Employee Savings Plan. 401(k) Transition Guide

Employee Savings Plan 401(k) Transition Guide

At Newell Brands, we re committed to making life better every day. That s why we re introducing the Newell Brands Employee Savings Plan, a new 401(k) plan with services provided by Fidelity to help you manage your financial future. Whether retirement is right around the corner or decades away, the Newell Brands Employee Savings Plan brings education, tools, and resources to help you create a stronger retirement plan and support your overall financial wellness. As you read this guide: Discover what your 401(k) offers including a competitive company match and new resources and program features. Review changes to the investment lineup and key dates to understand when you need to make investment decisions. Review the key transition dates and take note of services that may be temporarily unavailable during the transition. Thank you for all you do at Newell Brands. Your new retirement benefits await. Watch for more information coming your way at home and at work in November and December. OPEN

What s Happening Starting in January 2018, the Newell Brands Employee Savings Plan will be offered through Fidelity. The Newell Rubbermaid 401(k) Savings and Retirement Plan is merging into the new plan. What You Need to Do The Newell Brands Employee Savings Plan will have a new range of investment options. There will be an investment election window December 4 15, 2017, when you ll have the opportunity to make new investment elections. If You Don t Take Action If you don t make new investment elections for your transferring balance and future contributions, they ll be directed to the Newell Brands Employee Savings Plan s new default investment option as described in the Guide. Important notice concerning your rights under the Newell Rubbermaid 401(k) Savings and Retirement Plan. This notice is to inform you that the Newell Rubbermaid 401(k) Savings and Retirement Plan will be merging into the Newell Brands Employee Savings Plan and moving to Fidelity Investments. Certain plan services will be temporarily unavailable in order to implement this change.

Employee Savings Plan 401(k) Transition Guide Account Transfer Your Newell Rubbermaid Plan account balance will transfer from Empower into the Newell Brands Employee Savings Plan at Fidelity in early January. Future Contributions Your future contributions, including matching contributions, will be directed to your new account at Fidelity. While your current contribution rate will transfer to Fidelity, your current investment elections will not. Not Saving Today? Even if you are not contributing to your 401(k) plan today, read this guide to learn about the new plan and how you can make the most of this benefit in the future. The Blackout Period There will be a blackout period starting December 22, 2017, at 4 p.m. ET. Once the blackout period begins, you won t be able to view or make changes to your account at Empower, including changing your investment elections or initiating transactions such as loans or withdrawals. The blackout period is expected to end during the week of January 7, 2018. You ll receive a notification when the blackout period ends. Then, you ll be able to view your account, make changes, and access Fidelity s best-in-class online resources and customer service representatives. Questions? If you have questions along the way, call the Fidelity Service Center at 1-833-252-2244. Representatives are available to assist you from 8:30 a.m. to 8:30 p.m. ET, Monday Friday.

What s Inside Important Dates... 2 4 What s Changing... 6 7 New Tools and Resources... 9 11 Accessing Your Account... 12 New Investment Options Lineup... 14 19 Next Steps... 20 Look for this icon throughout the guide. It indicates action items that may apply to you. These materials can also be viewed electronically at NWLBenefits.com. Use the password Under1roof2018 to access the site. If You re a Former Employee, Alternate Payee, or Beneficiary: Some of the information enclosed may not apply to you. However, you will be affected by the upcoming transition, so please read this material carefully. 1

