PT BANK CENTRAL ASIA Tbk & Subsidiaries STATEMENTS OF FINANCIAL POSITION As of March 31, 2018 and December 31, 2017 (In millions of Rupiah)

PT BANK CENTRAL ASIA Tbk & Subsidiaries STATEMENTS OF FINANCIAL POSITION As of March 31, 2018 and December 31, 2017 No. ACCOUNTS CONSOLIDATED Unaudited Audited Unaudited Audited Mar 31, 2018 Dec 31, 2017 Mar 31, 2018 Dec 31, 2017 ASSETS 1. Cash 15,849,795 16,726,199 15,884,001 16,754,289 2. Placement to Bank Indonesia 46,934,533 52,214,787 47,812,271 52,884,319 3. Interbank placement 19,298,656 17,350,899 20,296,419 18,699,562 4. Spot and derivatives claims 118,242 124,375 118,563 124,375 5. Securities 151,151,365 141,964,865 152,892,867 143,678,650 a. Measured at fair value through profit and loss 13,199,878 5,837,217 13,224,236 5,843,052 b. Available for sale 116,497,343 106,603,899 117,381,648 107,483,500 c. Held to maturity 14,879,300 22,986,375 15,528,286 23,732,921 d. Loan and receivables 6,574,844 6,537,374 6,758,697 6,619,177 6. Securities sold under repurchase agreement (repo) - - 211,534 99,795 7. Claims on securities bought under reverse repo 13,199,305 8,729,981 13,723,432 9,261,626 8. Acceptance claims 10,702,956 10,316,068 10,702,956 10,316,068 9. Loans 470,052,360 467,619,558 470,157,475 467,508,825 a. Measured at fair value through profit and loss - - - - b. Available for sale - - - - c. Held to maturity - - - - d. Loan and receivables 470,052,360 467,619,558 470,157,475 467,508,825 10. Sharia financing - - 4,291,323 4,191,102 11. Equity investment 3,381,009 3,381,009 340,497 295,248 12. Impairment on financial assets -/- (14,138,961) (14,117,471) (14,633,641) (14,634,168) a. Securities (427,244) (421,524) (493,711) (487,880) b. Loans (13,261,126) (13,243,452) (13,261,543) (13,243,869) c. Others (450,591) (452,495) (878,387) (902,419) 13. Intangible assets 1,321,957 1,321,843 1,560,567 1,558,656 Accumulated amortization on intangible asset -/- (706,066) (613,151) (786,605) (689,518) 14. Fixed assets and equipment 25,672,000 25,331,475 26,297,386 25,949,420 Accumulated depreciation on fixed assets and equipment -/- (9,201,450) (8,868,882) (9,422,730) (9,080,471) 15. Non productive Asset 321,713 295,038 328,594 303,565 a. Abandoned property 32,538 32,538 32,538 32,538 b. Foreclosed accounts 239,739 239,603 246,620 248,130 c. Suspense accounts 17,365 17,857 17,365 17,857 d. Interbranch assets 32,071 5,040 32,071 5,040 i. Conducting operational activities in Indonesia 32,071 5,040 32,071 5,040 ii. Conducting operational activities outside Indonesia - - - - 16. Impairment of non financial assets -/- - - (6,881) (8,527) 17. Consumer financing receivables and Net investments in finance leases - - 7,858,313 9,067,873 18. Deferred tax assets 2,668,975 2,967,032 2,923,623 3,219,241 19. Other assets 8,417,102 9,961,983 9,300,880 10,819,741 TOTAL ASSETS 745,043,491 734,705,608 759,850,844 750,319,671

No. ACCOUNTS PT BANK CENTRAL ASIA Tbk & Subsidiaries STATEMENTS OF FINANCIAL POSITION As of March 31, 2018 and December 31, 2017 CONSOLIDATED Unaudited Audited Unaudited Audited Mar 31, 2018 Dec 31, 2017 Mar 31, 2018 Dec 31, 2017 LIABILITIES AND EQUITIES LIABILITIES 1. Current account 153,853,957 151,287,918 153,813,287 151,249,905 2. Saving account 297,247,180 292,416,729 297,247,180 292,416,729 3. Time deposit 132,513,855 137,478,849 132,458,676 137,448,808 4. Revenue sharing investment - - 4,575,055 4,456,413 5. Liabilities to Bank Indonesia 577 577 577 577 6. Interbank liabilities 6,943,131 5,762,982 6,940,567 5,758,414 7. Spot and derivatives liabilities 165,775 51,389 165,775 53,843 8. Liabilities on securities sold under repurchase agreement - - 178,052 96,225 9. Acceptance liabilities 5,812,748 5,800,477 5,812,748 5,800,477 10. Issued securities - - 209,370 610,499 11. Loans received 414 392 2,035,701 3,040,390 12. Margin deposit 175,273 180,331 175,496 180,559 13. Interbranch liabilities 70 22 70 22 a. Conducting operational activities in Indonesia 70 22 70 22 b. Conducting operational activities outside Indonesia - - - - 14. Deferred tax liabilities - - - - 15. Other liabilities 16,885,934 14,889,686 19,785,429 17,805,116 16. Profit sharing investment - - - - TOTAL LIABILITIES 613,598,914 607,869,352 623,397,983 618,917,977 EQUITIES 