Variable Investment Option Performance Update Brighthouse Life Insurance Company The performance data quoted represents past performance and does not guarantee future results. Performance current to the most recent month-end may be viewed at www.brighthousefinancial.com. The investment return and principal value of an investment will fluctuate and an investor's shares, when redeemed, may be worth more or less than their original cost. Returns for Sub-Accounts that invest in s that were in existence prior to the Sub-Account inception date have been adjusted to reflect the charges and expenses of the Brighthouse Access Select Variable Annuity, as if the contract had existed during the stated period(s), including all -level expenses, the M&E risk and administrative expense charges of 1.40% and the annual Account Fee of $30. The Brighthouse Access Select product does not impose any withdrawal charges on withdrawals. These figures represent past performance and are not an indication of future performance. Current performance may be lower or higher than the performance figures quoted. Non-Standardized Performance: Without surrender charges applied Brighthouse Access Select as of 08/31/2018 Inception Date Year-to- Date 1 Year 3 Year* 5 Year* One Month BlackRock Bond Income - Class A 08/30/96 0.46% -1.69% -2.27% 0.65% 1.59% 2.70% BlackRock Capital Appreciation - Class A 08/30/96 4.04% 19.49% 28.17% 16.78% 15.88% 9.44% BlackRock High Yield - Class A 08/30/96 0.42% 1.21% 2.60% 4.89% 4.37% 6.58% BlackRock Ultra-Short Term Bond - Class A 12/31/87 0.05% 0.15% 0.00% -0.65% -0.97% -1.08% Brighthouse/Aberdeen Emerging Markets Equity - Class A++ 12/31/97-2.85% -10.90% -8.19% 7.19% 0.97% 0.23% Brighthouse/Wellington Core Equity Opportunities - Class A 04/05/93 1.73% 6.90% 14.32% 11.96% 10.59% 7.21% Clarion Global Real Estate - Class A 05/04/98 0.31% -1.87% 1.67% 3.89% 4.37% 3.31% ClearBridge Aggressive Growth - Class A 05/16/83 1.39% 10.12% 14.00% 8.71% 10.59% 6.65% ClearBridge Variable Aggressive Growth - Class I 11/01/99 0.88% 8.24% 11.36% 7.14% 10.60% 10.15% ClearBridge Variable Appreciation - Class I 10/16/91 2.90% 7.86% 15.89% 12.80% 11.17% 8.47% ClearBridge Variable Large Cap Growth - Class I 05/01/98 3.69% 14.53% 24.06% 16.65% 16.18% 11.83% ClearBridge Variable Large Cap Value - Class I 02/17/98 0.89% 1.62% 8.45% 8.90% 8.80% 7.39% Fidelity VIP Contrafund - Service Class 2 01/03/95 4.30% 9.60% 16.14% 12.54% 11.55% 8.36% Fidelity VIP Mid Cap - Service Class 2 12/28/98 1.45% 5.69% 16.48% 10.87% 10.21% 7.90% Frontier Mid Cap Growth - Class D 03/23/98 5.07% 10.17% 16.12% 11.28% 12.11% 7.77% Harris Oakmark International - Class A 08/01/96-5.12% -10.43% -4.95% 6.38% 4.00% 6.57% Invesco Comstock - Class B 04/30/99 0.58% 4.10% 17.12% 11.83% 9.53% 8.08% Jennison Growth - Class B 07/03/95 4.98% 17.46% 25.29% 17.95% 16.58% 11.40% MetLife Stock Index - Class B 10/16/91 3.08% 8.52% 17.37% 13.87% 12.32% 8.71% MFS Research International - Class B 01/02/97-1.79% -1.28% 5.41% 5.86% 3.81% 2.38% MFS Total Return - Class F 07/20/98 0.64% 0.31% 4.60% 6.31% 6.27% 5.37% MFS Value - Class D 08/30/96 0.20% 0.53% 8.01% 10.51% 9.94% 6.34% Morgan Stanley Mid Cap Growth - Class B++ 09/28/00 13.80% 35.16% 42.08% 18.53% 12.34% 10.47% Neuberger Berman Genesis - Class A 04/01/97 5.60% 12.16% 24.99% 14.47% 11.09% 7.76% Oppenheimer Global Equity - Class B 09/13/93 0.41% 4.21% 13.94% 11.37% 10.38% 7.69% Page 1 of 5
