October June 20132012 Market Update Indian equity markets witnessed robust gains over the month on the back of a series of positive macro-economic data, the Government s measures to boost the economy, good second-quarter earnings results by major companies and strong foreign inflows. Foreign Institutional Investors remained net buyers in the equity segment during the month to the tune of Rs. 15,706.40 crore. On the other hand, Domestic Institutional Investors remained net sellers to the tune of Rs. 12,536.06 crore. Initially markets remained subdued, tracking weak global cues. Bourses fell on concerns that the U.S. Government is headed for a shutdown amid a Budget stalemate and weaker-than-expected Chinese Manufacturing Purchasing Managers Index data. However, markets managed to recover soon after on hopes that a partial shutdown in the U.S. Government could lead to a delay in tapering of the Fed s stimulus measures. Weakerthan-expected U.S. private sector jobs data further increased such possibility. Market sentiments improved further on reports that core sectors, the eight key infrastructure industries, grew at their fastest pace in seven months at 3.7% in August. Though the Reserve Bank of India (RBI) increased the repo rate by 25 bps at its Second Quarter monetary Policy Review, it was already factored in by market participants. The RBI also increased liquidity for banks, which supported the bourses. Buying in software and technology counters helped markets move up after positive quarterly results of a major company from the sector. However, profit booking was seen as higher-than-expected headline inflation numbers in September and disappointing Index of Industrial Production data in August weighed on sentiments. Gains were restricted further after the World Bank revised India s economic growth forecast for the current financial year to 4.7% from 6.1% projected in April, citing two consecutive months of negative business sentiment and higher interest rates. On the BSE sectoral front, all the indices managed to close in green. Investors preferred banking stocks after the central bank announced big reforms for the banking sector. Realty stocks also found favour after the stock market regulator, SEBI, issued draft guidelines on setting up of Real-Estate Investment Trusts. The index rose 14.79%. S&P BSE Auto index surged 9.81%, after reporting a better-than-expected monthly sales numbers in September and on hopes of near-term improvement in sales volume amid the festive season. Outlook Investors will closely track the quarterly results of key companies across the sectors. Market participants will also focus on important macro-economic data to get an indication about the future direction of the bourses. Trend in other global emerging markets, the movement of the domestic currency and crude oil prices may also impact markets going forward. Market participants will also follow the activities of Foreign Institutional Investors going forward.
Debt Market Update Bond yields eased during the month on the 10 Year BM Yield Vs. Market Turnover back of narrower-than-expected Current 44,000 8.74 Account Deficit data. Moreover, trade deficit touched a 30-month low of $6.76 billion in September, led by rising exports and declining imports. Strong recovery in the rupee, seen throughout the month, also supported bond yields. Bond prices gained further following liquidity measures taken by the Reserve Bank of India (RBI) and after weak economic data from the U.S. increased expectations that the Federal Reserve (Fed) is unlikely to scale back its bond-purchase 36,000 28,000 20,000 12,000 8.66 8.58 8.50 8.42 program anytime soon. However, higherthan-expected headline and retail inflation Source: CCIL Turnover in Rs. Crore Closing Yield numbers put some pressure on bond yields. The 10-year benchmark bond yield fell 14 basis points (bps) to close at 8.62% against previous month s close of 8.77%, after moving in the range of 8.42% to 8.73%. Daily Market Turnover (in Rs. Cr.) The RBI increased the repo rate by 25 bps and cut the Marginal Standing Facility (MSF) rate by 25 bps at its Second Quarter Monetary Policy Review. The Cash Reserve Ratio (CRR) stood unchanged at 4.0%. The central bank said that the policy stance and measures in this review are intended to curb mounting inflationary pressure and manage inflation expectations in a scenario of weak growth. These will help strengthen the environment for growth by fostering macro-economic and financial stability. It will also launch two new instruments by the end of the current calendar year namely Inflation Indexed National Saving Securities and cash settled 10-year Interest Rate Futures. The RBI added further that the corporate bond market in India currently lacks sufficient depth and liquidity because of which, corporates have significant dependence on bank financing. To support this, the central bank proposed to allow banks to offer partial credit enhancements to corporate bonds by way of providing credit facilities and liquidity facilities to the corporates, and not by way of guarantee. Yields on the Gilt securities declined across the maturities in the range of 13 bps to 45 bps, except on 1-year maturity where yields fell by 83 bps. Corporate bond yields also plunged on the entire segment in the range of 26 bps to 46 bps with the highest change on the 1-year maturity. The spread between AAA corporate bond and Gilt remained mixed. It expanded on 1-year, 6-year to 9-year and 15-year maturities by up to 37 bps while remained unchanged on 3-year paper. Spread contracted on all other tenure in the range of 1 bps to 16 bps. 1-Oct 4-Oct 7-Oct 10-Oct 13-Oct 16-Oct 19-Oct 22-Oct 25-Oct 28-Oct 31-Oct (Closing Yield in %) Outlook Bond yields are likely to get support on normalization of liquidity-tightening measures and on the provision of additional liquidity support. However, reduction in the GDP estimate and increase in inflation forecast suggest that the central bank would have to adopt a balancing act and there could be a calibrated approach moving forward. Developments related to the Fed s bond-buyback program, movement in the domestic currency and updates on economic indicators are likely to impact the near-term trend of the bond markets. The RBI will conduct the auction of Government Securities and Treasury Bills for an aggregate amount of Rs. 75,000 crore and Rs. 48,000 crore, respectively.
