CIMB Islamic Bank Berhad (671380H) CIMB Bank Berhad (13491P) Disclosure Requirements for Epayment Services and Fees INDIVIDUALS Intrabank Funds Transfer Internet Banking Mobile Banking ATM Over the Counter (OTC) No Charges No Charges No Charges 5.00 (via letter of instruction) No limit for 1st party transfer; 10,000 for 3rd party transfer 5,000 combined limit with IBFT No Limit (10,000 combined limit with IBFT for Preferred customers) bank payment Klang Valley/Johor Bahru: 9.15am 4.30pm (MonThurs) 9.15am 4.00pm (Friday) 9.15am 4.30pm (SunWed) 9.15am 4.00pm (Thurs) MondayFriday Nonbusiness days Real time if account number is invalid
Interbank GIRO (IBG) Internet Banking Mobile Banking ATM Over the Counter (OTC) 1 0.10 0.10 0.30 2.00 10,000 10,000 No Limit bank payment Futuredated payments Klang Valley/Johor Bahru: 9.15am 4.30pm (MonThurs) 9.15am 4.00pm (Friday) 9.15am 4.30pm (SunWed) 9.15am 4.00pm (Thurs) 1. Monday Friday Before 5.00 am 5.00am7.00am 7.01am9.30am 9.31am12.30pm After 12.30pm 2. Nonbusiness days Same day by 10.30am Same day by 1.00pm Same day by 3.45pm Same day by 5.45pm Next business day by 10.30am Next business day by anytime Refund by 10.30am the next business day for funds transferred before 12.30pm. Refund two business days later for funds transferred after 12.30pm. 1 No charges for senior citizens and the disabled persons
Instant Interbank Funds Transfer (IBFT) Internet Banking Mobile Banking ATM 2.00 2.00 Local 1.00 LIFBs 4.00 10,000 5,000 for 3rd party, combined limit with IBFT and cash withdrawal bank payment MondayFriday Nonbusiness days Refund by 10.30am the next business day for funds transferred before 12.30pm. Refund two business days later for funds transferred after 12.30pm.
RENTAS Online Banking Mobile Banking Overthecounter (OTC) Not offering Not offering 5.00 bank payment Klang Valley/Johor Bahru: 9.15am 4.30pm (MonThurs) 9.15am 4.00pm (Friday) 9.15am 4.30pm (SunWed) 9.15am 4.00pm (Thurs) MondayFriday Nonbusiness days For Overthecounter (OTC) only Same day Cut off time before 3.30 pm Not available Other related fees/charges for online banking (internet and mobile banking) 1. Maintenance / subscription fee 2. Security tokens 3. Annual digital certificates 4. Salary payment/payroll 5. Notification / SMS 6. Training Incentives and packages Charges Available upon customer s request (RM65) Available upon customer s request (RM0.20 per transaction) Debit Card Standalone domestic debit card Standalone International brand debit card Domestic Combo debit card 1 International Daily pointofsale transaction limit 5,000 Not offering Up to 10,000 Incentives NIL NIL Rewards: 1 point for every RM2 spent 1 Cards with both domestic debit and international debit schemes
Cheque and Current Account Services Charges (RM) Effective Date Fee per cheque issued RM0.65* 2 Jan 2015 * Comprises RM0.15 stamp duty per cheque leaf & RM0.50 processing fee on each cheque issued starting 2nd January 2015. Conventional Current Accounts Type of accounts Prime Current Account First 5,000 Next 5,001 to 50,000 Next 50,001 to 100,000 Next 100,001 to 500,000 Above 500,000 Flagship Current Account First RM5,000 Next RM5,001 RM10,000 Next RM10,001 RM100,000 Above RM100,000 MaxPlus 2 in 1 Curent Account Up to 5,000 Up to 10,000 Up to 100,000 Money Multiplier Current Account Up to 10,000 Above 10,000 CIMB Preferred Current Account First 20,000 Next 20,001 to 100,000 Interest rate/profit rate (% per annum) 0.60 1.20 1.60 2.00 0.05 0.10 0.50 0.05 0.10 0.50 2.50 1.80 2.25 Islamic Current Accountsi Type of accounts Current Accounti Wadiah Basic CAi Current Accounti Home Flexi Mudharabah (Special Mudharabah CAi) CAi Private Banking (previously known as High Yield CAi) Up to RM5,000 Above RM5,000 I*Hibah / Net Profit Rate Rates are determined on a profit sharing ratio Current Accounti for CIMB Preferred Up to 20,000 Up to 100,000