AWARDED VENDORS LEWISVILLE INDEPENDENT SCHOOL DISTRICT Agent Insurance Company Property and Contents SCARBROUGH, MEDLIN & ASSOCIATES, INC. TASB RISK MANAGEMENT FUND WELLS FARGO American Home Assurance Company (AIG) NB NB Per Occurrence Loss Limit Policy Limit $ 600,000,000 Aggregate Limit $ 600,000,000 Deductible $50,000: Total Cost NB NB $ 1,270,697 Deductible $100,000: Total Cost NB NB NB Deductible $125,000: Total Cost NB NB NB All Risk or Named Perils All Risks policy subject to policy terms, conditions and exclusions Blanket Values or Scheduled Policy Blanket up to $600,000,000 loss limit Coinsurance Percentage No Coinsurance Extra Expense for code enforcement Coverage A=Policy Limit; Coverage B C $5,000,000 Each Wind and Hail Deductible 1% TIV at each location subject to $100,000 minimum per occurrence (Hail only). $50,000 deductible for wind. AM Best Rating A XV Page 1
Broker SCARBROUGH, MEDLIN & ASSOCIATES, INC. WELLS FARGO Deductible: $10,000 Total Cost $2,722 with $5,000 deductible (general liability only) $ 201,960 NB Deductible: $25,000 Total Cost $ 195,318 $ 185,298 NB Deductible: $50,000 Total Cost NB $ 168,637 NB Total Annual Premium $ 198,040 $ 201,960 *per occurance limit is $1,000,000 *per occurance limit is $3,000,000 Coverage and Limits Representation for the District at administrative proceedings, OCR hearings, Special Education hearings or mediation; Student to Student or teacher to student sexual abuse or molestation; Discrimination claims by students; Representation available only when suit has been filed. Coverage is excluded under Professional Legal Liability until a lawsuit is filed against a Covered Person. Coverage is excluded under Professional Legal Liability. Coverage is provided up to the $3,000,000 limit per wrongful act, subject to the chosen deductible of $10,000, $25,000, or $50,000. A legal defense is provided outside the limit of liability or in addition to the limit. Page 2
Broker SCARBROUGH, MEDLIN & ASSOCIATES, INC. WELLS FARGO Injury arising out of breach of a written, oral, or implied contract or agreement; Defense Cost Coverage is excluded for Damages or Claim Expense arising out of any assumption of liability in a contract or agreement, or arising out of breach of contract or agreement (including and underwritten or implied agreement, or quantum merit claim,) or any claim sounding in tort which is based directly or indirectly on a contractual obligation. This exclusion does not apply to liability that the Covered Persons would have in the absence of a contract or agreement, nor does it apply to a misappropriation of advertising ideas under an implied but not written contract. Additionally, this exclusion does not apply to Claim Expenses incurred by a Fund Member in defending a claim by an employee against the Fund Member for breach of the employee's employment contract. However, this exclusion does apply to any damages which may be awarded for such a claim. Page 3
Broker SCARBROUGH, MEDLIN & ASSOCIATES, INC. WELLS FARGO Breach of employment contract; Coverage is excluded for Damages or Claim Expenses arising out of any assumption of liability in a contract or agreement, or arising out of breach of contract or agreement (including any unwritten or implied agreement, or quantum merit claim,) or any claim sounding in tort which is based directly or indirectly on a contractual obligation. This exclusion does not apply to liability that the Covered Persons would have in the absence of a contract or agreement, nor does it apply to a misappropriation of advertising idea answer an implied but not written contract. Additionally, this exclusion does not apply to Claim Expenses incurred by a Fund Member in defending a claim by an employee against the Fund Member for breach of the employee's employment contract. However, this exclusion does apply to any damages which may be awarded for such a claim. 1% TIV at each location subject to $100,000 minimum per occurrence (Hail only). $50,000 deductible for wind. Punitive, exemplary, and liquidated damages; no Coverage is excluded under Professional Legal Liability. Page 4
