s Overview The (TM) for funds, often called the star rating, debuted in 1985 and was quickly embraced by investors and advisors. Using a scale of one to five stars, the original rating allowed investors to easily evaluate a fund s past performance within broad asset classes. The (TM) is a quantitative assessment of a fund s past performance-both return and riskas measured from one to five stars. It uses focused comparison groups to better measure fund manager skill. As always, the (TM) is intended for use as the first step in the fund evaluation process. A high rating alone is not a sufficient basis for investment decisions. Investor Benefits Provides focused comparison groups to help investors build multi-fund portfolios Is sensitive to manager skill and fund quality and less sensitive to recent overall performance of the category Gives investors the ability to quickly and easily identify funds that are worthy of further research, those with superior risk-adjusted returns How Does It Work? The for funds methodology rates funds based on an enhanced Morningstar Risk-Adjusted Return measure. Funds are ranked by their Morningstar Risk-Adjusted Return scores and stars are assigned using the following scale. Funds are rated for up to three periods the trailing three, five, and ten years. The overall rating is calculated using the following weights: Age of fund At least three years, but less than five At least five years, but less than 10 At least ten years Over all rating 100% three-year rating 60% five-year rating 40% three-year rating 50% five-year rating 30% five-year rating 20% three-year rating For more details, please visit: http://www.morningstar.in
India - Arbitrage Fund (Data as of Jun 30, 2011) Kotak Equity Aribitrage Fund UTI Spread Fund ICICI Prudential Equity & Derivative Income Opt India - Banking and Financial Services (Data as of Jun 30, 2011) UTI Banking Sector Fund Reliance Banking Fund India - Conservative Allocation (Data as of Jun 30, 2011) Reliance Monthly Income Plan Birla Sun Life Asset Allocation Fund Conservative Plan Canara Robeco Monthly Income Plan HDFC Childrens Gift Saving Q Q Q Q LIC Nomura MF Floating Rate Fund Monthly Income Plan A FT India Life Stage Fund of Funds 50s Plus Floating Rate Plan FT India Life Stage Fund of Funds 50s Plus Plan FT India Monthly Income Plan B HDFC Monthly Income Plan Long Term Plan Q L&T Monthly Income Plan Sahara Classic Fund DSP BlackRock Saving Manager Aggressive Fund HDFC Multiple Yield Fund Birla Sun Life Monthly Income HDFC Multiple Yield Fund Plan 2005 Birla Sun Life MIP UTI Monthly Income Scheme Birla Sun Life Monthly Income Plan Savings 5 Principal PNB Monthly Income Plan Plus UTI MIS Advantage Fund ICICI Prudential Child Care Study UTI Mahila Unit Scheme HSBC Monthly Income Plan Savings Plan India - ELSS (Tax Savings) (Data as of Jun 30, 2011) Fidelity Tax Advantage Fund Q Franklin India Taxshield Fund HDFC TaxSaver Q ICICI Prudential Tax Plan HDFC Long Term Advantage Fund Q Reliance Tax Saver Fund Religare Tax Plan Q Sahara Taxgain HSBC Tax Saver Equity Fund Sundaram Tax Saver Fund
