Schedule. No Commission. No Commission

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Transcription:

Schedule Account's Commission and Fees, andbanking Services provided to Bank s Clients General Banking Services Commission / Fee type Counter Cash Withdrawal: - In the event that the client does not holdan (ATM) card - In the event that the client possesses an (ATM) card Certificate of Balance / Solvency Certificate of Interest Signature Authentication/Certification Salary Transfer Issuance of Certified/Manager Cheque Returned Cheques Drawn on Client's Account: Insufficient Funds(for the first time) Insufficient Funds(for the two and more times) Technical Reasons ( signature mismatch or missing, Date missing, alterations on cheque not signed, amount in words and figures differ) Returned Chequesfrom Other Banks ( deposited in the client s account ) Stopped Cheque Settlement of Returned Cheques Statements of Accounts: - Issuing Statement of Account in a language that differs fromthe account's language - Statements of Accountfor a period agreed upon and according to account type - Additional Statement of Account for a period of less than one year from the date of application - Additional historical Statement of Account for a period of more than one year from the date of application Cheque Book: - First Category (40 cheque-slips) - Second Category (25 cheque-slips) - Third Category (10 cheque-slips ) Photocopying Documents or Cheques: - For a period of 6 months from the date of application - For a period of more than 6 months from Fee / Commission JOD 2 per authentication/certification JOD1 / month regardless of the number of times the salary is transferred during the month, this commsion should waived for cleints with retail facilities JOD 15 / cheque JOD 30 / cheque JOD 2 / cheque / cheque / cheque / flat JOD0.250 / page JOD2 JOD1.5 JOD1 JOD0.500 / page JOD1 / document JOD3 / document

the date of application Minimum Balance Fees: - Current Account (salary) - Current Account - Savings account Dormant Accounts Standing Orders: - Between client's accounts within Arab Jordan Investment Bank - Between other accounts within Arab Jordan Investment Bank - To other beneficiaries outside the Bank Pre-mature Withdrawal fromdeposit JOD1 or equivalent inforeign currency /month with balances less than JOD 100 JOD2 per month or equivalent in foreign currency regardless of balance JOD1 / order collected upon execution JOD2 / order collected upon execution (Transfer commission and SWIFT charges should be collected according to the schedule) Transaction Fine is calculated as follows: [Amount withdrawn x (period from date of withdrawal to maturity date)/ 365] x 2% Account Management/Automated BankingServices (Internet banking, SMS.) AcceptingNotary Public and Bank Powers of Attorney Commission Post -dated Cheque Commission Cash Deposit inforeign Currency JOD0.50 / month / power of attorney JOD0.250 / cheque 0.001 For amounts that exceed USD10000 or its equivalent in other currencies and only for large denominations, otherwise, refer to thetreasury Department. FX Commission (Boarders and airport offices only) 2% minimum JOD 1 Current account O/D Commission 1% payable on the lowest balance in the month of calculation. Minimum JOD 0.500 Amending or Retrieving a JOD0.500 / cheque previously deposited Post-dated Cheque Utility Bills Commision(Electricity & Water) JOD 0.500/Bill (Cash or Account) Safe Deposit Boxes Charges Box size First Category Second Category Third Category Fourth Category Annual Charge JOD40 JOD65 JOD90 JOD120

Fifth Category Cash Collateral JOD150 JOD250 a one-time fee, to be returned when box is no longer needed Banking Services Retail/Corporate Commission / Fee type Bank Clearance Certificate - Outstanding credit facilities - No facilities Certificate of Commitments Standing Order Letter for Third Parties De-Mortgaging Commission( real estate, car, others) Commission for Granting Credit Installement Late payment fee (retail loans only) Rescheduling (retail loans only) Request to amend financingterms/conditions or collaterals based on client's request (retail loans only) Early Settlement: - Remaining period to maturity of last installment (less than one year) - Remaining period to maturity of last installment (more than one year) Fee/ Commission / letter 1% of credit value, charged once upon granting the facility /installment /request 1% of settled amount Cards Fee / Charge type Issue/Renew ATM card (VISA Electron) Replacement of ATM lost, stolen, or damaged Card Request of new PIN for ATM Card Objecting on a Transaction made on ATM or Credit Card Request to watch a specific security video footage of an ATM exceeding the credit limit on the Credit Card Late Payment on Credit Card Amount / FeeRate Free JOD3 JOD1 /refundable if complaint is proven to be valid

Cash Withdrawal from Credit Card Charge Card Withdrawals Late Settlement Interest Cash Withdrawal using our Visa Electron Cards at other Banks'ATMs that are linked to JONET Using our Visa Electron Cards at Local Banks'ATMS that are not linked to JONET or External Banks using other banks' cards at our ATMs Balance Inquiry at other Banks' ATMs Visa Card delivery feevia Courier Service 4% minimum JOD4 15% of entire unpaid balance of one month as per the fee set by the service providing bank JOD2.50 for each transaction JOD1 JOD0.100 Cards Issuance Charges Card Type Primary Additional/Related Lost/Damaged Infinite 0 JOD80 25 Platinum JOD70 0 20 Gold Charge 0 JOD30 15 Silver Charge JOD25 JOD15 10 Local Charge 5 Gold Revolving Classic Revolving 10 Investment Services Fee / ChargeType Forward Contracts Equity Trading Options Bonds Safe Custody fee Investment portfolio participation fee Investment portfolio management fees Amount /Fee Rate USD25 for each contract + agent s fee USD20 for each deal +agent s fee USD25 for each deal + agent s fee USD100 for each deal + agent s fee 0.125% of nominal value collected quarterly 1.5% of nominal value upon subscription 1.5% of nominal value collected monthly Commercial Services DocumentaryCredits (D/C) Commission IssuanceOutwardD/C Price Percentage (%)Minimum(JOD) Basis ofcalculation 0.375% 50 Every 3 months of

