Schedule of Banking Service Fees

Schedule of Banking Service Fees

S c h e d u l e o f F e e s This brochure contains a summary of fees charged for certain products and services available to customers. All fees are in Cayman Islands dollars (CI$) unless otherwise noted. Many other products and services are offered by the Bank and full details and associated fees are available upon request. Current Accounts FEES $ - Available for Personal and Business accounts - Statements mailed monthly Personalised cheque books: - 24 leaf cheque book 5.00-99 leaf cheque book 20.00 Unauthorised Overdraft (min. per month) 20.00 Dishonoured cheque (insufficient funds) 20.00 Returned cheque for irregularity 5.00 Cheque handling whilst in unauthorised Overdraft (per cheque) 5.00 Loan Payment reminder (7 days late) 25.00 Overdraft advice letter 25.00 Returned cheques 20.00 Stop Payment - local cheque 20.00 Processing cheques & debits *0.60 Processing deposits & credits 0.20 Processing Debit Card & Online transactions *0.20 Statement reprint 5.00 Account transaction print 3.00 Monthly current account minimum fee** 5.00 Cash handling*** 2% Coin handling 2% Debit Cards - Card issue FREE - Replacement for lost/stolen card 25.00 - Use at other Banks ATMs in Cayman**** FREE - Use at ATMs overseas 2.50 Butterfield Online - Check account balances - Pay bills - Issue wire transfer requests - Provide fixed deposit instructions - Order cheque books and drafts FREE Night Deposit Bags FREE

Savings Accounts - Available in many different currencies - Interest calculated on the cleared daily balance and paid quarterly in February, May, August and November - Statements mailed quarterly - Please inquire about our interest rates. Debit Card & Online Transactions *0.20 *Plus applicable government fees (25 per debit, effective September 06) **Accounts with an average balance greater than $5,000 during a month not subject to minimum fee ***For amounts greater than USD$5,000 and /or all other non CI$ currencies **** First Caribbean, CNB and Scotiabank only Fixed Deposits - Fixed Deposits may be placed in various currencies for periods of up to three years. - Please see our interest rates at www.butterfieldbank.ky - A Break Fee may be incurred if a deposit is withdrawn prior to maturity (subject to a minimum of 1% of withdrawal over remaining term, or a $50 minimum fee). Standing Orders Establishing a new standing order 5.00 Amendment fee 5.00 Standing Orders - Internal Accounts (per payment) 2.00 - To local banks (per payment) 5.00 - To overseas banks (per payment) 20.00 - Where applicable, associated local or international bank draft fees will be charged. Salary Distributions to other local banks (per bank) 25.00

Safe Deposit Boxes FEES $ - Safe deposit boxes available at our West Shore Branch - Fees charged annually and pro-rated from date of rental (minimum fee 6 months rental) 1.5 x 5 50.00 2.5 x 5 60.00 2.5 x 10 75.00 5 x 5 100.00 5 x 10 175.00 10 x 10 300.00 Replace lock and provide new key 250.00 Letters Of Reference Banker s reference 15.00 Banker s reference - supplied the same day 25.00 Audit confirmation (minimum fee) 50.00 Travellers Cheques Commission 1% of face value Collections Incoming collection processing fee Outgoing collection processing fee 60.00 Min. 60.00 Min. Credit Cards Visa Gold MasterCard BusinessCard (reduces to $50/card where groups of cards are issued) Visa Classic & MasterCard ANNUAL FEES US$75.00 US$75.00 US$30.00 Please refer to our credit card schedules of fees for a complete guide to all services and associated fees. Utility Bill Payments FEES $ Over the counter 1.00 www.butterfieldbank.ky

Wire Transfers Please check Butterfield Online at www.butterfieldonline.ky for wire transfer fee discounts. For transfers in United States Dollars, Canadian Dollars, British Pounds and Euro the following fees are denominated in the currency of the transfer: FEES USD CAD GBP EUR Transfer Transfer Transfer Transfer in USD$ in CAD$ in STG in EUR Up to 2,500 $20.00 $20.00 20.00 20.00 2,501-100,000 $50.00 $50.00 50.00 50.00 100,001 + $100.00 $100.00 100.00 100.00 - Other currencies minimum fee CI$50 then schedule applies on USD equivalent - Payment tracer (at remitters request), $50 minimum fee plus costs FEES $ Incoming wire transfer (requiring repairs) 5.00 Bank Drafts Local Stop payment - local draft 25.00 International 0-25,000 10.00 25,001-100,000 25.00 Over 100,000 100.00 - USD, CAD, GBP, EUR charged in the same currency - Other currencies minimum fee CI$10 then schedule applies on USD equivalent Stop Payments USD Draft US$50.00 GBP Drafts 30.00 CAD Drafts C$60.00 Other Drafts US$50.00

For more information please contact us at: Tel: (345) 949-7055 Fax: (345) 949-7004 Email: info@butterfieldbank.ky www.butterfieldbank.ky Butterfield House 68 Fort Street P.O. Box 705 GT Grand Cayman Cayman Islands 115301-09/06