17. Paid in capital 1,540,938 1,540,938 1,540,938 1,540,938 a. Capital 5,500,000 5,500,000 5,500,000 5,500,000 b. Unpaid capital -/- (3,959,062) (3,959,062) (3,959,062) (3,959,062) c. Treasury stock -/- - - - - 18. Additional paid in capital 5,711,368 5,711,368 5,548,977 5,548,977 a. Agio 5,711,368 5,711,368 5,711,368 5,711,368 b. Disagio -/- - - - - c. Donated capital - - - - d. Fund for paid up capital - - - - e. Others - - (162,391) (162,391) 19. Other comprehensive gain (loss) 4,436,463 4,896,524 4,774,593 5,231,681 a. Translation adjustment - - 357,158 352,100 b. Unrealized gain/loss on available for sale financial assets 1,328,616 1,679,740 1,341,408 1,698,693 c. Effective portion of hedging against cashflow - - - - d. Reserves of fixed asset revaluation 6,587,497 6,587,497 6,587,497 6,587,497 e. Portion of other comprehensive income from associate entities - - - - f. Gain (loss) from actuary benefit program (3,934,371) (3,934,371) (3,978,025) (3,978,686) g. Income tax related to other comprehensive income 454,721 563,658 465,170 570,692 h. Others - - 1,385 1,385 20. Reserves of quasy reorganization - - - - 21. Reserves of restructuring under common control - - - - 22. Other Equity - - - - 23. Reserves 1,463,952 1,463,952 1,463,952 1,463,952 a. General reserves 1,463,952 1,463,952 1,463,952 1,463,952 b. Appropriated reserves - - - - 24. Gain/loss 118,291,856 113,223,474 123,026,042 117,518,007 a. Previous years 113,223,474 91,059,694 117,518,007 94,208,013 b. Current Year 5,068,382 22,163,780 5,508,035 23,309,994 TOTAL EQUITIES ATTRIBUTABLE TO OWNERS OF THE PARENT 131,444,577 126,836,256 136,354,502 131,303,555 25. Non-controlling interest 98,359 98,139 TOTAL EQUITIES 131,444,577 126,836,256 136,452,861 131,401,694 TOTAL LIABILITIES AND EQUITIES 745,043,491 734,705,608 759,850,844 750,319,671

- The above consolidated financial information was derived from the consolidated financial statements of PT Bank Central Asia Tbk and Subsidiaries as of and for the three month periods ended March 31, 2018 that have been unaudited. As the above consolidated financial information was derived from the consolidated financial statements; therefore, the consolidated financial information do not represent a complete presentation of the consolidated financial statements. The consolidated financial information has been presented to meet the requirements of Financial Services Authority Regulation No. 32/POJK.03/2016 dated August 8, 2016 concerning amendment to the requirements of Financial Services Authority Regulation No. 6/POJK.03/2015 dated March 31, 2015 concerning the Transparency and Publication of Banks Reports, Regulation No. VIII.G.7 as included in attachment to the Decree of Chairman of Capital Market and Financial Institution Supervisory Board No. Kep-347/BL/2012 dated June 25, 2012 concerning the Presentation and Disclosures of Publicly Listed Companies Financial Statements. - The main exchange rates used were as follows: Rate as of March 31, 2018 : 1 USD = Rp 13,767.50 1 HKD = Rp 1,754.07 Rate as of December 31, 2017 : 1 USD = Rp 13,567.50 1 HKD = Rp 1,736.21

No. PT BANK CENTRAL ASIA Tbk & Subsidiaries STATEMENTS OF COMPREHENSIVE INCOME For Periods Ended March 31, 2018 & 2017 (In millions of Rupiah, except earning per share) ACCOUNTS CONSOLIDATED Unaudited Unaudited Unaudited Unaudited Mar 31, 2018 Mar 31, 2017 Mar 31, 2018 Mar 31, 2017 OPERATIONAL INCOME AND EXPENSES A. Interest income & expenses 1. Interest income 12,471,502 12,063,221 13,436,726 12,937,071 a. Rupiah currency 11,997,983 11,702,828 12,955,480 12,569,764 b. Foreign currencies 473,519 360,393 481,246 367,307 2. Interest expenses 2,548,844 2,720,057 2,656,046 2,865,320 a. Rupiah currency 2,513,191 2,690,721 2,613,168 2,835,102 b. Foreign currencies 35,653 29,336 42,878 30,218 Net interest income (expenses) 9,922,658 9,343,164 10,780,680 10,071,751 B. Operational Income and Expenses Other than Interest 1. Operational Income Other than Interest 4,718,341 4,708,487 5,318,908 5,226,620 a. Positive mark to market on financial assets 516,031 260,597 516,325 260,852 i. Securities 69,034 30,216 69,328 30,471 ii. Loans - - - - iii. Spot and derivatives 446,997 230,381 446,997 230,381 iv. Other financial assets - - - - b. Negative