Broker SCARBROUGH, MEDLIN & ASSOCIATES, INC. WELLS FARGO Claims arising out of mental anguish or emotional distress. yes Coverage for mental anguish or emotional distress is provided on a per Occurrence basis under the Fund's General Liability coverage, subject to $0 deductible. Claims arising out of corporal punishment and/or student discipline Coverage for corporal punishment and/or student discipline is provided as a wrongful act under the Fund's Professional Legal Liability coverage. Includes incidental medical malpractice? Provides coverage for libel, slander, defamation of character? Page 5
Broker SCARBROUGH, MEDLIN & ASSOCIATES, INC. WELLS FARGO Provides coverage for sexual harassment student on student, teacher on student, abuse, molestation alleging bodily injury? Covered under Educators Legal Liability if not under General Liability Employee to student allegations of sexual harassment are covered, in addition to allegations involving employee to student abuse, molestation alleging bodily injury, and corporal punishment under the Fund's Professional Legal Liability. Coverage is excluded for student to student allegations of sexual harassment. Are legal fees (attorney costs) excluded from the limit or included in the limit of liability? Claim expenses including attorney fees are not excluded and are provided outside the limit or liability. Claim expenses means reasonable and necessary fees charged by an attorney selected by the Fund all other reasonable expenses arising form the investigation or defense of any claim. This does not include salaries of trustees, board members or employees of the Fund Member or any other governmental body, or any other expenses otherwise secluded by their Coverage Agreement. Page 6
Broker SCARBROUGH, MEDLIN & ASSOCIATES, INC. WELLS FARGO Includes employee benefits administration coverage? yes, subject to $100,000 per Occurrence limit. This is the maximum limit available with the Fund. AM Best Rating A or better Not Rated Page 7
Broker Blanket Crime Coverage SCARBROUGH, MEDLIN & ASSOCIATES, INC. TASB RISK MANAGEMENT FUND WELLS FARGO INSURANCE SERVICES NB NB Hartford Fire Insurance Company Deductible: $500 Total Cost NB NB NB Deductible: $1,000 Total Cost NB NB $7,876 for 3 year term or $2,625 annually Does the policy cover mysterious disappearance? AM Best Rating NB NB No A+ XV Page 8
Automobile Liability Broker SCARBROUGH, MEDLIN & TASB RISK WELLS FARGO INSURANCE ASSOCIATES, INC. MANAGEMENT FUND SERVICES PROPERTY CASUALTY ALLIANCE OF TEXAS TASB RISK MANAGEMENT FUND Texas Political Subdivisions Joint Self Insurance Fund Deductible: $1,000 Total Cost $ 31,500 $ 53,874 $ 41,700 Deductible: $1,500 Total Cost NB NB NB Deductible: $2,000 Total Cost NB NB NB Deductible: $2,500 Total Cost $ 48,701 Auto Physical Damage Comprehensive Deductible $250 Deductible 1,000 Deductible 1,000 Deductible 1,000 Deductible Deductible $25 - Mischief or Vandalism Total Cost $8,372 with $1,000 deductible Page 9 $15,080 with $1,000 deductible; $12,435 for $2,500 deductible Collision Deductible $1,000 Total Cost Included Included $10,264 Automatic Coverage?, this coverage agreement provides coverage for substitute and newly acquired vehicles on a fleet automatic basis, and will be subject to audit only at the Fund Member's request. AM Best Rating A or better Not Rated Not Rated $2,783($1,000 Comprehensive Deductible - $250 not available) 1% TIV at each location
Information Security and Privacy Liability Coverage Broker SCARBROUGH, MEDLIN & TASB RISK MANAGEMENT WELLS FARGO INSURANCE SERVICES PROPERTY CASUALTY ALLIANCE OF TEXAS Ace American Insurance Company Comprehensive coverage for Information Security & Privacy Liability Coverage NB Privacy Notification NB Costs Coverage Regulatory Defense NB and Penalties Coverage Website Media Content NB Liability Coverage Cyber Extortion NB Coverage Limit $ 100,000 1% TIV at each location First Party Data NB Protection Coverage Page 10
First Party Network NB Business Interruption Coverage Deductible $0 $150,000/12 hour waiting period Total Cost $75,082 Page 11