Metropolitan Life Insurance Company MetLife Financial Freedom Select Variable Annuity - e Class Performance Summary as of 08/31/18 Variable Investment Option Performance Update The performance data quoted represents past performance and does not guarantee future results. Current performance may be lower or higher than the performance figures quoted. Performance current to the most recent month-end may be viewed at www.metlife.com. The investment return and principal value of an investment will fluctuate and an investor's shares, when redeemed, may be worth more or less than their original cost. For Investment Divisions that invest in s of the underlying Trust that were in existence prior to the Investment Division inception date, these returns have been adjusted to reflect the charges and expenses of the MetLife Financial Freedom Select e Class Variable Annuity, as if the contract had existed during the stated period(s), including all -level expenses, the Separate Account Charge of 0.50% (the Separate Account Charge includes an additional charge of 0.25% as a percentage of your average Account Balance in the American Funds Bond, American Funds Growth, American Funds Growth-Income and American Funds Global Small Capitalization Investment Divisions), and the annual Account Fee of $30. There are no withdrawal charges for this product. These figures represent past performance and are not an indication of future performance. e Class Non-Standardized Performance: Without surrender charges applied One Month YTD 1 Year 3 Year* 5 Year* Inception Date Asset Class Variable Investment Options Style Asset Allocation American Funds Balanced Allocation - Class C 0.51% 3.40% 8.65% 8.79% 7.75% 6.26% 04/28/2008 American Funds Growth Allocation - Class C 0.53% 4.83% 12.08% 11.16% 9.67% 7.15% 04/28/2008 American Funds Moderate Allocation - Class C 0.44% 1.94% 5.67% 6.73% 6.13% 5.27% 04/28/2008 Brighthouse Asset Allocation 20 - Class B 0.31% -0.33% 1.06% 2.96% 2.96% 3.97% 05/02/2005 Brighthouse Asset Allocation 40 - Class B 0.28% 0.82% 3.79% 5.11% 4.72% 5.02% 05/02/2005 Brighthouse Asset Allocation 60 - Class B 0.50% 2.23% 6.85% 7.31% 6.54% 5.89% 05/02/2005 Brighthouse Asset Allocation 80 - Class B 0.65% 3.63% 10.02% 9.56% 8.30% 6.66% 05/02/2005 Brighthouse Asset Allocation 100 - Class B 0.91% 4.82% 12.69% 11.43% 9.68% 7.07% 05/02/2005 SSGA Growth and Income ETF - Class B 1.03% 2.13% 7.29% 7.13% 6.34% 5.88% 09/30/2005 SSGA Growth ETF - Class B 0.92% 2.78% 9.70% 8.98% 7.69% 6.39% 09/30/2005 (Large Cap) American Funds Growth Fund - Class 2 Growth 3.39% 15.02% 23.16% 17.92% 15.40% 10.16% 02/08/1984 American Funds Growth-Income Fund - Class 2 Blend 1.45% 10.00% 18.45% 14.61% 13.08% 9.16% 02/08/1984 BlackRock Capital Appreciation - Class B Growth 4.05% 19.75% 28.61% 17.18% 16.28% 10.06% 10/31/1994 Brighthouse/Wellington Core Equity Opportunities - Class B Value 1.77% 7.16% 14.74% 12.34% 10.99% 7.59% 10/31/1994 Brighthouse/Wellington Large Cap Research - Class B Blend 3.41% 9.51% 16.67% 13.78% 13.93% 8.93% 06/24/1983 ClearBridge Aggressive Growth - Class B Growth 1.43% 10.39% 14.42% 9.10% 11.32% 10.71% 02/12/2001 Jennison Growth - Class B Growth 5.03% 17.94% 26.05% 18.66% 17.28% 9.79% 02/12/2001 MetLife Stock Index - Class B Blend 3.13% 8.95% 18.07% 14.56% 12.99% 9.41% 05/01/1990 MFS Value - Class B Value 0.19% 0.79% 8.51% 10.99% 10.43% 8.16% 11/09/1998 T. Rowe Price Large Cap Growth - Class B Growth 3.30% 14.55% 21.36% 16.75% 16.51% 11.90% 11/09/1998 (Mid Cap) Brighthouse/Artisan Mid Cap Value - Class B Value 1.11% 4.08% 12.41% 10.56% 7.36% 7.02% 04/30/1993 MetLife Mid Cap