Buy to Let mortgage. In this application form, references to we, us and our are references to NRAM plc and includes our successors or assigns.

X Buy to Let mortgage In this application form, references to we, us and our are references to NRAM plc and includes our successors or assigns. To transfer an existing NRAM mortgage to a new Buy to Let property. This application form is to be used for transferring an existing NRAM mortgage to a new Buy to Let property only. BNA0152 V11 Version: 06/15 Buy to Let mortgage application 1/36

X We aim to make it as easy as possible for you to transfer your existing mortgage to a new property, so please read the following notes before you start. If you have any questions, our staff will be pleased to help you. Our helpline number is 0330 159 9610* *Lines are open Monday to Friday 8:30am 6:00pm (excluding bank holidays). *Calls may be recorded for monitoring and training purposes. Charges for calling 03 numbers are the same as for calls made to standard UK landline phone numbers starting 01 or 02 and are also included in bundled minutes and unlimited call packages. Important customer information: If you provide all the information we ask for it will speed up the application process only when this form and your valuation/administration fees have been received by us, can we process your application You may not have to answer all the sections in this form depending on your requirements or circumstances we will be happy to advise you about this Please use block capitals and black ink and initial any alterations you need to make For joint mortgage applications you will need to complete both columns where necessary If there are more than two applicants, they will need to complete an extra Buy to Let mortgage application form If you need extra space you may use Part 6: Additional Information Please note that it is an offence to knowingly give false, inaccurate or misleading information when applying for a mortgage. If you give such information, you may face criminal prosecution and/or civil action for the recovery of any losses we incur. Alternative Format If you require correspondence in an alternative format, such as Braille, large print or audio, please call us on 0330 159 9610*. Lines are open 8:30am to 6:00pm weekdays. Alternatively please contact us via our web site at www.nram.co.uk/accessibility. Account numbers (for existing customers only) a Which accounts do you already have with rthern Rock (Asset Management) plc? Residential Mortgage Unsecured Personal Loan Buy to Let Residential Mortgage Unsecured Personal Loan Buy to Let b Please give the account numbers Buy to Let mortgage application 2/36

X For Intermediary/Adviser use only Confirmation of identity Please note, for face-to-face verification one piece of name ID and one piece of address ID is required. For non face-to-face verification, an additional piece of ID (either name or address) will also be required. a Money Laundering: please confirm how you verified the Face-to-face n Face-to-face n applicant(s) identity Face-to-face Face-to-face b Details verification: please confirm what documentation you have seen to confirm the identification of the applicant(s) Please note that a driving licence or state pension/benefits book may be used as evidence for address OR identity, but not both. Documentation provided must be originals or true certified copies of an original document and signed by a member of a professional body, such as a solicitor or Accountant. If other, please specify Name verification: Current signed passport or EEA Member State Identity Card Name verification: Current UK/EEA photocard, or old style current UK full driving licence Shotgun or firearms certificate Inland Revenue tax notification State pension or benefits book Name verification: Current signed passport or EEA Member State Identity Card Name verification: Current UK/EEA photocard, or old style current UK full driving licence Shotgun or firearms certificate Inland Revenue tax notification State pension or benefits book Sub Contractors Certificates CIS4 and CIS6 Sub Contractors Certificates CIS4 and CIS6 Address verification: Address verification: Most recent mortgage statement Most recent mortgage statement Council Tax/Local rates bill Council Tax/Local rates bill Bank/building society statement Bank/building society statement Utility bill (not mobile phone) Utility bill (not mobile phone) Current UK/EEA photocard, or old style current UK full driving licence Current UK/EEA photocard, or old style current UK full driving licence State pension or benefits book State pension or benefits book Before signing this Declaration, please check that a separate section of Part 5 has been fully completed for each Buy to Let mortgage/property: Intermediary/Adviser Declaration I confirm that in submitting this application, I have read and agree to the terms & conditions of rthern Rock (Asset Management) plc Intermediary Agreement (a copy of this has either been sent to you, can be provided on appointment or can be accessed in the Intermediary Useful Downloads area of our website: www.northernrockassetmanagement.co.uk). Confirmation of identity: I confirm that I have verified the identity of the applicant(s) named in Part 1 of this form. I have included documents suggested by the anti-money Laundering Guidelines as acceptable to verify identity and address. This is shown in question b. I understand that an Offer of Loan cannot be issued without this completed section. Signature Date Name Position Firm name and address Telephone Your Panel P number Fax Post code Email Firm s FCA ref. Mortgage Club Reference number Principal s/network s FCA ref. number (for standard mortgages if you are an Appointed Representative) Please note: We reserve the right to seek additional information where we believe the lending risk needs further investigation and to carry out occupation and income reasonability checks on any case at application stage. We will, from time to time, seek retrospective confirmation of income for loan performance monitoring purposes. This is in accordance with FCA Best Practice guidelines. These checks will involve contacting employers, accountants or the Inland Revenue in some instances. It is an offence to knowingly give false, inaccurate or misleading information when applying for a mortgage. If you give such information you may face criminal prosecution and/or civil action for recovery of any losses we incur. Buy to Let mortgage application 3/36

