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401(K) RETIREMENT PLAN Are you prepared to reach your retirement goals? Retirement solutions packaged for you. Enrollment Overview

2 Tricorbraun 401(k) Retirement Plan Prepare for your future

Reaching your retirement goals can take a lot of preparation. As a general rule, you ll need 75 80 percent of your final working salary to maintain your lifestyle during retirement. The Tricorbraun 401(k) Retirement Plan is a way to start preparing for your retirement. Your plan offers you the tools, education and investment options that will prepare you for your future. Retirement plan administrative and recordkeeping services provided by OneAmerica Retirement Services LLC, a OneAmerica company. Enrollment Overview 3

ESTIMATE YOUR NEED With the average life expectancy increasing, uncertainty around Social Security, rising healthcare costs and inflation continuing to erode the purchasing power of your money, participating in your retirement plan is more important than ever. The amount you need in retirement income could play a significant role in reaching your future financial goals. It is important to take the time to look at your specific situation and retirement income needs before determining how much to contribute to your retirement account. Only 41 percent of workers report that they and/or their spouses have taken the time to complete a retirement needs calculation, according to the 2017 Retirement Confidence Survey from Employee Benefit Research Institute and Mathew Greenwald & Associates. Use resources at www.tricorbraun401k.com to determine a suitable amount for your situation. Note: All individuals are fictitious and all numeric examples are hypothetical. These hypothetical investment returns are for educational purposes only and are not indicative of any particular investment or performance. Hypothetical returns assume reinvestment of earnings. Actual returns or principal value will vary. Balances shown are before reduction for taxes. It is important that you start preparing to reach your retirement income goals early, because waiting even one year can make a big difference. David Age 25 $1,500 Annual contribution Assumptions: Earns $30,000/year Plans to retire at age 65 Contributions assume a constant rate of return of 6% Age 25 Total at age 65 if contributions begin at: $246,072 Cost of waiting (one year) = $0 Age 26 $230,643 = $15,429 Lisa Age 40 $3,000 Annual contribution Assumptions: Earns $50,000/year Plans to retire at age 65 Contributions assume a constant rate of return of 6% Age 40 Total at age 65 if contributions begin at: $174,469 Cost of waiting (one year) = $0 Age 41 $161,594 = $12,875 4 Tricorbraun 401(k) Retirement Plan

DETERMINE YOUR CONTRIBUTIONS It is a smart idea to participate in your retirement plan as soon as possible. If you start contributing right away, your account may have more time to grow or weather ups and downs. Your retirement plan contributions The money you contribute to your retirement account is automatically deducted from your paycheck before taxes are taken out. It goes directly into your retirement account, so your paycheck is actually less than it would have been. This means you are paying less in current income taxes for the year. This can help reduce the impact of contributing to your retirement plan on your take-home pay. Put tax deferral to work for you Tax deferral simply means the contributions to your retirement plan are not currently taxed. You are putting off paying taxes on that money until you withdraw it from your retirement account. How can putting off paying taxes be a benefit? Not only are your contributions invested, but the deferred taxes allow your money to stay invested. The benefit of compounding Compounding occurs when the initial investment generates a gain that is reinvested and experiences an additional earning. When the new balance (the original investment plus the gain) generates further earnings, the initial gain increases the total return of your initial investment. When the following gains are reinvested, future positive earnings are further compounded. Roth contributions Unlike traditional qualified plan contributions, Roth contributions are made with after-tax dollars, which means that you are taxed on the full amount you earn first, and then your contribution is deducted. Roth contributions and earnings accumulate tax-free. When you reach retirement, your qualified distributions can be withdrawn tax-deferred. The Roth option may make more sense for you if: You believe you will be in a higher tax bracket when you retire You prefer to reduce your future tax liability instead of your current tax liability You want tax-free growth However, Roth is not for everyone. Weigh your options carefully. Thanks in part to compounding, the difference between the contributions to Michael s account and the actual account balance at retirement is $151,149! Michael Age 25 $100 Monthly contribution over 40 years Total contribution $48k = $199,149 at retirement Note: This hypothetical investment return and fictitious name is designed to demonstrate the impact of compounding returns and is not indicative of any particular investment or performance. Hypothetical returns assume reinvestment of earnings and a 6 percent average return on investment. Actual returns or principal value will vary. Balance shown is before reduction of taxes. An investor should consider his or her current and anticipated investment horizon and income tax bracket when making an investment decision, as the example may not reflect those factors. Enrollment Overview 5

