Variable Investment Option Performance Update Brighthouse Investment Architect SM - Standard Version Brighthouse Life Insurance Company The performance data quoted represents past performance and does not guarantee future results. Current performance may be lower or higher than the performance data quoted. Performance current to the most recent month-end may be viewed at www.brighthousefinancial.com. The investment return and principal value of an investment will fluctuate and an investor's shares, when redeemed, may be worth more or less than their original cost. For Sub-Accounts that invest in s that were in existence prior to the Sub-Account inception date, these returns have been adjusted to reflect the charges and expenses of the Brighthouse Investment Architect - Standard Version Variable Annuity, as if the contract had existed during the stated period(s), including all level expenses, the Mortality & Expense and Administration Charges of 0.95% (based on cumulative Purchase Payments of $500,000 or greater) and the annual Account Fee of $30. These results do not reflect the withdrawal charges which begin at 7% and decrease over 5 years (for returns reflecting these charges, see the Standardized report pages in this document that follows this Nonstandardized report). These figures represent past performance and are not an indication of future performance. Non-Standardized Performance: Without surrender charges applied One Month YTD 1 Year 3 Year* 5 Year* * Asset Class Variable Funding Options Style Risk Managed Global Multi-Asset AB Global Dynamic Allocation - Class B 0.41% -0.79% 2.48% 4.85% 5.43% 4.89% 04/29/2011 AQR Global Risk Balanced - Class B 0.87% -0.64% 2.44% 3.63% 1.82% 2.00% 04/29/2011 BlackRock Global Tactical Strategies - Class B 0.52% 0.41% 4.32% 5.38% 5.57% 4.37% 04/29/2011 Brighthouse Balanced Plus - Class B 1.67% 1.96% 7.40% 8.52% 7.50% 6.41% 04/29/2011 Invesco Balanced-Risk Allocation - Class B -0.40% -1.54% 2.23% 5.37% 3.68% 3.38% 04/30/2012 JPMorgan Global Active Allocation - Class B 0.62% -1.47% 3.01% 5.53% 5.78% 5.49% 04/30/2012 MetLife Multi-Index Targeted Risk - Class B 1.39% 0.77% 5.12% 5.90% 6.39% 6.60% 11/12/2012 PanAgora Global Diversified Risk - Class B 0.39% -2.67% 0.39% 5.62% - 3.50% 04/28/2014 Schroders Global Multi-Asset - Class B 0.59% -1.40% 2.75% 5.28% 5.77% 5.61% 04/30/2012 Asset Allocation American Funds Balanced Allocation - Class C 0.50% 3.30% 8.50% 8.64% 7.60% 6.11% 04/28/2008 American Funds Growth Allocation - Class C 0.52% 4.73% 11.92% 11.01% 9.52% 7.00% 04/28/2008 American Funds Moderate Allocation - Class C 0.43% 1.85% 5.53% 6.58% 5.98% 5.12% 04/28/2008 Brighthouse Asset Allocation 20 - Class B 0.30% -0.42% 0.92% 2.82% 2.82% 3.82% 05/02/2005 Brighthouse Asset Allocation 40 - Class B 0.27% 0.72% 3.64% 4.97% 4.58% 4.88% 05/02/2005 Brighthouse Asset Allocation 60 - Class B 0.49% 2.14% 6.70% 7.16% 6.39% 5.74% 05/02/2005 Brighthouse Asset Allocation 80 - Class B 0.64% 3.53% 9.86% 9.41% 8.15% 6.51% 05/02/2005 Brighthouse Asset Allocation 100 - Class B 0.90% 4.72% 12.53% 11.28% 9.53% 7.05% 11/03/2004 SSGA Growth and Income ETF - Class B 1.02% 2.03% 7.14% 6.98% 6.19% 5.74% 09/30/2005 SSGA Growth ETF - Class B 0.91% 2.68% 9.55% 8.83% 7.54% 6.25% 09/30/2005 Domestic Equity (Large Cap) American Funds Growth - Class C Growth 3.35% 14.93% 22.91% 17.71% 15.17% 9.93% 02/08/1984 BlackRock Capital Appreciation - Class B Growth 4.04% 19.64% 28.43% 17.02% 16.12% 9.91% 10/10/1995 Brighthouse/Wellington Core Equity Opportunities - Class B Blend 