Important Dates KEY DATES * December 4 15, 2017 WHAT S HAPPENING Choose Your New Investments Make your investment choices through Fidelity for your transferring balance and future contributions. The investment election window is your chance to choose how you want to invest your transferring account balance and future contributions. Any elections you make will take effect in your new account when the transition is complete in January. During this window, make your elections by logging on to netbenefits.com/newellbrands or by calling Fidelity. Detailed instructions about the investment election process will be sent to you in late November. If you do not make an investment election during this window, your transferring account balance and future contributions will be directed to the Newell Brands Employee Savings Plan s default investment option, the FIAM Target Date Commingled Pool Class T with a target date closest to your age of retirement, based on your date of birth and assuming a retirement age of 65. Review the Default Investment Option section of this guide on page 19 for details. Note that any existing balances in Newell Brands Inc. Common Stock Fund, Invesco Stable Value Fund, and Self-Directed Brokerage will be excluded from this investment election window. December 15, 2017 4 p.m. ET This is the last day at Empower to: Request paperwork for hardship withdrawals, home loans, and rollovers into the plan Open a Self-Directed Brokerage account 2 Contact Empower online at empowermyretirement.com or call 1-800-550-4848 before the start of the blackout period to make any changes. Your historical account information will be available at Empower until March 29, 2018.

Employee Savings Plan 401(k) Transition Guide KEY DATES * December 22, 2017 4 p.m. ET January 2, 2018 During the Week of January 7 WHAT S HAPPENING Blackout Begins This is the last day at Empower to: Enroll in the plan Change your contribution rate Change your investment elections Request an exchange between investment options Request a loan or distribution not requiring paperwork Return all necessary paperwork in good order to process a hardship withdrawal, home loan, or rollover into the plan Make any transactions in your Self-Directed Brokerage account Note: If you have a Self-Directed Brokerage account at Empower, you will receive a separate mailing that requires your action. Refer to page 17 for details. Your account balance (valued at the close of the market on December 29, 2017) moves to Fidelity into the Newell Brands Employee Savings Plan. Review the New Investment Options Lineup section of this guide to learn about your new investment lineup. Blackout Ends You ll have full access to your account at Fidelity sometime during this week. You ll receive an email or a postcard letting you know the transition is complete. Access your account and new tools and resources at the new website, netbenefits.com/newellbrands. Refer to page 12 for more account access information. Mid-January 2018 Your final account statement from Empower will be mailed to you in mid-january, reflecting the balance that transferred to Fidelity and an ending zero balance. Following the transition, account statements will be available online at netbenefits.com/newellbrands. Statements will not be automatically mailed to your home. If you would like quarterly statements mailed to your home address, update your preferences in the Profile section of NetBenefits or call Fidelity. *The timing of the plan changes and transition period, including any asset reallocations, described within this brochure depends on a variety of factors, which may include the timing and accuracy of the transfer of data, receipt of instructions, and receipt of assets. Changes in any of these factors may result in changes to the timing of the delivery of services, the transition period, and/or the dates on which, and thus the prices at which, assets in your account are sold and/or reinvested. 3

Important Dates The Blackout Period To ensure that all information is transferred accurately from your current account at Empower to your new account at Fidelity, there will be a period of time when you will be unable to direct or diversify investments in your individual accounts, obtain a loan from the plan, or obtain a withdrawal or distribution from the plan. This time, during which you will be unable to exercise these rights otherwise available under the plan, is called a blackout period. The blackout period for the plan will begin on December 22, 2017, and is expected to end during the week of January 7, 2018. During these weeks, you can determine the status of the blackout period by calling Fidelity at 1-833-252-2244. Review Current Investments Because you will be unable to direct or diversify the assets in your account during the blackout period, it is very important that you review and consider the appropriateness of your current investments. For your long-term retirement security, you should give careful consideration to the importance of a well-balanced and diversified investment portfolio, taking into account all your assets, income, and investments. You should be aware that there is a risk to holding substantial portions of your assets in the securities of any one company, as individual securities tend to have wider price swings, up and down, in short periods of time than investments in diversified funds. Stocks that have wide price swings might have a large loss during the blackout period, and you would not be able to direct the sale of such stocks from your account during the blackout period. Employee Savings Plan 401(k) Transition Guide 4 Questions? Contact Fidelity at 1-833-252-2244 from 8:30 a.m. to 8:30 p.m. ET, Monday Friday.