CHOOSE YOUR INVESTMENT An important and sometimes confusing step in retirement preparation is choosing which options to invest in. Because each investor has different goals and different circumstances, there is no set strategy that works for everyone. Investment types There are different types of investments in which you may choose to invest your retirement plan contributions. The three main types are: Stocks: Have historically had the greatest risk and highest returns among the three major investment types. Bonds: Are generally less volatile than stocks but offer more modest returns. Cash equivalents: Such as certificates of deposit, treasury bills and money market funds are generally the most conservative investments, but offer a lower potential for return than the other major investment types. Another type of investment, called an Asset Allocation investment, provides investors with a blended portfolio of different types of investments in a single option. These investments are a good option for investors who would prefer to allow professional money managers to make adjustments to their investments as the market fluctuates. Understanding risk and return Investment risk is the potential for an investment to lose value. Return is the change in value on an investment. Higher returns are usually associated with greater risks, while investments with lower returns generally have a lower risk level. Understanding the relationship between risk and return is very important as you develop your investment strategy. To learn more about developing an investment strategy, visit www.tricorbraun401k.com. The amount of investment risk you are willing to take, also known as your risk tolerance, is a personal decision, which can be shaped by many factors including the amount of time you have until retirement, also known as your time horizon. Risk tolerance: Some people are comfortable taking on the risk of frequent ups and downs of the stock market in return for potentially greater long-term returns. Others prefer the possibility of a slow, steady return with lower risk investments. Understanding your personal attitude toward risk can help you find the right mix of investments for your portfolio. Time horizon: The longer you have until retirement, the more risk you can potentially afford to take. Mixing it up with diversification Because different investment types have varying levels of risk and return, it is important to make sure you have a good mix of investments in your portfolio. This strategy, called diversification, aims to balance risk and reward by allocating assets according to your goals, risk tolerance and investment horizon. Note: Each group of investments carries its own unique risks. Before investing, please read each fund prospectus for a detailed explanation of the risks, fees, and costs associated with each underlying investment. Although you might reduce volatility and risk with diversification, you can t eliminate investment risk altogether. Diversification and asset allocation do not ensure a profit or protect against loss. Bond funds have the same interest rate, inflation and credit risks that are associated with the underlying bonds owned by the fund. Money Market funds are not typically insured or guaranteed by the Federal Deposit Insurance Corporation or any other federal government agency. Although they seek to preserve the value of your investment at $1.00 per share, it s possible to lose money by investing in money market funds. 6 Tricorbraun 401(k) Retirement Plan

INVESTMENT SUPPORT Because navigating through investment options can be difficult, the Tricorbraun 401(k) Retirement Plan offers you assistance with these important decisions, including tools and resources provided by OneAmerica and others available from independent, third parties. Target date investment support Your plan offers target date investments. Target date investments are types of Asset Allocation investments designed for investors who prefer to be less hands-on when it comes to their investment management. With target date investments, which are based on your anticipated date of retirement, investments are progressively rebalanced for you from riskier investments to more conservative investments as you approach retirement. More information on your plan s investment options can be found in your enrollment materials, during online enrollment or by logging in to your secure account at www.tricorbraun401k.com. Note: Target Date Funds are designed for people who plan to retire and begin taking withdrawals during or near a specific year. These funds use a strategy that reallocates equity exposure to a higher percentage of fixed investments; the funds will shift assets from equities to fixed-income investments over time. As a result, the funds become more conservative over time as you approach retirement. It s important to remember that no strategy can assure a profit or prevent a loss in a declining market and the principal value of the Target Date Funds is not guaranteed at any time, including the target date. Target Date Funds are designed to provide diversification and asset allocation across several types of investments and asset classes, primarily by investing in underlying funds. Therefore, in addition to the expenses of the Target Date Funds, an investor is indirectly paying a proportionate share of the applicable fees and expenses of the underlying funds. The principal amounts invested into these funds are not guaranteed at any point and may lose value. Enrollment Overview 7