SFIN-ULIF00127/08/08FIXEDIFUND140 Debt To generate steady returns at lower risk by investing in a range of debt securities. Type Debt 28-Aug-08 13.67 Money Market/ Fixed Deposits/Cash 57.81% 36.02% 6.17% 50% 100% 57.81% 0% 50% 36.02% 0% 40% 6.17% The actual asset allocation will remain within the 'minimum' and 'maximum' range based on market opportunities and future outlook of the markets. Govt Securities 2.29% 6.14% 5.95% 7.55% 97.41% 2.59% 8.33% GOI 09-Jul-2026 9.15% GOI 14-Nov-2024 7.80% GOI 11-Apr-2021 8.13% GOI 21-Sep-2022 364 Day T-Bill 26-Jun-2014 8.26% GOI 02-Aug-2027 8.79% GOI 08-Nov-2021 8.28% GOI 21-Sep-2027 7.94% GOI 24-May-2021 7.16% GOI 20-May-2023 8.20% GOI 15-Feb-2022 8.97% GOI 05-Dec-2030 8.08% GOI 02-Aug-2022 10.50% GOI 29-Oct-2014 8.84% Karnataka SDL 2017 91 Day T-Bill 26-Dec-2013 6.07% GOI 15-May-2014 11.83% GOI 12-Nov-2014 7.02% GOI 17-Aug-2016 7.56% GOI 03-Nov-2014 6.49% GOI 08-Jun-2015 48 Day CMB 14-Oct-2013 7.99% GOI 09-Jul-2017 6.25% GOI 02-Jan-2018 Corporate Bond 8.82% PFC NCD 20-Feb-2020 9.02% REC NCD 19-Nov-2022 8.80% FCI Series VB NCD 22-Mar-2028 9.98% IL&FS Ltd. 05-Dec-2021 9.71% Tata Sons Ltd. 29-Aug-2022 9.83% Bajaj Fin Ltd. 18-May-2021 9.39% PFC 29-Jun-2022 9.35% PGC Ltd. 29-Aug-2022 8.95% LIC Housing Finance 15-Sep-2020 11% First Blue Home Finance Ltd. 15-Jul-2016 9.65% ISEC PD Tier II 17-May-2022 8.98% HDFC 26-Nov-2020 2% Tata Steel Ltd. NCD 23-Apr-2022 8.84% Power Grid Corporation Ltd. 29-Mar-2016 10.09% MRF Ltd. NCD 27-May-2021 9.95% 2026 Series 4 Lower Tier II SBI Bonds. 9.50% HDFC 20-Jan-2014 8.90% PFC 15-Mar-2015 9.48% PFC 15-Apr-2022 9.10% Jagran Prakashan 17-Dec-2017 8.68% NCRPB Corp Bond 04-Aug-2020 9.25% PGC NCD 09-Mar-2027 Corporate Bond Investment In Liquid Mutual s Portfolio 6.2% 5.3% 4.8% 4.1% 3.7% 3.6% 3.4% 2.5% 0.3% 57.8% 3.0% 3.0% 2.4% 36.0% 0.0% 3.4% 4.92 ^Benchmark return has been computed by applying benchmark weightages of 75% I-SEC G-Sec (MI) Index, 20% CRISIL Bond Index & 5% CRISIL Liquid Index
SFIN-ULIF00227/08/08BALANCFUND140 Balance To generate balanced returns by investing in debt securities to provide stability and by investing in equities to provide potentially enhanced returns through capital appreciation. Type Balance 28-Aug-08 14.87 Money Market/ Fixed Deposits/Cash 30.15% 29.76% 33.54% 6.55% Mining of coal & lignite Manf. of tex les Manf. of rubber & plas cs prod. Air transport Extrac. of crude petrol. & natural gas Mining of metal ores Manf. of electrical equipment Manf. of basic metals Manf. of machi. & equipment n.e.c. Telecommunica ons Manf. of other transport equipment Manf. of other non-metallic mineral prod. Manf. of chemic.s & chemic. prod. Manf. of motor vehic,trailr & semi-trailr Manf. of pharma, medic, chem.