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DATA SECURITY PRODUCTS
Cyber Exposures Affect All Businesses Data Breaches Breach notification law compliance Fines and penalties Breach response costs Legal action brought against the business by affected individuals of a breach Cyber Attacks Damage to computer systems and data due to unauthorized access, hacking, malware, denial of service attacks Legal action brought against the business due to lack of system security
Coverage Gaps No cyber related coverage in BOP or package forms Property damage or personal injury excluded from GL Crime coverage not for data breach or cyber attack
Nationwide s Coverage Solution Data Compromise Coverage including Identity Recovery Responds to breach, theft or unauthorized disclosure of Personally Identifying Information First Party coverage for breach response expenses, including notification costs and requirements and services for affected individuals Third Party coverage for defense and liability costs due to legal actions brought against an member due to a covered data breach CyberOne Coverage Responds to events that damage or degrade data and systems. First Party coverage for unauthorized access, malware attack, or denial of service attack Third Party coverage for breach of third party business information, unintended transmission of malware, or denial of service attack Limit options of $50,000 or $100,000 Limit it options of $50,000 000 up to $1M, and includes $25,000 Identity Recovery
Selecting Coverages Quote Screen Example Easy to add Affordable and meaningful coverage Market frequently auto- adds or auto-quotes cyber coverages Cyber coverage becoming must-have vs. nice-to-have Note: Identity Recovery is automatically preselected when Data Compromise is selected
Data Security Resources For Members 1. Data Security Help Line Identity Recovery questions and claim intake Data Breach/Cyber Attack questions and claim intake 877-800-5028 2. erisk Hub Risk Management Website Portal Online training Risk Management Tools What if calculators Downloadable templates
Marketing/Sales Resources 1. Data Security Products Website Private website access for agents, sales reps, and underwriters On-demand training materials, Risk management resources Sales and marketing resources
Value For Clients Affordable premiums Meaningful coverage Identity Recovery and Data Breach Helpline Web-based risk management tool
Value For Agents Differentiation provide unique coverage New business hook fill coverage gaps in existing policy New revenue source account round renewals Easy to add no separate application E&OProtection offer to all clients
DATA SECURITY PRODUCTS