MY ONECHECK SM ONLINE My OneCheck SM Online from MasteryPOINT Financial Technologies is available to you by logging into your account at www.tricorbraun401k.com. This tool includes resources to help you create your personal retirement strategy: Strategy Builder: The My OneCheck Online StrategyBuilder web tool is designed to help you create a retirement action plan and provides recommendations from MasteryPOINT that may move you closer to your retirement goals. Retirement education information: The education section of the My OneCheck Online tool provides information on retirement preparation concepts and the advantages of your retirement plan. Calculators: The calculators offered as part of My OneCheck Online are helpful retirement preparation and financial resources. This includes calculators such as a Distribution Planner and Paycheck Calculator. Note: MasteryPOINT Retirement Income Strategy (RIS) forecasts and projections are derived from mathematical modeling techniques of the economic and financial markets that may or may not reflect actual conditions and events. The asset projections and suggestions of asset allocation strategies furnished through the RIS tool are based on information and assumptions participants provide about their current financial, personal, family status, and expected returns as well the historical performance of various asset categories available within the plan. While RIS can provide insights on which investment asset categories offered by the plan appear most suitable, participants are solely responsible for using their own best judgment to choose the investments that are most suitable for themselves. Methodology The My OneCheck Online RIS tool generates retirement wealth and retirement income projections based on current account balances, current salary, retirement age, life expectancy, current savings rates and rate of return assumptions entered by the participant. The risk questionnaire provides a series of questions that are used to determine the user s tolerance for risk. Based on his/her answers to the questions, the tool assigns each user a conservative, moderate, or aggressive risk profile. The tool then displays a suggested mix of assets that may be appropriate for the user s time horizon to retirement and risk profile. Consult with your financial professional to discuss how other investment options can be combined with your MasteryPOINT My OneCheck Online asset level suggestions to best meet your overall retirement or other financial goals. Limitations and key assumptions There can be no assurance that any of the suggestions for modification of participant savings level, participant retirement age, participant retirement goal, or participant risk level will generate any specific level of retirement date wealth or income in retirement. These illustrations are hypothetical and based on the information and variables you provide. There is no assurance that the investment objective of any investment option will be achieved. Before investing, understand that your investments are subject to market risk, including possible loss of principal. Past performance is not a guarantee of future results. Actual investment experience will vary. The use of diversification and asset allocation as part of an overall investment strategy does not assure a profit, or protect against loss in a declining market. Monthly retirement plan contributions are made at the end of each month prior to retirement at the specified rate you selected. Participant retirement plan assets grow at the preand post-retirement rates of return they select. Salary growth before retirement is calculated at an annual rate of 3%. Contributions into the Plan before retirement will also grow at the same rate. Income growth after retirement is set to the inflation rate. After retirement, participants growth-adjusted salary is withdrawn from their retirement plan balance each month. This amount is indicated as withdrawn before investment growth is applied for the month. Monthly compounding is applied to rates of return and inflation. These values are applied at the rate participants select, divided by 12 for growth of retirement plan balances. Social Security is calculated based on the participant s current salary. An earnings base for up to 35 working years prior to retirement date is calculated. Current Social Security benefits are calculated from assumed earnings base and that of the participant s spouse (whether non-working spouse or working spouse if his/her age and salary are specified). A 2.5% annual growth factor is applied to participant s Social Security benefits after retirement. The calculated benefit is added to the participant s retirement plan balance at the end of each month during retirement. Benefits are reduced for early retirement and increased for late retirement according to current Social Security regulations. 8 Tricorbraun 401(k) Retirement Plan

If a participant is married and does not explicitly exclude his/her spouse Social Security benefit, a spousal benefit equal to one half of the participant s benefit will be computed and added to the balance. If a participant retires before his/her normal retirement age (65, 66, or 67 depending on your age), the Social Security benefit will be reduced by the standard reduction formula. If he/she retires before age 62, the benefit may be reduced even further. The program does not consider salary and Social Security contribution history. As a result, the computed benefit when a participant retires early may be less than the actual benefit. Contact the Social Security Administration for a more accurate benefit estimate. The federal tax rate is calculated based upon participant s current salary (including spouse salary, if entered) and assumes only the standard deduction. State taxes are not considered in the analysis. Other risks and limitations MasteryPOINT RIS cannot independently monitor, review, or update the recommendations or projections participants receive, nor does it have the capability to monitor or review the investment decisions participants make based on recommendations or projections. Because MasteryPOINT RIS utility depends on the completeness, accuracy and timeliness of the information participants provide, the participants are solely responsible for reviewing and updating information within MasteryPOINT RIS. Participants understand that they must provide complete and accurate information when requested by MasteryPOINT RIS in order to get meaningful results from it. IMPORTANT: The projections or other information generated by this RIS tool regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investments results and are not guaranteed. RIS does not evaluate every possible investment or retirement strategy you could use, particularly when considering investments outside of your employer sponsored pension plan. As a result, the recommendations of RIS may not have considered investments or strategies that would produce similar or superior results. Additionally, the results provided by RIS may vary with each use and over time depending on the assumptions you enter. Schlindwein Associates, LLC is an independent Registered Investment Advisor, and neither Schlindwein Associates, LLC nor MasteryPOINT are affiliates of OneAmerica Retirement Services LLC and are not OneAmerica companies. Learn more about MyOneCheck Online by visiting www.tricorbraun401k.com Enrollment Overview 9