& botani prod Manf. of coke & re ned petrol. prod. Manf. of tobacco prod. Infrastructure sector Compt prgm, consult. & related ac vit. Financial & insur. ac vit. 0.45 0.49 0.50 0.84 1.11 1.21 1.23 1.64 2.04 2.21 2.22 3.22 4.69 5.00 10% 50% 20% 50% 0% 50% 0% 40% 6.55% The actual asset allocation will remain within the 'minimum' and 'maximum' range based on market opportunities and future outlook of the markets. 1.84% 7.79% 3.68% 6.71% Sectoral Break-Up** 6.34 7.47 Govt Securities 9.57 10.01 15.35 30.15% 29.76% 33.54% 97.38% 2.62% 24.43 ITC Ltd. Infosys Ltd. Reliance Industries Ltd. Housing Development Finance Corpn. Ltd. HDFC Bank Ltd. Tata Consultancy Services Ltd. ICICI Bank Ltd. Larsen & Toubro Ltd. s 9.15% GOI 14-Nov-2024 7.80% GOI 11-Apr-2021 8.97% GOI 05-Dec-2030 7.02% GOI 17-Aug-2016 10.50% GOI 29-Oct-2014 6.49% GOI 08-Jun-2015 8.20% GOI 15-Feb-2022 8.33% GOI 09-Jul-2026 7.16% GOI 20-May-2023 7.56% GOI 03-Nov-2014 8.79% GOI 08-Nov-2021 8.28% GOI 21-Sep-2027 6.07% GOI 15-May-2014 8.08% GOI 02-Aug-2022 8.13% GOI 21-Sep-2022 48 Day CMB 21-Oct-2013 11.83% GOI 12-Nov-2014 91 DAY T-Bill 26-Dec-2013 7.99% GOI 09-Jul-2017 364 Day T-Bill 04-Sep-2014 6.25% GOI 02-Jan-2018 Corporate Bond 9.65% ISEC PD Tier II 17-May-2022 9.48% PFC 15-Apr-2022 8.84% Power Grid Corporation Ltd. 29-Mar-2016 8.82% PFC NCD 20-Feb-2020 9.02% REC NCD 19-Nov-2022 9.39% PFC 29-Jun-2022 9.55% Hindalco Inds. Ltd. NCD 25-Apr-2022 9.50% HDFC 20-Jan-2014 9.10% Jagran Prakashan 17-Dec-2017 2% Tata Steel Ltd. NCD 23-Apr-2022 8.90% PFC 15-Mar-2015 9.35% PGC Ltd. 29-Aug-2022 8.80% FCI Series VB NCD 22-Mar-2028 11% First Blue Home Finance Ltd. 15-Jul-2016 9.83% Bajaj Fin Ltd. 18-May-2021 8.64% PGC Ltd. NCD 8-Jul-2019 8.68% NCRPB Corp Bond 04-Aug-2020 8.95% LIC Housing Finance 15-Sep-2020 8.64% PGC Ltd. NCD 8-Jul-2016 10.09% MRF Ltd. NCD 27-May-2021 9.98% IL&FS Ltd. 05-Dec-2021 8.98% HDFC 26-Nov-2020 9.95% 2026 Series 4 Lower Tier II SBI Bonds. Corporate Bond Investment In Liquid Mutual s Portfolio 2.4% 14.8% 30.2% 6.8% 2.6% 0.9% 0.9% 0.3% 0.3% 0.2% 29.8% 0.7% 0.5% 0.4% 33.5% 2.6% 4.39 **Sector Classification is as per National Industrial Classification ( All Economic Activities) -2008 NIC ^Benchmark return has been computed by applying benchmark weightages of 30% NSE Nifty, 35% I-SEC G-Sec (MI) Index, 25% CRISIL Bond Index & 10% CRISIL Liquid Index.