1.76% 7.05% 14.58% 12.19% 10.83% 7.28% 10/01/2002 Brighthouse/Wellington Large Cap Research - Class B Blend 3.39% 9.35% 16.41% 13.53% 13.68% 8.69% 03/23/1998 ClearBridge Aggressive Growth - Class B Growth 1.42% 10.29% 14.26% 8.95% 11.17% 10.55% 02/12/2001 Invesco Comstock - Class B Value 0.62% 4.42% 17.66% 12.35% 10.03% 8.51% 04/29/2005 Jennison Growth - Class B Growth 5.02% 17.83% 25.87% 18.49% 17.11% 11.92% 05/01/2002 MetLife Stock Index - Class G Blend 3.12% 8.81% 17.84% 14.35% 12.79% 9.20% 05/01/1990 MFS Value - Class B Value 0.18% 0.69% 8.36% 10.83% 10.28% 8.00% 07/20/1998 T. Rowe Price Large Cap Growth - Class B Growth 3.29% 14.44% 21.19% 16.58% 16.35% 11.74% 11/09/1998 T. Rowe Price Large Cap Value - Class B Value 0.72% 3.06% 11.58% 12.49% 10.58% 8.24% 12/11/1989 Domestic Equity (Mid Cap) MetLife Mid Cap Stock Index - Class G Blend 3.03% 7.55% 18.12% 13.09% 11.59% 9.68% 07/05/2000 Morgan Stanley Mid Cap Growth - Class B Growth 13.84% 35.58% 42.74% 19.07% 12.86% 10.97% 02/12/2001 Victory Sycamore Mid Cap Value - Class B Value 1.27% 6.03% 16.74% 7.19% 7.53% 7.00% 08/20/1997 Wells Capital Management Mid Cap Value - Class B Value -0.08% 0.89% 8.26% 6.05% 6.96% 6.92% 04/30/2004 Domestic Equity (Small Cap) Brighthouse Small Cap Value - Class B Value 2.39% 6.66% 19.36% 14.70% 10.76% 7.19% 05/01/2002 Invesco Small Cap Growth - Class B Growth 6.26% 16.09% 28.47% 15.07% 13.87% 11.13% 10/09/2001 JPMorgan Small Cap Value - Class B Value 1.93% 8.30% 16.59% 12.54% 9.24% 7.36% 05/02/2005 Loomis Sayles Small Cap Core - Class B Blend 4.67% 11.74% 22.18% 14.12% 11.31% 10.09% 05/02/1994 MetLife Russell 2000 Index - Class G Blend 4.21% 13.29% 23.75% 14.63% 11.62% 9.05% 11/09/1998 Neuberger Berman Genesis - Class B Value 5.61% 12.28% 25.26% 14.70% 11.31% 7.37% 07/05/2000 T. Rowe Price Small Cap Growth - Class G Growth 5.94% 15.75% 26.73% 15.42% 13.99% 12.49% 03/03/1997 Global Allocation BlackRock Global Allocation V.I. Fund - Class III 0.05% -0.28% 2.51% 4.75% 4.24% 4.03% 11/18/2003 Ivy VIP Asset Strategy -0.26% 3.85% 10.89% 5.47% -0.47% -0.43% 05/01/1995 International Equity American Funds Global Small Capitalization Fund - Class 4 2.60% 6.51% 14.54% 8.35% 8.39% 6.00% 04/30/1998 Page 1 of 6
Non-Standardized Performance: Without surrender charges applied * Asset Class Variable Funding Options Style One Month YTD 1 Year 3 Year* 5 Year* Baillie Gifford International Stock - Class B -1.40% -3.63% 3.16% 10.84% 6.95% 1.71% 05/01/1991 Brighthouse/Aberdeen Emerging Markets Equity - Class B -2.93% -10.86% -8.06% 7.36% 1.17% 0.43% 04/28/2006 Brighthouse/Artisan International - Class B -0.80% -0.29% 5.31% 5.81% - 2.42% 04/29/2014 Brighthouse/Dimensional International Small Company - Class B -1.78% -4.64% 2.17% 9.45% 7.55% 10.46% 10/30/2008 Harris Oakmark International - Class B -5.06% -10.29% -4.71% 6.60% 4.23% 6.80% 10/09/2001 Loomis Sayles Global Markets - Class B 0.73% 4.80% 11.47% 9.37% 8.55% 7.90% 04/28/2006 MetLife MSCI EAFE Index - Class G -2.12% -2.93% 2.78% 5.65% 4.24% 2.22% 11/09/1998 MFS Research International - Class B -1.75% -0.97% 5.90% 6.35% 4.29% 2.86% 02/12/2001 Oppenheimer Global Equity - Class B 0.45% 4.54% 14.46% 11.88% 10.89% 8.18% 03/03/1997 Fixed Income BlackRock Bond Income - Class B Interm. 