mark to market on financial liabilities - - - - c. Gain on sale of financial assets 217,509 232,072 223,011 234,565 i. Securities 215,982 218,466 221,484 220,959 ii. Loans - - - - iii. Other financial assets 1,527 13,606 1,527 13,606 d. Gain on spot and derivatives (realised) 60,676 229,227 64,993 232,205 e. Dividend 19-369 - f. Gain on investment under equity method - - - - g. Commission/provision/fee and administration 2,640,483 2,347,145 2,669,643 2,378,998 h. Recovery of impairment 1,122,995 1,443,071 1,196,304 1,505,721 i. Other income 160,628 196,375 648,263 614,279 2. Operational Expenses Other than Interest 8,331,280 8,214,673 9,208,967 9,030,847 a. Negative mark to market on financial assets 176,528 248,213 176,528 248,213 i. Securities 5,731 62,146 5,731 62,146 ii. Loans - - - - iii. Spot and derivatives 169,814 175,371 169,814 175,371 iv. Other financial assets 983 10,696 983 10,696 b. Positive mark to market on financial liabilities - - - - c. Loss on sale of financial assets 19,364 40,304 19,500 40,304 i. Securities 19,364 2,358 19,500 2,358 ii. Loans - 37,946-37,946 iii. Other financial asset - - - - d. Loss on spot and derivatives (realised) 30,703 261 30,703 261 e. Impairment of financial assets 1,270,654 1,614,391 1,384,482 1,753,705 i. Securities 3,889 181,796 3,898 183,563 ii. Loans 1,194,623 1,377,726 1,194,623 1,377,726 iii. Sharia financing - - 76,640 61,833 iv. Other financial assets 72,142 54,869 109,321 130,583 f. Losses on operational risk 1,720 5,870 1,820 5,927 g. Losses on investment under equity method - - - - h. Commission/provision/fee and administration - - 569 726 i. Impairment of other assets (non financial assets) - 262-262 j. Personnel expenses 4,085,137 3,754,813 4,375,713 4,034,198 k. Promotion expenses 167,415 121,933 216,738 150,671 l. Others expenses 2,579,759 2,428,626 3,002,914 2,796,580 Net Operational Income (Expenses) Other than Interest (3,612,939) (3,506,186) (3,890,059) (3,804,227) CURRENT PERIOD PROFIT (LOSS) BEFORE TAX 6,309,719 5,836,978 6,890,621 6,267,524 Income taxes 1,241,337 1,168,595 1,382,094 1,278,772 a. Estimated current period tax 1,052,217 1,113,581 1,191,052 1,233,026 b. Deferred tax income (expenses) (189,120) (55,014) (191,042) (45,746) NET PROFIT (LOSS) AFTER TAX 5,068,382 4,668,383 5,508,527 4,988,752 COMPREHENSIVE INCOME 1. Items that will not be reclassified subsequently to profit or loss a. Reserves of fixed asset revaluation - - - - b. Gain (loss) from actuary benefit program - - 661 (841) c. Portion of other comprehensive income from associate entities - - - - d. Others - - - - e. Income tax related to items that will not be reclassified subsequently to profit or loss (196,718) - (196,884) 210 2. Items that will be reclassified subsequently to profit or loss a. Translation adjustment - - 5,058 (7,788) b. Unrealized gain/loss on available for sale financial assets (351,124) 959,990 (357,647) 966,945 c. Effective portion of hedging against cashflow - - - - d. Others - - - (9,233) e. Income tax related to items that will be reclassified subsequently to profit or loss 87,781 (239,998) 91,452 (241,124) NET COMPREHENSIVE INCOME FOR THE PERIOD (460,061) 719,992 (457,360) 708,169 TOTAL COMPREHENSIVE PROFIT (LOSS) FOR THE PERIOD 4,608,321 5,388,375 5,051,167 5,696,921 Net Profit (Loss) Attributable To : OWNERS OF THE PARENT 5,068,382 4,668,383 5,508,035 4,989,298 NON-CONTROLLING INTEREST 492 (546) NET PROFIT (LOSS) 5,068,382 4,668,383 5,508,527 4,988,752 Net Comprehensive Income Attributable To : OWNERS OF THE PARENT (460,061) 719,992 (457,088) 707,865 NON-CONTROLLING INTEREST (272) 304 TOTAL NET COMPREHENSIVE INCOME FOR THE PERIOD (460,061) 719,992 (457,360) 708,169 Total Comprehensive Profit (Loss) Attributable To : OWNERS OF THE PARENT 4,608,321 5,388,375 5,050,947 5,697,163 NON-CONTROLLING INTEREST 220 (242) TOTAL COMPREHENSIVE PROFIT (LOSS) FOR THE PERIOD 4,608,321 5,388,375 5,051,167 5,696,921 DIVIDEND - - - - EARNINGS PER SHARE 223 202