SFIN-ULIF00327/08/08GROWTHFUND140 Growth To generate higher returns through capital appreciation in the long term by investing in diversified equities. Debt investment will provide relatively more stability and diversification. Type Growth 28-Aug-08 15.09 Money Market/ Fixed Deposits/Cash 59.42% 15.75% 18.63% 6.20% Manf. of rubber & plas cs prod. Fin. serv. except insur., pension fund Manf. of tex les Mining of coal & lignite Air transport Extrac. of crude petrol. & natural gas Mining of metal ores Manf. of electrical equipment Manf. of other non-metallic mineral prod. Manf. of basic metals Manf. of machi. & equipment n.e.c. Manf. of other transport equipment Telecommunica ons Manf. of chemic.s & chemic. prod. Manf. of motor vehic,trailr & semi-trailr Manf. of pharma, medic, chem.& botani prod Manf. of coke & re ned petrol. prod. Infrastructure sector Manf. of tobacco prod. Compt prgm, consult. & related ac vit. 0.30 0.37 0.39 0.44 0.56 0.90 1.19 1.19 1.28 1.89 2.13 2.18 40% 80% 59.42% 10% 30% 15.75% 0% 30% 18.63% 0% 40% 6.20% The actual asset allocation will remain within the 'minimum' and 'maximum' range based on market opportunities and future outlook of the markets 1.03% 8.08% 2.00% 6.13% Sectoral Break-Up** 3.96 4.17 4.79 Govt Securities 6.46 7.69 9.97 9.99 96.37% 3.63% 15.53 ITC Ltd. Infosys Ltd. Reliance Industries Ltd. Housing Development Finance Corpn. Ltd. HDFC Bank Ltd. Tata Consultancy Services Ltd. ICICI Bank Ltd. Larsen & Toubro Ltd. Tata Motors Ltd. Sun Pharmaceutical Inds. Ltd. Oil & Natural Gas Corpn. Ltd. Bharti Airtel Ltd. Mahindra & Mahindra Ltd. Hindustan Unilever Ltd. s 9.15% GOI 14-Nov-2024 7.80% GOI 11-Apr-2021 8.97% GOI 05-Dec-2030 8.33% GOI 09-Jul-2026 6.49% GOI 08-Jun-2015 7.16% GOI 20-May-2023 7.56% GOI 03-Nov-2014 48 Day CMB 21-Oct-2013 8.20% GOI 15-Feb-2022 8.08% GOI 02-Aug-2022 11.83% GOI 12-Nov-2014 6.07% GOI 15-May-2014 7.02% GOI 17-Aug-2016 7.99% GOI 09-Jul-2017 6.25% GOI 02-Jan-2018 Corporate Bond 8.82% PFC NCD 20-Feb-2020 9.39% PFC 29-Jun-2022 9.48% PFC 15-Apr-2022 9.55% Hindalco Inds. Ltd. NCD 25-Apr-2022 9.50% HDFC 20-Jan-2014 9.65% ISEC PD Tier II 17-May-2022 8.80% FCI Series VB NCD 22-Mar-2028 2% Tata Steel Ltd. NCD 23-Apr-2022 8.84% Power Grid Corporation Ltd. 29-Mar-2016 9.02% REC NCD 19-Nov-2022 9.98% IL&FS Ltd. 05-Dec-2021 8.90% PFC 15-Mar-2015 9.83% Bajaj Fin Ltd. 18-May-2021 9.10% Jagran Prakashan 17-Dec-2017 8.68% NCRPB Corp Bond 04-Aug-2020 8.95% LIC Housing Finance 15-Sep-2020 9.95% 2026 Series 4 Lower Tier II SBI Bonds. 11% First Blue Home Finance Ltd. 15-Jul-2016 Corporate Bond Investment In Liquid Mutual s Portfolio 5.9% 4.7% 4.2% 3.5% 3.4% 3.3% 19.9% 59.4% 4.2% 2.7% 0.3% 0.2% 0.1% 0.1% 15.7% 0.9% 0.3% 0.3% 18.6% 3.3% 4.53 Financial & insur. ac vit. 24.61 ** Sector Classification is as per National Industrial Classification ( All Economic Activities) -2008 NIC ^Benchmark return has been computed by applying benchmark weightages of 60% NSE Nifty, 15% I-SEC G-Sec (MI) Index, 15% CRISIL Bond Index & 10% CRISIL Liquid Index