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What s Changing Many of the features you have today will remain unchanged. However, there will be some changes and new features available in the Newell Brands Employee Savings Plan. As part of the move to Fidelity, you ll have support as you plan for your future from short-term, simple savings goals to long-term financial wellness, or something in-between. Here are some highlights of what you can expect beginning in January. Matching Contributions Newell Brands will increase matching contributions to 100% of the first 6% of eligible earnings you contribute. This increase from a 4% to 6% match replaces the annual discretionary Retirement Savings Plan contribution found in the Newell Rubbermaid 401(k) Savings and Retirement Plan. Be sure to contribute at least 6% to take advantage of the full match. All matching contributions will be immediately vested. Vesting Active employees on January 1, 2018, will immediately be 100% vested in all company contributions, as well as any earnings on them. New Investment Lineup An updated lineup, comprised of a multi-tier investment structure, has been designed to help you choose from investment options based on your level of interest, experience in investing, and risk tolerance. Learn more in the New Investment Options Lineup section of this guide. Automatic Increase Program This optional service that helps you keep pace with your goals by increasing your contribution amount each year will be available in the new plan, and any existing automatic increase designation you make at Empower will transfer to Fidelity. However, any increase cap you may have set will not. 6 Fidelity BrokerageLink You will continue to have access to a self-directed brokerage account feature. Fidelity BrokerageLink gives you access to additional investment choices beyond those available in the standard plan lineup. You will be able to invest future contributions directly to your BrokerageLink account and invest up to 95% of your total plan account balance. There will also no longer be an annual account maintenance fee in the Self-Directed Brokerage account.

Employee Savings Plan 401(k) Transition Guide Beneficiary Designations Your most current beneficiary designations that are complete and in good order at Empower will transfer to Fidelity. After the blackout period ends during the week of January 7, 2018, log on to NetBenefits or call Fidelity to verify your beneficiaries. Outstanding Loans All outstanding loan balances will transfer to Fidelity. If you are currently an active employee, you will continue to repay your loan(s) in the same manner as you have with Empower. The transition will not affect the terms or length of your loan(s).* Payroll Contributions Contributions will continue to be deducted from your paycheck through the blackout period and will be transferred to Fidelity. These contributions will be temporarily invested in the Fidelity Government Money Market Fund - Premium Class. You could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, the fund s sponsor, have no legal obligation to provide financial support to money market funds, and you should not expect that the sponsor will provide financial support to the fund at any time. Fidelity s government and U.S. Treasury money market funds will not impose a fee upon the sale of your shares, nor temporarily suspend your ability to sell shares if the fund s weekly liquid assets fall below 30% of its total assets because of market conditions or other factors *Loan repayments received during the blackout period will be invested in the Fidelity Government Money Market Fund - Premium Class until the blackout period ends. At that time, loan repayments and any associated earnings will be posted to your account according to your investment elections on file with Fidelity. If you do not have any elections on file, your loan repayments and any associated earnings will be invested in a FIAM Target Date Commingled Pool Class T. Questions? Contact Fidelity at 1-833-252-2244 from 8:30 a.m. to 8:30 p.m. ET, Monday Friday. 7

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New Tools and Resources 401(k) Resources on NetBenefits It s more than just a place to check your account balance. When you log in to your account at the new website, netbenefits.com/newellbrands, you ll be able to: Take action on your account, like changing your contribution rate and investment elections Take advantage of interactive online resources, like the Planning & Guidance Center Measure your financial wellness against recommended milestones Find the next step to consider, based on your current situation Financial Wellness Resources Financial wellness is really about building your confidence as you manage today s financial challenges while improving your financial outlook for tomorrow. There s something for everyone, whether you need help: Figuring out basics, like establishing emergency savings or managing credit card debt Making the right financial decisions for life s firsts, from saving for big purchases to starting a family Doing more with your money and making bigger, more complex financial decisions, like deciding when to retire Based on your needs, you ll have access to the right topics for you, whether it s budget, debt, savings and investing, retirement transition, or asset and income protection. Screenshots are for illustrative purposes only. 9