0.47% -1.56% -2.07% 0.85% 1.81% 2.92% 08/26/1983 BlackRock High Yield - Class B High Yield 0.45% 1.35% 2.75% 4.97% 4.48% 6.68% 08/30/1996 BlackRock Ultra-Short Term Bond - Class B Ultrashort 0.07% 0.30% 0.20% -0.41% -0.64% -0.72% 08/26/1983 Brighthouse/Eaton Vance Floating Rate - Class B Bank Loan 0.41% 2.66% 3.75% 3.53% 2.45% 2.85% 04/30/2010 Brighthouse/Franklin Low Duration Total Return - Class B Short 0.24% -0.01% -0.33% 0.50% 0.34% 0.32% 04/29/2011 Brighthouse/Templeton International Bond - Class B World -3.14% -2.15% -2.95% -1.01% -0.84% 2.55% 04/30/2009 Fidelity Institutional Asset Management Government Income - Class B Interm.Gov. 0.71% -1.98% -2.94% -0.20% 1.09% 1.34% 04/29/2011 JPMorgan Core Bond - Class B Interm. 0.63% -1.63% -2.23% 0.42% 1.13% 1.68% 04/30/1997 MetLife Aggregate Bond Index - Class G Interm. 0.51% -1.91% -2.50% 0.22% 0.94% 2.11% 11/09/1998 PIMCO Emerging Market Bond - Class M Emerging -2.40% -6.09% -5.58% 3.64% - 1.24% 11/10/2014 PIMCO Inflation Protected Bond - Class B Infltn Protctd 0.44% -0.90% -0.51% 0.98% 0.48% 1.97% 05/01/2003 PIMCO Total Return - Class B Interm. 0.55% -1.33% -1.99% 0.94% 1.42% 3.53% 02/12/2001 PIMCO Dynamic Bond - Class M Multisector -0.15% 0.11% 0.35% 1.83% - 0.97% 10/31/2014 TCW Core Fixed Income - Class B Interm. 0.63% -1.49% -2.09% 0.39% - 0.11% 05/01/2015 Western Asset Management Strategic Bond Opportunities - Class B Multisector -0.55% -3.14% -2.39% 2.73% 2.83% 5.20% 10/31/1994 Western Asset Management U.S. Government - Class B Interm. Gov. 0.36% -1.10% -1.84% -0.32% 0.15% 1.22% 10/31/1994 Specialty Clarion Global Real Estate - Class B 0.35% -1.75% 1.96% 4.12% 4.59% 3.53% 04/30/2004 PIMCO Commodity RealReturn Strategy - Class M -1.84% -5.13% -1.01% -2.44% -9.12% -7.47% 06/30/2004 VanEck Global Natural Resources - Class B -7.61% -10.03% 3.73% 1.31% -6.22% 1.66% 10/30/2008 Alternative Morgan Stanley VIF Global Infrastructure - Class II -0.49% -1.18% -2.25% 5.61% 5.74% 4.28% 06/05/2000 Oppenheimer Global Multi-Alternatives Fund/VA - Service Shares 0.73% 0.83% 0.10% 0.14% - 0.34% 11/14/2013 - Return Not Available Pro-rated based on an average contract size; not applicable for contracts with account values greater than $50,000. *Annualized for Investment Options/s in existence for more than one year. + Closed to new purchase payments and transfers of account value. Certain optional benefit riders have investment allocation restrictions. Not all investment portfolios are available for all products and/or optional benefit riders. Please see the product prospectus for more information. Current performance may be lower or higher than the performance quoted. This is past performance and is no guarantee of future results. Effective February 3, 2014, Wellington Management Company, LLP replaced Davis Selected Advisers, L.P. as the subadviser to the WMC Core Equity Opportunities, which was previously known as the Davis Venture Value. As of May 2, 2011, the following portfolio substitution took effect: Legg Mason ClearBridge Variable Capital into Davis Venture Value. Performance for the Davis Venture Value consists of the performance of the Legg Mason ClearBridge Variable Capital before and on April 29, 2011 and the Davis Venture Value after April 29, 2011. On or about June 1, 2017, Wells Capital Management Incorporated replaced Goldman Sachs Asset Management, L.P. as the subadviser to the Wells Capital Management Mid Cap Value, which was previously known as the Goldman Sachs Mid Cap Value. Effective on or about September 1, 2017, Massachusetts Financial Services Company replaced BlackRock Advisors, LLC as the subadviser to the MFS Value II, which was previously known as BlackRock Large Cap Value. Effective on or about December 15, 2017, Victory Capital Management Inc. replaced Invesco Advisers, Inc. as the subadviser