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August 2018 Serving the Dubuque area since 1963 Spotlight... August General Meeting... Event: Cruise on the American Lady When: Tuesday, August 7, 2018 Time: Boarding starts at 6:00pm Cruise departs 6:30-9:00pm Where: American Lady Dubuque Yacht Basin 1630 East 16th St. Dubuque, IA Sponsored by: BARD Materials Cost: $30 per person RSVP: Reservations due by August 1 2018, or until the cruise is full call: (563) 582-4553 (office) call or text: (563) 564-6044 email: dbqhba115@gmail.com Key Dates... August... Monday August 6 Board Meeting Tuesday, August 7 American Lady River Boat Cruise (sponsored by BARD Materials) September... Monday, September 10 Board Meeting Tuesday, September 11 Dubuque Shooting Society (dinner sponsored by Premier Bank, social sponsor is O Meara Custom Products) October... Monday, October 1 Board Meeting Tuesday, October 2 Dubuque Shooting Society (dinner sponsored by US Bank, social sponosr is Sherwin Williams) From the President... We would like to extend our sincere gratitude to our Platinum sponsor, Horsfield Materials, our Hole-in-One sponsors, and our Hole Sponsors for supporting our annual Golf Outing this year. The event was a huge success and everyone enjoyed the fun and fellowship both on and off the course. Kalmes Catering provided a delicious meal and our raffle items were a huge success. Thank you to all who came out to the course and participated in the event. Our last summer event, a Riverboat Cruise on the American Lady (sponsored by BARD Materials) is scheduled for Tuesday, August 7. Last year was such a great success that we decided to offer this event again this year. Boarding starts at 6:00pm with set sail promptly at 6:30pm. Space is limited to the first 135 guests, so please call the office, or text/email Julie with your reservations early! Reservations are due by August 1, 2018, or when the cruise limit is full. The Parade of Homes planning is underway! We are looking for commitments from builders who wish to showcase a home in the Parade this year. Sponsorship forms and Parade advertising information are posted on the website for download at your convenience. If you d like to sponsor or participate in the parade, please contact Julie Kinsella via email at dbqhba115@gmail or call (563) 582 5443 or (563) 564 6044. If any of you have information you would like to share about the building industry or one of our members, please let us know. We d love to share the news with the membership! Mark Ernst President

Be the hero. Clients don t always know what they want. You re a hero when you remind them that energy efficiency is just as important as stainless steel and granite. Alliant Energy gives you incentives for energyefficient homes, up to $2,950. Contact us before you break ground. Learn more at alliantenergy.com/newhomeconstruction. 1-866-ALLIANT (866-255-4268) 2018 Alliant Energy 6304026 4/18 MJ Want to share information with other members? Advertising is now available in our monthly newsletter. Rates: Full page (per month) $250 1/2 page (per month $125 1/4 page (per month) $62.50 Contact Julie for more information. Board of Directors... President Mark Ernst, Black Hills Energy Vice President Gerb Smith, Smith Home Gallery & Cabinets Treasurer Chad Wagener, Premier Bank Secretary Joe Schmitt, Cedar Ridge Construction Social Director Mark Gudenkauf, Mark Gudenkauf Construction Board Member John Cook, Spahn and Rose Lumber, Dubuque Board Member Dave Grable, FloorShow Furniture and Flooring Board Member Joel Mozena, Mozena Construction Board Member Rick Barton, Barton Construction & Painting Board Member Ron Sterr, Dubuque Bank & Trust Executive Director Julie Kinsella Mission Statement.. Dubuque Homebuilders and Associates is a non-profit trade organization formed to promote and enhance the professionalization of home building and associated businesses in the tristate area. Our goal is to achieve continuity and communication among builders, sub-contractors, suppliers, financial institutions and local government to network for community growth and development Visit us on Facebook for updates, photos and special announcements. Search for Dubuque Homebuilders and Associates.