X1 Your details About you (all applicants) 1 Title / Surname e.g. Mr, Mrs, Miss, Ms, Dr, Rev, other 2 Your first name(s) 3 Date of Birth in six digits e.g. 06/09/75 4 Marital status Single Married Divorced Single Married Divorced Widowed Separated Co-habiting Widowed Separated Co-habiting 5 Nationality 6 Sex Male Female Male Female 7 Previous name(s), maiden name or any other name(s) by which you are known, or have been known within the last six years 8 Permanent address including postcode As First applicant 9 Telephone numbers including STD codes Home Home Mobile Mobile Work Work Preferred contact time: AM PM Evening Preferred contact time: AM PM Evening 10 Email address 11 When did you move to your permanent address? If less than 3 years ago: please tell us your previous address(es) over the last 3 years, and how long you lived there Give your most recent address first; if you need space for more than one previous address, please use Part 6: Additional Information From: To: As First applicant From: To: 12 At your permanent address, are you: If other, please specify Owner occupier Tenant Living with family/friends Owner occupier Tenant Living with family/friends 13 Do you have a mortgage on this property? Questions 14 to 20 are only applicable if you already have any residential (not including Buy to Let) mortgage(s) If you have more than one residential mortgage, please give the same details in Part 6: Additional Information 14 Name and address of mortgage lender As First applicant 15 Mortgage account/reference number Buy to Let mortgage application 4/36

X1 (continued) 16 Outstanding balance on mortgage 17 What is the current value of the property? 18 How much are the existing monthly payments? pm pm 19 Do you intend to repay all of this mortgage before completing on the new Buy to Let property(ies)? 20 Do you intend to sell the property on which this mortgage is secured before completing on the new Buy to Let property(ies)? If : what is the proposed selling price? If : how will the property be used? 2 Your credit history and existing Buy to Let mortgage(s) with us Please note that it is an offence to knowingly give false, inaccurate or misleading information when applying for a mortgage. If you give such information, you may face criminal prosecution and/or civil action for the recovery of any losses we incur. 1 Have you ever had a County Court Judgment or any other Court Order for non-payment of a debt made against you? If : please give the date(s), the amount(s) involved and tell us whether the Judgment/order was satisfied 2 Have you or your spouse ever incurred mortgage, rent or loan (including credit card) arrears, been refused a mortgage or credit, been declared bankrupt, entered into any arrangements with creditors, or been party to a mortgage where the property has been taken into possession on either a voluntary or enforced basis? If : please give details including dates, lender(s) and the circumstances of the default or loan refusal Buy to Let mortgage application 5/36

X2 (continued) 3 For either applicant, where applicable: please give details of all existing Buy to Let mortgages that you have with us and indicate whether each mortgage will be repaid at the time of, or before this existing Buy to Let mortgage(s) is transferred to a new Buy to Let property. First applicant Account. Borrower(s) Account. Borrower(s) Second applicant Repaid before new mortgage(s) starts? Repaid before new mortgage(s) starts? If the mortgage is also in the name of a borrower who is not an applicant, please give their full name. If you need space for more Buy to Let mortgages with us please use Part 6: Additional Information Account. Borrower(s) Account. Repaid before new mortgage(s) starts? Repaid before new mortgage(s) starts? Borrower(s) Account. Repaid before new mortgage(s) starts? Borrower(s) Account. Repaid before new mortgage(s) starts? Borrower(s) Account. Repaid before new mortgage(s) starts? Borrower(s) Account. Repaid before new mortgage(s) starts? Borrower(s) Account. Repaid before new mortgage(s) starts? Borrower(s) Account. Repaid before new mortgage(s) starts? Borrower(s) Please note we may also require at a later date, information about any Buy to Let mortgages that you have with other lenders. 3 Your occupation and income details (only applicable to employees [including company Directors/Partners]) Please note that it is an offence to knowingly give false, inaccurate or misleading information when applying for a mortgage. If you give such information, you may face criminal prosecution and/or civil action for the recovery of any losses we incur. If you hold 20% or more of the shares in the company that you work for, you must also complete Part 4. Your employment details (all applicants) 1 What is your employment status? If you are a Director or Partner, please tell us what percentage shareholding you have If Retired, please now go straight to Part 3: Question 19 Employed Director/ Partner Self employed Retired with a shareholding of % Employed Director/ Partner Self employed Retired with a shareholding of % 2 What is your occupation? 3 Employer s name and address 4 Nature of employer s business Buy to Let mortgage application 6/36

3 X (continued) 5 Employer s telephone number including STD code 6 Is this employment permanent? If : please tell us the date that the employment period will end 7 If your employment is on a contract basis, will your contract be renewed? If : please give details 8 If your employment is not permanent, is it on a probationary basis? If : please give details 9 Is the work: 10 When did you start working at this company? Full time Part time Full time Part time 11 What is your works/payroll/employee staff number? 12 Your Tax details which can be found on any of your correspondence from the Inland Revenue Tax office name Tax reference number Tax office name Tax reference number 13 What is your gross annual salary? (before tax) pa pa 14 How much guaranteed gross overtime do you get per year? (before tax) pa pa 15 How much regular gross overtime do you get per year? (before tax) pa pa 16 How much guaranteed gross bonus and commission do you get per year? (before tax) pa pa 17 What is your net average total monthly income? (after tax) pm pm 18 If you receive any other regular income, please give the gross amount you receive per year and the source of the income e.g. from a second job, pension, property, investment income pa pa pa pa 19 What is your anticipated retirement age (if applicable)? years years Buy to Let mortgage application 7/36

