Assicurazioni Generali Fortune 500 1831 Established in Trieste, Italy 2001 Generali China Life Ins. Co. is established in Guangzhou 2007 175 th anniversary 2008 25 th anniversary in HK 2010 Global 500 19 th * FORTUNE, Vol 162
The Generali Group Overview Pedigree 180 years Generali has been a leading provider of insurance and financial services to a global market. Position Generali has a client base of over 70 million clients and has assets under management of over 425bn. Presence Generali operates in 68 countries, across some 40 markets and employs over 85,000 people. Prestige - - All information correct as at June 2010
Assicurazioni Generali China Presence Generali China Life Insurance Co Ltd. A joint venture between Assicurazioni Generali and China National Petroleum Corporation (CNPC). High Profile Advertising in Beijing, Shanghai, Guangzhou and Shenzhen Number One Foreign insurer in China!
A closer look at Guernsey Location and reputation Strong Economy Stable Government GFSC Regulated Investor Protection Assets equal to at least 90% of policyholders liabilities, with no upper limit. The Offshore Advantage Tax-privileged growth on funds Multi-currency funds and products Greater flexibility than traditional retirement plans
Guernsey World leading financial centre Expertise Over the last 50 years the financial services industry in Guernsey has established an enviable record of experience, expertise and innovation. Reputation Recent reports from the OECD and the IMF have endorsed Guernsey s excellent reputation. Credit Rating Standard & Poor s top credit rating of AAA, reflecting a very robust fiscal position, based on sound fiscal policies. Policyholder Protection Guernsey offers total peace of mind through its policyholder protection regime. The licensing conditions imposed by the Guernsey Financial Services Commission, under the Insurance Business (Bailiwick of Guernsey) Law 2002 (as amended), require that we hold assets representing at least 90% of liabilities to policyholders in trust with an independent third party trustee. Tax Efficiency The proceeds of Generali International policies are paid without deduction of Guernsey tax. All information correct as at June 2010
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Product Features Minimum Investment Amount USD22,500 / HKD190,000 Minimum Per Fund USD1,125 / HKD9,500 Minimum Partial Encashment At Anytime No Penalty Minimum Balance 10% of investment amount Example: Initial Investment Amount = US$50,000 Current AUM = US$80,000 Max withdrawal Amount Minimum Balance = US$50,000 x 10% = US$5,000 Max withdrawal Amount = US$80,000 5,000 = US$75,000 For Introducer and Financial Advisor use only
Product Features Establishment Charge 1.5% p.a. (0.375 per quarter) for first 5 years on Investment Amount Investment Management Charge 1% p.a. (charged quarterly) on Fund Value Fund Choices >130 Direct Funds Online Support Online Valuation Online Switching / Redirection For Introducer and Financial Advisor use only
Refining Vision Building on our Success
Refining Vision Selling Point Investor Protection Min. 90% Short ICP Start from 3.6 months e.g. 5 year 3.6 months 10 year 13.2 months Extra Allocation 1% to 5% e.g. US$300/HK$2,500 per month 1% US$600/HK$5,000 per month 3% US$1,250/HKD10,500 per month 5% Loyalty Bonus At 10 th anniversary 5% of the total regular premium, thereafter every 5 years Direct Funds >130 direct funds from various fund houses Credit Card Payment No charges
Extra Allocations Monthly Premium Extra Allocations USD150 / HKD1250 100% USD300 / HKD2500 101% USD450 / HKD3750 102% USD600 / HKD5000 103% USD834 / HKD7000 104% USD1250 / HKD10500 105% For Introducer and Financial Advisor use only
Refining Vision - New Charging Structure Administration Fee 1 st -10 th yr : 2% p.a. 11 th years onwards : 0.3% p.a. Investment Administration 1.5% p.a. Plan Fee US$4.50 / HK$37.5 p.m.
Charges and Bonus Monthly Premium US$1,250, Investment Term 5 years, ICP = 3.6 months 1 st year 2 nd Year 3 rd Year 4 th Year 5 th Year $1,250 x 12 x 1 x 2% $1,250 x 12 x 2 x 2% $1,250 x 12 x 3 x 2% $1,250 x 12 x 4 x 2% $1,250 x 12 x 5 x 2% Total $300 $600 $900 $1,200 $1,500 $4,500 $4,500 / $1,250 = 3.6
Product Features Policy options Individuals, companies or trusts Policy currencies USD, GBP, EUR, HKD, JPY Investment levels (Minimum Monthly Premium) >10 years US$150 / HK$1,250 5-9 Years US$450 / HK$3,750 Payment Method Credit Card (FREE) BSO ( for,,,,, use their own BSO forms)
Product Features Premium Holiday Clients can apply for a premium holiday After ICP and surrender value/accumulation units >US$3,000 / HK$25,000 Surr value = Account Value ICP value Partial Encashment No Penalty After ICP and maintain at least US$1,500/ HKD12,500 in the accumulation units after withdrawal Fund Switching / Redirection No fee. Allowed at any time
Generali takes you further Generali (Guernsey) Others Fortune 500 Ranking 19 th N/A Investor Protection 90 100% 0 90% Initial Period Minimum 3.6 Months Minimum 18 Months Online Switching Yes No Credit Card Charge Investment Funds FREE 1% 110+ Direct funds Mirror/Direct funds Defined Cost Structure Yes N/A For Introducer and Financial Advisor use only
Furthermore Client Incentive One month extra premium to client with a monthly premium of at least US$500 / HKD4,165 or annual equivalent and a minimum payment term at outset of 10 years Offer is available until 30 June 2011 For Introducer and Financial Advisor use only
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For Introducer and Financial Advisor use only
Initial Period Premium Payment Term (Years) Initial Period (Months) Premium Payment Term (Years) Initial Period (Months) 1 0.3 16 16.2 2 0.8 17 16.8 3 1.5 18 17.4 4 2.4 19 18.1 5 3.6 20 18.8 6 5.1 21 19.6 7 6.8 22 20.4 8 8.7 23 21.2 9 10.8 24 22.1 10 13.2 25 23 11 13.6 26 23.9 12 14.1 27 24.9 13 14.5 28 25.9 14 15 29 26.9 15 15.6 30 28 For Introducer and Financial Advisor use only
Vision Costs Plan Fee USD4.5 per month Administration Fee 2% for first 10 years and reduced to 0.3% afterwards Taken annually in arrears Investment Admin Fee 1.5% per annum Including 0.75% Custodian Fee For Introducer and Financial Advisor use only
Fund Choices Greater China First State China Growth Value Partners Classic C HSBC Chinese Equity HSBC Hong Kong Equity Baring Hong Kong China JF Greater China Invesco Asia Infrastructure Others Man AHL Schroders Global Climate Change Templeton Global Bond JPM Global Natural Resources Invesco Asia Consumer Demand Invesco Global Health Care Baring Russia HSBC Brazil Fidelity EMEA JPM Eastern Europe Investec Global Energy BGF New Energy BGF World Gold
www.generali-gi.com Service Centre 1 Secure: Password protected for clients and brokers. 2 Valuations: Access to current and previous valuations, for ease of reference. 5 Convenience:Bulk valuations of up to 50 individual pdfs by email or up to 100 client valuations in one pdf. Online switch instructions and commission information. 3 Funds Information: Powered by Morningstar, a range of compelling analytical tools that provide meaningful insights to our fund range. Sales Support: Allows brokers search for details on their clients in a powerful way, Search by; name, number, anniversary date, birthday, fund name, overdue premiums. 4