THE JALGAON PEOPLES CO-OP. BANK LTD., SERVICE CHARGES w.e.f. 01/10/2016 Particulars Cheque Return Charges per instrument Inward Cheque / CTS / ECS / NACH Return Outward Cheque CTS / ECS / NACH Return Finance Cheque Return Service Charges Inclusive of Service Tax 01/10/2016 Rs.175/- per instrument Rs.60/- per instrument Rs.290/- per instrument Cheque Book Charges Current Account/Loan Account Saving Account Finance DD Commission Nationalized Bank Up to Rs.1000/- From Rs.1001/- up to Rs.50000/- Above 50000/- Issue by deposit of Cash (Up to Rs.50,000/-) All Other Banks Up to Rs.1,00,000/- Above Rs.1,00,000/- Issue by deposit of Cash (Up to Rs.50,000/-) NEFT/RTGS Inward Outward NEFT Up to Rs.10,000/- Above Rs.10,000/- to Rs.1 lakh Rs.1 lakh to Rs.2 lakhs Above Rs.2 lakhs Rs.3/- per leaf. Rs.2/- per leaf. First 15 leaves free Rs.10/- per leaf. Rs.60/- Rs.4/- per thousand. Minimum Rs.75/- Rs.2/- per thousand. Minimum Rs.4/- per thousand (Subject to the prevailing rates of other banks). Rs.1/- per thousand. Minimum Rs.0.75/- per thousand. Minimum Rs.125/- Rs.2/- per thousand. Minimum Rs.125/- Free. Rs.2.50/- per transaction Rs.5/- per transaction Rs.15/- per transaction Rs.25/- per transaction
RTGS Rs.2 lakhs to Rs.5 lakhs Rs.30/- per transaction Above Rs.5 lakhs Rs.55/- per transaction. Service Tax on NEFT & RTGS chargers should be calculated at actual DD Cancellation / Duplicate Charges Pay Order Issue by deposit of Cash (Up to Rs.50,000/-) Pay Order Cancellation/Revalidation Portfolio Charges (Maintenance of A/c) Statement of Account C.T.S./ ECS / NACH Charges / Processing Charges per instrument ACH Mandate Processing Charges OBC / IBC OBC Cheque Commission Rs.75/- plus Issuing bank DD Cancellation/Duplicate charges Rs.1/- per thousand. Minimum Rs.30/- Rs.100/- per instrument. ( Free - If issued for Closing of Saving/Current A/c/Term Deposit A/c and/or Issued against disbursement of loan a/c.) Rs.15/- per page. Monthly Free - via email Print - Rs.10/- per page. Monthly Outward Rs.1/- Inward Rs.2/-. Monthly Upload / Approval Charges Rs.30/- Up to Rs.500/- - At par. OBC Wine Bill Commission Rs. 20/- Above Rs.500/- to Rs.5000/- Rs.25/- per instrument. Rs.5000/- to Rs.10000/- per instrument. Rs.10000/- to Rs.1 lakh Rs. 100/- per instrument. Above Rs.1 lakh - Rs.2.50 per thousand Return Charges - Cheque Wine Bills Rs.70/- plus postage Rs.30/-
IBC General Medical Return Charges- General Medical Wine (Collection) (Return) Signature / Digital Signature Verification / Photo Attestation/ Documents/Account per instance No Dues Certificate Stop Payment Rs.2.50/- per thousand plus Rs.30/- postage Rs.1.50/- per thousand + Rs.30/- postage Rs.70/- + Rs.30/- Postage Rs.70/- + Rs.30/- Postage Rs.25/- Rs100/- per instance. Nil Rs.100/- More Than one Cheque Saving Accounts Minimum Balance Amount Rs.1000/- With/With Out ATM Facility Cheque Book Facility Rs.2000/- Under Salary Scheme - Salary Accounts Open Accounts with Zero Balance & after credit of 1st Salary minimum balance as above should be maintained. Self Help Group (SHG) Accounts Rs.100/- Non Maintenance of Minimum Balance No Charges Closure of Accounts All Account Holders Saving Account Rs. 50/- Saving Account (Cheque Book Facility) Rs.100/- Current Account Rs. 200/- Current Account Minimum Balance Amount Rs. 3000/- Non Maintenance of Minimum Balance Rs. 50/- on each occasion. SMS Charges 0.25 paisa per SMS with minimum Quarterly. Locker Locker visit Lost of Locker Key Per day one visit - Free If exceeds per visit Break open and Issue of New Key - as per Company's charges plus Rs.500/-.