4 Your self-employed income details (only applicable to self-employed and Directors with a shareholding of 20% or more) Please note that it is an offence to knowingly give false, inaccurate or misleading information when applying for a mortgage. If you give such information, you may face criminal prosecution and/or civil action for the recovery of any losses we incur. If you hold 20% or more of the shares in the company that you work for, you must also have completed Part 3. 1 Company name, address and contact details First application Second application Telephone Telephone 2 Nature of business 3 On what basis do you trade? Sole trading Partnership Limited company Sole trading Partnership Limited company If Limited company: please give details Limited company registered number VAT registered number Limited company registered number VAT registered number Financial year end date Financial year end date 4 Date business started 5 National Insurance number 6 Your Tax details which can be found on any of your correspondence from the Inland Revenue 7 What is your share of the company s net taxable profit for the last three tax/trading years? Please also enter which tax year each amount refers to 8 If you receive a salary in addition to your share of the net taxable profit, how much do you get: a) gross per year? (before tax) b) net per month? (after tax) 9 If you receive any other regular income, please give the gross amount you receive per year and the source of the income e.g. from a second job, pension, property, investment income pa Year ending: 2 0 pa Year ending: 2 0 pa Year ending: 2 0 pa Year ending: 2 0 pa Year ending: 2 0 pa Year ending: 2 0 pa pa pa pa 10 Company Accountant s name, address and contact details Telephone Telephone 11 What is your anticipated retirement age? years years Buy to Let mortgage application 8/36

5 About the new Buy to Let mortgage loan(s) and the property(ies) to be mortgaged Individual details are required for each Buy to Let mortgage/property that you are applying for. Part 5 allows you to apply for up to five mortgages please complete a separate section of Part 5 for each mortgage you require. If you are applying for more, please refer to us or your Adviser. 5.1) Buy to Let mortgage/property 1 Your Buy to Let mortgage loan requirements and repayment details 1 Have you already been given a Decision in Principle? If : please also give the reference number Ref. 2 Is this a new purchase or a remortgage? New purchase Remortgage 3 Total amount of mortgage loan required on this property 4 Mortgage term/repayment period in years 5 If this is a new purchase, what is your intended completion date (date of entry if in Scotland)? We will make every effort to allow you to meet this date, but can t guarantee it years 6 Have you applied in the last six months to any other lender for a mortgage on this or any other property? If : please give details Lender Outcome 7 Which repayment method have you chosen? Tick one only If part repayment/ part interest only : please tell us how this is to be apportioned All repayment (capital & interest) All interest only Repayment Interest only Part repayment/ part interest only Question 8 is only applicable if your mortgage is to be arranged on an interest only or part interest only basis Please note, if your new mortgage is arranged on an interest only or part interest only basis, the monthly payments during the mortgage term due to us on the interest only portion of the mortgage, will generally cover interest only and will not repay any part of the loan amount. It is your responsibility to make sure that you put in place, maintain and regularly monitor the repayment strategy (investment plan and or endowment policy) which is expected to provide a lump sum sufficient to repay the loan amount (including all the capital still owing on the interest only portion) at the end of the mortgage term. At the end of the term the loan amount (including all the capital still owing on the interest only portion) will remain owing to us, and should any product intended to repay the loan amount not perform as you currently expect it to, you will then have to find an alternative means of repaying the shortfall. We suggest that you take advice from a Financial Adviser regarding this important aspect of your commitment to the new mortgage application. Buy to Let mortgage application 9/36

5.1 X (continued) 8 What type of repayment strategy are you using to repay the interest only or part interest only element of this mortgage? For investment plans and endowment policies: please give details of each plan in the boxes opposite If you need space for more plans, please use Part 6: Additional Information For other : please give full details below Please note, if details are not complete, we will ask you again for the information, which may lead to a delay in the production of the Offer of Loan. We will take into account the payments you must make to maintain these products in assessing whether you can afford this mortgage and you must provide us with the information requested Investment plan Endowment policy Plan type Name of provider Value/ anticipated value Expected maturity date/payout date (or frequency if remuneration bonus) Regular monthly payment Plan type Name of provider Value/ anticipated value Expected maturity date/payout date (or frequency if remuneration bonus) Regular monthly payment Whilst it is not a condition of this loan that you take out life cover, we recommend that any such policy is in force when this loan starts (or on exchange of contracts where you are buying a property) and that you maintain it for so long as you consider it is needed. You will be responsible for ensuring that any contractual documentation (life policies or contract notes etc) is kept in a safe place. Questions 9 to 12 are only applicable if the property is a new purchase 9 Property purchase price 10 Deposit amount 11 What is the source of the deposit? e.g. own personal savings, inheritance, sale of present home, gift 12 Is it a former or current Local Authority, rthern Ireland Housing Executive, Ministry of Defence or Housing Association property? If and it is current : what is the Right to Buy valuation? (former) (current) Questions 13 to 18 are only applicable if you already own the property and it is being remortgaged 13 Original purchase price 14 Date of purchase 15 Date existing mortgage loan started 16 Estimated current property value 17 Outstanding balance on the existing mortgage 18 Please give details about the existing mortgage Date started Repayment type Purpose of loan Buy to Let mortgage application 10/36