No. PT BANK CENTRAL ASIA Tbk & Subsidiaries COMMITMENTS & CONTINGENCIES As of March 31, 2018 and December 31, 2017 ACCOUNTS CONSOLIDATED Unaudited Audited Unaudited Audited Mar 31, 2018 Dec 31, 2017 Mar 31, 2018 Dec 31, 2017 I. COMMITTED CLAIMS 11,815,113 11,356,718 15,011,513 15,316,290 1. Unused Borrowings - - 2,884,704 2,846,600 a. Rupiah currency - - 2,095,000 1,902,204 b. Foreign currencies - - 789,704 944,396 2. Outstanding spot and derivatives (purchased) 11,815,113 11,356,718 12,126,809 12,469,690 3. Others - - - - II. COMMITTED LIABILITIES 252,397,805 232,826,432 252,785,896 233,485,502 1. Undisbursed loan facilities to debtors 198,892,571 185,374,343 199,280,662 186,033,413 a. BUMN 10,942,898 11,870,286 10,942,898 11,870,286 i. Committed 2,745,765 2,439,164 2,745,765 2,439,164 - Rupiah currency 2,745,765 2,439,164 2,745,765 2,439,164 - Foreign currencies - - - - ii. Uncommitted 8,197,133 9,431,122 8,197,133 9,431,122 - Rupiah currency 900,358 2,240,347 900,358 2,240,347 - Foreign currencies 7,296,775 7,190,775 7,296,775 7,190,775 b. Others 187,949,673 173,504,057 188,337,764 174,163,127 i. Committed 145,073,835 134,588,383 144,762,248 134,372,095 ii. Uncommitted 42,875,838 38,915,674 43,575,516 39,791,032 2. Undisbursed loan facilities to other banks 1,752,920 2,687,643 1,752,920 2,687,643 a. Committed 1,750,903 2,685,604 1,750,903 2,685,604 i. Rupiah currency 1,750,903 2,533,547 1,750,903 2,533,547 ii. Foreign currencies - 152,057-152,057 b. Uncommitted 2,017 2,039 2,017 2,039 i. Rupiah currency 2,017 2,039 2,017 2,039 ii. Foreign currencies - - - - 3. Outstanding irrevocable letters of credit 8,105,143 7,753,880 8,105,143 7,753,880 a. Foreign L/C 5,976,512 5,641,234 5,976,512 5,641,234 b. Local L/C 2,128,631 2,112,646 2,128,631 2,112,646 4. Outstanding spot and derivatives (sold) 43,647,171 37,010,566 43,647,171 37,010,566 5. Others - - - - III. CONTINGENT CLAIMS 390,308 606,690 844,967 1,061,140 1. Received guarantees 73,399 321,486 493,399 741,486 a. Rupiah currency 68,031 39,555 488,031 459,555 b. Foreign currencies 5,368 281,931 5,368 281,931 2. Accrued interest 316,909 285,204 351,568 319,654 a. Loan interest 316,909 285,204 333,380 302,185 b. Other interest - - 18,188 17,469 3. Others - - - - IV. CONTINGENT LIABILITIES 13,521,569 13,813,154 13,521,569 13,814,478 1. Issued guarantees 13,521,569 13,813,154 13,521,569 13,814,478 a. Rupiah currency 11,052,561 11,301,335 11,052,561 11,302,659 b. Foreign currencies 2,469,008 2,511,819 2,469,008 2,511,819 2. Others - - - -

PT BANK CENTRAL ASIA Tbk EARNING ASSETS QUALITY AND OTHER INFORMATION As of March 31, 2018 & 2017 No. ACCOUNTS March 31, 2018 (Unaudited) March 31, 2017 (Unaudited) C SM S D L Total C SM S D L Total I. RELATED PARTIES 1. Interbank Placement a. Rupiah currency 353 - - - - 353 100 - - - - 100 2. Spot and derivative claims a. Rupiah currency - - - - - - - - - - - - 3. Securities a. Rupiah currency 200,758 - - - - 200,758 236,381 - - - - 236,381 4. Securities sold under repurchase agreement (repo) a. Rupiah currency - - - - - - - - - - - - 5. Claims on securities bought under reverse repo a. Rupiah currency - - - - - - - - - - - - 6. Acceptance claims - - - - - - - - - - - - 7. Loans a. Micro, small and medium enterprises (UMKM) 26,214 - - - - 26,214 78,350 - - - - 78,350 i. Rupiah currency 26,214 - - - - 26,214 78,350 - - - - 78,350 ii. Foreign currencies - - - - - - - - - - - - b. Non micro, small and medium enterprises 1,931,000 426 - - - 1,931,426 3,014,127 1,018 - - 327 3,015,472 i. Rupiah currency 1,919,528 426 - - - 1,919,954 2,969,393 1,018 - - 327 2,970,738 ii. Foreign currencies 11,472 - - - - 11,472 44,734 - - - - 44,734 c. Restructured loans - - - - - - - - - - - - i. Rupiah currency - - - - - - - - - - - - ii. Foreign currencies - - - - - - - - - - - - d. Loan on property 61,571 426 - - - 61,997 75,804 1,018 - - 327 77,149 8. Equity investment 3,110,049 - - - - 3,110,049 2,287,336 - - - - 2,287,336 9. Temporary equity investment - - - - - - - - - - - - 10. Other receivables 31,157 - - - - 31,157 24,124 - - - - 24,124 11. Commitments and contingencies a. Rupiah currency 2,837,158 - - - - 2,837,158 2,189,132 - - - - 2,189,132 b. Foreign currencies 82,155 - - - - 82,155 100,597 - - - - 100,597 12. Foreclosed assets - - - - - - - - - - - - II. OTHER PARTIES 1. Interbank Placement a. Rupiah currency 7,707,684 - - - - 7,707,684 5,323,486 - - - - 5,323,486 b. Foreign currencies 11,590,619 - - - - 11,590,619 10,024,000 - - - - 10,024,000 2. Spot and derivative claims a. Rupiah currency 115,666 - - - - 115,666 161,166 - - - - 161,166 b. Foreign currencies 2,576 - - - - 2,576 809 - - - - 809 3. Securities a. Rupiah currency 125,432,878 - - - 367,173 125,800,051 120,354,272-258,256-408,037 121,020,565 b. Foreign currencies 25,026,653 - - - 123,903 25,150,556 15,958,554 - - - 319,804 16,278,358 4. Securities sold under repurchase agreement (repo) a. Rupiah currency - - - - - - - - - - - - 5. Claims on securities bought under reverse repo a. Rupiah currency 13,199,305 - - - - 13,199,305 18,660,297 - - - - 18,660,297 6. Acceptance claims 10,698,477 1,939-2,540-10,702,956 7,973,806 5,871 - - - 7,979,677