Shares Deptt. Share Transfer/Transmission Fee Share Surrender Nomination Fee (If change in nomination) Entrance Fee (For Nominal Member also) Issue of Duplicate Identity Card Nominal Member Fee Bank Guarantee Our Bank Margin (Per Year) Up to 25% - Commission 3% of Sanctioned Amount Above 25% & up to 75% - Commission 2% of Sanctioned Amount Above 75% & up to 100% - Commission 1% of Sanctioned Amount Our Bank (Per Year) Up to 50% - Commission 3% of Sanctioned Amount Above 50% & up to 100% - Commission 2% of Sanctioned Amount. (Regarding Bank Guarantee follow terms & conditions received from IBFC Deptt.) Process Fee Upto Rs.1,00,000/- Rs.150/- Above Rs.1,00,000/- A] Working Capital 0.50% of sanctioned limit (Maximum up to Rs.4.25 lakhs) B] Term Loan 0.40% of sanctioned limit (Maximum up to Rs.4.25 lakhs) C] Consortium Loans Scheme As per the decision of member BanksU D] Working Capital (Renewal) Upto Rs.1,00,000/- Rs.150/- Above Rs.1 lakh 0.25% of sanctioned limit (Maximum up to Rs.1.25 lakhs) Loan sanctioned/disbursement - Visit Fees Upto to Rs.5 lakhs (Six monthly) Rs.5 lakhs to Rs.25 lakhs (Quarterly) Rs.300/- Above Rs.25 lakhs (Bi-monthly) Rs.300/-
Solvency Certificate Upto Rs.5 Lakhs Above Rs. 5 lakhs to 10 lakhs Above Rs. 10 lakhs to Rs.25 lakhs Above Rs.25 lakhs CIBIL Charges- For Individual For Commercial (i.e.) (Other Than Individual) RTO Charges- Type Of Vehicle- Motor Cycle 3 Wheeler Low Motor Vehicle Heavy Motor Vehicle Cash Deposit Charges Upto Rs.10 lakhs per day Rs.1000/- Rs.2000/- Rs.5000/- Rs.7500/- Rs. 200/- per Report Rs. 1500/- per Report Rs.100/- Rs.150/- Rs.400/- Free And Thereon Rs.10 lakhs If deposited upto 4.00 pm If deposited after 4.00 pm Denomination Less than Rs.100 denomination 0.75 paisa per thousand Rs.1.50 per thousand Upto 5 packets - free Above 5 packets - Rs.2/- per packet. AWB Charges Cash transactions Within District - Free Out of District - Upto R.2 lakhs - Free Above Rs.2 lakhs - + for each transaction Other than Cash transactions Within District - Free Out of District - (Above Rs.50000/- per transaction)
Retrieval of old transactional documents/ Enquiries related to old records. Up to 3 year old Rs.100/- More than 3 years old Rs.150/- per record. Elite Customer Saving A/c Minimum balance Rs.5000/- Current A/c (For individual, Proprietor, Partnership Firm & HUF) Minimum balance Rs.25000/- For non maintenance of Min. Bal. Rs.250/- per month + Free services given to be revert. Free Services for Elite Customers A} Cheque Book 15 Leaves free per month B} AWB transaction Free C} ATM/Debit Card Free D} RTGS/NEFT 10 transaction free each month E} Cash Deposit Charges Free F} Duplicate Passbook Free Online/e-payment Services Applicable only for our account holders - Payment of Income Tax, Self Assessment Tax, MVAT, etc - Rs.100/- each transaction ATM Maximum daily cash withdrawal limit No. of free transaction per month allowed through other bank ATMs (Both Financial & Non financial transaction) Additional Card Fee Charges for financial transaction through other Bank ATMs (Cash Withdrawal) Charges for non financial transaction through Other Bank ATMs (Balance enquiry, Mini Statement, PIN Change) Card Replacement Fee PIN Replacement Fee Annual Fees Rs.25000/- Metro Cities - 3 Non-Metro Cities - 5 (per transaction) Rs.10/- per transaction Rs.25/-