DETERMINING YOUR INVESTOR PROFILE Determining how to invest your retirement savings is dependent on several factors. Two key factors in the process are your tolerance for risk and your time horizon. Increased risk may bring greater return, which may also include increased volatility and market fluctuations. One key to successful investing is balancing the risk you are willing to take with your time horizon. This tool can help you determine investment mixes appropriate for your risk tolerance and time horizon. For each question below, circle the number that best reflects your opinion. When you are finished, follow the instructions to determine your score and obtain an investment portfolio that may be appropriate for you. For more information about investment options, log into your account at www.tricorbraun401k.com. Determine your risk score Step I Add up the point values for the responses you circled for questions 1-5 and enter it here: Step II Subtract your current age from your desired retirement age and enter the result here [If you are already retired, enter 0 (zero).]: If the age difference is greater than 24, your age score is: 5 If the age difference is greater than 14 but less than 25, your age score is: 4 If the age difference is greater than 6 but less than 15, your age score is: 3 If the age difference is greater than 2 but less than 7, your age score is: 2 Otherwise, your age score is: 1 Based on your calculated age difference, enter your corresponding age score (1-5) here: Step III Add your result total from Step I and your age score from Step II and enter the total here: 1. To obtain potentially higher long-term returns on my investments, I am willing to accept annual returns that may vary greatly. 2. Achieving significant growth is a more important goal than protecting the value of my investment. 3. If one of my investments loses more than 20% over the course of a year, I can easily resist the temptation to sell it. 4. I do not plan on withdrawing my retirement savings for major expenses before I retire. 5. I consider myself knowledgeable about economic issues and personal investing. 6. What is your current age? 7. At what age would you like to retire? Strongly disagree Disagree Neutral Agree Strongly agree 1 2 3 4 5 1 2 3 4 5 1 2 3 4 5 1 2 3 4 5 1 2 3 4 5 10 Tricorbraun 401(k) Retirement Plan

Determine the allocation that may be appropriate for your risk score Based on your risk score from Step III and time horizon to retirement, choose the investment style profile that matches your score. See the investment style profiles and potential allocation models based on your time horizon in the section below to select your investor profile and allocation model. The allocation model shown with your profile and time horizon may be appropriate for your investment style. Step III risk Step II time horizon in years to retirement score Profile Less than 6 6 15 More than 15 Very conservative Investors are worried by significant shortterm ups and downs in their account value and prefer slow but steady, long-term growth. Conservative Investors may be worried by some shortterm ups and downs in their account value and may prefer slow but steady, long-term growth. Moderate Investors may be able to tolerate some ups and downs in their account value. They may be concerned with the safety of their money, but want investment returns that can outpace inflation. Moderately aggressive Investors are able to tolerate some shortterm ups and downs in their account value. They may be somewhat concerned with the safety of their money, but want investment returns that easily outpace inflation. Aggressive Investors may be able to tolerate significant short-term ups and downs in their account value and may seek maximum long-term growth. Very aggressive Investors can tolerate significant shortterm ups and downs in their account value and seek maximum long-term growth. 10 or less Greater than 10, but less than 15 Greater than 14, but less than 19 Greater than 18, but less than 23 Greater than 22, but less than 27 Greater than 26 35% 55% 0% 30% 55% 5% 25% 45% 25% 5% 20% 45% 25% 15% 35% 40% 40% 40% 30% 55% 5% 25% 50% 20% 5% 20% 40% 30% 15% 30% 40% 15% 25% 50% 15% 5% 20% 60% 15% 25% 50% 20% 5% 20% 45% 30% 5% 15% 35% 40% 25% 50% 15% 5% 15% 60% 20% 0% 70% 20% n Cash/Stable Value n Fixed Income n Domestic Equity n International Equity Note: The allocation planner provides hypothetical examples that are not intended to represent past or future performance of a specific investment which cannot be predicted or guaranteed, or to provide specific advice to any individual. Rates of return will vary over time. Those investments offering a higher rate of return also involve a higher degree of risk. The suggestions provided in this planner apply to your entire financial picture, of which your retirement plan is a portion. Enrollment Overview 11