Inception Date Year-to- Date 1 Year 3 Year* 5 Year* One Month PIMCO Total Return - Class B 01/02/98 0.51% -1.63% -2.44% 0.48% 0.96% 3.18% T. Rowe Price Large Cap Growth - Class B 06/26/92 3.25% 14.09% 20.64% 16.05% 15.82% 11.23% T. Rowe Price Large Cap Value - Class B 08/30/96 0.69% 2.74% 11.07% 11.97% 10.07% 7.74% T. Rowe Price Large Cap Value - Class E++ 12/03/93 0.71% 2.83% 11.20% 12.09% 9.89% 7.23% T. Rowe Price Small Cap Growth - Class B 08/31/90 5.89% 15.42% 26.18% 15.04% 13.53% 12.04% Western Asset Management Strategic Bond Opportunities - Class A++ 10/31/94-0.59% -3.30% -2.63% 2.51% 2.60% 4.97% Western Asset Management Strategic Bond Opportunities - Class B 10/16/91-0.59% -3.44% -2.84% 2.26% 2.36% 3.87% *Annualized for Investment Options/s in existence for more than one year. Non-Standardized Performance: Without surrender charges applied as of 08/31/2018 ++ Closed to new investments except under dollar cost averaging and rebalancing programs in existence at the time of closing. Effective April 28, 2014, the T. Rowe Price Large Cap Value - Class E of the Met Investors Series Trust replaced ClearBridge Variable All Cap Value - Class I of the Legg Mason Partners Variable Equity Trust. Values before April 28, 2014 reflect the performance of the ClearBridge Variable All Cap Value - Class I. Effective April 28, 2014, the ClearBridge Aggressive Growth II of the Met Investors Series Trust merged with and into the ClearBridge Aggressive Growth of the Met Investors Series Trust. Values before April 28, 2014 reflect the performance of the ClearBridge Aggressive Growth II. Effective April 29, 2013, the Oppenheimer Global Equity of the Metropolitan Series Fund merged into the Met/Templeton Growth of Met Investors Series Trust (MIST) and the Met/Templeton Growth was renamed the MIST Oppenheimer Global Equity. Values before April 29, 2013 reflect the performance of the Oppenheimer Global Equity of the Metropolitan Series Fund. Effective April 29, 2013, the MLA Mid Cap (formerly the Lazard Mid Cap ) of the Met Investors Series Trust merged into the Neuberger Berman Genesis of the Metropolitan Series Fund. Values before April 29, 2013 reflect the performance of the MLA Mid Cap. As of May 2, 2011, the following portfolio substitution took effect: Legg Mason Western Asset Variable Diversified Strategic Income into Western Asset Management Strategic Bond Opportunities. Performance for the Western Asset Management Strategic Bond Opportunities consists of the performance of the Legg Mason Western Asset Variable Diversified Strategic Income before and on April 29, 2011 and the Western Asset Management Strategic Bond Opportunities after April 29, 2011. On May 1, 2009, the following investment portfolio substitutions were made: PIMCO VIT Total Return into PIMCO Total Return, Legg Mason Partners Variable Equity Index into MetLife Stock Index and Van Kampen LIT Comstock into Van Kampen Comstock. On May 1, 2009, the following investment portfolio mergers were made: FI Large Cap and Met/AIM Capital Appreciation into BlackRock Legacy Large Cap Growth (now known as BlackRock Capital Appreciation ) and Capital Guardian US Equity into Pioneer Fund. Performance for the PIMCO Total Return consists of the performance for PIMCO VIT Total Return before and on May 1, 2009 and the PIMCO Total Return after May 1, 2009. Performance for the Van Kampen Comstock consists of the performance for the Van Kampen LIT Comstock on and before May 1, 2009 and the Van Kampen Comstock after May 1, 2009. Performance for the MetLife Stock Index consists of the performance for the Legg Mason Partners Variable Equity Index on and before May 1, 2009 and the MetLife Stock Index after May 1, 2009. Performance for the BlackRock Legacy Large Cap Growth consists of performance for the FI Large Cap on and before May 1, 2009 and the BlackRock Legacy Large Cap Growth after May 1, 2009. Performance for the Pioneer Fund consists of performance for the Capital Guardian US Equity on and before May 1, 2009 and the Pioneer Fund after May 1, 2009 Investment Performance Is Not Guaranteed. Page 2 of 5