PT BANK CENTRAL ASIA Tbk EARNING ASSETS QUALITY AND OTHER INFORMATION As of March 31, 2018 & 2017 No. ACCOUNTS March 31, 2018 (Unaudited) March 31, 2017 (Unaudited) C SM S D L Total C SM S D L Total 7. Loans a. Micro, small and medium enterprises (UMKM) 54,774,929 1,104,557 70,676 104,382 632,557 56,687,101 44,851,255 812,784 35,533 102,073 553,073 46,354,718 i. Rupiah currency 54,199,291 1,096,446 70,676 104,050 622,045 56,092,508 44,296,047 805,890 35,533 102,073 542,625 45,782,168 ii. Foreign currencies 575,638 8,111-332 10,512 594,593 555,208 6,894 - - 10,448 572,550 b. Non micro, small and medium enterprises 397,309,966 7,681,645 624,493 786,702 5,004,813 411,407,619 346,706,035 7,421,165 1,246,573 515,424 3,571,892 359,461,089 i. Rupiah currency 366,433,267 7,581,953 449,826 749,814 4,816,179 380,031,039 321,586,309 7,329,871 1,082,012 515,424 3,383,828 333,897,444 ii. Foreign currencies 30,876,699 99,692 174,667 36,888 188,634 31,376,580 25,119,726 91,294 164,561-188,064 25,563,645 c. Restructured loans 2,465,314 1,837,494 323,495 194,270 1,676,078 6,496,651 2,389,356 2,164,532 788,883 147,671 682,437 6,172,879 i. Rupiah currency 2,395,388 1,837,494 148,828 157,382 1,643,185 6,182,277 2,263,333 2,157,876 624,322 147,671 646,052 5,839,254 ii. Foreign currencies 69,926-174,667 36,888 32,893 314,374 126,023 6,656 164,561-36,385 333,625 d. Loan on property 56,215,112 1,969,866 93,601 133,685 1,405,244 59,817,508 53,808,983 1,703,305 71,768 179,887 528,467 56,292,410 8. Equity investment 270,350 - - - 610 270,960 185,213 - - - 610 185,823 9. Temporary equity investment - - - - - - - - - - - - 10. Other receivables 41,281 - - - - 41,281 48,307 - - - - 48,307 11. Commitments and contingencies a. Rupiah currency 194,063,557 591,985-12,258 46,977 194,714,777 163,028,364 399,778 - - 50,743 163,478,885 b. Foreign currencies 24,604,193 6,367-21,064 6,489 24,638,113 23,301,481 82,290 - - - 23,383,771 12. Foreclosed assets - - - - 239,739 239,739 - - - - 225,026 225,026 III. OTHER INFORMATION 1. Value of bank's assets pledge as collateral : a. To Bank Indonesia - - b. To Other Parties - - 2. Total Allowance for impairment of financial asset to earning assets 14,138,961 13,418,386 3. Total Allowance for productive assets required to be provided 9,586,884 8,415,318 4. Percentage small to medium scale loan (UMKM) to total loans 12.07% 11.36% 5. Percentage small scale loan to total loans 1.82% 1.42% 6. Percentage total small to medium scale loan debtors to total loans debtors 10.05% 7.94% 7. Percentage total small scale loan debtors to total loans debtors 3.98% 2.81% 8. Others a. Chanelling of loans 186 186 b. Mudharabah Muqayyadah Funding - - c. Write-off on earning assets 26,280 88,366 d. Recovery of write-off on earning assets 67,165 37,095 e. Write-off on earning assets with elimination of right to collect 92,232 102,829

PT BANK CENTRAL ASIA Tbk ALLOWANCE FOR LOSSES As of March 31, 2018 & 2017 March 31, 2018 (Unaudited) March 31, 2017 (Unaudited) No. ACCOUNTS Allowance for Impairment Allowance required to be provided Allowance for Impairment Allowance required to be provided Individual Collective General Special Individual Collective General Special 1. Placements to Bank Indonesia - - 192,986 - - - 153,476-2. Spot and derivative claims - - 1,183 - - - 1,620-3. Securities 414,569 12,675 280,761 491,076 909,590 8,361 247,059 766,579 4. Securities sold under repurchase agreement (repo) - - - - - - - - 5. Claims on securities bought under reverse repo - - - - - - - - 6. Acceptance claims 1,794 413,560 106,985 1,367-222,963 79,738 294 7. Loans 3,680,497 9,580,629 4,429,834 3,761,080 3,551,466 8,698,156 3,846,755 2,810,315 8. Equity investment - 34,414 33,804 610-25,335 24,725 610 9. Temporary equity investment - - - - - - - - 10. Other receivables - 823 724 - - 2,515 724-11. Commitments and Contingencies - - 202,987 83,487 - - 175,916 67,500