SFIN-ULIF00427/08/08LARCAPFUND140 Large Cap To generate higher returns through capital appreciation in long term from a diversified equity portfolio. Type Large Cap 28-Aug-08 15.40 60% 100% 96.17% 0% 40% 3.83% The actual asset allocation will remain within the 'minimum' and 'maximum' range based on market opportunities and future outlook of the markets. Sectoral Break-Up** 0.63% 8.47% 0.56% 5.69% 92.59% 7.41% 96.17% 3.83% ITC Ltd. 9.6% Infosys Ltd. 7.7% Reliance Industries Ltd. 7.1% Housing Development Finance Corpn. Ltd. 6.4% HDFC Bank Ltd. 5.8% Tata Consultancy Services Ltd. 5.7% ICICI Bank Ltd. 5.5% Larsen & Toubro Ltd. 3.8% Tata Motors Ltd. 3.1% Sun Pharmaceutical Inds. Ltd. Oil & Natural Gas Corpn. Ltd. Bharti Airtel Ltd. Mahindra & Mahindra Ltd. Hindustan Unilever Ltd. Ultratech Cement Ltd. Dr. Reddys Laboratories Ltd. Axis Bank Ltd. Maruti Suzuki India Ltd. Asian Paints Ltd Kotak Mahindra Bank Ltd. Bajaj Auto Ltd. s 2 96.2% Manf. of tex les 0.28 Manf. of rubber & plas cs prod. 0.33 Investment In Liquid Mutual s Mining of coal & lignite 0.51 0.7% Air transport 0.54 Portfolio Extrac. of crude petrol. & natural gas 0.86 Mining of metal ores 1.08 Manf. of electrical equipment 1.14 Manf. of basic metals 1.78 Manf. of machi. & equipment n.e.c. 2.17 Telecommunica ons 2.28 Manf. of other transport equipment 2.34 Manf. of other non-metallic mineral prod. 3.19 Manf. of chemic.s & chemic. prod. 4.22 Manf. of motor vehic,trailr & semi-trailr 4.73 Manf. of pharma, medic, chem.& botani prod 6.48 Manf. of coke & re ned petrol. prod. 7.88 Manf. of tobacco prod. 10.00 Infrastructure sector 10.41 Compt prgm, consult. & related ac vit. 15.25 Financial & insur. ac vit. 24.51 ** Sector Classification is as per National Industrial Classification ( All Economic Activities) -2008 NIC ^Benchmark return has been computed by applying benchmark weightages of 100% NSE Nifty
SFIN-ULIF00509/02/09PENDEBFUND140 Pension Debt To generate steady returns at lower risk by investing in a range of debt securities. Type Pension Debt 09-Feb-09 12.77 60% 100% 34.76% 60% 100% 55.21% 0% 40% 10.03% The actual asset allocation will remain within the 'minimum' and 'maximum' range based on market opportunities and future outlook of the markets. Govt Securities 2.92% 5.26% 5.09% 5.77% 0.00% 34.76% 55.21% 10.03% 8.20% GOI 15-Feb-2022 7.7% 8.97% GOI 05-Dec-2030 6.0% 8.28% GOI 21-Sep-2027 3.8% 8.33% GOI 09-Jul-2026 3.8% 7.80% GOI 11-Apr-2021 7.16% GOI 20-May-2023 11.83% GOI 12-Nov-2014 8.79% GOI 08-Nov-2021 9.15% GOI 14-Nov-2024 7.02% GOI 17-Aug-2016 6.25% GOI 02-Jan-2018 0.9% 34.8% Corporate Bond 9.55% Hindalco Inds. Ltd. NCD 25-Apr-2022 7.9% 9.83% Bajaj Fin Ltd. 18-May-2021 6.1% 9.98% IL&FS Ltd. 05-Dec-2021 4.1% 9.95% 2026 Series 4 Lower Tier II SBI Bonds. 4.1% 9.65% ISEC PD Tier II 17-May-2022 4.1% 8.68% NCRPB Corp Bond 04-Aug-2020 4.0% 8.82% PFC NCD 20-Feb-2020 8.84% Power Grid Corporation Ltd. 29-Mar-2016 2.5% 8.84% Power Grid Corporation Ltd. 21-Oct-2020 2.4% 10.09% MRF Ltd. NCD 27-May-2021 11% First Blue Home Finance Ltd. 15-Jul-2016 9.50% HDFC 20-Jan-2014 8.90% PFC 15-Mar-2015 9.39% PFC 29-Jun-2022 9.35% PGC Ltd. 29-Aug-2022 9.25% PGC NCD 09-Mar-2027 2% Tata Steel Ltd. NCD 23-Apr-2022 Corporate Bond 55.2% Investment In Liquid Mutual s Portfolio 4.7% 4.7% 5.15 ^Benchmark return has been computed by applying benchmark weightages of 95% CRISIL Bond Index & 5% CRISIL Liquid Index
SFIN-ULIF00609/02/09PENBALFUND140 Pension Balance To generate balanced returns by investing in debt securities to provide stability and by investing in equities to provide potentially enhanced returns through capital appreciation. Type Pension Balance 09-Feb-09 14.62 30.20% 27.09% 39.31% 3.40% 10% 40% 20% 90% 30.20% 27.09% 20% 90% 39.31% 0% 40% 3.40% The actual asset allocation will remain within the 'minimum' and 'maximum' range based on market opportunities and future outlook of the markets. Govt Securities ITC Ltd. Infosys Ltd. Reliance