Prospectuses for the investment portfolios are available from your financial professional or at www.brighthousefinancial.com. The contract prospectus contains information about the contract s features, risks, charges and expenses. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. Variable annuities are long-term investments designed for retirement purposes. Variable annuities have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet their stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value. All product guarantees, including optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details. Withdrawals of taxable amounts are subject to ordinary income tax and if made before age 59½, may be subject to a 10% Federal income tax penalty. Distributions of taxable amounts from a non-qualified annuity may also be subject to the 3.8% Unearned Income Medicare Contribution Tax on Net Investment Income if your modified adjusted gross income exceeds the applicable threshold amount. Withdrawals will reduce the living and death benefits and account value. Withdrawals may be subject to withdrawal charges. Brighthouse Financial refers to Brighthouse Financial, Inc., a Delaware corporation, and, where appropriate in context, to one or more of its subsidiaries, or all of them taken as a whole. The Brighthouse Access Select variable annuity is issued by Brighthouse Life Insurance Company (previously issued by MetLife Insurance Company USA) on Policy Form Number TL-14529 and TL-14539 and is distributed through Brighthouse Securities, LLC (member FINRA). Brighthouse Life Insurance Company Charlotte, NC 28277 L1216487003[exp1018][All States] Page 3 of 5
The performance data quoted represents past performance and does not guarantee future results. Performance current to the most recent month-end may be viewed at www.brighthousefinancial.com. The investment return and principal value of an investment will fluctuate and an investor's shares, when redeemed, may be worth more or less than their original cost. Each Investment Option consists of a sub-account of the separate account supporting the contract (a "Sub-Account") that invests solely in shares of a fund portfolio (a ""). Standardized Performance for an Investment Option, as defined by the SEC, is the Average Annual Total Return for periods commencing no earlier than the Sub-Account inception date and terminating at the end of the most recent calendar quarter. Average Annual Total Returns shown that include periods prior to the Sub-Account inception date are Non-Standardized Performance. Charges for Standardized Performance include all -level expenses, the M&E risk and administrative expense charges of 1.40%, the contract administrative charge $30, and the surrender charge of 0%. Past performance does not guarantee future results. Brighthouse Access Select Average Annual Total Return as of 08/31/2018 Assuming Contract Surrender Standardized as of 06/30/2018 Assuming Contract Surrender Inception Date 1 Year 5 Years* Sub-Account Inception Date 1 Year 5 Years* BlackRock Bond Income - Class A 08/30/96-2.27% 1.59% 2.70% 12/17/96-1.56% 1.42% 2.57% BlackRock Capital Appreciation - Class A 08/30/96 28.17% 15.88% 9.44% 12/17/96 28.41% 15.38% 8.58% BlackRock High Yield - Class A 08/30/96 2.60% 4.37% 6.58% 01/03/97 2.18% 4.49% 6.33% BlackRock Ultra-Short Term Bond - Class A 12/31/87 0.00% -0.97% -1.08% 12/18/00-0.17% -1.03% -1.07% Brighthouse/Aberdeen Emerging Markets Equity - Class A++ 12/31/97-8.19% 0.97% 0.23% 05/15/98-3.95% 0.52% -1.58% Brighthouse/Wellington Core Equity Opportunities - Class A 04/05/93 14.32% 10.59% 7.21% 04/01/98 8.71% 9.67% 6.48% Clarion Global Real Estate - Class A 05/04/98 1.67% 4.37% 3.31% 05/12/98 2.86% 3.45% 3.17% ClearBridge Aggressive Growth - Class A 05/16/83 14.00% 10.59% 6.65% 12/16/96 12.56% 10.73% 5.40% ClearBridge Variable Aggressive Growth - Class I 11/01/99 11.36% 10.60% 10.15% 05/01/00 10.97% 10.41% 9.82% ClearBridge Variable Appreciation - Class I 10/16/91 15.89% 11.17% 8.47% 06/11/97 9.95% 9.86% 7.57% ClearBridge Variable Large Cap Growth - Class I 05/01/98 24.06% 16.18% 11.83% 05/01/01 18.80% 15.03% 11.48% ClearBridge Variable Large Cap