SBI Magnum Taxgain Scheme 93 India - Floating Rate Ultrashort Bond (Data as of Jun 30, 2011) Templeton Floating Rate Income Fund Long Term LIC Nomura MF Floating Rate Fund Short Term Kotak Floater Fund Long Term Q Q Q Reliance Floating Rate Fund Short Term Plan ICICI Prudential Floating Rate C ICICI Prudential Floating Rate D Birla Sun Life Floating Rate Fund Long Term Plan Q ICICI Prudential Long Term Floating Rate Fund A SBI Magnum Income Fund Floating Rate Plan Short Term Q ICICI Prudential Long Term Floating Rate Fund B Kotak Floater Fund Short Term HSBC Floating Rate Fund Long Term Plan Regular HDFC Floating Rate Income Short Term Fund Birla Sun Life Floating Rate Fund Short Term Plan Tata Floater Fund Canara Robeco Floating Rate Fund Short Term Tata Money Market DSP BlackRock Floating Rate Fund Regular SBI Magnum Insta Cash Fund Liquid Floater Plan India - Global Large Cap (Data as of Jun 30, 2011) Franklin Asian Equity Fund Q Fidelity International Opportunities Fund Tata Growing Economies Infrastructure Fund Plan A ICICI Prudential Indo Asia Equity Birla Sun Life International Equity Fund Plan B India - Intermediate Bond (Data as of Jun 30, 2011) Canara Robeco Income Birla Sun Life Income Plus Fund Q Q HSBC Income Fund Investment Plan Regular HSBC Flex Debt Retail ING Income Fund Regular Q Reliance Income Fund Retail Plan Escorts Income Plan Q IDFC Super Saver Income Fund Investment A BNP Paribas Flexi Debt Fund Q IDFC Dynamic Bond Fund A Kotak Bond Fund Q DWS Premier Bond Fund Regular Kotak Bond Deposit Birla Sun Life Income Fund India - Intermediate Government (Data as of Jun 30, 2011)
JM Government Securities Fund Regular Q ICICI Prudential Gilt Treasury Option Birla Sun Life Govt Securities Fund Long Term Q Templeton India Government Securities Fund PF Plan Birla Sun Life Gilt Plus Fund Regular ING Gilt Provident Fund Dynamic DSP BlackRock Government Securities ING Gilt Provident Fund Dynamic AIP IDFC Government Securities Fund PF Plan A Templeton India Government Securities Fund Composite Plan Escorts Gilt Plan ICICI Prudential Gilt Treasury Option PF Plan India - Large Cap (Data as of Jun 30, 2011) ICICI Prudential Focused Bluechip Equity Retail Fidelity India Fund Q Q Templeton India Equity Income Fund SBI Magnum Sector Umbrella Contra Mirae Asset India Opportunities Fund Regular Q IDFC Imperial Equity Fund UTI Opportunities Fund Q ICICI Prudential Top 100 ICICI Prudential Dynamic Q ICICI Prudential Top 200 UTI India Lifestyle Fund Q Quantum Long-Term Equity Fund UTI Dividend Yield Fund Q Reliance NRI Equity Fund Fidelity Equity Fund Q Reliance Vision Fund HDFC Equity Fund Q Sahara Fund HDFC Top 200 Fund Q AIG India Equity Regular DSP BlackRock Top 100 Equity Fund Q Religare Fund Birla Sun Life Frontline Equity Fund Q OptiMix 5 Star Multi Manager FOF Scheme Birla Sun Life Top 100 Fund Religare Contra Fund Baroda Pioneer Fund Religare Equity Fund DSP BlackRock Opportunities Fund HSBC Equity Fund Canara Robeco Equity Diversified Reliance Regular Savings Fund Equity DSP BlackRock Equity Fund BNP Paribas Sustainable Development Fund HDFC Capital Builder Fund UTI Mastershare Unit HDFC Fund Kotak 50 Franklin India Bluechip Fund Morgan Stanley A.C.E Fund
Franklin India Flexi Cap Fund HDFC Index Sensex Plus Franklin India Prima Plus Fund Reliance Quant Plus Fund Retail UTI Equity Fund India - Liquid (Data as of Jun 30, 2011) HDFC Cash Management Fund Savings Plan Q Sundaram Money Fund Escorts Liquid Plan Q UTI Liquid Fund Cash Plan Reliance Liquidity Fund Q BNP Paribas Overnight Fund Sahara Liquid Fund Variable Pricing Option Q Templeton India Treasury Management Account Sahara Liquid Fund Fixed Pricing Option Q Templeton India Treasury Management Account Liquid Plan LIC Nomura MF Liquid Q ICICI Prudential Sweep Cash Option HDFC Liquid Fund Q Reliance Liquid Fund Treasury Plan Retail UTI Money Market Fund Quantum Liquid Fund JM High Liquidity Fund ICICI Pru Liquid DWS Insta Cash Plus Fund ING Liquid Fund Kotak Liquid Fund Tata Liquid Fund Regular Investment Plan L&T Liquid Fund Regular Baroda Pioneer Liquid Fund Taurus Liquid Fund Birla Sun Life Cash Manager Fund Religare Liquid Fund Retail Birla Sun Life Cash Plus Fund Retail AIG India Liquid Retail Canara Robeco Liquid Fidelity Cash Fund Retail DSP BlackRock Liquidity Fund Regular SBI Magnum Insta Cash Cash India - Long Government (Data as of Jun 30, 2011) ICICI Prudential Gilt Investment Option PF Plan UTI Gilt Advantage Fund Long Term Plan Kotak Gilt Investment Fund Q Templeton Government Securities Fund Long Term Plan UTI Gilt Advantage Long Term PF Prescribed Date Auto ICICI Prudential Gilt Investment Option Kotak Gilt Investment Fund PF Plan & Trust