Stock Index - Class B Blend 3.08% 7.73% 18.36% 13.33% 11.80% 9.90% 07/05/2000 Morgan Stanley Mid Cap Growth - Class B Growth 13.85% 35.70% 42.94% 19.24% 13.02% 6.96% 03/03/1997 T. Rowe Price Mid Cap Growth - Class B Growth 3.41% 11.92% 18.83% 13.97% 14.30% 11.91% 02/12/2001 Victory Sycamore Mid Cap Value - Class B Value 1.28% 6.13% 16.90% 7.34% 7.68% 6.58% 11/09/1998 (Small Cap) Brighthouse Small Cap Value - Class B Value 2.40% 6.76% 19.53% 14.86% 10.92% 7.34% 05/01/2002 Invesco Small Cap Growth - Class B Growth 6.27% 16.20% 28.65% 15.23% 14.03% 11.29% 10/09/2001 Loomis Sayles Small Cap Core - Class B Blend 4.69% 11.85% 22.35% 14.28% 11.47% 10.24% 05/02/1994 Loomis Sayles Small Cap Growth - Class B Growth 8.37% 25.75% 37.22% 17.42% 13.46% 11.77% 05/01/2001 MetLife Russell 2000 Index - Class B Blend 4.25% 13.48% 24.03% 14.87% 11.84% 9.24% 11/09/1998 Neuberger Berman Genesis - Class B Value 5.62% 12.38% 25.44% 14.86% 11.47% 7.52% 07/05/2000 T. Rowe Price Small Cap Growth - Class B Growth 5.95% 15.88% 26.94% 15.73% 14.22% 12.72% 03/03/1997 Balanced Calvert VP SRI Balanced - Class I 1.65% 5.23% 10.18% 7.73% 7.31% 6.02% 09/30/1986 MFS Total Return - Class B 0.69% 0.68% 5.17% 6.90% 6.86% 5.95% 04/30/1987 International Equity American Funds Global Small Capitalization Fund - Class 2 2.61% 6.64% 14.70% 8.49% 8.55% 6.15% 04/30/1998 Harris Oakmark International - Class B -5.05% -10.21% -4.58% 6.75% 4.38% 6.95% 10/09/2001 Loomis Sayles Global Markets - Class B 0.74% 4.90% 11.63% 9.53% 8.70% 8.05% 04/28/2006 MetLife MSCI EAFE Index - Class B -2.02% -2.80% 3.01% 5.84% 4.44% 2.42% 11/09/1998 MFS Research International - Class B -1.74% -0.88% 6.05% 6.50% 4.43% 3.00% 02/12/2001 Oppenheimer Global Equity - Class B 0.46% 4.64% 14.62% 12.04% 11.04% 8.33% 03/03/1997 Fixed Income American Funds Bond Fund - Class 2 Interm. 0.29% -1.98% -2.41% 0.71% 1.24% 1.89% 04/30/1997 BlackRock Bond Income - Class B Interm. 0.48% -1.47% -1.94% 1.00% 1.95% 3.06% 08/26/1983 Brighthouse/Franklin Low Duration Total Return - Class B Short 0.25% 0.08% -0.19% 0.64% 0.48% 0.46% 04/29/2011 MetLife Aggregate Bond Index - Class B Interm. 0.52% -1.78% -2.32% 0.43% 1.12% 2.30% 11/09/1998 Page 1 of 5
e Class Non-Standardized Performance: Without surrender charges applied Asset Class Variable Investment Options Style One Month YTD 1 Year 3 Year* 5 Year* Inception Date PIMCO Inflation Protected Bond - Class B Infltn Protctd 0.45% -0.81% -0.38% 1.13% 0.62% 2.12% 05/01/2003 PIMCO Total Return - Class B Interm. 0.56% -1.24% -1.85% 1.09% 1.56% 3.68% 02/12/2001 Western Asset Management Strategic Bond Opportunities - Class B Multisector -0.54% -3.05% -2.25% 2.87% 2.98% 5.35% 10/31/1994 Western Asset Management U.S. Government - Class B Interm. Gov. 0.37% -1.01% -1.71% -0.18% 0.29% 1.36% 10/31/1994 Specialty Clarion Global Real Estate - Class B 0.36% -1.66% 2.11% 4.26% 4.74% 3.67% 04/30/2004 - Return Not Available Pro-rated based on an average contract size; not applicable for contracts with account values greater than $25,000. *Annualized for Investment Options/s in existence for more than one year. Current performance may be lower or higher than the performance quoted. This is past performance and is no guarantee of future results. A fee waiver or expense limit may be or have been in place for any of the investment options. The reduced expenses that may result from this waiver or limit may increase performance results. Please see the prospectus for more information. The performance shown may reflect, for some periods described, the management of previous investment managers. Please see the prospectus for more