Value - Class I 02/17/98 8.45% 8.80% 7.39% 04/08/98 4.22% 8.07% 6.96% Fidelity VIP Contrafund - Service Class 2 01/03/95 16.14% 11.55% 8.36% 05/01/00 10.90% 10.65% 7.21% Fidelity VIP Mid Cap - Service Class 2 12/28/98 16.48% 10.21% 7.90% 12/18/00 12.27% 10.33% 7.31% Frontier Mid Cap Growth - Class D 03/23/98 16.12% 12.11% 7.77% 04/30/98 11.63% 11.60% 6.54% Harris Oakmark International - Class A 08/01/96-4.95% 4.00% 6.57% 12/16/96 1.85% 5.73% 7.08% Invesco Comstock - Class B 04/30/99 17.12% 9.53% 8.08% 09/18/00 12.65% 8.92% 8.10% Jennison Growth - Class B 07/03/95 25.29% 16.58% 11.40% 12/18/00 27.30% 16.52% 10.52% MetLife Stock Index - Class B 10/16/91 17.37% 12.32% 8.71% 05/18/99 12.17% 11.24% 8.03% MFS Research International - Class B 01/02/97 5.41% 3.81% 2.38% 05/01/01 6.77% 4.16% 1.36% MFS Total Return - Class F 07/20/98 4.60% 6.27% 5.37% 05/01/00 1.86% 5.73% 5.08% MFS Value - Class D 08/30/96 8.01% 9.94% 6.34% 12/16/96 2.38% 9.18% 5.74% Morgan Stanley Mid Cap Growth - Class B++ 09/28/00 42.08% 12.34% 10.47% 05/01/01 32.33% 11.11% 8.50% Neuberger Berman Genesis - Class A 04/01/97 24.99% 11.09% 7.76% 06/05/97 13.49% 10.39% 7.17% Oppenheimer Global Equity - Class B 09/13/93 13.94% 10.38% 7.69% 05/01/00 14.40% 10.13% 7.24% PIMCO Total Return - Class B 01/02/98-2.44% 0.96% 3.18% 05/01/01-1.50% 0.69% 3.21% T. Rowe Price Large Cap Growth - Class B 06/26/92 20.64% 15.82% 11.23% 05/01/00 20.85% 15.75% 10.37% T. Rowe Price Large Cap Value - Class B 08/30/96 11.07% 10.07% 7.74% 01/10/97 7.07% 9.48% 7.17% T. Rowe Price Large Cap Value - Class E++ 12/03/93 11.20% 9.89% 7.23% 05/22/98 7.18% 9.30% 6.72% T. Rowe Price Small Cap Growth - Class B 08/31/90 26.18% 13.53% 12.04% 04/08/98 17.28% 13.17% 11.33% Western Asset Management Strategic Bond Opportunities - Class A++ 10/31/94-2.63% 2.60% 4.97% 06/12/97-1.74% 2.38% 4.78% Western Asset Management Strategic Bond Opportunities - Class B 10/16/91-2.84% 2.36% 3.87% 06/12/97-1.93% 2.14% 3.67% Sub- Account Page 4 of 5
*Annualized for Investment Options/s in existence for more than one year. ++ Closed to new investments except under dollar cost averaging and rebalancing programs in existence at the time of closing. Investment Performance Is Not Guaranteed. Prospectuses for the investment portfolios are available from your financial professional or at www.brighthousefinancial.com. The contract prospectus contains information about the contract s features, risks, charges and expenses. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. Variable annuities are long-term investments designed for retirement purposes. Variable annuities have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet their stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value. All product guarantees are subject to the claims-paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details. Withdrawals of taxable amounts are subject to ordinary income tax and if made before age 59½, may be subject to a 10% Federal income tax penalty. Distributions of taxable amounts from a non-qualified annuity may also be subject to the 3.8% Unearned Income Medicare Contribution Tax on Net Investment Income if your modified adjusted gross income exceeds the applicable threshold amount. Withdrawals will reduce the living and death benefits and account value. Withdrawals may be subject to withdrawal charges. Brighthouse Financial refers to Brighthouse Financial, Inc., a Delaware corporation, and, where appropriate in context, to one or more of its subsidiaries, or all of them taken as a whole. The Brighthouse Access Select variable annuity is issued by Brighthouse Life Insurance Company (previously issued by MetLife Insurance Company USA) on Policy Form Number TL-14529 and TL-14539 and is distributed through Brighthouse Securities, LLC (member FINRA). Brighthouse Life Insurance Company Charlotte, NC 28277 L1216487003[exp1018][All States] Page 5 of 5