Industries Ltd. Housing Development Finance Corpn. Ltd. ICICI Bank Ltd. HDFC Bank Ltd. Tata Consultancy Services Ltd. Larsen & Toubro Ltd. s 8.33% GOI 09-Jul-2026 2.4% 14.6% 30.2% 5.4% 8.20% GOI 15-Feb-2022 9.15% GOI 14-Nov-2024 5.1% 4.6% 7.94% GOI 24-May-2021 3.7% 1.30% 8.19% 8.97% GOI 05-Dec-2030 3.15% 9.32% 8.28% GOI 21-Sep-2027 2.7% 6.25% GOI 02-Jan-2018 97.80% 2.20% Sectoral Break-Up** 7.02% GOI 17-Aug-2016 Corporate Bond 9.55% Hindalco Inds. Ltd. NCD 25-Apr-2022 9.50% HDFC 20-Jan-2014 9.71% Tata Sons Ltd. 29-Aug-2022 27.1% 8.4% Manf. of tex les 0.48 9.65% ISEC PD Tier II 17-May-2022 Manf. of rubber & plas cs prod. 0.53 9.39% PFC 29-Jun-2022 Mining of coal & lignite 0.56 9.48% PFC 15-Apr-2022 Air transport 0.82 9.35% PGC Ltd. 29-Aug-2022 Extrac. of crude petrol. & natural gas 1.04 8.68% NCRPB Corp Bond 04-Aug-2020 Manf. of electrical equipment Mining of metal ores Manf. of basic metals Manf. of other transport equipment Telecommunica ons Manf. of machi. & equipment n.e.c. Manf. of other non-metallic mineral prod. Manf. of chemic.s & chemic. prod. Manf. of motor vehic,trailr & semi-trailr Manf. of pharma, medic, chem.& botani prod 1.26 1.27 1.60 2.15 2.17 2.37 3.34 4.32 4.86 6.16 9.25% PGC NCD 09-Mar-2027 8.95% LIC Housing Finance 15-Sep-2020 8.82% PFC NCD 20-Feb-2020 9.02% REC NCD 19-Nov-2022 Corporate Bond Investment In Liquid Mutual s Portfolio 39.3% 0.0% 2.4% 5.47 Manf. of coke & re ned petrol. prod. 7.17 Manf. of tobacco prod. 9.69 Infrastructure sector 10.57 Compt prgm, consult. & related ac vit. 15.02 Financial & insur. ac vit. 24.61 ** Sector Classification is as per National Industrial Classification ( All Economic Activities) -2008 NIC ^Benchmark return has been computed by applying benchmark weightages of 30% NSE Nifty, 60% CRISIL Bond Index & 10% CRISIL Liquid Index
SFIN-ULIF00709/02/09PENGROFUND140 Pension Growth To generate higher returns through capital appreciation in the long term by investing in diversified equities. Debt investment will provide relatively more stability and diversification. Type Pension Growth 09-Feb-09 17.80 59.44% *NAV as of September 30,201 14.59% 23.75% 2.22% 40% 80% 0% 60% 59.44% 14.59% 0% 60% 23.75% 0% 40% 2.22% ITC Ltd. 5.9% The actual asset allocation will remain within the 'minimum' and 'maximum' range based on market opportunities and future outlook of the markets. Infosys Ltd. Reliance Industries Ltd. 4.7% 4.2% Housing Development Finance Corpn. Ltd. HDFC Bank Ltd. 3.5% Govt Securities ICICI Bank Ltd. 3.4% Tata Consultancy Services Ltd. 3.4% Larsen & Toubro Ltd. 2.4% Tata Motors Ltd. Sun Pharmaceutical Inds. Ltd. Oil & Natural Gas Corpn. Ltd. Bharti Airtel Ltd. Mahindra & Mahindra Ltd. 0.92% 1.79% 12.43% 12.03% 96.06% 3.94% Sectoral Break-Up** Ultratech Cement Ltd. Axis Bank Ltd. s 9.15% GOI 14-Nov-2024 8.97% GOI 05-Dec-2030 7.02% GOI 17-Aug-2016 8.20% GOI 15-Feb-2022 8.28% GOI 21-Sep-2027 8.33% GOI 09-Jul-2026 18.7% 59.4% 2.7% 7.94% GOI 24-May-2021 Manf. of rubber & plas cs prod. 0.32 6.25% GOI 02-Jan-2018 0.7% Manf. of tex les 0.38 14.6% Mining of coal & lignite 0.54 Corporate Bond Air transport 0.59 9.50% HDFC 20-Jan-2014 Extrac. of crude petrol. & natural gas 0.94 8.90% PFC 15-Mar-2015 Manf. of electrical equipment Mining of metal ores Manf. of machi. & equipment n.e.c. 1.16 1.17 1.94 9.48% PFC 15-Apr-2022 8.80% FCI Series VB NCD 22-Mar-2028 8.84% Power Grid Corporation Ltd. 29-Mar-2016 9.65% ISEC PD Tier II 17-May-2022 2.6% Manf. of basic metals 2.01 9.83% Bajaj Fin Ltd. 18-May-2021 Manf. of other transport equipment 2.28 9.39% PFC 29-Jun-2022 Telecommunica ons 2.30 9.10% Jagran Prakashan 17-Dec-2017 Manf. of other non-metallic mineral prod. 3.19 9.55% Hindalco Inds. Ltd. NCD 25-Apr-2022 Manf. of chemic.s & chemic. prod. 4.00 8.68% NCRPB Corp Bond 04-Aug-2020 Manf. of motor vehic,trailr & semi-trailr Manf. of pharma, medic, chem.