5.1 X (continued) 19 If there are any other loans secured on this property, please tell us how much the loan(s) is/are and give details If you have more than one loan, please give the same details in Part 6: Additional Information Repayment type Date started / / Purpose of loan About the tenancy 20 What is the tenancy type? If other please specify (e.g. let to company or Housing Association) If other, we may not be able to proceed with your application please refer to us or your Adviser Assured Shorthold (Uncontrolled rthern Ireland only) 21 How many people are expected to occupy the property? 22 What will be the total rental income for the property? Please indicate how often you will receive this income by deleting as applicable. If other, please specify per week/4 weeks/month/other: 23 Is this total rental income amount confirmed or just estimated? Confirmed Estimated Property details (all property types) 24 Full address of the property 25 If this is a new purchase, what is your intended date for exchange of contracts? 26 Where is the property you are buying/remortgaging located? England rthern Ireland Scotland Wales 27 Type of property If other, please specify House Flat/maisonette Bungalow 28 Description of the property Detached Semi-detached Terraced Part of block 29 garages (if any) 30 If the property has allocated parking, is it off-site or on-site? Off-site On-site 31 Is the property next to or above retail/business premises? If, we may not be able to proceed with your application please give details and refer to us or your Adviser Position of premises in relation to your property Type of premises Buy to Let mortgage application 11/36

5.1 X (continued) 32 What is the tenure of the property? If leasehold: please give details Leasehold Remaining term Freehold/Absolute owner (Scotland) Ground rent per year 33 Please give details of the accommodation Please note that en-suites without a bath, and shower rooms, don t count as bathrooms. Outbuildings are buildings like detached workshops, stables and barns living rooms bathrooms bedrooms separate toilets kitchens outbuildings (please specify) 34 Construction type of the walls If other, we may not be able to proceed with your application please give details and refer to us or your Adviser Stone Brick Timberframe 35 What is the roof made of? If other please specify Slate or tile 36 What type of roof does the property have? If other please specify Flat Pitched 37 When was the property built? If you don t know the exact year, please give the approximate year that it was built Questions 38 to 42 are only applicable to flats and maisonettes 38 If the flat/maisonette is in a block, please give details flats in block storeys in block On what floor is the flat 39 Is the property: If the property is a studio, we may not be able to proceed with your application please refer to us or your Adviser Converted Maisonette Purpose built Studio 40 Does the property have a lift? 41 Is this a former or current Local Housing Authority, Housing Association or rthern Ireland Housing Executive property? If and the flat is in a block: what approximate percentage of the block is owner-occupied? % 42 Does the property have deck access (if applicable)? Deck access is common access to properties on storeys above ground level If, we may not be able to proceed with your application please refer to us or your Adviser About the occupancy 43 Will your spouse, partner, parent, brother, sister, child, grandparent or grandchild be a tenant in the property? 44 Do you intend to live in the property in the near future? 45 Will at least 40% of the property be used as, or in connection with, a residential dwelling? Questions 46 to 48 are only applicable if the property is a new build or under 10 years old 46 Please give the name of the builders who built, or are building, the property Builders name 47 Are these builders registered with the NHBC or Zurich Newbuild Scheme? If : please give details of the chartered architects or chartered surveyor who supervised, or are supervising, the build Architect/surveyor Address Buy to Let mortgage application 12/36

5.1 X (continued) 48 If this is a new build property, are you getting any discounts or incentives as part of the package? If : please give details About the property valuation We usually need to obtain a valuation of the property to be mortgaged, which will be carried out by a valuer instructed by us. Our Mortgage Valuation Report is a limited report intended for our valuation purposes only. We recommend that you have a more detailed Homebuyer s Survey and Valuation or Building Survey report undertaken for your own purposes. For full details of the different types of valuation and survey, please refer to us or your Adviser. Mortgage Valuation report This is a limited report and is not a survey of the property. It is prepared solely for our purposes and as such should not be relied on by you as a report on the property s condition. Homebuyer s Survey and Valuation This is a more detailed report on the general state of repair and condition of the property, produced in a format approved by the RICS. It is produced on your behalf by a chartered surveyor to identify significant defects, repairs and features which affect the property. If you choose this option, we may be able to arrange for it to be carried out at the same time as the Mortgage Valuation report (Please note that a direct contractual relationship exists between yourself and the valuer with this type of survey. You will. need to confirm that you accept the standard Conditions of Engagement by signing an acceptance form and returning it to the independent firm of valuers). Building Survey This is a highly detailed survey report giving a comprehensive review of the property s condition. Although we may be able to arrange for it to be carried out at the same time as the Mortgage Valuation report, your contract will be directly with the valuer for the Building Survey and you will need to pay them for this. (Please note that a direct contractual relationship exists between yourself and the valuer with this type of survey. You will need to confirm that you accept the standard Conditions of Engagement by signing an acceptance form and returning it to the independent firm of valuers.) 49 If you have not yet had a valuation, what type of report do you require for your purposes? Please note, if a selection is not made, a Mortgage Valuation report will be carried out on the property Mortgage Valuation report Homebuyer s Survey and Valuation Building Survey 50 If this is a Scottish purchase and a valuation has already been carried out on the property, what was the cost of the valuation and what type of valuation report did you have? Valuation cost Mortgage Valuation report Homebuyer s Survey and Valuation Building Survey 51 Please tell us the name, address and telephone number of either: a) the person who the valuer can contact to arrange a viewing of the property if a valuation hasn t been carried out yet Please also indicate who the contact is (e.g. estate agent, vendor); or b) for Scottish purchases, the person who carried out the valuation, if it has already been done Telephone Who is the contact Your solicitor s details (all applicants) 52 Please give the name and address of the firm and contact details for your solicitor/licensed conveyancer. Name of solicitor dealing with your case Telephone Fax Buy to Let mortgage application 13/36