information. A MetLife investment option may have a name and/or investment objective similar to that of another mutual fund with the same manager. Despite any similarity, the MetLife option is separate and distinct and will not have the same performance. Different performance will result from different investment policies, cash flows, fees, expenses and fund asset sizes. Certain investment options may have adopted, with respect to certain classes, a distribution plan under Rule 12b-1 of the Investment Company Act of 1940. MetLife is paid the 12b-1 fee under the plan. Please see the prospectus for more information. Prior to March 6, 2017, Brighthouse Funds Trust I was known as Met Investors Series Trust and Brighthouse Funds Trust II was known as Metropolitan Series Fund. Effective May 3, 2010, the following investment portfolio merged: FI Mid Cap Opportunities into Morgan Stanley Mid Cap Growth. Performance for the Morgan Stanley Mid Cap Growth consists of the performance for the FI Mid Cap Opportunities before and on April 30, 2010 and the Morgan Stanley Mid Cap Growth after April 30, 2010. On or about April 30, 2007, the BlackRock Large Cap of the Metropolitan Series Fund, Inc. merged into the BlackRock Large-Cap Core (currently known as Met/Wellington Large Cap Research ) of the Met Investors Series Trust. Values prior to April 30, 2007 reflect the performance of the BlackRock Large Cap (formerly the BlackRock Investment Trust ). Effective April 28, 2008, the MFS Value of the Met Investors Series Trust (MIST) merged with and into the MFS Value of the Metropolitan Series Fund, Inc. (MSF). Values before April 28, 2008 reflect the performance of the MSF MFS Value (formerly Harris Oakmark Large Cap Value ) since its inception on November 9, 1998. (Note that because the MIST MFS Value is deemed to be the accounting survivor of the merger, the performance history set forth in the s April 28, 2008 prospectus is that of the MIST MFS Value.) As of May 2, 2011, the following portfolio merger took effect: MetLife Aggressive Allocation into MetLife Aggressive Strategy (currently known as MetLife Asset Allocation 100 ). Performance for the MetLife Aggressive Strategy (currently known as MetLife Asset Allocation 100 ) consists of the performance of the MetLife Aggressive Allocation before and on April 29, 2011 and the MetLife Aggressive Strategy (currently known as MetLife Asset Allocation 100 ) after April 29, 2011. Effective April 30, 2012, the Lord Abbett Mid Cap Value of the Metropolitan Series Fund merged into the Lord Abbett Mid Cap Value (currently known as Invesco Mid Cap Value ) of the Met Investors Series Trust. Values before April 30, 2012 reflect the performance of the Lord Abbett Mid Cap Value of the Metropolitan Series Fund. Effective April 30, 2012, the Oppenheimer Capital Appreciation merged into the Jennison Growth. Values before April 30, 2012 reflect the performance of the Oppenheimer Capital Appreciation. Prior to the opening of business on April 29, 2013, the Oppenheimer Global Equity of the Metropolitan Series Fund (MSF) merged with and into the Met/Templeton Growth of Met Investors Series Trust (MIST) and the Met/Templeton Growth was renamed the MIST Oppenheimer Global Equity. Values before April 29, 2013 reflect the performance of the Oppenheimer Global Equity of the Metropolitan Series Fund. Effective April 29, 2013, Met/Franklin Templeton Founding Strategy merged into MetLife Growth Strategy (now known as MetLife Asset Allocation 80 ). Values before April 29, 2013 reflect the performance of Met/Franklin Templeton Founding Strategy. Effective