New Tools and Resources Planning & Guidance Center The Planning & Guidance Center makes it easier to plan for the retirement you envision. By answering just a few questions, you ll be able to: Estimate how much income you may have in retirement Receive next steps to consider to help you get on track Build your retirement plan in minutes Easily access the Planning & Guidance Center from netbenefits.com/newellbrands. Screenshots are for illustrative purposes only. One-on-one Support Beginning in January, get one-on-one support from two Fidelity resources for your retirement, investing, and financial wellness needs at no cost to you. Here s how: Contact Planning & Guidance Consultants. No matter your location, you can schedule an over-the-phone appointment for detailed, personal help. OR Visit a Fidelity Investor Center. Fidelity has more than 190 Investor Centers across the country. The professionals in the Investor Centers are highly trained to provide you with the latest retirement planning insights and investment help. Investor Center products and services are offered beyond your employer-sponsored retirement Plan. 10 Questions? Contact Fidelity at 1-833-252-2244 from 8:30 a.m. to 8:30 p.m. ET, Monday Friday.

Employee Savings Plan 401(k) Transition Guide Fidelity Portfolio Advisory Service at Work (PAS-W)* Take the time and stress out of managing your own investments with access to a team of professionals who will help you create a plan and stay on track to retirement. PAS-W is a managed account service that, for a fee, offers professional investment management of your plan account. Full View See all of your finances in one place, including your investment and retirement accounts, bank accounts, loans, mortgages, and credit cards. Being able to view all of your online financial accounts in one convenient, secure location makes it easier to see how you re doing. Rebalancing Your Account Fidelity s Automatic Rebalance and Rebalance Notification services help you keep the investment mix in your account consistent with the strategy you ve chosen. The rebalance process will adjust your investments to the proportions you ve chosen, and can be set up to occur automatically or to send an email any time your account s investment mix strays from your original specification. If you are currently signed up for the automatic account rebalancing service at Empower, this election will not transfer to Fidelity. Once the blackout period has ended, you can go online and rebalance your account at any time or sign up for one of the rebalance services. IMPORTANT: The projections or other information generated by Fidelity s Planning & Guidance Center Retirement Analysis tool regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Results may vary with each use and over time. Financial Wellness Resources, Planning & Guidance Center, One-on-one Support, PAS-W, Full View, and Fidelity s Automatic Rebalance and Rebalance Notification Services are being offered as a convenience to Newell Brand s employees. Neither Newell Brands nor any of its affiliates endorses or recommends these services, which are offered solely by Fidelity, or any information or advice that you receive through these services. * Fidelity Portfolio Advisory Service at Work is a service of Strategic Advisers, Inc., a registered investment adviser and a Fidelity Investments company. This service provides discretionary money management for a fee. 11

Accessing Your Account Once the transition to Fidelity is complete, you will be able to access your account through multiple devices your phone, tablet, and computer. On the Fidelity NetBenefits App Download a NetBenefits mobile app from the App Store, Google Play Store, or Windows Store and get access to your account anytime, anywhere.* You can: Monitor account balances Review and change investments Update your contribution amount Get your personal rate of return Compare your account performance with your peers in your age group and area Access articles, videos, and podcasts in the NetBenefits Library Screenshots are for illustrative purposes only. System availability and response times may be subject to market conditions. The trademarks and service marks appearing herein are the property of their respective owners. All other trademarks and service marks are the property of FMR LLC or an affiliated company, and may be registered. *There is a maintenance period when some services may not be available. Connect with a rep instantly by tapping Give Us a Call NetBenefits smartphone and ipad app NetBenefits Microsoft Surface TM app Online at netbenefits.com/newellbrands Access your account online at netbenefits.com/newellbrands. Select Register Now and follow the instructions to create a username and password. If you already have an existing Fidelity account, use that same login information. By phone: The Fidelity Service Center at 1-833-252-2244 12 Questions? Contact Fidelity at 1-833-252-2244 from 8:30 a.m. to 8:30 p.m. ET, Monday Friday.