5.2 X 5.2) Buy to Let mortgage/property 2 Your Buy to Let mortgage loan requirements and repayment details 1 Have you already been given a Decision in Principle? If : please also give the reference number Ref. 2 Is this a new purchase or a remortgage? New purchase Remortgage 3 Total amount of mortgage loan required on this property 4 Mortgage term/repayment period in years 5 If this is a new purchase, what is your intended completion date (date of entry if in Scotland)? We will make every effort to allow you to meet this date, but can t guarantee it years 6 Have you applied in the last six months to any other lender for a mortgage on this or any other property? If : please give details Lender Outcome 7 Which repayment method have you chosen? Tick one only If part repayment/ part interest only : please tell us how this is to be apportioned All repayment (capital & interest) All interest only Repayment Interest only Part repayment/ part interest only Question 8 is only applicable if your mortgage is to be arranged on an interest only or part interest only basis Please note, if your new mortgage is arranged on an interest only or part interest only basis, the monthly payments during the mortgage term due to us on the interest only portion of the mortgage, will generally cover interest only and will not repay any part of the loan amount. It is your responsibility to make sure that you put in place, maintain and regularly monitor the repayment strategy (investment plan and or endowment policy) which is expected to provide a lump sum sufficient to repay the loan amount (including all the capital still owing on the interest only portion) at the end of the mortgage term. At the end of the term the loan amount (including all the capital still owing on the interest only portion) will remain owing to us, and should any product intended to repay the loan amount not perform as you currently expect it to, you will then have to find an alternative means of repaying the shortfall. We suggest that you take advice from a Financial Adviser regarding this important aspect of your commitment to the new mortgage application. Buy to Let mortgage application 14/36

5.2 X (continued) 8 What type of repayment strategy are you using to repay the interest only or part interest only element of this mortgage? For investment plans and endowment policies: please give details of each plan in the boxes opposite If you need space for more plans, please use Part 6: Additional Information Investment plan Endowment policy For other : please give full details below Please note, if details are not complete, we will ask you again for the information, which may lead to a delay in the production of the Offer of Loan. We will take into account the payments you must make to maintain these products in assessing whether you can afford this mortgage and you must provide us with the information requested Plan type Name of provider Value/ anticipated value Expected maturity date/payout date (or frequency if remuneration bonus) Regular monthly payment Plan type Name of provider Value/ anticipated value Expected maturity date/payout date (or frequency if remuneration bonus) Regular monthly payment Whilst it is not a condition of this loan that you take out life cover, we recommend that any such policy is in force when this loan starts (or on exchange of contracts where you are buying a property) and that you maintain it for so long as you consider it is needed. You will be responsible for ensuring that any contractual documentation (life policies or contract notes etc) is kept in a safe place. Questions 9 to 12 are only applicable if the property is a new purchase 9 Property purchase price 10 Deposit amount 11 What is the source of the deposit? e.g. own personal savings, inheritance, sale of present home, gift 12 Is it a former or current Local Authority, rthern Ireland Housing Executive, Ministry of Defence or Housing Association property? If and it is current : what is the Right to Buy valuation? (former) (current) Questions 13 to 18 are only applicable if you already own the property and it is being remortgaged 13 Original purchase price 14 Date of purchase 15 Date existing mortgage loan started 16 Estimated current property value 17 Outstanding balance on the existing mortgage 18 Please give details about the existing mortgage Date started Repayment type Purpose of loan Buy to Let mortgage application 15/36

X5.2 (continued) 19 If there are any other loans secured on this property, please tell us how much the loan(s) is/are and give details If you have more than one loan, please give the same details in Part 6: Additional Information Repayment type Date started / / Purpose of loan About the tenancy 20 What is the tenancy type? If other please specify (e.g. let to company or Housing Association) If other, we may not be able to proceed with your application please refer to rthern Rock (Asset Management) plc or your Adviser Assured Shorthold (Uncontrolled rthern Ireland only) 21 How many people are expected to occupy the property? 22 What will be the total rental income for the property? Please indicate how often you will receive this income by deleting as applicable. If other, please specify per week/4 weeks/month/other: 23 Is this total rental income amount confirmed or just estimated? Confirmed Estimated Property details (all property types) 24 Full address of the property 25 If this is a new purchase, what is your intended date for exchange of contracts? 26 Where is the property you are buying/remortgaging located? England rthern Ireland Scotland Wales 27 Type of property If other, please specify House Flat/maisonette Bungalow 28 Description of the property Detached Semi-detached Terraced Part of block 29 garages (if any) 30 If the property has allocated parking, is it off-site or on-site? Off-site On-site 31 Is the property next to or above retail/business premises? If, we may not be able to proceed with your application please give details and refer to rthern Rock (Asset Management) plc or your Adviser Position of premises in relation to your property Type of premises Buy to Let mortgage application 16/36