to the Victory Sycamore Mid Cap Value previously known as the Invesco Mid Cap Value. Effective December 15, 2017, Schroder Investment Management North America Inc. replaced FIAM LLC as the subadviser to the Schroders Global Multi-Asset II which was previously known as Pyramis Managed Risk. Prior to April 30, 2018, the Fidelity Institutional Asset Management Government Income of Brighthouse Funds Trust I was known as the Pyramis Government Income of Brighthouse Funds Trust I. Prior to the opening of business on April 30, 2018, the Allianz Global Investors Dynamic Multi-Asset Plus of Brighthouse Funds Trust I merged with and into the JPMorgan Global Active Allocation of Brighthouse Funds Trust I. Prior to the opening of business on April 30, 2018, the MFS Value II (formerly the BlackRock Large Cap Value ) of Brighthouse Funds Trust II merged with and into the MFS Value of Brighthouse Funds Trust II. Prior to the opening of business on April 30, 2018, the Schroders Global Multi-Asset II (formerly the Pyramis Managed Risk ) of Brighthouse Funds Trust I merged with and into the Shroders Global Multi-Asset of Brighthouse Funds Trust I. Prior to July 30, 2018, the PIMCO Dynamic Bond was known as the PIMCO Unconstrained Bond. Investment Performance Is Not Guaranteed. 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Additional prospectuses for the Brighthouse Investment Architect variable annuity issued by Brighthouse Life Insurance Company and for the investment portfolios are available from your financial professional or at www.brighthousefinancial.com. The contract prospectus contains information about the contract s features, risks, charges and expenses. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. Please refer to the contract prospectus for more complete details regarding the death benefits. Variable annuities are long-term investments designed for retirement purposes. Variable annuities have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet its stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value. All product guarantees are subject to the claims-paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details. Withdrawals of taxable amounts are subject to ordinary income tax and if made before age 59½, may be subject to a 10% Federal income tax penalty. Distributions of taxable amounts from a non-qualified annuity may also be subject to the 3.8% Unearned Income Medicare Contribution Tax on Net Investment Income if your modified adjusted gross income exceeds the applicable threshold amount. Withdrawals will reduce the death benefit and account value. Withdrawals may be subject to withdrawal charges. "Brighthouse Financial" refers to Brighthouse Financial, Inc., a Delaware corporation, and, where appropriate in context, to one or more of its subsidiaries, or all of them taken as a whole. The Brighthouse Investment Architect variable annuity is issued by Brighthouse Life Insurance Company (previously issued by MetLife Insurance Company USA) on Policy Form Series 8010 (11/00) and is distributed by Brighthouse Securities, LLC (member FINRA). Brighthouse Life Insurance Company Charlotte, NC 28277 800-343-8496 L1216486972[exp1018][xNY] Page 3 of 6