PT BANK CENTRAL ASIA Tbk & Subsidiaries CALCULATION OF CAPITAL ADEQUACY RATIO / CAR As of March 31, 2018 & 2017 Unaudited Unaudited Mar 31, 2018 Mar 31, 2017 Individual Consolidated Individual Consolidated I. Tier 1 Capital 127,944,357 134,895,482 111,049,619 116,063,005 1 Common Equity Tier 1 127,944,357 134,895,482 111,049,619 116,063,005 1.1. Pain-in Capital (After the deduction of treasury stock) 1,540,938 1,540,938 1,540,938 1,540,938 1.2. Disclosed Reserves 132,797,334 137,817,868 115,025,146 118,783,295 1.2.1. Addition Factor 133,051,135 138,078,549 115,265,153 119,023,302 1.2.1.1. Other comprehensive income 7,583,959 7,948,985 7,184,203 7,531,666 1.2.1.1.1. Translation adjustment - 357,158-346,135 1.2.1.1.2. Unrealized gain on available for sale financial assets 996,462 1,004,330 592,376 593,704 1.2.1.1.3. Reserves of fixed asset revaluation 6,587,497 6,587,497 6,591,827 6,591,827 1.2.1.2. Other disclosed reserves 125,467,176 130,129,564 108,080,950 111,491,636 1.2.1.2.1. Agio 5,711,368 5,711,368 5,711,368 5,711,368 1.2.1.2.2. General Reserves 1,463,952 1,463,952 1,257,895 1,257,895 1.2.1.2.3. Previous year's profit 113,223,474 117,444,222 96,443,304 99,529,262 1.2.1.2.4. Current year's profit 5,068,382 5,510,022 4,668,383 4,993,111 1.2.1.2.5. Fund for paid-in capital - - - - 1.2.1.2.6. Others - - - - 1.2.2. Deduction Factor (253,801) (260,681) (240,007) (240,007) 1.2.2.1. Other comprehensive income - - - - 1.2.2.1.1. Translation adjustment - - - - 1.2.2.1.2. Unrealized loss on available for sale financial assets - - - - 1.2.2.2. Other disclosed reserves (253,801) (260,681) (240,007) (240,007) 1.2.2.2.1. Disagio - - - - 1.2.2.2.2. Previous year's losses - - - - 1.2.2.2.3. Current year's losses - - - - 1.2.2.2.4. Difference between allowance for possible losses and allowance for impairment losses on earning assets - - - - 1.2.2.2.5. Difference on the total of fair value adjustment from financial instruments in trading book - - - - 1.2.2.2.6. Allowance for losses on non productive assets required to be provided (253,801) (260,681) (240,007) (240,007) 1.2.2.2.7. Others - - - - 1.3. Non-controlling interest - - 1.4. Deduction Factor of Common Equity Tier 1 (6,393,915) (4,463,324) (5,516,465) (4,261,228) 1.4.1. Deferred tax (2,668,975) (2,840,190) (3,054,874) (3,204,370) 1.4.2. Goodwill (122,759) (93,885) 1.4.3. Other intangible assets (615,891) (643,736) (175,255) (189,669) 1.4.4. Investments in shares of stock (3,109,049) (856,639) (2,286,336) (773,304) 1.4.5. Shortage of capital on insurance subsidiary company - - 1.4.6. Securitisation Exposure - - - - 1.4.7. Other deduction factor of common equity tier 1 - - - - 1.4.7.1. Investments in Instruments issued by the other bank that meet the criteria for inclusion in additional tier 1 and tier 2 - - - - 1.4.7.2. Cross ownership of other entities obtained due to transfer because of law, grant, or bequest - - - - 2. Additional Tier 1 Capital - - - - 2.1. Instruments issued by the bank that meet the criteria for inclusion in additional tier 1 capital - - - - 2.2. Agio / Disagio - - - - 2.3. Deduction factor - - - - 2.3.1. Investments in Instruments issued by the other bank that meet the criteria for inclusion in additional tier 1 and tier 2 - - - - 2.3.2. Cross ownership of other entities obtained due to transfer because of law, grant, or bequest - - - - II. Tier 2 Capital 5,249,265 5,371,425 4,530,013 4,654,932 1 Instruments issued by the bank that meet the criteria for inclusion in tier 2 capital - - - - 2 Agio / disagio - - - - 3 General allowance for losses on earning assets (max. 1.25% from risk-weighted assets) 5,249,265 5,371,425 4,530,013 4,654,932 4 Deduction Factor of Tier 2 Capital - - - - 4.1. Sinking Fund - - - - 4.2. Investments in Instruments issued by the other bank that meet the criteria for inclusion in additional tier 2 - - - - 4.3. Cross ownership of other entities obtained due to transfer because of law, grant, or bequest - - - - Total Capital 