5.2 X (continued) 32 What is the tenure of the property? If leasehold: please give details Leasehold Remaining term Freehold/Absolute owner (Scotland) Ground rent per year 33 Please give details of the accommodation Please note that en-suites without a bath, and shower rooms, don t count as bathrooms. Outbuildings are buildings like detached workshops, stables and barns living rooms bathrooms bedrooms separate toilets kitchens outbuildings (please specify) 34 Construction type of the walls If other, we may not be able to proceed with your application please give details and refer to us or your Adviser Stone Brick Timberframe 35 What is the roof made of? If other please specify Slate or tile 36 What type of roof does the property have? If other please specify Flat Pitched 37 When was the property built? If you don t know the exact year, please give the approximate year that it was built Questions 38 to 42 are only applicable to flats and maisonettes 38 If the flat/maisonette is in a block, please give details flats in block storeys in block On what floor is the flat 39 Is the property: If the property is a studio, we may not be able to proceed with your application please refer to rthern Rock (Asset Management) plc or your Adviser Converted Maisonette Purpose built Studio 40 Does the property have a lift? 41 Is this a former or current Local Housing Authority, Housing Association or rthern Ireland Housing Executive property? If and the flat is in a block: what approximate percentage of the block is owner-occupied? % 42 Does the property have deck access (if applicable)? Deck access is common access to properties on storeys above ground level If, we may not be able to proceed with your application please refer to rthern Rock (Asset Management) plc or your Adviser About the occupancy 43 Will your spouse, partner, parent, brother, sister, child, grandparent or grandchild be a tenant in the property? 44 Do you intend to live in the property in the near future? 45 Will at least 40% of the property be used as, or in connection with, a residential dwelling? Questions 46 to 48 are only applicable if the property is a new build or under 10 years old 46 Please give the name of the builders who built, or are building, the property Builders name 47 Are these builders registered with the NHBC or Zurich Newbuild Scheme? If : please give details of the chartered architects or chartered surveyor who supervised, or are supervising, the build Architect/surveyor Address Buy to Let mortgage application 17/36

5.2 X (continued) 48 If this is a new build property, are you getting any discounts or incentives as part of the package? If : please give details About the property valuation We usually need to obtain a valuation of the property to be mortgaged, which will be carried out by a valuer instructed by us. Our Mortgage Valuation Report is a limited report intended for our valuation purposes only. We recommend that you have a more detailed Home buyer s Survey and Valuation or Building Survey report undertaken for your own purposes. Please see Part 5.1: question 49 for a brief description of each type of report. For full details of the different types of valuation and survey, please refer to us or your Adviser. 49 If you have not yet had a valuation, what type of report do you require for your purposes? Please note, if a selection is not made, a Mortgage Valuation report will be carried out on the property Mortgage Valuation report Homebuyer s Survey and Valuation Building Survey 50 If this is a Scottish purchase and a valuation has already been carried out on the property, what was the cost of the valuation and what type of valuation report did you have? Valuation cost Mortgage Valuation report Homebuyer s Survey and Valuation Building Survey 51 Please tell us the name, address and telephone number of either: a) the person who the valuer can contact to arrange a viewing of the property if a valuation hasn t been carried out yet Please also indicate who the contact is (e.g. estate agent, vendor); or b) for Scottish purchases, the person who carried out the valuation, if it has already been done Telephone Who is the contact Your solicitor s details (all applicants) 52 Please give the name and address of the firm and contact details for your solicitor/licensed conveyancer Name of solicitor dealing with your case Telephone Fax 5.3) Buy to Let mortgage/property 3 Your Buy to Let mortgage loan requirements and repayment details 1 Have you already been given a Decision in Principle? If : please also give the reference number Ref. 2 Is this a new purchase or a remortgage? New purchase Remortgage Buy to Let mortgage application 18/36