Brighthouse Investment Architect SM - Standard Version The performance data quoted represents past performance and does not guarantee future results. Current performance may be lower or higher than the performance data quoted. Performance current to the most recent month-end may be viewed at www.brighthousefinancial.com. The investment return and principal value of an investment will fluctuate and an investor's shares, when redeemed, may be worth more or less than their original cost. Each Investment Option consists of a sub-account of the separate account supporting the contract (a "Sub-Account") that invests solely in shares of a fund portfolio (a ""). Standardized Performance for an Investment Option, as defined by the SEC, is the Average Annual Total Return for periods commencing no earlier than the Sub-Account inception date and terminating at the end of the most recent calendar quarter. Average Annual Total Returns shown that include periods prior to the Sub-Account inception date are Non-Standardized Performance. Charges for Standardized Performance include all -level expenses, the Mortality & Expense and Administration Charges of 1.10% (based on cumulative Purchase Payments of $499,999 or less), the optional Return of Premium Death Benefit rider charge of 0.25%, the maximum applicable withdrawal charge of 7% and the annual Account Fee of $30. Past performance does not guarantee future results. Average Annual Total Return Standardized as of 06/30/2018 Asset Class Risk Managed Global Multi-Asset Variable Funding Options 1 Year 5 Year* * 1 Year 5 Year* * AB Global Dynamic Allocation -4.93% 4.26% 4.47% -4.47% 4.03% 4.36% 04/29/2011 05/02/2011 AQR Global Risk Balanced -4.97% 0.55% 1.59% -1.37% 0.49% 1.59% 04/29/2011 05/02/2011 BlackRock Global Tactical Strategies -3.10% 4.41% 3.95% -3.06% 4.04% 3.83% 04/29/2011 05/02/2011 Brighthouse Balanced Plus -0.03% 6.37% 5.98% -1.10% 5.72% 5.64% 04/29/2011 05/02/2011 Invesco Balanced-Risk Allocation -5.18% 2.46% 2.96% -0.97% 3.27% 3.19% 04/30/2012 04/30/2012 JPMorgan Global Active Allocation -4.41% 4.61% 5.06% -3.58% 4.26% 4.86% 04/30/2012 04/30/2012 MetLife Multi-Index Targeted Risk -2.30% 5.24% 6.17% -3.39% 4.65% 5.79% 11/12/2012 11/12/2012 PanAgora Global Diversified Risk -7.01% - 2.13% -3.51% - 2.23% 04/28/2014 04/28/2014 Schroders Global Multi-Asset -4.66% 4.61% 5.18% -4.97% 4.16% 4.97% 04/30/2012 04/30/2012 Asset Allocation American Funds Balanced Allocation 1.07% 6.48% 5.68% 1.24% 6.41% 5.21% 04/28/2008 04/28/2008 American Funds Growth Allocation 4.48% 8.44% 6.57% 4.28% 8.40% 5.96% 04/28/2008 04/28/2008 American Funds Moderate Allocation -1.90% 4.82% 4.70% -1.90% 4.70% 4.35% 04/28/2008 04/28/2008 Brighthouse Asset Allocation 20-6.48% 1.58% 3.41% -6.21% 1.39% 3.25% 05/02/2005 09/29/2005 Brighthouse Asset Allocation 40-3.77% 3.38% 4.46% -3.87% 3.24% 4.21% 05/02/2005 09/29/2005 Brighthouse Asset Allocation 60-0.72% 5.24% 5.31% -1.12% 5.15% 4.98% 05/02/2005 09/29/2005 Brighthouse Asset Allocation 80 2.42% 7.04% 6.08% 1.82% 6.95% 5.63% 05/02/2005 09/29/2005 Brighthouse Asset Allocation 100 5.08% 8.45% 6.63% 4.29% 8.42% 6.16% 11/03/2004 11/19/2004 SSGA Growth and Income ETF -0.29% 5.03% 5.31% -1.08% 4.66% 7.72% 09/30/2005 11/10/2008 SSGA Growth ETF 2.11% 6.42% 5.82% 0.99% 6.05% 8.94% 09/30/2005 11/10/2008 Domestic Equity (Large Cap) American Funds Growth 15.42% 14.18% 9.49% 13.44% 13.63% 8.31% 02/08/1984 04/28/2008 BlackRock Capital Appreciation 20.92% 15.15% 9.47% 21.19% 14.65% 11.92% 10/10/1995 11/19/2014 Brighthouse/Wellington Core Equity Opportunities 7.12% 9.78% 6.86% 1.51% 8.84% 6.03% 10/01/2002 09/29/2005 Brighthouse/Wellington Large Cap Research 8.95% 12.67% 8.26% 3.64% 11.81% 7.39% 03/23/1998 09/29/2005 ClearBridge Aggressive Growth 6.81% 10.12% 10.11% 5.38% 9.70% 9.61% 02/12/2001 03/21/2001 Invesco Comstock 10.19% 8.96% 8.07% 5.72% 