India - Moderate Allocation (Data as of Jun 30, 2011) Birla Sun Life Asset Allocation Fund Aggressive Plan Birla Sun Life 95 Birla Sun Life Asset Allocation Fund Moderate Plan HDFC Balanced Fund HDFC Prudence Fund Q Q Q Q Q FT India Life Stage Fund of Funds 20s Plan FT India Dynamic PE Ratio Fund Of Funds FT India Life Stage Fund of Funds 30s Plan FT India Life Stage Fund of Funds 40s Plan DSP BlackRock Balanced Fund Reliance Regular Savings Fund Balanced Canara Robeco Balanced HDFC Childrens Gift Investment UTI CCP Advantage FT India Balanced Fund Tata Balanced Fund India - Short Government (Data as of Jun 30, 2011) Birla Sun Life Gilt Plus Fund Liquid Plan SBI Magnum Gilt Short Term Plan Q Q UTI Government Securities Fund Short Term Plan Kotak Gilt Savings Plan Tata Gilt Securities Short Maturity Fund Q India - Short-term Bond (Data as of Jun 30, 2011) Templeton India Short Term Income Plan Sahara Income Fund Q Q ICICI Prudential Short Term ING Income Fund Short Term JM Short Term Plan Q Kotak Bond Fund Short Term DWS Short Maturity Fund HDFC Short Term Plan IDFC Super Saver Income Fund Medium Term A UTI Short Term Income Birla Sun Life Dynamic Bond Fund Retail HDFC High Interest Fund Short Term Plan Reliance Short Term Fund India - Small/Mid Cap (Data as of Jun 30, 2011) IDFC Small & Midcap Equity Fund Q Tata Equity P/E Fund HDFC Mid Cap Opportunities Fund Q Sahara Wealth Plus Fund Fixed Pricing
Tata Dividend Yield Fund Q Sahara Wealth Plus Fund Variable Pricing IDFC Premier Equity Fund Plan A Q Birla Sun Life Mid Cap Fund Birla Sun Life Dividend Yield Plus Fund Q Franklin India Prima Fund Birla Sun Life India GenNext Fund Q Fidelity India Special Situations Fund Birla Sun Life MNC Fund Q Escorts High Yield Equity Plan Birla Sun Life Buy India Fund DSP BlackRock Small and Midcap Fund UTI Master Value Fund ING Dividend Yield Fund BNP Paribas Dividend Yield Fund UTI MNC Fund Reliance Equity Opportunities Fund ICICI Prudential Discovery Reliance Fund Religare Mid N Small Cap Fund India - Ultrashort Bond (Data as of Jun 30, 2011) BNP Paribas Money Plus Fund JM Money Manager Fund Super Plan LIC Nomura MF Income Plus Fund Q Q Q JM Money Manager Fund Super Plus Plan Templeton India Ultra Short Bond Fund Retail BNP Paribas Short Term Income Fund Religare Ultra Short Term Retail AIG India Treasury Retail DSP BlackRock Money Manager Fund Fidelity Ultra Short Term Debt Fund Retail DWS Cash Opportunities Fund 15 Days Birla Sun Life Saving Fund Fund Retail JM Money Manager Fund Canara Robeco Treasury Advantage Retail ING Treasury Advantage Fund SBI Short Horizon Debt Fund Ultra Short Term Retail Reliance Money Manager Fund Retail SBI Short Horizon Debt Fund Short Term Retail HDFC Cash Management Fund Treasury Advantage Plan Retail PRINCIPAL Ultra Short Bond Fund Regular Plan UTI Treasury Advantage Reliance Medium Term Fund Retail HSBC Income Fund Short Term Plan Regular DWS Ultra Short Term Fund Kotak Flexi Debt Fund L&T Freedom Income Short Term Fund Regular LIC Nomura MF Saving Plan Birla Sun Life Ultra Short Term Fund IDFC Savings Advantage