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New Investment Options Lineup Before investing in any mutual fund, consider the investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully. Overview Tier 1: Target Date Funds Some participants may want to be more involved in Tier 2: Actively Managed Funds the management of their plan account, while others may be looking for help. The new investment options Tier 3: Passive Funds in the plan allow you the flexibility to build your own Tier 4: Self-Directed Brokerage strategy to meet your needs. Target Date Funds Target Date Funds may appeal to participants who want the advantage of a professionally-managed portfolio without going through the exercise of selecting funds from different asset classes and then rebalancing them over time. Actively Managed Funds Actively Managed Funds may appeal to those participants who want to pick their own combination of investment options across the asset classes and manage their asset allocation over time. An actively managed investment approach means that the fund manager relies on analytical research, forecasts, and his/her own judgment and experience in making investment decisions on what securities to buy, hold, and sell. Passive Funds Passive Funds may appeal to those participants who want to pick their own combination of investment options across the asset classes and manage their asset allocation over time. Indexed, or passively managed, means that the fund manager simply maintains a portfolio that mirrors the applicable market index. Self-Directed Brokerage Self-Directed Brokerage is for those participants who want a broader selection of investment choices beyond the plan s core offerings and who want to manage some of their retirement savings through a brokerage account. 14 The grouping of the investment options is not intended to convey a recommendation about how you should invest your funds, but rather is just a convenient way to categorize the plan s investment options.

Employee Savings Plan 401(k) Transition Guide Before making your investment elections, it is important that you become familiar with the various options. For additional information regarding each investment option s risk, as well as its strategy and objective, refer to the enclosed Investment Options Guide. Please consider all investment information before choosing your investments. During the investment election window, December 4 15, you can find helpful information to evaluate your investment options on NetBenefits. Newell Brands Employee Savings Plan Investment Options For an explanation of your rights to direct investments, any restrictions, and a description of the types of fees and expenses associated with your account, refer to the enclosed Participant Disclosure Notice. Tier 1: Target Date Funds Investment Option Gross Expense Ratio* as of 9/22/2017 FIAM Target Date Income Commingled Pool Class T 0.25% FIAM Target Date 2005 Commingled Pool Class T 0.25% FIAM Target Date 2010 Commingled Pool Class T 0.26% FIAM Target Date 2015 Commingled Pool Class T 0.26% FIAM Target Date 2020 Commingled Pool Class T 0.26% FIAM Target Date 2025 Commingled Pool Class T 0.26% FIAM Target Date 2030 Commingled Pool Class T 0.26% FIAM Target Date 2035 Commingled Pool Class T 0.26% FIAM Target Date 2040 Commingled Pool Class T 0.26% FIAM Target Date 2045 Commingled Pool Class T 0.26% FIAM Target Date 2050 Commingled Pool Class T 0.26% FIAM Target Date 2055 Commingled Pool Class T 0.26% FIAM Target Date 2060 Commingled Pool Class T 0.29% 15

New Investment Options Lineup Tier 2: Actively Managed Funds Investment Option American Funds EuroPacific Growth Fund Class R-6 T. Rowe Price Small-Cap Stock Fund I Class Investment Type Gross Expense Ratio* as of 9/22/2017 International/Global Equity 0.5% Domestic Equity 0.75% FIAM Core Plus Commingled Pool Class E Bond 0.33% Stable Value Fund Stable Value 0.38% Tier 3: Passive Funds Investment Option Northern Trust Collective All Country World Index (ACWI) ex-us Fund DC Non-Lending - Tier 3 Northern Trust S&P 500 Index Fund DC Non-Lending Tier Three Northern Trust Extended Equity Market Index Fund DC Non-Lending Tier Three Investment Type Gross Expense Ratio* as of 9/22/2017 International/Global Equity 0.08% Domestic Equity 0.02% Domestic Equity 0.05% Northern Trust Aggregate Bond Index Fund Bond 0.04% Newell Brands Inc. Common Stock Fund Stock N/A *For a mutual fund, the expense ratio is the total annual fund or class operating expenses (before waivers or reimbursements) paid by the fund and stated as a percent of the fund s total net assets. Where the investment option is not a mutual fund, the figure displayed in the expense ratio field is intended to reflect similar information. However, it may have been calculated using methodologies that differ from those used for mutual funds. Mutual fund data has been drawn from the most recent prospectus. For non-mutual fund investment options, the information has been provided by the trustee or plan sponsor. When no ratio is shown for these options, it is due to the fact that none was available. Nevertheless, there may be fees and expenses associated with the investment option. The anticipated gross expense ratio is expected to be 0.38%. The actual fee will be determined when the investment option begins on 1/2/18. 16