133,193,622 140,266,907 115,579,632 120,717,937 Unaudited Unaudited Unaudited Unaudited Mar 31, 2018 Mar 31, 2017 DESCRIPTION Mar 31, 2018 Mar 31, 2017 Individual Consolidated Individual Consolidated Individual Consolidated Individual Consolidated RISK-WEIGHTED ASSETS (RWAs) CAR RATIO RWAs CONSIDERING CREDIT RISK 469,024,208 480,183,330 416,313,329 427,110,577 CET 1 Ratio (%) 22.71% 23.27% 22.19% 22.45% RWAs CONSIDERING MARKET RISK 2,921,440 3,135,088 972,295 2,387,200 Tier 1 Ratio (%) 22.71% 23.27% 22.19% 22.45% RWAs CONSIDERING OPERATIONAL RISK 91,331,739 96,258,426 83,104,965 87,544,008 Tier 2 Ratio (%) 0.93% 0.93% 0.91% 0.90% TOTAL RISK-WEIGHTED ASSETS 563,277,387 579,576,844 500,390,589 517,041,785 CAR Ratio (%) 23.65% 24.20% 23.10% 23.35% Min. capital requirements based on risk profile 9.99% 9.99% 9.99% 9.99% CET 1 FOR BUFFER (%) 13.66% 14.21% 13.11% 13.36% REGULATORY MINIMUM CAPITAL REQUIREMENT ALLOCATION REGULATORY BUFFER PERCENTAGE REQUIRED BY BANK From CET 1 (%) 9.06% 9.06% 9.08% 9.09% Capital Conservation Buffer (%) 1.875% 1.875% 1.250% 1.250% From AT 1 (%) 0.00% 0.00% 0.00% 0.00% Countercyclical Buffer (%) 0.000% 0.000% 0.000% 0.000% From Tier 2 (%) 0.93% 0.93% 0.91% 0.90% Capital Surcharge For Systemic Bank (%) 1.500% 1.500% 1.000% 1.000%

PT BANK CENTRAL ASIA Tbk FINANCIAL RATIOS CALCULATION TABLE As of March 31, 2018 & 2017 Ratio (%) Unaudited Unaudited Mar 31, 2018 Mar 31, 2017 Performance Ratio 1. Capital Adequacy Ratio 23.65% 23.10% 2. Non performing earning assets and non earning assets to total earning assets and non earning assets 0.90% 0.92% 3. Non perfoming earning assets to total earning assets 1.15% 1.16% 4. Impairment provision on earning assets to total earning assets 2.10% 2.22% 5. Gross NPL 1.54% 1.47% 6. Net NPL 0.46% 0.38% 7. Return on Asset (ROA) 3.40% 3.48% 8. Return on Equity (ROE) 16.06% 17.07% 9. Net Interest Margin (NIM) 6.06% 6.32% 10. Operating Expenses to Operating Revenues 63.29% 65.20% 11. Loan to Funding Ratio (LFR) 77.85% 75.05% 12. Net Stable Funding Ratio (NSFR) a. NSFR - individual 167.00% b. NSFR - consolidated 165.72% Compliance 1. a. Percentage Violation of Legal Lending Limit i. Related parties 0.00% 0.00% ii. Non related parties 0.00% 0.00% b. Percentage Lending in excess of Legal Lending Limit i. Related Parties 0.00% 0.00% ii. Non related parties 0.00% 0.00% 2. Reserve Requirement a. Primary Reserve Requirement (Rupiah) 6.84% 7.20% b. Reserve Requirement (Foreign currency) 8.71% 8.76% 3. Net Open Position 0.24% 0.19%

BOARD OF COMMISSIONERS & DIRECTORS 1) BANK'S OWNERS BOARD OF COMMISSIONERS - President Commissioner : Djohan Emir Setijoso PT Dwimuria Investama Andalan *) : 54.94% - Commissioner : Tonny Kusnadi Anthoni Salim : 1.76% - Independent Commissioner : Cyrillus Harinowo Public **) : 43.30% - Independent Commissioner : Raden Pardede - Independent Commissioner : Sumantri Slamet Total 100.00% BOARD OF DIRECTORS *) - President Director : Jahja Setiaatmadja - Deputy President Director : Eugene Keith Galbraith - Deputy President Director : Armand Wahyudi Hartono **) - Director : Suwignyo Budiman - Director / Compliance Director : Tan Ho Hien / Subur known as Subur Tan - Director : Henry Koenaifi - Independent Director : Erwan Yuris Ang - Director : Rudy Susanto - Director : Lianawaty Suwono - Director : Santoso - Director : Inawaty Handoyo The shareholders of PT Dwimuria Investama Andalan are Mr. Robert Budi Hartono and Mr. Bambang Hartono, therefore the ultimate shareholders of BCA are Mr. Robert Budi Hartono and Mr. Bambang Hartono. In the composition of shares held by the public, 2.49% of the shares are owned by parties affiliated with PT Dwimuria Investama Andalan. 1) Composition of the Board of Commissioners & Board of Directors as evident in the Statement of Resolutions of Shareholders' Meeting of PT Bank Central Asia Tbk No. 216 dated 26 August 2016, drawn up before Dr. Irawan Soerodjo, S.H., MSi., Notary Public in Jakarta. The Annual General Meeting of Shareholders, held on 5th of April 2018, appoints Vera Eve Lim as a Director of PT Bank Central Asia Tbk, provided that such appointments shall become effective if approved by Financial Services Authority (OJK). The changes will be published on the next publication period.