April 28, 2014, the ClearBridge Aggressive Growth II of the Met Investors Series Trust merged with and into the ClearBridge Aggressive Growth of the Met Investors Series Trust. Values before April 28, 2014 reflect the performance of the ClearBridge Aggressive Growth II. Effective on or about September 1, 2017, Massachusetts Financial Services replaced BlackRock Advisors, LLC as the subadviser to the MFS Value II, which was previously known as BlackRock Large Cap Value. Effective on or about December 15, 2017, Victory Capital Management, Inc. replaced Invesco Advisors Inc. as subadviser to the Victory Sycamore Mid Cap Value, which was previously known as Invesco Mid Cap Value. Effective April 30, 2018, the MFS Value II (formerly known as BlackRock Large Cap Value ) of the BrightHouse Funds Trust II merged into the MFS Value of the BrightHouse Funds Trust II. While diversification through an asset allocation strategy is a useful technique that can help to manage overall portfolio risk and volatility, there is no certainty or assurance that a diversified portfolio will enhance overall return or outperform one that is not diversified. An investment made according to one of these asset allocation models neither guarantees a profit nor prevents the possibility of loss. Page 2 of 5
Asset allocation portfolios are "fund of funds" portfolios. Because of this two-tier structure, each asset allocation portfolio bears its own investment management fee and expenses as well as its pro rata share of the management fee and expenses of the underlying portfolios. The Contract Owner may be able to realize lower aggregate expenses by investing directly in the underlying portfolios instead of investing in an asset allocation portfolio. In that case, you would not receive the asset allocation services provided by an investment adviser. Investment Performance Is Not Guaranteed. Additional prospectuses for the MetLife Financial Freedom Select variable annuity issued by Metropolitan Life Insurance Company and for the investment portfolios are available from your financial professional or at www.metlife.com. The contract prospectus contains information about the contract s features, risks, charges and expenses. Investors should consider the investment objectives, contract features, risks charges and expenses of the investment company carefully before investing. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. Please refer to the contract prospectus for more complete details regarding the living and death benefits. Variable annuities are long-term investments designed for retirement purposes. Variable annuities have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet its stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value. All product guarantees, including optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details. Distributions of 401(k), 403(b) or 457(b) salary reduction contributions allocated to your annuity account, and the earnings on such contributions, are generally not permitted prior to attaining normal retirement age under your retirement plan except under certain situations, such as your severance from employment with the employer sponsoring the plan or your death, disability or hardship as provided under the plan. Distributions of contributions and earnings may also be restricted as defined in the plan documents. Contact your plan administrator to determine when and under what circumstances you may request a distribution from your plan. Where permitted, distributions of taxable amounts are generally subject to ordinary income tax