5.3 X (continued) 3 Total amount of mortgage loan required on this property 4 Mortgage term/repayment period in years years 5 If this is a new purchase, what is your intended completion date (date of entry if in Scotland)? We will make every effort to allow you to meet this date, but can t guarantee it 6 Have you applied in the last six months to any other lender for a mortgage on this or any other property? If : please give details Lender Outcome 7 Which repayment method have you chosen? Tick one only If part repayment/ part interest only : please tell us how this is to be apportioned All repayment (capital & interest) All interest only Repayment Interest only Part repayment/ part interest only Questions 8 is only applicable if your mortgage is to be arranged on an interest only or part interest only basis Please note, if your new mortgage is arranged on an interest only or part interest only basis, the monthly payments during the mortgage term due to us on the interest only portion of the mortgage, will generally cover interest only and will not repay any part of the loan amount. It is your responsibility to make sure that you put in place, maintain and regularly monitor the repayment strategy (investment plan and or endowment policy) which is expected to provide a lump sum sufficient to repay the loan amount (including all the capital still owing on the interest only portion) at the end of the mortgage term. At the end of the term the loan amount (including all the capital still owing on the interest only portion) will remain owing to us, and should any product intended to repay the loan amount not perform as you currently expect it to, you will then have to find an alternative means of repaying the shortfall. We suggest that you take advice from a Financial Adviser regarding this important aspect of your commitment to the new mortgage application. 8 What type of repayment strategy are you using to repay the interest only or part interest only element of this mortgage? For investment plans and endowment policies: please give details of each plan in the boxes opposite If you need space for more plans, please use Part 6: Additional Information For other : please give full details below Please note, if details are not complete, we will ask you again for the information, which may lead to a delay in the production of the Offer of Loan. We will take into account the payments you must make to maintain these products in assessing whether you can afford this mortgage and you must provide us with the information requested Investment plan Endowment policy Plan type Name of provider Value/ anticipated value Expected maturity date/payout date (or frequency if remuneration bonus) Regular monthly payment Plan type Name of provider Value/ anticipated value Expected maturity date/payout date (or frequency if remuneration bonus) Regular monthly payment Whilst it is not a condition of this loan that you take out life cover, we recommend that any such policy is in force when this loan starts (or on exchange of contracts where you are buying a property) and that you maintain it for so long as you consider it is needed. You will be responsible for ensuring that any contractual documentation (life policies or contract notes etc) is kept in a safe place. Buy to Let mortgage application 19/36

X (continued) Questions 9 to 13 are only applicable if the property is a new purchase 9 Property purchase price 10 Deposit amount 11 What is the source of the deposit? e.g. own personal savings, inheritance, sale of present home, gift 12 If you are intending to borrow more than the amount needed to buy the property, please tell us how much and why e.g. for home improvement Reason 13 Is it a former or current Local Authority, rthern Ireland Housing Executive, Ministry of Defence or Housing Association property? If and it is current :what is the Right to Buy valuation? (former) (current) Questions 14 to 20 are only applicable if you already own the property and it is being remortgaged 14 Original purchase price 15 Date of purchase 16 Date existing mortgage loan started 17 Estimated current property value 18 Outstanding balance on the existing mortgage 19 Please give details about the existing mortgage Date started Repayment type Purpose of loan 20 If there are any other loans secured on this property, please tell us how much the loan(s) is/are and give details Date started / / Repayment type Purpose of loan About the tenancy 21 What is the tenancy type? If other please specify (e.g. let to a company or Housing Association) If other, we may not be able to proceed with your application please refer to us or your adviser Assured Shorthold (Uncontrolled - rthern Ireland only) 22 How many people are expected to occupy the property? Buy to Let mortgage application 20/36

5.3 X (continued) 23 What will be the total rental income for the property? Please indicate how often you will receive this income by deleting as applicable. If other, please specify. per week/4 weeks/month/other: 24 Is this total rental income amount confirmed or just estimated? Confirmed Estimated Property details (all property types) 25 Full address of the property 26 If this is a new purchase, what is your intended date for exchange of contracts? 27 Where is the property you are buying/remortgaging located? England rthern Ireland Scotland Wales 28 Type of property If other, please specify House Flat/maisonette Bungalow 29 Description of the property Detached Semi-detached Terraced Part of block 30 garages (if any) 31 If the property has allocated parking, is it on-site or off-site? Off-site On-site 32 Is the property next to or above retail/business premises? If, we may not be able to proceed with your application please give details and refer to rthern Rock (Asset Management) plc or your Adviser Position of premises in relation to your property Type of premises 33 What is the tenure of the property? If leasehold: please give details 34 Please give details of the accommodation Please note, en-suites without a bath and shower rooms don t count as bathrooms. Outbuildings are buildings like detached workshops, stables and barns Leasehold Remaining term living rooms bathrooms (please specify) Freehold/Absolute owner (Scotland) bedrooms separate toilets Ground rent per year kitchens outbuildings 35 Construction type of the walls If other, we may not be able to proceed with your application please give details and refer to rthern Rock (Asset Management) plc or your Adviser Stone Brick Timberframe 36 What is the roof made of? If other please specify 37 What type of roof does the property have? If other please specify Slate or tile Flat Pitched 38 When was the property built? If you don t know the exact year, please give the approximate year that it was built Questions 39 to 43 are only applicable to flats and maisonettes 39 If the flat/maisonette is in a block, please give details flats in block storeys in block On what floor is the flat Buy to Let mortgage application 21/36