Employee Savings Plan 401(k) Transition Guide Tier 4: Self-Directed Brokerage Investment Option Investment Type Gross Expense Ratio* as of 9/22/2017 Fidelity BrokerageLink Other N/A Self-Directed Brokerage Account: Fidelity BrokerageLink Fidelity BrokerageLink provides you with an opportunity to invest in a broad range of investment options beyond those offered directly through the Newell Brands Employee Savings Plan. This additional flexibility and choice may help you to more effectively build a retirement portfolio that s more tailored to your individual goals. BrokerageLink includes investments beyond those in your plan s lineup. The plan fiduciary neither evaluates nor monitors the investments available through BrokerageLink. It is your responsibility to ensure the investments you select are suitable for your situation, including your goals, time horizon, and risk tolerance. Refer to the fact sheet and commission schedule for applicable fees and risks. If you have a Self-Directed Brokerage account at Empower, it will be closed and assets will transfer to a new BrokerageLink account when the plan transitions to Fidelity. A new BrokerageLink account will automatically be established for you at Fidelity. However, you must complete and return the Participant Acknowledgement Form that will be sent along with other details about the transfer of your Self-Directed Brokerage account in a separate mailing to be sent in November. This must be completed before you can use your Fidelity BrokerageLink account. Fidelity Portfolio Advisory Service at Work Newell Brands has teamed up with Fidelity to offer a managed account service. It s a new way to help you get and stay on course toward your retirement goals. With Fidelity Portfolio Advisory Service at Work (PAS-W), you get active retirement account management. This means that Fidelity s team of investment professionals invest, monitor, and rebalance your account as needed to adjust to changes in the market or changes to your situation. If you are currently enrolled in the Professional Management Program at Empower and would like to continue to have professionals manage your investments at Fidelity, you will need to enroll in PAS-W with Fidelity. Your current enrollment in the Professional Management Program will not be transferred to PAS-W. 17

New Investment Options Lineup How Investments Will Transfer If you do not direct otherwise during the investment election window, your account will transfer as shown below. Existing Investment Option with Empower As of December 29, 2017 New Investment Options with Fidelity Effective January 1, 2018 Newell Brands Inc. Common Stock Fund Newell Brands Inc. Common Stock Fund Invesco Stable Value Fund Stable Value Fund Self-Directed Brokerage Fidelity BrokerageLink Your plan account balance and future contributions (excluding balances in Newell Brands Inc. Common Stock Fund, Invesco Stable Value Fund, and Self-Directed Brokerage) The FIAM Target Date Commingled Pool Class T with the target retirement date closest to the year you turn 65 Note that any existing balances in Newell Brands Inc. Common Stock Fund, Invesco Stable Value Fund, and Self-Directed Brokerage will be excluded from this investment election window. Balances in the Newell Brands Inc. Common Stock Fund or Invesco Stable Value Fund and eligible assets in the Self-Directed Brokerage will transfer as noted in the table above. If you don t make an investment election during the investment election window, December 4 15, on January 2, 2018, your balance and future contributions will transfer to the FIAM Target Date Commingled Pool Class T fund that has a target retirement date closest to the year you might retire and assumes a retirement age of 65. 18 Questions? Contact Fidelity at 1-833-252-2244 from 8:30 a.m. to 8:30 p.m. ET, Monday Friday.