and, if made before age 59½, may be subject to a 10% federal income tax penalty. In the case of 457(b) governmental plans, the 10% federal income tax penalty may apply to amounts rolled over from another type of qualified retirement plan or IRA. Because the purchase of a variable annuity through an employer retirement plan does not provide additional tax-deferral benefits beyond those already provided through the retirement plan, you should consider the variable annuity for its death benefit, annuity options and other non-tax related benefits. Distributions will reduce the living and death benefits and account value and may be subject to withdrawal charges. The MetLife Financial Freedom Select variable annuity is issued by Metropolitan Life Insurance Company, New York, NY 10166 on Policy Form Series MFFS_07/01_. All products are distributed bymetlife Investors Distribution Company (member FINRA), New York, NY 10166. Both are MetLife companies. Metropolitan Life Insurance Company New York, NY 10166 www.metlife.com 1-800-638-7732 CLVA6586-e L0418504437[exp0519][All States][DC] Page 3 of 5
e Class The performance data quoted represents past performance and does not guarantee future results. Performance current to the most recent monthend may be viewed at www.metlife.com. The investment return and principal value of an investment will fluctuate and an investor's shares, when redeemed, may be worth more or less than their original cost. Each Investment Option consists of an investment division of the separate account supporting the contract (an "Investment Division") that invests solely in shares of a fund portfolio (a ""). Standardized Performance for an Investment Option, as defined by the SEC, is the Average Annual Total Return for periods commencing no earlier than the Investment Division inception date and terminating at the end of the most recent calendar quarter. Average Annual Total Returns shown that include periods prior to the Investment Division inception date are Non-Standardized Performance. Charges for Standardized Performance include all -level expenses, the Separate Account Charge of 0.60% which includes the Optional Annual Step-Up Death Benefit (the Separate Account Charge includes an additional charge of 0.25% as a percentage of your average Account Balance in the American Funds Bond, American Funds Growth, American Funds Growth-Income and American Funds Global Small Capitalization Investment Divisions), the Lifetime Withdrawal Guarantee Benefit charge of 0.95% of the Total Guaranteed Withdrawal Amount, and the annual Account Fee of $30. There are no withdrawal charges for this product. Past performance does not guarantee future results. Average Annual Total Return Standardized as of 06/30/2018 Assuming Contract Surrender Assuming Contract Surrender e Class Asset Class Variable Investment Options 1 Year 5 Year* Asset Allocation 1 Year 5 Year* Investment Division Inception Date Investment Division Inception Date American Funds Balanced Allocation 7.55% 6.59% 5.05% 7.71% 6.52% 4.55% 04/28/2008 04/28/2008 American Funds Growth Allocation 10.97% 8.51% 5.92% 10.77% 8.48% 5.27% 04/28/2008 04/28/2008 American Funds Moderate Allocation 4.57% 4.97% 4.07% 4.57% 4.85% 3.70% 04/28/2008 04/28/2008 Brighthouse Asset Allocation 20-0.04% 1.79% 2.80% 0.23% 1.62% 2.63% 05/02/2005 05/02/2005 Brighthouse Asset Allocation 40 2.68% 3.56% 3.85% 2.59% 3.41% 3.59% 05/02/2005 05/02/2005 Brighthouse Asset Allocation 60 5.75% 5.37% 4.69% 5.35% 5.28% 4.33% 05/02/2005 05/02/2005 Brighthouse Asset Allocation 80 8.91% 7.13% 5.44% 8.30% 7.05% 4.96% 05/02/2005 05/02/2005 