5.3 X (continued) 40 Is the property: If the property is a studio, we may not be able to proceed with your application please refer to us or your Adviser Converted Maisonette Purpose built Studio 41 Does the property have a lift? 42 Is this a former or current Local Housing Authority, Housing Association or rthern Ireland Housing Executive property? If and the flat is in a block: what approximate percentage of the block is owner-occupied? % 43 Does the property have deck access (if applicable)? Deck access is common access to properties on storeys above ground level If, we may not be able to proceed with your application please refer to us or your Adviser About the occupancy 44 Will your spouse, partner, parent, brother, sister, child, grandparent or grandchild be a tenant in the property? 45 Do you intend to live in the property in the near future? 46 Will at least 40% of the property be used as, or in connection with, a residential dwelling? Questions 47 to 49 are only applicable if the property is a new build or under 10 years old 47 Please give the name of the builders who built, or are building, the property 48 Are these builders registered with the NHBC or Zurich Newbuild Scheme? If : please give details of the chartered architects or chartered surveyor who supervised, or are supervising, the build Builders name Architect/surveyor Address 49 If this is a new build property, are you getting any discounts or incentives as part of the package? If : please give details About the property valuation We usually need to obtain a valuation of the property to be mortgaged, which will be carried out by a valuer instructed by us. Our Mortgage Valuation Report is a limited report intended for our valuation purposes only. We recommend that you have a more detailed Home buyer s Survey and Valuation or Building Survey report undertaken for your own purposes. Please see Part 5.1: question 49 for a brief description of each type of report. For full details of the different types of valuation and survey, please refer to us or your Adviser. 50 If you have not yet had a valuation, what type of report do you require for your purposes? Please note, if a selection is not made, a Mortgage Valuation report will be carried out on the property. Mortgage Valuation report Homebuyer s Survey and Valuation Building Survey 51 If this is a Scottish purchase and a valuation has already been carried out on the property, what was the cost of the valuation and what type of valuation report did you have? Valuation cost Mortgage Valuation report Homebuyer s Survey and Valuation Building Survey Buy to Let mortgage application 22/36

5.3 X (continued) 52 Please tell us the name, address and telephone number of either: a) the person who the valuer can contact to arrange a viewing of the property if a valuation hasn t been carried out yet Please also indicate who the contact is (e.g. estate agent, vendor); or b) for Scottish purchases, the person who carried out the valuation, if it has already been done Telephone Who is the contact Your solicitor s details (all applicants) 53 Please give the name and address of the firm and contact details for your solicitor/licensed conveyancer Name of solicitor dealing with your case Telephone Fax 5.4) Buy to Let mortgage/property 4 Your Buy to Let mortgage loan requirements and repayment details 1 Have you already been given a Decision in Principle? If : please also give the reference number Ref. 2 Is this a new purchase or a remortgage? New purchase Remortgage 3 Total amount of mortgage loan required on this property 4 Mortgage term/repayment period in years 5 If this is a new purchase, what is your intended completion date (date of entry if in Scotland)? We will make every effort to allow you to meet this date, but can t guarantee it years 6 Have you applied in the last six months to any other lender for a mortgage on this or any other property? If : please give details Lender Outcome 7 Which repayment method have you chosen? Tick one only If part repayment/ part interest only : please tell us how this is to be apportioned All repayment (capital & interest) All interest only Repayment Interest only Part repayment/ part interest only Buy to Let mortgage application 23/36

5.4 X (continued) Question 8 is only applicable if your mortgage is to be arranged on an interest only or part interest only basis Please note, if your new mortgage is arranged on an interest only or part interest only basis, the monthly payments during the mortgage term due to us on the interest only portion of the mortgage, will generally cover interest only and will not repay any part of the loan amount. It is your responsibility to make sure that you put in place, maintain and regularly monitor the repayment strategy (investment plan and or endowment policy) which is expected to provide a lump sum sufficient to repay the loan amount (including all the capital still owing on the interest only portion) at the end of the mortgage term. At the end of the term the loan amount (including all the capital still owing on the interest only portion) will remain owing to us, and should any product intended to repay the loan amount not perform as you currently expect it to, you will then have to find an alternative means of repaying the shortfall. We suggest that you take advice from a Financial Adviser regarding this important aspect of your commitment to the new mortgage application. 8 What type of repayment strategy are you using to repay the interest only or part interest only element of this mortgage? For investment plans and endowment policies: please give details of each plan in the boxes opposite If you need space for more plans, please use Part 6: Additional Information Investment plan Endowment policy For other : please give full details below Please note, if details are not complete, we will ask you again for the information, which may lead to a delay in the production of the Offer of Loan. We will take into account the payments you must make to maintain these products in assessing whether you can afford this mortgage and you must provide us with the information requested Plan type Name of provider Value/ anticipated value Expected maturity date/payout date (or frequency if remuneration bonus) Regular monthly payment Plan type Name of provider Value/ anticipated value Expected maturity date/payout date (or frequency if remuneration bonus) Regular monthly payment Whilst it is not a condition of this loan that you take out life cover, we recommend that any such policy is in force when this loan starts (or on exchange of contracts where you are buying a property) and that you maintain it for so long as you consider it is needed. You will be responsible for ensuring that any contractual documentation (life policies or contract notes etc) is kept in a safe place. Questions 9 to 13 are only applicable if the property is a new purchase 9 Property purchase price 10 Deposit amount 11 What is the source of the deposit? e.g. own personal savings, inheritance, sale of present home, gift 12 If you are intending to borrow more than the amount needed to buy the property, please tell us how much and why e.g. for home improvement Reason 13 Is it a former or current Local Authority, rthern Ireland Housing Executive, Ministry of Defence or Housing Association property? If and it is current : what is the Right to Buy valuation? (former) (current) Buy to Let mortgage application 24/36