Acceptance Commission Outward D/C Advising Commission Inward D/C ConfirmingInward D/C TransferringInward D/C NegotiatingDocuments of Inward D/C Acceptance of Confirmed Inward D/C Refund of Commissionsupon cancellation of D/C(inward+outward) Amending Outward D/C(contingent upon there being no extensionor increase in D/C amount) Amending Inward D/C (contingent upon there being no increase in D/C amount) Reimbursement Commissionin case AJIB is the Reimbursing Bank Storing Goodsof D/Cs ShippingGuarantee for Clearance of Goods 0.5% 50 Every 3 months of 0.2% 50 Flat 0.5% 70 Every 3 months 0.5% 70 Flat 0.375% 50 Flat 0.5% 70 Every 3 months - No refund - 20 Per amendment - 35 Per amendment - 70 Flat Postage expenses - 1.5 Fax expenses - 1.5 25 Cost +1% Courier and other expenses - 35 For every 500 grams or part Swift Charges JOD 7, except for issuing L/Cs: JOD21 is charged Insurance Charges on Cost +1%

Goods of late D/Cs payment Bills for Collection Commission Price Percentage (%)Minimum(JOD) Basis of calculation Delivering Documents of Inward B/Cs(without payment) Avalisation of Drafts of Inward B/Cs Outward/ Inward B/Cs Accepting of Drafts of Inward B/Cs Transferring of B/Csto other Banks Correspondent Bank Commissions and - 50 Flat 0.5% 50 Every 3 months 0.375% 35 Flat 0.25% 35 Flat - 50 Flat - - as advised by the bank Charges Postages expenses - 1.5 Courier expenses - 35 for every 500 grams or part Fax expenses - 1.5 Swift charges - 7 Letters of Guarantee (L/Gs) Commissions Issuing Letters of Guarantee in Jordanian Dinar (except for Payment Price other calculation Percentage (%) Minimum(JOD) methods 0.5% 25 Every 3 months

Guarantees) Issuing Foreign Letters of Guarantee for outside of Jordan Issuing Letters of Guarantee against counter Bank Guarantees Amendment Commission Letter of Guarantee late returning after expiry - If there is a claim - If there is no claim Payment Letter of Guarantee Correspondent Bank charges and commissions 0.5% 35 Every 3 months 0.25% 50 To coordinate with Banking Relations Department - 10 Except for Value Increase and/or Extention - - -Same as issuance rate -JOD20 (flat) 1% 50 Every 3 months - - As advised by the bank Transfers Outward Transfers Commissions 1-Outward Transfer in Foreign Currency from Clients'Foreign Currency Accounts Price Percentage (%)Minimum(JOD) Other Calculation Methods 0.1% 20 JOD7 should be added (or foreign currency Equivalent)for swift charges 2- Outward Transferin Foreign Currency From Clients' Jordanian Dinar Accounts 0.1% 20 JOD 7 should be added (or foreign currency Equivalent) for swift charges Note: Should the client request to bear all outward transfer charges including those of the correspondent bank(s),the same is debited to the client s account as per the bank(s) lists and bulletins and credited to the commission account pending payment upon receipt of claim from the correspondent bank(s). The

bank reserves the right to revert to the client if the claimed commission exceeds the amount previously debited. 3-Transfer to banks within Jordan using (RTGS) A- Transfersin Jordanian Dinar 1-Less than 00-7 No swift charges 2-More than 00 0.1% 10 No swift charges and up to maximum 0 B- Transfers in Foreign Currency 0.1% USD15 Or foreign currencies equivalent. No swift charges and up to maximum of JOD150 or its equivalent Inward Transfers Inward Transfer in the event the Beneficiary holds an account with us Inward Transferin the event the Beneficiary's account is held at a different Local Bank Inward Cheques for Collection - Same as charges applied on transfers within Jordanian Banks through RTGS 1- Incoming Cheques in Foreign Currencies and Jordanian Dinar from Banks outside Jordan 2-Incoming Foreign Currency Cheques from Banks within Jordan 0.1% 35 Or foreign currency equivalent. Swift charges are added as required 0.1% 7 Or foreign currency equivalent. Swift charges are added as required

3- Incoming Cheques in Jordanian Dinar from Banks within Jordan (outside the Clearing Session) Foreign Currency Issued Cheques 1-Cheques issued from Client s Foreign Currency Account 2-Cheques issued from Client s Account - 5-0.1% 10 Not to exceed JOD75 0.1% 20 Not to exceed JOD75