PLAN HIGHLIGHTS The following information is a brief summary of your retirement plan s features. While this information outlines many of the provisions of the plan, it does not provide you with every plan detail. Additional plan specific provisions or limitations may apply. Plan documents govern this plan and contain a full set of rules for the plan. If there are discrepancies between this summary and the plan documents, the plan documents will govern. Please refer to your summary plan description (SPD), summary of material modifications (SMM), or contact your plan representative for more information. Eligibility requirements You are eligible to enroll at age 21, with 2 consecutive months of service. Full-time and certain part-time employees are eligible to participate. Leased, non-resident alien, collectively bargained employees, individuals incorrectly determined not to be an employee and temporary employees are excluded from participation. Plan year January 1 to December 31 Enrollment Monthly entry dates: The first of each month coinciding with or next following completion of the eligibility requirements. Employee contributions 401(k) Once you become eligible to participate in the plan, you will be contributing 3% of your compensation automatically on a pre-tax basis. Your contributions will be deposited into the Plan s qualified default investment alternative that corresponds to your date of birth and targeted retirement year, unless you make an election to invest in the other fund options available in the plan. In addition, your contribution rate will automatically increase by 1% each April 1, except that the first escalation for employees who are hired in January, February or March will not occur until the April 1 of the year following their year of hire until you are contributing at a rate of 15% to your retirement plan account. You may contribute 1% to 90% of your compensation per pay period in 1% increments. Contributions may be made on a pre-tax basis, Roth aftertax basis or any combination of both, as long as the combined total does not exceed 90% of your compensation per pay period. Contributions must be made through payroll deduction. You may change, revoke, or suspend contributions as of such times established by the Plan Administrator in a uniform and nondiscriminatory manner. If you will be age 50 or older before the end of the calendar year and you have met the maximum contribution limit allowed, you may elect to make additional Catch-Up contributions to the plan. Please visit www.irs.gov for more information on the IRS limits, including Catch-Up contributions, for the current calendar year. Employee contributions Rollover Rollovers from another qualified plan or IRA can be completed using the Rollover Contribution form available by accessing your account at www.tricorbraun401k.com, subject to the restrictions of the plan. Employer contributions Matching Matching contributions may be made at the discretion of the Company. The current match is 50% of your contributions up to 6% of your compensation that you contribute each pay period. You must make 401(k) contributions to be eligible for the matching contributions. Employer matching contributions will be made to your account on a pre-tax basis and will be subject to taxation upon withdrawal. Employer contributions Profit sharing Profit sharing contributions may be made at the discretion of the Company. The profit sharing contribution is allocated among eligible participants based on their compensation. You must be employed on the last day of the plan year to receive a profit sharing contribution. Employer profit sharing contributions will be made to your account on a pre-tax basis and will be subject to taxation upon withdrawal. 12 Tricorbraun 401(k) Retirement Plan