Two Simply Better Offers From American Trust Lot Loan to Dream Home: One and Done! You re buying the perfect property, building your dream, and planning long-term. The experts at American Trust make it quick, easy, and affordable to purchase your lot, finance your construction, and get you into the right home loan. To get you moving, take advantage of our lot special. Plus, when you finance your construction and permanent loans with us, we ll credit the $250 document fee plus $250 toward closing costs on your final mortgage! Lot Loan Special* 2.499% APR 20% down payment 12 Interest-only monthly payments A Lot for Your Dreams You ve found the perfect property. More than a place, it s the space where you ll build your home and happiness. The experts at American Trust make it quick, easy, and affordable to purchase a lot for your dreams. To get you moving, take advantage of our lot special. Plus, when you finance your construction and permanent loans with us, and we ll credit the $250 document fee plus $250 toward closing costs on your final mortgage! Lot Loan Special* 5.00% fixed APR 3 years 0% down payment *Subject to credit approval. Limited time offer. Rate subject to change and requires credit score of 740 or higher. One per household. Residential only. Other restrictions may apply. Other rates available. Payment example: $50,000 purchase with $10,000 down financed at 2.499% APR = 12 monthly interest-only payments of $82.16 to 84.90. Payments do not include taxes or insurance premiums. Balloon payment is required after 12 months if not converted to another mortgage. Balloon payment in this example would be $40,082.16. Borrower pays out-of-pocket fees (including legal, abstract and filing, etc.) plus $250 document fee. Borrowers who finance construction and final mortgage with American Trust receive $250 document fee credit and $250 credit toward closing costs. See a lender for complete information on lot, construction, and mortgage loans. *Subject to credit approval. Limited time offer. Rate subject to change and requires credit score of 700 or higher and auto payment from American Trust checking account. One per household. Residential only. Other restrictions may apply. Other rates available. 5.00% APR is fixed for three years and amortized up to 15 years. Payment example: $50,000 financed at 5.00% APR for 36 months has an average monthly principal and interest payment of $395.48. Balloon payment is required after 36 months if not converted to another mortgage. Balloon payment in this example would be $43,143.52. Borrower pays out-of-pocket fees (including legal, abstract and filing, etc.) plus $250 document fee. Borrowers who finance construction and final mortgage with American Trust receive $250 document fee credit and $250 credit toward closing costs. See a lender for complete information on lot, construction, and mortgage loans. See a Consumer Lender Near You! Rose LoBianco JFK Rd. Office 563.583.5751 NMLS #614315 Dave Recker Locust & Main St. 563.582.1841 NMLS #589455 Debbie Tancrell 32nd St. Office 563.583.5755 NMLS #552271 Jessie Ehrlich Asbury Office 563.582.5556 NMLS #557344 Tricia Mandersheid Key West Office 563.583.5757 NMLS #537274 Brian Latham Hartig Office 563.584.1703 NMLS #893668 Kristie Heims Farley 563.744.3380 NMLS #541126 Sheila Tegeler Main St. Dyersville 563.875.2491 NMLS #543170 Megan Werner Main St. Dyersville 563.875.2491 NMLS #1119554 Tanya Ostwinkle Hwy 136 Dyersville 563.875.2492 NMLS #543755 americantrust.bank

2018 Four Person Best Shot Golf Outing What a great day we had for the annual Golf Outing at Lacoma Golf Course this year. The weather was a beautiful summer day with the sun shining for everyone to enjoy. Over 200 golfers participated in the event this year. We were fortunate to have Hole-in-one sponsors by Runde Auto Group on the Blue Course and Turpin Dodge on the Red/Gold Course. Many of our Hole Sponsors set up tents and handed out various items to all the golfers. The grill masters from Kalmes Catering grilled some delicious steaks served straight off the grill with all the trimmings. The raffle price table was quite full this year, with items ranging from golf balls, hats and a putter to umbrellas, auto kits and coolers. Matt Horsfield, from Horsfield Materials, shared a few words with the group before the tickets were pulled for the raffle winners. We want to thank Horsfield Materials for their Platinum sponsorship this year and their assistance in another successful event. Thank you!