8.34% 8.11% 04/29/2005 05/01/2005 Jennison Growth 18.37% 16.16% 11.47% 20.37% 16.10% 10.59% 05/01/2002 05/01/2002 MetLife Stock Index 10.37% 11.77% 8.76% 5.18% 10.67% 8.09% 05/01/1990 10/09/2001 MFS Value 0.93% 9.21% 7.57% -4.68% 8.46% 7.47% 07/20/1998 07/11/2008 T. Rowe Price Large Cap Growth 13.71% 15.38% 11.30% 13.92% 15.31% 10.43% 11/09/1998 03/21/2001 T. Rowe Price Large Cap Value 4.14% 9.52% 7.80% 0.14% 8.92% 7.23% 12/11/1989 12/11/1989 Domestic Equity (Mid Cap) MetLife Mid Cap Stock Index 10.65% 10.55% 9.25% 4.35% 9.94% 14.16% 07/05/2000 05/01/2009 Morgan Stanley Mid Cap Growth 35.17% 11.84% 10.53% 25.41% 10.58% 8.57% 02/12/2001 09/29/2005 Victory Sycamore Mid Cap Value 9.27% 6.41% 6.57% 0.38% 5.64% 6.01% 08/20/1997 03/04/1998 Wells Capital Management Mid Cap Value 0.83% 5.83% 6.49% -3.60% 5.53% 5.79% 04/30/2004 05/01/2004 Domestic Equity (Small Cap) Brighthouse Small Cap Value 11.89% 9.71% 6.77% 3.61% 9.19% 6.65% 05/01/2002 05/01/2002 Invesco Small Cap Growth 20.96% 12.87% 10.69% 15.17% 12.45% 10.36% 10/09/2001 10/09/2001 JPMorgan Small Cap Value 9.12% 8.15% 6.93% 3.33% 7.94% 7.10% 05/02/2005 07/11/2008 Loomis Sayles Small Cap Core 14.69% 10.27% 9.65% 7.39% 9.69% 9.69% 05/02/1994 07/11/2008 MetLife Russell 2000 Index 16.26% 10.58% 8.61% 8.58% 10.02% 13.82% 11/09/1998 05/01/2009 Neuberger Berman Genesis 17.76% 10.27% 6.94% 6.23% 9.56% 6.57% 07/05/2000 05/01/2004 T. Rowe Price Small Cap Growth 19.22% 12.98% 12.04% 10.24% 12.60% 10.02% 03/03/1997 11/17/2014 Global Allocation BlackRock Global Allocation V.I. Fund -4.90% 3.04% 3.61% -4.48% 2.91% 0.99% 11/18/2003 11/17/2014 Ivy VIP Asset Strategy 3.45% -1.77% -0.83% 2.68% -1.11% -1.51% 05/01/1995 11/17/2014 International Equity American Funds Global Small Capitalization 7.08% 7.29% 5.58% 7.84% 7.67% 6.10% 04/30/1998 11/17/2014 Page 4 of 6
Average Annual Total Return Standardized as of 06/30/2018 Asset Class Variable Funding Options 1 Year 5 Year* * 1 Year 5 Year* * Baillie Gifford International Stock -4.25% 5.82% 1.31% 0.14% 6.38% 0.22% 05/01/1991 09/29/2005 Brighthouse/Aberdeen Emerging Markets Equity -14.84% -0.12% 0.03% -10.97% -0.59% -1.78% 04/28/2006 05/01/2006 Brighthouse/Artisan International -2.11% - 1.02% -1.25% - 0.10% 04/29/2014 11/17/2014 Brighthouse/Dimensional International Small Company -5.24% 6.43% 10.01% 0.00% 7.98% 10.31% 10/30/2008 11/10/2008 Harris Oakmark International -11.74% 3.03% 6.37% -5.35% 4.78% 6.87% 10/09/2001 10/09/2001 Loomis Sayles Global Markets 4.03% 7.45% 7.47% 3.92% 7.39% 6.41% 04/28/2006 05/01/2006 MetLife MSCI EAFE Index -4.63% 3.04% 1.81% -2.41% 3.70% 6.66% 11/09/1998 05/01/2009 MFS Research International -1.53% 3.09% 2.44% -0.17% 3.44% 1.42% 02/12/2001 03/21/2001 Oppenheimer Global Equity 7.01% 9.83% 7.75% 7.47% 9.58% 7.30% 03/03/1997 09/29/2005 Fixed Income BlackRock Bond Income -9.29% 0.53% 2.51% -8.63% 0.35% 1.19% 08/26/1983 04/30/2012 BlackRock High Yield -4.66% 3.28% 6.26% -5.09% 3.38% 6.00% 08/30/1996 04/28/2008 BlackRock Ultra-Short Term Bond -7.18% -1.94% -1.12% -7.33% -1.99% -1.11% 08/26/1983 03/21/2001 Brighthouse/Eaton Vance Floating Rate -3.67% 1.19% 2.44% -4.27% 1.11% 2.38% 04/30/2010 05/03/2010 Brighthouse/Franklin Low Duration Total Return -7.68% -0.98% -0.09% -7.97% -1.06% -0.11% 04/29/2011 05/02/2011 Brighthouse/Templeton International -10.11% -2.14% 2.14% -10.37% -2.37% 2.24% 04/30/2009 05/01/2009 Fidelity Institutional Asset Management Government Income -10.09% -0.20% 0.93% -9.16% -0.46% 0.95% 04/29/2011 05/02/2011 JPMorgan Core Bond -9.44% -0.16% 1.27% -8.74% -0.46% 