30 September 2018) or 30 June 2019 (If the relevant Banking Plan is signed up between 1 October 2018 and 31 December 2018). In case of information submitted is incorrect or insufficient for the purpose of crediting of as considered by the Bank or Limited or if any of the criteria relating to this Offer has not been met, the Bank reserves the right to cancel or forfeit absolutely the entitlement under this Offer. 8. If Selected Client terminates Priority Banking or Premium within 12 months from the date of sign-up, the Bank reserves the right to charge the relevant client who has received the offer for the amount equivalent to the value of Banking Plan Offer or entitlement as administration fee and debit the same from any of the client s account with the Bank without prior notice. Important Notes: * Extract from the Bank s Service Charges: For Priority Banking and Premium clients, Relationship Balance includes the aggregate balance of deposits, investments, accumulated premiums of selected insurance, utilised amounts of secured/unsecured overdraft facilities, outstanding balances on Standard Chartered credit cards^ and outstanding balances of Standard Chartered Personal Loans you maintain with the Bank under personal accounts. ^ Standard Chartered credit cards refer to Standard Chartered Credit Card and Standard Chartered co-branded credit card (including supplementary cards and corporate cards) issued by the Bank. Outstanding balances on supplementary cards will contribute to the Relationship Balance of the principal cardholder only. H. Terms and Conditions for Autopay Bill Payment Services Set Up Welcome Offer: 1. Selected Client may only enjoy either Cash Rebate or under this Autopay Bill Payment Services Set Up Welcome Offer ( Bill Payment Welcome Offer ). 2. who select must successfully register online via designated webpage of the Bank within the period from 1 July 2018 to 31 October 2018, both dates inclusive (if Designated Banking Plan is signed up between 1 July 2018 and 30 September 2018) or from 1 October 2018 to 31 January 2019, both dates inclusive (if Designated Banking Plan is signed up between 1 October 2018 and 31 December 2018) ( Autopay Bill Payment Services Registration Period ) (or such period as informed by the Bank). Successful registration cannot be cancelled or modified. Clients who have not registered for the during Autopay Bill Payment Services Registration Period shall be deemed to have chosen Cash Rebate. 3. To be eligible for Bill Payment Welcome Offer, Selected Client must fulfil the following requirement: i. successfully set up our auto-payroll services within the first 2 months since the opening date of the BP Account. 4. Details of Cash Rebate Offer and Offer are as below: Number of Autopay Bill Payment 5 or 4 3 2 1 Services above Successfully Set Up Eligible 6,000 4,000 3,000 2,000 1,000 Miles Miles Miles Miles Miles Offer OR Eligible Cash Rebate Offer 600 400 300 200 100 (HKD) 5. For Selected Client who selects Cash Rebate as Bill Payment Welcome Offer, Cash rebate will be credited to the BP Account by 31 March 2019 or 30 June 2019. The counting period and credit month for Cash Rebate Offer are as below: Period of Autopay Bill Payment Services Successfully Set Up 1 July 2018 to 30 September 2018 1 October 2018 to 31 December 2018 Cash rebate to be posted by the date below 31 March 2019 30 June 2019

6 Selected Client must have an existing membership account. Otherwise Selected Client has to set up an membership account through Limited. Selected Client must successfully register online during Autopay Bill Payment Services Registration Period with valid membership account in the name of the Selected Client via designated webpage of the Bank to enjoy the relevant. Successful registration cannot be cancelled or modified. For Selected Client who has made multiple online registration submissions, only the latest registration record will be taken by the Bank for the purpose of crediting of. The Bank will provide the Selected Client s membership, surname, given name, membership number and the number of earned, if any, to by 31 March 2019 or 30 June 2019 for the purpose of crediting of. Upon receiving such information from the Bank, Limited will credit the earned to the respective Selected Client s membership account within 4 to 6 weeks after 31 March 2019 or 30 June 2019. In case of information submitted is incorrect or insufficient for the purpose of crediting of as considered by the Bank or Limited or if any of the criteria relating to this Offer has not been met, the Bank reserves the right to cancel or forfeit absolutely the entitlement under this Offer 7. The Cash Rebate or to be rewarded will be calculated according to the Bank s records of the client s Autopay Bill Payment Services successfully set up. In case of disputes, the Bank s decision shall be final and binding. Issued by Standard Chartered Bank (Hong Kong) Limited EBLIKE1-T&C(7/2018)E