Employee Savings Plan 401(k) Transition Guide Default Investment Option The FIAM Target Date Commingled Pool Class T funds are designed for investors expecting to retire around the year indicated in each fund s name. The funds are managed to gradually become more conservative over time as they approach the target date. The investment risk of each target date fund changes over time as the fund s asset allocation changes. The funds are subject to the volatility of the financial markets, including that of equity and fixed income investments in the U.S. and abroad, and may be subject to risks associated with investing in high-yield, small-cap, and foreign securities. Principal invested is not guaranteed at any time, including at or after the funds target dates. Please use the guidelines in the table below, as selected by the plan sponsor, to determine in which FIAM Target Date Commingled Pool Class T your transferring account balance and future contributions will be invested if you do not direct otherwise during the investment election window. Date of Birth Fund Name Target Retirement Date Before 1938 FIAM Target Date Income Commingled Pool Class T Before 2003 1938 1942 FIAM Target Date 2005 Commingled Pool Class T 2003 2007 1943 1947 FIAM Target Date 2010 Commingled Pool Class T 2008 2012 1948 1952 FIAM Target Date 2015 Commingled Pool Class T 2013 2017 1953 1957 FIAM Target Date 2020 Commingled Pool Class T 2018 2022 1958 1962 FIAM Target Date 2025 Commingled Pool Class T 2023 2027 1963 1967 FIAM Target Date 2030 Commingled Pool Class T 2028 2032 1968 1972 FIAM Target Date 2035 Commingled Pool Class T 2033 2037 1973 1977 FIAM Target Date 2040 Commingled Pool Class T 2038 2042 1978 1982 FIAM Target Date 2045 Commingled Pool Class T 2043 2047 1983 1987 FIAM Target Date 2050 Commingled Pool Class T 2048 2052 1988 1992 FIAM Target Date 2055 Commingled Pool Class T 2053 2057 1993 and later FIAM Target Date 2060 Commingled Pool Class T 2058 and later After the blackout period has ended during the week of January 7, 2018, all services will be available through Fidelity, including the ability to choose different investment options. 19

Next Steps 1. During the investment election window at Fidelity, December 4, 2017, through December 15, 2017 Decide how you want to invest your transferring account balance and future contributions. Make your investment choices online at netbenefits.com/newellbrands or call Fidelity at 1-833-252-2244. If you do not make investment elections, your transferring account balance and future contributions will be directed to the Newell Brands Employee Savings Plan s default investment option. 2. Before the blackout period begins at 4 p.m. ET on December 22, 2017 Make any changes to your account at Empower. Contact Empower online at empowermyretirement.com or call 1-800-550-4848. 3. After the blackout period ends, during the week of January 7, 2018 Log on to NetBenefits at netbenefits.com/newellbrands to: Enroll, adjust your contribution amount, and/or change your investment elections. Review and update beneficiary information. The Newell Brands Employee Savings Plan is intended to be a participant-directed plan as described in Section 404(c) of ERISA, which means that fiduciaries of the Newell Brands Employee Savings Plan are ordinarily relieved of liability for any losses that are the direct and necessary result of investment instructions given by a participant or beneficiary. Investing involves risk, including risk of loss. This document provides only a summary of certain main features of the Newell Brands Employee Savings Plan. It does not take the place of the official legal plan document which will always be used to determine how the Newell Brands Employee Savings Plan operates, who is eligible to participate, what contributions are made, what benefits are paid, and who is eligible to receive them. In the case of any conflict between the terms of this Guide and the official plan document, the terms of the plan document will govern. Fidelity Brokerage Services LLC, Member NYSE, SIPC 900 Salem Street, Smithfield, RI 02917 2017 FMR LLC. All rights reserved. 808610.1.0 20 Questions? Contact Fidelity at 1-833-252-2244 from 8:30 a.m. to 8:30 p.m. ET, Monday Friday.

NRG We ve got you covered. UNDER ROOF Have questions? Fidelity Service Center 1-833-252-2244