& botani prod Manf. of coke & re ned petrol. prod. 4.85 6.46 7.63 8.95% LIC Housing Finance 15-Sep-2020 8.82% PFC NCD 20-Feb-2020 Corporate Bond 23.7% 0.0% Manf. of tobacco prod. 9.94 Investment In Liquid Mutual s 0.4% Infrastructure sector 10.56 Compt prgm, consult. & related ac vit. 15.11 Portfolio Financial & insur. ac vit. 24.62 4.74 ** Sector Classification is as per National Industrial Classification ( All Economic Activities) -2008 NIC ^Benchmark return has been computed by applying benchmark weightages of 60% NSE Nifty, 30% CRISIL Bond Index & 10% CRISIL Liquid Index
SFIN-ULIF00809/02/09PENDYEFUND140 Pension Dynamic To generate higher returns through capital appreciation in long term from a diversified equity portfolio. Type Pension Dynamic 09-Feb-09 18.35 96.67% 0% 100% 96.67% 0% 100% 3.33% 3.33% The actual asset allocation will remain within the 'minimum' and 'maximum' range based on market opportunities and future outlook of the markets. Manf. of tex les Manf. of rubber & plas cs prod. Air transport Mining of coal & lignite Extrac. of crude petrol. & natural gas Mining of metal ores Sectoral Break-Up** 0.27 0.35 0.54 0.56 0.89 1.12 0.49% 13.08% 0.56% 14.55% 94.15% 5.85% ITC Ltd. Infosys Ltd. Reliance Industries Ltd. Housing Development Finance Corpn. Ltd. HDFC Bank Ltd. Tata Consultancy Services Ltd. ICICI Bank Ltd. Larsen & Toubro Ltd. Tata Motors Ltd. Sun Pharmaceutical Inds. Ltd. Oil & Natural Gas Corpn. Ltd. Bharti Airtel Ltd. Mahindra & Mahindra Ltd. Hindustan Unilever Ltd. Ultratech Cement Ltd. Dr. Reddys Laboratories Ltd. Axis Bank Ltd. Maruti Suzuki India Ltd. Asian Paints Ltd Kotak Mahindra Bank Ltd. Bajaj Auto Ltd. Lupin Ltd. s Investment In Liquid Mutual s Portfolio 9.7% 7.7% 7.0% 6.4% 5.8% 5.7% 5.4% 3.1% 19.7% 96.7% 0.4% 0.7% Manf. of electrical equipment Manf. of basic metals Manf. of machi. & equipment n.e.c. Telecommunica ons Manf. of other transport equipment Manf. of other non-metallic mineral prod. Manf. of chemic.s & chemic. prod. Manf. of motor vehic,trailr & semi-trailr Manf. of pharma, medic, chem.& botani prod Manf. of coke & re ned petrol. prod. Manf. of tobacco prod. Infrastructure sector 1.14 1.83 2.25 2.29 2.32 3.22 4.21 4.69 6.50 7.73 10.02 10.36 Compt prgm, consult. & related ac vit. 15.20 Financial & insur. ac vit. 24.52 **Sector Classification is as per National Industrial Classification ( All Economic Activities) -2008 NIC ^Benchmark return has been computed by applying benchmark weightages of 100% NSE Nifty
SFIN-ULIF00920/01/11LIQUIDFUND140 Liquid To generate steady return at lower risk by investing in range of short term debt/liquid money market securities. Type Liquid 20-Jan-11 11.96 0% 100% 100% The actual asset allocation will remain within the 'minimum' and 'maximum' range based on market opportunities and future outlook of the markets. T-Bill 182 Day T-Bill 30-Jan-2014 364 Day T-Bill 26-Jun-2014 364 Day T-Bill 04-Sep-2014 T-Bill Investment In Liquid Mutual s Portfolio 4 39.9% 19.3% 99.8% 0.0% 0.0% 0.2% 0.58 6.80% 6.64% 7.94% 7.75% 0.00% ^Benchmark return has been computed by applying benchmark weightages of 100% of Liquid benchmark