PT BANK CENTRAL ASIA Tbk SPOT AND DERIVATIVE TRANSACTIONS As of March 31, 2018 No. TRANSACTION Notional Objectives Derivative Receivables and Payables Amount Trading Hedging Receivables Payables A. Related to Exchange Rate 55,462,283 55,462,283-118,242 165,775 1. Spot 5,980,810 5,980,810-3,692 4,551 2. Forward 9,475,271 9,475,271-70,302 22,205 3. Option - - - - - a. Put - - - - - b. Call - - - - - 4. Future - - - - - 5. Swap 40,006,202 40,006,202-44,248 139,019 6. Others - - - - - B. Related to Interest Rate - - - - - 1. Forward - - - - - 2. Option - - - - - a. Put - - - - - b. Call - - - - - 3. Future - - - - - 4. Swap - - - - - 5. Others - - - - - C. Others - - - - - TOTAL 118,242 165,775

PT BANK CENTRAL ASIA Tbk & Subsidiaries CONSOLIDATED STATEMENTS OF CASH FLOWS For Periods Ended March 31, 2018 & 2017 No. ACCOUNTS CONSOLIDATED Unaudited Unaudited Mar 31, 2018 Mar 31, 2017 I. CASH FLOWS FROM OPERATING ACTIVITIES 1. Receipts of interest and sharia, fees and commissions 16,335,932 15,901,385 2. Other operating income 713,070 617,763 3. Payments of interest and sharia, fees and commissions (2,679,865) (2,835,140) 4. (Loss) gain from foreign exchange transactions - net (41,470) 125,669 5. Other operating expenses (7,514,365) (6,826,728) 6. Payment of tantiem to Board of Commissioners and Directors - - 7. Other increase/decrease affecting cash : a. Placements with Bank Indonesia and other banks -mature more than 3 months from the date of acquisition 753,122 (369,000) b. Financial assets held for trading (7,208,278) 146,492 c. Acceptance receivables (386,888) (633,757) d. Bills receivable (82,603) 464,826 e. Securities purchased under agreements to resell (4,461,806) (16,564,715) f. Loans receivable (2,782,487) 6,983,648 g. Consumer financing receivables 1,152,595 (457,132) h. Investments in finance leases - net (7,696) 7,960 i. Assets related to sharia transactions (127,901) (43,898) j. Other assets 764,004 (1,072,468) k. Deposits from customers 2,403,701 5,011,919 l. Sharia deposits (21,323) (37,380) m. Deposits from other banks 1,182,153 (527,695) n. Acceptance payables 12,271 714,902 o. Accruals and other liabilities 2,021,079 1,876,840 p. Temporary syirkah deposits 139,965 368,729 Net cash provided by (used in) operating activities before income tax 163,210 2,852,220 8. Payment of income tax (1,044,326) (1,146,355) Net cash provided by (used in) operating activities (881,116) 1,705,865 II. CASH FLOWS FROM INVESTING ACTIVITIES 1. Sale of investment securities - - 2. Acquisition of investment securities (28,861,041) (34,672,272) 3. Proceeds from investment securities that had matured during the period 27,576,998 14,426,179 4. Cash dividends received from investment in shares 369-5. Acquisition of certificate of deposit - (495,957) 6. Proceeds from certificate of deposit that had matured during the period - 1,100,000 7. Acquisition of a subsidiary, net of cash and cash equivalents acquired - - 8. Acquisitions of fixed assets (278,193) (224,932) 9. Proceeds from sale of fixed assets 862 1,479 Net cash provided by (used in) investing activities (1,561,005) (19,865,503) III. CASH FLOWS FROM FINANCING ACTIVITIES 1. Increase (decrease) in debt securities issued (401,129) (523,205) 2. Increase (decrease) in borrowings - net (1,004,324) 170,764 3. Additional share capital payment of a subsidiary by non-controlling interest - - 4. Payments of cash dividens - - 5. Increase (decrease) in liabilities on securities sold under repurchase agreement 81,827 15,243 Net cash provided by (used in) financing activities (1,323,626) (337,198) NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS (3,765,747) (18,496,836) CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 83,377,439 100,319,853 EFFECT OF FOREIGN EXCHANGE RATE FLUCTUATIONS ON CASH AND CASH EQUIVALENTS 155,545 145,944 CASH AND CASH EQUIVALENTS, END OF PERIOD 79,767,237 81,968,961 IV. CASH AND CASH EQUIVALENTS CONSIST OF : 1. Cash 15,884,001 15,102,894 2. Current accounts with Bank Indonesia 42,964,484 40,989,670 3. Current accounts with other banks 10,899,830 9,515,187 4. Placements with Bank Indonesia and other banks - mature within 3 months or less from the date of acquisition 10,018,922 16,361,210 Total cash and cash equivalents 79,767,237 81,968,961