Vesting Your vested percentage is the portion of your account to which you are currently entitled. You are always 100% vested in your 401(k) contributions, rollover contributions and investment earnings from those contributions. To earn a Year of Service for vesting you must work at least 1,000 hours during the plan year. Matching and profit sharing contributions and earnings on those amounts are subject to this vesting schedule: Years of service Less than 1 0% 1 33% 2 66% 3 100% Vested percent This brief summary of your plan is intended only to provide an overview of your plan s provisions. If any discrepancies between this summary and the plan document arise, the plan document will govern with no exceptions. Mutual funds are sold by prospectus. To obtain a copy of the prospectus, the participant should contact the plan s investment advisor or the mutual fund company directly. Before investing, carefully consider the funds investment objectives, risks, charges, and expenses. The underlying fund prospectuses contain this and other important information. Read the prospectuses carefully before investing. Withdrawals/Distributions Hardship withdrawals are permitted from employee 401(k) contributions. The plan follows IRS rules defining a hardship. Withdrawals are permitted from vested account balances after you attain age 59½. Rollover contributions may be withdrawn at any time. Please review your summary Plan Description for details on plan loans. Fees, limits, terms, and requirements for loans vary from plan to plan. Plan participants should carefully consider the risks, tax implications, and retirement investing consequences before taking a loan from a retirement plan. Contact TricorBraun Inc. with any questions. Please contact the Plan Administrator or Participant Service Representatives regarding the availability of contribution sources for distribution before you are fully vested. Questions? Visit us online at www.tricorbraun.com or call 1-800-858-3829. Enrollment Overview 13

START PARTICIPATING IN YOUR PLAN Whether you prefer the internet or telephone, there s an easy-to-use enrollment tool available to you 24 hours a day, seven days a week. What you need to get started Your Social Security number, date of birth and zip code To access the voice response system, you will need your initial Personal Identification Number (PIN) provided to you by OneAmerica Retirement Services. You will receive a separate mailing with your assigned PIN. To request a new PIN, please contact Participant Service Representatives at 1-800-858-3829. eenrollment www.tricorbraun.com is your connection to retirement plan account information, statements, transactions and financial resource tools. Set up your account by following these simple steps: 1. Click Your Account to enroll or access your account 2. Click Login 3. Click New User Register for site 4. Enter your Social Security number, date of birth and zip code 5. Create your User ID and password. Your new User ID and Password will be used to access your account information online and when speaking to Participant Service Representatives. 6. Update your security questions. You will be prompted to answer these security questions if you forget your User ID or password. Voice response system By calling 1-800-858-3829, option 1, you will have access to an easy-to-use, automated telephone service that allows you to access retirement plan account information. To get started, you will need your Social Security number and PIN. Enrollment assistance over the phone Speak directly with a Participant Service Representative by calling 1-800-858-3829. Have the following information ready: Contribution rate Investment option elections Benefits of consolidating retirement accounts You are able to roll over or transfer an existing qualified retirement plan account from a prior employer. One point of contact for your retirement questions Reporting of your retirement assets on a single account statement One account for allocation and diversification of your retirement portfolio You will have an opportunity to initiate a rollover or transfer of your accounts during the enrollment process. For assistance in initiating a rollover or transfer, call 1-800-858-3829. Note: OneAmerica Retirement Services LLC provides administrative and recordkeeping services and is not a broker/dealer or investment advisor. Provided content is for overview and informational purposes only and is not intended and should not be relied upon as individualized tax, legal, fiduciary, or investment advice. Mutual funds are sold by prospectus. To obtain a copy of the prospectus, the participant should contact the plan s investment advisor or the mutual fund company directly. Before investing, carefully consider the fund s investment objectives, risks, charges, and expenses. The underlying fund prospectuses contain this and other important information. Read the prospectuses carefully before investing. Investing involves risk including potential loss of principal. Investing in international markets involves risks not associated with investing solely in the U.S., such as currency fluctuation, potential political and diplomatic instability, liquidity risks, and differences in accounting, taxes, and regulations. Risks of international investing are generally intensified for investments in emerging markets. 14 Tricorbraun 401(k) Retirement Plan

Enroll today by visiting www.tricorbraun401k.com or by calling 1-800-858-3829. Enrollment Overview 15

About OneAmerica A national leader in the insurance and financial services marketplace for more than 140 years, the companies of OneAmerica help customers build and protect their financial futures. OneAmerica offers a variety of products and services to serve the financial needs of their policyholders and customers. These products include retirement plan products and recordkeeping services, individual life insurance, annuities, asset-based long-term care solutions and employee benefit plan products. Products are issued and underwritten by the companies of OneAmerica and distributed through a nationwide network of employees, agents, brokers and other sources that are committed to providing value to our customers. To learn more about our products, services and the companies of OneAmerica, visit OneAmerica.com/companies. 2018 OneAmerica Financial Partners, Inc. All rights reserved. OneAmerica and the OneAmerica banner are all registered trademarks of OneAmerica Financial Partners, Inc. R-31564 08/06/18