Brighthouse Asset Allocation 100 11.58% 8.51% 5.82% 10.78% 8.48% 5.24% 05/02/2005 05/02/2005 SSGA Growth and Income ETF 6.19% 5.16% 4.71% 5.38% 4.80% 4.30% 09/30/2005 05/01/2006 SSGA Growth ETF 8.60% 6.51% 5.19% 7.46% 6.16% 4.65% 09/30/2005 05/01/2006 (Large Cap) American Funds Growth 22.04% 14.27% 8.93% 20.07% 13.74% 7.71% 02/08/1984 05/01/2001 American Funds Growth-Income 17.33% 11.93% 7.92% 16.28% 11.89% 7.44% 02/08/1984 05/01/2001 BlackRock Capital Appreciation 27.49% 15.15% 8.83% 27.75% 14.64% 8.03% 10/31/1994 08/05/2002 Brighthouse/Wellington Core Equity Opportunities 13.63% 9.86% 6.34% 7.99% 8.94% 5.60% 10/31/1994 07/05/2000 Brighthouse/Wellington Large Cap Research 15.55% 12.80% 7.66% 10.22% 11.94% 6.77% 06/24/1983 07/02/1990 ClearBridge Aggressive Growth 13.31% 10.12% 9.47% 11.87% 9.72% 8.95% 02/12/2001 05/01/2001 Jennison Growth 24.92% 16.14% 8.50% 26.93% 16.06% 7.49% 02/12/2001 08/05/2002 MetLife Stock Index 16.96% 11.85% 8.18% 11.73% 10.78% 7.49% 05/01/1990 07/02/1990 MFS Value 7.40% 9.30% 6.93% 1.77% 8.57% 6.44% 11/09/1998 11/09/1998 T. Rowe Price Large Cap Growth 20.24% 15.38% 10.69% 20.46% 15.30% 9.79% 11/09/1998 11/09/1998 (Mid Cap) Brighthouse/Artisan Mid Cap Value 11.30% 6.16% 5.75% 7.34% 6.19% 5.72% 04/30/1993 05/01/2001 MetLife Mid Cap Stock Index 17.25% 10.65% 8.70% 10.85% 10.05% 8.13% 07/05/2000 07/05/2000 Morgan Stanley Mid Cap Growth 41.80% 11.80% 5.48% 31.99% 10.57% 3.31% 03/03/1997 03/03/1997 T. Rowe Price Mid Cap Growth 17.72% 13.18% 10.74% 12.01% 12.63% 9.70% 02/12/2001 05/01/2001 Victory Sycamore Mid Cap Value 15.79% 6.47% 5.31% 6.86% 5.75% 4.20% 11/09/1998 11/09/1998 (Small Cap) Brighthouse Small Cap Value 18.41% 9.76% 6.06% 10.10% 9.25% 5.95% 05/01/2002 08/05/2002 Invesco Small Cap Growth 27.52% 12.89% 10.07% 21.71% 12.45% 9.73% 10/09/2001 05/01/2002 Loomis Sayles Small Cap Core 21.23% 10.33% 9.03% 13.89% 9.76% 8.83% 05/02/1994 07/05/2000 Loomis Sayles Small Cap Growth 36.08% 12.32% 10.55% 25.32% 11.58% 9.79% 05/01/2001 05/01/2001 MetLife Russell 2000 Index 22.91% 10.69% 7.99% 15.11% 10.12% 8.14% 11/09/1998 11/09/1998 Neuberger Berman Genesis 24.31% 10.34% 6.18% 12.73% 9.63% 5.85% 07/05/2000 07/05/2000 T. Rowe Price Small Cap Growth 25.82% 13.09% 11.53% 16.87% 12.70% 10.78% 03/03/1997 03/03/1997 Balanced Calvert VP SRI Balanced 9.07% 6.15% 4.81% 5.88% 5.81% 4.20% 09/30/1986 05/01/1991 MFS Total Return 4.07% 5.71% 4.76% 1.32% 5.17% 4.47% 04/30/1987 08/05/2002 International Equity American Funds Global Small Capitalization 13.58% 7.38% 4.90% 14.31% 7.70% 3.31% 04/30/1998 05/01/2001 Harris Oakmark International -5.67% 3.18% 5.77% 1.10% 4.84% 6.21% 10/09/2001 05/01/2002 Loomis Sayles Global Markets 10.52% 7.55% 6.88% 10.41% 7.48% 10.93% 04/28/2006 11/10/2008 MetLife MSCI EAFE Index 1.91% 3.21% 0.98% 4.04% 3.81% 0.00% 11/09/1998 11/09/1998 MFS Research International 4.94% 3.21% 1.60% 6.30% 3.54% 0.44% 02/12/2001 05/01/2001 Oppenheimer Global Equity 13.51% 9.88% 7.12% 13.97% 9.62% 6.64% 03/03/1997 03/03/1997 Fixed Income American Funds Bond -3.51% 0.07% 0.63% -2.98% -0.17% 0.40% 04/30/1997 05/01/2006 BlackRock Bond Income -3.03% 0.79% 1.86% -2.32% 0.61% 1.73% 08/26/1983 07/02/1990 Brighthouse/Franklin Low Duration Total Return -1.29% -0.74% -0.84% -1.61% -0.83% -0.86% 04/29/2011 05/02/2011 MetLife Aggregate Bond Index -3.42% -0.05% 1.06% -2.80% -0.25% 1.10% 11/09/1998 11/09/1998 PIMCO Inflation Protected Bond -1.47% -0.59% 0.85% -0.24% -0.81% 0.86% 05/01/2003 05/01/2006 PIMCO Total Return -2.95% 0.39% 2.44% -2.00% 0.11% 2.51% 02/12/2001 05/01/2001 Western Asset Management Strategic Bond Opportunities -3.35% 1.81% 4.18% -2.44% 