Thank You to Our Sponsors American Trust & Savings Bank All Seasons Heating & Cooling Black Hills Energy Builders First Source ComElec Services Crawford Company Dupaco Credit Union FloorShow Companies Horsfield Materials Lumber Specialties Premier Bank Runde Auto Group Servpro of Dubuque Sherwin Williams Paint Company Smith Home Gallery & Cabinet Works Spahn & Rose Lumber Company Turpin of Dubuque

2018 PARADE OF HOMES TOUR DIRECTORY ADVERTISING Parade dates October 13 & 14, 20 & 21, 2018 Dubuque Homebuilders & Associates is excited to offer advertising again this year in our 2018 Parade of Homes Tour directory. This is a great advertising opportunity to showcase your business! Our goal is to sell affordable advertising to all of our members in our FULL COLOR, GLOSSY directory. All featured articles will be local in nature and written by our members. Please check all the advertising you are interested in. All advertising must be camera-ready and can be emailed directly to Julie at dbqhba115@gmail.com. In order to make the publication deadline, your camera-ready ad, this signed form, and payment is due in our office by September 1st. Please mail to address listed below. Thank you so much for your support of our 2018 Parade of Homes Tour directory! Company: Contact: Address: Phone: email: Contact Information Advertising Opportunities Full Page Ad (7.5 x 10 ) Back Cover x $1000 Full Page Ad (7.5 x 10 ) Inside Front Cover x $1000 Full Page Ad (7.5 x 10 ) Inside Page x $650 ½ Page Ad (7.5 x 4.8625 ) Inside Back Cover x $500 ½ Page Ad (7.5 x 4.8625 ) Inside Page x $325 Subcontractor/Associate Logo (on builder page only) Name of Builder/Address of Parade Home: 1 x $45 2 x $40 3 x $35 4 x $30 ¼ Page Ad (7.5 x 4.8625 ) Inside Back Cover x $250 5 x $25 ¼ Page Ad (7.5 x 4.8625 ) Inside Page x $175 6 x $25 Business Card Ad (3.625 x 2.3 ) x $100 7 x $25 TOTAL TOTAL x 880 Locust Street Suite 115 PO Box 1352 Dubuque, Iowa 52001 563.582.4553 dbqhba115@gmail.com

2018 Parade of Homes Oct 13-14, Oct 20-21, 2018. 12 5pm Sign-ups are underway Please consider either placing a home in the Parade or advertising in the Parade of Homes magazine. If you have not received a Builders, Advertisers or Sponsorship Packet, please contact Julie either via telephone or email and request a copy. ALL Parade of Homes forms can be downloaded from the website at www.dubuquehomebuilders.com Second Annual Cruise on the Mississippi The American Lady Riverboat has been reserved for an evening cruise down the Mississippi Sponsored by BARD Materials Date: Tuesday, August 7, 2018 Boarding starts at 6:00pm. Cruise departs at 6:30 pm and returns at 9:00pm, so don t be late! Cost: $30 per person, Cost includes boat ride, food, soft drinks, and drink tickets. Catfish Charlie s will provide a variety of appetizers including Charlie s Pulled Pork Sandwiches and many others. We want to thank our main event sponsor, Bard Materials, for making sure everyone has a great time on the cruise. Space is limited to the first 135 paid reservations. Be sure you are not left out, so call early to reserve your spot for this relaxing stroll down the river.

P.O. Box 1352 Dubuque, IA 52004 1352 Contact Information... 880 Locust Street, Suite 115 Dubuque, IA 52001 Phone: (563) 582 4553 email: dbqhba115@gmail.com website: dubuquehomebuilders.com facebook: dubuque homebuilders and associates 1475 Associates Drive Dubuque 563-557-9952 877-357-7469 PUT YOUR BUSINESS CARD TO WORK Business Card $300/year Business Card $25/month 1475 Associates Drive Dubuque 563-557-9952 877-357-7469 1475 Associates Drive Dubuque 563-557-9952 877-357-7469 1475 Associates Drive Dubuque 1475 Associates Dubuque 1475 Associates Drive Dubuque 563-557-9952 Drive 877-357-7469 563-557-9952 877-357-7469 563-557-9952 877-357-7469