SFIN-ULIF01024/02/11DISCONFUND140 Discontinued To generate steady return at lower risk by investing in range of short term debt securities to meet the minimum guarantee of 4% p.a. Type Discontinued Policy 24-Feb-11 12.23 Money Market/ Fixed Deposits/Cash 0% 100% 100% The actual asset allocation will remain within the 'minimum' and 'maximum' range based on market opportunities and future outlook of the markets 7.85% 7.75% 7.94% 7.80% T-Bill 364 Day T-Bill 26-Jun-2014 182 Day T-Bill 19-Dec-2013 91 Day T-Bill 28-Nov-2013 182 Day T-Bill 05- Dec-2013 91 Day T-Bill 26-Dec-2013 182 Day T-Bill 14-Feb-2014 182 Day T-Bill 02-Jan-2014 364 Day T-Bill 24-Jul-2014 364 Day T-Bill 12-Jun-2014 364 Day T-Bill 04-Sep-2014 364 Day T-Bill 06-Feb-2014 364 Day T-Bill 29-May-2014 182 Day T-Bill 24-Oct-2013 48 Day CMB 21-Oct-2013 182 Day T-Bill 21-Nov-2013 364 Day T-Bill 28-Nov-2013 364 Day T-Bill 07-Aug-2014 182 Day T-Bill 30-Jan-2014 17.1% 1 5.5% 4.9% 4.3% 4.3% 4.1% 3.7% 3.3% 3.2% 3.2% 2.7% 2.6% 0.00% T-Bill 84.6% 1 Investment In Liquid Mutual s 0.7% Portfolio 0.40 ^Benchmark return has been computed by applying benchmark weightages of 100% of Liquid benchmark.
DLF Pramerica Life Insurance Company Limited (DPLI) is a joint venture between DLF Ltd. and Prudential International Insurance Holdings, Ltd. (referred to hereafter as "PIIH"). PIIH is a fully owned subsidiary of Prudential Financial, Inc. (referred to hereafter as "PFI"). The Company is committed to providing protection and quality advice to its customers. About DLF DLF Limited is India's largest real estate company in terms of revenues, earnings, market capitalization and developable area. It has a track record of over six decades of sustained growth, customer satisfaction, and innovation and currently has pan India presence. DLF is the only listed real estate company to be included in the BSE Sensex, NSE Nifty, MSCI India Index and MSCI Emerging Markets Asia Index. DLF s core business traditionally has been in development of residential, commercial and retail properties. It has a unique business model with earnings arising from real estate development and leasing and has entered into several strategic alliances with global industry leaders with business interests across infrastructure, SEZ, financial services and hotel businesses. About PFI PFI is a U.S. based financial services leader with its headquarters in Newark, New Jersey and operations in the United States, Asia, Europe and Latin America. PFI is focused on helping its customers achieve financial prosperity and peace of mind. Leveraging its heritage of life insurance and asset management expertise, PFI is focused on helping individual and institutional customers grow and protect their wealth. In the U.S., the company s Rock symbol is an icon of strength, stability, expertise and innovation that has stood the test of time. PFI's businesses offer a variety of products and services, including life insurance, annuities, retirement-related services, mutual funds, investment management, and real estate services. Pramerica is the brand name used in India and select countries by Prudential Financial, Inc. Prudential International Insurance Holdings, Ltd. and Prudential Financial, Inc. of the United States are not affiliated with Prudential Plc. a Company incorporated in the United Kingdom. Pramerica and the Rock Logo are proprietary service marks and may not be used without the permission of the owner.