1.58% 3.99% 10/31/1994 05/01/2001 Western Asset Management U.S. Government -2.80% -0.92% 0.08% -2.30% -1.08% -0.03% 10/31/1994 05/01/2001 Specialty Clarion Global Real Estate 1.01% 3.55% 2.39% 2.12% 2.63% 2.22% 04/30/2004 05/01/2004 - Return Not Available Pro-rated based on an average contract size; not applicable for contracts with account values greater than $25,000. *Annualized for Investment Options/s in existence for more than one year. Prior to March 6, 2017, Brighthouse Funds Trust I was known as Met Investors Series Trust and Brighthouse Funds Trust II was known as Metropolitan Series Fund. Page 4 of 5
Current performance may be lower or higher than the performance quoted. This is past performance and is no guarantee of future results. Investment Performance Is Not Guaranteed. Additional prospectuses for the MetLife Financial Freedom Select variable annuity issued by Metropolitan Life Insurance Company and for the investment portfolios are available from your financial professional or at www.metlife.com. The contract prospectus contains information about the contract s features, risks, charges and expenses. Investors should consider the investment objectives, contract features, risks charges and expenses of the investment company carefully before investing. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. Please refer to the contract prospectus for more complete details regarding the living and death benefits. Variable annuities are long-term investments designed for retirement purposes. Variable annuities have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet its stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value. All product guarantees, including optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details. Distributions of 401(k), 403(b) or 457(b) salary reduction contributions allocated to your annuity account, and the earnings on such contributions, are generally not permitted prior to attaining normal retirement age under your retirement plan except under certain situations, such as your severance from employment with the employer sponsoring the plan or your death, disability or hardship as provided under the plan. Distributions of contributions and earnings may also be restricted as defined in the plan documents. Contact your plan administrator to determine when and under what circumstances you may request a distribution from your plan. Where permitted, distributions of taxable amounts are generally subject to ordinary income tax and, if made before age 59½, may be subject to a 10% federal income tax penalty. In the case of 457(b) governmental plans, the 10% federal income tax penalty may apply to amounts rolled over from another type of qualified retirement plan or IRA. Because the purchase of a variable annuity through an employer retirement plan does not provide additional tax-deferral benefits beyond those already provided through the retirement plan, you should consider the variable annuity for its death benefit, annuity options and other non-tax related benefits. Distributions will reduce the living and death benefits and account value and may be subject to withdrawal charges. The MetLife Financial Freedom Select variable annuity is issued by Metropolitan Life Insurance Company, New York, NY 10166 on Policy Form Series MFFS_07/01_. All products are distributed bymetlife Investors Distribution Company (member FINRA), New York, NY 10166. Both are MetLife companies. Metropolitan Life Insurance Company New York, NY 10166 www.metlife.com 1-800-638-7732 CLVA6586-e L0418504437[exp0519][All States][DC] Page 5 of 5