1.07% 04/30/1997 04/28/2008 MetLife Aggregate Bond Index -9.69% -0.36% 1.71% -9.11% -0.58% 1.74% 11/09/1998 05/01/2003 PIMCO Emerging Market Bond -12.54% - -0.50% -9.91% - -0.01% 11/10/2014 11/17/2014 PIMCO Inflation Protected Bond -7.85% -0.83% 1.57% -6.68% -1.06% 1.56% 05/01/2003 05/01/2003 PIMCO Total Return -9.21% 0.14% 3.12% -8.34% -0.14% 3.16% 02/12/2001 03/21/2001 PIMCO Dynamic Bond -7.05% - -0.83% -6.37% - -0.85% 10/31/2014 11/17/2014 TCW Core Fixed Income -9.31% - -1.94% -8.69% - -2.11% 05/01/2015 05/04/2015 Western Asset Management Strategic Bond Opportunities -9.58% 1.59% 4.78% -8.74% 1.36% -0.08% 10/31/1994 11/17/2014 Western Asset Management U.S. Government -9.08% -1.17% 0.82% -8.61% -1.32% 0.73% 10/31/1994 05/01/2005 Specialty Clarion Global Real Estate -5.44% 3.40% 3.11% -4.33% 2.44% 2.98% 04/30/2004 05/01/2004 PIMCO Commodity RealReturn Strategy -8.31% -10.26% -7.84% -0.68% -8.73% -10.30% 06/30/2004 11/17/2014 VanEck Global Natural Resources -3.68% -7.41% 1.25% 8.64% -4.35% 1.26% 10/30/2008 05/01/2009 Alternative Morgan Stanley VIF Global Infrastructure -9.45% 4.57% 3.86% -7.17% 4.44% -0.31% 06/05/2000 11/17/2014 Oppenheimer Global Multi-Alternatives Fund/VA -7.28% - -1.01% -8.86% - -7.44% 11/14/2013 05/01/2017 - Return Not Available Pro-rated based on an average contract size; not applicable for contracts with account values greater than $50,000. *Annualized for Investment Options/s in existence for more than one year. Current performance may be lower or higher than the performance quoted. This is past performance and is no guarantee of future results. Investment Performance Is Not Guaranteed. Additional prospectuses for the Brighthouse Investment Architect variable annuity issued by Brighthouse Life Insurance Company and for the investment portfolios are available from your financial professional or at www.brighthousefinancial.com. The contract prospectus contains information about the contract s features, risks, charges and expenses. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. Please refer to the contract prospectus for more complete details regarding the death benefits. Variable annuities are long-term investments designed for retirement purposes. Variable annuities have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet its stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value. All product guarantees are subject to the claims-paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details. Page 5 of 6
Withdrawals of taxable amounts are subject to ordinary income tax and if made before age 59½, may be subject to a 10% Federal income tax penalty. Distributions of taxable amounts from a non-qualified annuity may also be subject to the 3.8% Unearned Income Medicare Contribution Tax on Net Investment Income if your modified adjusted gross income exceeds the applicable threshold amount. Withdrawals will reduce the death benefit and account value. Withdrawals may be subject to withdrawal charges. "Brighthouse Financial" refers to Brighthouse Financial, Inc., a Delaware corporation, and, where appropriate in context, to one or more of its subsidiaries, or all of them taken as a whole. The Brighthouse Investment Architect variable annuity is issued by Brighthouse Life Insurance Company (previously issued by MetLife Insurance Company USA) on Policy Form Series 8010 (11/00) and is distributed by Brighthouse Securities, LLC (member FINRA). Brighthouse Life Insurance Company Charlotte, NC 28277 800-343-8496 L1216486972[exp1018][xNY] Page 6 of 6